4940万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4940万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4940万円の住宅ローン｜期間・年数別
4940万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥97,604 | ¥58,562,526 | ¥9,162,526 |
| 50 | 0.80% | ¥99,922 | ¥59,953,164 | ¥10,553,164 |
| 50 | 0.90% | ¥102,273 | ¥61,364,038 | ¥11,964,038 |
| 50 | 1.00% | ¥104,658 | ¥62,795,061 | ¥13,395,061 |
| 50 | 1.10% | ¥107,077 | ¥64,246,135 | ¥14,846,135 |
| 50 | 1.20% | ¥109,529 | ¥65,717,152 | ¥16,317,152 |
| 50 | 1.30% | ¥112,013 | ¥67,207,998 | ¥17,807,998 |
| 50 | 1.40% | ¥114,531 | ¥68,718,547 | ¥19,318,547 |
| 50 | 1.50% | ¥117,081 | ¥70,248,665 | ¥20,848,665 |
| 50 | 1.60% | ¥119,664 | ¥71,798,211 | ¥22,398,211 |
| 50 | 1.70% | ¥122,278 | ¥73,367,034 | ¥23,967,034 |
| 50 | 1.80% | ¥124,925 | ¥74,954,976 | ¥25,554,976 |
| 50 | 1.90% | ¥127,603 | ¥76,561,870 | ¥27,161,870 |
| 50 | 2.00% | ¥130,313 | ¥78,187,542 | ¥28,787,542 |
| 50 | 2.10% | ¥133,053 | ¥79,831,813 | ¥30,431,813 |
| 50 | 2.20% | ¥135,824 | ¥81,494,494 | ¥32,094,494 |
| 50 | 2.30% | ¥138,626 | ¥83,175,391 | ¥33,775,391 |
| 50 | 2.40% | ¥141,457 | ¥84,874,303 | ¥35,474,303 |
| 50 | 2.50% | ¥144,318 | ¥86,591,023 | ¥37,191,023 |
| 50 | 2.60% | ¥147,209 | ¥88,325,338 | ¥38,925,338 |
| 50 | 2.70% | ¥150,128 | ¥90,077,032 | ¥40,677,032 |
| 50 | 2.80% | ¥153,076 | ¥91,845,881 | ¥42,445,881 |
| 50 | 2.90% | ¥156,053 | ¥93,631,658 | ¥44,231,658 |
| 50 | 3.00% | ¥159,057 | ¥95,434,130 | ¥46,034,130 |
4940万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥106,671 | ¥57,602,591 | ¥8,202,591 |
| 45 | 0.80% | ¥108,964 | ¥58,840,659 | ¥9,440,659 |
| 45 | 0.90% | ¥111,287 | ¥60,095,169 | ¥10,695,169 |
| 45 | 1.00% | ¥113,641 | ¥61,366,062 | ¥11,966,062 |
| 45 | 1.10% | ¥116,025 | ¥62,653,273 | ¥13,253,273 |
| 45 | 1.20% | ¥118,438 | ¥63,956,731 | ¥14,556,731 |
| 45 | 1.30% | ¥120,882 | ¥65,276,359 | ¥15,876,359 |
| 45 | 1.40% | ¥123,356 | ¥66,612,075 | ¥17,212,075 |
| 45 | 1.50% | ¥125,859 | ¥67,963,789 | ¥18,563,789 |
| 45 | 1.60% | ¥128,391 | ¥69,331,407 | ¥19,931,407 |
| 45 | 1.70% | ¥130,953 | ¥70,714,828 | ¥21,314,828 |
| 45 | 1.80% | ¥133,544 | ¥72,113,946 | ¥22,713,946 |
| 45 | 1.90% | ¥136,164 | ¥73,528,650 | ¥24,128,650 |
| 45 | 2.00% | ¥138,813 | ¥74,958,824 | ¥25,558,824 |
| 45 | 2.10% | ¥141,490 | ¥76,404,345 | ¥27,004,345 |
| 45 | 2.20% | ¥144,195 | ¥77,865,088 | ¥28,465,088 |
| 45 | 2.30% | ¥146,928 | ¥79,340,922 | ¥29,940,922 |
| 45 | 2.40% | ¥149,688 | ¥80,831,709 | ¥31,431,709 |
| 45 | 2.50% | ¥152,477 | ¥82,337,312 | ¥32,937,312 |
| 45 | 2.60% | ¥155,292 | ¥83,857,584 | ¥34,457,584 |
| 45 | 2.70% | ¥158,134 | ¥85,392,377 | ¥35,992,377 |
| 45 | 2.80% | ¥161,003 | ¥86,941,540 | ¥37,541,540 |
| 45 | 2.90% | ¥163,898 | ¥88,504,917 | ¥39,104,917 |
| 45 | 3.00% | ¥166,819 | ¥90,082,347 | ¥40,682,347 |
4940万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥118,026 | ¥56,652,639 | ¥7,252,639 |
| 40 | 0.80% | ¥120,294 | ¥57,741,154 | ¥8,341,154 |
| 40 | 0.90% | ¥122,589 | ¥58,842,695 | ¥9,442,695 |
| 40 | 1.00% | ¥124,911 | ¥59,957,225 | ¥10,557,225 |
| 40 | 1.10% | ¥127,260 | ¥61,084,704 | ¥11,684,704 |
| 40 | 1.20% | ¥129,636 | ¥62,225,085 | ¥12,825,085 |
| 40 | 1.30% | ¥132,038 | ¥63,378,321 | ¥13,978,321 |
| 40 | 1.40% | ¥134,467 | ¥64,544,359 | ¥15,144,359 |
| 40 | 1.50% | ¥136,923 | ¥65,723,143 | ¥16,323,143 |
| 40 | 1.60% | ¥139,405 | ¥66,914,612 | ¥17,514,612 |
| 40 | 1.70% | ¥141,914 | ¥68,118,703 | ¥18,718,703 |
| 40 | 1.80% | ¥144,449 | ¥69,335,349 | ¥19,935,349 |
| 40 | 1.90% | ¥147,009 | ¥70,564,477 | ¥21,164,477 |
| 40 | 2.00% | ¥149,596 | ¥71,806,016 | ¥22,406,016 |
| 40 | 2.10% | ¥152,208 | ¥73,059,885 | ¥23,659,885 |
| 40 | 2.20% | ¥154,846 | ¥74,326,005 | ¥24,926,005 |
| 40 | 2.30% | ¥157,509 | ¥75,604,292 | ¥26,204,292 |
| 40 | 2.40% | ¥160,197 | ¥76,894,658 | ¥27,494,658 |
| 40 | 2.50% | ¥162,910 | ¥78,197,013 | ¥28,797,013 |
| 40 | 2.60% | ¥165,648 | ¥79,511,264 | ¥30,111,264 |
| 40 | 2.70% | ¥168,411 | ¥80,837,315 | ¥31,437,315 |
| 40 | 2.80% | ¥171,198 | ¥82,175,067 | ¥32,775,067 |
| 40 | 2.90% | ¥174,009 | ¥83,524,418 | ¥34,124,418 |
| 40 | 3.00% | ¥176,844 | ¥84,885,266 | ¥35,485,266 |
4940万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥132,649 | ¥55,712,691 | ¥6,312,691 |
| 35 | 0.80% | ¥134,892 | ¥56,654,683 | ¥7,254,683 |
| 35 | 0.90% | ¥137,159 | ¥57,606,673 | ¥8,206,673 |
| 35 | 1.00% | ¥139,449 | ¥58,568,637 | ¥9,168,637 |
| 35 | 1.10% | ¥141,763 | ¥59,540,552 | ¥10,140,552 |
| 35 | 1.20% | ¥144,101 | ¥60,522,390 | ¥11,122,390 |
| 35 | 1.30% | ¥146,462 | ¥61,514,124 | ¥12,114,124 |
| 35 | 1.40% | ¥148,847 | ¥62,515,721 | ¥13,115,721 |
| 35 | 1.50% | ¥151,255 | ¥63,527,148 | ¥14,127,148 |
| 35 | 1.60% | ¥153,687 | ¥64,548,369 | ¥15,148,369 |
| 35 | 1.70% | ¥156,141 | ¥65,579,346 | ¥16,179,346 |
| 35 | 1.80% | ¥158,619 | ¥66,620,038 | ¥17,220,038 |
| 35 | 1.90% | ¥161,120 | ¥67,670,404 | ¥18,270,404 |
| 35 | 2.00% | ¥163,644 | ¥68,730,399 | ¥19,330,399 |
| 35 | 2.10% | ¥166,190 | ¥69,799,977 | ¥20,399,977 |
| 35 | 2.20% | ¥168,760 | ¥70,879,088 | ¥21,479,088 |
| 35 | 2.30% | ¥171,352 | ¥71,967,682 | ¥22,567,682 |
| 35 | 2.40% | ¥173,966 | ¥73,065,707 | ¥23,665,707 |
| 35 | 2.50% | ¥176,603 | ¥74,173,107 | ¥24,773,107 |
| 35 | 2.60% | ¥179,261 | ¥75,289,828 | ¥25,889,828 |
| 35 | 2.70% | ¥181,942 | ¥76,415,810 | ¥27,015,810 |
| 35 | 2.80% | ¥184,645 | ¥77,550,993 | ¥28,150,993 |
| 35 | 2.90% | ¥187,370 | ¥78,695,317 | ¥29,295,317 |
| 35 | 3.00% | ¥190,116 | ¥79,848,717 | ¥30,448,717 |
4940万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥152,174 | ¥54,782,766 | ¥5,382,766 |
| 30 | 0.80% | ¥154,392 | ¥55,581,279 | ¥6,181,279 |
| 30 | 0.90% | ¥156,631 | ¥56,387,152 | ¥6,987,152 |
| 30 | 1.00% | ¥158,890 | ¥57,200,372 | ¥7,800,372 |
| 30 | 1.10% | ¥161,169 | ¥58,020,927 | ¥8,620,927 |
| 30 | 1.20% | ¥163,469 | ¥58,848,802 | ¥9,448,802 |
| 30 | 1.30% | ¥165,789 | ¥59,683,981 | ¥10,283,981 |
| 30 | 1.40% | ¥168,129 | ¥60,526,445 | ¥11,126,445 |
| 30 | 1.50% | ¥170,489 | ¥61,376,178 | ¥11,976,178 |
| 30 | 1.60% | ¥172,870 | ¥62,233,159 | ¥12,833,159 |
| 30 | 1.70% | ¥175,270 | ¥63,097,367 | ¥13,697,367 |
| 30 | 1.80% | ¥177,691 | ¥63,968,780 | ¥14,568,780 |
| 30 | 1.90% | ¥180,132 | ¥64,847,375 | ¥15,447,375 |
| 30 | 2.00% | ¥182,592 | ¥65,733,127 | ¥16,333,127 |
| 30 | 2.10% | ¥185,072 | ¥66,626,010 | ¥17,226,010 |
| 30 | 2.20% | ¥187,572 | ¥67,525,998 | ¥18,125,998 |
| 30 | 2.30% | ¥190,092 | ¥68,433,062 | ¥19,033,062 |
| 30 | 2.40% | ¥192,631 | ¥69,347,173 | ¥19,947,173 |
| 30 | 2.50% | ¥195,190 | ¥70,268,301 | ¥20,868,301 |
| 30 | 2.60% | ¥197,768 | ¥71,196,414 | ¥21,796,414 |
| 30 | 2.70% | ¥200,365 | ¥72,131,481 | ¥22,731,481 |
| 30 | 2.80% | ¥202,982 | ¥73,073,468 | ¥23,673,468 |
| 30 | 2.90% | ¥205,618 | ¥74,022,340 | ¥24,622,340 |
| 30 | 3.00% | ¥208,272 | ¥74,978,061 | ¥25,578,061 |
4940万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥179,543 | ¥53,862,879 | ¥4,462,879 |
| 25 | 0.80% | ¥181,737 | ¥54,520,967 | ¥5,120,967 |
| 25 | 0.90% | ¥183,947 | ¥55,184,175 | ¥5,784,175 |
| 25 | 1.00% | ¥186,175 | ¥55,852,498 | ¥6,452,498 |
| 25 | 1.10% | ¥188,420 | ¥56,525,927 | ¥7,125,927 |
| 25 | 1.20% | ¥190,682 | ¥57,204,457 | ¥7,804,457 |
| 25 | 1.30% | ¥192,960 | ¥57,888,079 | ¥8,488,079 |
| 25 | 1.40% | ¥195,256 | ¥58,576,784 | ¥9,176,784 |
| 25 | 1.50% | ¥197,569 | ¥59,270,564 | ¥9,870,564 |
| 25 | 1.60% | ¥199,898 | ¥59,969,408 | ¥10,569,408 |
| 25 | 1.70% | ¥202,244 | ¥60,673,306 | ¥11,273,306 |
| 25 | 1.80% | ¥204,607 | ¥61,382,247 | ¥11,982,247 |
| 25 | 1.90% | ¥206,987 | ¥62,096,220 | ¥12,696,220 |
| 25 | 2.00% | ¥209,384 | ¥62,815,213 | ¥13,415,213 |
| 25 | 2.10% | ¥211,797 | ¥63,539,212 | ¥14,139,212 |
| 25 | 2.20% | ¥214,227 | ¥64,268,205 | ¥14,868,205 |
| 25 | 2.30% | ¥216,674 | ¥65,002,176 | ¥15,602,176 |
| 25 | 2.40% | ¥219,137 | ¥65,741,113 | ¥16,341,113 |
| 25 | 2.50% | ¥221,617 | ¥66,485,000 | ¥17,085,000 |
| 25 | 2.60% | ¥224,113 | ¥67,233,821 | ¥17,833,821 |
| 25 | 2.70% | ¥226,625 | ¥67,987,560 | ¥18,587,560 |
| 25 | 2.80% | ¥229,154 | ¥68,746,201 | ¥19,346,201 |
| 25 | 2.90% | ¥231,699 | ¥69,509,725 | ¥20,109,725 |
| 25 | 3.00% | ¥234,260 | ¥70,278,117 | ¥20,878,117 |
4940万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥220,638 | ¥52,953,044 | ¥3,553,044 |
| 20 | 0.80% | ¥222,807 | ¥53,473,771 | ¥4,073,771 |
| 20 | 0.90% | ¥224,991 | ¥53,997,781 | ¥4,597,781 |
| 20 | 1.00% | ¥227,188 | ¥54,525,069 | ¥5,125,069 |
| 20 | 1.10% | ¥229,398 | ¥55,055,633 | ¥5,655,633 |
| 20 | 1.20% | ¥231,623 | ¥55,589,470 | ¥6,189,470 |
| 20 | 1.30% | ¥233,861 | ¥56,126,577 | ¥6,726,577 |
| 20 | 1.40% | ¥236,112 | ¥56,666,949 | ¥7,266,949 |
| 20 | 1.50% | ¥238,377 | ¥57,210,584 | ¥7,810,584 |
| 20 | 1.60% | ¥240,656 | ¥57,757,476 | ¥8,357,476 |
| 20 | 1.70% | ¥242,948 | ¥58,307,621 | ¥8,907,621 |
| 20 | 1.80% | ¥245,254 | ¥58,861,015 | ¥9,461,015 |
| 20 | 1.90% | ¥247,574 | ¥59,417,652 | ¥10,017,652 |
| 20 | 2.00% | ¥249,906 | ¥59,977,528 | ¥10,577,528 |
| 20 | 2.10% | ¥252,253 | ¥60,540,637 | ¥11,140,637 |
| 20 | 2.20% | ¥254,612 | ¥61,106,974 | ¥11,706,974 |
| 20 | 2.30% | ¥256,986 | ¥61,676,532 | ¥12,276,532 |
| 20 | 2.40% | ¥259,372 | ¥62,249,305 | ¥12,849,305 |
| 20 | 2.50% | ¥261,772 | ¥62,825,287 | ¥13,425,287 |
| 20 | 2.60% | ¥264,185 | ¥63,404,471 | ¥14,004,471 |
| 20 | 2.70% | ¥266,612 | ¥63,986,851 | ¥14,586,851 |
| 20 | 2.80% | ¥269,052 | ¥64,572,419 | ¥15,172,419 |
| 20 | 2.90% | ¥271,505 | ¥65,161,169 | ¥15,761,169 |
| 20 | 3.00% | ¥273,971 | ¥65,753,091 | ¥16,353,091 |
4940万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥289,185 | ¥52,053,272 | ¥2,653,272 |
| 15 | 0.80% | ¥291,332 | ¥52,439,711 | ¥3,039,711 |
| 15 | 0.90% | ¥293,489 | ¥52,827,998 | ¥3,427,998 |
| 15 | 1.00% | ¥295,656 | ¥53,218,132 | ¥3,818,132 |
| 15 | 1.10% | ¥297,834 | ¥53,610,112 | ¥4,210,112 |
| 15 | 1.20% | ¥300,022 | ¥54,003,937 | ¥4,603,937 |
| 15 | 1.30% | ¥302,220 | ¥54,399,606 | ¥4,999,606 |
| 15 | 1.40% | ¥304,428 | ¥54,797,117 | ¥5,397,117 |
| 15 | 1.50% | ¥306,647 | ¥55,196,469 | ¥5,796,469 |
| 15 | 1.60% | ¥308,876 | ¥55,597,661 | ¥6,197,661 |
| 15 | 1.70% | ¥311,115 | ¥56,000,691 | ¥6,600,691 |
| 15 | 1.80% | ¥313,364 | ¥56,405,558 | ¥7,005,558 |
| 15 | 1.90% | ¥315,624 | ¥56,812,259 | ¥7,412,259 |
| 15 | 2.00% | ¥317,893 | ¥57,220,794 | ¥7,820,794 |
| 15 | 2.10% | ¥320,173 | ¥57,631,159 | ¥8,231,159 |
| 15 | 2.20% | ¥322,463 | ¥58,043,355 | ¥8,643,355 |
| 15 | 2.30% | ¥324,763 | ¥58,457,377 | ¥9,057,377 |
| 15 | 2.40% | ¥327,073 | ¥58,873,225 | ¥9,473,225 |
| 15 | 2.50% | ¥329,394 | ¥59,290,896 | ¥9,890,896 |
| 15 | 2.60% | ¥331,724 | ¥59,710,389 | ¥10,310,389 |
| 15 | 2.70% | ¥334,065 | ¥60,131,699 | ¥10,731,699 |
| 15 | 2.80% | ¥336,416 | ¥60,554,826 | ¥11,154,826 |
| 15 | 2.90% | ¥338,776 | ¥60,979,767 | ¥11,579,767 |
| 15 | 3.00% | ¥341,147 | ¥61,406,519 | ¥12,006,519 |
4940万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥426,363 | ¥51,163,571 | ¥1,763,571 |
| 10 | 0.80% | ¥428,490 | ¥51,418,800 | ¥2,018,800 |
| 10 | 0.90% | ¥430,624 | ¥51,674,851 | ¥2,274,851 |
| 10 | 1.00% | ¥432,764 | ¥51,931,723 | ¥2,531,723 |
| 10 | 1.10% | ¥434,912 | ¥52,189,417 | ¥2,789,417 |
| 10 | 1.20% | ¥437,066 | ¥52,447,932 | ¥3,047,932 |
| 10 | 1.30% | ¥439,227 | ¥52,707,268 | ¥3,307,268 |
| 10 | 1.40% | ¥441,395 | ¥52,967,424 | ¥3,567,424 |
| 10 | 1.50% | ¥443,570 | ¥53,228,401 | ¥3,828,401 |
| 10 | 1.60% | ¥445,752 | ¥53,490,198 | ¥4,090,198 |
| 10 | 1.70% | ¥447,940 | ¥53,752,814 | ¥4,352,814 |
| 10 | 1.80% | ¥450,135 | ¥54,016,249 | ¥4,616,249 |
| 10 | 1.90% | ¥452,338 | ¥54,280,503 | ¥4,880,503 |
| 10 | 2.00% | ¥454,546 | ¥54,545,575 | ¥5,145,575 |
| 10 | 2.10% | ¥456,762 | ¥54,811,466 | ¥5,411,466 |
| 10 | 2.20% | ¥458,985 | ¥55,078,174 | ¥5,678,174 |
| 10 | 2.30% | ¥461,214 | ¥55,345,699 | ¥5,945,699 |
| 10 | 2.40% | ¥463,450 | ¥55,614,040 | ¥6,214,040 |
| 10 | 2.50% | ¥465,693 | ¥55,883,198 | ¥6,483,198 |
| 10 | 2.60% | ¥467,943 | ¥56,153,171 | ¥6,753,171 |
| 10 | 2.70% | ¥470,200 | ¥56,423,959 | ¥7,023,959 |
| 10 | 2.80% | ¥472,463 | ¥56,695,562 | ¥7,295,562 |
| 10 | 2.90% | ¥474,733 | ¥56,967,979 | ¥7,567,979 |
| 10 | 3.00% | ¥477,010 | ¥57,241,209 | ¥7,841,209 |
