4760万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4760万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4760万円の住宅ローン｜期間・年数別
4760万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥94,048 |
¥56,428,669 |
¥8,828,669 |
| 50 |
0.80% |
¥96,281 |
¥57,768,636 |
¥10,168,636 |
| 50 |
0.90% |
¥98,547 |
¥59,128,102 |
¥11,528,102 |
| 50 |
1.00% |
¥100,845 |
¥60,506,982 |
¥12,906,982 |
| 50 |
1.10% |
¥103,175 |
¥61,905,182 |
¥14,305,182 |
| 50 |
1.20% |
¥105,538 |
¥63,322,600 |
¥15,722,600 |
| 50 |
1.30% |
¥107,932 |
¥64,759,123 |
¥17,159,123 |
| 50 |
1.40% |
¥110,358 |
¥66,214,632 |
¥18,614,632 |
| 50 |
1.50% |
¥112,815 |
¥67,688,997 |
¥20,088,997 |
| 50 |
1.60% |
¥115,303 |
¥69,182,082 |
¥21,582,082 |
| 50 |
1.70% |
¥117,823 |
¥70,693,741 |
¥23,093,741 |
| 50 |
1.80% |
¥120,373 |
¥72,223,823 |
¥24,623,823 |
| 50 |
1.90% |
¥122,954 |
¥73,772,166 |
¥26,172,166 |
| 50 |
2.00% |
¥125,564 |
¥75,338,604 |
¥27,738,604 |
| 50 |
2.10% |
¥128,205 |
¥76,922,962 |
¥29,322,962 |
| 50 |
2.20% |
¥130,875 |
¥78,525,059 |
¥30,925,059 |
| 50 |
2.30% |
¥133,575 |
¥80,144,709 |
¥32,544,709 |
| 50 |
2.40% |
¥136,303 |
¥81,781,717 |
¥34,181,717 |
| 50 |
2.50% |
¥139,060 |
¥83,435,884 |
¥35,835,884 |
| 50 |
2.60% |
¥141,845 |
¥85,107,006 |
¥37,507,006 |
| 50 |
2.70% |
¥144,658 |
¥86,794,873 |
¥39,194,873 |
| 50 |
2.80% |
¥147,499 |
¥88,499,270 |
¥40,899,270 |
| 50 |
2.90% |
¥150,367 |
¥90,219,978 |
¥42,619,978 |
| 50 |
3.00% |
¥153,261 |
¥91,956,773 |
¥44,356,773 |
4760万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥102,785 |
¥55,503,711 |
¥7,903,711 |
| 45 |
0.80% |
¥104,994 |
¥56,696,668 |
¥9,096,668 |
| 45 |
0.90% |
¥107,232 |
¥57,905,467 |
¥10,305,467 |
| 45 |
1.00% |
¥109,500 |
¥59,130,051 |
¥11,530,051 |
| 45 |
1.10% |
¥111,797 |
¥60,370,360 |
¥12,770,360 |
| 45 |
1.20% |
¥114,123 |
¥61,626,324 |
¥14,026,324 |
| 45 |
1.30% |
¥116,478 |
¥62,897,869 |
¥15,297,869 |
| 45 |
1.40% |
¥118,861 |
¥64,184,915 |
¥16,584,915 |
| 45 |
1.50% |
¥121,273 |
¥65,487,376 |
¥17,887,376 |
| 45 |
1.60% |
¥123,713 |
¥66,805,161 |
¥19,205,161 |
| 45 |
1.70% |
¥126,182 |
¥68,138,174 |
¥20,538,174 |
| 45 |
1.80% |
¥128,678 |
¥69,486,312 |
¥21,886,312 |
| 45 |
1.90% |
¥131,203 |
¥70,849,468 |
¥23,249,468 |
| 45 |
2.00% |
¥133,755 |
¥72,227,530 |
¥24,627,530 |
| 45 |
2.10% |
¥136,334 |
¥73,620,381 |
¥26,020,381 |
| 45 |
2.20% |
¥138,941 |
¥75,027,899 |
¥27,427,899 |
| 45 |
2.30% |
¥141,574 |
¥76,449,957 |
¥28,849,957 |
| 45 |
2.40% |
¥144,234 |
¥77,886,424 |
¥30,286,424 |
| 45 |
2.50% |
¥146,921 |
¥79,337,167 |
¥31,737,167 |
| 45 |
2.60% |
¥149,633 |
¥80,802,044 |
¥33,202,044 |
| 45 |
2.70% |
¥152,372 |
¥82,280,914 |
¥34,680,914 |
| 45 |
2.80% |
¥155,136 |
¥83,773,630 |
¥36,173,630 |
| 45 |
2.90% |
¥157,926 |
¥85,280,041 |
¥37,680,041 |
| 45 |
3.00% |
¥160,741 |
¥86,799,994 |
¥39,199,994 |
4760万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥113,726 |
¥54,588,373 |
¥6,988,373 |
| 40 |
0.80% |
¥115,911 |
¥55,637,225 |
¥8,037,225 |
| 40 |
0.90% |
¥118,122 |
¥56,698,629 |
¥9,098,629 |
| 40 |
1.00% |
¥120,359 |
¥57,772,549 |
¥10,172,549 |
| 40 |
1.10% |
¥122,623 |
¥58,858,945 |
¥11,258,945 |
| 40 |
1.20% |
¥124,912 |
¥59,957,774 |
¥12,357,774 |
| 40 |
1.30% |
¥127,227 |
¥61,068,990 |
¥13,468,990 |
| 40 |
1.40% |
¥129,568 |
¥62,192,541 |
¥14,592,541 |
| 40 |
1.50% |
¥131,934 |
¥63,328,373 |
¥15,728,373 |
| 40 |
1.60% |
¥134,326 |
¥64,476,428 |
¥16,876,428 |
| 40 |
1.70% |
¥136,743 |
¥65,636,645 |
¥18,036,645 |
| 40 |
1.80% |
¥139,185 |
¥66,808,959 |
¥19,208,959 |
| 40 |
1.90% |
¥141,653 |
¥67,993,302 |
¥20,393,302 |
| 40 |
2.00% |
¥144,145 |
¥69,189,602 |
¥21,589,602 |
| 40 |
2.10% |
¥146,662 |
¥70,397,784 |
¥22,797,784 |
| 40 |
2.20% |
¥149,204 |
¥71,617,770 |
¥24,017,770 |
| 40 |
2.30% |
¥151,770 |
¥72,849,480 |
¥25,249,480 |
| 40 |
2.40% |
¥154,360 |
¥74,092,829 |
¥26,492,829 |
| 40 |
2.50% |
¥156,974 |
¥75,347,729 |
¥27,747,729 |
| 40 |
2.60% |
¥159,613 |
¥76,614,093 |
¥29,014,093 |
| 40 |
2.70% |
¥162,275 |
¥77,891,826 |
¥30,291,826 |
| 40 |
2.80% |
¥164,960 |
¥79,180,834 |
¥31,580,834 |
| 40 |
2.90% |
¥167,669 |
¥80,481,019 |
¥32,881,019 |
| 40 |
3.00% |
¥170,401 |
¥81,792,281 |
¥34,192,281 |
4760万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥127,816 |
¥53,682,674 |
¥6,082,674 |
| 35 |
0.80% |
¥129,977 |
¥54,590,343 |
¥6,990,343 |
| 35 |
0.90% |
¥132,161 |
¥55,507,644 |
¥7,907,644 |
| 35 |
1.00% |
¥134,368 |
¥56,434,557 |
¥8,834,557 |
| 35 |
1.10% |
¥136,598 |
¥57,371,058 |
¥9,771,058 |
| 35 |
1.20% |
¥138,850 |
¥58,317,121 |
¥10,717,121 |
| 35 |
1.30% |
¥141,126 |
¥59,272,718 |
¥11,672,718 |
| 35 |
1.40% |
¥143,423 |
¥60,237,820 |
¥12,637,820 |
| 35 |
1.50% |
¥145,744 |
¥61,212,393 |
¥13,612,393 |
| 35 |
1.60% |
¥148,087 |
¥62,196,404 |
¥14,596,404 |
| 35 |
1.70% |
¥150,452 |
¥63,189,815 |
¥15,589,815 |
| 35 |
1.80% |
¥152,839 |
¥64,192,588 |
¥16,592,588 |
| 35 |
1.90% |
¥155,249 |
¥65,204,681 |
¥17,604,681 |
| 35 |
2.00% |
¥157,681 |
¥66,226,053 |
¥18,626,053 |
| 35 |
2.10% |
¥160,135 |
¥67,256,658 |
¥19,656,658 |
| 35 |
2.20% |
¥162,611 |
¥68,296,449 |
¥20,696,449 |
| 35 |
2.30% |
¥165,108 |
¥69,345,378 |
¥21,745,378 |
| 35 |
2.40% |
¥167,627 |
¥70,403,393 |
¥22,803,393 |
| 35 |
2.50% |
¥170,168 |
¥71,470,443 |
¥23,870,443 |
| 35 |
2.60% |
¥172,730 |
¥72,546,474 |
¥24,946,474 |
| 35 |
2.70% |
¥175,313 |
¥73,631,428 |
¥26,031,428 |
| 35 |
2.80% |
¥177,917 |
¥74,725,249 |
¥27,125,249 |
| 35 |
2.90% |
¥180,543 |
¥75,827,876 |
¥28,227,876 |
| 35 |
3.00% |
¥183,189 |
¥76,939,250 |
¥29,339,250 |
4760万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥146,630 |
¥52,786,633 |
¥5,186,633 |
| 30 |
0.80% |
¥148,767 |
¥53,556,050 |
¥5,956,050 |
| 30 |
0.90% |
¥150,924 |
¥54,332,559 |
¥6,732,559 |
| 30 |
1.00% |
¥153,100 |
¥55,116,148 |
¥7,516,148 |
| 30 |
1.10% |
¥155,297 |
¥55,906,805 |
¥8,306,805 |
| 30 |
1.20% |
¥157,513 |
¥56,704,514 |
¥9,104,514 |
| 30 |
1.30% |
¥159,748 |
¥57,509,261 |
¥9,909,261 |
| 30 |
1.40% |
¥162,003 |
¥58,321,028 |
¥10,721,028 |
| 30 |
1.50% |
¥164,277 |
¥59,139,799 |
¥11,539,799 |
| 30 |
1.60% |
¥166,571 |
¥59,965,554 |
¥12,365,554 |
| 30 |
1.70% |
¥168,884 |
¥60,798,273 |
¥13,198,273 |
| 30 |
1.80% |
¥171,216 |
¥61,637,934 |
¥14,037,934 |
| 30 |
1.90% |
¥173,568 |
¥62,484,515 |
¥14,884,515 |
| 30 |
2.00% |
¥175,939 |
¥63,337,993 |
¥15,737,993 |
| 30 |
2.10% |
¥178,329 |
¥64,198,342 |
¥16,598,342 |
| 30 |
2.20% |
¥180,738 |
¥65,065,536 |
¥17,465,536 |
| 30 |
2.30% |
¥183,165 |
¥65,939,549 |
¥18,339,549 |
| 30 |
2.40% |
¥185,612 |
¥66,820,353 |
¥19,220,353 |
| 30 |
2.50% |
¥188,078 |
¥67,707,917 |
¥20,107,917 |
| 30 |
2.60% |
¥190,562 |
¥68,602,213 |
¥21,002,213 |
| 30 |
2.70% |
¥193,064 |
¥69,503,209 |
¥21,903,209 |
| 30 |
2.80% |
¥195,586 |
¥70,410,872 |
¥22,810,872 |
| 30 |
2.90% |
¥198,125 |
¥71,325,169 |
¥23,725,169 |
| 30 |
3.00% |
¥200,684 |
¥72,246,067 |
¥24,646,067 |
4760万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥173,001 |
¥51,900,264 |
¥4,300,264 |
| 25 |
0.80% |
¥175,115 |
¥52,534,373 |
¥4,934,373 |
| 25 |
0.90% |
¥177,245 |
¥53,173,416 |
¥5,573,416 |
| 25 |
1.00% |
¥179,391 |
¥53,817,386 |
¥6,217,386 |
| 25 |
1.10% |
¥181,554 |
¥54,466,278 |
¥6,866,278 |
| 25 |
1.20% |
¥183,734 |
¥55,120,084 |
¥7,520,084 |
| 25 |
1.30% |
¥185,929 |
¥55,778,797 |
¥8,178,797 |
| 25 |
1.40% |
¥188,141 |
¥56,442,407 |
¥8,842,407 |
| 25 |
1.50% |
¥190,370 |
¥57,110,907 |
¥9,510,907 |
| 25 |
1.60% |
¥192,614 |
¥57,784,288 |
¥10,184,288 |
| 25 |
1.70% |
¥194,875 |
¥58,462,538 |
¥10,862,538 |
| 25 |
1.80% |
¥197,152 |
¥59,145,647 |
¥11,545,647 |
| 25 |
1.90% |
¥199,445 |
¥59,833,605 |
¥12,233,605 |
| 25 |
2.00% |
¥201,755 |
¥60,526,400 |
¥12,926,400 |
| 25 |
2.10% |
¥204,080 |
¥61,224,018 |
¥13,624,018 |
| 25 |
2.20% |
¥206,421 |
¥61,926,448 |
¥14,326,448 |
| 25 |
2.30% |
¥208,779 |
¥62,633,676 |
¥15,033,676 |
| 25 |
2.40% |
¥211,152 |
¥63,345,688 |
¥15,745,688 |
| 25 |
2.50% |
¥213,542 |
¥64,062,470 |
¥16,462,470 |
| 25 |
2.60% |
¥215,947 |
¥64,784,006 |
¥17,184,006 |
| 25 |
2.70% |
¥218,368 |
¥65,510,281 |
¥17,910,281 |
| 25 |
2.80% |
¥220,804 |
¥66,241,278 |
¥18,641,278 |
| 25 |
2.90% |
¥223,257 |
¥66,976,982 |
¥19,376,982 |
| 25 |
3.00% |
¥225,725 |
¥67,717,376 |
¥20,117,376 |
4760万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥212,598 |
¥51,023,581 |
¥3,423,581 |
| 20 |
0.80% |
¥214,689 |
¥51,525,334 |
¥3,925,334 |
| 20 |
0.90% |
¥216,793 |
¥52,030,250 |
¥4,430,250 |
| 20 |
1.00% |
¥218,910 |
¥52,538,326 |
¥4,938,326 |
| 20 |
1.10% |
¥221,040 |
¥53,049,558 |
¥5,449,558 |
| 20 |
1.20% |
¥223,183 |
¥53,563,943 |
¥5,963,943 |
| 20 |
1.30% |
¥225,339 |
¥54,081,479 |
¥6,481,479 |
| 20 |
1.40% |
¥227,509 |
¥54,602,162 |
¥7,002,162 |
| 20 |
1.50% |
¥229,692 |
¥55,125,988 |
¥7,525,988 |
| 20 |
1.60% |
¥231,887 |
¥55,652,952 |
¥8,052,952 |
| 20 |
1.70% |
¥234,096 |
¥56,183,052 |
¥8,583,052 |
| 20 |
1.80% |
¥236,318 |
¥56,716,281 |
¥9,116,281 |
| 20 |
1.90% |
¥238,553 |
¥57,252,637 |
¥9,652,637 |
| 20 |
2.00% |
¥240,800 |
¥57,792,112 |
¥10,192,112 |
| 20 |
2.10% |
¥243,061 |
¥58,334,703 |
¥10,734,703 |
| 20 |
2.20% |
¥245,335 |
¥58,880,404 |
¥11,280,404 |
| 20 |
2.30% |
¥247,622 |
¥59,429,209 |
¥11,829,209 |
| 20 |
2.40% |
¥249,921 |
¥59,981,112 |
¥12,381,112 |
| 20 |
2.50% |
¥252,234 |
¥60,536,106 |
¥12,936,106 |
| 20 |
2.60% |
¥254,559 |
¥61,094,187 |
¥13,494,187 |
| 20 |
2.70% |
¥256,897 |
¥61,655,347 |
¥14,055,347 |
| 20 |
2.80% |
¥259,248 |
¥62,219,578 |
¥14,619,578 |
| 20 |
2.90% |
¥261,612 |
¥62,786,875 |
¥15,186,875 |
| 20 |
3.00% |
¥263,988 |
¥63,357,230 |
¥15,757,230 |
4760万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥278,648 |
¥50,156,594 |
¥2,556,594 |
| 15 |
0.80% |
¥280,716 |
¥50,528,952 |
¥2,928,952 |
| 15 |
0.90% |
¥282,795 |
¥50,903,091 |
¥3,303,091 |
| 15 |
1.00% |
¥284,883 |
¥51,279,010 |
¥3,679,010 |
| 15 |
1.10% |
¥286,982 |
¥51,656,707 |
¥4,056,707 |
| 15 |
1.20% |
¥289,090 |
¥52,036,183 |
¥4,436,183 |
| 15 |
1.30% |
¥291,208 |
¥52,417,434 |
¥4,817,434 |
| 15 |
1.40% |
¥293,336 |
¥52,800,461 |
¥5,200,461 |
| 15 |
1.50% |
¥295,474 |
¥53,185,262 |
¥5,585,262 |
| 15 |
1.60% |
¥297,621 |
¥53,571,835 |
¥5,971,835 |
| 15 |
1.70% |
¥299,779 |
¥53,960,180 |
¥6,360,180 |
| 15 |
1.80% |
¥301,946 |
¥54,350,294 |
¥6,750,294 |
| 15 |
1.90% |
¥304,123 |
¥54,742,177 |
¥7,142,177 |
| 15 |
2.00% |
¥306,310 |
¥55,135,825 |
¥7,535,825 |
| 15 |
2.10% |
¥308,507 |
¥55,531,239 |
¥7,931,239 |
| 15 |
2.20% |
¥310,713 |
¥55,928,415 |
¥8,328,415 |
| 15 |
2.30% |
¥312,930 |
¥56,327,351 |
¥8,727,351 |
| 15 |
2.40% |
¥315,156 |
¥56,728,047 |
¥9,128,047 |
| 15 |
2.50% |
¥317,392 |
¥57,130,499 |
¥9,530,499 |
| 15 |
2.60% |
¥319,637 |
¥57,534,706 |
¥9,934,706 |
| 15 |
2.70% |
¥321,893 |
¥57,940,666 |
¥10,340,666 |
| 15 |
2.80% |
¥324,158 |
¥58,348,375 |
¥10,748,375 |
| 15 |
2.90% |
¥326,432 |
¥58,757,832 |
¥11,157,832 |
| 15 |
3.00% |
¥328,717 |
¥59,169,035 |
¥11,569,035 |
4760万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥410,828 |
¥49,299,311 |
¥1,699,311 |
| 10 |
0.80% |
¥412,877 |
¥49,545,240 |
¥1,945,240 |
| 10 |
0.90% |
¥414,933 |
¥49,791,961 |
¥2,191,961 |
| 10 |
1.00% |
¥416,996 |
¥50,039,474 |
¥2,439,474 |
| 10 |
1.10% |
¥419,065 |
¥50,287,778 |
¥2,687,778 |
| 10 |
1.20% |
¥421,141 |
¥50,536,874 |
¥2,936,874 |
| 10 |
1.30% |
¥423,223 |
¥50,786,760 |
¥3,186,760 |
| 10 |
1.40% |
¥425,312 |
¥51,037,437 |
¥3,437,437 |
| 10 |
1.50% |
¥427,408 |
¥51,288,905 |
¥3,688,905 |
| 10 |
1.60% |
¥429,510 |
¥51,541,162 |
¥3,941,162 |
| 10 |
1.70% |
¥431,618 |
¥51,794,209 |
¥4,194,209 |
| 10 |
1.80% |
¥433,734 |
¥52,048,046 |
¥4,448,046 |
| 10 |
1.90% |
¥435,856 |
¥52,302,671 |
¥4,702,671 |
| 10 |
2.00% |
¥437,984 |
¥52,558,085 |
¥4,958,085 |
| 10 |
2.10% |
¥440,119 |
¥52,814,287 |
¥5,214,287 |
| 10 |
2.20% |
¥442,261 |
¥53,071,277 |
¥5,471,277 |
| 10 |
2.30% |
¥444,409 |
¥53,329,054 |
¥5,729,054 |
| 10 |
2.40% |
¥446,563 |
¥53,587,618 |
¥5,987,618 |
| 10 |
2.50% |
¥448,725 |
¥53,846,968 |
¥6,246,968 |
| 10 |
2.60% |
¥450,893 |
¥54,107,104 |
¥6,507,104 |
| 10 |
2.70% |
¥453,067 |
¥54,368,026 |
¥6,768,026 |
| 10 |
2.80% |
¥455,248 |
¥54,629,732 |
¥7,029,732 |
| 10 |
2.90% |
¥457,435 |
¥54,892,223 |
¥7,292,223 |
| 10 |
3.00% |
¥459,629 |
¥55,155,497 |
¥7,555,497 |
