4980万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4980万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4980万円の住宅ローン｜期間・年数別
4980万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥98,395 | ¥59,036,716 | ¥9,236,716 |
| 50 | 0.80% | ¥100,731 | ¥60,438,615 | ¥10,638,615 |
| 50 | 0.90% | ¥103,102 | ¥61,860,913 | ¥12,060,913 |
| 50 | 1.00% | ¥105,506 | ¥63,303,523 | ¥13,503,523 |
| 50 | 1.10% | ¥107,944 | ¥64,766,346 | ¥14,966,346 |
| 50 | 1.20% | ¥110,415 | ¥66,249,275 | ¥16,449,275 |
| 50 | 1.30% | ¥112,920 | ¥67,752,192 | ¥17,952,192 |
| 50 | 1.40% | ¥115,458 | ¥69,274,972 | ¥19,474,972 |
| 50 | 1.50% | ¥118,029 | ¥70,817,480 | ¥21,017,480 |
| 50 | 1.60% | ¥120,633 | ¥72,379,573 | ¥22,579,573 |
| 50 | 1.70% | ¥123,268 | ¥73,961,099 | ¥24,161,099 |
| 50 | 1.80% | ¥125,936 | ¥75,561,898 | ¥25,761,898 |
| 50 | 1.90% | ¥128,636 | ¥77,181,804 | ¥27,381,804 |
| 50 | 2.00% | ¥131,368 | ¥78,820,640 | ¥29,020,640 |
| 50 | 2.10% | ¥134,130 | ¥80,478,225 | ¥30,678,225 |
| 50 | 2.20% | ¥136,924 | ¥82,154,369 | ¥32,354,369 |
| 50 | 2.30% | ¥139,748 | ¥83,848,876 | ¥34,048,876 |
| 50 | 2.40% | ¥142,603 | ¥85,561,544 | ¥35,761,544 |
| 50 | 2.50% | ¥145,487 | ¥87,292,164 | ¥37,492,164 |
| 50 | 2.60% | ¥148,401 | ¥89,040,523 | ¥39,240,523 |
| 50 | 2.70% | ¥151,344 | ¥90,806,401 | ¥41,006,401 |
| 50 | 2.80% | ¥154,316 | ¥92,589,573 | ¥42,789,573 |
| 50 | 2.90% | ¥157,316 | ¥94,389,809 | ¥44,589,809 |
| 50 | 3.00% | ¥160,345 | ¥96,206,876 | ¥46,406,876 |
4980万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥107,535 | ¥58,069,008 | ¥8,269,008 |
| 45 | 0.80% | ¥109,846 | ¥59,317,102 | ¥9,517,102 |
| 45 | 0.90% | ¥112,188 | ¥60,581,770 | ¥10,781,770 |
| 45 | 1.00% | ¥114,561 | ¥61,862,953 | ¥12,062,953 |
| 45 | 1.10% | ¥116,964 | ¥63,160,587 | ¥13,360,587 |
| 45 | 1.20% | ¥119,397 | ¥64,474,599 | ¥14,674,599 |
| 45 | 1.30% | ¥121,861 | ¥65,804,913 | ¥16,004,913 |
| 45 | 1.40% | ¥124,355 | ¥67,151,444 | ¥17,351,444 |
| 45 | 1.50% | ¥126,878 | ¥68,514,103 | ¥18,714,103 |
| 45 | 1.60% | ¥129,431 | ¥69,892,795 | ¥20,092,795 |
| 45 | 1.70% | ¥132,014 | ¥71,287,417 | ¥21,487,417 |
| 45 | 1.80% | ¥134,626 | ¥72,697,864 | ¥22,897,864 |
| 45 | 1.90% | ¥137,267 | ¥74,124,024 | ¥24,324,024 |
| 45 | 2.00% | ¥139,937 | ¥75,565,778 | ¥25,765,778 |
| 45 | 2.10% | ¥142,635 | ¥77,023,004 | ¥27,223,004 |
| 45 | 2.20% | ¥145,362 | ¥78,495,575 | ¥28,695,575 |
| 45 | 2.30% | ¥148,117 | ¥79,983,358 | ¥30,183,358 |
| 45 | 2.40% | ¥150,900 | ¥81,486,217 | ¥31,686,217 |
| 45 | 2.50% | ¥153,711 | ¥83,004,011 | ¥33,204,011 |
| 45 | 2.60% | ¥156,549 | ¥84,536,593 | ¥34,736,593 |
| 45 | 2.70% | ¥159,414 | ¥86,083,814 | ¥36,283,814 |
| 45 | 2.80% | ¥162,307 | ¥87,645,521 | ¥37,845,521 |
| 45 | 2.90% | ¥165,225 | ¥89,221,556 | ¥39,421,556 |
| 45 | 3.00% | ¥168,170 | ¥90,811,759 | ¥41,011,759 |
4980万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥118,982 | ¥57,111,365 | ¥7,311,365 |
| 40 | 0.80% | ¥121,268 | ¥58,208,694 | ¥8,408,694 |
| 40 | 0.90% | ¥123,582 | ¥59,319,154 | ¥9,519,154 |
| 40 | 1.00% | ¥125,922 | ¥60,442,709 | ¥10,642,709 |
| 40 | 1.10% | ¥128,290 | ¥61,579,316 | ¥11,779,316 |
| 40 | 1.20% | ¥130,685 | ¥62,728,932 | ¥12,928,932 |
| 40 | 1.30% | ¥133,107 | ¥63,891,506 | ¥14,091,506 |
| 40 | 1.40% | ¥135,556 | ¥65,066,986 | ¥15,266,986 |
| 40 | 1.50% | ¥138,032 | ¥66,255,314 | ¥16,455,314 |
| 40 | 1.60% | ¥140,534 | ¥67,456,431 | ¥17,656,431 |
| 40 | 1.70% | ¥143,063 | ¥68,670,272 | ¥18,870,272 |
| 40 | 1.80% | ¥145,618 | ¥69,896,768 | ¥20,096,768 |
| 40 | 1.90% | ¥148,200 | ¥71,135,850 | ¥21,335,850 |
| 40 | 2.00% | ¥150,807 | ¥72,387,441 | ¥22,587,441 |
| 40 | 2.10% | ¥153,441 | ¥73,651,463 | ¥23,851,463 |
| 40 | 2.20% | ¥156,100 | ¥74,927,835 | ¥25,127,835 |
| 40 | 2.30% | ¥158,784 | ¥76,216,473 | ¥26,416,473 |
| 40 | 2.40% | ¥161,494 | ¥77,517,287 | ¥27,717,287 |
| 40 | 2.50% | ¥164,230 | ¥78,830,187 | ¥29,030,187 |
| 40 | 2.60% | ¥166,990 | ¥80,155,080 | ¥30,355,080 |
| 40 | 2.70% | ¥169,775 | ¥81,491,868 | ¥31,691,868 |
| 40 | 2.80% | ¥172,584 | ¥82,840,452 | ¥33,040,452 |
| 40 | 2.90% | ¥175,418 | ¥84,200,730 | ¥34,400,730 |
| 40 | 3.00% | ¥178,276 | ¥85,572,596 | ¥35,772,596 |
4980万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥133,723 | ¥56,163,806 | ¥6,363,806 |
| 35 | 0.80% | ¥135,984 | ¥57,113,426 | ¥7,313,426 |
| 35 | 0.90% | ¥138,269 | ¥58,073,123 | ¥8,273,123 |
| 35 | 1.00% | ¥140,578 | ¥59,042,877 | ¥9,242,877 |
| 35 | 1.10% | ¥142,911 | ¥60,022,661 | ¥10,222,661 |
| 35 | 1.20% | ¥145,268 | ¥61,012,450 | ¥11,212,450 |
| 35 | 1.30% | ¥147,648 | ¥62,012,214 | ¥12,212,214 |
| 35 | 1.40% | ¥150,052 | ¥63,021,921 | ¥13,221,921 |
| 35 | 1.50% | ¥152,480 | ¥64,041,537 | ¥14,241,537 |
| 35 | 1.60% | ¥154,931 | ¥65,071,027 | ¥15,271,027 |
| 35 | 1.70% | ¥157,406 | ¥66,110,352 | ¥16,310,352 |
| 35 | 1.80% | ¥159,904 | ¥67,159,472 | ¥17,359,472 |
| 35 | 1.90% | ¥162,425 | ¥68,218,343 | ¥18,418,343 |
| 35 | 2.00% | ¥164,969 | ¥69,286,921 | ¥19,486,921 |
| 35 | 2.10% | ¥167,536 | ¥70,365,159 | ¥20,565,159 |
| 35 | 2.20% | ¥170,126 | ¥71,453,008 | ¥21,653,008 |
| 35 | 2.30% | ¥172,739 | ¥72,550,416 | ¥22,750,416 |
| 35 | 2.40% | ¥175,375 | ¥73,657,332 | ¥23,857,332 |
| 35 | 2.50% | ¥178,033 | ¥74,773,699 | ¥24,973,699 |
| 35 | 2.60% | ¥180,713 | ¥75,899,462 | ¥26,099,462 |
| 35 | 2.70% | ¥183,416 | ¥77,034,561 | ¥27,234,561 |
| 35 | 2.80% | ¥186,140 | ¥78,178,937 | ¥28,378,937 |
| 35 | 2.90% | ¥188,887 | ¥79,332,526 | ¥29,532,526 |
| 35 | 3.00% | ¥191,655 | ¥80,495,266 | ¥30,695,266 |
4980万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥153,407 | ¥55,226,351 | ¥5,426,351 |
| 30 | 0.80% | ¥155,643 | ¥56,031,330 | ¥6,231,330 |
| 30 | 0.90% | ¥157,899 | ¥56,843,728 | ¥7,043,728 |
| 30 | 1.00% | ¥160,176 | ¥57,663,533 | ¥7,863,533 |
| 30 | 1.10% | ¥162,474 | ¥58,490,732 | ¥8,690,732 |
| 30 | 1.20% | ¥164,793 | ¥59,325,311 | ¥9,525,311 |
| 30 | 1.30% | ¥167,131 | ¥60,167,252 | ¥10,367,252 |
| 30 | 1.40% | ¥169,490 | ¥61,016,538 | ¥11,216,538 |
| 30 | 1.50% | ¥171,870 | ¥61,873,151 | ¥12,073,151 |
| 30 | 1.60% | ¥174,270 | ¥62,737,071 | ¥12,937,071 |
| 30 | 1.70% | ¥176,690 | ¥63,608,277 | ¥13,808,277 |
| 30 | 1.80% | ¥179,130 | ¥64,486,746 | ¥14,686,746 |
| 30 | 1.90% | ¥181,590 | ¥65,372,455 | ¥15,572,455 |
| 30 | 2.00% | ¥184,070 | ¥66,265,379 | ¥16,465,379 |
| 30 | 2.10% | ¥186,571 | ¥67,165,492 | ¥17,365,492 |
| 30 | 2.20% | ¥189,091 | ¥68,072,767 | ¥18,272,767 |
| 30 | 2.30% | ¥191,631 | ¥68,987,175 | ¥19,187,175 |
| 30 | 2.40% | ¥194,191 | ¥69,908,688 | ¥20,108,688 |
| 30 | 2.50% | ¥196,770 | ¥70,837,275 | ¥21,037,275 |
| 30 | 2.60% | ¥199,369 | ¥71,772,903 | ¥21,972,903 |
| 30 | 2.70% | ¥201,988 | ¥72,715,542 | ¥22,915,542 |
| 30 | 2.80% | ¥204,625 | ¥73,665,156 | ¥23,865,156 |
| 30 | 2.90% | ¥207,283 | ¥74,621,711 | ¥24,821,711 |
| 30 | 3.00% | ¥209,959 | ¥75,585,171 | ¥25,785,171 |
4980万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥180,997 | ¥54,299,016 | ¥4,499,016 |
| 25 | 0.80% | ¥183,208 | ¥54,962,432 | ¥5,162,432 |
| 25 | 0.90% | ¥185,437 | ¥55,631,011 | ¥5,831,011 |
| 25 | 1.00% | ¥187,682 | ¥56,304,745 | ¥6,504,745 |
| 25 | 1.10% | ¥189,945 | ¥56,983,627 | ¥7,183,627 |
| 25 | 1.20% | ¥192,226 | ¥57,667,651 | ¥7,867,651 |
| 25 | 1.30% | ¥194,523 | ¥58,356,808 | ¥8,556,808 |
| 25 | 1.40% | ¥196,837 | ¥59,051,090 | ¥9,251,090 |
| 25 | 1.50% | ¥199,168 | ¥59,750,487 | ¥9,950,487 |
| 25 | 1.60% | ¥201,517 | ¥60,454,990 | ¥10,654,990 |
| 25 | 1.70% | ¥203,882 | ¥61,164,588 | ¥11,364,588 |
| 25 | 1.80% | ¥206,264 | ¥61,879,270 | ¥12,079,270 |
| 25 | 1.90% | ¥208,663 | ¥62,599,024 | ¥12,799,024 |
| 25 | 2.00% | ¥211,079 | ¥63,323,838 | ¥13,523,838 |
| 25 | 2.10% | ¥213,512 | ¥64,053,700 | ¥14,253,700 |
| 25 | 2.20% | ¥215,962 | ¥64,788,595 | ¥14,988,595 |
| 25 | 2.30% | ¥218,428 | ¥65,528,510 | ¥15,728,510 |
| 25 | 2.40% | ¥220,911 | ¥66,273,430 | ¥16,473,430 |
| 25 | 2.50% | ¥223,411 | ¥67,023,340 | ¥17,223,340 |
| 25 | 2.60% | ¥225,927 | ¥67,778,224 | ¥17,978,224 |
| 25 | 2.70% | ¥228,460 | ¥68,538,067 | ¥18,738,067 |
| 25 | 2.80% | ¥231,010 | ¥69,302,850 | ¥19,502,850 |
| 25 | 2.90% | ¥233,575 | ¥70,072,557 | ¥20,272,557 |
| 25 | 3.00% | ¥236,157 | ¥70,847,170 | ¥21,047,170 |
4980万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥222,424 | ¥53,381,813 | ¥3,581,813 |
| 20 | 0.80% | ¥224,611 | ¥53,906,758 | ¥4,106,758 |
| 20 | 0.90% | ¥226,813 | ¥54,435,010 | ¥4,635,010 |
| 20 | 1.00% | ¥229,027 | ¥54,966,568 | ¥5,166,568 |
| 20 | 1.10% | ¥231,256 | ¥55,501,428 | ¥5,701,428 |
| 20 | 1.20% | ¥233,498 | ¥56,039,588 | ¥6,239,588 |
| 20 | 1.30% | ¥235,754 | ¥56,581,043 | ¥6,781,043 |
| 20 | 1.40% | ¥238,024 | ¥57,125,791 | ¥7,325,791 |
| 20 | 1.50% | ¥240,308 | ¥57,673,827 | ¥7,873,827 |
| 20 | 1.60% | ¥242,605 | ¥58,225,148 | ¥8,425,148 |
| 20 | 1.70% | ¥244,916 | ¥58,779,747 | ¥8,979,747 |
| 20 | 1.80% | ¥247,240 | ¥59,337,622 | ¥9,537,622 |
| 20 | 1.90% | ¥249,578 | ¥59,898,767 | ¥10,098,767 |
| 20 | 2.00% | ¥251,930 | ¥60,463,176 | ¥10,663,176 |
| 20 | 2.10% | ¥254,295 | ¥61,030,845 | ¥11,230,845 |
| 20 | 2.20% | ¥256,674 | ¥61,601,767 | ¥11,801,767 |
| 20 | 2.30% | ¥259,066 | ¥62,175,937 | ¥12,375,937 |
| 20 | 2.40% | ¥261,472 | ¥62,753,348 | ¥12,953,348 |
| 20 | 2.50% | ¥263,892 | ¥63,333,994 | ¥13,533,994 |
| 20 | 2.60% | ¥266,324 | ¥63,917,868 | ¥14,117,868 |
| 20 | 2.70% | ¥268,771 | ¥64,504,963 | ¥14,704,963 |
| 20 | 2.80% | ¥271,230 | ¥65,095,273 | ¥15,295,273 |
| 20 | 2.90% | ¥273,703 | ¥65,688,789 | ¥15,888,789 |
| 20 | 3.00% | ¥276,190 | ¥66,285,505 | ¥16,485,505 |
4980万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥291,526 | ¥52,474,756 | ¥2,674,756 |
| 15 | 0.80% | ¥293,691 | ¥52,864,324 | ¥3,064,324 |
| 15 | 0.90% | ¥295,865 | ¥53,255,755 | ¥3,455,755 |
| 15 | 1.00% | ¥298,050 | ¥53,649,048 | ¥3,849,048 |
| 15 | 1.10% | ¥300,246 | ¥54,044,202 | ¥4,244,202 |
| 15 | 1.20% | ¥302,451 | ¥54,441,216 | ¥4,641,216 |
| 15 | 1.30% | ¥304,667 | ¥54,840,089 | ¥5,040,089 |
| 15 | 1.40% | ¥306,893 | ¥55,240,819 | ¥5,440,819 |
| 15 | 1.50% | ¥309,130 | ¥55,643,404 | ¥5,843,404 |
| 15 | 1.60% | ¥311,377 | ¥56,047,845 | ¥6,247,845 |
| 15 | 1.70% | ¥313,634 | ¥56,454,138 | ¥6,654,138 |
| 15 | 1.80% | ¥315,902 | ¥56,862,283 | ¥7,062,283 |
| 15 | 1.90% | ¥318,179 | ¥57,272,277 | ¥7,472,277 |
| 15 | 2.00% | ¥320,467 | ¥57,684,120 | ¥7,884,120 |
| 15 | 2.10% | ¥322,766 | ¥58,097,809 | ¥8,297,809 |
| 15 | 2.20% | ¥325,074 | ¥58,513,341 | ¥8,713,341 |
| 15 | 2.30% | ¥327,393 | ¥58,930,716 | ¥9,130,716 |
| 15 | 2.40% | ¥329,722 | ¥59,349,932 | ¥9,549,932 |
| 15 | 2.50% | ¥332,061 | ¥59,770,985 | ¥9,970,985 |
| 15 | 2.60% | ¥334,410 | ¥60,193,874 | ¥10,393,874 |
| 15 | 2.70% | ¥336,770 | ¥60,618,596 | ¥10,818,596 |
| 15 | 2.80% | ¥339,140 | ¥61,045,149 | ¥11,245,149 |
| 15 | 2.90% | ¥341,520 | ¥61,473,531 | ¥11,673,531 |
| 15 | 3.00% | ¥343,910 | ¥61,903,738 | ¥12,103,738 |
4980万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥429,815 | ¥51,577,851 | ¥1,777,851 |
| 10 | 0.80% | ¥431,960 | ¥51,835,146 | ¥2,035,146 |
| 10 | 0.90% | ¥434,111 | ¥52,093,271 | ¥2,293,271 |
| 10 | 1.00% | ¥436,269 | ¥52,352,223 | ¥2,552,223 |
| 10 | 1.10% | ¥438,433 | ¥52,612,003 | ¥2,812,003 |
| 10 | 1.20% | ¥440,605 | ¥52,872,612 | ¥3,072,612 |
| 10 | 1.30% | ¥442,784 | ¥53,134,047 | ¥3,334,047 |
| 10 | 1.40% | ¥444,969 | ¥53,396,310 | ¥3,596,310 |
| 10 | 1.50% | ¥447,162 | ¥53,659,400 | ¥3,859,400 |
| 10 | 1.60% | ¥449,361 | ¥53,923,317 | ¥4,123,317 |
| 10 | 1.70% | ¥451,567 | ¥54,188,059 | ¥4,388,059 |
| 10 | 1.80% | ¥453,780 | ¥54,453,628 | ¥4,653,628 |
| 10 | 1.90% | ¥456,000 | ¥54,720,021 | ¥4,920,021 |
| 10 | 2.00% | ¥458,227 | ¥54,987,240 | ¥5,187,240 |
| 10 | 2.10% | ¥460,461 | ¥55,255,283 | ¥5,455,283 |
| 10 | 2.20% | ¥462,701 | ¥55,524,151 | ¥5,724,151 |
| 10 | 2.30% | ¥464,949 | ¥55,793,842 | ¥5,993,842 |
| 10 | 2.40% | ¥467,203 | ¥56,064,356 | ¥6,264,356 |
| 10 | 2.50% | ¥469,464 | ¥56,335,693 | ¥6,535,693 |
| 10 | 2.60% | ¥471,732 | ¥56,607,853 | ¥6,807,853 |
| 10 | 2.70% | ¥474,007 | ¥56,880,833 | ¥7,080,833 |
| 10 | 2.80% | ¥476,289 | ¥57,154,636 | ¥7,354,636 |
| 10 | 2.90% | ¥478,577 | ¥57,429,258 | ¥7,629,258 |
| 10 | 3.00% | ¥480,873 | ¥57,704,701 | ¥7,904,701 |
