4900万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4900万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4900万円の住宅ローン|期間・年数別
4900万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥96,814 |
¥58,088,335 |
¥9,088,335 |
| 50 |
0.80% |
¥99,113 |
¥59,467,713 |
¥10,467,713 |
| 50 |
0.90% |
¥101,445 |
¥60,867,164 |
¥11,867,164 |
| 50 |
1.00% |
¥103,811 |
¥62,286,599 |
¥13,286,599 |
| 50 |
1.10% |
¥106,210 |
¥63,725,923 |
¥14,725,923 |
| 50 |
1.20% |
¥108,642 |
¥65,185,029 |
¥16,185,029 |
| 50 |
1.30% |
¥111,106 |
¥66,663,803 |
¥17,663,803 |
| 50 |
1.40% |
¥113,604 |
¥68,162,121 |
¥19,162,121 |
| 50 |
1.50% |
¥116,133 |
¥69,679,850 |
¥20,679,850 |
| 50 |
1.60% |
¥118,695 |
¥71,216,849 |
¥22,216,849 |
| 50 |
1.70% |
¥121,288 |
¥72,772,969 |
¥23,772,969 |
| 50 |
1.80% |
¥123,913 |
¥74,348,053 |
¥25,348,053 |
| 50 |
1.90% |
¥126,570 |
¥75,941,935 |
¥26,941,935 |
| 50 |
2.00% |
¥129,257 |
¥77,554,445 |
¥28,554,445 |
| 50 |
2.10% |
¥131,976 |
¥79,185,402 |
¥30,185,402 |
| 50 |
2.20% |
¥134,724 |
¥80,834,620 |
¥31,834,620 |
| 50 |
2.30% |
¥137,503 |
¥82,501,906 |
¥33,501,906 |
| 50 |
2.40% |
¥140,312 |
¥84,187,061 |
¥35,187,061 |
| 50 |
2.50% |
¥143,150 |
¥85,889,881 |
¥36,889,881 |
| 50 |
2.60% |
¥146,017 |
¥87,610,153 |
¥38,610,153 |
| 50 |
2.70% |
¥148,913 |
¥89,347,664 |
¥40,347,664 |
| 50 |
2.80% |
¥151,837 |
¥91,102,190 |
¥42,102,190 |
| 50 |
2.90% |
¥154,789 |
¥92,873,507 |
¥43,873,507 |
| 50 |
3.00% |
¥157,769 |
¥94,661,384 |
¥45,661,384 |
4900万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥105,808 |
¥57,136,173 |
¥8,136,173 |
| 45 |
0.80% |
¥108,082 |
¥58,364,217 |
¥9,364,217 |
| 45 |
0.90% |
¥110,386 |
¥59,608,569 |
¥10,608,569 |
| 45 |
1.00% |
¥112,721 |
¥60,869,171 |
¥11,869,171 |
| 45 |
1.10% |
¥115,085 |
¥62,145,959 |
¥13,145,959 |
| 45 |
1.20% |
¥117,479 |
¥63,438,863 |
¥14,438,863 |
| 45 |
1.30% |
¥119,903 |
¥64,747,806 |
¥15,747,806 |
| 45 |
1.40% |
¥122,357 |
¥66,072,706 |
¥17,072,706 |
| 45 |
1.50% |
¥124,840 |
¥67,413,475 |
¥18,413,475 |
| 45 |
1.60% |
¥127,352 |
¥68,770,019 |
¥19,770,019 |
| 45 |
1.70% |
¥129,893 |
¥70,142,238 |
¥21,142,238 |
| 45 |
1.80% |
¥132,463 |
¥71,530,027 |
¥22,530,027 |
| 45 |
1.90% |
¥135,062 |
¥72,933,276 |
¥23,933,276 |
| 45 |
2.00% |
¥137,689 |
¥74,351,870 |
¥25,351,870 |
| 45 |
2.10% |
¥140,344 |
¥75,785,686 |
¥26,785,686 |
| 45 |
2.20% |
¥143,027 |
¥77,234,602 |
¥28,234,602 |
| 45 |
2.30% |
¥145,738 |
¥78,698,485 |
¥29,698,485 |
| 45 |
2.40% |
¥148,476 |
¥80,177,202 |
¥31,177,202 |
| 45 |
2.50% |
¥151,242 |
¥81,670,613 |
¥32,670,613 |
| 45 |
2.60% |
¥154,034 |
¥83,178,575 |
¥34,178,575 |
| 45 |
2.70% |
¥156,854 |
¥84,700,941 |
¥35,700,941 |
| 45 |
2.80% |
¥159,699 |
¥86,237,560 |
¥37,237,560 |
| 45 |
2.90% |
¥162,571 |
¥87,788,278 |
¥38,788,278 |
| 45 |
3.00% |
¥165,468 |
¥89,352,935 |
¥40,352,935 |
4900万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥117,071 |
¥56,193,913 |
¥7,193,913 |
| 40 |
0.80% |
¥119,320 |
¥57,273,614 |
¥8,273,614 |
| 40 |
0.90% |
¥121,596 |
¥58,366,236 |
¥9,366,236 |
| 40 |
1.00% |
¥123,899 |
¥59,471,742 |
¥10,471,742 |
| 40 |
1.10% |
¥126,229 |
¥60,590,091 |
¥11,590,091 |
| 40 |
1.20% |
¥128,586 |
¥61,721,238 |
¥12,721,238 |
| 40 |
1.30% |
¥130,969 |
¥62,865,136 |
¥13,865,136 |
| 40 |
1.40% |
¥133,379 |
¥64,021,733 |
¥15,021,733 |
| 40 |
1.50% |
¥135,815 |
¥65,190,972 |
¥16,190,972 |
| 40 |
1.60% |
¥138,277 |
¥66,372,794 |
¥17,372,794 |
| 40 |
1.70% |
¥140,765 |
¥67,567,135 |
¥18,567,135 |
| 40 |
1.80% |
¥143,279 |
¥68,773,929 |
¥19,773,929 |
| 40 |
1.90% |
¥145,819 |
¥69,993,105 |
¥20,993,105 |
| 40 |
2.00% |
¥148,385 |
¥71,224,590 |
¥22,224,590 |
| 40 |
2.10% |
¥150,976 |
¥72,468,307 |
¥23,468,307 |
| 40 |
2.20% |
¥153,592 |
¥73,724,175 |
¥24,724,175 |
| 40 |
2.30% |
¥156,234 |
¥74,992,112 |
¥25,992,112 |
| 40 |
2.40% |
¥158,900 |
¥76,272,029 |
¥27,272,029 |
| 40 |
2.50% |
¥161,591 |
¥77,563,839 |
¥28,563,839 |
| 40 |
2.60% |
¥164,307 |
¥78,867,448 |
¥29,867,448 |
| 40 |
2.70% |
¥167,047 |
¥80,182,762 |
¥31,182,762 |
| 40 |
2.80% |
¥169,812 |
¥81,509,682 |
¥32,509,682 |
| 40 |
2.90% |
¥172,600 |
¥82,848,107 |
¥33,848,107 |
| 40 |
3.00% |
¥175,412 |
¥84,197,936 |
¥35,197,936 |
4900万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥131,575 |
¥55,261,576 |
¥6,261,576 |
| 35 |
0.80% |
¥133,800 |
¥56,195,941 |
¥7,195,941 |
| 35 |
0.90% |
¥136,048 |
¥57,140,222 |
¥8,140,222 |
| 35 |
1.00% |
¥138,320 |
¥58,094,397 |
¥9,094,397 |
| 35 |
1.10% |
¥140,615 |
¥59,058,442 |
¥10,058,442 |
| 35 |
1.20% |
¥142,934 |
¥60,032,330 |
¥11,032,330 |
| 35 |
1.30% |
¥145,276 |
¥61,016,034 |
¥12,016,034 |
| 35 |
1.40% |
¥147,642 |
¥62,009,520 |
¥13,009,520 |
| 35 |
1.50% |
¥150,030 |
¥63,012,758 |
¥14,012,758 |
| 35 |
1.60% |
¥152,442 |
¥64,025,710 |
¥15,025,710 |
| 35 |
1.70% |
¥154,877 |
¥65,048,339 |
¥16,048,339 |
| 35 |
1.80% |
¥157,335 |
¥66,080,605 |
¥17,080,605 |
| 35 |
1.90% |
¥159,815 |
¥67,122,466 |
¥18,122,466 |
| 35 |
2.00% |
¥162,319 |
¥68,173,878 |
¥19,173,878 |
| 35 |
2.10% |
¥164,845 |
¥69,234,795 |
¥20,234,795 |
| 35 |
2.20% |
¥167,393 |
¥70,305,168 |
¥21,305,168 |
| 35 |
2.30% |
¥169,964 |
¥71,384,948 |
¥22,384,948 |
| 35 |
2.40% |
¥172,557 |
¥72,474,081 |
¥23,474,081 |
| 35 |
2.50% |
¥175,173 |
¥73,572,515 |
¥24,572,515 |
| 35 |
2.60% |
¥177,810 |
¥74,680,194 |
¥25,680,194 |
| 35 |
2.70% |
¥180,469 |
¥75,797,058 |
¥26,797,058 |
| 35 |
2.80% |
¥183,150 |
¥76,923,050 |
¥27,923,050 |
| 35 |
2.90% |
¥185,853 |
¥78,058,108 |
¥29,058,108 |
| 35 |
3.00% |
¥188,577 |
¥79,202,169 |
¥30,202,169 |
4900万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥150,942 |
¥54,339,181 |
¥5,339,181 |
| 30 |
0.80% |
¥153,142 |
¥55,131,228 |
¥6,131,228 |
| 30 |
0.90% |
¥155,363 |
¥55,930,575 |
¥6,930,575 |
| 30 |
1.00% |
¥157,603 |
¥56,737,211 |
¥7,737,211 |
| 30 |
1.10% |
¥159,864 |
¥57,551,122 |
¥8,551,122 |
| 30 |
1.20% |
¥162,145 |
¥58,372,294 |
¥9,372,294 |
| 30 |
1.30% |
¥164,446 |
¥59,200,709 |
¥10,200,709 |
| 30 |
1.40% |
¥166,768 |
¥60,036,353 |
¥11,036,353 |
| 30 |
1.50% |
¥169,109 |
¥60,879,205 |
¥11,879,205 |
| 30 |
1.60% |
¥171,470 |
¥61,729,247 |
¥12,729,247 |
| 30 |
1.70% |
¥173,851 |
¥62,586,457 |
¥13,586,457 |
| 30 |
1.80% |
¥176,252 |
¥63,450,815 |
¥14,450,815 |
| 30 |
1.90% |
¥178,673 |
¥64,322,295 |
¥15,322,295 |
| 30 |
2.00% |
¥181,114 |
¥65,200,875 |
¥16,200,875 |
| 30 |
2.10% |
¥183,574 |
¥66,086,528 |
¥17,086,528 |
| 30 |
2.20% |
¥186,053 |
¥66,979,228 |
¥17,979,228 |
| 30 |
2.30% |
¥188,553 |
¥67,878,948 |
¥18,878,948 |
| 30 |
2.40% |
¥191,071 |
¥68,785,657 |
¥19,785,657 |
| 30 |
2.50% |
¥193,609 |
¥69,699,327 |
¥20,699,327 |
| 30 |
2.60% |
¥196,166 |
¥70,619,925 |
¥21,619,925 |
| 30 |
2.70% |
¥198,743 |
¥71,547,421 |
¥22,547,421 |
| 30 |
2.80% |
¥201,338 |
¥72,481,780 |
¥23,481,780 |
| 30 |
2.90% |
¥203,953 |
¥73,422,968 |
¥24,422,968 |
| 30 |
3.00% |
¥206,586 |
¥74,370,952 |
¥25,370,952 |
4900万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥178,089 |
¥53,426,742 |
¥4,426,742 |
| 25 |
0.80% |
¥180,265 |
¥54,079,502 |
¥5,079,502 |
| 25 |
0.90% |
¥182,458 |
¥54,737,340 |
¥5,737,340 |
| 25 |
1.00% |
¥184,668 |
¥55,400,251 |
¥6,400,251 |
| 25 |
1.10% |
¥186,894 |
¥56,068,228 |
¥7,068,228 |
| 25 |
1.20% |
¥189,138 |
¥56,741,263 |
¥7,741,263 |
| 25 |
1.30% |
¥191,398 |
¥57,419,349 |
¥8,419,349 |
| 25 |
1.40% |
¥193,675 |
¥58,102,478 |
¥9,102,478 |
| 25 |
1.50% |
¥195,969 |
¥58,790,640 |
¥9,790,640 |
| 25 |
1.60% |
¥198,279 |
¥59,483,825 |
¥10,483,825 |
| 25 |
1.70% |
¥200,607 |
¥60,182,024 |
¥11,182,024 |
| 25 |
1.80% |
¥202,951 |
¥60,885,225 |
¥11,885,225 |
| 25 |
1.90% |
¥205,311 |
¥61,593,417 |
¥12,593,417 |
| 25 |
2.00% |
¥207,689 |
¥62,306,588 |
¥13,306,588 |
| 25 |
2.10% |
¥210,082 |
¥63,024,725 |
¥14,024,725 |
| 25 |
2.20% |
¥212,493 |
¥63,747,814 |
¥14,747,814 |
| 25 |
2.30% |
¥214,919 |
¥64,475,843 |
¥15,475,843 |
| 25 |
2.40% |
¥217,363 |
¥65,208,797 |
¥16,208,797 |
| 25 |
2.50% |
¥219,822 |
¥65,946,660 |
¥16,946,660 |
| 25 |
2.60% |
¥222,298 |
¥66,689,418 |
¥17,689,418 |
| 25 |
2.70% |
¥224,790 |
¥67,437,054 |
¥18,437,054 |
| 25 |
2.80% |
¥227,299 |
¥68,189,551 |
¥19,189,551 |
| 25 |
2.90% |
¥229,823 |
¥68,946,894 |
¥19,946,894 |
| 25 |
3.00% |
¥232,364 |
¥69,709,063 |
¥20,709,063 |
4900万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥218,851 |
¥52,524,274 |
¥3,524,274 |
| 20 |
0.80% |
¥221,003 |
¥53,040,785 |
¥4,040,785 |
| 20 |
0.90% |
¥223,169 |
¥53,560,552 |
¥4,560,552 |
| 20 |
1.00% |
¥225,348 |
¥54,083,570 |
¥5,083,570 |
| 20 |
1.10% |
¥227,541 |
¥54,609,839 |
¥5,609,839 |
| 20 |
1.20% |
¥229,747 |
¥55,139,353 |
¥6,139,353 |
| 20 |
1.30% |
¥231,967 |
¥55,672,111 |
¥6,672,111 |
| 20 |
1.40% |
¥234,200 |
¥56,208,108 |
¥7,208,108 |
| 20 |
1.50% |
¥236,447 |
¥56,747,340 |
¥7,747,340 |
| 20 |
1.60% |
¥238,708 |
¥57,289,804 |
¥8,289,804 |
| 20 |
1.70% |
¥240,981 |
¥57,835,494 |
¥8,835,494 |
| 20 |
1.80% |
¥243,268 |
¥58,384,407 |
¥9,384,407 |
| 20 |
1.90% |
¥245,569 |
¥58,936,538 |
¥9,936,538 |
| 20 |
2.00% |
¥247,883 |
¥59,491,880 |
¥10,491,880 |
| 20 |
2.10% |
¥250,210 |
¥60,050,430 |
¥11,050,430 |
| 20 |
2.20% |
¥252,551 |
¥60,612,180 |
¥11,612,180 |
| 20 |
2.30% |
¥254,905 |
¥61,177,126 |
¥12,177,126 |
| 20 |
2.40% |
¥257,272 |
¥61,745,262 |
¥12,745,262 |
| 20 |
2.50% |
¥259,652 |
¥62,316,580 |
¥13,316,580 |
| 20 |
2.60% |
¥262,046 |
¥62,891,075 |
¥13,891,075 |
| 20 |
2.70% |
¥264,453 |
¥63,468,739 |
¥14,468,739 |
| 20 |
2.80% |
¥266,873 |
¥64,049,566 |
¥15,049,566 |
| 20 |
2.90% |
¥269,306 |
¥64,633,548 |
¥15,633,548 |
| 20 |
3.00% |
¥271,753 |
¥65,220,678 |
¥16,220,678 |
4900万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥286,843 |
¥51,631,788 |
¥2,631,788 |
| 15 |
0.80% |
¥288,973 |
¥52,015,098 |
¥3,015,098 |
| 15 |
0.90% |
¥291,112 |
¥52,400,241 |
¥3,400,241 |
| 15 |
1.00% |
¥293,262 |
¥52,787,216 |
¥3,787,216 |
| 15 |
1.10% |
¥295,422 |
¥53,176,022 |
¥4,176,022 |
| 15 |
1.20% |
¥297,593 |
¥53,566,659 |
¥4,566,659 |
| 15 |
1.30% |
¥299,773 |
¥53,959,123 |
¥4,959,123 |
| 15 |
1.40% |
¥301,963 |
¥54,353,416 |
¥5,353,416 |
| 15 |
1.50% |
¥304,164 |
¥54,749,534 |
¥5,749,534 |
| 15 |
1.60% |
¥306,375 |
¥55,147,478 |
¥6,147,478 |
| 15 |
1.70% |
¥308,596 |
¥55,547,244 |
¥6,547,244 |
| 15 |
1.80% |
¥310,827 |
¥55,948,833 |
¥6,948,833 |
| 15 |
1.90% |
¥313,068 |
¥56,352,241 |
¥7,352,241 |
| 15 |
2.00% |
¥315,319 |
¥56,757,467 |
¥7,757,467 |
| 15 |
2.10% |
¥317,581 |
¥57,164,510 |
¥8,164,510 |
| 15 |
2.20% |
¥319,852 |
¥57,573,368 |
¥8,573,368 |
| 15 |
2.30% |
¥322,134 |
¥57,984,038 |
¥8,984,038 |
| 15 |
2.40% |
¥324,425 |
¥58,396,519 |
¥9,396,519 |
| 15 |
2.50% |
¥326,727 |
¥58,810,808 |
¥9,810,808 |
| 15 |
2.60% |
¥329,038 |
¥59,226,904 |
¥10,226,904 |
| 15 |
2.70% |
¥331,360 |
¥59,644,803 |
¥10,644,803 |
| 15 |
2.80% |
¥333,692 |
¥60,064,504 |
¥11,064,504 |
| 15 |
2.90% |
¥336,033 |
¥60,486,004 |
¥11,486,004 |
| 15 |
3.00% |
¥338,385 |
¥60,909,301 |
¥11,909,301 |
4900万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥422,911 |
¥50,749,291 |
¥1,749,291 |
| 10 |
0.80% |
¥425,020 |
¥51,002,453 |
¥2,002,453 |
| 10 |
0.90% |
¥427,137 |
¥51,256,431 |
¥2,256,431 |
| 10 |
1.00% |
¥429,260 |
¥51,511,223 |
¥2,511,223 |
| 10 |
1.10% |
¥431,390 |
¥51,766,831 |
¥2,766,831 |
| 10 |
1.20% |
¥433,527 |
¥52,023,252 |
¥3,023,252 |
| 10 |
1.30% |
¥435,671 |
¥52,280,488 |
¥3,280,488 |
| 10 |
1.40% |
¥437,821 |
¥52,538,538 |
¥3,538,538 |
| 10 |
1.50% |
¥439,978 |
¥52,797,402 |
¥3,797,402 |
| 10 |
1.60% |
¥442,142 |
¥53,057,079 |
¥4,057,079 |
| 10 |
1.70% |
¥444,313 |
¥53,317,568 |
¥4,317,568 |
| 10 |
1.80% |
¥446,491 |
¥53,578,870 |
¥4,578,870 |
| 10 |
1.90% |
¥448,675 |
¥53,840,985 |
¥4,840,985 |
| 10 |
2.00% |
¥450,866 |
¥54,103,911 |
¥5,103,911 |
| 10 |
2.10% |
¥453,064 |
¥54,367,648 |
¥5,367,648 |
| 10 |
2.20% |
¥455,268 |
¥54,632,197 |
¥5,632,197 |
| 10 |
2.30% |
¥457,480 |
¥54,897,555 |
¥5,897,555 |
| 10 |
2.40% |
¥459,698 |
¥55,163,724 |
¥6,163,724 |
| 10 |
2.50% |
¥461,923 |
¥55,430,702 |
¥6,430,702 |
| 10 |
2.60% |
¥464,154 |
¥55,698,489 |
¥6,698,489 |
| 10 |
2.70% |
¥466,392 |
¥55,967,085 |
¥6,967,085 |
| 10 |
2.80% |
¥468,637 |
¥56,236,489 |
¥7,236,489 |
| 10 |
2.90% |
¥470,889 |
¥56,506,700 |
¥7,506,700 |
| 10 |
3.00% |
¥473,148 |
¥56,777,718 |
¥7,777,718 |