4840万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4840万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4840万円の住宅ローン｜期間・年数別
4840万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥95,628 |
¥57,377,050 |
¥8,977,050 |
| 50 |
0.80% |
¥97,899 |
¥58,739,537 |
¥10,339,537 |
| 50 |
0.90% |
¥100,203 |
¥60,121,851 |
¥11,721,851 |
| 50 |
1.00% |
¥102,540 |
¥61,523,906 |
¥13,123,906 |
| 50 |
1.10% |
¥104,909 |
¥62,945,605 |
¥14,545,605 |
| 50 |
1.20% |
¥107,311 |
¥64,386,845 |
¥15,986,845 |
| 50 |
1.30% |
¥109,746 |
¥65,847,512 |
¥17,447,512 |
| 50 |
1.40% |
¥112,212 |
¥67,327,483 |
¥18,927,483 |
| 50 |
1.50% |
¥114,711 |
¥68,826,627 |
¥20,426,627 |
| 50 |
1.60% |
¥117,241 |
¥70,344,806 |
¥21,944,806 |
| 50 |
1.70% |
¥119,803 |
¥71,881,871 |
¥23,481,871 |
| 50 |
1.80% |
¥122,396 |
¥73,437,668 |
¥25,037,668 |
| 50 |
1.90% |
¥125,020 |
¥75,012,034 |
¥26,612,034 |
| 50 |
2.00% |
¥127,675 |
¥76,604,799 |
¥28,204,799 |
| 50 |
2.10% |
¥130,360 |
¥78,215,785 |
¥29,815,785 |
| 50 |
2.20% |
¥133,075 |
¥79,844,808 |
¥31,444,808 |
| 50 |
2.30% |
¥135,819 |
¥81,491,679 |
¥33,091,679 |
| 50 |
2.40% |
¥138,594 |
¥83,156,199 |
¥34,756,199 |
| 50 |
2.50% |
¥141,397 |
¥84,838,168 |
¥36,438,168 |
| 50 |
2.60% |
¥144,229 |
¥86,537,376 |
¥38,137,376 |
| 50 |
2.70% |
¥147,089 |
¥88,253,611 |
¥39,853,611 |
| 50 |
2.80% |
¥149,978 |
¥89,986,653 |
¥41,586,653 |
| 50 |
2.90% |
¥152,894 |
¥91,736,280 |
¥43,336,280 |
| 50 |
3.00% |
¥155,837 |
¥93,502,265 |
¥45,102,265 |
4840万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥104,512 |
¥56,436,546 |
¥8,036,546 |
| 45 |
0.80% |
¥106,758 |
¥57,649,553 |
¥9,249,553 |
| 45 |
0.90% |
¥109,035 |
¥58,878,668 |
¥10,478,668 |
| 45 |
1.00% |
¥111,340 |
¥60,123,834 |
¥11,723,834 |
| 45 |
1.10% |
¥113,676 |
¥61,384,988 |
¥12,984,988 |
| 45 |
1.20% |
¥116,041 |
¥62,662,060 |
¥14,262,060 |
| 45 |
1.30% |
¥118,435 |
¥63,954,976 |
¥15,554,976 |
| 45 |
1.40% |
¥120,859 |
¥65,263,653 |
¥16,863,653 |
| 45 |
1.50% |
¥123,311 |
¥66,588,004 |
¥18,188,004 |
| 45 |
1.60% |
¥125,792 |
¥67,927,937 |
¥19,527,937 |
| 45 |
1.70% |
¥128,303 |
¥69,283,353 |
¥20,883,353 |
| 45 |
1.80% |
¥130,841 |
¥70,654,149 |
¥22,254,149 |
| 45 |
1.90% |
¥133,408 |
¥72,040,216 |
¥23,640,216 |
| 45 |
2.00% |
¥136,003 |
¥73,441,438 |
¥25,041,438 |
| 45 |
2.10% |
¥138,625 |
¥74,857,698 |
¥26,457,698 |
| 45 |
2.20% |
¥141,276 |
¥76,288,872 |
¥27,888,872 |
| 45 |
2.30% |
¥143,953 |
¥77,734,830 |
¥29,334,830 |
| 45 |
2.40% |
¥146,658 |
¥79,195,440 |
¥30,795,440 |
| 45 |
2.50% |
¥149,390 |
¥80,670,564 |
¥32,270,564 |
| 45 |
2.60% |
¥152,148 |
¥82,160,062 |
¥33,760,062 |
| 45 |
2.70% |
¥154,933 |
¥83,663,787 |
¥35,263,787 |
| 45 |
2.80% |
¥157,744 |
¥85,181,590 |
¥36,781,590 |
| 45 |
2.90% |
¥160,580 |
¥86,713,319 |
¥38,313,319 |
| 45 |
3.00% |
¥163,442 |
¥88,258,818 |
¥39,858,818 |
4840万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥115,637 |
¥55,505,824 |
¥7,105,824 |
| 40 |
0.80% |
¥117,859 |
¥56,572,305 |
¥8,172,305 |
| 40 |
0.90% |
¥120,107 |
¥57,651,547 |
¥9,251,547 |
| 40 |
1.00% |
¥122,382 |
¥58,743,516 |
¥10,343,516 |
| 40 |
1.10% |
¥124,684 |
¥59,848,171 |
¥11,448,171 |
| 40 |
1.20% |
¥127,011 |
¥60,965,468 |
¥12,565,468 |
| 40 |
1.30% |
¥129,365 |
¥62,095,359 |
¥13,695,359 |
| 40 |
1.40% |
¥131,745 |
¥63,237,793 |
¥14,837,793 |
| 40 |
1.50% |
¥134,151 |
¥64,392,715 |
¥15,992,715 |
| 40 |
1.60% |
¥136,583 |
¥65,560,065 |
¥17,160,065 |
| 40 |
1.70% |
¥139,041 |
¥66,739,782 |
¥18,339,782 |
| 40 |
1.80% |
¥141,525 |
¥67,931,799 |
¥19,531,799 |
| 40 |
1.90% |
¥144,033 |
¥69,136,047 |
¥20,736,047 |
| 40 |
2.00% |
¥146,568 |
¥70,352,452 |
¥21,952,452 |
| 40 |
2.10% |
¥149,127 |
¥71,580,940 |
¥23,180,940 |
| 40 |
2.20% |
¥151,711 |
¥72,821,430 |
¥24,421,430 |
| 40 |
2.30% |
¥154,321 |
¥74,073,841 |
¥25,673,841 |
| 40 |
2.40% |
¥156,954 |
¥75,338,086 |
¥26,938,086 |
| 40 |
2.50% |
¥159,613 |
¥76,614,078 |
¥28,214,078 |
| 40 |
2.60% |
¥162,295 |
¥77,901,724 |
¥29,501,724 |
| 40 |
2.70% |
¥165,002 |
¥79,200,932 |
¥30,800,932 |
| 40 |
2.80% |
¥167,733 |
¥80,511,604 |
¥32,111,604 |
| 40 |
2.90% |
¥170,487 |
¥81,833,641 |
¥33,433,641 |
| 40 |
3.00% |
¥173,264 |
¥83,166,941 |
¥34,766,941 |
4840万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥129,964 |
¥54,584,904 |
¥6,184,904 |
| 35 |
0.80% |
¥132,161 |
¥55,507,828 |
¥7,107,828 |
| 35 |
0.90% |
¥134,382 |
¥56,440,546 |
¥8,040,546 |
| 35 |
1.00% |
¥136,626 |
¥57,383,037 |
¥8,983,037 |
| 35 |
1.10% |
¥138,894 |
¥58,335,277 |
¥9,935,277 |
| 35 |
1.20% |
¥141,184 |
¥59,297,241 |
¥10,897,241 |
| 35 |
1.30% |
¥143,497 |
¥60,268,898 |
¥11,868,898 |
| 35 |
1.40% |
¥145,834 |
¥61,250,220 |
¥12,850,220 |
| 35 |
1.50% |
¥148,193 |
¥62,241,173 |
¥13,841,173 |
| 35 |
1.60% |
¥150,576 |
¥63,241,721 |
¥14,841,721 |
| 35 |
1.70% |
¥152,981 |
¥64,251,828 |
¥15,851,828 |
| 35 |
1.80% |
¥155,408 |
¥65,271,455 |
¥16,871,455 |
| 35 |
1.90% |
¥157,858 |
¥66,300,558 |
¥17,900,558 |
| 35 |
2.00% |
¥160,331 |
¥67,339,096 |
¥18,939,096 |
| 35 |
2.10% |
¥162,826 |
¥68,387,022 |
¥19,987,022 |
| 35 |
2.20% |
¥165,344 |
¥69,444,288 |
¥21,044,288 |
| 35 |
2.30% |
¥167,883 |
¥70,510,846 |
¥22,110,846 |
| 35 |
2.40% |
¥170,444 |
¥71,586,644 |
¥23,186,644 |
| 35 |
2.50% |
¥173,028 |
¥72,671,627 |
¥24,271,627 |
| 35 |
2.60% |
¥175,633 |
¥73,765,742 |
¥25,365,742 |
| 35 |
2.70% |
¥178,259 |
¥74,868,931 |
¥26,468,931 |
| 35 |
2.80% |
¥180,907 |
¥75,981,135 |
¥27,581,135 |
| 35 |
2.90% |
¥183,577 |
¥77,102,294 |
¥28,702,294 |
| 35 |
3.00% |
¥186,267 |
¥78,232,347 |
¥29,832,347 |
4840万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥149,094 |
¥53,673,803 |
¥5,273,803 |
| 30 |
0.80% |
¥151,267 |
¥54,456,152 |
¥6,056,152 |
| 30 |
0.90% |
¥153,460 |
¥55,245,711 |
¥6,845,711 |
| 30 |
1.00% |
¥155,674 |
¥56,042,470 |
¥7,642,470 |
| 30 |
1.10% |
¥157,907 |
¥56,846,415 |
¥8,446,415 |
| 30 |
1.20% |
¥160,160 |
¥57,657,531 |
¥9,257,531 |
| 30 |
1.30% |
¥162,433 |
¥58,475,803 |
¥10,075,803 |
| 30 |
1.40% |
¥164,726 |
¥59,301,214 |
¥10,901,214 |
| 30 |
1.50% |
¥167,038 |
¥60,133,745 |
¥11,733,745 |
| 30 |
1.60% |
¥169,370 |
¥60,973,379 |
¥12,573,379 |
| 30 |
1.70% |
¥171,722 |
¥61,820,093 |
¥13,420,093 |
| 30 |
1.80% |
¥174,094 |
¥62,673,866 |
¥14,273,866 |
| 30 |
1.90% |
¥176,485 |
¥63,534,675 |
¥15,134,675 |
| 30 |
2.00% |
¥178,896 |
¥64,402,497 |
¥16,002,497 |
| 30 |
2.10% |
¥181,326 |
¥65,277,305 |
¥16,877,305 |
| 30 |
2.20% |
¥183,775 |
¥66,159,075 |
¥17,759,075 |
| 30 |
2.30% |
¥186,244 |
¥67,047,777 |
¥18,647,777 |
| 30 |
2.40% |
¥188,732 |
¥67,943,384 |
¥19,543,384 |
| 30 |
2.50% |
¥191,239 |
¥68,845,865 |
¥20,445,865 |
| 30 |
2.60% |
¥193,764 |
¥69,755,191 |
¥21,355,191 |
| 30 |
2.70% |
¥196,309 |
¥70,671,330 |
¥22,271,330 |
| 30 |
2.80% |
¥198,873 |
¥71,594,248 |
¥23,194,248 |
| 30 |
2.90% |
¥201,455 |
¥72,523,912 |
¥24,123,912 |
| 30 |
3.00% |
¥204,056 |
¥73,460,287 |
¥25,060,287 |
4840万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥175,908 |
¥52,772,537 |
¥4,372,537 |
| 25 |
0.80% |
¥178,058 |
¥53,417,304 |
¥5,017,304 |
| 25 |
0.90% |
¥180,224 |
¥54,067,087 |
¥5,667,087 |
| 25 |
1.00% |
¥182,406 |
¥54,721,880 |
¥6,321,880 |
| 25 |
1.10% |
¥184,606 |
¥55,381,678 |
¥6,981,678 |
| 25 |
1.20% |
¥186,822 |
¥56,046,472 |
¥7,646,472 |
| 25 |
1.30% |
¥189,054 |
¥56,716,255 |
¥8,316,255 |
| 25 |
1.40% |
¥191,303 |
¥57,391,019 |
¥8,991,019 |
| 25 |
1.50% |
¥193,569 |
¥58,070,755 |
¥9,670,755 |
| 25 |
1.60% |
¥195,852 |
¥58,755,452 |
¥10,355,452 |
| 25 |
1.70% |
¥198,150 |
¥59,445,101 |
¥11,045,101 |
| 25 |
1.80% |
¥200,466 |
¥60,139,692 |
¥11,739,692 |
| 25 |
1.90% |
¥202,797 |
¥60,839,212 |
¥12,439,212 |
| 25 |
2.00% |
¥205,145 |
¥61,543,650 |
¥13,143,650 |
| 25 |
2.10% |
¥207,510 |
¥62,252,993 |
¥13,852,993 |
| 25 |
2.20% |
¥209,891 |
¥62,967,229 |
¥14,567,229 |
| 25 |
2.30% |
¥212,288 |
¥63,686,343 |
¥15,286,343 |
| 25 |
2.40% |
¥214,701 |
¥64,410,322 |
¥16,010,322 |
| 25 |
2.50% |
¥217,130 |
¥65,139,150 |
¥16,739,150 |
| 25 |
2.60% |
¥219,576 |
¥65,872,812 |
¥17,472,812 |
| 25 |
2.70% |
¥222,038 |
¥66,611,294 |
¥18,211,294 |
| 25 |
2.80% |
¥224,515 |
¥67,354,577 |
¥18,954,577 |
| 25 |
2.90% |
¥227,009 |
¥68,102,646 |
¥19,702,646 |
| 25 |
3.00% |
¥229,518 |
¥68,855,483 |
¥20,455,483 |
4840万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥216,171 |
¥51,881,120 |
¥3,481,120 |
| 20 |
0.80% |
¥218,297 |
¥52,391,306 |
¥3,991,306 |
| 20 |
0.90% |
¥220,436 |
¥52,904,708 |
¥4,504,708 |
| 20 |
1.00% |
¥222,589 |
¥53,421,323 |
¥5,021,323 |
| 20 |
1.10% |
¥224,755 |
¥53,941,147 |
¥5,541,147 |
| 20 |
1.20% |
¥226,934 |
¥54,464,177 |
¥6,064,177 |
| 20 |
1.30% |
¥229,127 |
¥54,990,411 |
¥6,590,411 |
| 20 |
1.40% |
¥231,333 |
¥55,519,845 |
¥7,119,845 |
| 20 |
1.50% |
¥233,552 |
¥56,052,475 |
¥7,652,475 |
| 20 |
1.60% |
¥235,785 |
¥56,588,296 |
¥8,188,296 |
| 20 |
1.70% |
¥238,030 |
¥57,127,305 |
¥8,727,305 |
| 20 |
1.80% |
¥240,290 |
¥57,669,496 |
¥9,269,496 |
| 20 |
1.90% |
¥242,562 |
¥58,214,866 |
¥9,814,866 |
| 20 |
2.00% |
¥244,848 |
¥58,763,408 |
¥10,363,408 |
| 20 |
2.10% |
¥247,146 |
¥59,315,118 |
¥10,915,118 |
| 20 |
2.20% |
¥249,458 |
¥59,869,990 |
¥11,469,990 |
| 20 |
2.30% |
¥251,783 |
¥60,428,019 |
¥12,028,019 |
| 20 |
2.40% |
¥254,122 |
¥60,989,197 |
¥12,589,197 |
| 20 |
2.50% |
¥256,473 |
¥61,553,520 |
¥13,153,520 |
| 20 |
2.60% |
¥258,837 |
¥62,120,980 |
¥13,720,980 |
| 20 |
2.70% |
¥261,215 |
¥62,691,571 |
¥14,291,571 |
| 20 |
2.80% |
¥263,605 |
¥63,265,285 |
¥14,865,285 |
| 20 |
2.90% |
¥266,009 |
¥63,842,117 |
¥15,442,117 |
| 20 |
3.00% |
¥268,425 |
¥64,422,057 |
¥16,022,057 |
4840万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥283,331 |
¥50,999,562 |
¥2,599,562 |
| 15 |
0.80% |
¥285,434 |
¥51,378,178 |
¥2,978,178 |
| 15 |
0.90% |
¥287,548 |
¥51,758,605 |
¥3,358,605 |
| 15 |
1.00% |
¥289,671 |
¥52,140,842 |
¥3,740,842 |
| 15 |
1.10% |
¥291,805 |
¥52,524,887 |
¥4,124,887 |
| 15 |
1.20% |
¥293,949 |
¥52,910,740 |
¥4,510,740 |
| 15 |
1.30% |
¥296,102 |
¥53,298,399 |
¥4,898,399 |
| 15 |
1.40% |
¥298,266 |
¥53,687,864 |
¥5,287,864 |
| 15 |
1.50% |
¥300,440 |
¥54,079,132 |
¥5,679,132 |
| 15 |
1.60% |
¥302,623 |
¥54,472,202 |
¥6,072,202 |
| 15 |
1.70% |
¥304,817 |
¥54,867,074 |
¥6,467,074 |
| 15 |
1.80% |
¥307,021 |
¥55,263,745 |
¥6,863,745 |
| 15 |
1.90% |
¥309,235 |
¥55,662,213 |
¥7,262,213 |
| 15 |
2.00% |
¥311,458 |
¥56,062,478 |
¥7,662,478 |
| 15 |
2.10% |
¥313,692 |
¥56,464,537 |
¥8,064,537 |
| 15 |
2.20% |
¥315,935 |
¥56,868,388 |
¥8,468,388 |
| 15 |
2.30% |
¥318,189 |
¥57,274,030 |
¥8,874,030 |
| 15 |
2.40% |
¥320,453 |
¥57,681,460 |
¥9,281,460 |
| 15 |
2.50% |
¥322,726 |
¥58,090,676 |
¥9,690,676 |
| 15 |
2.60% |
¥325,009 |
¥58,501,676 |
¥10,101,676 |
| 15 |
2.70% |
¥327,303 |
¥58,914,458 |
¥10,514,458 |
| 15 |
2.80% |
¥329,606 |
¥59,329,020 |
¥10,929,020 |
| 15 |
2.90% |
¥331,919 |
¥59,745,359 |
¥11,345,359 |
| 15 |
3.00% |
¥334,242 |
¥60,163,473 |
¥11,763,473 |
4840万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥417,732 |
¥50,127,871 |
¥1,727,871 |
| 10 |
0.80% |
¥419,816 |
¥50,377,934 |
¥1,977,934 |
| 10 |
0.90% |
¥421,907 |
¥50,628,801 |
¥2,228,801 |
| 10 |
1.00% |
¥424,004 |
¥50,880,474 |
¥2,480,474 |
| 10 |
1.10% |
¥426,108 |
¥51,132,951 |
¥2,732,951 |
| 10 |
1.20% |
¥428,219 |
¥51,386,233 |
¥2,986,233 |
| 10 |
1.30% |
¥430,336 |
¥51,640,319 |
¥3,240,319 |
| 10 |
1.40% |
¥432,460 |
¥51,895,209 |
¥3,495,209 |
| 10 |
1.50% |
¥434,591 |
¥52,150,903 |
¥3,750,903 |
| 10 |
1.60% |
¥436,728 |
¥52,407,400 |
¥4,007,400 |
| 10 |
1.70% |
¥438,873 |
¥52,664,700 |
¥4,264,700 |
| 10 |
1.80% |
¥441,023 |
¥52,922,803 |
¥4,522,803 |
| 10 |
1.90% |
¥443,181 |
¥53,181,707 |
¥4,781,707 |
| 10 |
2.00% |
¥445,345 |
¥53,441,414 |
¥5,041,414 |
| 10 |
2.10% |
¥447,516 |
¥53,701,922 |
¥5,301,922 |
| 10 |
2.20% |
¥449,694 |
¥53,963,231 |
¥5,563,231 |
| 10 |
2.30% |
¥451,878 |
¥54,225,340 |
¥5,825,340 |
| 10 |
2.40% |
¥454,069 |
¥54,488,250 |
¥6,088,250 |
| 10 |
2.50% |
¥456,266 |
¥54,751,959 |
¥6,351,959 |
| 10 |
2.60% |
¥458,471 |
¥55,016,467 |
¥6,616,467 |
| 10 |
2.70% |
¥460,681 |
¥55,281,774 |
¥6,881,774 |
| 10 |
2.80% |
¥462,899 |
¥55,547,879 |
¥7,147,879 |
| 10 |
2.90% |
¥465,123 |
¥55,814,781 |
¥7,414,781 |
| 10 |
3.00% |
¥467,354 |
¥56,082,481 |
¥7,682,481 |
