4790万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4790万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4790万円の住宅ローン｜期間・年数別
4790万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥94,641 |
¥56,784,312 |
¥8,884,312 |
| 50 |
0.80% |
¥96,888 |
¥58,132,724 |
¥10,232,724 |
| 50 |
0.90% |
¥99,168 |
¥59,500,758 |
¥11,600,758 |
| 50 |
1.00% |
¥101,481 |
¥60,888,328 |
¥12,988,328 |
| 50 |
1.10% |
¥103,826 |
¥62,295,341 |
¥14,395,341 |
| 50 |
1.20% |
¥106,203 |
¥63,721,692 |
¥15,821,692 |
| 50 |
1.30% |
¥108,612 |
¥65,167,269 |
¥17,267,269 |
| 50 |
1.40% |
¥111,053 |
¥66,631,951 |
¥18,731,951 |
| 50 |
1.50% |
¥113,526 |
¥68,115,608 |
¥20,215,608 |
| 50 |
1.60% |
¥116,030 |
¥69,618,103 |
¥21,718,103 |
| 50 |
1.70% |
¥118,565 |
¥71,139,290 |
¥23,239,290 |
| 50 |
1.80% |
¥121,132 |
¥72,679,015 |
¥24,779,015 |
| 50 |
1.90% |
¥123,729 |
¥74,237,116 |
¥26,337,116 |
| 50 |
2.00% |
¥126,356 |
¥75,813,427 |
¥27,913,427 |
| 50 |
2.10% |
¥129,013 |
¥77,407,770 |
¥29,507,770 |
| 50 |
2.20% |
¥131,700 |
¥79,019,965 |
¥31,119,965 |
| 50 |
2.30% |
¥134,416 |
¥80,649,822 |
¥32,749,822 |
| 50 |
2.40% |
¥137,162 |
¥82,297,148 |
¥34,397,148 |
| 50 |
2.50% |
¥139,936 |
¥83,961,741 |
¥36,061,741 |
| 50 |
2.60% |
¥142,739 |
¥85,643,395 |
¥37,743,395 |
| 50 |
2.70% |
¥145,570 |
¥87,341,900 |
¥39,441,900 |
| 50 |
2.80% |
¥148,428 |
¥89,057,039 |
¥41,157,039 |
| 50 |
2.90% |
¥151,314 |
¥90,788,592 |
¥42,888,592 |
| 50 |
3.00% |
¥154,227 |
¥92,536,333 |
¥44,636,333 |
4790万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥103,432 |
¥55,853,524 |
¥7,953,524 |
| 45 |
0.80% |
¥105,656 |
¥57,054,000 |
¥9,154,000 |
| 45 |
0.90% |
¥107,908 |
¥58,270,417 |
¥10,370,417 |
| 45 |
1.00% |
¥110,190 |
¥59,502,720 |
¥11,602,720 |
| 45 |
1.10% |
¥112,502 |
¥60,750,845 |
¥12,850,845 |
| 45 |
1.20% |
¥114,842 |
¥62,014,725 |
¥14,114,725 |
| 45 |
1.30% |
¥117,212 |
¥63,294,284 |
¥15,394,284 |
| 45 |
1.40% |
¥119,610 |
¥64,589,441 |
¥16,689,441 |
| 45 |
1.50% |
¥122,037 |
¥65,900,111 |
¥18,000,111 |
| 45 |
1.60% |
¥124,493 |
¥67,226,202 |
¥19,326,202 |
| 45 |
1.70% |
¥126,977 |
¥68,567,616 |
¥20,667,616 |
| 45 |
1.80% |
¥129,489 |
¥69,924,251 |
¥22,024,251 |
| 45 |
1.90% |
¥132,030 |
¥71,295,999 |
¥23,395,999 |
| 45 |
2.00% |
¥134,598 |
¥72,682,746 |
¥24,782,746 |
| 45 |
2.10% |
¥137,193 |
¥74,084,375 |
¥26,184,375 |
| 45 |
2.20% |
¥139,816 |
¥75,500,764 |
¥27,600,764 |
| 45 |
2.30% |
¥142,466 |
¥76,931,784 |
¥29,031,784 |
| 45 |
2.40% |
¥145,143 |
¥78,377,305 |
¥30,477,305 |
| 45 |
2.50% |
¥147,847 |
¥79,837,191 |
¥31,937,191 |
| 45 |
2.60% |
¥150,576 |
¥81,311,301 |
¥33,411,301 |
| 45 |
2.70% |
¥153,332 |
¥82,799,492 |
¥34,899,492 |
| 45 |
2.80% |
¥156,114 |
¥84,301,615 |
¥36,401,615 |
| 45 |
2.90% |
¥158,921 |
¥85,817,520 |
¥37,917,520 |
| 45 |
3.00% |
¥161,754 |
¥87,347,053 |
¥39,447,053 |
4790万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥114,443 |
¥54,932,417 |
¥7,032,417 |
| 40 |
0.80% |
¥116,641 |
¥55,987,880 |
¥8,087,880 |
| 40 |
0.90% |
¥118,867 |
¥57,055,974 |
¥9,155,974 |
| 40 |
1.00% |
¥121,118 |
¥58,136,662 |
¥10,236,662 |
| 40 |
1.10% |
¥123,396 |
¥59,229,905 |
¥11,329,905 |
| 40 |
1.20% |
¥125,699 |
¥60,335,659 |
¥12,435,659 |
| 40 |
1.30% |
¥128,029 |
¥61,453,878 |
¥13,553,878 |
| 40 |
1.40% |
¥130,384 |
¥62,584,510 |
¥14,684,510 |
| 40 |
1.50% |
¥132,766 |
¥63,727,501 |
¥15,827,501 |
| 40 |
1.60% |
¥135,172 |
¥64,882,792 |
¥16,982,792 |
| 40 |
1.70% |
¥137,605 |
¥66,050,322 |
¥18,150,322 |
| 40 |
1.80% |
¥140,063 |
¥67,230,024 |
¥19,330,024 |
| 40 |
1.90% |
¥142,545 |
¥68,421,831 |
¥20,521,831 |
| 40 |
2.00% |
¥145,053 |
¥69,625,671 |
¥21,725,671 |
| 40 |
2.10% |
¥147,586 |
¥70,841,468 |
¥22,941,468 |
| 40 |
2.20% |
¥150,144 |
¥72,069,143 |
¥24,169,143 |
| 40 |
2.30% |
¥152,726 |
¥73,308,615 |
¥25,408,615 |
| 40 |
2.40% |
¥155,333 |
¥74,559,800 |
¥26,659,800 |
| 40 |
2.50% |
¥157,964 |
¥75,822,610 |
¥27,922,610 |
| 40 |
2.60% |
¥160,619 |
¥77,096,954 |
¥29,196,954 |
| 40 |
2.70% |
¥163,297 |
¥78,382,741 |
¥30,482,741 |
| 40 |
2.80% |
¥166,000 |
¥79,679,872 |
¥31,779,872 |
| 40 |
2.90% |
¥168,726 |
¥80,988,252 |
¥33,088,252 |
| 40 |
3.00% |
¥171,475 |
¥82,307,778 |
¥34,407,778 |
4790万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥128,621 |
¥54,021,010 |
¥6,121,010 |
| 35 |
0.80% |
¥130,796 |
¥54,934,400 |
¥7,034,400 |
| 35 |
0.90% |
¥132,994 |
¥55,857,482 |
¥7,957,482 |
| 35 |
1.00% |
¥135,215 |
¥56,790,237 |
¥8,890,237 |
| 35 |
1.10% |
¥137,459 |
¥57,732,640 |
¥9,832,640 |
| 35 |
1.20% |
¥139,725 |
¥58,684,666 |
¥10,784,666 |
| 35 |
1.30% |
¥142,015 |
¥59,646,286 |
¥11,746,286 |
| 35 |
1.40% |
¥144,327 |
¥60,617,470 |
¥12,717,470 |
| 35 |
1.50% |
¥146,662 |
¥61,598,186 |
¥13,698,186 |
| 35 |
1.60% |
¥149,020 |
¥62,588,398 |
¥14,688,398 |
| 35 |
1.70% |
¥151,400 |
¥63,588,070 |
¥15,688,070 |
| 35 |
1.80% |
¥153,803 |
¥64,597,163 |
¥16,697,163 |
| 35 |
1.90% |
¥156,228 |
¥65,615,635 |
¥17,715,635 |
| 35 |
2.00% |
¥158,675 |
¥66,643,444 |
¥18,743,444 |
| 35 |
2.10% |
¥161,144 |
¥67,680,544 |
¥19,780,544 |
| 35 |
2.20% |
¥163,635 |
¥68,726,889 |
¥20,826,889 |
| 35 |
2.30% |
¥166,149 |
¥69,782,428 |
¥21,882,428 |
| 35 |
2.40% |
¥168,684 |
¥70,847,112 |
¥22,947,112 |
| 35 |
2.50% |
¥171,240 |
¥71,920,887 |
¥24,020,887 |
| 35 |
2.60% |
¥173,818 |
¥73,003,699 |
¥25,103,699 |
| 35 |
2.70% |
¥176,418 |
¥74,095,492 |
¥26,195,492 |
| 35 |
2.80% |
¥179,039 |
¥75,196,206 |
¥27,296,206 |
| 35 |
2.90% |
¥181,680 |
¥76,305,783 |
¥28,405,783 |
| 35 |
3.00% |
¥184,343 |
¥77,424,161 |
¥29,524,161 |
4790万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥147,554 |
¥53,119,322 |
¥5,219,322 |
| 30 |
0.80% |
¥149,704 |
¥53,893,588 |
¥5,993,588 |
| 30 |
0.90% |
¥151,875 |
¥54,674,991 |
¥6,774,991 |
| 30 |
1.00% |
¥154,065 |
¥55,463,519 |
¥7,563,519 |
| 30 |
1.10% |
¥156,275 |
¥56,259,158 |
¥8,359,158 |
| 30 |
1.20% |
¥158,505 |
¥57,061,895 |
¥9,161,895 |
| 30 |
1.30% |
¥160,755 |
¥57,871,714 |
¥9,971,714 |
| 30 |
1.40% |
¥163,024 |
¥58,688,598 |
¥10,788,598 |
| 30 |
1.50% |
¥165,313 |
¥59,512,529 |
¥11,612,529 |
| 30 |
1.60% |
¥167,621 |
¥60,343,488 |
¥12,443,488 |
| 30 |
1.70% |
¥169,948 |
¥61,181,455 |
¥13,281,455 |
| 30 |
1.80% |
¥172,296 |
¥62,026,409 |
¥14,126,409 |
| 30 |
1.90% |
¥174,662 |
¥62,878,325 |
¥14,978,325 |
| 30 |
2.00% |
¥177,048 |
¥63,737,182 |
¥15,837,182 |
| 30 |
2.10% |
¥179,453 |
¥64,602,953 |
¥16,702,953 |
| 30 |
2.20% |
¥181,877 |
¥65,475,613 |
¥17,575,613 |
| 30 |
2.30% |
¥184,320 |
¥66,355,135 |
¥18,455,135 |
| 30 |
2.40% |
¥186,782 |
¥67,241,489 |
¥19,341,489 |
| 30 |
2.50% |
¥189,263 |
¥68,134,648 |
¥20,234,648 |
| 30 |
2.60% |
¥191,763 |
¥69,034,580 |
¥21,134,580 |
| 30 |
2.70% |
¥194,281 |
¥69,941,254 |
¥22,041,254 |
| 30 |
2.80% |
¥196,818 |
¥70,854,638 |
¥22,954,638 |
| 30 |
2.90% |
¥199,374 |
¥71,774,698 |
¥23,874,698 |
| 30 |
3.00% |
¥201,948 |
¥72,701,400 |
¥24,801,400 |
4790万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥174,091 |
¥52,227,366 |
¥4,327,366 |
| 25 |
0.80% |
¥176,218 |
¥52,865,472 |
¥4,965,472 |
| 25 |
0.90% |
¥178,362 |
¥53,508,543 |
¥5,608,543 |
| 25 |
1.00% |
¥180,522 |
¥54,156,572 |
¥6,256,572 |
| 25 |
1.10% |
¥182,699 |
¥54,809,553 |
¥6,909,553 |
| 25 |
1.20% |
¥184,892 |
¥55,467,480 |
¥7,567,480 |
| 25 |
1.30% |
¥187,101 |
¥56,130,344 |
¥8,230,344 |
| 25 |
1.40% |
¥189,327 |
¥56,798,137 |
¥8,898,137 |
| 25 |
1.50% |
¥191,570 |
¥57,470,850 |
¥9,570,850 |
| 25 |
1.60% |
¥193,828 |
¥58,148,474 |
¥10,248,474 |
| 25 |
1.70% |
¥196,103 |
¥58,830,999 |
¥10,930,999 |
| 25 |
1.80% |
¥198,395 |
¥59,518,414 |
¥11,618,414 |
| 25 |
1.90% |
¥200,702 |
¥60,210,708 |
¥12,310,708 |
| 25 |
2.00% |
¥203,026 |
¥60,907,868 |
¥13,007,868 |
| 25 |
2.10% |
¥205,366 |
¥61,609,884 |
¥13,709,884 |
| 25 |
2.20% |
¥207,722 |
¥62,316,741 |
¥14,416,741 |
| 25 |
2.30% |
¥210,095 |
¥63,028,426 |
¥15,128,426 |
| 25 |
2.40% |
¥212,483 |
¥63,744,926 |
¥15,844,926 |
| 25 |
2.50% |
¥214,887 |
¥64,466,225 |
¥16,566,225 |
| 25 |
2.60% |
¥217,308 |
¥65,192,308 |
¥17,292,308 |
| 25 |
2.70% |
¥219,744 |
¥65,923,160 |
¥18,023,160 |
| 25 |
2.80% |
¥222,196 |
¥66,658,765 |
¥18,758,765 |
| 25 |
2.90% |
¥224,664 |
¥67,399,106 |
¥19,499,106 |
| 25 |
3.00% |
¥227,147 |
¥68,144,166 |
¥20,244,166 |
4790万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥213,938 |
¥51,345,158 |
¥3,445,158 |
| 20 |
0.80% |
¥216,042 |
¥51,850,074 |
¥3,950,074 |
| 20 |
0.90% |
¥218,159 |
¥52,358,172 |
¥4,458,172 |
| 20 |
1.00% |
¥220,289 |
¥52,869,450 |
¥4,969,450 |
| 20 |
1.10% |
¥222,433 |
¥53,383,904 |
¥5,483,904 |
| 20 |
1.20% |
¥224,590 |
¥53,901,531 |
¥6,001,531 |
| 20 |
1.30% |
¥226,760 |
¥54,422,329 |
¥6,522,329 |
| 20 |
1.40% |
¥228,943 |
¥54,946,293 |
¥7,046,293 |
| 20 |
1.50% |
¥231,139 |
¥55,473,420 |
¥7,573,420 |
| 20 |
1.60% |
¥233,349 |
¥56,003,706 |
¥8,103,706 |
| 20 |
1.70% |
¥235,571 |
¥56,537,147 |
¥8,637,147 |
| 20 |
1.80% |
¥237,807 |
¥57,073,737 |
¥9,173,737 |
| 20 |
1.90% |
¥240,056 |
¥57,613,472 |
¥9,713,472 |
| 20 |
2.00% |
¥242,318 |
¥58,156,348 |
¥10,256,348 |
| 20 |
2.10% |
¥244,593 |
¥58,702,359 |
¥10,802,359 |
| 20 |
2.20% |
¥246,881 |
¥59,251,499 |
¥11,351,499 |
| 20 |
2.30% |
¥249,182 |
¥59,803,762 |
¥11,903,762 |
| 20 |
2.40% |
¥251,496 |
¥60,359,144 |
¥12,459,144 |
| 20 |
2.50% |
¥253,823 |
¥60,917,637 |
¥13,017,637 |
| 20 |
2.60% |
¥256,163 |
¥61,479,234 |
¥13,579,234 |
| 20 |
2.70% |
¥258,516 |
¥62,043,931 |
¥14,143,931 |
| 20 |
2.80% |
¥260,882 |
¥62,611,718 |
¥14,711,718 |
| 20 |
2.90% |
¥263,261 |
¥63,182,591 |
¥15,282,591 |
| 20 |
3.00% |
¥265,652 |
¥63,756,540 |
¥15,856,540 |
4790万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥280,404 |
¥50,472,707 |
¥2,572,707 |
| 15 |
0.80% |
¥282,486 |
¥50,847,412 |
¥2,947,412 |
| 15 |
0.90% |
¥284,577 |
¥51,223,909 |
¥3,323,909 |
| 15 |
1.00% |
¥286,679 |
¥51,602,197 |
¥3,702,197 |
| 15 |
1.10% |
¥288,790 |
¥51,982,275 |
¥4,082,275 |
| 15 |
1.20% |
¥290,912 |
¥52,364,142 |
¥4,464,142 |
| 15 |
1.30% |
¥293,043 |
¥52,747,796 |
¥4,847,796 |
| 15 |
1.40% |
¥295,185 |
¥53,133,237 |
¥5,233,237 |
| 15 |
1.50% |
¥297,336 |
¥53,520,463 |
¥5,620,463 |
| 15 |
1.60% |
¥299,497 |
¥53,909,473 |
¥6,009,473 |
| 15 |
1.70% |
¥301,668 |
¥54,300,265 |
¥6,400,265 |
| 15 |
1.80% |
¥303,849 |
¥54,692,838 |
¥6,792,838 |
| 15 |
1.90% |
¥306,040 |
¥55,087,191 |
¥7,187,191 |
| 15 |
2.00% |
¥308,241 |
¥55,483,320 |
¥7,583,320 |
| 15 |
2.10% |
¥310,451 |
¥55,881,225 |
¥7,981,225 |
| 15 |
2.20% |
¥312,672 |
¥56,280,905 |
¥8,380,905 |
| 15 |
2.30% |
¥314,902 |
¥56,682,356 |
¥8,782,356 |
| 15 |
2.40% |
¥317,142 |
¥57,085,577 |
¥9,185,577 |
| 15 |
2.50% |
¥319,392 |
¥57,490,566 |
¥9,590,566 |
| 15 |
2.60% |
¥321,652 |
¥57,897,320 |
¥9,997,320 |
| 15 |
2.70% |
¥323,921 |
¥58,305,838 |
¥10,405,838 |
| 15 |
2.80% |
¥326,201 |
¥58,716,117 |
¥10,816,117 |
| 15 |
2.90% |
¥328,490 |
¥59,128,155 |
¥11,228,155 |
| 15 |
3.00% |
¥330,789 |
¥59,541,949 |
¥11,641,949 |
4790万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥413,417 |
¥49,610,021 |
¥1,710,021 |
| 10 |
0.80% |
¥415,479 |
¥49,857,500 |
¥1,957,500 |
| 10 |
0.90% |
¥417,548 |
¥50,105,776 |
¥2,205,776 |
| 10 |
1.00% |
¥419,624 |
¥50,354,849 |
¥2,454,849 |
| 10 |
1.10% |
¥421,706 |
¥50,604,718 |
¥2,704,718 |
| 10 |
1.20% |
¥423,795 |
¥50,855,384 |
¥2,955,384 |
| 10 |
1.30% |
¥425,890 |
¥51,106,845 |
¥3,206,845 |
| 10 |
1.40% |
¥427,993 |
¥51,359,102 |
¥3,459,102 |
| 10 |
1.50% |
¥430,101 |
¥51,612,154 |
¥3,712,154 |
| 10 |
1.60% |
¥432,217 |
¥51,866,001 |
¥3,966,001 |
| 10 |
1.70% |
¥434,339 |
¥52,120,643 |
¥4,220,643 |
| 10 |
1.80% |
¥436,467 |
¥52,376,079 |
¥4,476,079 |
| 10 |
1.90% |
¥438,603 |
¥52,632,310 |
¥4,732,310 |
| 10 |
2.00% |
¥440,744 |
¥52,889,333 |
¥4,989,333 |
| 10 |
2.10% |
¥442,893 |
¥53,147,150 |
¥5,247,150 |
| 10 |
2.20% |
¥445,048 |
¥53,405,759 |
¥5,505,759 |
| 10 |
2.30% |
¥447,210 |
¥53,665,161 |
¥5,765,161 |
| 10 |
2.40% |
¥449,378 |
¥53,925,355 |
¥6,025,355 |
| 10 |
2.50% |
¥451,553 |
¥54,186,339 |
¥6,286,339 |
| 10 |
2.60% |
¥453,734 |
¥54,448,115 |
¥6,548,115 |
| 10 |
2.70% |
¥455,922 |
¥54,710,681 |
¥6,810,681 |
| 10 |
2.80% |
¥458,117 |
¥54,974,037 |
¥7,074,037 |
| 10 |
2.90% |
¥460,318 |
¥55,238,182 |
¥7,338,182 |
| 10 |
3.00% |
¥462,526 |
¥55,503,116 |
¥7,603,116 |
