4980万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4980万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4980万円の住宅ローン｜期間・年数別
4980万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥98,395 |
¥59,036,716 |
¥9,236,716 |
| 50 |
0.80% |
¥100,731 |
¥60,438,615 |
¥10,638,615 |
| 50 |
0.90% |
¥103,102 |
¥61,860,913 |
¥12,060,913 |
| 50 |
1.00% |
¥105,506 |
¥63,303,523 |
¥13,503,523 |
| 50 |
1.10% |
¥107,944 |
¥64,766,346 |
¥14,966,346 |
| 50 |
1.20% |
¥110,415 |
¥66,249,275 |
¥16,449,275 |
| 50 |
1.30% |
¥112,920 |
¥67,752,192 |
¥17,952,192 |
| 50 |
1.40% |
¥115,458 |
¥69,274,972 |
¥19,474,972 |
| 50 |
1.50% |
¥118,029 |
¥70,817,480 |
¥21,017,480 |
| 50 |
1.60% |
¥120,633 |
¥72,379,573 |
¥22,579,573 |
| 50 |
1.70% |
¥123,268 |
¥73,961,099 |
¥24,161,099 |
| 50 |
1.80% |
¥125,936 |
¥75,561,898 |
¥25,761,898 |
| 50 |
1.90% |
¥128,636 |
¥77,181,804 |
¥27,381,804 |
| 50 |
2.00% |
¥131,368 |
¥78,820,640 |
¥29,020,640 |
| 50 |
2.10% |
¥134,130 |
¥80,478,225 |
¥30,678,225 |
| 50 |
2.20% |
¥136,924 |
¥82,154,369 |
¥32,354,369 |
| 50 |
2.30% |
¥139,748 |
¥83,848,876 |
¥34,048,876 |
| 50 |
2.40% |
¥142,603 |
¥85,561,544 |
¥35,761,544 |
| 50 |
2.50% |
¥145,487 |
¥87,292,164 |
¥37,492,164 |
| 50 |
2.60% |
¥148,401 |
¥89,040,523 |
¥39,240,523 |
| 50 |
2.70% |
¥151,344 |
¥90,806,401 |
¥41,006,401 |
| 50 |
2.80% |
¥154,316 |
¥92,589,573 |
¥42,789,573 |
| 50 |
2.90% |
¥157,316 |
¥94,389,809 |
¥44,589,809 |
| 50 |
3.00% |
¥160,345 |
¥96,206,876 |
¥46,406,876 |
4980万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥107,535 |
¥58,069,008 |
¥8,269,008 |
| 45 |
0.80% |
¥109,846 |
¥59,317,102 |
¥9,517,102 |
| 45 |
0.90% |
¥112,188 |
¥60,581,770 |
¥10,781,770 |
| 45 |
1.00% |
¥114,561 |
¥61,862,953 |
¥12,062,953 |
| 45 |
1.10% |
¥116,964 |
¥63,160,587 |
¥13,360,587 |
| 45 |
1.20% |
¥119,397 |
¥64,474,599 |
¥14,674,599 |
| 45 |
1.30% |
¥121,861 |
¥65,804,913 |
¥16,004,913 |
| 45 |
1.40% |
¥124,355 |
¥67,151,444 |
¥17,351,444 |
| 45 |
1.50% |
¥126,878 |
¥68,514,103 |
¥18,714,103 |
| 45 |
1.60% |
¥129,431 |
¥69,892,795 |
¥20,092,795 |
| 45 |
1.70% |
¥132,014 |
¥71,287,417 |
¥21,487,417 |
| 45 |
1.80% |
¥134,626 |
¥72,697,864 |
¥22,897,864 |
| 45 |
1.90% |
¥137,267 |
¥74,124,024 |
¥24,324,024 |
| 45 |
2.00% |
¥139,937 |
¥75,565,778 |
¥25,765,778 |
| 45 |
2.10% |
¥142,635 |
¥77,023,004 |
¥27,223,004 |
| 45 |
2.20% |
¥145,362 |
¥78,495,575 |
¥28,695,575 |
| 45 |
2.30% |
¥148,117 |
¥79,983,358 |
¥30,183,358 |
| 45 |
2.40% |
¥150,900 |
¥81,486,217 |
¥31,686,217 |
| 45 |
2.50% |
¥153,711 |
¥83,004,011 |
¥33,204,011 |
| 45 |
2.60% |
¥156,549 |
¥84,536,593 |
¥34,736,593 |
| 45 |
2.70% |
¥159,414 |
¥86,083,814 |
¥36,283,814 |
| 45 |
2.80% |
¥162,307 |
¥87,645,521 |
¥37,845,521 |
| 45 |
2.90% |
¥165,225 |
¥89,221,556 |
¥39,421,556 |
| 45 |
3.00% |
¥168,170 |
¥90,811,759 |
¥41,011,759 |
4980万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥118,982 |
¥57,111,365 |
¥7,311,365 |
| 40 |
0.80% |
¥121,268 |
¥58,208,694 |
¥8,408,694 |
| 40 |
0.90% |
¥123,582 |
¥59,319,154 |
¥9,519,154 |
| 40 |
1.00% |
¥125,922 |
¥60,442,709 |
¥10,642,709 |
| 40 |
1.10% |
¥128,290 |
¥61,579,316 |
¥11,779,316 |
| 40 |
1.20% |
¥130,685 |
¥62,728,932 |
¥12,928,932 |
| 40 |
1.30% |
¥133,107 |
¥63,891,506 |
¥14,091,506 |
| 40 |
1.40% |
¥135,556 |
¥65,066,986 |
¥15,266,986 |
| 40 |
1.50% |
¥138,032 |
¥66,255,314 |
¥16,455,314 |
| 40 |
1.60% |
¥140,534 |
¥67,456,431 |
¥17,656,431 |
| 40 |
1.70% |
¥143,063 |
¥68,670,272 |
¥18,870,272 |
| 40 |
1.80% |
¥145,618 |
¥69,896,768 |
¥20,096,768 |
| 40 |
1.90% |
¥148,200 |
¥71,135,850 |
¥21,335,850 |
| 40 |
2.00% |
¥150,807 |
¥72,387,441 |
¥22,587,441 |
| 40 |
2.10% |
¥153,441 |
¥73,651,463 |
¥23,851,463 |
| 40 |
2.20% |
¥156,100 |
¥74,927,835 |
¥25,127,835 |
| 40 |
2.30% |
¥158,784 |
¥76,216,473 |
¥26,416,473 |
| 40 |
2.40% |
¥161,494 |
¥77,517,287 |
¥27,717,287 |
| 40 |
2.50% |
¥164,230 |
¥78,830,187 |
¥29,030,187 |
| 40 |
2.60% |
¥166,990 |
¥80,155,080 |
¥30,355,080 |
| 40 |
2.70% |
¥169,775 |
¥81,491,868 |
¥31,691,868 |
| 40 |
2.80% |
¥172,584 |
¥82,840,452 |
¥33,040,452 |
| 40 |
2.90% |
¥175,418 |
¥84,200,730 |
¥34,400,730 |
| 40 |
3.00% |
¥178,276 |
¥85,572,596 |
¥35,772,596 |
4980万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥133,723 |
¥56,163,806 |
¥6,363,806 |
| 35 |
0.80% |
¥135,984 |
¥57,113,426 |
¥7,313,426 |
| 35 |
0.90% |
¥138,269 |
¥58,073,123 |
¥8,273,123 |
| 35 |
1.00% |
¥140,578 |
¥59,042,877 |
¥9,242,877 |
| 35 |
1.10% |
¥142,911 |
¥60,022,661 |
¥10,222,661 |
| 35 |
1.20% |
¥145,268 |
¥61,012,450 |
¥11,212,450 |
| 35 |
1.30% |
¥147,648 |
¥62,012,214 |
¥12,212,214 |
| 35 |
1.40% |
¥150,052 |
¥63,021,921 |
¥13,221,921 |
| 35 |
1.50% |
¥152,480 |
¥64,041,537 |
¥14,241,537 |
| 35 |
1.60% |
¥154,931 |
¥65,071,027 |
¥15,271,027 |
| 35 |
1.70% |
¥157,406 |
¥66,110,352 |
¥16,310,352 |
| 35 |
1.80% |
¥159,904 |
¥67,159,472 |
¥17,359,472 |
| 35 |
1.90% |
¥162,425 |
¥68,218,343 |
¥18,418,343 |
| 35 |
2.00% |
¥164,969 |
¥69,286,921 |
¥19,486,921 |
| 35 |
2.10% |
¥167,536 |
¥70,365,159 |
¥20,565,159 |
| 35 |
2.20% |
¥170,126 |
¥71,453,008 |
¥21,653,008 |
| 35 |
2.30% |
¥172,739 |
¥72,550,416 |
¥22,750,416 |
| 35 |
2.40% |
¥175,375 |
¥73,657,332 |
¥23,857,332 |
| 35 |
2.50% |
¥178,033 |
¥74,773,699 |
¥24,973,699 |
| 35 |
2.60% |
¥180,713 |
¥75,899,462 |
¥26,099,462 |
| 35 |
2.70% |
¥183,416 |
¥77,034,561 |
¥27,234,561 |
| 35 |
2.80% |
¥186,140 |
¥78,178,937 |
¥28,378,937 |
| 35 |
2.90% |
¥188,887 |
¥79,332,526 |
¥29,532,526 |
| 35 |
3.00% |
¥191,655 |
¥80,495,266 |
¥30,695,266 |
4980万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥153,407 |
¥55,226,351 |
¥5,426,351 |
| 30 |
0.80% |
¥155,643 |
¥56,031,330 |
¥6,231,330 |
| 30 |
0.90% |
¥157,899 |
¥56,843,728 |
¥7,043,728 |
| 30 |
1.00% |
¥160,176 |
¥57,663,533 |
¥7,863,533 |
| 30 |
1.10% |
¥162,474 |
¥58,490,732 |
¥8,690,732 |
| 30 |
1.20% |
¥164,793 |
¥59,325,311 |
¥9,525,311 |
| 30 |
1.30% |
¥167,131 |
¥60,167,252 |
¥10,367,252 |
| 30 |
1.40% |
¥169,490 |
¥61,016,538 |
¥11,216,538 |
| 30 |
1.50% |
¥171,870 |
¥61,873,151 |
¥12,073,151 |
| 30 |
1.60% |
¥174,270 |
¥62,737,071 |
¥12,937,071 |
| 30 |
1.70% |
¥176,690 |
¥63,608,277 |
¥13,808,277 |
| 30 |
1.80% |
¥179,130 |
¥64,486,746 |
¥14,686,746 |
| 30 |
1.90% |
¥181,590 |
¥65,372,455 |
¥15,572,455 |
| 30 |
2.00% |
¥184,070 |
¥66,265,379 |
¥16,465,379 |
| 30 |
2.10% |
¥186,571 |
¥67,165,492 |
¥17,365,492 |
| 30 |
2.20% |
¥189,091 |
¥68,072,767 |
¥18,272,767 |
| 30 |
2.30% |
¥191,631 |
¥68,987,175 |
¥19,187,175 |
| 30 |
2.40% |
¥194,191 |
¥69,908,688 |
¥20,108,688 |
| 30 |
2.50% |
¥196,770 |
¥70,837,275 |
¥21,037,275 |
| 30 |
2.60% |
¥199,369 |
¥71,772,903 |
¥21,972,903 |
| 30 |
2.70% |
¥201,988 |
¥72,715,542 |
¥22,915,542 |
| 30 |
2.80% |
¥204,625 |
¥73,665,156 |
¥23,865,156 |
| 30 |
2.90% |
¥207,283 |
¥74,621,711 |
¥24,821,711 |
| 30 |
3.00% |
¥209,959 |
¥75,585,171 |
¥25,785,171 |
4980万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥180,997 |
¥54,299,016 |
¥4,499,016 |
| 25 |
0.80% |
¥183,208 |
¥54,962,432 |
¥5,162,432 |
| 25 |
0.90% |
¥185,437 |
¥55,631,011 |
¥5,831,011 |
| 25 |
1.00% |
¥187,682 |
¥56,304,745 |
¥6,504,745 |
| 25 |
1.10% |
¥189,945 |
¥56,983,627 |
¥7,183,627 |
| 25 |
1.20% |
¥192,226 |
¥57,667,651 |
¥7,867,651 |
| 25 |
1.30% |
¥194,523 |
¥58,356,808 |
¥8,556,808 |
| 25 |
1.40% |
¥196,837 |
¥59,051,090 |
¥9,251,090 |
| 25 |
1.50% |
¥199,168 |
¥59,750,487 |
¥9,950,487 |
| 25 |
1.60% |
¥201,517 |
¥60,454,990 |
¥10,654,990 |
| 25 |
1.70% |
¥203,882 |
¥61,164,588 |
¥11,364,588 |
| 25 |
1.80% |
¥206,264 |
¥61,879,270 |
¥12,079,270 |
| 25 |
1.90% |
¥208,663 |
¥62,599,024 |
¥12,799,024 |
| 25 |
2.00% |
¥211,079 |
¥63,323,838 |
¥13,523,838 |
| 25 |
2.10% |
¥213,512 |
¥64,053,700 |
¥14,253,700 |
| 25 |
2.20% |
¥215,962 |
¥64,788,595 |
¥14,988,595 |
| 25 |
2.30% |
¥218,428 |
¥65,528,510 |
¥15,728,510 |
| 25 |
2.40% |
¥220,911 |
¥66,273,430 |
¥16,473,430 |
| 25 |
2.50% |
¥223,411 |
¥67,023,340 |
¥17,223,340 |
| 25 |
2.60% |
¥225,927 |
¥67,778,224 |
¥17,978,224 |
| 25 |
2.70% |
¥228,460 |
¥68,538,067 |
¥18,738,067 |
| 25 |
2.80% |
¥231,010 |
¥69,302,850 |
¥19,502,850 |
| 25 |
2.90% |
¥233,575 |
¥70,072,557 |
¥20,272,557 |
| 25 |
3.00% |
¥236,157 |
¥70,847,170 |
¥21,047,170 |
4980万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥222,424 |
¥53,381,813 |
¥3,581,813 |
| 20 |
0.80% |
¥224,611 |
¥53,906,758 |
¥4,106,758 |
| 20 |
0.90% |
¥226,813 |
¥54,435,010 |
¥4,635,010 |
| 20 |
1.00% |
¥229,027 |
¥54,966,568 |
¥5,166,568 |
| 20 |
1.10% |
¥231,256 |
¥55,501,428 |
¥5,701,428 |
| 20 |
1.20% |
¥233,498 |
¥56,039,588 |
¥6,239,588 |
| 20 |
1.30% |
¥235,754 |
¥56,581,043 |
¥6,781,043 |
| 20 |
1.40% |
¥238,024 |
¥57,125,791 |
¥7,325,791 |
| 20 |
1.50% |
¥240,308 |
¥57,673,827 |
¥7,873,827 |
| 20 |
1.60% |
¥242,605 |
¥58,225,148 |
¥8,425,148 |
| 20 |
1.70% |
¥244,916 |
¥58,779,747 |
¥8,979,747 |
| 20 |
1.80% |
¥247,240 |
¥59,337,622 |
¥9,537,622 |
| 20 |
1.90% |
¥249,578 |
¥59,898,767 |
¥10,098,767 |
| 20 |
2.00% |
¥251,930 |
¥60,463,176 |
¥10,663,176 |
| 20 |
2.10% |
¥254,295 |
¥61,030,845 |
¥11,230,845 |
| 20 |
2.20% |
¥256,674 |
¥61,601,767 |
¥11,801,767 |
| 20 |
2.30% |
¥259,066 |
¥62,175,937 |
¥12,375,937 |
| 20 |
2.40% |
¥261,472 |
¥62,753,348 |
¥12,953,348 |
| 20 |
2.50% |
¥263,892 |
¥63,333,994 |
¥13,533,994 |
| 20 |
2.60% |
¥266,324 |
¥63,917,868 |
¥14,117,868 |
| 20 |
2.70% |
¥268,771 |
¥64,504,963 |
¥14,704,963 |
| 20 |
2.80% |
¥271,230 |
¥65,095,273 |
¥15,295,273 |
| 20 |
2.90% |
¥273,703 |
¥65,688,789 |
¥15,888,789 |
| 20 |
3.00% |
¥276,190 |
¥66,285,505 |
¥16,485,505 |
4980万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥291,526 |
¥52,474,756 |
¥2,674,756 |
| 15 |
0.80% |
¥293,691 |
¥52,864,324 |
¥3,064,324 |
| 15 |
0.90% |
¥295,865 |
¥53,255,755 |
¥3,455,755 |
| 15 |
1.00% |
¥298,050 |
¥53,649,048 |
¥3,849,048 |
| 15 |
1.10% |
¥300,246 |
¥54,044,202 |
¥4,244,202 |
| 15 |
1.20% |
¥302,451 |
¥54,441,216 |
¥4,641,216 |
| 15 |
1.30% |
¥304,667 |
¥54,840,089 |
¥5,040,089 |
| 15 |
1.40% |
¥306,893 |
¥55,240,819 |
¥5,440,819 |
| 15 |
1.50% |
¥309,130 |
¥55,643,404 |
¥5,843,404 |
| 15 |
1.60% |
¥311,377 |
¥56,047,845 |
¥6,247,845 |
| 15 |
1.70% |
¥313,634 |
¥56,454,138 |
¥6,654,138 |
| 15 |
1.80% |
¥315,902 |
¥56,862,283 |
¥7,062,283 |
| 15 |
1.90% |
¥318,179 |
¥57,272,277 |
¥7,472,277 |
| 15 |
2.00% |
¥320,467 |
¥57,684,120 |
¥7,884,120 |
| 15 |
2.10% |
¥322,766 |
¥58,097,809 |
¥8,297,809 |
| 15 |
2.20% |
¥325,074 |
¥58,513,341 |
¥8,713,341 |
| 15 |
2.30% |
¥327,393 |
¥58,930,716 |
¥9,130,716 |
| 15 |
2.40% |
¥329,722 |
¥59,349,932 |
¥9,549,932 |
| 15 |
2.50% |
¥332,061 |
¥59,770,985 |
¥9,970,985 |
| 15 |
2.60% |
¥334,410 |
¥60,193,874 |
¥10,393,874 |
| 15 |
2.70% |
¥336,770 |
¥60,618,596 |
¥10,818,596 |
| 15 |
2.80% |
¥339,140 |
¥61,045,149 |
¥11,245,149 |
| 15 |
2.90% |
¥341,520 |
¥61,473,531 |
¥11,673,531 |
| 15 |
3.00% |
¥343,910 |
¥61,903,738 |
¥12,103,738 |
4980万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥429,815 |
¥51,577,851 |
¥1,777,851 |
| 10 |
0.80% |
¥431,960 |
¥51,835,146 |
¥2,035,146 |
| 10 |
0.90% |
¥434,111 |
¥52,093,271 |
¥2,293,271 |
| 10 |
1.00% |
¥436,269 |
¥52,352,223 |
¥2,552,223 |
| 10 |
1.10% |
¥438,433 |
¥52,612,003 |
¥2,812,003 |
| 10 |
1.20% |
¥440,605 |
¥52,872,612 |
¥3,072,612 |
| 10 |
1.30% |
¥442,784 |
¥53,134,047 |
¥3,334,047 |
| 10 |
1.40% |
¥444,969 |
¥53,396,310 |
¥3,596,310 |
| 10 |
1.50% |
¥447,162 |
¥53,659,400 |
¥3,859,400 |
| 10 |
1.60% |
¥449,361 |
¥53,923,317 |
¥4,123,317 |
| 10 |
1.70% |
¥451,567 |
¥54,188,059 |
¥4,388,059 |
| 10 |
1.80% |
¥453,780 |
¥54,453,628 |
¥4,653,628 |
| 10 |
1.90% |
¥456,000 |
¥54,720,021 |
¥4,920,021 |
| 10 |
2.00% |
¥458,227 |
¥54,987,240 |
¥5,187,240 |
| 10 |
2.10% |
¥460,461 |
¥55,255,283 |
¥5,455,283 |
| 10 |
2.20% |
¥462,701 |
¥55,524,151 |
¥5,724,151 |
| 10 |
2.30% |
¥464,949 |
¥55,793,842 |
¥5,993,842 |
| 10 |
2.40% |
¥467,203 |
¥56,064,356 |
¥6,264,356 |
| 10 |
2.50% |
¥469,464 |
¥56,335,693 |
¥6,535,693 |
| 10 |
2.60% |
¥471,732 |
¥56,607,853 |
¥6,807,853 |
| 10 |
2.70% |
¥474,007 |
¥56,880,833 |
¥7,080,833 |
| 10 |
2.80% |
¥476,289 |
¥57,154,636 |
¥7,354,636 |
| 10 |
2.90% |
¥478,577 |
¥57,429,258 |
¥7,629,258 |
| 10 |
3.00% |
¥480,873 |
¥57,704,701 |
¥7,904,701 |
