4780万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4780万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4780万円の住宅ローン｜期間・年数別
4780万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥94,443 | ¥56,665,764 | ¥8,865,764 |
| 50 | 0.80% | ¥96,686 | ¥58,011,361 | ¥10,211,361 |
| 50 | 0.90% | ¥98,961 | ¥59,376,539 | ¥11,576,539 |
| 50 | 1.00% | ¥101,269 | ¥60,761,213 | ¥12,961,213 |
| 50 | 1.10% | ¥103,609 | ¥62,165,288 | ¥14,365,288 |
| 50 | 1.20% | ¥105,981 | ¥63,588,661 | ¥15,788,661 |
| 50 | 1.30% | ¥108,385 | ¥65,031,220 | ¥17,231,220 |
| 50 | 1.40% | ¥110,821 | ¥66,492,845 | ¥18,692,845 |
| 50 | 1.50% | ¥113,289 | ¥67,973,405 | ¥20,173,405 |
| 50 | 1.60% | ¥115,788 | ¥69,472,763 | ¥21,672,763 |
| 50 | 1.70% | ¥118,318 | ¥70,990,774 | ¥23,190,774 |
| 50 | 1.80% | ¥120,879 | ¥72,527,284 | ¥24,727,284 |
| 50 | 1.90% | ¥123,470 | ¥74,082,133 | ¥26,282,133 |
| 50 | 2.00% | ¥126,092 | ¥75,655,152 | ¥27,855,152 |
| 50 | 2.10% | ¥128,744 | ¥77,246,167 | ¥29,446,167 |
| 50 | 2.20% | ¥131,425 | ¥78,854,996 | ¥31,054,996 |
| 50 | 2.30% | ¥134,136 | ¥80,481,451 | ¥32,681,451 |
| 50 | 2.40% | ¥136,876 | ¥82,125,337 | ¥34,325,337 |
| 50 | 2.50% | ¥139,644 | ¥83,786,455 | ¥35,986,455 |
| 50 | 2.60% | ¥142,441 | ¥85,464,599 | ¥37,664,599 |
| 50 | 2.70% | ¥145,266 | ¥87,159,558 | ¥39,359,558 |
| 50 | 2.80% | ¥148,119 | ¥88,871,116 | ¥41,071,116 |
| 50 | 2.90% | ¥150,998 | ¥90,599,054 | ¥42,799,054 |
| 50 | 3.00% | ¥153,905 | ¥92,343,146 | ¥44,543,146 |
4780万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥103,217 | ¥55,736,920 | ¥7,936,920 |
| 45 | 0.80% | ¥105,435 | ¥56,934,889 | ¥9,134,889 |
| 45 | 0.90% | ¥107,683 | ¥58,148,767 | ¥10,348,767 |
| 45 | 1.00% | ¥109,960 | ¥59,378,497 | ¥11,578,497 |
| 45 | 1.10% | ¥112,267 | ¥60,624,017 | ¥12,824,017 |
| 45 | 1.20% | ¥114,602 | ¥61,885,258 | ¥14,085,258 |
| 45 | 1.30% | ¥116,967 | ¥63,162,145 | ¥15,362,145 |
| 45 | 1.40% | ¥119,360 | ¥64,454,599 | ¥16,654,599 |
| 45 | 1.50% | ¥121,782 | ¥65,762,533 | ¥17,962,533 |
| 45 | 1.60% | ¥124,233 | ¥67,085,855 | ¥19,285,855 |
| 45 | 1.70% | ¥126,712 | ¥68,424,469 | ¥20,624,469 |
| 45 | 1.80% | ¥129,219 | ¥69,778,271 | ¥21,978,271 |
| 45 | 1.90% | ¥131,754 | ¥71,147,155 | ¥23,347,155 |
| 45 | 2.00% | ¥134,317 | ¥72,531,007 | ¥24,731,007 |
| 45 | 2.10% | ¥136,907 | ¥73,929,711 | ¥26,129,711 |
| 45 | 2.20% | ¥139,524 | ¥75,343,142 | ¥27,543,142 |
| 45 | 2.30% | ¥142,169 | ¥76,771,175 | ¥28,971,175 |
| 45 | 2.40% | ¥144,840 | ¥78,213,678 | ¥30,413,678 |
| 45 | 2.50% | ¥147,538 | ¥79,670,516 | ¥31,870,516 |
| 45 | 2.60% | ¥150,262 | ¥81,141,549 | ¥33,341,549 |
| 45 | 2.70% | ¥153,012 | ¥82,626,632 | ¥34,826,632 |
| 45 | 2.80% | ¥155,788 | ¥84,125,620 | ¥36,325,620 |
| 45 | 2.90% | ¥158,590 | ¥85,638,361 | ¥37,838,361 |
| 45 | 3.00% | ¥161,416 | ¥87,164,700 | ¥39,364,700 |
4780万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥114,204 | ¥54,817,736 | ¥7,017,736 |
| 40 | 0.80% | ¥116,398 | ¥55,870,995 | ¥8,070,995 |
| 40 | 0.90% | ¥118,618 | ¥56,936,859 | ¥9,136,859 |
| 40 | 1.00% | ¥120,865 | ¥58,015,291 | ¥10,215,291 |
| 40 | 1.10% | ¥123,138 | ¥59,106,252 | ¥11,306,252 |
| 40 | 1.20% | ¥125,437 | ¥60,209,698 | ¥12,409,698 |
| 40 | 1.30% | ¥127,762 | ¥61,325,582 | ¥13,525,582 |
| 40 | 1.40% | ¥130,112 | ¥62,453,854 | ¥14,653,854 |
| 40 | 1.50% | ¥132,488 | ¥63,594,458 | ¥15,794,458 |
| 40 | 1.60% | ¥134,890 | ¥64,747,337 | ¥16,947,337 |
| 40 | 1.70% | ¥137,318 | ¥65,912,429 | ¥18,112,429 |
| 40 | 1.80% | ¥139,770 | ¥67,089,669 | ¥19,289,669 |
| 40 | 1.90% | ¥142,248 | ¥68,278,988 | ¥20,478,988 |
| 40 | 2.00% | ¥144,751 | ¥69,480,315 | ¥21,680,315 |
| 40 | 2.10% | ¥147,278 | ¥70,693,573 | ¥22,893,573 |
| 40 | 2.20% | ¥149,831 | ¥71,918,685 | ¥24,118,685 |
| 40 | 2.30% | ¥152,407 | ¥73,155,570 | ¥25,355,570 |
| 40 | 2.40% | ¥155,009 | ¥74,404,143 | ¥26,604,143 |
| 40 | 2.50% | ¥157,634 | ¥75,664,316 | ¥27,864,316 |
| 40 | 2.60% | ¥160,283 | ¥76,936,001 | ¥29,136,001 |
| 40 | 2.70% | ¥162,956 | ¥78,219,102 | ¥30,419,102 |
| 40 | 2.80% | ¥165,653 | ¥79,513,526 | ¥31,713,526 |
| 40 | 2.90% | ¥168,373 | ¥80,819,174 | ¥33,019,174 |
| 40 | 3.00% | ¥171,117 | ¥82,135,946 | ¥34,335,946 |
4780万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥128,353 | ¥53,908,232 | ¥6,108,232 |
| 35 | 0.80% | ¥130,523 | ¥54,819,714 | ¥7,019,714 |
| 35 | 0.90% | ¥132,716 | ¥55,740,870 | ¥7,940,870 |
| 35 | 1.00% | ¥134,933 | ¥56,671,677 | ¥8,871,677 |
| 35 | 1.10% | ¥137,172 | ¥57,612,113 | ¥9,812,113 |
| 35 | 1.20% | ¥139,434 | ¥58,562,151 | ¥10,762,151 |
| 35 | 1.30% | ¥141,718 | ¥59,521,763 | ¥11,721,763 |
| 35 | 1.40% | ¥144,026 | ¥60,490,920 | ¥12,690,920 |
| 35 | 1.50% | ¥146,356 | ¥61,469,588 | ¥13,669,588 |
| 35 | 1.60% | ¥148,709 | ¥62,457,733 | ¥14,657,733 |
| 35 | 1.70% | ¥151,084 | ¥63,455,318 | ¥15,655,318 |
| 35 | 1.80% | ¥153,482 | ¥64,462,304 | ¥16,662,304 |
| 35 | 1.90% | ¥155,902 | ¥65,478,650 | ¥17,678,650 |
| 35 | 2.00% | ¥158,344 | ¥66,504,314 | ¥18,704,314 |
| 35 | 2.10% | ¥160,808 | ¥67,539,249 | ¥19,739,249 |
| 35 | 2.20% | ¥163,294 | ¥68,583,409 | ¥20,783,409 |
| 35 | 2.30% | ¥165,802 | ¥69,636,745 | ¥21,836,745 |
| 35 | 2.40% | ¥168,331 | ¥70,699,206 | ¥22,899,206 |
| 35 | 2.50% | ¥170,883 | ¥71,770,739 | ¥23,970,739 |
| 35 | 2.60% | ¥173,455 | ¥72,851,291 | ¥25,051,291 |
| 35 | 2.70% | ¥176,050 | ¥73,940,804 | ¥26,140,804 |
| 35 | 2.80% | ¥178,665 | ¥75,039,220 | ¥27,239,220 |
| 35 | 2.90% | ¥181,301 | ¥76,146,481 | ¥28,346,481 |
| 35 | 3.00% | ¥183,958 | ¥77,262,524 | ¥29,462,524 |
4780万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥147,246 | ¥53,008,425 | ¥5,208,425 |
| 30 | 0.80% | ¥149,392 | ¥53,781,075 | ¥5,981,075 |
| 30 | 0.90% | ¥151,558 | ¥54,560,847 | ¥6,760,847 |
| 30 | 1.00% | ¥153,744 | ¥55,347,729 | ¥7,547,729 |
| 30 | 1.10% | ¥155,949 | ¥56,141,707 | ¥8,341,707 |
| 30 | 1.20% | ¥158,174 | ¥56,942,768 | ¥9,142,768 |
| 30 | 1.30% | ¥160,419 | ¥57,750,896 | ¥9,950,896 |
| 30 | 1.40% | ¥162,684 | ¥58,566,075 | ¥10,766,075 |
| 30 | 1.50% | ¥164,967 | ¥59,388,286 | ¥11,588,286 |
| 30 | 1.60% | ¥167,271 | ¥60,217,510 | ¥12,417,510 |
| 30 | 1.70% | ¥169,594 | ¥61,053,728 | ¥13,253,728 |
| 30 | 1.80% | ¥171,936 | ¥61,896,917 | ¥14,096,917 |
| 30 | 1.90% | ¥174,297 | ¥62,747,055 | ¥14,947,055 |
| 30 | 2.00% | ¥176,678 | ¥63,604,119 | ¥15,804,119 |
| 30 | 2.10% | ¥179,078 | ¥64,468,083 | ¥16,668,083 |
| 30 | 2.20% | ¥181,497 | ¥65,338,921 | ¥17,538,921 |
| 30 | 2.30% | ¥183,935 | ¥66,216,606 | ¥18,416,606 |
| 30 | 2.40% | ¥186,392 | ¥67,101,110 | ¥19,301,110 |
| 30 | 2.50% | ¥188,868 | ¥67,992,404 | ¥20,192,404 |
| 30 | 2.60% | ¥191,362 | ¥68,890,458 | ¥21,090,458 |
| 30 | 2.70% | ¥193,876 | ¥69,795,239 | ¥21,995,239 |
| 30 | 2.80% | ¥196,408 | ¥70,706,716 | ¥22,906,716 |
| 30 | 2.90% | ¥198,958 | ¥71,624,855 | ¥23,824,855 |
| 30 | 3.00% | ¥201,527 | ¥72,549,622 | ¥24,749,622 |
4780万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥173,728 | ¥52,118,332 | ¥4,318,332 |
| 25 | 0.80% | ¥175,850 | ¥52,755,106 | ¥4,955,106 |
| 25 | 0.90% | ¥177,989 | ¥53,396,834 | ¥5,596,834 |
| 25 | 1.00% | ¥180,145 | ¥54,043,510 | ¥6,243,510 |
| 25 | 1.10% | ¥182,317 | ¥54,695,128 | ¥6,895,128 |
| 25 | 1.20% | ¥184,506 | ¥55,351,681 | ¥7,551,681 |
| 25 | 1.30% | ¥186,711 | ¥56,013,161 | ¥8,213,161 |
| 25 | 1.40% | ¥188,932 | ¥56,679,560 | ¥8,879,560 |
| 25 | 1.50% | ¥191,170 | ¥57,350,869 | ¥9,550,869 |
| 25 | 1.60% | ¥193,424 | ¥58,027,079 | ¥10,227,079 |
| 25 | 1.70% | ¥195,694 | ¥58,708,179 | ¥10,908,179 |
| 25 | 1.80% | ¥197,981 | ¥59,394,158 | ¥11,594,158 |
| 25 | 1.90% | ¥200,283 | ¥60,085,007 | ¥12,285,007 |
| 25 | 2.00% | ¥202,602 | ¥60,780,712 | ¥12,980,712 |
| 25 | 2.10% | ¥204,938 | ¥61,481,262 | ¥13,681,262 |
| 25 | 2.20% | ¥207,289 | ¥62,186,643 | ¥14,386,643 |
| 25 | 2.30% | ¥209,656 | ¥62,896,843 | ¥15,096,843 |
| 25 | 2.40% | ¥212,039 | ¥63,611,846 | ¥15,811,846 |
| 25 | 2.50% | ¥214,439 | ¥64,331,640 | ¥16,531,640 |
| 25 | 2.60% | ¥216,854 | ¥65,056,207 | ¥17,256,207 |
| 25 | 2.70% | ¥219,285 | ¥65,785,534 | ¥17,985,534 |
| 25 | 2.80% | ¥221,732 | ¥66,519,603 | ¥18,719,603 |
| 25 | 2.90% | ¥224,195 | ¥67,258,398 | ¥19,458,398 |
| 25 | 3.00% | ¥226,673 | ¥68,001,902 | ¥20,201,902 |
4780万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥213,492 | ¥51,237,965 | ¥3,437,965 |
| 20 | 0.80% | ¥215,591 | ¥51,741,827 | ¥3,941,827 |
| 20 | 0.90% | ¥217,704 | ¥52,248,865 | ¥4,448,865 |
| 20 | 1.00% | ¥219,829 | ¥52,759,075 | ¥4,959,075 |
| 20 | 1.10% | ¥221,969 | ¥53,272,455 | ¥5,472,455 |
| 20 | 1.20% | ¥224,121 | ¥53,789,002 | ¥5,989,002 |
| 20 | 1.30% | ¥226,286 | ¥54,308,712 | ¥6,508,712 |
| 20 | 1.40% | ¥228,465 | ¥54,831,583 | ¥7,031,583 |
| 20 | 1.50% | ¥230,657 | ¥55,357,609 | ¥7,557,609 |
| 20 | 1.60% | ¥232,862 | ¥55,886,788 | ¥8,086,788 |
| 20 | 1.70% | ¥235,080 | ¥56,419,115 | ¥8,619,115 |
| 20 | 1.80% | ¥237,311 | ¥56,954,585 | ¥9,154,585 |
| 20 | 1.90% | ¥239,555 | ¥57,493,194 | ¥9,693,194 |
| 20 | 2.00% | ¥241,812 | ¥58,034,936 | ¥10,234,936 |
| 20 | 2.10% | ¥244,083 | ¥58,579,807 | ¥10,779,807 |
| 20 | 2.20% | ¥246,366 | ¥59,127,800 | ¥11,327,800 |
| 20 | 2.30% | ¥248,662 | ¥59,678,911 | ¥11,878,911 |
| 20 | 2.40% | ¥250,971 | ¥60,233,133 | ¥12,433,133 |
| 20 | 2.50% | ¥253,294 | ¥60,790,460 | ¥12,990,460 |
| 20 | 2.60% | ¥255,629 | ¥61,350,885 | ¥13,550,885 |
| 20 | 2.70% | ¥257,977 | ¥61,914,403 | ¥14,114,403 |
| 20 | 2.80% | ¥260,338 | ¥62,481,005 | ¥14,681,005 |
| 20 | 2.90% | ¥262,711 | ¥63,050,685 | ¥15,250,685 |
| 20 | 3.00% | ¥265,098 | ¥63,623,436 | ¥15,823,436 |
4780万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥279,819 | ¥50,367,336 | ¥2,567,336 |
| 15 | 0.80% | ¥281,896 | ¥50,741,259 | ¥2,941,259 |
| 15 | 0.90% | ¥283,983 | ¥51,116,970 | ¥3,316,970 |
| 15 | 1.00% | ¥286,080 | ¥51,494,468 | ¥3,694,468 |
| 15 | 1.10% | ¥288,188 | ¥51,873,752 | ¥4,073,752 |
| 15 | 1.20% | ¥290,305 | ¥52,254,822 | ¥4,454,822 |
| 15 | 1.30% | ¥292,432 | ¥52,637,676 | ¥4,837,676 |
| 15 | 1.40% | ¥294,568 | ¥53,022,312 | ¥5,222,312 |
| 15 | 1.50% | ¥296,715 | ¥53,408,729 | ¥5,608,729 |
| 15 | 1.60% | ¥298,872 | ¥53,796,927 | ¥5,996,927 |
| 15 | 1.70% | ¥301,038 | ¥54,186,904 | ¥6,386,904 |
| 15 | 1.80% | ¥303,215 | ¥54,578,657 | ¥6,778,657 |
| 15 | 1.90% | ¥305,401 | ¥54,972,186 | ¥7,172,186 |
| 15 | 2.00% | ¥307,597 | ¥55,367,489 | ¥7,567,489 |
| 15 | 2.10% | ¥309,803 | ¥55,764,563 | ¥7,964,563 |
| 15 | 2.20% | ¥312,019 | ¥56,163,408 | ¥8,363,408 |
| 15 | 2.30% | ¥314,245 | ¥56,564,021 | ¥8,764,021 |
| 15 | 2.40% | ¥316,480 | ¥56,966,400 | ¥9,166,400 |
| 15 | 2.50% | ¥318,725 | ¥57,370,544 | ¥9,570,544 |
| 15 | 2.60% | ¥320,980 | ¥57,776,449 | ¥9,976,449 |
| 15 | 2.70% | ¥323,245 | ¥58,184,114 | ¥10,384,114 |
| 15 | 2.80% | ¥325,520 | ¥58,593,536 | ¥10,793,536 |
| 15 | 2.90% | ¥327,804 | ¥59,004,714 | ¥11,204,714 |
| 15 | 3.00% | ¥330,098 | ¥59,417,644 | ¥11,617,644 |
4780万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥412,554 | ¥49,506,451 | ¥1,706,451 |
| 10 | 0.80% | ¥414,612 | ¥49,753,414 | ¥1,953,414 |
| 10 | 0.90% | ¥416,676 | ¥50,001,171 | ¥2,201,171 |
| 10 | 1.00% | ¥418,748 | ¥50,249,724 | ¥2,449,724 |
| 10 | 1.10% | ¥420,826 | ¥50,499,072 | ¥2,699,072 |
| 10 | 1.20% | ¥422,910 | ¥50,749,214 | ¥2,949,214 |
| 10 | 1.30% | ¥425,001 | ¥51,000,150 | ¥3,200,150 |
| 10 | 1.40% | ¥427,099 | ¥51,251,880 | ¥3,451,880 |
| 10 | 1.50% | ¥429,203 | ¥51,504,404 | ¥3,704,404 |
| 10 | 1.60% | ¥431,314 | ¥51,757,722 | ¥3,957,722 |
| 10 | 1.70% | ¥433,432 | ¥52,011,832 | ¥4,211,832 |
| 10 | 1.80% | ¥435,556 | ¥52,266,735 | ¥4,466,735 |
| 10 | 1.90% | ¥437,687 | ¥52,522,430 | ¥4,722,430 |
| 10 | 2.00% | ¥439,824 | ¥52,778,917 | ¥4,978,917 |
| 10 | 2.10% | ¥441,968 | ¥53,036,196 | ¥5,236,196 |
| 10 | 2.20% | ¥444,119 | ¥53,294,265 | ¥5,494,265 |
| 10 | 2.30% | ¥446,276 | ¥53,553,125 | ¥5,753,125 |
| 10 | 2.40% | ¥448,440 | ¥53,812,776 | ¥6,012,776 |
| 10 | 2.50% | ¥450,610 | ¥54,073,216 | ¥6,273,216 |
| 10 | 2.60% | ¥452,787 | ¥54,334,445 | ¥6,534,445 |
| 10 | 2.70% | ¥454,971 | ¥54,596,463 | ¥6,796,463 |
| 10 | 2.80% | ¥457,161 | ¥54,859,269 | ¥7,059,269 |
| 10 | 2.90% | ¥459,357 | ¥55,122,862 | ¥7,322,862 |
| 10 | 3.00% | ¥461,560 | ¥55,387,243 | ¥7,587,243 |
