5000万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5000万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5000万円の住宅ローン|期間・年数別
5000万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥98,790 |
¥59,273,812 |
¥9,273,812 |
| 50 |
0.80% |
¥101,136 |
¥60,681,340 |
¥10,681,340 |
| 50 |
0.90% |
¥103,516 |
¥62,109,351 |
¥12,109,351 |
| 50 |
1.00% |
¥105,930 |
¥63,557,754 |
¥13,557,754 |
| 50 |
1.10% |
¥108,377 |
¥65,026,452 |
¥15,026,452 |
| 50 |
1.20% |
¥110,859 |
¥66,515,336 |
¥16,515,336 |
| 50 |
1.30% |
¥113,374 |
¥68,024,289 |
¥18,024,289 |
| 50 |
1.40% |
¥115,922 |
¥69,553,185 |
¥19,553,185 |
| 50 |
1.50% |
¥118,503 |
¥71,101,888 |
¥21,101,888 |
| 50 |
1.60% |
¥121,117 |
¥72,670,254 |
¥22,670,254 |
| 50 |
1.70% |
¥123,764 |
¥74,258,131 |
¥24,258,131 |
| 50 |
1.80% |
¥126,442 |
¥75,865,360 |
¥25,865,360 |
| 50 |
1.90% |
¥129,153 |
¥77,491,771 |
¥27,491,771 |
| 50 |
2.00% |
¥131,895 |
¥79,137,189 |
¥29,137,189 |
| 50 |
2.10% |
¥134,669 |
¥80,801,430 |
¥30,801,430 |
| 50 |
2.20% |
¥137,474 |
¥82,484,306 |
¥32,484,306 |
| 50 |
2.30% |
¥140,309 |
¥84,185,618 |
¥34,185,618 |
| 50 |
2.40% |
¥143,175 |
¥85,905,165 |
¥35,905,165 |
| 50 |
2.50% |
¥146,071 |
¥87,642,735 |
¥37,642,735 |
| 50 |
2.60% |
¥148,997 |
¥89,398,116 |
¥39,398,116 |
| 50 |
2.70% |
¥151,952 |
¥91,171,085 |
¥41,171,085 |
| 50 |
2.80% |
¥154,936 |
¥92,961,418 |
¥42,961,418 |
| 50 |
2.90% |
¥157,948 |
¥94,768,885 |
¥44,768,885 |
| 50 |
3.00% |
¥160,989 |
¥96,593,249 |
¥46,593,249 |
5000万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥107,967 |
¥58,302,217 |
¥8,302,217 |
| 45 |
0.80% |
¥110,288 |
¥59,555,323 |
¥9,555,323 |
| 45 |
0.90% |
¥112,639 |
¥60,825,070 |
¥10,825,070 |
| 45 |
1.00% |
¥115,021 |
¥62,111,399 |
¥12,111,399 |
| 45 |
1.10% |
¥117,434 |
¥63,414,244 |
¥13,414,244 |
| 45 |
1.20% |
¥119,877 |
¥64,733,533 |
¥14,733,533 |
| 45 |
1.30% |
¥122,350 |
¥66,069,190 |
¥16,069,190 |
| 45 |
1.40% |
¥124,854 |
¥67,421,129 |
¥17,421,129 |
| 45 |
1.50% |
¥127,388 |
¥68,789,260 |
¥18,789,260 |
| 45 |
1.60% |
¥129,951 |
¥70,173,489 |
¥20,173,489 |
| 45 |
1.70% |
¥132,544 |
¥71,573,712 |
¥21,573,712 |
| 45 |
1.80% |
¥135,166 |
¥72,989,824 |
¥22,989,824 |
| 45 |
1.90% |
¥137,818 |
¥74,421,710 |
¥24,421,710 |
| 45 |
2.00% |
¥140,499 |
¥75,869,255 |
¥25,869,255 |
| 45 |
2.10% |
¥143,208 |
¥77,332,333 |
¥27,332,333 |
| 45 |
2.20% |
¥145,946 |
¥78,810,818 |
¥28,810,818 |
| 45 |
2.30% |
¥148,712 |
¥80,304,577 |
¥30,304,577 |
| 45 |
2.40% |
¥151,506 |
¥81,813,471 |
¥31,813,471 |
| 45 |
2.50% |
¥154,328 |
¥83,337,360 |
¥33,337,360 |
| 45 |
2.60% |
¥157,178 |
¥84,876,097 |
¥34,876,097 |
| 45 |
2.70% |
¥160,055 |
¥86,429,532 |
¥36,429,532 |
| 45 |
2.80% |
¥162,958 |
¥87,997,511 |
¥37,997,511 |
| 45 |
2.90% |
¥165,889 |
¥89,579,875 |
¥39,579,875 |
| 45 |
3.00% |
¥168,845 |
¥91,176,464 |
¥41,176,464 |
5000万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥119,460 |
¥57,340,728 |
¥7,340,728 |
| 40 |
0.80% |
¥121,755 |
¥58,442,464 |
¥8,442,464 |
| 40 |
0.90% |
¥124,078 |
¥59,557,384 |
¥9,557,384 |
| 40 |
1.00% |
¥126,428 |
¥60,685,451 |
¥10,685,451 |
| 40 |
1.10% |
¥128,805 |
¥61,826,623 |
¥11,826,623 |
| 40 |
1.20% |
¥131,210 |
¥62,980,855 |
¥12,980,855 |
| 40 |
1.30% |
¥133,642 |
¥64,148,098 |
¥14,148,098 |
| 40 |
1.40% |
¥136,101 |
¥65,328,299 |
¥15,328,299 |
| 40 |
1.50% |
¥138,586 |
¥66,521,400 |
¥16,521,400 |
| 40 |
1.60% |
¥141,099 |
¥67,727,340 |
¥17,727,340 |
| 40 |
1.70% |
¥143,638 |
¥68,946,056 |
¥18,946,056 |
| 40 |
1.80% |
¥146,203 |
¥70,177,478 |
¥20,177,478 |
| 40 |
1.90% |
¥148,795 |
¥71,421,536 |
¥21,421,536 |
| 40 |
2.00% |
¥151,413 |
¥72,678,153 |
¥22,678,153 |
| 40 |
2.10% |
¥154,057 |
¥73,947,252 |
¥23,947,252 |
| 40 |
2.20% |
¥156,727 |
¥75,228,750 |
¥25,228,750 |
| 40 |
2.30% |
¥159,422 |
¥76,522,563 |
¥26,522,563 |
| 40 |
2.40% |
¥162,143 |
¥77,828,601 |
¥27,828,601 |
| 40 |
2.50% |
¥164,889 |
¥79,146,775 |
¥29,146,775 |
| 40 |
2.60% |
¥167,660 |
¥80,476,988 |
¥30,476,988 |
| 40 |
2.70% |
¥170,457 |
¥81,819,145 |
¥31,819,145 |
| 40 |
2.80% |
¥173,277 |
¥83,173,144 |
¥33,173,144 |
| 40 |
2.90% |
¥176,123 |
¥84,538,885 |
¥34,538,885 |
| 40 |
3.00% |
¥178,992 |
¥85,916,261 |
¥35,916,261 |
5000万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥134,260 |
¥56,389,364 |
¥6,389,364 |
| 35 |
0.80% |
¥136,530 |
¥57,342,797 |
¥7,342,797 |
| 35 |
0.90% |
¥138,825 |
¥58,306,349 |
¥8,306,349 |
| 35 |
1.00% |
¥141,143 |
¥59,279,997 |
¥9,279,997 |
| 35 |
1.10% |
¥143,485 |
¥60,263,716 |
¥10,263,716 |
| 35 |
1.20% |
¥145,851 |
¥61,257,480 |
¥11,257,480 |
| 35 |
1.30% |
¥148,241 |
¥62,261,259 |
¥12,261,259 |
| 35 |
1.40% |
¥150,655 |
¥63,275,021 |
¥13,275,021 |
| 35 |
1.50% |
¥153,092 |
¥64,298,732 |
¥14,298,732 |
| 35 |
1.60% |
¥155,553 |
¥65,332,357 |
¥15,332,357 |
| 35 |
1.70% |
¥158,038 |
¥66,375,856 |
¥16,375,856 |
| 35 |
1.80% |
¥160,546 |
¥67,429,189 |
¥17,429,189 |
| 35 |
1.90% |
¥163,077 |
¥68,492,312 |
¥18,492,312 |
| 35 |
2.00% |
¥165,631 |
¥69,565,182 |
¥19,565,182 |
| 35 |
2.10% |
¥168,209 |
¥70,647,750 |
¥20,647,750 |
| 35 |
2.20% |
¥170,809 |
¥71,739,967 |
¥21,739,967 |
| 35 |
2.30% |
¥173,433 |
¥72,841,783 |
¥22,841,783 |
| 35 |
2.40% |
¥176,079 |
¥73,953,144 |
¥23,953,144 |
| 35 |
2.50% |
¥178,748 |
¥75,073,995 |
¥25,073,995 |
| 35 |
2.60% |
¥181,439 |
¥76,204,279 |
¥26,204,279 |
| 35 |
2.70% |
¥184,152 |
¥77,343,937 |
¥27,343,937 |
| 35 |
2.80% |
¥186,888 |
¥78,492,908 |
¥28,492,908 |
| 35 |
2.90% |
¥189,646 |
¥79,651,131 |
¥29,651,131 |
| 35 |
3.00% |
¥192,425 |
¥80,818,540 |
¥30,818,540 |
5000万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥154,023 |
¥55,448,144 |
¥5,448,144 |
| 30 |
0.80% |
¥156,268 |
¥56,256,355 |
¥6,256,355 |
| 30 |
0.90% |
¥158,533 |
¥57,072,016 |
¥7,072,016 |
| 30 |
1.00% |
¥160,820 |
¥57,895,114 |
¥7,895,114 |
| 30 |
1.10% |
¥163,127 |
¥58,725,635 |
¥8,725,635 |
| 30 |
1.20% |
¥165,454 |
¥59,563,565 |
¥9,563,565 |
| 30 |
1.30% |
¥167,802 |
¥60,408,887 |
¥10,408,887 |
| 30 |
1.40% |
¥170,171 |
¥61,261,584 |
¥11,261,584 |
| 30 |
1.50% |
¥172,560 |
¥62,121,638 |
¥12,121,638 |
| 30 |
1.60% |
¥174,970 |
¥62,989,028 |
¥12,989,028 |
| 30 |
1.70% |
¥177,399 |
¥63,863,732 |
¥13,863,732 |
| 30 |
1.80% |
¥179,849 |
¥64,745,729 |
¥14,745,729 |
| 30 |
1.90% |
¥182,319 |
¥65,634,995 |
¥15,634,995 |
| 30 |
2.00% |
¥184,810 |
¥66,531,505 |
¥16,531,505 |
| 30 |
2.10% |
¥187,320 |
¥67,435,233 |
¥17,435,233 |
| 30 |
2.20% |
¥189,850 |
¥68,346,151 |
¥18,346,151 |
| 30 |
2.30% |
¥192,401 |
¥69,264,232 |
¥19,264,232 |
| 30 |
2.40% |
¥194,971 |
¥70,189,446 |
¥20,189,446 |
| 30 |
2.50% |
¥197,560 |
¥71,121,762 |
¥21,121,762 |
| 30 |
2.60% |
¥200,170 |
¥72,061,148 |
¥22,061,148 |
| 30 |
2.70% |
¥202,799 |
¥73,007,572 |
¥23,007,572 |
| 30 |
2.80% |
¥205,447 |
¥73,961,000 |
¥23,961,000 |
| 30 |
2.90% |
¥208,115 |
¥74,921,396 |
¥24,921,396 |
| 30 |
3.00% |
¥210,802 |
¥75,888,726 |
¥25,888,726 |
5000万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥181,724 |
¥54,517,084 |
¥4,517,084 |
| 25 |
0.80% |
¥183,944 |
¥55,183,165 |
¥5,183,165 |
| 25 |
0.90% |
¥186,181 |
¥55,854,429 |
¥5,854,429 |
| 25 |
1.00% |
¥188,436 |
¥56,530,868 |
¥6,530,868 |
| 25 |
1.10% |
¥190,708 |
¥57,212,477 |
¥7,212,477 |
| 25 |
1.20% |
¥192,997 |
¥57,899,248 |
¥7,899,248 |
| 25 |
1.30% |
¥195,304 |
¥58,591,173 |
¥8,591,173 |
| 25 |
1.40% |
¥197,627 |
¥59,288,243 |
¥9,288,243 |
| 25 |
1.50% |
¥199,968 |
¥59,990,449 |
¥9,990,449 |
| 25 |
1.60% |
¥202,326 |
¥60,697,781 |
¥10,697,781 |
| 25 |
1.70% |
¥204,701 |
¥61,410,229 |
¥11,410,229 |
| 25 |
1.80% |
¥207,093 |
¥62,127,781 |
¥12,127,781 |
| 25 |
1.90% |
¥209,501 |
¥62,850,426 |
¥12,850,426 |
| 25 |
2.00% |
¥211,927 |
¥63,578,151 |
¥13,578,151 |
| 25 |
2.10% |
¥214,370 |
¥64,310,943 |
¥14,310,943 |
| 25 |
2.20% |
¥216,829 |
¥65,048,790 |
¥15,048,790 |
| 25 |
2.30% |
¥219,306 |
¥65,791,677 |
¥15,791,677 |
| 25 |
2.40% |
¥221,799 |
¥66,539,588 |
¥16,539,588 |
| 25 |
2.50% |
¥224,308 |
¥67,292,510 |
¥17,292,510 |
| 25 |
2.60% |
¥226,835 |
¥68,050,426 |
¥18,050,426 |
| 25 |
2.70% |
¥229,378 |
¥68,813,320 |
¥18,813,320 |
| 25 |
2.80% |
¥231,937 |
¥69,581,175 |
¥19,581,175 |
| 25 |
2.90% |
¥234,513 |
¥70,353,973 |
¥20,353,973 |
| 25 |
3.00% |
¥237,106 |
¥71,131,697 |
¥21,131,697 |
5000万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥223,317 |
¥53,596,198 |
¥3,596,198 |
| 20 |
0.80% |
¥225,514 |
¥54,123,251 |
¥4,123,251 |
| 20 |
0.90% |
¥227,723 |
¥54,653,624 |
¥4,653,624 |
| 20 |
1.00% |
¥229,947 |
¥55,187,317 |
¥5,187,317 |
| 20 |
1.10% |
¥232,185 |
¥55,724,325 |
¥5,724,325 |
| 20 |
1.20% |
¥234,436 |
¥56,264,646 |
¥6,264,646 |
| 20 |
1.30% |
¥236,701 |
¥56,808,276 |
¥6,808,276 |
| 20 |
1.40% |
¥238,980 |
¥57,355,212 |
¥7,355,212 |
| 20 |
1.50% |
¥241,273 |
¥57,905,449 |
¥7,905,449 |
| 20 |
1.60% |
¥243,579 |
¥58,458,983 |
¥8,458,983 |
| 20 |
1.70% |
¥245,899 |
¥59,015,811 |
¥9,015,811 |
| 20 |
1.80% |
¥248,233 |
¥59,575,926 |
¥9,575,926 |
| 20 |
1.90% |
¥250,581 |
¥60,139,324 |
¥10,139,324 |
| 20 |
2.00% |
¥252,942 |
¥60,706,000 |
¥10,706,000 |
| 20 |
2.10% |
¥255,316 |
¥61,275,949 |
¥11,275,949 |
| 20 |
2.20% |
¥257,705 |
¥61,849,164 |
¥11,849,164 |
| 20 |
2.30% |
¥260,107 |
¥62,425,639 |
¥12,425,639 |
| 20 |
2.40% |
¥262,522 |
¥63,005,369 |
¥13,005,369 |
| 20 |
2.50% |
¥264,951 |
¥63,588,347 |
¥13,588,347 |
| 20 |
2.60% |
¥267,394 |
¥64,174,566 |
¥14,174,566 |
| 20 |
2.70% |
¥269,850 |
¥64,764,020 |
¥14,764,020 |
| 20 |
2.80% |
¥272,320 |
¥65,356,700 |
¥15,356,700 |
| 20 |
2.90% |
¥274,802 |
¥65,952,600 |
¥15,952,600 |
| 20 |
3.00% |
¥277,299 |
¥66,551,712 |
¥16,551,712 |
5000万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥292,697 |
¥52,685,498 |
¥2,685,498 |
| 15 |
0.80% |
¥294,870 |
¥53,076,630 |
¥3,076,630 |
| 15 |
0.90% |
¥297,054 |
¥53,469,634 |
¥3,469,634 |
| 15 |
1.00% |
¥299,247 |
¥53,864,506 |
¥3,864,506 |
| 15 |
1.10% |
¥301,451 |
¥54,261,247 |
¥4,261,247 |
| 15 |
1.20% |
¥303,666 |
¥54,659,856 |
¥4,659,856 |
| 15 |
1.30% |
¥305,891 |
¥55,060,330 |
¥5,060,330 |
| 15 |
1.40% |
¥308,126 |
¥55,462,669 |
¥5,462,669 |
| 15 |
1.50% |
¥310,372 |
¥55,866,872 |
¥5,866,872 |
| 15 |
1.60% |
¥312,627 |
¥56,272,936 |
¥6,272,936 |
| 15 |
1.70% |
¥314,894 |
¥56,680,862 |
¥6,680,862 |
| 15 |
1.80% |
¥317,170 |
¥57,090,645 |
¥7,090,645 |
| 15 |
1.90% |
¥319,457 |
¥57,502,287 |
¥7,502,287 |
| 15 |
2.00% |
¥321,754 |
¥57,915,783 |
¥7,915,783 |
| 15 |
2.10% |
¥324,062 |
¥58,331,133 |
¥8,331,133 |
| 15 |
2.20% |
¥326,380 |
¥58,748,335 |
¥8,748,335 |
| 15 |
2.30% |
¥328,708 |
¥59,167,386 |
¥9,167,386 |
| 15 |
2.40% |
¥331,046 |
¥59,588,285 |
¥9,588,285 |
| 15 |
2.50% |
¥333,395 |
¥60,011,029 |
¥10,011,029 |
| 15 |
2.60% |
¥335,753 |
¥60,435,616 |
¥10,435,616 |
| 15 |
2.70% |
¥338,122 |
¥60,862,044 |
¥10,862,044 |
| 15 |
2.80% |
¥340,502 |
¥61,290,310 |
¥11,290,310 |
| 15 |
2.90% |
¥342,891 |
¥61,720,412 |
¥11,720,412 |
| 15 |
3.00% |
¥345,291 |
¥62,152,348 |
¥12,152,348 |
5000万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥431,542 |
¥51,784,991 |
¥1,784,991 |
| 10 |
0.80% |
¥433,694 |
¥52,043,320 |
¥2,043,320 |
| 10 |
0.90% |
¥435,854 |
¥52,302,480 |
¥2,302,480 |
| 10 |
1.00% |
¥438,021 |
¥52,562,473 |
¥2,562,473 |
| 10 |
1.10% |
¥440,194 |
¥52,823,297 |
¥2,823,297 |
| 10 |
1.20% |
¥442,375 |
¥53,084,951 |
¥3,084,951 |
| 10 |
1.30% |
¥444,562 |
¥53,347,437 |
¥3,347,437 |
| 10 |
1.40% |
¥446,756 |
¥53,610,753 |
¥3,610,753 |
| 10 |
1.50% |
¥448,957 |
¥53,874,900 |
¥3,874,900 |
| 10 |
1.60% |
¥451,166 |
¥54,139,876 |
¥4,139,876 |
| 10 |
1.70% |
¥453,381 |
¥54,405,682 |
¥4,405,682 |
| 10 |
1.80% |
¥455,603 |
¥54,672,317 |
¥4,672,317 |
| 10 |
1.90% |
¥457,832 |
¥54,939,780 |
¥4,939,780 |
| 10 |
2.00% |
¥460,067 |
¥55,208,072 |
¥5,208,072 |
| 10 |
2.10% |
¥462,310 |
¥55,477,192 |
¥5,477,192 |
| 10 |
2.20% |
¥464,559 |
¥55,747,139 |
¥5,747,139 |
| 10 |
2.30% |
¥466,816 |
¥56,017,914 |
¥6,017,914 |
| 10 |
2.40% |
¥469,079 |
¥56,289,514 |
¥6,289,514 |
| 10 |
2.50% |
¥471,350 |
¥56,561,941 |
¥6,561,941 |
| 10 |
2.60% |
¥473,627 |
¥56,835,193 |
¥6,835,193 |
| 10 |
2.70% |
¥475,911 |
¥57,109,271 |
¥7,109,271 |
| 10 |
2.80% |
¥478,201 |
¥57,384,172 |
¥7,384,172 |
| 10 |
2.90% |
¥480,499 |
¥57,659,898 |
¥7,659,898 |
| 10 |
3.00% |
¥482,804 |
¥57,936,447 |
¥7,936,447 |