4800万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4800万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4800万円の住宅ローン｜期間・年数別
4800万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥94,838 | ¥56,902,859 | ¥8,902,859 |
| 50 | 0.80% | ¥97,090 | ¥58,254,086 | ¥10,254,086 |
| 50 | 0.90% | ¥99,375 | ¥59,624,977 | ¥11,624,977 |
| 50 | 1.00% | ¥101,692 | ¥61,015,444 | ¥13,015,444 |
| 50 | 1.10% | ¥104,042 | ¥62,425,394 | ¥14,425,394 |
| 50 | 1.20% | ¥106,425 | ¥63,854,723 | ¥15,854,723 |
| 50 | 1.30% | ¥108,839 | ¥65,303,318 | ¥17,303,318 |
| 50 | 1.40% | ¥111,285 | ¥66,771,057 | ¥18,771,057 |
| 50 | 1.50% | ¥113,763 | ¥68,257,812 | ¥20,257,812 |
| 50 | 1.60% | ¥116,272 | ¥69,763,444 | ¥21,763,444 |
| 50 | 1.70% | ¥118,813 | ¥71,287,806 | ¥23,287,806 |
| 50 | 1.80% | ¥121,385 | ¥72,830,745 | ¥24,830,745 |
| 50 | 1.90% | ¥123,987 | ¥74,392,100 | ¥26,392,100 |
| 50 | 2.00% | ¥126,620 | ¥75,971,701 | ¥27,971,701 |
| 50 | 2.10% | ¥129,282 | ¥77,569,373 | ¥29,569,373 |
| 50 | 2.20% | ¥131,975 | ¥79,184,934 | ¥31,184,934 |
| 50 | 2.30% | ¥134,697 | ¥80,818,194 | ¥32,818,194 |
| 50 | 2.40% | ¥137,448 | ¥82,468,958 | ¥34,468,958 |
| 50 | 2.50% | ¥140,228 | ¥84,137,026 | ¥36,137,026 |
| 50 | 2.60% | ¥143,037 | ¥85,822,191 | ¥37,822,191 |
| 50 | 2.70% | ¥145,874 | ¥87,524,242 | ¥39,524,242 |
| 50 | 2.80% | ¥148,738 | ¥89,242,962 | ¥41,242,962 |
| 50 | 2.90% | ¥151,630 | ¥90,978,129 | ¥42,978,129 |
| 50 | 3.00% | ¥154,549 | ¥92,729,519 | ¥44,729,519 |
4800万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥103,648 | ¥55,970,129 | ¥7,970,129 |
| 45 | 0.80% | ¥105,876 | ¥57,173,110 | ¥9,173,110 |
| 45 | 0.90% | ¥108,133 | ¥58,392,067 | ¥10,392,067 |
| 45 | 1.00% | ¥110,420 | ¥59,626,943 | ¥11,626,943 |
| 45 | 1.10% | ¥112,736 | ¥60,877,674 | ¥12,877,674 |
| 45 | 1.20% | ¥115,082 | ¥62,144,192 | ¥14,144,192 |
| 45 | 1.30% | ¥117,456 | ¥63,426,422 | ¥15,426,422 |
| 45 | 1.40% | ¥119,860 | ¥64,724,284 | ¥16,724,284 |
| 45 | 1.50% | ¥122,292 | ¥66,037,690 | ¥18,037,690 |
| 45 | 1.60% | ¥124,753 | ¥67,366,549 | ¥19,366,549 |
| 45 | 1.70% | ¥127,242 | ¥68,710,764 | ¥20,710,764 |
| 45 | 1.80% | ¥129,760 | ¥70,070,231 | ¥22,070,231 |
| 45 | 1.90% | ¥132,305 | ¥71,444,842 | ¥23,444,842 |
| 45 | 2.00% | ¥134,879 | ¥72,834,484 | ¥24,834,484 |
| 45 | 2.10% | ¥137,480 | ¥74,239,040 | ¥26,239,040 |
| 45 | 2.20% | ¥140,108 | ¥75,658,385 | ¥27,658,385 |
| 45 | 2.30% | ¥142,764 | ¥77,092,393 | ¥29,092,393 |
| 45 | 2.40% | ¥145,446 | ¥78,540,932 | ¥30,540,932 |
| 45 | 2.50% | ¥148,155 | ¥80,003,866 | ¥32,003,866 |
| 45 | 2.60% | ¥150,891 | ¥81,481,053 | ¥33,481,053 |
| 45 | 2.70% | ¥153,653 | ¥82,972,351 | ¥34,972,351 |
| 45 | 2.80% | ¥156,440 | ¥84,477,610 | ¥36,477,610 |
| 45 | 2.90% | ¥159,253 | ¥85,996,680 | ¥37,996,680 |
| 45 | 3.00% | ¥162,091 | ¥87,529,406 | ¥39,529,406 |
4800万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥114,681 | ¥55,047,099 | ¥7,047,099 |
| 40 | 0.80% | ¥116,885 | ¥56,104,765 | ¥8,104,765 |
| 40 | 0.90% | ¥119,115 | ¥57,175,088 | ¥9,175,088 |
| 40 | 1.00% | ¥121,371 | ¥58,258,033 | ¥10,258,033 |
| 40 | 1.10% | ¥123,653 | ¥59,353,558 | ¥11,353,558 |
| 40 | 1.20% | ¥125,962 | ¥60,461,621 | ¥12,461,621 |
| 40 | 1.30% | ¥128,296 | ¥61,582,174 | ¥13,582,174 |
| 40 | 1.40% | ¥130,657 | ¥62,715,167 | ¥14,715,167 |
| 40 | 1.50% | ¥133,043 | ¥63,860,544 | ¥15,860,544 |
| 40 | 1.60% | ¥135,455 | ¥65,018,247 | ¥17,018,247 |
| 40 | 1.70% | ¥137,892 | ¥66,188,214 | ¥18,188,214 |
| 40 | 1.80% | ¥140,355 | ¥67,370,379 | ¥19,370,379 |
| 40 | 1.90% | ¥142,843 | ¥68,564,674 | ¥20,564,674 |
| 40 | 2.00% | ¥145,356 | ¥69,771,027 | ¥21,771,027 |
| 40 | 2.10% | ¥147,895 | ¥70,989,362 | ¥22,989,362 |
| 40 | 2.20% | ¥150,458 | ¥72,219,600 | ¥24,219,600 |
| 40 | 2.30% | ¥153,045 | ¥73,461,660 | ¥25,461,660 |
| 40 | 2.40% | ¥155,657 | ¥74,715,457 | ¥26,715,457 |
| 40 | 2.50% | ¥158,294 | ¥75,980,904 | ¥27,980,904 |
| 40 | 2.60% | ¥160,954 | ¥77,257,908 | ¥29,257,908 |
| 40 | 2.70% | ¥163,638 | ¥78,546,379 | ¥30,546,379 |
| 40 | 2.80% | ¥166,346 | ¥79,846,219 | ¥31,846,219 |
| 40 | 2.90% | ¥169,078 | ¥81,157,330 | ¥33,157,330 |
| 40 | 3.00% | ¥171,833 | ¥82,479,611 | ¥34,479,611 |
4800万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥128,890 | ¥54,133,789 | ¥6,133,789 |
| 35 | 0.80% | ¥131,069 | ¥55,049,085 | ¥7,049,085 |
| 35 | 0.90% | ¥133,272 | ¥55,974,095 | ¥7,974,095 |
| 35 | 1.00% | ¥135,497 | ¥56,908,797 | ¥8,908,797 |
| 35 | 1.10% | ¥137,746 | ¥57,853,168 | ¥9,853,168 |
| 35 | 1.20% | ¥140,017 | ¥58,807,181 | ¥10,807,181 |
| 35 | 1.30% | ¥142,311 | ¥59,770,808 | ¥11,770,808 |
| 35 | 1.40% | ¥144,629 | ¥60,744,020 | ¥12,744,020 |
| 35 | 1.50% | ¥146,969 | ¥61,726,783 | ¥13,726,783 |
| 35 | 1.60% | ¥149,331 | ¥62,719,063 | ¥14,719,063 |
| 35 | 1.70% | ¥151,716 | ¥63,720,822 | ¥15,720,822 |
| 35 | 1.80% | ¥154,124 | ¥64,732,021 | ¥16,732,021 |
| 35 | 1.90% | ¥156,554 | ¥65,752,620 | ¥17,752,620 |
| 35 | 2.00% | ¥159,006 | ¥66,782,574 | ¥18,782,574 |
| 35 | 2.10% | ¥161,481 | ¥67,821,840 | ¥19,821,840 |
| 35 | 2.20% | ¥163,977 | ¥68,870,369 | ¥20,870,369 |
| 35 | 2.30% | ¥166,496 | ¥69,928,112 | ¥21,928,112 |
| 35 | 2.40% | ¥169,036 | ¥70,995,019 | ¥22,995,019 |
| 35 | 2.50% | ¥171,598 | ¥72,071,035 | ¥24,071,035 |
| 35 | 2.60% | ¥174,181 | ¥73,156,108 | ¥25,156,108 |
| 35 | 2.70% | ¥176,786 | ¥74,250,180 | ¥26,250,180 |
| 35 | 2.80% | ¥179,412 | ¥75,353,192 | ¥27,353,192 |
| 35 | 2.90% | ¥182,060 | ¥76,465,085 | ¥28,465,085 |
| 35 | 3.00% | ¥184,728 | ¥77,585,798 | ¥29,585,798 |
4800万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥147,862 | ¥53,230,218 | ¥5,230,218 |
| 30 | 0.80% | ¥150,017 | ¥54,006,101 | ¥6,006,101 |
| 30 | 0.90% | ¥152,192 | ¥54,789,135 | ¥6,789,135 |
| 30 | 1.00% | ¥154,387 | ¥55,579,309 | ¥7,579,309 |
| 30 | 1.10% | ¥156,602 | ¥56,376,610 | ¥8,376,610 |
| 30 | 1.20% | ¥158,836 | ¥57,181,022 | ¥9,181,022 |
| 30 | 1.30% | ¥161,090 | ¥57,992,532 | ¥9,992,532 |
| 30 | 1.40% | ¥163,364 | ¥58,811,121 | ¥10,811,121 |
| 30 | 1.50% | ¥165,658 | ¥59,636,772 | ¥11,636,772 |
| 30 | 1.60% | ¥167,971 | ¥60,469,466 | ¥12,469,466 |
| 30 | 1.70% | ¥170,303 | ¥61,309,183 | ¥13,309,183 |
| 30 | 1.80% | ¥172,655 | ¥62,155,900 | ¥14,155,900 |
| 30 | 1.90% | ¥175,027 | ¥63,009,595 | ¥15,009,595 |
| 30 | 2.00% | ¥177,417 | ¥63,870,245 | ¥15,870,245 |
| 30 | 2.10% | ¥179,827 | ¥64,737,824 | ¥16,737,824 |
| 30 | 2.20% | ¥182,256 | ¥65,612,305 | ¥17,612,305 |
| 30 | 2.30% | ¥184,705 | ¥66,493,663 | ¥18,493,663 |
| 30 | 2.40% | ¥187,172 | ¥67,381,868 | ¥19,381,868 |
| 30 | 2.50% | ¥189,658 | ¥68,276,891 | ¥20,276,891 |
| 30 | 2.60% | ¥192,163 | ¥69,178,702 | ¥21,178,702 |
| 30 | 2.70% | ¥194,687 | ¥70,087,269 | ¥22,087,269 |
| 30 | 2.80% | ¥197,229 | ¥71,002,560 | ¥23,002,560 |
| 30 | 2.90% | ¥199,790 | ¥71,924,541 | ¥23,924,541 |
| 30 | 3.00% | ¥202,370 | ¥72,853,177 | ¥24,853,177 |
4800万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥174,455 | ¥52,336,400 | ¥4,336,400 |
| 25 | 0.80% | ¥176,586 | ¥52,975,838 | ¥4,975,838 |
| 25 | 0.90% | ¥178,734 | ¥53,620,251 | ¥5,620,251 |
| 25 | 1.00% | ¥180,899 | ¥54,269,633 | ¥6,269,633 |
| 25 | 1.10% | ¥183,080 | ¥54,923,978 | ¥6,923,978 |
| 25 | 1.20% | ¥185,278 | ¥55,583,278 | ¥7,583,278 |
| 25 | 1.30% | ¥187,492 | ¥56,247,526 | ¥8,247,526 |
| 25 | 1.40% | ¥189,722 | ¥56,916,713 | ¥8,916,713 |
| 25 | 1.50% | ¥191,969 | ¥57,590,831 | ¥9,590,831 |
| 25 | 1.60% | ¥194,233 | ¥58,269,870 | ¥10,269,870 |
| 25 | 1.70% | ¥196,513 | ¥58,953,820 | ¥10,953,820 |
| 25 | 1.80% | ¥198,809 | ¥59,642,670 | ¥11,642,670 |
| 25 | 1.90% | ¥201,121 | ¥60,336,409 | ¥12,336,409 |
| 25 | 2.00% | ¥203,450 | ¥61,035,025 | ¥13,035,025 |
| 25 | 2.10% | ¥205,795 | ¥61,738,506 | ¥13,738,506 |
| 25 | 2.20% | ¥208,156 | ¥62,446,838 | ¥14,446,838 |
| 25 | 2.30% | ¥210,533 | ¥63,160,010 | ¥15,160,010 |
| 25 | 2.40% | ¥212,927 | ¥63,878,005 | ¥15,878,005 |
| 25 | 2.50% | ¥215,336 | ¥64,600,810 | ¥16,600,810 |
| 25 | 2.60% | ¥217,761 | ¥65,328,409 | ¥17,328,409 |
| 25 | 2.70% | ¥220,203 | ¥66,060,787 | ¥18,060,787 |
| 25 | 2.80% | ¥222,660 | ¥66,797,928 | ¥18,797,928 |
| 25 | 2.90% | ¥225,133 | ¥67,539,814 | ¥19,539,814 |
| 25 | 3.00% | ¥227,621 | ¥68,286,429 | ¥20,286,429 |
4800万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥214,385 | ¥51,452,350 | ¥3,452,350 |
| 20 | 0.80% | ¥216,493 | ¥51,958,320 | ¥3,958,320 |
| 20 | 0.90% | ¥218,614 | ¥52,467,479 | ¥4,467,479 |
| 20 | 1.00% | ¥220,749 | ¥52,979,824 | ¥4,979,824 |
| 20 | 1.10% | ¥222,897 | ¥53,495,352 | ¥5,495,352 |
| 20 | 1.20% | ¥225,059 | ¥54,014,060 | ¥6,014,060 |
| 20 | 1.30% | ¥227,233 | ¥54,535,945 | ¥6,535,945 |
| 20 | 1.40% | ¥229,421 | ¥55,061,003 | ¥7,061,003 |
| 20 | 1.50% | ¥231,622 | ¥55,589,231 | ¥7,589,231 |
| 20 | 1.60% | ¥233,836 | ¥56,120,624 | ¥8,120,624 |
| 20 | 1.70% | ¥236,063 | ¥56,655,178 | ¥8,655,178 |
| 20 | 1.80% | ¥238,304 | ¥57,192,889 | ¥9,192,889 |
| 20 | 1.90% | ¥240,557 | ¥57,733,751 | ¥9,733,751 |
| 20 | 2.00% | ¥242,824 | ¥58,277,760 | ¥10,277,760 |
| 20 | 2.10% | ¥245,104 | ¥58,824,911 | ¥10,824,911 |
| 20 | 2.20% | ¥247,397 | ¥59,375,197 | ¥11,375,197 |
| 20 | 2.30% | ¥249,703 | ¥59,928,614 | ¥11,928,614 |
| 20 | 2.40% | ¥252,021 | ¥60,485,154 | ¥12,485,154 |
| 20 | 2.50% | ¥254,353 | ¥61,044,813 | ¥13,044,813 |
| 20 | 2.60% | ¥256,698 | ¥61,607,584 | ¥13,607,584 |
| 20 | 2.70% | ¥259,056 | ¥62,173,459 | ¥14,173,459 |
| 20 | 2.80% | ¥261,427 | ¥62,742,432 | ¥14,742,432 |
| 20 | 2.90% | ¥263,810 | ¥63,314,496 | ¥15,314,496 |
| 20 | 3.00% | ¥266,207 | ¥63,889,643 | ¥15,889,643 |
4800万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥280,989 | ¥50,578,078 | ¥2,578,078 |
| 15 | 0.80% | ¥283,075 | ¥50,953,565 | ¥2,953,565 |
| 15 | 0.90% | ¥285,171 | ¥51,330,848 | ¥3,330,848 |
| 15 | 1.00% | ¥287,277 | ¥51,709,926 | ¥3,709,926 |
| 15 | 1.10% | ¥289,393 | ¥52,090,797 | ¥4,090,797 |
| 15 | 1.20% | ¥291,519 | ¥52,473,461 | ¥4,473,461 |
| 15 | 1.30% | ¥293,655 | ¥52,857,917 | ¥4,857,917 |
| 15 | 1.40% | ¥295,801 | ¥53,244,162 | ¥5,244,162 |
| 15 | 1.50% | ¥297,957 | ¥53,632,197 | ¥5,632,197 |
| 15 | 1.60% | ¥300,122 | ¥54,022,019 | ¥6,022,019 |
| 15 | 1.70% | ¥302,298 | ¥54,413,627 | ¥6,413,627 |
| 15 | 1.80% | ¥304,483 | ¥54,807,020 | ¥6,807,020 |
| 15 | 1.90% | ¥306,679 | ¥55,202,195 | ¥7,202,195 |
| 15 | 2.00% | ¥308,884 | ¥55,599,152 | ¥7,599,152 |
| 15 | 2.10% | ¥311,099 | ¥55,997,888 | ¥7,997,888 |
| 15 | 2.20% | ¥313,324 | ¥56,398,401 | ¥8,398,401 |
| 15 | 2.30% | ¥315,559 | ¥56,800,691 | ¥8,800,691 |
| 15 | 2.40% | ¥317,804 | ¥57,204,753 | ¥9,204,753 |
| 15 | 2.50% | ¥320,059 | ¥57,610,588 | ¥9,610,588 |
| 15 | 2.60% | ¥322,323 | ¥58,018,191 | ¥10,018,191 |
| 15 | 2.70% | ¥324,598 | ¥58,427,562 | ¥10,427,562 |
| 15 | 2.80% | ¥326,882 | ¥58,838,698 | ¥10,838,698 |
| 15 | 2.90% | ¥329,176 | ¥59,251,596 | ¥11,251,596 |
| 15 | 3.00% | ¥331,479 | ¥59,666,254 | ¥11,666,254 |
4800万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥414,280 | ¥49,713,591 | ¥1,713,591 |
| 10 | 0.80% | ¥416,347 | ¥49,961,587 | ¥1,961,587 |
| 10 | 0.90% | ¥418,420 | ¥50,210,381 | ¥2,210,381 |
| 10 | 1.00% | ¥420,500 | ¥50,459,974 | ¥2,459,974 |
| 10 | 1.10% | ¥422,586 | ¥50,710,365 | ¥2,710,365 |
| 10 | 1.20% | ¥424,680 | ¥50,961,553 | ¥2,961,553 |
| 10 | 1.30% | ¥426,779 | ¥51,213,540 | ¥3,213,540 |
| 10 | 1.40% | ¥428,886 | ¥51,466,323 | ¥3,466,323 |
| 10 | 1.50% | ¥430,999 | ¥51,719,904 | ¥3,719,904 |
| 10 | 1.60% | ¥433,119 | ¥51,974,281 | ¥3,974,281 |
| 10 | 1.70% | ¥435,245 | ¥52,229,455 | ¥4,229,455 |
| 10 | 1.80% | ¥437,379 | ¥52,485,424 | ¥4,485,424 |
| 10 | 1.90% | ¥439,518 | ¥52,742,189 | ¥4,742,189 |
| 10 | 2.00% | ¥441,665 | ¥52,999,749 | ¥4,999,749 |
| 10 | 2.10% | ¥443,818 | ¥53,258,104 | ¥5,258,104 |
| 10 | 2.20% | ¥445,977 | ¥53,517,254 | ¥5,517,254 |
| 10 | 2.30% | ¥448,143 | ¥53,777,197 | ¥5,777,197 |
| 10 | 2.40% | ¥450,316 | ¥54,037,934 | ¥6,037,934 |
| 10 | 2.50% | ¥452,496 | ¥54,299,463 | ¥6,299,463 |
| 10 | 2.60% | ¥454,682 | ¥54,561,786 | ¥6,561,786 |
| 10 | 2.70% | ¥456,874 | ¥54,824,900 | ¥6,824,900 |
| 10 | 2.80% | ¥459,073 | ¥55,088,805 | ¥7,088,805 |
| 10 | 2.90% | ¥461,279 | ¥55,353,502 | ¥7,353,502 |
| 10 | 3.00% | ¥463,492 | ¥55,618,989 | ¥7,618,989 |
