4880万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4880万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4880万円の住宅ローン｜期間・年数別
4880万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥96,419 | ¥57,851,240 | ¥9,051,240 |
| 50 | 0.80% | ¥98,708 | ¥59,224,988 | ¥10,424,988 |
| 50 | 0.90% | ¥101,031 | ¥60,618,726 | ¥11,818,726 |
| 50 | 1.00% | ¥103,387 | ¥62,032,368 | ¥13,232,368 |
| 50 | 1.10% | ¥105,776 | ¥63,465,817 | ¥14,665,817 |
| 50 | 1.20% | ¥108,198 | ¥64,918,968 | ¥16,118,968 |
| 50 | 1.30% | ¥110,653 | ¥66,391,706 | ¥17,591,706 |
| 50 | 1.40% | ¥113,140 | ¥67,883,908 | ¥19,083,908 |
| 50 | 1.50% | ¥115,659 | ¥69,395,442 | ¥20,595,442 |
| 50 | 1.60% | ¥118,210 | ¥70,926,168 | ¥22,126,168 |
| 50 | 1.70% | ¥120,793 | ¥72,475,936 | ¥23,675,936 |
| 50 | 1.80% | ¥123,408 | ¥74,044,591 | ¥25,244,591 |
| 50 | 1.90% | ¥126,053 | ¥75,631,968 | ¥26,831,968 |
| 50 | 2.00% | ¥128,730 | ¥77,237,896 | ¥28,437,896 |
| 50 | 2.10% | ¥131,437 | ¥78,862,196 | ¥30,062,196 |
| 50 | 2.20% | ¥134,174 | ¥80,504,683 | ¥31,704,683 |
| 50 | 2.30% | ¥136,942 | ¥82,165,163 | ¥33,365,163 |
| 50 | 2.40% | ¥139,739 | ¥83,843,441 | ¥35,043,441 |
| 50 | 2.50% | ¥142,566 | ¥85,539,310 | ¥36,739,310 |
| 50 | 2.60% | ¥145,421 | ¥87,252,561 | ¥38,452,561 |
| 50 | 2.70% | ¥148,305 | ¥88,982,979 | ¥40,182,979 |
| 50 | 2.80% | ¥151,217 | ¥90,730,344 | ¥41,930,344 |
| 50 | 2.90% | ¥154,157 | ¥92,494,432 | ¥43,694,432 |
| 50 | 3.00% | ¥157,125 | ¥94,275,011 | ¥45,475,011 |
4880万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥105,376 | ¥56,902,964 | ¥8,102,964 |
| 45 | 0.80% | ¥107,641 | ¥58,125,995 | ¥9,325,995 |
| 45 | 0.90% | ¥109,936 | ¥59,365,268 | ¥10,565,268 |
| 45 | 1.00% | ¥112,261 | ¥60,620,725 | ¥11,820,725 |
| 45 | 1.10% | ¥114,615 | ¥61,892,302 | ¥13,092,302 |
| 45 | 1.20% | ¥117,000 | ¥63,179,928 | ¥14,379,928 |
| 45 | 1.30% | ¥119,414 | ¥64,483,529 | ¥15,683,529 |
| 45 | 1.40% | ¥121,857 | ¥65,803,022 | ¥17,003,022 |
| 45 | 1.50% | ¥124,330 | ¥67,138,318 | ¥18,338,318 |
| 45 | 1.60% | ¥126,832 | ¥68,489,325 | ¥19,689,325 |
| 45 | 1.70% | ¥129,363 | ¥69,855,943 | ¥21,055,943 |
| 45 | 1.80% | ¥131,922 | ¥71,238,068 | ¥22,438,068 |
| 45 | 1.90% | ¥134,510 | ¥72,635,589 | ¥23,835,589 |
| 45 | 2.00% | ¥137,127 | ¥74,048,393 | ¥25,248,393 |
| 45 | 2.10% | ¥139,771 | ¥75,476,357 | ¥26,676,357 |
| 45 | 2.20% | ¥142,443 | ¥76,919,358 | ¥28,119,358 |
| 45 | 2.30% | ¥145,143 | ¥78,377,267 | ¥29,577,267 |
| 45 | 2.40% | ¥147,870 | ¥79,849,948 | ¥31,049,948 |
| 45 | 2.50% | ¥150,625 | ¥81,337,263 | ¥32,537,263 |
| 45 | 2.60% | ¥153,406 | ¥82,839,071 | ¥34,039,071 |
| 45 | 2.70% | ¥156,213 | ¥84,355,223 | ¥35,555,223 |
| 45 | 2.80% | ¥159,047 | ¥85,885,570 | ¥37,085,570 |
| 45 | 2.90% | ¥161,907 | ¥87,429,958 | ¥38,629,958 |
| 45 | 3.00% | ¥164,793 | ¥88,988,229 | ¥40,188,229 |
4880万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥116,593 | ¥55,964,550 | ¥7,164,550 |
| 40 | 0.80% | ¥118,833 | ¥57,039,845 | ¥8,239,845 |
| 40 | 0.90% | ¥121,100 | ¥58,128,007 | ¥9,328,007 |
| 40 | 1.00% | ¥123,394 | ¥59,229,000 | ¥10,429,000 |
| 40 | 1.10% | ¥125,714 | ¥60,342,784 | ¥11,542,784 |
| 40 | 1.20% | ¥128,061 | ¥61,469,315 | ¥12,669,315 |
| 40 | 1.30% | ¥130,434 | ¥62,608,544 | ¥13,808,544 |
| 40 | 1.40% | ¥132,834 | ¥63,760,420 | ¥14,960,420 |
| 40 | 1.50% | ¥135,260 | ¥64,924,886 | ¥16,124,886 |
| 40 | 1.60% | ¥137,712 | ¥66,101,884 | ¥17,301,884 |
| 40 | 1.70% | ¥140,190 | ¥67,291,351 | ¥18,491,351 |
| 40 | 1.80% | ¥142,694 | ¥68,493,219 | ¥19,693,219 |
| 40 | 1.90% | ¥145,224 | ¥69,707,419 | ¥20,907,419 |
| 40 | 2.00% | ¥147,779 | ¥70,933,878 | ¥22,133,878 |
| 40 | 2.10% | ¥150,359 | ¥72,172,518 | ¥23,372,518 |
| 40 | 2.20% | ¥152,965 | ¥73,423,260 | ¥24,623,260 |
| 40 | 2.30% | ¥155,596 | ¥74,686,021 | ¥25,886,021 |
| 40 | 2.40% | ¥158,251 | ¥75,960,715 | ¥27,160,715 |
| 40 | 2.50% | ¥160,932 | ¥77,247,252 | ¥28,447,252 |
| 40 | 2.60% | ¥163,637 | ¥78,545,540 | ¥29,745,540 |
| 40 | 2.70% | ¥166,366 | ¥79,855,485 | ¥31,055,485 |
| 40 | 2.80% | ¥169,119 | ¥81,176,989 | ¥32,376,989 |
| 40 | 2.90% | ¥171,896 | ¥82,509,952 | ¥33,709,952 |
| 40 | 3.00% | ¥174,696 | ¥83,854,271 | ¥35,054,271 |
4880万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥131,038 | ¥55,036,019 | ¥6,236,019 |
| 35 | 0.80% | ¥133,254 | ¥55,966,570 | ¥7,166,570 |
| 35 | 0.90% | ¥135,493 | ¥56,906,996 | ¥8,106,996 |
| 35 | 1.00% | ¥137,755 | ¥57,857,277 | ¥9,057,277 |
| 35 | 1.10% | ¥140,041 | ¥58,817,387 | ¥10,017,387 |
| 35 | 1.20% | ¥142,351 | ¥59,787,300 | ¥10,987,300 |
| 35 | 1.30% | ¥144,683 | ¥60,766,989 | ¥11,966,989 |
| 35 | 1.40% | ¥147,039 | ¥61,756,420 | ¥12,956,420 |
| 35 | 1.50% | ¥149,418 | ¥62,755,563 | ¥13,955,563 |
| 35 | 1.60% | ¥151,820 | ¥63,764,380 | ¥14,964,380 |
| 35 | 1.70% | ¥154,245 | ¥64,782,835 | ¥15,982,835 |
| 35 | 1.80% | ¥156,693 | ¥65,810,888 | ¥17,010,888 |
| 35 | 1.90% | ¥159,163 | ¥66,848,497 | ¥18,048,497 |
| 35 | 2.00% | ¥161,656 | ¥67,895,617 | ¥19,095,617 |
| 35 | 2.10% | ¥164,172 | ¥68,952,204 | ¥20,152,204 |
| 35 | 2.20% | ¥166,710 | ¥70,018,208 | ¥21,218,208 |
| 35 | 2.30% | ¥169,270 | ¥71,093,581 | ¥22,293,581 |
| 35 | 2.40% | ¥171,853 | ¥72,178,269 | ¥23,378,269 |
| 35 | 2.50% | ¥174,458 | ¥73,272,219 | ¥24,472,219 |
| 35 | 2.60% | ¥177,084 | ¥74,375,376 | ¥25,575,376 |
| 35 | 2.70% | ¥179,733 | ¥75,487,683 | ¥26,687,683 |
| 35 | 2.80% | ¥182,403 | ¥76,609,079 | ¥27,809,079 |
| 35 | 2.90% | ¥185,094 | ¥77,739,504 | ¥28,939,504 |
| 35 | 3.00% | ¥187,807 | ¥78,878,895 | ¥30,078,895 |
4880万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥150,326 | ¥54,117,388 | ¥5,317,388 |
| 30 | 0.80% | ¥152,517 | ¥54,906,202 | ¥6,106,202 |
| 30 | 0.90% | ¥154,729 | ¥55,702,287 | ¥6,902,287 |
| 30 | 1.00% | ¥156,960 | ¥56,505,631 | ¥7,705,631 |
| 30 | 1.10% | ¥159,212 | ¥57,316,220 | ¥8,516,220 |
| 30 | 1.20% | ¥161,483 | ¥58,134,039 | ¥9,334,039 |
| 30 | 1.30% | ¥163,775 | ¥58,959,074 | ¥10,159,074 |
| 30 | 1.40% | ¥166,087 | ¥59,791,306 | ¥10,991,306 |
| 30 | 1.50% | ¥168,419 | ¥60,630,719 | ¥11,830,719 |
| 30 | 1.60% | ¥170,770 | ¥61,477,291 | ¥12,677,291 |
| 30 | 1.70% | ¥173,142 | ¥62,331,003 | ¥13,531,003 |
| 30 | 1.80% | ¥175,533 | ¥63,191,832 | ¥14,391,832 |
| 30 | 1.90% | ¥177,944 | ¥64,059,755 | ¥15,259,755 |
| 30 | 2.00% | ¥180,374 | ¥64,934,749 | ¥16,134,749 |
| 30 | 2.10% | ¥182,824 | ¥65,816,787 | ¥17,016,787 |
| 30 | 2.20% | ¥185,294 | ¥66,705,844 | ¥17,905,844 |
| 30 | 2.30% | ¥187,783 | ¥67,601,891 | ¥18,801,891 |
| 30 | 2.40% | ¥190,291 | ¥68,504,899 | ¥19,704,899 |
| 30 | 2.50% | ¥192,819 | ¥69,414,840 | ¥20,614,840 |
| 30 | 2.60% | ¥195,366 | ¥70,331,681 | ¥21,531,681 |
| 30 | 2.70% | ¥197,932 | ¥71,255,390 | ¥22,455,390 |
| 30 | 2.80% | ¥200,516 | ¥72,185,936 | ¥23,385,936 |
| 30 | 2.90% | ¥203,120 | ¥73,123,283 | ¥24,323,283 |
| 30 | 3.00% | ¥205,743 | ¥74,067,397 | ¥25,267,397 |
4880万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥177,362 | ¥53,208,674 | ¥4,408,674 |
| 25 | 0.80% | ¥179,529 | ¥53,858,769 | ¥5,058,769 |
| 25 | 0.90% | ¥181,713 | ¥54,513,922 | ¥5,713,922 |
| 25 | 1.00% | ¥183,914 | ¥55,174,127 | ¥6,374,127 |
| 25 | 1.10% | ¥186,131 | ¥55,839,378 | ¥7,039,378 |
| 25 | 1.20% | ¥188,366 | ¥56,509,666 | ¥7,709,666 |
| 25 | 1.30% | ¥190,617 | ¥57,184,985 | ¥8,384,985 |
| 25 | 1.40% | ¥192,884 | ¥57,865,325 | ¥9,065,325 |
| 25 | 1.50% | ¥195,169 | ¥58,550,678 | ¥9,750,678 |
| 25 | 1.60% | ¥197,470 | ¥59,241,034 | ¥10,441,034 |
| 25 | 1.70% | ¥199,788 | ¥59,936,383 | ¥11,136,383 |
| 25 | 1.80% | ¥202,122 | ¥60,636,714 | ¥11,836,714 |
| 25 | 1.90% | ¥204,473 | ¥61,342,015 | ¥12,542,015 |
| 25 | 2.00% | ¥206,841 | ¥62,052,275 | ¥13,252,275 |
| 25 | 2.10% | ¥209,225 | ¥62,767,481 | ¥13,967,481 |
| 25 | 2.20% | ¥211,625 | ¥63,487,619 | ¥14,687,619 |
| 25 | 2.30% | ¥214,042 | ¥64,212,676 | ¥15,412,676 |
| 25 | 2.40% | ¥216,475 | ¥64,942,638 | ¥16,142,638 |
| 25 | 2.50% | ¥218,925 | ¥65,677,490 | ¥16,877,490 |
| 25 | 2.60% | ¥221,391 | ¥66,417,216 | ¥17,617,216 |
| 25 | 2.70% | ¥223,873 | ¥67,161,800 | ¥18,361,800 |
| 25 | 2.80% | ¥226,371 | ¥67,911,227 | ¥19,111,227 |
| 25 | 2.90% | ¥228,885 | ¥68,665,478 | ¥19,865,478 |
| 25 | 3.00% | ¥231,415 | ¥69,424,536 | ¥20,624,536 |
4880万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥217,958 | ¥52,309,889 | ¥3,509,889 |
| 20 | 0.80% | ¥220,101 | ¥52,824,292 | ¥4,024,292 |
| 20 | 0.90% | ¥222,258 | ¥53,341,937 | ¥4,541,937 |
| 20 | 1.00% | ¥224,428 | ¥53,862,821 | ¥5,062,821 |
| 20 | 1.10% | ¥226,612 | ¥54,386,941 | ¥5,586,941 |
| 20 | 1.20% | ¥228,810 | ¥54,914,295 | ¥6,114,295 |
| 20 | 1.30% | ¥231,020 | ¥55,444,878 | ¥6,644,878 |
| 20 | 1.40% | ¥233,245 | ¥55,978,687 | ¥7,178,687 |
| 20 | 1.50% | ¥235,482 | ¥56,515,718 | ¥7,715,718 |
| 20 | 1.60% | ¥237,733 | ¥57,055,968 | ¥8,255,968 |
| 20 | 1.70% | ¥239,998 | ¥57,599,431 | ¥8,799,431 |
| 20 | 1.80% | ¥242,275 | ¥58,146,104 | ¥9,346,104 |
| 20 | 1.90% | ¥244,567 | ¥58,695,980 | ¥9,895,980 |
| 20 | 2.00% | ¥246,871 | ¥59,249,056 | ¥10,449,056 |
| 20 | 2.10% | ¥249,189 | ¥59,805,326 | ¥11,005,326 |
| 20 | 2.20% | ¥251,520 | ¥60,364,784 | ¥11,564,784 |
| 20 | 2.30% | ¥253,864 | ¥60,927,424 | ¥12,127,424 |
| 20 | 2.40% | ¥256,222 | ¥61,493,240 | ¥12,693,240 |
| 20 | 2.50% | ¥258,593 | ¥62,062,227 | ¥13,262,227 |
| 20 | 2.60% | ¥260,977 | ¥62,634,377 | ¥13,834,377 |
| 20 | 2.70% | ¥263,374 | ¥63,209,683 | ¥14,409,683 |
| 20 | 2.80% | ¥265,784 | ¥63,788,139 | ¥14,988,139 |
| 20 | 2.90% | ¥268,207 | ¥64,369,737 | ¥15,569,737 |
| 20 | 3.00% | ¥270,644 | ¥64,954,471 | ¥16,154,471 |
4880万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥285,672 | ¥51,421,046 | ¥2,621,046 |
| 15 | 0.80% | ¥287,793 | ¥51,802,791 | ¥3,002,791 |
| 15 | 0.90% | ¥289,924 | ¥52,186,362 | ¥3,386,362 |
| 15 | 1.00% | ¥292,065 | ¥52,571,758 | ¥3,771,758 |
| 15 | 1.10% | ¥294,217 | ¥52,958,977 | ¥4,158,977 |
| 15 | 1.20% | ¥296,378 | ¥53,348,019 | ¥4,548,019 |
| 15 | 1.30% | ¥298,549 | ¥53,738,882 | ¥4,938,882 |
| 15 | 1.40% | ¥300,731 | ¥54,131,565 | ¥5,331,565 |
| 15 | 1.50% | ¥302,923 | ¥54,526,067 | ¥5,726,067 |
| 15 | 1.60% | ¥305,124 | ¥54,922,386 | ¥6,122,386 |
| 15 | 1.70% | ¥307,336 | ¥55,320,521 | ¥6,520,521 |
| 15 | 1.80% | ¥309,558 | ¥55,720,470 | ¥6,920,470 |
| 15 | 1.90% | ¥311,790 | ¥56,122,232 | ¥7,322,232 |
| 15 | 2.00% | ¥314,032 | ¥56,525,804 | ¥7,725,804 |
| 15 | 2.10% | ¥316,284 | ¥56,931,186 | ¥8,131,186 |
| 15 | 2.20% | ¥318,547 | ¥57,338,375 | ¥8,538,375 |
| 15 | 2.30% | ¥320,819 | ¥57,747,369 | ¥8,947,369 |
| 15 | 2.40% | ¥323,101 | ¥58,158,166 | ¥9,358,166 |
| 15 | 2.50% | ¥325,393 | ¥58,570,764 | ¥9,770,764 |
| 15 | 2.60% | ¥327,695 | ¥58,985,161 | ¥10,185,161 |
| 15 | 2.70% | ¥330,008 | ¥59,401,355 | ¥10,601,355 |
| 15 | 2.80% | ¥332,330 | ¥59,819,343 | ¥11,019,343 |
| 15 | 2.90% | ¥334,662 | ¥60,239,122 | ¥11,439,122 |
| 15 | 3.00% | ¥337,004 | ¥60,660,691 | ¥11,860,691 |
4880万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥421,185 | ¥50,542,151 | ¥1,742,151 |
| 10 | 0.80% | ¥423,286 | ¥50,794,280 | ¥1,994,280 |
| 10 | 0.90% | ¥425,394 | ¥51,047,221 | ¥2,247,221 |
| 10 | 1.00% | ¥427,508 | ¥51,300,973 | ¥2,500,973 |
| 10 | 1.10% | ¥429,629 | ¥51,555,537 | ¥2,755,537 |
| 10 | 1.20% | ¥431,758 | ¥51,810,913 | ¥3,010,913 |
| 10 | 1.30% | ¥433,892 | ¥52,067,099 | ¥3,267,099 |
| 10 | 1.40% | ¥436,034 | ¥52,324,095 | ¥3,524,095 |
| 10 | 1.50% | ¥438,183 | ¥52,581,902 | ¥3,781,902 |
| 10 | 1.60% | ¥440,338 | ¥52,840,519 | ¥4,040,519 |
| 10 | 1.70% | ¥442,500 | ¥53,099,946 | ¥4,299,946 |
| 10 | 1.80% | ¥444,668 | ¥53,360,181 | ¥4,560,181 |
| 10 | 1.90% | ¥446,844 | ¥53,621,226 | ¥4,821,226 |
| 10 | 2.00% | ¥449,026 | ¥53,883,079 | ¥5,083,079 |
| 10 | 2.10% | ¥451,214 | ¥54,145,739 | ¥5,345,739 |
| 10 | 2.20% | ¥453,410 | ¥54,409,208 | ¥5,609,208 |
| 10 | 2.30% | ¥455,612 | ¥54,673,484 | ¥5,873,484 |
| 10 | 2.40% | ¥457,821 | ¥54,938,566 | ¥6,138,566 |
| 10 | 2.50% | ¥460,037 | ¥55,204,454 | ¥6,404,454 |
| 10 | 2.60% | ¥462,260 | ¥55,471,149 | ¥6,671,149 |
| 10 | 2.70% | ¥464,489 | ¥55,738,648 | ¥6,938,648 |
| 10 | 2.80% | ¥466,725 | ¥56,006,952 | ¥7,206,952 |
| 10 | 2.90% | ¥468,967 | ¥56,276,060 | ¥7,476,060 |
| 10 | 3.00% | ¥471,216 | ¥56,545,972 | ¥7,745,972 |
