4910万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4910万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4910万円の住宅ローン｜期間・年数別
4910万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥97,011 |
¥58,206,883 |
¥9,106,883 |
| 50 |
0.80% |
¥99,315 |
¥59,589,076 |
¥10,489,076 |
| 50 |
0.90% |
¥101,652 |
¥60,991,382 |
¥11,891,382 |
| 50 |
1.00% |
¥104,023 |
¥62,413,715 |
¥13,313,715 |
| 50 |
1.10% |
¥106,427 |
¥63,855,976 |
¥14,755,976 |
| 50 |
1.20% |
¥108,863 |
¥65,318,060 |
¥16,218,060 |
| 50 |
1.30% |
¥111,333 |
¥66,799,852 |
¥17,699,852 |
| 50 |
1.40% |
¥113,835 |
¥68,301,227 |
¥19,201,227 |
| 50 |
1.50% |
¥116,370 |
¥69,822,054 |
¥20,722,054 |
| 50 |
1.60% |
¥118,937 |
¥71,362,189 |
¥22,262,189 |
| 50 |
1.70% |
¥121,536 |
¥72,921,485 |
¥23,821,485 |
| 50 |
1.80% |
¥124,166 |
¥74,499,783 |
¥25,399,783 |
| 50 |
1.90% |
¥126,828 |
¥76,096,919 |
¥26,996,919 |
| 50 |
2.00% |
¥129,521 |
¥77,712,719 |
¥28,612,719 |
| 50 |
2.10% |
¥132,245 |
¥79,347,005 |
¥30,247,005 |
| 50 |
2.20% |
¥134,999 |
¥80,999,588 |
¥31,899,588 |
| 50 |
2.30% |
¥137,784 |
¥82,670,277 |
¥33,570,277 |
| 50 |
2.40% |
¥140,598 |
¥84,358,872 |
¥35,258,872 |
| 50 |
2.50% |
¥143,442 |
¥86,065,166 |
¥36,965,166 |
| 50 |
2.60% |
¥146,315 |
¥87,788,950 |
¥38,688,950 |
| 50 |
2.70% |
¥149,217 |
¥89,530,006 |
¥40,430,006 |
| 50 |
2.80% |
¥152,147 |
¥91,288,113 |
¥42,188,113 |
| 50 |
2.90% |
¥155,105 |
¥93,063,045 |
¥43,963,045 |
| 50 |
3.00% |
¥158,091 |
¥94,854,571 |
¥45,754,571 |
4910万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥106,024 |
¥57,252,777 |
¥8,152,777 |
| 45 |
0.80% |
¥108,302 |
¥58,483,327 |
¥9,383,327 |
| 45 |
0.90% |
¥110,612 |
¥59,730,219 |
¥10,630,219 |
| 45 |
1.00% |
¥112,951 |
¥60,993,393 |
¥11,893,393 |
| 45 |
1.10% |
¥115,320 |
¥62,272,787 |
¥13,172,787 |
| 45 |
1.20% |
¥117,719 |
¥63,568,330 |
¥14,468,330 |
| 45 |
1.30% |
¥120,148 |
¥64,879,944 |
¥15,779,944 |
| 45 |
1.40% |
¥122,607 |
¥66,207,548 |
¥17,107,548 |
| 45 |
1.50% |
¥125,095 |
¥67,551,054 |
¥18,451,054 |
| 45 |
1.60% |
¥127,612 |
¥68,910,366 |
¥19,810,366 |
| 45 |
1.70% |
¥130,158 |
¥70,285,385 |
¥21,185,385 |
| 45 |
1.80% |
¥132,733 |
¥71,676,007 |
¥22,576,007 |
| 45 |
1.90% |
¥135,337 |
¥73,082,120 |
¥23,982,120 |
| 45 |
2.00% |
¥137,970 |
¥74,503,608 |
¥25,403,608 |
| 45 |
2.10% |
¥140,630 |
¥75,940,351 |
¥26,840,351 |
| 45 |
2.20% |
¥143,319 |
¥77,392,223 |
¥28,292,223 |
| 45 |
2.30% |
¥146,035 |
¥78,859,094 |
¥29,759,094 |
| 45 |
2.40% |
¥148,779 |
¥80,340,829 |
¥31,240,829 |
| 45 |
2.50% |
¥151,551 |
¥81,837,288 |
¥32,737,288 |
| 45 |
2.60% |
¥154,349 |
¥83,348,327 |
¥34,248,327 |
| 45 |
2.70% |
¥157,174 |
¥84,873,800 |
¥35,773,800 |
| 45 |
2.80% |
¥160,025 |
¥86,413,555 |
¥37,313,555 |
| 45 |
2.90% |
¥162,903 |
¥87,967,437 |
¥38,867,437 |
| 45 |
3.00% |
¥165,806 |
¥89,535,288 |
¥40,435,288 |
4910万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥117,310 |
¥56,308,595 |
¥7,208,595 |
| 40 |
0.80% |
¥119,564 |
¥57,390,499 |
¥8,290,499 |
| 40 |
0.90% |
¥121,844 |
¥58,485,351 |
¥9,385,351 |
| 40 |
1.00% |
¥124,152 |
¥59,593,113 |
¥10,493,113 |
| 40 |
1.10% |
¥126,487 |
¥60,713,744 |
¥11,613,744 |
| 40 |
1.20% |
¥128,848 |
¥61,847,200 |
¥12,747,200 |
| 40 |
1.30% |
¥131,236 |
¥62,993,433 |
¥13,893,433 |
| 40 |
1.40% |
¥133,651 |
¥64,152,390 |
¥15,052,390 |
| 40 |
1.50% |
¥136,092 |
¥65,324,015 |
¥16,224,015 |
| 40 |
1.60% |
¥138,559 |
¥66,508,248 |
¥17,408,248 |
| 40 |
1.70% |
¥141,052 |
¥67,705,027 |
¥18,605,027 |
| 40 |
1.80% |
¥143,571 |
¥68,914,284 |
¥19,814,284 |
| 40 |
1.90% |
¥146,117 |
¥70,135,948 |
¥21,035,948 |
| 40 |
2.00% |
¥148,687 |
¥71,369,947 |
¥22,269,947 |
| 40 |
2.10% |
¥151,284 |
¥72,616,202 |
¥23,516,202 |
| 40 |
2.20% |
¥153,905 |
¥73,874,633 |
¥24,774,633 |
| 40 |
2.30% |
¥156,552 |
¥75,145,157 |
¥26,045,157 |
| 40 |
2.40% |
¥159,224 |
¥76,427,687 |
¥27,327,687 |
| 40 |
2.50% |
¥161,921 |
¥77,722,133 |
¥28,622,133 |
| 40 |
2.60% |
¥164,643 |
¥79,028,402 |
¥29,928,402 |
| 40 |
2.70% |
¥167,388 |
¥80,346,400 |
¥31,246,400 |
| 40 |
2.80% |
¥170,158 |
¥81,676,028 |
¥32,576,028 |
| 40 |
2.90% |
¥172,952 |
¥83,017,185 |
¥33,917,185 |
| 40 |
3.00% |
¥175,770 |
¥84,369,769 |
¥35,269,769 |
4910万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥131,844 |
¥55,374,355 |
¥6,274,355 |
| 35 |
0.80% |
¥134,073 |
¥56,310,627 |
¥7,210,627 |
| 35 |
0.90% |
¥136,326 |
¥57,256,835 |
¥8,156,835 |
| 35 |
1.00% |
¥138,602 |
¥58,212,957 |
¥9,112,957 |
| 35 |
1.10% |
¥140,902 |
¥59,178,969 |
¥10,078,969 |
| 35 |
1.20% |
¥143,226 |
¥60,154,845 |
¥11,054,845 |
| 35 |
1.30% |
¥145,573 |
¥61,140,556 |
¥12,040,556 |
| 35 |
1.40% |
¥147,943 |
¥62,136,071 |
¥13,036,071 |
| 35 |
1.50% |
¥150,337 |
¥63,141,355 |
¥14,041,355 |
| 35 |
1.60% |
¥152,753 |
¥64,156,374 |
¥15,056,374 |
| 35 |
1.70% |
¥155,193 |
¥65,181,090 |
¥16,081,090 |
| 35 |
1.80% |
¥157,656 |
¥66,215,463 |
¥17,115,463 |
| 35 |
1.90% |
¥160,142 |
¥67,259,451 |
¥18,159,451 |
| 35 |
2.00% |
¥162,650 |
¥68,313,008 |
¥19,213,008 |
| 35 |
2.10% |
¥165,181 |
¥69,376,090 |
¥20,276,090 |
| 35 |
2.20% |
¥167,735 |
¥70,448,648 |
¥21,348,648 |
| 35 |
2.30% |
¥170,311 |
¥71,530,631 |
¥22,430,631 |
| 35 |
2.40% |
¥172,909 |
¥72,621,988 |
¥23,521,988 |
| 35 |
2.50% |
¥175,530 |
¥73,722,663 |
¥24,622,663 |
| 35 |
2.60% |
¥178,173 |
¥74,832,602 |
¥25,732,602 |
| 35 |
2.70% |
¥180,837 |
¥75,951,746 |
¥26,851,746 |
| 35 |
2.80% |
¥183,524 |
¥77,080,036 |
¥27,980,036 |
| 35 |
2.90% |
¥186,232 |
¥78,217,410 |
¥29,117,410 |
| 35 |
3.00% |
¥188,961 |
¥79,363,806 |
¥30,263,806 |
4910万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥151,250 |
¥54,450,077 |
¥5,350,077 |
| 30 |
0.80% |
¥153,455 |
¥55,243,741 |
¥6,143,741 |
| 30 |
0.90% |
¥155,680 |
¥56,044,720 |
¥6,944,720 |
| 30 |
1.00% |
¥157,925 |
¥56,853,002 |
¥7,753,002 |
| 30 |
1.10% |
¥160,190 |
¥57,668,574 |
¥8,568,574 |
| 30 |
1.20% |
¥162,476 |
¥58,491,421 |
¥9,391,421 |
| 30 |
1.30% |
¥164,782 |
¥59,321,527 |
¥10,221,527 |
| 30 |
1.40% |
¥167,108 |
¥60,158,876 |
¥11,058,876 |
| 30 |
1.50% |
¥169,454 |
¥61,003,448 |
¥11,903,448 |
| 30 |
1.60% |
¥171,820 |
¥61,855,225 |
¥12,755,225 |
| 30 |
1.70% |
¥174,206 |
¥62,714,185 |
¥13,614,185 |
| 30 |
1.80% |
¥176,612 |
¥63,580,306 |
¥14,480,306 |
| 30 |
1.90% |
¥179,038 |
¥64,453,565 |
¥15,353,565 |
| 30 |
2.00% |
¥181,483 |
¥65,333,938 |
¥16,233,938 |
| 30 |
2.10% |
¥183,948 |
¥66,221,399 |
¥17,121,399 |
| 30 |
2.20% |
¥186,433 |
¥67,115,921 |
¥18,015,921 |
| 30 |
2.30% |
¥188,937 |
¥68,017,476 |
¥18,917,476 |
| 30 |
2.40% |
¥191,461 |
¥68,926,036 |
¥19,826,036 |
| 30 |
2.50% |
¥194,004 |
¥69,841,570 |
¥20,741,570 |
| 30 |
2.60% |
¥196,567 |
¥70,764,047 |
¥21,664,047 |
| 30 |
2.70% |
¥199,148 |
¥71,693,436 |
¥22,593,436 |
| 30 |
2.80% |
¥201,749 |
¥72,629,702 |
¥23,529,702 |
| 30 |
2.90% |
¥204,369 |
¥73,572,811 |
¥24,472,811 |
| 30 |
3.00% |
¥207,008 |
¥74,522,729 |
¥25,422,729 |
4910万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥178,453 |
¥53,535,776 |
¥4,435,776 |
| 25 |
0.80% |
¥180,633 |
¥54,189,868 |
¥5,089,868 |
| 25 |
0.90% |
¥182,830 |
¥54,849,049 |
¥5,749,049 |
| 25 |
1.00% |
¥185,044 |
¥55,513,313 |
¥6,413,313 |
| 25 |
1.10% |
¥187,276 |
¥56,182,653 |
¥7,082,653 |
| 25 |
1.20% |
¥189,524 |
¥56,857,062 |
¥7,757,062 |
| 25 |
1.30% |
¥191,788 |
¥57,536,532 |
¥8,436,532 |
| 25 |
1.40% |
¥194,070 |
¥58,221,055 |
¥9,121,055 |
| 25 |
1.50% |
¥196,369 |
¥58,910,621 |
¥9,810,621 |
| 25 |
1.60% |
¥198,684 |
¥59,605,221 |
¥10,505,221 |
| 25 |
1.70% |
¥201,016 |
¥60,304,845 |
¥11,204,845 |
| 25 |
1.80% |
¥203,365 |
¥61,009,481 |
¥11,909,481 |
| 25 |
1.90% |
¥205,730 |
¥61,719,118 |
¥12,619,118 |
| 25 |
2.00% |
¥208,112 |
¥62,433,744 |
¥13,333,744 |
| 25 |
2.10% |
¥210,511 |
¥63,153,346 |
¥14,053,346 |
| 25 |
2.20% |
¥212,926 |
¥63,877,912 |
¥14,777,912 |
| 25 |
2.30% |
¥215,358 |
¥64,607,426 |
¥15,507,426 |
| 25 |
2.40% |
¥217,806 |
¥65,341,876 |
¥16,241,876 |
| 25 |
2.50% |
¥220,271 |
¥66,081,245 |
¥16,981,245 |
| 25 |
2.60% |
¥222,752 |
¥66,825,518 |
¥17,725,518 |
| 25 |
2.70% |
¥225,249 |
¥67,574,680 |
¥18,474,680 |
| 25 |
2.80% |
¥227,762 |
¥68,328,714 |
¥19,228,714 |
| 25 |
2.90% |
¥230,292 |
¥69,087,602 |
¥19,987,602 |
| 25 |
3.00% |
¥232,838 |
¥69,851,327 |
¥20,751,327 |
4910万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥219,298 |
¥52,631,467 |
¥3,531,467 |
| 20 |
0.80% |
¥221,454 |
¥53,149,032 |
¥4,049,032 |
| 20 |
0.90% |
¥223,624 |
¥53,669,859 |
¥4,569,859 |
| 20 |
1.00% |
¥225,808 |
¥54,193,945 |
¥5,093,945 |
| 20 |
1.10% |
¥228,005 |
¥54,721,287 |
¥5,621,287 |
| 20 |
1.20% |
¥230,216 |
¥55,251,883 |
¥6,151,883 |
| 20 |
1.30% |
¥232,441 |
¥55,785,727 |
¥6,685,727 |
| 20 |
1.40% |
¥234,678 |
¥56,322,818 |
¥7,222,818 |
| 20 |
1.50% |
¥236,930 |
¥56,863,151 |
¥7,763,151 |
| 20 |
1.60% |
¥239,195 |
¥57,406,722 |
¥8,306,722 |
| 20 |
1.70% |
¥241,473 |
¥57,953,526 |
¥8,853,526 |
| 20 |
1.80% |
¥243,765 |
¥58,503,559 |
¥9,403,559 |
| 20 |
1.90% |
¥246,070 |
¥59,056,816 |
¥9,956,816 |
| 20 |
2.00% |
¥248,389 |
¥59,613,292 |
¥10,513,292 |
| 20 |
2.10% |
¥250,721 |
¥60,172,982 |
¥11,072,982 |
| 20 |
2.20% |
¥253,066 |
¥60,735,879 |
¥11,635,879 |
| 20 |
2.30% |
¥255,425 |
¥61,301,978 |
¥12,201,978 |
| 20 |
2.40% |
¥257,797 |
¥61,871,273 |
¥12,771,273 |
| 20 |
2.50% |
¥260,182 |
¥62,443,757 |
¥13,343,757 |
| 20 |
2.60% |
¥262,581 |
¥63,019,424 |
¥13,919,424 |
| 20 |
2.70% |
¥264,993 |
¥63,598,267 |
¥14,498,267 |
| 20 |
2.80% |
¥267,418 |
¥64,180,279 |
¥15,080,279 |
| 20 |
2.90% |
¥269,856 |
¥64,765,453 |
¥15,665,453 |
| 20 |
3.00% |
¥272,307 |
¥65,353,781 |
¥16,253,781 |
4910万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥287,429 |
¥51,737,159 |
¥2,637,159 |
| 15 |
0.80% |
¥289,563 |
¥52,121,251 |
¥3,021,251 |
| 15 |
0.90% |
¥291,707 |
¥52,507,180 |
¥3,407,180 |
| 15 |
1.00% |
¥293,861 |
¥52,894,945 |
¥3,794,945 |
| 15 |
1.10% |
¥296,025 |
¥53,284,545 |
¥4,184,545 |
| 15 |
1.20% |
¥298,200 |
¥53,675,978 |
¥4,575,978 |
| 15 |
1.30% |
¥300,385 |
¥54,069,244 |
¥4,969,244 |
| 15 |
1.40% |
¥302,580 |
¥54,464,341 |
¥5,364,341 |
| 15 |
1.50% |
¥304,785 |
¥54,861,268 |
¥5,761,268 |
| 15 |
1.60% |
¥307,000 |
¥55,260,024 |
¥6,160,024 |
| 15 |
1.70% |
¥309,226 |
¥55,660,606 |
¥6,560,606 |
| 15 |
1.80% |
¥311,461 |
¥56,063,014 |
¥6,963,014 |
| 15 |
1.90% |
¥313,707 |
¥56,467,245 |
¥7,367,245 |
| 15 |
2.00% |
¥315,963 |
¥56,873,299 |
¥7,773,299 |
| 15 |
2.10% |
¥318,229 |
¥57,281,173 |
¥8,181,173 |
| 15 |
2.20% |
¥320,505 |
¥57,690,865 |
¥8,590,865 |
| 15 |
2.30% |
¥322,791 |
¥58,102,373 |
¥9,002,373 |
| 15 |
2.40% |
¥325,087 |
¥58,515,696 |
¥9,415,696 |
| 15 |
2.50% |
¥327,394 |
¥58,930,830 |
¥9,830,830 |
| 15 |
2.60% |
¥329,710 |
¥59,347,775 |
¥10,247,775 |
| 15 |
2.70% |
¥332,036 |
¥59,766,527 |
¥10,666,527 |
| 15 |
2.80% |
¥334,373 |
¥60,187,085 |
¥11,087,085 |
| 15 |
2.90% |
¥336,719 |
¥60,609,445 |
¥11,509,445 |
| 15 |
3.00% |
¥339,076 |
¥61,033,605 |
¥11,933,605 |
4910万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥423,774 |
¥50,852,861 |
¥1,752,861 |
| 10 |
0.80% |
¥425,888 |
¥51,106,540 |
¥2,006,540 |
| 10 |
0.90% |
¥428,009 |
¥51,361,036 |
¥2,261,036 |
| 10 |
1.00% |
¥430,136 |
¥51,616,348 |
¥2,516,348 |
| 10 |
1.10% |
¥432,271 |
¥51,872,477 |
¥2,772,477 |
| 10 |
1.20% |
¥434,412 |
¥52,129,422 |
¥3,029,422 |
| 10 |
1.30% |
¥436,560 |
¥52,387,183 |
¥3,287,183 |
| 10 |
1.40% |
¥438,715 |
¥52,645,760 |
¥3,545,760 |
| 10 |
1.50% |
¥440,876 |
¥52,905,152 |
¥3,805,152 |
| 10 |
1.60% |
¥443,045 |
¥53,165,358 |
¥4,065,358 |
| 10 |
1.70% |
¥445,220 |
¥53,426,380 |
¥4,326,380 |
| 10 |
1.80% |
¥447,402 |
¥53,688,215 |
¥4,588,215 |
| 10 |
1.90% |
¥449,591 |
¥53,950,864 |
¥4,850,864 |
| 10 |
2.00% |
¥451,786 |
¥54,214,327 |
¥5,114,327 |
| 10 |
2.10% |
¥453,988 |
¥54,478,603 |
¥5,378,603 |
| 10 |
2.20% |
¥456,197 |
¥54,743,691 |
¥5,643,691 |
| 10 |
2.30% |
¥458,413 |
¥55,009,591 |
¥5,909,591 |
| 10 |
2.40% |
¥460,636 |
¥55,276,303 |
¥6,176,303 |
| 10 |
2.50% |
¥462,865 |
¥55,543,826 |
¥6,443,826 |
| 10 |
2.60% |
¥465,101 |
¥55,812,160 |
¥6,712,160 |
| 10 |
2.70% |
¥467,344 |
¥56,081,304 |
¥6,981,304 |
| 10 |
2.80% |
¥469,594 |
¥56,351,257 |
¥7,251,257 |
| 10 |
2.90% |
¥471,850 |
¥56,622,020 |
¥7,522,020 |
| 10 |
3.00% |
¥474,113 |
¥56,893,591 |
¥7,793,591 |
