4870万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4870万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4870万円の住宅ローン｜期間・年数別
4870万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥96,221 | ¥57,732,693 | ¥9,032,693 |
| 50 | 0.80% | ¥98,506 | ¥59,103,625 | ¥10,403,625 |
| 50 | 0.90% | ¥100,824 | ¥60,494,507 | ¥11,794,507 |
| 50 | 1.00% | ¥103,175 | ¥61,905,252 | ¥13,205,252 |
| 50 | 1.10% | ¥105,560 | ¥63,335,764 | ¥14,635,764 |
| 50 | 1.20% | ¥107,977 | ¥64,785,937 | ¥16,085,937 |
| 50 | 1.30% | ¥110,426 | ¥66,255,658 | ¥17,555,658 |
| 50 | 1.40% | ¥112,908 | ¥67,744,802 | ¥19,044,802 |
| 50 | 1.50% | ¥115,422 | ¥69,253,239 | ¥20,553,239 |
| 50 | 1.60% | ¥117,968 | ¥70,780,827 | ¥22,080,827 |
| 50 | 1.70% | ¥120,546 | ¥72,327,420 | ¥23,627,420 |
| 50 | 1.80% | ¥123,155 | ¥73,892,860 | ¥25,192,860 |
| 50 | 1.90% | ¥125,795 | ¥75,476,985 | ¥26,776,985 |
| 50 | 2.00% | ¥128,466 | ¥77,079,622 | ¥28,379,622 |
| 50 | 2.10% | ¥131,168 | ¥78,700,593 | ¥30,000,593 |
| 50 | 2.20% | ¥133,900 | ¥80,339,714 | ¥31,639,714 |
| 50 | 2.30% | ¥136,661 | ¥81,996,792 | ¥33,296,792 |
| 50 | 2.40% | ¥139,453 | ¥83,671,630 | ¥34,971,630 |
| 50 | 2.50% | ¥142,273 | ¥85,364,024 | ¥36,664,024 |
| 50 | 2.60% | ¥145,123 | ¥87,073,765 | ¥38,373,765 |
| 50 | 2.70% | ¥148,001 | ¥88,800,637 | ¥40,100,637 |
| 50 | 2.80% | ¥150,907 | ¥90,544,422 | ¥41,844,422 |
| 50 | 2.90% | ¥153,841 | ¥92,304,894 | ¥43,604,894 |
| 50 | 3.00% | ¥156,803 | ¥94,081,825 | ¥45,381,825 |
4870万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥105,160 | ¥56,786,360 | ¥8,086,360 |
| 45 | 0.80% | ¥107,420 | ¥58,006,885 | ¥9,306,885 |
| 45 | 0.90% | ¥109,710 | ¥59,243,618 | ¥10,543,618 |
| 45 | 1.00% | ¥112,031 | ¥60,496,502 | ¥11,796,502 |
| 45 | 1.10% | ¥114,381 | ¥61,765,473 | ¥13,065,473 |
| 45 | 1.20% | ¥116,760 | ¥63,050,461 | ¥14,350,461 |
| 45 | 1.30% | ¥119,169 | ¥64,351,391 | ¥15,651,391 |
| 45 | 1.40% | ¥121,608 | ¥65,668,179 | ¥16,968,179 |
| 45 | 1.50% | ¥124,075 | ¥67,000,740 | ¥18,300,740 |
| 45 | 1.60% | ¥126,572 | ¥68,348,978 | ¥19,648,978 |
| 45 | 1.70% | ¥129,098 | ¥69,712,796 | ¥21,012,796 |
| 45 | 1.80% | ¥131,652 | ¥71,092,088 | ¥22,392,088 |
| 45 | 1.90% | ¥134,235 | ¥72,486,746 | ¥23,786,746 |
| 45 | 2.00% | ¥136,846 | ¥73,896,654 | ¥25,196,654 |
| 45 | 2.10% | ¥139,485 | ¥75,321,692 | ¥26,621,692 |
| 45 | 2.20% | ¥142,151 | ¥76,761,737 | ¥28,061,737 |
| 45 | 2.30% | ¥144,846 | ¥78,216,658 | ¥29,516,658 |
| 45 | 2.40% | ¥147,567 | ¥79,686,321 | ¥30,986,321 |
| 45 | 2.50% | ¥150,316 | ¥81,170,589 | ¥32,470,589 |
| 45 | 2.60% | ¥153,091 | ¥82,669,318 | ¥33,969,318 |
| 45 | 2.70% | ¥155,893 | ¥84,182,364 | ¥35,482,364 |
| 45 | 2.80% | ¥158,721 | ¥85,709,575 | ¥37,009,575 |
| 45 | 2.90% | ¥161,576 | ¥87,250,798 | ¥38,550,798 |
| 45 | 3.00% | ¥164,455 | ¥88,805,876 | ¥40,105,876 |
4870万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥116,354 | ¥55,849,869 | ¥7,149,869 |
| 40 | 0.80% | ¥118,589 | ¥56,922,960 | ¥8,222,960 |
| 40 | 0.90% | ¥120,852 | ¥58,008,892 | ¥9,308,892 |
| 40 | 1.00% | ¥123,141 | ¥59,107,629 | ¥10,407,629 |
| 40 | 1.10% | ¥125,457 | ¥60,219,131 | ¥11,519,131 |
| 40 | 1.20% | ¥127,799 | ¥61,343,353 | ¥12,643,353 |
| 40 | 1.30% | ¥130,167 | ¥62,480,248 | ¥13,780,248 |
| 40 | 1.40% | ¥132,562 | ¥63,629,763 | ¥14,929,763 |
| 40 | 1.50% | ¥134,983 | ¥64,791,843 | ¥16,091,843 |
| 40 | 1.60% | ¥137,430 | ¥65,966,430 | ¥17,266,430 |
| 40 | 1.70% | ¥139,903 | ¥67,153,458 | ¥18,453,458 |
| 40 | 1.80% | ¥142,402 | ¥68,352,864 | ¥19,652,864 |
| 40 | 1.90% | ¥144,926 | ¥69,564,576 | ¥20,864,576 |
| 40 | 2.00% | ¥147,476 | ¥70,788,521 | ¥22,088,521 |
| 40 | 2.10% | ¥150,051 | ¥72,024,624 | ¥23,324,624 |
| 40 | 2.20% | ¥152,652 | ¥73,272,803 | ¥24,572,803 |
| 40 | 2.30% | ¥155,277 | ¥74,532,976 | ¥25,832,976 |
| 40 | 2.40% | ¥157,927 | ¥75,805,058 | ¥27,105,058 |
| 40 | 2.50% | ¥160,602 | ¥77,088,958 | ¥28,388,958 |
| 40 | 2.60% | ¥163,301 | ¥78,384,586 | ¥29,684,586 |
| 40 | 2.70% | ¥166,025 | ¥79,691,847 | ¥30,991,847 |
| 40 | 2.80% | ¥168,772 | ¥81,010,643 | ¥32,310,643 |
| 40 | 2.90% | ¥171,543 | ¥82,340,874 | ¥33,640,874 |
| 40 | 3.00% | ¥174,338 | ¥83,682,438 | ¥34,982,438 |
4870万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥130,770 | ¥54,923,240 | ¥6,223,240 |
| 35 | 0.80% | ¥132,981 | ¥55,851,884 | ¥7,151,884 |
| 35 | 0.90% | ¥135,215 | ¥56,790,384 | ¥8,090,384 |
| 35 | 1.00% | ¥137,473 | ¥57,738,717 | ¥9,038,717 |
| 35 | 1.10% | ¥139,754 | ¥58,696,860 | ¥9,996,860 |
| 35 | 1.20% | ¥142,059 | ¥59,664,785 | ¥10,964,785 |
| 35 | 1.30% | ¥144,387 | ¥60,642,466 | ¥11,942,466 |
| 35 | 1.40% | ¥146,738 | ¥61,629,870 | ¥12,929,870 |
| 35 | 1.50% | ¥149,112 | ¥62,626,965 | ¥13,926,965 |
| 35 | 1.60% | ¥151,509 | ¥63,633,716 | ¥14,933,716 |
| 35 | 1.70% | ¥153,929 | ¥64,650,084 | ¥15,950,084 |
| 35 | 1.80% | ¥156,371 | ¥65,676,030 | ¥16,976,030 |
| 35 | 1.90% | ¥158,837 | ¥66,711,512 | ¥18,011,512 |
| 35 | 2.00% | ¥161,325 | ¥67,756,487 | ¥19,056,487 |
| 35 | 2.10% | ¥163,835 | ¥68,810,908 | ¥20,110,908 |
| 35 | 2.20% | ¥166,368 | ¥69,874,728 | ¥21,174,728 |
| 35 | 2.30% | ¥168,924 | ¥70,947,897 | ¥22,247,897 |
| 35 | 2.40% | ¥171,501 | ¥72,030,363 | ¥23,330,363 |
| 35 | 2.50% | ¥174,100 | ¥73,122,071 | ¥24,422,071 |
| 35 | 2.60% | ¥176,721 | ¥74,222,968 | ¥25,522,968 |
| 35 | 2.70% | ¥179,364 | ¥75,332,995 | ¥26,632,995 |
| 35 | 2.80% | ¥182,029 | ¥76,452,093 | ¥27,752,093 |
| 35 | 2.90% | ¥184,715 | ¥77,580,201 | ¥28,880,201 |
| 35 | 3.00% | ¥187,422 | ¥78,717,258 | ¥30,017,258 |
4870万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥150,018 | ¥54,006,492 | ¥5,306,492 |
| 30 | 0.80% | ¥152,205 | ¥54,793,690 | ¥6,093,690 |
| 30 | 0.90% | ¥154,412 | ¥55,588,143 | ¥6,888,143 |
| 30 | 1.00% | ¥156,638 | ¥56,389,841 | ¥7,689,841 |
| 30 | 1.10% | ¥158,885 | ¥57,198,769 | ¥8,498,769 |
| 30 | 1.20% | ¥161,153 | ¥58,014,912 | ¥9,314,912 |
| 30 | 1.30% | ¥163,440 | ¥58,838,256 | ¥10,138,256 |
| 30 | 1.40% | ¥165,747 | ¥59,668,783 | ¥10,968,783 |
| 30 | 1.50% | ¥168,074 | ¥60,506,475 | ¥11,806,475 |
| 30 | 1.60% | ¥170,420 | ¥61,351,313 | ¥12,651,313 |
| 30 | 1.70% | ¥172,787 | ¥62,203,275 | ¥13,503,275 |
| 30 | 1.80% | ¥175,173 | ¥63,062,340 | ¥14,362,340 |
| 30 | 1.90% | ¥177,579 | ¥63,928,485 | ¥15,228,485 |
| 30 | 2.00% | ¥180,005 | ¥64,801,686 | ¥16,101,686 |
| 30 | 2.10% | ¥182,450 | ¥65,681,917 | ¥16,981,917 |
| 30 | 2.20% | ¥184,914 | ¥66,569,152 | ¥17,869,152 |
| 30 | 2.30% | ¥187,398 | ¥67,463,362 | ¥18,763,362 |
| 30 | 2.40% | ¥189,901 | ¥68,364,520 | ¥19,664,520 |
| 30 | 2.50% | ¥192,424 | ¥69,272,596 | ¥20,572,596 |
| 30 | 2.60% | ¥194,965 | ¥70,187,558 | ¥21,487,558 |
| 30 | 2.70% | ¥197,526 | ¥71,109,375 | ¥22,409,375 |
| 30 | 2.80% | ¥200,106 | ¥72,038,014 | ¥23,338,014 |
| 30 | 2.90% | ¥202,704 | ¥72,973,440 | ¥24,273,440 |
| 30 | 3.00% | ¥205,321 | ¥73,915,619 | ¥25,215,619 |
4870万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥176,999 | ¥53,099,640 | ¥4,399,640 |
| 25 | 0.80% | ¥179,161 | ¥53,748,403 | ¥5,048,403 |
| 25 | 0.90% | ¥181,341 | ¥54,402,213 | ¥5,702,213 |
| 25 | 1.00% | ¥183,537 | ¥55,061,066 | ¥6,361,066 |
| 25 | 1.10% | ¥185,750 | ¥55,724,953 | ¥7,024,953 |
| 25 | 1.20% | ¥187,980 | ¥56,393,868 | ¥7,693,868 |
| 25 | 1.30% | ¥190,226 | ¥57,067,802 | ¥8,367,802 |
| 25 | 1.40% | ¥192,489 | ¥57,746,749 | ¥9,046,749 |
| 25 | 1.50% | ¥194,769 | ¥58,430,697 | ¥9,730,697 |
| 25 | 1.60% | ¥197,065 | ¥59,119,639 | ¥10,419,639 |
| 25 | 1.70% | ¥199,379 | ¥59,813,563 | ¥11,113,563 |
| 25 | 1.80% | ¥201,708 | ¥60,512,459 | ¥11,812,459 |
| 25 | 1.90% | ¥204,054 | ¥61,216,315 | ¥12,516,315 |
| 25 | 2.00% | ¥206,417 | ¥61,925,119 | ¥13,225,119 |
| 25 | 2.10% | ¥208,796 | ¥62,638,859 | ¥13,938,859 |
| 25 | 2.20% | ¥211,192 | ¥63,357,522 | ¥14,657,522 |
| 25 | 2.30% | ¥213,604 | ¥64,081,093 | ¥15,381,093 |
| 25 | 2.40% | ¥216,032 | ¥64,809,559 | ¥16,109,559 |
| 25 | 2.50% | ¥218,476 | ¥65,542,905 | ¥16,842,905 |
| 25 | 2.60% | ¥220,937 | ¥66,281,115 | ¥17,581,115 |
| 25 | 2.70% | ¥223,414 | ¥67,024,174 | ¥18,324,174 |
| 25 | 2.80% | ¥225,907 | ¥67,772,064 | ¥19,072,064 |
| 25 | 2.90% | ¥228,416 | ¥68,524,770 | ¥19,824,770 |
| 25 | 3.00% | ¥230,941 | ¥69,282,273 | ¥20,582,273 |
4870万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥217,511 | ¥52,202,697 | ¥3,502,697 |
| 20 | 0.80% | ¥219,650 | ¥52,716,046 | ¥4,016,046 |
| 20 | 0.90% | ¥221,803 | ¥53,232,630 | ¥4,532,630 |
| 20 | 1.00% | ¥223,969 | ¥53,752,447 | ¥5,052,447 |
| 20 | 1.10% | ¥226,148 | ¥54,275,493 | ¥5,575,493 |
| 20 | 1.20% | ¥228,341 | ¥54,801,765 | ¥6,101,765 |
| 20 | 1.30% | ¥230,547 | ¥55,331,261 | ¥6,631,261 |
| 20 | 1.40% | ¥232,767 | ¥55,863,976 | ¥7,163,976 |
| 20 | 1.50% | ¥235,000 | ¥56,399,907 | ¥7,699,907 |
| 20 | 1.60% | ¥237,246 | ¥56,939,050 | ¥8,239,050 |
| 20 | 1.70% | ¥239,506 | ¥57,481,400 | ¥8,781,400 |
| 20 | 1.80% | ¥241,779 | ¥58,026,952 | ¥9,326,952 |
| 20 | 1.90% | ¥244,065 | ¥58,575,702 | ¥9,875,702 |
| 20 | 2.00% | ¥246,365 | ¥59,127,644 | ¥10,427,644 |
| 20 | 2.10% | ¥248,678 | ¥59,682,774 | ¥10,982,774 |
| 20 | 2.20% | ¥251,005 | ¥60,241,085 | ¥11,541,085 |
| 20 | 2.30% | ¥253,344 | ¥60,802,573 | ¥12,102,573 |
| 20 | 2.40% | ¥255,697 | ¥61,367,230 | ¥12,667,230 |
| 20 | 2.50% | ¥258,063 | ¥61,935,050 | ¥13,235,050 |
| 20 | 2.60% | ¥260,442 | ¥62,506,028 | ¥13,806,028 |
| 20 | 2.70% | ¥262,834 | ¥63,080,155 | ¥14,380,155 |
| 20 | 2.80% | ¥265,239 | ¥63,657,426 | ¥14,957,426 |
| 20 | 2.90% | ¥267,658 | ¥64,237,832 | ¥15,537,832 |
| 20 | 3.00% | ¥270,089 | ¥64,821,367 | ¥16,121,367 |
4870万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥285,087 | ¥51,315,675 | ¥2,615,675 |
| 15 | 0.80% | ¥287,204 | ¥51,696,638 | ¥2,996,638 |
| 15 | 0.90% | ¥289,330 | ¥52,079,423 | ¥3,379,423 |
| 15 | 1.00% | ¥291,467 | ¥52,464,029 | ¥3,764,029 |
| 15 | 1.10% | ¥293,614 | ¥52,850,455 | ¥4,150,455 |
| 15 | 1.20% | ¥295,771 | ¥53,238,699 | ¥4,538,699 |
| 15 | 1.30% | ¥297,938 | ¥53,628,761 | ¥4,928,761 |
| 15 | 1.40% | ¥300,115 | ¥54,020,640 | ¥5,320,640 |
| 15 | 1.50% | ¥302,302 | ¥54,414,333 | ¥5,714,333 |
| 15 | 1.60% | ¥304,499 | ¥54,809,840 | ¥6,109,840 |
| 15 | 1.70% | ¥306,706 | ¥55,207,159 | ¥6,507,159 |
| 15 | 1.80% | ¥308,924 | ¥55,606,289 | ¥6,906,289 |
| 15 | 1.90% | ¥311,151 | ¥56,007,227 | ¥7,307,227 |
| 15 | 2.00% | ¥313,389 | ¥56,409,973 | ¥7,709,973 |
| 15 | 2.10% | ¥315,636 | ¥56,814,524 | ¥8,114,524 |
| 15 | 2.20% | ¥317,894 | ¥57,220,878 | ¥8,520,878 |
| 15 | 2.30% | ¥320,161 | ¥57,629,034 | ¥8,929,034 |
| 15 | 2.40% | ¥322,439 | ¥58,038,989 | ¥9,338,989 |
| 15 | 2.50% | ¥324,726 | ¥58,450,742 | ¥9,750,742 |
| 15 | 2.60% | ¥327,024 | ¥58,864,290 | ¥10,164,290 |
| 15 | 2.70% | ¥329,331 | ¥59,279,631 | ¥10,579,631 |
| 15 | 2.80% | ¥331,649 | ¥59,696,762 | ¥10,996,762 |
| 15 | 2.90% | ¥333,976 | ¥60,115,682 | ¥11,415,682 |
| 15 | 3.00% | ¥336,313 | ¥60,536,387 | ¥11,836,387 |
4870万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥420,322 | ¥50,438,581 | ¥1,738,581 |
| 10 | 0.80% | ¥422,418 | ¥50,690,193 | ¥1,990,193 |
| 10 | 0.90% | ¥424,522 | ¥50,942,616 | ¥2,242,616 |
| 10 | 1.00% | ¥426,632 | ¥51,195,849 | ¥2,495,849 |
| 10 | 1.10% | ¥428,749 | ¥51,449,891 | ¥2,749,891 |
| 10 | 1.20% | ¥430,873 | ¥51,704,743 | ¥3,004,743 |
| 10 | 1.30% | ¥433,003 | ¥51,960,404 | ¥3,260,404 |
| 10 | 1.40% | ¥435,141 | ¥52,216,874 | ¥3,516,874 |
| 10 | 1.50% | ¥437,285 | ¥52,474,152 | ¥3,774,152 |
| 10 | 1.60% | ¥439,435 | ¥52,732,239 | ¥4,032,239 |
| 10 | 1.70% | ¥441,593 | ¥52,991,134 | ¥4,291,134 |
| 10 | 1.80% | ¥443,757 | ¥53,250,837 | ¥4,550,837 |
| 10 | 1.90% | ¥445,928 | ¥53,511,346 | ¥4,811,346 |
| 10 | 2.00% | ¥448,106 | ¥53,772,662 | ¥5,072,662 |
| 10 | 2.10% | ¥450,290 | ¥54,034,785 | ¥5,334,785 |
| 10 | 2.20% | ¥452,481 | ¥54,297,714 | ¥5,597,714 |
| 10 | 2.30% | ¥454,679 | ¥54,561,448 | ¥5,861,448 |
| 10 | 2.40% | ¥456,883 | ¥54,825,987 | ¥6,125,987 |
| 10 | 2.50% | ¥459,094 | ¥55,091,331 | ¥6,391,331 |
| 10 | 2.60% | ¥461,312 | ¥55,357,478 | ¥6,657,478 |
| 10 | 2.70% | ¥463,537 | ¥55,624,430 | ¥6,924,430 |
| 10 | 2.80% | ¥465,768 | ¥55,892,184 | ¥7,192,184 |
| 10 | 2.90% | ¥468,006 | ¥56,160,741 | ¥7,460,741 |
| 10 | 3.00% | ¥470,251 | ¥56,430,099 | ¥7,730,099 |
