4860万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4860万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4860万円の住宅ローン｜期間・年数別
4860万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥96,024 |
¥57,614,145 |
¥9,014,145 |
| 50 |
0.80% |
¥98,304 |
¥58,982,263 |
¥10,382,263 |
| 50 |
0.90% |
¥100,617 |
¥60,370,289 |
¥11,770,289 |
| 50 |
1.00% |
¥102,964 |
¥61,778,137 |
¥13,178,137 |
| 50 |
1.10% |
¥105,343 |
¥63,205,711 |
¥14,605,711 |
| 50 |
1.20% |
¥107,755 |
¥64,652,907 |
¥16,052,907 |
| 50 |
1.30% |
¥110,199 |
¥66,119,609 |
¥17,519,609 |
| 50 |
1.40% |
¥112,676 |
¥67,605,696 |
¥19,005,696 |
| 50 |
1.50% |
¥115,185 |
¥69,111,035 |
¥20,511,035 |
| 50 |
1.60% |
¥117,726 |
¥70,635,487 |
¥22,035,487 |
| 50 |
1.70% |
¥120,298 |
¥72,178,904 |
¥23,578,904 |
| 50 |
1.80% |
¥122,902 |
¥73,741,130 |
¥25,141,130 |
| 50 |
1.90% |
¥125,537 |
¥75,322,001 |
¥26,722,001 |
| 50 |
2.00% |
¥128,202 |
¥76,921,347 |
¥28,321,347 |
| 50 |
2.10% |
¥130,898 |
¥78,538,990 |
¥29,938,990 |
| 50 |
2.20% |
¥133,625 |
¥80,174,745 |
¥31,574,745 |
| 50 |
2.30% |
¥136,381 |
¥81,828,421 |
¥33,228,421 |
| 50 |
2.40% |
¥139,166 |
¥83,499,820 |
¥34,899,820 |
| 50 |
2.50% |
¥141,981 |
¥85,188,739 |
¥36,588,739 |
| 50 |
2.60% |
¥144,825 |
¥86,894,969 |
¥38,294,969 |
| 50 |
2.70% |
¥147,697 |
¥88,618,295 |
¥40,018,295 |
| 50 |
2.80% |
¥150,597 |
¥90,358,499 |
¥41,758,499 |
| 50 |
2.90% |
¥153,526 |
¥92,115,356 |
¥43,515,356 |
| 50 |
3.00% |
¥156,481 |
¥93,888,638 |
¥45,288,638 |
4860万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥104,944 |
¥56,669,755 |
¥8,069,755 |
| 45 |
0.80% |
¥107,200 |
¥57,887,774 |
¥9,287,774 |
| 45 |
0.90% |
¥109,485 |
¥59,121,968 |
¥10,521,968 |
| 45 |
1.00% |
¥111,801 |
¥60,372,279 |
¥11,772,279 |
| 45 |
1.10% |
¥114,146 |
¥61,638,645 |
¥13,038,645 |
| 45 |
1.20% |
¥116,520 |
¥62,920,994 |
¥14,320,994 |
| 45 |
1.30% |
¥118,925 |
¥64,219,252 |
¥15,619,252 |
| 45 |
1.40% |
¥121,358 |
¥65,533,337 |
¥16,933,337 |
| 45 |
1.50% |
¥123,821 |
¥66,863,161 |
¥18,263,161 |
| 45 |
1.60% |
¥126,312 |
¥68,208,631 |
¥19,608,631 |
| 45 |
1.70% |
¥128,833 |
¥69,569,648 |
¥20,969,648 |
| 45 |
1.80% |
¥131,382 |
¥70,946,109 |
¥22,346,109 |
| 45 |
1.90% |
¥133,959 |
¥72,337,903 |
¥23,737,903 |
| 45 |
2.00% |
¥136,565 |
¥73,744,915 |
¥25,144,915 |
| 45 |
2.10% |
¥139,198 |
¥75,167,028 |
¥26,567,028 |
| 45 |
2.20% |
¥141,859 |
¥76,604,115 |
¥28,004,115 |
| 45 |
2.30% |
¥144,548 |
¥78,056,048 |
¥29,456,048 |
| 45 |
2.40% |
¥147,264 |
¥79,522,694 |
¥30,922,694 |
| 45 |
2.50% |
¥150,007 |
¥81,003,914 |
¥32,403,914 |
| 45 |
2.60% |
¥152,777 |
¥82,499,566 |
¥33,899,566 |
| 45 |
2.70% |
¥155,573 |
¥84,009,505 |
¥35,409,505 |
| 45 |
2.80% |
¥158,396 |
¥85,533,580 |
¥36,933,580 |
| 45 |
2.90% |
¥161,244 |
¥87,071,639 |
¥38,471,639 |
| 45 |
3.00% |
¥164,118 |
¥88,623,523 |
¥40,023,523 |
4860万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥116,115 |
¥55,735,187 |
¥7,135,187 |
| 40 |
0.80% |
¥118,346 |
¥56,806,075 |
¥8,206,075 |
| 40 |
0.90% |
¥120,604 |
¥57,889,777 |
¥9,289,777 |
| 40 |
1.00% |
¥122,888 |
¥58,986,258 |
¥10,386,258 |
| 40 |
1.10% |
¥125,199 |
¥60,095,478 |
¥11,495,478 |
| 40 |
1.20% |
¥127,536 |
¥61,217,391 |
¥12,617,391 |
| 40 |
1.30% |
¥129,900 |
¥62,351,952 |
¥13,751,952 |
| 40 |
1.40% |
¥132,290 |
¥63,499,107 |
¥14,899,107 |
| 40 |
1.50% |
¥134,706 |
¥64,658,801 |
¥16,058,801 |
| 40 |
1.60% |
¥137,148 |
¥65,830,975 |
¥17,230,975 |
| 40 |
1.70% |
¥139,616 |
¥67,015,566 |
¥18,415,566 |
| 40 |
1.80% |
¥142,109 |
¥68,212,509 |
¥19,612,509 |
| 40 |
1.90% |
¥144,629 |
¥69,421,733 |
¥20,821,733 |
| 40 |
2.00% |
¥147,173 |
¥70,643,165 |
¥22,043,165 |
| 40 |
2.10% |
¥149,743 |
¥71,876,729 |
¥23,276,729 |
| 40 |
2.20% |
¥152,338 |
¥73,122,345 |
¥24,522,345 |
| 40 |
2.30% |
¥154,958 |
¥74,379,931 |
¥25,779,931 |
| 40 |
2.40% |
¥157,603 |
¥75,649,401 |
¥27,049,401 |
| 40 |
2.50% |
¥160,272 |
¥76,930,665 |
¥28,330,665 |
| 40 |
2.60% |
¥162,966 |
¥78,223,632 |
¥29,623,632 |
| 40 |
2.70% |
¥165,684 |
¥79,528,209 |
¥30,928,209 |
| 40 |
2.80% |
¥168,426 |
¥80,844,296 |
¥32,244,296 |
| 40 |
2.90% |
¥171,191 |
¥82,171,796 |
¥33,571,796 |
| 40 |
3.00% |
¥173,980 |
¥83,510,606 |
¥34,910,606 |
4860万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥130,501 |
¥54,810,461 |
¥6,210,461 |
| 35 |
0.80% |
¥132,708 |
¥55,737,199 |
¥7,137,199 |
| 35 |
0.90% |
¥134,938 |
¥56,673,771 |
¥8,073,771 |
| 35 |
1.00% |
¥137,191 |
¥57,620,157 |
¥9,020,157 |
| 35 |
1.10% |
¥139,467 |
¥58,576,332 |
¥9,976,332 |
| 35 |
1.20% |
¥141,767 |
¥59,542,270 |
¥10,942,270 |
| 35 |
1.30% |
¥144,090 |
¥60,517,944 |
¥11,917,944 |
| 35 |
1.40% |
¥146,436 |
¥61,503,320 |
¥12,903,320 |
| 35 |
1.50% |
¥148,806 |
¥62,498,368 |
¥13,898,368 |
| 35 |
1.60% |
¥151,198 |
¥63,503,051 |
¥14,903,051 |
| 35 |
1.70% |
¥153,613 |
¥64,517,332 |
¥15,917,332 |
| 35 |
1.80% |
¥156,050 |
¥65,541,171 |
¥16,941,171 |
| 35 |
1.90% |
¥158,511 |
¥66,574,527 |
¥17,974,527 |
| 35 |
2.00% |
¥160,994 |
¥67,617,357 |
¥19,017,357 |
| 35 |
2.10% |
¥163,499 |
¥68,669,613 |
¥20,069,613 |
| 35 |
2.20% |
¥166,027 |
¥69,731,248 |
¥21,131,248 |
| 35 |
2.30% |
¥168,577 |
¥70,802,213 |
¥22,202,213 |
| 35 |
2.40% |
¥171,149 |
¥71,882,456 |
¥23,282,456 |
| 35 |
2.50% |
¥173,743 |
¥72,971,923 |
¥24,371,923 |
| 35 |
2.60% |
¥176,358 |
¥74,070,559 |
¥25,470,559 |
| 35 |
2.70% |
¥178,996 |
¥75,178,307 |
¥26,578,307 |
| 35 |
2.80% |
¥181,655 |
¥76,295,107 |
¥27,695,107 |
| 35 |
2.90% |
¥184,335 |
¥77,420,899 |
¥28,820,899 |
| 35 |
3.00% |
¥187,037 |
¥78,555,621 |
¥29,955,621 |
4860万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥149,710 |
¥53,895,596 |
¥5,295,596 |
| 30 |
0.80% |
¥151,892 |
¥54,681,177 |
¥6,081,177 |
| 30 |
0.90% |
¥154,094 |
¥55,473,999 |
¥6,873,999 |
| 30 |
1.00% |
¥156,317 |
¥56,274,050 |
¥7,674,050 |
| 30 |
1.10% |
¥158,559 |
¥57,081,317 |
¥8,481,317 |
| 30 |
1.20% |
¥160,822 |
¥57,895,785 |
¥9,295,785 |
| 30 |
1.30% |
¥163,104 |
¥58,717,438 |
¥10,117,438 |
| 30 |
1.40% |
¥165,406 |
¥59,546,260 |
¥10,946,260 |
| 30 |
1.50% |
¥167,728 |
¥60,382,232 |
¥11,782,232 |
| 30 |
1.60% |
¥170,070 |
¥61,225,335 |
¥12,625,335 |
| 30 |
1.70% |
¥172,432 |
¥62,075,548 |
¥13,475,548 |
| 30 |
1.80% |
¥174,813 |
¥62,932,849 |
¥14,332,849 |
| 30 |
1.90% |
¥177,214 |
¥63,797,215 |
¥15,197,215 |
| 30 |
2.00% |
¥179,635 |
¥64,668,623 |
¥16,068,623 |
| 30 |
2.10% |
¥182,075 |
¥65,547,046 |
¥16,947,046 |
| 30 |
2.20% |
¥184,535 |
¥66,432,459 |
¥17,832,459 |
| 30 |
2.30% |
¥187,013 |
¥67,324,834 |
¥18,724,834 |
| 30 |
2.40% |
¥189,512 |
¥68,224,141 |
¥19,624,141 |
| 30 |
2.50% |
¥192,029 |
¥69,130,352 |
¥20,530,352 |
| 30 |
2.60% |
¥194,565 |
¥70,043,436 |
¥21,443,436 |
| 30 |
2.70% |
¥197,120 |
¥70,963,360 |
¥22,363,360 |
| 30 |
2.80% |
¥199,695 |
¥71,890,092 |
¥23,290,092 |
| 30 |
2.90% |
¥202,288 |
¥72,823,597 |
¥24,223,597 |
| 30 |
3.00% |
¥204,900 |
¥73,763,842 |
¥25,163,842 |
4860万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥176,635 |
¥52,990,606 |
¥4,390,606 |
| 25 |
0.80% |
¥178,793 |
¥53,638,036 |
¥5,038,036 |
| 25 |
0.90% |
¥180,968 |
¥54,290,505 |
¥5,690,505 |
| 25 |
1.00% |
¥183,160 |
¥54,948,004 |
¥6,348,004 |
| 25 |
1.10% |
¥185,368 |
¥55,610,528 |
¥7,010,528 |
| 25 |
1.20% |
¥187,594 |
¥56,278,069 |
¥7,678,069 |
| 25 |
1.30% |
¥189,835 |
¥56,950,620 |
¥8,350,620 |
| 25 |
1.40% |
¥192,094 |
¥57,628,172 |
¥9,028,172 |
| 25 |
1.50% |
¥194,369 |
¥58,310,716 |
¥9,710,716 |
| 25 |
1.60% |
¥196,661 |
¥58,998,243 |
¥10,398,243 |
| 25 |
1.70% |
¥198,969 |
¥59,690,742 |
¥11,090,742 |
| 25 |
1.80% |
¥201,294 |
¥60,388,203 |
¥11,788,203 |
| 25 |
1.90% |
¥203,635 |
¥61,090,614 |
¥12,490,614 |
| 25 |
2.00% |
¥205,993 |
¥61,797,963 |
¥13,197,963 |
| 25 |
2.10% |
¥208,367 |
¥62,510,237 |
¥13,910,237 |
| 25 |
2.20% |
¥210,758 |
¥63,227,424 |
¥14,627,424 |
| 25 |
2.30% |
¥213,165 |
¥63,949,510 |
¥15,349,510 |
| 25 |
2.40% |
¥215,588 |
¥64,676,480 |
¥16,076,480 |
| 25 |
2.50% |
¥218,028 |
¥65,408,320 |
¥16,808,320 |
| 25 |
2.60% |
¥220,483 |
¥66,145,014 |
¥17,545,014 |
| 25 |
2.70% |
¥222,955 |
¥66,886,547 |
¥18,286,547 |
| 25 |
2.80% |
¥225,443 |
¥67,632,902 |
¥19,032,902 |
| 25 |
2.90% |
¥227,947 |
¥68,384,062 |
¥19,784,062 |
| 25 |
3.00% |
¥230,467 |
¥69,140,010 |
¥20,540,010 |
4860万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥217,065 |
¥52,095,505 |
¥3,495,505 |
| 20 |
0.80% |
¥219,199 |
¥52,607,799 |
¥4,007,799 |
| 20 |
0.90% |
¥221,347 |
¥53,123,323 |
¥4,523,323 |
| 20 |
1.00% |
¥223,509 |
¥53,642,072 |
¥5,042,072 |
| 20 |
1.10% |
¥225,684 |
¥54,164,044 |
¥5,564,044 |
| 20 |
1.20% |
¥227,872 |
¥54,689,236 |
¥6,089,236 |
| 20 |
1.30% |
¥230,074 |
¥55,217,645 |
¥6,617,645 |
| 20 |
1.40% |
¥232,289 |
¥55,749,266 |
¥7,149,266 |
| 20 |
1.50% |
¥234,517 |
¥56,284,096 |
¥7,684,096 |
| 20 |
1.60% |
¥236,759 |
¥56,822,132 |
¥8,222,132 |
| 20 |
1.70% |
¥239,014 |
¥57,363,368 |
¥8,763,368 |
| 20 |
1.80% |
¥241,282 |
¥57,907,800 |
¥9,307,800 |
| 20 |
1.90% |
¥243,564 |
¥58,455,423 |
¥9,855,423 |
| 20 |
2.00% |
¥245,859 |
¥59,006,232 |
¥10,406,232 |
| 20 |
2.10% |
¥248,168 |
¥59,560,222 |
¥10,960,222 |
| 20 |
2.20% |
¥250,489 |
¥60,117,387 |
¥11,517,387 |
| 20 |
2.30% |
¥252,824 |
¥60,677,721 |
¥12,077,721 |
| 20 |
2.40% |
¥255,172 |
¥61,241,219 |
¥12,641,219 |
| 20 |
2.50% |
¥257,533 |
¥61,807,873 |
¥13,207,873 |
| 20 |
2.60% |
¥259,907 |
¥62,377,678 |
¥13,777,678 |
| 20 |
2.70% |
¥262,294 |
¥62,950,627 |
¥14,350,627 |
| 20 |
2.80% |
¥264,695 |
¥63,526,712 |
¥14,926,712 |
| 20 |
2.90% |
¥267,108 |
¥64,105,927 |
¥15,505,927 |
| 20 |
3.00% |
¥269,534 |
¥64,688,264 |
¥16,088,264 |
4860万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥284,502 |
¥51,210,304 |
¥2,610,304 |
| 15 |
0.80% |
¥286,614 |
¥51,590,485 |
¥2,990,485 |
| 15 |
0.90% |
¥288,736 |
¥51,972,484 |
¥3,372,484 |
| 15 |
1.00% |
¥290,868 |
¥52,356,300 |
¥3,756,300 |
| 15 |
1.10% |
¥293,011 |
¥52,741,932 |
¥4,141,932 |
| 15 |
1.20% |
¥295,163 |
¥53,129,380 |
¥4,529,380 |
| 15 |
1.30% |
¥297,326 |
¥53,518,641 |
¥4,918,641 |
| 15 |
1.40% |
¥299,498 |
¥53,909,714 |
¥5,309,714 |
| 15 |
1.50% |
¥301,681 |
¥54,302,599 |
¥5,702,599 |
| 15 |
1.60% |
¥303,874 |
¥54,697,294 |
¥6,097,294 |
| 15 |
1.70% |
¥306,077 |
¥55,093,797 |
¥6,493,797 |
| 15 |
1.80% |
¥308,289 |
¥55,492,107 |
¥6,892,107 |
| 15 |
1.90% |
¥310,512 |
¥55,892,223 |
¥7,292,223 |
| 15 |
2.00% |
¥312,745 |
¥56,294,141 |
¥7,694,141 |
| 15 |
2.10% |
¥314,988 |
¥56,697,861 |
¥8,097,861 |
| 15 |
2.20% |
¥317,241 |
¥57,103,381 |
¥8,503,381 |
| 15 |
2.30% |
¥319,504 |
¥57,510,699 |
¥8,910,699 |
| 15 |
2.40% |
¥321,777 |
¥57,919,813 |
¥9,319,813 |
| 15 |
2.50% |
¥324,060 |
¥58,330,720 |
¥9,730,720 |
| 15 |
2.60% |
¥326,352 |
¥58,743,419 |
¥10,143,419 |
| 15 |
2.70% |
¥328,655 |
¥59,157,907 |
¥10,557,907 |
| 15 |
2.80% |
¥330,968 |
¥59,574,181 |
¥10,974,181 |
| 15 |
2.90% |
¥333,290 |
¥59,992,241 |
¥11,392,241 |
| 15 |
3.00% |
¥335,623 |
¥60,412,082 |
¥11,812,082 |
4860万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥419,458 |
¥50,335,011 |
¥1,735,011 |
| 10 |
0.80% |
¥421,551 |
¥50,586,107 |
¥1,986,107 |
| 10 |
0.90% |
¥423,650 |
¥50,838,011 |
¥2,238,011 |
| 10 |
1.00% |
¥425,756 |
¥51,090,724 |
¥2,490,724 |
| 10 |
1.10% |
¥427,869 |
¥51,344,244 |
¥2,744,244 |
| 10 |
1.20% |
¥429,988 |
¥51,598,573 |
¥2,998,573 |
| 10 |
1.30% |
¥432,114 |
¥51,853,709 |
¥3,253,709 |
| 10 |
1.40% |
¥434,247 |
¥52,109,652 |
¥3,509,652 |
| 10 |
1.50% |
¥436,387 |
¥52,366,403 |
¥3,766,403 |
| 10 |
1.60% |
¥438,533 |
¥52,623,960 |
¥4,023,960 |
| 10 |
1.70% |
¥440,686 |
¥52,882,323 |
¥4,282,323 |
| 10 |
1.80% |
¥442,846 |
¥53,141,492 |
¥4,541,492 |
| 10 |
1.90% |
¥445,012 |
¥53,401,467 |
¥4,801,467 |
| 10 |
2.00% |
¥447,185 |
¥53,662,246 |
¥5,062,246 |
| 10 |
2.10% |
¥449,365 |
¥53,923,831 |
¥5,323,831 |
| 10 |
2.20% |
¥451,552 |
¥54,186,219 |
¥5,586,219 |
| 10 |
2.30% |
¥453,745 |
¥54,449,412 |
¥5,849,412 |
| 10 |
2.40% |
¥455,945 |
¥54,713,408 |
¥6,113,408 |
| 10 |
2.50% |
¥458,152 |
¥54,978,207 |
¥6,378,207 |
| 10 |
2.60% |
¥460,365 |
¥55,243,808 |
¥6,643,808 |
| 10 |
2.70% |
¥462,585 |
¥55,510,211 |
¥6,910,211 |
| 10 |
2.80% |
¥464,812 |
¥55,777,415 |
¥7,177,415 |
| 10 |
2.90% |
¥467,045 |
¥56,045,421 |
¥7,445,421 |
| 10 |
3.00% |
¥469,285 |
¥56,314,226 |
¥7,714,226 |
