4840万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4840万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4840万円の住宅ローン｜期間・年数別
4840万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥95,628 | ¥57,377,050 | ¥8,977,050 |
| 50 | 0.80% | ¥97,899 | ¥58,739,537 | ¥10,339,537 |
| 50 | 0.90% | ¥100,203 | ¥60,121,851 | ¥11,721,851 |
| 50 | 1.00% | ¥102,540 | ¥61,523,906 | ¥13,123,906 |
| 50 | 1.10% | ¥104,909 | ¥62,945,605 | ¥14,545,605 |
| 50 | 1.20% | ¥107,311 | ¥64,386,845 | ¥15,986,845 |
| 50 | 1.30% | ¥109,746 | ¥65,847,512 | ¥17,447,512 |
| 50 | 1.40% | ¥112,212 | ¥67,327,483 | ¥18,927,483 |
| 50 | 1.50% | ¥114,711 | ¥68,826,627 | ¥20,426,627 |
| 50 | 1.60% | ¥117,241 | ¥70,344,806 | ¥21,944,806 |
| 50 | 1.70% | ¥119,803 | ¥71,881,871 | ¥23,481,871 |
| 50 | 1.80% | ¥122,396 | ¥73,437,668 | ¥25,037,668 |
| 50 | 1.90% | ¥125,020 | ¥75,012,034 | ¥26,612,034 |
| 50 | 2.00% | ¥127,675 | ¥76,604,799 | ¥28,204,799 |
| 50 | 2.10% | ¥130,360 | ¥78,215,785 | ¥29,815,785 |
| 50 | 2.20% | ¥133,075 | ¥79,844,808 | ¥31,444,808 |
| 50 | 2.30% | ¥135,819 | ¥81,491,679 | ¥33,091,679 |
| 50 | 2.40% | ¥138,594 | ¥83,156,199 | ¥34,756,199 |
| 50 | 2.50% | ¥141,397 | ¥84,838,168 | ¥36,438,168 |
| 50 | 2.60% | ¥144,229 | ¥86,537,376 | ¥38,137,376 |
| 50 | 2.70% | ¥147,089 | ¥88,253,611 | ¥39,853,611 |
| 50 | 2.80% | ¥149,978 | ¥89,986,653 | ¥41,586,653 |
| 50 | 2.90% | ¥152,894 | ¥91,736,280 | ¥43,336,280 |
| 50 | 3.00% | ¥155,837 | ¥93,502,265 | ¥45,102,265 |
4840万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥104,512 | ¥56,436,546 | ¥8,036,546 |
| 45 | 0.80% | ¥106,758 | ¥57,649,553 | ¥9,249,553 |
| 45 | 0.90% | ¥109,035 | ¥58,878,668 | ¥10,478,668 |
| 45 | 1.00% | ¥111,340 | ¥60,123,834 | ¥11,723,834 |
| 45 | 1.10% | ¥113,676 | ¥61,384,988 | ¥12,984,988 |
| 45 | 1.20% | ¥116,041 | ¥62,662,060 | ¥14,262,060 |
| 45 | 1.30% | ¥118,435 | ¥63,954,976 | ¥15,554,976 |
| 45 | 1.40% | ¥120,859 | ¥65,263,653 | ¥16,863,653 |
| 45 | 1.50% | ¥123,311 | ¥66,588,004 | ¥18,188,004 |
| 45 | 1.60% | ¥125,792 | ¥67,927,937 | ¥19,527,937 |
| 45 | 1.70% | ¥128,303 | ¥69,283,353 | ¥20,883,353 |
| 45 | 1.80% | ¥130,841 | ¥70,654,149 | ¥22,254,149 |
| 45 | 1.90% | ¥133,408 | ¥72,040,216 | ¥23,640,216 |
| 45 | 2.00% | ¥136,003 | ¥73,441,438 | ¥25,041,438 |
| 45 | 2.10% | ¥138,625 | ¥74,857,698 | ¥26,457,698 |
| 45 | 2.20% | ¥141,276 | ¥76,288,872 | ¥27,888,872 |
| 45 | 2.30% | ¥143,953 | ¥77,734,830 | ¥29,334,830 |
| 45 | 2.40% | ¥146,658 | ¥79,195,440 | ¥30,795,440 |
| 45 | 2.50% | ¥149,390 | ¥80,670,564 | ¥32,270,564 |
| 45 | 2.60% | ¥152,148 | ¥82,160,062 | ¥33,760,062 |
| 45 | 2.70% | ¥154,933 | ¥83,663,787 | ¥35,263,787 |
| 45 | 2.80% | ¥157,744 | ¥85,181,590 | ¥36,781,590 |
| 45 | 2.90% | ¥160,580 | ¥86,713,319 | ¥38,313,319 |
| 45 | 3.00% | ¥163,442 | ¥88,258,818 | ¥39,858,818 |
4840万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥115,637 | ¥55,505,824 | ¥7,105,824 |
| 40 | 0.80% | ¥117,859 | ¥56,572,305 | ¥8,172,305 |
| 40 | 0.90% | ¥120,107 | ¥57,651,547 | ¥9,251,547 |
| 40 | 1.00% | ¥122,382 | ¥58,743,516 | ¥10,343,516 |
| 40 | 1.10% | ¥124,684 | ¥59,848,171 | ¥11,448,171 |
| 40 | 1.20% | ¥127,011 | ¥60,965,468 | ¥12,565,468 |
| 40 | 1.30% | ¥129,365 | ¥62,095,359 | ¥13,695,359 |
| 40 | 1.40% | ¥131,745 | ¥63,237,793 | ¥14,837,793 |
| 40 | 1.50% | ¥134,151 | ¥64,392,715 | ¥15,992,715 |
| 40 | 1.60% | ¥136,583 | ¥65,560,065 | ¥17,160,065 |
| 40 | 1.70% | ¥139,041 | ¥66,739,782 | ¥18,339,782 |
| 40 | 1.80% | ¥141,525 | ¥67,931,799 | ¥19,531,799 |
| 40 | 1.90% | ¥144,033 | ¥69,136,047 | ¥20,736,047 |
| 40 | 2.00% | ¥146,568 | ¥70,352,452 | ¥21,952,452 |
| 40 | 2.10% | ¥149,127 | ¥71,580,940 | ¥23,180,940 |
| 40 | 2.20% | ¥151,711 | ¥72,821,430 | ¥24,421,430 |
| 40 | 2.30% | ¥154,321 | ¥74,073,841 | ¥25,673,841 |
| 40 | 2.40% | ¥156,954 | ¥75,338,086 | ¥26,938,086 |
| 40 | 2.50% | ¥159,613 | ¥76,614,078 | ¥28,214,078 |
| 40 | 2.60% | ¥162,295 | ¥77,901,724 | ¥29,501,724 |
| 40 | 2.70% | ¥165,002 | ¥79,200,932 | ¥30,800,932 |
| 40 | 2.80% | ¥167,733 | ¥80,511,604 | ¥32,111,604 |
| 40 | 2.90% | ¥170,487 | ¥81,833,641 | ¥33,433,641 |
| 40 | 3.00% | ¥173,264 | ¥83,166,941 | ¥34,766,941 |
4840万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥129,964 | ¥54,584,904 | ¥6,184,904 |
| 35 | 0.80% | ¥132,161 | ¥55,507,828 | ¥7,107,828 |
| 35 | 0.90% | ¥134,382 | ¥56,440,546 | ¥8,040,546 |
| 35 | 1.00% | ¥136,626 | ¥57,383,037 | ¥8,983,037 |
| 35 | 1.10% | ¥138,894 | ¥58,335,277 | ¥9,935,277 |
| 35 | 1.20% | ¥141,184 | ¥59,297,241 | ¥10,897,241 |
| 35 | 1.30% | ¥143,497 | ¥60,268,898 | ¥11,868,898 |
| 35 | 1.40% | ¥145,834 | ¥61,250,220 | ¥12,850,220 |
| 35 | 1.50% | ¥148,193 | ¥62,241,173 | ¥13,841,173 |
| 35 | 1.60% | ¥150,576 | ¥63,241,721 | ¥14,841,721 |
| 35 | 1.70% | ¥152,981 | ¥64,251,828 | ¥15,851,828 |
| 35 | 1.80% | ¥155,408 | ¥65,271,455 | ¥16,871,455 |
| 35 | 1.90% | ¥157,858 | ¥66,300,558 | ¥17,900,558 |
| 35 | 2.00% | ¥160,331 | ¥67,339,096 | ¥18,939,096 |
| 35 | 2.10% | ¥162,826 | ¥68,387,022 | ¥19,987,022 |
| 35 | 2.20% | ¥165,344 | ¥69,444,288 | ¥21,044,288 |
| 35 | 2.30% | ¥167,883 | ¥70,510,846 | ¥22,110,846 |
| 35 | 2.40% | ¥170,444 | ¥71,586,644 | ¥23,186,644 |
| 35 | 2.50% | ¥173,028 | ¥72,671,627 | ¥24,271,627 |
| 35 | 2.60% | ¥175,633 | ¥73,765,742 | ¥25,365,742 |
| 35 | 2.70% | ¥178,259 | ¥74,868,931 | ¥26,468,931 |
| 35 | 2.80% | ¥180,907 | ¥75,981,135 | ¥27,581,135 |
| 35 | 2.90% | ¥183,577 | ¥77,102,294 | ¥28,702,294 |
| 35 | 3.00% | ¥186,267 | ¥78,232,347 | ¥29,832,347 |
4840万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥149,094 | ¥53,673,803 | ¥5,273,803 |
| 30 | 0.80% | ¥151,267 | ¥54,456,152 | ¥6,056,152 |
| 30 | 0.90% | ¥153,460 | ¥55,245,711 | ¥6,845,711 |
| 30 | 1.00% | ¥155,674 | ¥56,042,470 | ¥7,642,470 |
| 30 | 1.10% | ¥157,907 | ¥56,846,415 | ¥8,446,415 |
| 30 | 1.20% | ¥160,160 | ¥57,657,531 | ¥9,257,531 |
| 30 | 1.30% | ¥162,433 | ¥58,475,803 | ¥10,075,803 |
| 30 | 1.40% | ¥164,726 | ¥59,301,214 | ¥10,901,214 |
| 30 | 1.50% | ¥167,038 | ¥60,133,745 | ¥11,733,745 |
| 30 | 1.60% | ¥169,370 | ¥60,973,379 | ¥12,573,379 |
| 30 | 1.70% | ¥171,722 | ¥61,820,093 | ¥13,420,093 |
| 30 | 1.80% | ¥174,094 | ¥62,673,866 | ¥14,273,866 |
| 30 | 1.90% | ¥176,485 | ¥63,534,675 | ¥15,134,675 |
| 30 | 2.00% | ¥178,896 | ¥64,402,497 | ¥16,002,497 |
| 30 | 2.10% | ¥181,326 | ¥65,277,305 | ¥16,877,305 |
| 30 | 2.20% | ¥183,775 | ¥66,159,075 | ¥17,759,075 |
| 30 | 2.30% | ¥186,244 | ¥67,047,777 | ¥18,647,777 |
| 30 | 2.40% | ¥188,732 | ¥67,943,384 | ¥19,543,384 |
| 30 | 2.50% | ¥191,239 | ¥68,845,865 | ¥20,445,865 |
| 30 | 2.60% | ¥193,764 | ¥69,755,191 | ¥21,355,191 |
| 30 | 2.70% | ¥196,309 | ¥70,671,330 | ¥22,271,330 |
| 30 | 2.80% | ¥198,873 | ¥71,594,248 | ¥23,194,248 |
| 30 | 2.90% | ¥201,455 | ¥72,523,912 | ¥24,123,912 |
| 30 | 3.00% | ¥204,056 | ¥73,460,287 | ¥25,060,287 |
4840万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥175,908 | ¥52,772,537 | ¥4,372,537 |
| 25 | 0.80% | ¥178,058 | ¥53,417,304 | ¥5,017,304 |
| 25 | 0.90% | ¥180,224 | ¥54,067,087 | ¥5,667,087 |
| 25 | 1.00% | ¥182,406 | ¥54,721,880 | ¥6,321,880 |
| 25 | 1.10% | ¥184,606 | ¥55,381,678 | ¥6,981,678 |
| 25 | 1.20% | ¥186,822 | ¥56,046,472 | ¥7,646,472 |
| 25 | 1.30% | ¥189,054 | ¥56,716,255 | ¥8,316,255 |
| 25 | 1.40% | ¥191,303 | ¥57,391,019 | ¥8,991,019 |
| 25 | 1.50% | ¥193,569 | ¥58,070,755 | ¥9,670,755 |
| 25 | 1.60% | ¥195,852 | ¥58,755,452 | ¥10,355,452 |
| 25 | 1.70% | ¥198,150 | ¥59,445,101 | ¥11,045,101 |
| 25 | 1.80% | ¥200,466 | ¥60,139,692 | ¥11,739,692 |
| 25 | 1.90% | ¥202,797 | ¥60,839,212 | ¥12,439,212 |
| 25 | 2.00% | ¥205,145 | ¥61,543,650 | ¥13,143,650 |
| 25 | 2.10% | ¥207,510 | ¥62,252,993 | ¥13,852,993 |
| 25 | 2.20% | ¥209,891 | ¥62,967,229 | ¥14,567,229 |
| 25 | 2.30% | ¥212,288 | ¥63,686,343 | ¥15,286,343 |
| 25 | 2.40% | ¥214,701 | ¥64,410,322 | ¥16,010,322 |
| 25 | 2.50% | ¥217,130 | ¥65,139,150 | ¥16,739,150 |
| 25 | 2.60% | ¥219,576 | ¥65,872,812 | ¥17,472,812 |
| 25 | 2.70% | ¥222,038 | ¥66,611,294 | ¥18,211,294 |
| 25 | 2.80% | ¥224,515 | ¥67,354,577 | ¥18,954,577 |
| 25 | 2.90% | ¥227,009 | ¥68,102,646 | ¥19,702,646 |
| 25 | 3.00% | ¥229,518 | ¥68,855,483 | ¥20,455,483 |
4840万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥216,171 | ¥51,881,120 | ¥3,481,120 |
| 20 | 0.80% | ¥218,297 | ¥52,391,306 | ¥3,991,306 |
| 20 | 0.90% | ¥220,436 | ¥52,904,708 | ¥4,504,708 |
| 20 | 1.00% | ¥222,589 | ¥53,421,323 | ¥5,021,323 |
| 20 | 1.10% | ¥224,755 | ¥53,941,147 | ¥5,541,147 |
| 20 | 1.20% | ¥226,934 | ¥54,464,177 | ¥6,064,177 |
| 20 | 1.30% | ¥229,127 | ¥54,990,411 | ¥6,590,411 |
| 20 | 1.40% | ¥231,333 | ¥55,519,845 | ¥7,119,845 |
| 20 | 1.50% | ¥233,552 | ¥56,052,475 | ¥7,652,475 |
| 20 | 1.60% | ¥235,785 | ¥56,588,296 | ¥8,188,296 |
| 20 | 1.70% | ¥238,030 | ¥57,127,305 | ¥8,727,305 |
| 20 | 1.80% | ¥240,290 | ¥57,669,496 | ¥9,269,496 |
| 20 | 1.90% | ¥242,562 | ¥58,214,866 | ¥9,814,866 |
| 20 | 2.00% | ¥244,848 | ¥58,763,408 | ¥10,363,408 |
| 20 | 2.10% | ¥247,146 | ¥59,315,118 | ¥10,915,118 |
| 20 | 2.20% | ¥249,458 | ¥59,869,990 | ¥11,469,990 |
| 20 | 2.30% | ¥251,783 | ¥60,428,019 | ¥12,028,019 |
| 20 | 2.40% | ¥254,122 | ¥60,989,197 | ¥12,589,197 |
| 20 | 2.50% | ¥256,473 | ¥61,553,520 | ¥13,153,520 |
| 20 | 2.60% | ¥258,837 | ¥62,120,980 | ¥13,720,980 |
| 20 | 2.70% | ¥261,215 | ¥62,691,571 | ¥14,291,571 |
| 20 | 2.80% | ¥263,605 | ¥63,265,285 | ¥14,865,285 |
| 20 | 2.90% | ¥266,009 | ¥63,842,117 | ¥15,442,117 |
| 20 | 3.00% | ¥268,425 | ¥64,422,057 | ¥16,022,057 |
4840万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥283,331 | ¥50,999,562 | ¥2,599,562 |
| 15 | 0.80% | ¥285,434 | ¥51,378,178 | ¥2,978,178 |
| 15 | 0.90% | ¥287,548 | ¥51,758,605 | ¥3,358,605 |
| 15 | 1.00% | ¥289,671 | ¥52,140,842 | ¥3,740,842 |
| 15 | 1.10% | ¥291,805 | ¥52,524,887 | ¥4,124,887 |
| 15 | 1.20% | ¥293,949 | ¥52,910,740 | ¥4,510,740 |
| 15 | 1.30% | ¥296,102 | ¥53,298,399 | ¥4,898,399 |
| 15 | 1.40% | ¥298,266 | ¥53,687,864 | ¥5,287,864 |
| 15 | 1.50% | ¥300,440 | ¥54,079,132 | ¥5,679,132 |
| 15 | 1.60% | ¥302,623 | ¥54,472,202 | ¥6,072,202 |
| 15 | 1.70% | ¥304,817 | ¥54,867,074 | ¥6,467,074 |
| 15 | 1.80% | ¥307,021 | ¥55,263,745 | ¥6,863,745 |
| 15 | 1.90% | ¥309,235 | ¥55,662,213 | ¥7,262,213 |
| 15 | 2.00% | ¥311,458 | ¥56,062,478 | ¥7,662,478 |
| 15 | 2.10% | ¥313,692 | ¥56,464,537 | ¥8,064,537 |
| 15 | 2.20% | ¥315,935 | ¥56,868,388 | ¥8,468,388 |
| 15 | 2.30% | ¥318,189 | ¥57,274,030 | ¥8,874,030 |
| 15 | 2.40% | ¥320,453 | ¥57,681,460 | ¥9,281,460 |
| 15 | 2.50% | ¥322,726 | ¥58,090,676 | ¥9,690,676 |
| 15 | 2.60% | ¥325,009 | ¥58,501,676 | ¥10,101,676 |
| 15 | 2.70% | ¥327,303 | ¥58,914,458 | ¥10,514,458 |
| 15 | 2.80% | ¥329,606 | ¥59,329,020 | ¥10,929,020 |
| 15 | 2.90% | ¥331,919 | ¥59,745,359 | ¥11,345,359 |
| 15 | 3.00% | ¥334,242 | ¥60,163,473 | ¥11,763,473 |
4840万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥417,732 | ¥50,127,871 | ¥1,727,871 |
| 10 | 0.80% | ¥419,816 | ¥50,377,934 | ¥1,977,934 |
| 10 | 0.90% | ¥421,907 | ¥50,628,801 | ¥2,228,801 |
| 10 | 1.00% | ¥424,004 | ¥50,880,474 | ¥2,480,474 |
| 10 | 1.10% | ¥426,108 | ¥51,132,951 | ¥2,732,951 |
| 10 | 1.20% | ¥428,219 | ¥51,386,233 | ¥2,986,233 |
| 10 | 1.30% | ¥430,336 | ¥51,640,319 | ¥3,240,319 |
| 10 | 1.40% | ¥432,460 | ¥51,895,209 | ¥3,495,209 |
| 10 | 1.50% | ¥434,591 | ¥52,150,903 | ¥3,750,903 |
| 10 | 1.60% | ¥436,728 | ¥52,407,400 | ¥4,007,400 |
| 10 | 1.70% | ¥438,873 | ¥52,664,700 | ¥4,264,700 |
| 10 | 1.80% | ¥441,023 | ¥52,922,803 | ¥4,522,803 |
| 10 | 1.90% | ¥443,181 | ¥53,181,707 | ¥4,781,707 |
| 10 | 2.00% | ¥445,345 | ¥53,441,414 | ¥5,041,414 |
| 10 | 2.10% | ¥447,516 | ¥53,701,922 | ¥5,301,922 |
| 10 | 2.20% | ¥449,694 | ¥53,963,231 | ¥5,563,231 |
| 10 | 2.30% | ¥451,878 | ¥54,225,340 | ¥5,825,340 |
| 10 | 2.40% | ¥454,069 | ¥54,488,250 | ¥6,088,250 |
| 10 | 2.50% | ¥456,266 | ¥54,751,959 | ¥6,351,959 |
| 10 | 2.60% | ¥458,471 | ¥55,016,467 | ¥6,616,467 |
| 10 | 2.70% | ¥460,681 | ¥55,281,774 | ¥6,881,774 |
| 10 | 2.80% | ¥462,899 | ¥55,547,879 | ¥7,147,879 |
| 10 | 2.90% | ¥465,123 | ¥55,814,781 | ¥7,414,781 |
| 10 | 3.00% | ¥467,354 | ¥56,082,481 | ¥7,682,481 |
