4880万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4880万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4880万円の住宅ローン｜期間・年数別
4880万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥96,419 |
¥57,851,240 |
¥9,051,240 |
| 50 |
0.80% |
¥98,708 |
¥59,224,988 |
¥10,424,988 |
| 50 |
0.90% |
¥101,031 |
¥60,618,726 |
¥11,818,726 |
| 50 |
1.00% |
¥103,387 |
¥62,032,368 |
¥13,232,368 |
| 50 |
1.10% |
¥105,776 |
¥63,465,817 |
¥14,665,817 |
| 50 |
1.20% |
¥108,198 |
¥64,918,968 |
¥16,118,968 |
| 50 |
1.30% |
¥110,653 |
¥66,391,706 |
¥17,591,706 |
| 50 |
1.40% |
¥113,140 |
¥67,883,908 |
¥19,083,908 |
| 50 |
1.50% |
¥115,659 |
¥69,395,442 |
¥20,595,442 |
| 50 |
1.60% |
¥118,210 |
¥70,926,168 |
¥22,126,168 |
| 50 |
1.70% |
¥120,793 |
¥72,475,936 |
¥23,675,936 |
| 50 |
1.80% |
¥123,408 |
¥74,044,591 |
¥25,244,591 |
| 50 |
1.90% |
¥126,053 |
¥75,631,968 |
¥26,831,968 |
| 50 |
2.00% |
¥128,730 |
¥77,237,896 |
¥28,437,896 |
| 50 |
2.10% |
¥131,437 |
¥78,862,196 |
¥30,062,196 |
| 50 |
2.20% |
¥134,174 |
¥80,504,683 |
¥31,704,683 |
| 50 |
2.30% |
¥136,942 |
¥82,165,163 |
¥33,365,163 |
| 50 |
2.40% |
¥139,739 |
¥83,843,441 |
¥35,043,441 |
| 50 |
2.50% |
¥142,566 |
¥85,539,310 |
¥36,739,310 |
| 50 |
2.60% |
¥145,421 |
¥87,252,561 |
¥38,452,561 |
| 50 |
2.70% |
¥148,305 |
¥88,982,979 |
¥40,182,979 |
| 50 |
2.80% |
¥151,217 |
¥90,730,344 |
¥41,930,344 |
| 50 |
2.90% |
¥154,157 |
¥92,494,432 |
¥43,694,432 |
| 50 |
3.00% |
¥157,125 |
¥94,275,011 |
¥45,475,011 |
4880万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥105,376 |
¥56,902,964 |
¥8,102,964 |
| 45 |
0.80% |
¥107,641 |
¥58,125,995 |
¥9,325,995 |
| 45 |
0.90% |
¥109,936 |
¥59,365,268 |
¥10,565,268 |
| 45 |
1.00% |
¥112,261 |
¥60,620,725 |
¥11,820,725 |
| 45 |
1.10% |
¥114,615 |
¥61,892,302 |
¥13,092,302 |
| 45 |
1.20% |
¥117,000 |
¥63,179,928 |
¥14,379,928 |
| 45 |
1.30% |
¥119,414 |
¥64,483,529 |
¥15,683,529 |
| 45 |
1.40% |
¥121,857 |
¥65,803,022 |
¥17,003,022 |
| 45 |
1.50% |
¥124,330 |
¥67,138,318 |
¥18,338,318 |
| 45 |
1.60% |
¥126,832 |
¥68,489,325 |
¥19,689,325 |
| 45 |
1.70% |
¥129,363 |
¥69,855,943 |
¥21,055,943 |
| 45 |
1.80% |
¥131,922 |
¥71,238,068 |
¥22,438,068 |
| 45 |
1.90% |
¥134,510 |
¥72,635,589 |
¥23,835,589 |
| 45 |
2.00% |
¥137,127 |
¥74,048,393 |
¥25,248,393 |
| 45 |
2.10% |
¥139,771 |
¥75,476,357 |
¥26,676,357 |
| 45 |
2.20% |
¥142,443 |
¥76,919,358 |
¥28,119,358 |
| 45 |
2.30% |
¥145,143 |
¥78,377,267 |
¥29,577,267 |
| 45 |
2.40% |
¥147,870 |
¥79,849,948 |
¥31,049,948 |
| 45 |
2.50% |
¥150,625 |
¥81,337,263 |
¥32,537,263 |
| 45 |
2.60% |
¥153,406 |
¥82,839,071 |
¥34,039,071 |
| 45 |
2.70% |
¥156,213 |
¥84,355,223 |
¥35,555,223 |
| 45 |
2.80% |
¥159,047 |
¥85,885,570 |
¥37,085,570 |
| 45 |
2.90% |
¥161,907 |
¥87,429,958 |
¥38,629,958 |
| 45 |
3.00% |
¥164,793 |
¥88,988,229 |
¥40,188,229 |
4880万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥116,593 |
¥55,964,550 |
¥7,164,550 |
| 40 |
0.80% |
¥118,833 |
¥57,039,845 |
¥8,239,845 |
| 40 |
0.90% |
¥121,100 |
¥58,128,007 |
¥9,328,007 |
| 40 |
1.00% |
¥123,394 |
¥59,229,000 |
¥10,429,000 |
| 40 |
1.10% |
¥125,714 |
¥60,342,784 |
¥11,542,784 |
| 40 |
1.20% |
¥128,061 |
¥61,469,315 |
¥12,669,315 |
| 40 |
1.30% |
¥130,434 |
¥62,608,544 |
¥13,808,544 |
| 40 |
1.40% |
¥132,834 |
¥63,760,420 |
¥14,960,420 |
| 40 |
1.50% |
¥135,260 |
¥64,924,886 |
¥16,124,886 |
| 40 |
1.60% |
¥137,712 |
¥66,101,884 |
¥17,301,884 |
| 40 |
1.70% |
¥140,190 |
¥67,291,351 |
¥18,491,351 |
| 40 |
1.80% |
¥142,694 |
¥68,493,219 |
¥19,693,219 |
| 40 |
1.90% |
¥145,224 |
¥69,707,419 |
¥20,907,419 |
| 40 |
2.00% |
¥147,779 |
¥70,933,878 |
¥22,133,878 |
| 40 |
2.10% |
¥150,359 |
¥72,172,518 |
¥23,372,518 |
| 40 |
2.20% |
¥152,965 |
¥73,423,260 |
¥24,623,260 |
| 40 |
2.30% |
¥155,596 |
¥74,686,021 |
¥25,886,021 |
| 40 |
2.40% |
¥158,251 |
¥75,960,715 |
¥27,160,715 |
| 40 |
2.50% |
¥160,932 |
¥77,247,252 |
¥28,447,252 |
| 40 |
2.60% |
¥163,637 |
¥78,545,540 |
¥29,745,540 |
| 40 |
2.70% |
¥166,366 |
¥79,855,485 |
¥31,055,485 |
| 40 |
2.80% |
¥169,119 |
¥81,176,989 |
¥32,376,989 |
| 40 |
2.90% |
¥171,896 |
¥82,509,952 |
¥33,709,952 |
| 40 |
3.00% |
¥174,696 |
¥83,854,271 |
¥35,054,271 |
4880万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥131,038 |
¥55,036,019 |
¥6,236,019 |
| 35 |
0.80% |
¥133,254 |
¥55,966,570 |
¥7,166,570 |
| 35 |
0.90% |
¥135,493 |
¥56,906,996 |
¥8,106,996 |
| 35 |
1.00% |
¥137,755 |
¥57,857,277 |
¥9,057,277 |
| 35 |
1.10% |
¥140,041 |
¥58,817,387 |
¥10,017,387 |
| 35 |
1.20% |
¥142,351 |
¥59,787,300 |
¥10,987,300 |
| 35 |
1.30% |
¥144,683 |
¥60,766,989 |
¥11,966,989 |
| 35 |
1.40% |
¥147,039 |
¥61,756,420 |
¥12,956,420 |
| 35 |
1.50% |
¥149,418 |
¥62,755,563 |
¥13,955,563 |
| 35 |
1.60% |
¥151,820 |
¥63,764,380 |
¥14,964,380 |
| 35 |
1.70% |
¥154,245 |
¥64,782,835 |
¥15,982,835 |
| 35 |
1.80% |
¥156,693 |
¥65,810,888 |
¥17,010,888 |
| 35 |
1.90% |
¥159,163 |
¥66,848,497 |
¥18,048,497 |
| 35 |
2.00% |
¥161,656 |
¥67,895,617 |
¥19,095,617 |
| 35 |
2.10% |
¥164,172 |
¥68,952,204 |
¥20,152,204 |
| 35 |
2.20% |
¥166,710 |
¥70,018,208 |
¥21,218,208 |
| 35 |
2.30% |
¥169,270 |
¥71,093,581 |
¥22,293,581 |
| 35 |
2.40% |
¥171,853 |
¥72,178,269 |
¥23,378,269 |
| 35 |
2.50% |
¥174,458 |
¥73,272,219 |
¥24,472,219 |
| 35 |
2.60% |
¥177,084 |
¥74,375,376 |
¥25,575,376 |
| 35 |
2.70% |
¥179,733 |
¥75,487,683 |
¥26,687,683 |
| 35 |
2.80% |
¥182,403 |
¥76,609,079 |
¥27,809,079 |
| 35 |
2.90% |
¥185,094 |
¥77,739,504 |
¥28,939,504 |
| 35 |
3.00% |
¥187,807 |
¥78,878,895 |
¥30,078,895 |
4880万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥150,326 |
¥54,117,388 |
¥5,317,388 |
| 30 |
0.80% |
¥152,517 |
¥54,906,202 |
¥6,106,202 |
| 30 |
0.90% |
¥154,729 |
¥55,702,287 |
¥6,902,287 |
| 30 |
1.00% |
¥156,960 |
¥56,505,631 |
¥7,705,631 |
| 30 |
1.10% |
¥159,212 |
¥57,316,220 |
¥8,516,220 |
| 30 |
1.20% |
¥161,483 |
¥58,134,039 |
¥9,334,039 |
| 30 |
1.30% |
¥163,775 |
¥58,959,074 |
¥10,159,074 |
| 30 |
1.40% |
¥166,087 |
¥59,791,306 |
¥10,991,306 |
| 30 |
1.50% |
¥168,419 |
¥60,630,719 |
¥11,830,719 |
| 30 |
1.60% |
¥170,770 |
¥61,477,291 |
¥12,677,291 |
| 30 |
1.70% |
¥173,142 |
¥62,331,003 |
¥13,531,003 |
| 30 |
1.80% |
¥175,533 |
¥63,191,832 |
¥14,391,832 |
| 30 |
1.90% |
¥177,944 |
¥64,059,755 |
¥15,259,755 |
| 30 |
2.00% |
¥180,374 |
¥64,934,749 |
¥16,134,749 |
| 30 |
2.10% |
¥182,824 |
¥65,816,787 |
¥17,016,787 |
| 30 |
2.20% |
¥185,294 |
¥66,705,844 |
¥17,905,844 |
| 30 |
2.30% |
¥187,783 |
¥67,601,891 |
¥18,801,891 |
| 30 |
2.40% |
¥190,291 |
¥68,504,899 |
¥19,704,899 |
| 30 |
2.50% |
¥192,819 |
¥69,414,840 |
¥20,614,840 |
| 30 |
2.60% |
¥195,366 |
¥70,331,681 |
¥21,531,681 |
| 30 |
2.70% |
¥197,932 |
¥71,255,390 |
¥22,455,390 |
| 30 |
2.80% |
¥200,516 |
¥72,185,936 |
¥23,385,936 |
| 30 |
2.90% |
¥203,120 |
¥73,123,283 |
¥24,323,283 |
| 30 |
3.00% |
¥205,743 |
¥74,067,397 |
¥25,267,397 |
4880万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥177,362 |
¥53,208,674 |
¥4,408,674 |
| 25 |
0.80% |
¥179,529 |
¥53,858,769 |
¥5,058,769 |
| 25 |
0.90% |
¥181,713 |
¥54,513,922 |
¥5,713,922 |
| 25 |
1.00% |
¥183,914 |
¥55,174,127 |
¥6,374,127 |
| 25 |
1.10% |
¥186,131 |
¥55,839,378 |
¥7,039,378 |
| 25 |
1.20% |
¥188,366 |
¥56,509,666 |
¥7,709,666 |
| 25 |
1.30% |
¥190,617 |
¥57,184,985 |
¥8,384,985 |
| 25 |
1.40% |
¥192,884 |
¥57,865,325 |
¥9,065,325 |
| 25 |
1.50% |
¥195,169 |
¥58,550,678 |
¥9,750,678 |
| 25 |
1.60% |
¥197,470 |
¥59,241,034 |
¥10,441,034 |
| 25 |
1.70% |
¥199,788 |
¥59,936,383 |
¥11,136,383 |
| 25 |
1.80% |
¥202,122 |
¥60,636,714 |
¥11,836,714 |
| 25 |
1.90% |
¥204,473 |
¥61,342,015 |
¥12,542,015 |
| 25 |
2.00% |
¥206,841 |
¥62,052,275 |
¥13,252,275 |
| 25 |
2.10% |
¥209,225 |
¥62,767,481 |
¥13,967,481 |
| 25 |
2.20% |
¥211,625 |
¥63,487,619 |
¥14,687,619 |
| 25 |
2.30% |
¥214,042 |
¥64,212,676 |
¥15,412,676 |
| 25 |
2.40% |
¥216,475 |
¥64,942,638 |
¥16,142,638 |
| 25 |
2.50% |
¥218,925 |
¥65,677,490 |
¥16,877,490 |
| 25 |
2.60% |
¥221,391 |
¥66,417,216 |
¥17,617,216 |
| 25 |
2.70% |
¥223,873 |
¥67,161,800 |
¥18,361,800 |
| 25 |
2.80% |
¥226,371 |
¥67,911,227 |
¥19,111,227 |
| 25 |
2.90% |
¥228,885 |
¥68,665,478 |
¥19,865,478 |
| 25 |
3.00% |
¥231,415 |
¥69,424,536 |
¥20,624,536 |
4880万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥217,958 |
¥52,309,889 |
¥3,509,889 |
| 20 |
0.80% |
¥220,101 |
¥52,824,292 |
¥4,024,292 |
| 20 |
0.90% |
¥222,258 |
¥53,341,937 |
¥4,541,937 |
| 20 |
1.00% |
¥224,428 |
¥53,862,821 |
¥5,062,821 |
| 20 |
1.10% |
¥226,612 |
¥54,386,941 |
¥5,586,941 |
| 20 |
1.20% |
¥228,810 |
¥54,914,295 |
¥6,114,295 |
| 20 |
1.30% |
¥231,020 |
¥55,444,878 |
¥6,644,878 |
| 20 |
1.40% |
¥233,245 |
¥55,978,687 |
¥7,178,687 |
| 20 |
1.50% |
¥235,482 |
¥56,515,718 |
¥7,715,718 |
| 20 |
1.60% |
¥237,733 |
¥57,055,968 |
¥8,255,968 |
| 20 |
1.70% |
¥239,998 |
¥57,599,431 |
¥8,799,431 |
| 20 |
1.80% |
¥242,275 |
¥58,146,104 |
¥9,346,104 |
| 20 |
1.90% |
¥244,567 |
¥58,695,980 |
¥9,895,980 |
| 20 |
2.00% |
¥246,871 |
¥59,249,056 |
¥10,449,056 |
| 20 |
2.10% |
¥249,189 |
¥59,805,326 |
¥11,005,326 |
| 20 |
2.20% |
¥251,520 |
¥60,364,784 |
¥11,564,784 |
| 20 |
2.30% |
¥253,864 |
¥60,927,424 |
¥12,127,424 |
| 20 |
2.40% |
¥256,222 |
¥61,493,240 |
¥12,693,240 |
| 20 |
2.50% |
¥258,593 |
¥62,062,227 |
¥13,262,227 |
| 20 |
2.60% |
¥260,977 |
¥62,634,377 |
¥13,834,377 |
| 20 |
2.70% |
¥263,374 |
¥63,209,683 |
¥14,409,683 |
| 20 |
2.80% |
¥265,784 |
¥63,788,139 |
¥14,988,139 |
| 20 |
2.90% |
¥268,207 |
¥64,369,737 |
¥15,569,737 |
| 20 |
3.00% |
¥270,644 |
¥64,954,471 |
¥16,154,471 |
4880万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥285,672 |
¥51,421,046 |
¥2,621,046 |
| 15 |
0.80% |
¥287,793 |
¥51,802,791 |
¥3,002,791 |
| 15 |
0.90% |
¥289,924 |
¥52,186,362 |
¥3,386,362 |
| 15 |
1.00% |
¥292,065 |
¥52,571,758 |
¥3,771,758 |
| 15 |
1.10% |
¥294,217 |
¥52,958,977 |
¥4,158,977 |
| 15 |
1.20% |
¥296,378 |
¥53,348,019 |
¥4,548,019 |
| 15 |
1.30% |
¥298,549 |
¥53,738,882 |
¥4,938,882 |
| 15 |
1.40% |
¥300,731 |
¥54,131,565 |
¥5,331,565 |
| 15 |
1.50% |
¥302,923 |
¥54,526,067 |
¥5,726,067 |
| 15 |
1.60% |
¥305,124 |
¥54,922,386 |
¥6,122,386 |
| 15 |
1.70% |
¥307,336 |
¥55,320,521 |
¥6,520,521 |
| 15 |
1.80% |
¥309,558 |
¥55,720,470 |
¥6,920,470 |
| 15 |
1.90% |
¥311,790 |
¥56,122,232 |
¥7,322,232 |
| 15 |
2.00% |
¥314,032 |
¥56,525,804 |
¥7,725,804 |
| 15 |
2.10% |
¥316,284 |
¥56,931,186 |
¥8,131,186 |
| 15 |
2.20% |
¥318,547 |
¥57,338,375 |
¥8,538,375 |
| 15 |
2.30% |
¥320,819 |
¥57,747,369 |
¥8,947,369 |
| 15 |
2.40% |
¥323,101 |
¥58,158,166 |
¥9,358,166 |
| 15 |
2.50% |
¥325,393 |
¥58,570,764 |
¥9,770,764 |
| 15 |
2.60% |
¥327,695 |
¥58,985,161 |
¥10,185,161 |
| 15 |
2.70% |
¥330,008 |
¥59,401,355 |
¥10,601,355 |
| 15 |
2.80% |
¥332,330 |
¥59,819,343 |
¥11,019,343 |
| 15 |
2.90% |
¥334,662 |
¥60,239,122 |
¥11,439,122 |
| 15 |
3.00% |
¥337,004 |
¥60,660,691 |
¥11,860,691 |
4880万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥421,185 |
¥50,542,151 |
¥1,742,151 |
| 10 |
0.80% |
¥423,286 |
¥50,794,280 |
¥1,994,280 |
| 10 |
0.90% |
¥425,394 |
¥51,047,221 |
¥2,247,221 |
| 10 |
1.00% |
¥427,508 |
¥51,300,973 |
¥2,500,973 |
| 10 |
1.10% |
¥429,629 |
¥51,555,537 |
¥2,755,537 |
| 10 |
1.20% |
¥431,758 |
¥51,810,913 |
¥3,010,913 |
| 10 |
1.30% |
¥433,892 |
¥52,067,099 |
¥3,267,099 |
| 10 |
1.40% |
¥436,034 |
¥52,324,095 |
¥3,524,095 |
| 10 |
1.50% |
¥438,183 |
¥52,581,902 |
¥3,781,902 |
| 10 |
1.60% |
¥440,338 |
¥52,840,519 |
¥4,040,519 |
| 10 |
1.70% |
¥442,500 |
¥53,099,946 |
¥4,299,946 |
| 10 |
1.80% |
¥444,668 |
¥53,360,181 |
¥4,560,181 |
| 10 |
1.90% |
¥446,844 |
¥53,621,226 |
¥4,821,226 |
| 10 |
2.00% |
¥449,026 |
¥53,883,079 |
¥5,083,079 |
| 10 |
2.10% |
¥451,214 |
¥54,145,739 |
¥5,345,739 |
| 10 |
2.20% |
¥453,410 |
¥54,409,208 |
¥5,609,208 |
| 10 |
2.30% |
¥455,612 |
¥54,673,484 |
¥5,873,484 |
| 10 |
2.40% |
¥457,821 |
¥54,938,566 |
¥6,138,566 |
| 10 |
2.50% |
¥460,037 |
¥55,204,454 |
¥6,404,454 |
| 10 |
2.60% |
¥462,260 |
¥55,471,149 |
¥6,671,149 |
| 10 |
2.70% |
¥464,489 |
¥55,738,648 |
¥6,938,648 |
| 10 |
2.80% |
¥466,725 |
¥56,006,952 |
¥7,206,952 |
| 10 |
2.90% |
¥468,967 |
¥56,276,060 |
¥7,476,060 |
| 10 |
3.00% |
¥471,216 |
¥56,545,972 |
¥7,745,972 |
