5030万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5030万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5030万円の住宅ローン｜期間・年数別
5030万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥99,382 |
¥59,629,454 |
¥9,329,454 |
| 50 |
0.80% |
¥101,742 |
¥61,045,428 |
¥10,745,428 |
| 50 |
0.90% |
¥104,137 |
¥62,482,007 |
¥12,182,007 |
| 50 |
1.00% |
¥106,565 |
¥63,939,101 |
¥13,639,101 |
| 50 |
1.10% |
¥109,028 |
¥65,416,611 |
¥15,116,611 |
| 50 |
1.20% |
¥111,524 |
¥66,914,428 |
¥16,614,428 |
| 50 |
1.30% |
¥114,054 |
¥68,432,435 |
¥18,132,435 |
| 50 |
1.40% |
¥116,618 |
¥69,970,504 |
¥19,670,504 |
| 50 |
1.50% |
¥119,214 |
¥71,528,499 |
¥21,228,499 |
| 50 |
1.60% |
¥121,844 |
¥73,106,275 |
¥22,806,275 |
| 50 |
1.70% |
¥124,506 |
¥74,703,680 |
¥24,403,680 |
| 50 |
1.80% |
¥127,201 |
¥76,320,552 |
¥26,020,552 |
| 50 |
1.90% |
¥129,928 |
¥77,956,721 |
¥27,656,721 |
| 50 |
2.00% |
¥132,687 |
¥79,612,012 |
¥29,312,012 |
| 50 |
2.10% |
¥135,477 |
¥81,286,239 |
¥30,986,239 |
| 50 |
2.20% |
¥138,299 |
¥82,979,212 |
¥32,679,212 |
| 50 |
2.30% |
¥141,151 |
¥84,690,732 |
¥34,390,732 |
| 50 |
2.40% |
¥144,034 |
¥86,420,596 |
¥36,120,596 |
| 50 |
2.50% |
¥146,948 |
¥88,168,592 |
¥37,868,592 |
| 50 |
2.60% |
¥149,891 |
¥89,934,505 |
¥39,634,505 |
| 50 |
2.70% |
¥152,864 |
¥91,718,112 |
¥41,418,112 |
| 50 |
2.80% |
¥155,865 |
¥93,519,187 |
¥43,219,187 |
| 50 |
2.90% |
¥158,896 |
¥95,337,498 |
¥45,037,498 |
| 50 |
3.00% |
¥161,955 |
¥97,172,809 |
¥46,872,809 |
5030万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥108,615 |
¥58,652,031 |
¥8,352,031 |
| 45 |
0.80% |
¥110,949 |
¥59,912,655 |
¥9,612,655 |
| 45 |
0.90% |
¥113,315 |
¥61,190,020 |
¥10,890,020 |
| 45 |
1.00% |
¥115,711 |
¥62,484,067 |
¥12,184,067 |
| 45 |
1.10% |
¥118,138 |
¥63,794,729 |
¥13,494,729 |
| 45 |
1.20% |
¥120,596 |
¥65,121,934 |
¥14,821,934 |
| 45 |
1.30% |
¥123,084 |
¥66,465,605 |
¥16,165,605 |
| 45 |
1.40% |
¥125,603 |
¥67,825,655 |
¥17,525,655 |
| 45 |
1.50% |
¥128,152 |
¥69,201,996 |
¥18,901,996 |
| 45 |
1.60% |
¥130,731 |
¥70,594,530 |
¥20,294,530 |
| 45 |
1.70% |
¥133,339 |
¥72,003,155 |
¥21,703,155 |
| 45 |
1.80% |
¥135,977 |
¥73,427,763 |
¥23,127,763 |
| 45 |
1.90% |
¥138,645 |
¥74,868,241 |
¥24,568,241 |
| 45 |
2.00% |
¥141,342 |
¥76,324,470 |
¥26,024,470 |
| 45 |
2.10% |
¥144,067 |
¥77,796,327 |
¥27,496,327 |
| 45 |
2.20% |
¥146,822 |
¥79,283,683 |
¥28,983,683 |
| 45 |
2.30% |
¥149,604 |
¥80,786,404 |
¥30,486,404 |
| 45 |
2.40% |
¥152,415 |
¥82,304,352 |
¥32,004,352 |
| 45 |
2.50% |
¥155,254 |
¥83,837,384 |
¥33,537,384 |
| 45 |
2.60% |
¥158,121 |
¥85,385,354 |
¥35,085,354 |
| 45 |
2.70% |
¥161,015 |
¥86,948,109 |
¥36,648,109 |
| 45 |
2.80% |
¥163,936 |
¥88,525,496 |
¥38,225,496 |
| 45 |
2.90% |
¥166,884 |
¥90,117,354 |
¥39,817,354 |
| 45 |
3.00% |
¥169,858 |
¥91,723,523 |
¥41,423,523 |
5030万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥120,177 |
¥57,684,772 |
¥7,384,772 |
| 40 |
0.80% |
¥122,486 |
¥58,793,118 |
¥8,493,118 |
| 40 |
0.90% |
¥124,822 |
¥59,914,728 |
¥9,614,728 |
| 40 |
1.00% |
¥127,187 |
¥61,049,563 |
¥10,749,563 |
| 40 |
1.10% |
¥129,578 |
¥62,197,583 |
¥11,897,583 |
| 40 |
1.20% |
¥131,997 |
¥63,358,740 |
¥13,058,740 |
| 40 |
1.30% |
¥134,444 |
¥64,532,987 |
¥14,232,987 |
| 40 |
1.40% |
¥136,917 |
¥65,720,269 |
¥15,420,269 |
| 40 |
1.50% |
¥139,418 |
¥66,920,528 |
¥16,620,528 |
| 40 |
1.60% |
¥141,945 |
¥68,133,704 |
¥17,833,704 |
| 40 |
1.70% |
¥144,499 |
¥69,359,732 |
¥19,059,732 |
| 40 |
1.80% |
¥147,080 |
¥70,598,543 |
¥20,298,543 |
| 40 |
1.90% |
¥149,688 |
¥71,850,065 |
¥21,550,065 |
| 40 |
2.00% |
¥152,321 |
¥73,114,222 |
¥22,814,222 |
| 40 |
2.10% |
¥154,981 |
¥74,390,936 |
¥24,090,936 |
| 40 |
2.20% |
¥157,667 |
¥75,680,123 |
¥25,380,123 |
| 40 |
2.30% |
¥160,379 |
¥76,981,698 |
¥26,681,698 |
| 40 |
2.40% |
¥163,116 |
¥78,295,573 |
¥27,995,573 |
| 40 |
2.50% |
¥165,878 |
¥79,621,655 |
¥29,321,655 |
| 40 |
2.60% |
¥168,666 |
¥80,959,850 |
¥30,659,850 |
| 40 |
2.70% |
¥171,479 |
¥82,310,059 |
¥32,010,059 |
| 40 |
2.80% |
¥174,317 |
¥83,672,183 |
¥33,372,183 |
| 40 |
2.90% |
¥177,179 |
¥85,046,118 |
¥34,746,118 |
| 40 |
3.00% |
¥180,066 |
¥86,431,759 |
¥36,131,759 |
5030万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥135,066 |
¥56,727,700 |
¥6,427,700 |
| 35 |
0.80% |
¥137,350 |
¥57,686,854 |
¥7,386,854 |
| 35 |
0.90% |
¥139,658 |
¥58,656,187 |
¥8,356,187 |
| 35 |
1.00% |
¥141,990 |
¥59,635,677 |
¥9,335,677 |
| 35 |
1.10% |
¥144,346 |
¥60,625,298 |
¥10,325,298 |
| 35 |
1.20% |
¥146,726 |
¥61,625,025 |
¥11,325,025 |
| 35 |
1.30% |
¥149,131 |
¥62,634,826 |
¥12,334,826 |
| 35 |
1.40% |
¥151,559 |
¥63,654,671 |
¥13,354,671 |
| 35 |
1.50% |
¥154,011 |
¥64,684,525 |
¥14,384,525 |
| 35 |
1.60% |
¥156,487 |
¥65,724,351 |
¥15,424,351 |
| 35 |
1.70% |
¥158,986 |
¥66,774,111 |
¥16,474,111 |
| 35 |
1.80% |
¥161,509 |
¥67,833,764 |
¥17,533,764 |
| 35 |
1.90% |
¥164,055 |
¥68,903,266 |
¥18,603,266 |
| 35 |
2.00% |
¥166,625 |
¥69,982,573 |
¥19,682,573 |
| 35 |
2.10% |
¥169,218 |
¥71,071,636 |
¥20,771,636 |
| 35 |
2.20% |
¥171,834 |
¥72,170,407 |
¥21,870,407 |
| 35 |
2.30% |
¥174,473 |
¥73,278,834 |
¥22,978,834 |
| 35 |
2.40% |
¥177,135 |
¥74,396,863 |
¥24,096,863 |
| 35 |
2.50% |
¥179,820 |
¥75,524,439 |
¥25,224,439 |
| 35 |
2.60% |
¥182,527 |
¥76,661,505 |
¥26,361,505 |
| 35 |
2.70% |
¥185,257 |
¥77,808,001 |
¥27,508,001 |
| 35 |
2.80% |
¥188,009 |
¥78,963,866 |
¥28,663,866 |
| 35 |
2.90% |
¥190,783 |
¥80,129,037 |
¥29,829,037 |
| 35 |
3.00% |
¥193,580 |
¥81,303,451 |
¥31,003,451 |
5030万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥154,947 |
¥55,780,832 |
¥5,480,832 |
| 30 |
0.80% |
¥157,205 |
¥56,593,893 |
¥6,293,893 |
| 30 |
0.90% |
¥159,485 |
¥57,414,448 |
¥7,114,448 |
| 30 |
1.00% |
¥161,785 |
¥58,242,484 |
¥7,942,484 |
| 30 |
1.10% |
¥164,106 |
¥59,077,989 |
¥8,777,989 |
| 30 |
1.20% |
¥166,447 |
¥59,920,946 |
¥9,620,946 |
| 30 |
1.30% |
¥168,809 |
¥60,771,341 |
¥10,471,341 |
| 30 |
1.40% |
¥171,192 |
¥61,629,154 |
¥11,329,154 |
| 30 |
1.50% |
¥173,595 |
¥62,494,368 |
¥12,194,368 |
| 30 |
1.60% |
¥176,019 |
¥63,366,962 |
¥13,066,962 |
| 30 |
1.70% |
¥178,464 |
¥64,246,914 |
¥13,946,914 |
| 30 |
1.80% |
¥180,928 |
¥65,134,204 |
¥14,834,204 |
| 30 |
1.90% |
¥183,413 |
¥66,028,805 |
¥15,728,805 |
| 30 |
2.00% |
¥185,919 |
¥66,930,694 |
¥16,630,694 |
| 30 |
2.10% |
¥188,444 |
¥67,839,844 |
¥17,539,844 |
| 30 |
2.20% |
¥190,990 |
¥68,756,228 |
¥18,456,228 |
| 30 |
2.30% |
¥193,555 |
¥69,679,818 |
¥19,379,818 |
| 30 |
2.40% |
¥196,141 |
¥70,610,583 |
¥20,310,583 |
| 30 |
2.50% |
¥198,746 |
¥71,548,492 |
¥21,248,492 |
| 30 |
2.60% |
¥201,371 |
¥72,493,515 |
¥22,193,515 |
| 30 |
2.70% |
¥204,016 |
¥73,445,617 |
¥23,145,617 |
| 30 |
2.80% |
¥206,680 |
¥74,404,766 |
¥24,104,766 |
| 30 |
2.90% |
¥209,364 |
¥75,370,925 |
¥25,070,925 |
| 30 |
3.00% |
¥212,067 |
¥76,344,058 |
¥26,044,058 |
5030万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥182,814 |
¥54,844,186 |
¥4,544,186 |
| 25 |
0.80% |
¥185,048 |
¥55,514,264 |
¥5,214,264 |
| 25 |
0.90% |
¥187,299 |
¥56,189,555 |
¥5,889,555 |
| 25 |
1.00% |
¥189,567 |
¥56,870,053 |
¥6,570,053 |
| 25 |
1.10% |
¥191,853 |
¥57,555,752 |
¥7,255,752 |
| 25 |
1.20% |
¥194,155 |
¥58,246,643 |
¥7,946,643 |
| 25 |
1.30% |
¥196,476 |
¥58,942,720 |
¥8,642,720 |
| 25 |
1.40% |
¥198,813 |
¥59,643,972 |
¥9,343,972 |
| 25 |
1.50% |
¥201,168 |
¥60,350,392 |
¥10,050,392 |
| 25 |
1.60% |
¥203,540 |
¥61,061,968 |
¥10,761,968 |
| 25 |
1.70% |
¥205,929 |
¥61,778,690 |
¥11,478,690 |
| 25 |
1.80% |
¥208,335 |
¥62,500,547 |
¥12,200,547 |
| 25 |
1.90% |
¥210,758 |
¥63,227,528 |
¥12,927,528 |
| 25 |
2.00% |
¥213,199 |
¥63,959,620 |
¥13,659,620 |
| 25 |
2.10% |
¥215,656 |
¥64,696,809 |
¥14,396,809 |
| 25 |
2.20% |
¥218,130 |
¥65,439,083 |
¥15,139,083 |
| 25 |
2.30% |
¥220,621 |
¥66,186,427 |
¥15,886,427 |
| 25 |
2.40% |
¥223,129 |
¥66,938,826 |
¥16,638,826 |
| 25 |
2.50% |
¥225,654 |
¥67,696,265 |
¥17,396,265 |
| 25 |
2.60% |
¥228,196 |
¥68,458,729 |
¥18,158,729 |
| 25 |
2.70% |
¥230,754 |
¥69,226,200 |
¥18,926,200 |
| 25 |
2.80% |
¥233,329 |
¥69,998,662 |
¥19,698,662 |
| 25 |
2.90% |
¥235,920 |
¥70,776,097 |
¥20,476,097 |
| 25 |
3.00% |
¥238,528 |
¥71,558,487 |
¥21,258,487 |
5030万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥224,657 |
¥53,917,775 |
¥3,617,775 |
| 20 |
0.80% |
¥226,867 |
¥54,447,990 |
¥4,147,990 |
| 20 |
0.90% |
¥229,090 |
¥54,981,546 |
¥4,681,546 |
| 20 |
1.00% |
¥231,327 |
¥55,518,441 |
¥5,218,441 |
| 20 |
1.10% |
¥233,578 |
¥56,058,671 |
¥5,758,671 |
| 20 |
1.20% |
¥235,843 |
¥56,602,234 |
¥6,302,234 |
| 20 |
1.30% |
¥238,121 |
¥57,149,126 |
¥6,849,126 |
| 20 |
1.40% |
¥240,414 |
¥57,699,343 |
¥7,399,343 |
| 20 |
1.50% |
¥242,720 |
¥58,252,882 |
¥7,952,882 |
| 20 |
1.60% |
¥245,041 |
¥58,809,737 |
¥8,509,737 |
| 20 |
1.70% |
¥247,375 |
¥59,369,905 |
¥9,069,905 |
| 20 |
1.80% |
¥249,722 |
¥59,933,381 |
¥9,633,381 |
| 20 |
1.90% |
¥252,084 |
¥60,500,160 |
¥10,200,160 |
| 20 |
2.00% |
¥254,459 |
¥61,070,236 |
¥10,770,236 |
| 20 |
2.10% |
¥256,848 |
¥61,643,604 |
¥11,343,604 |
| 20 |
2.20% |
¥259,251 |
¥62,220,259 |
¥11,920,259 |
| 20 |
2.30% |
¥261,667 |
¥62,800,193 |
¥12,500,193 |
| 20 |
2.40% |
¥264,098 |
¥63,383,401 |
¥13,083,401 |
| 20 |
2.50% |
¥266,541 |
¥63,969,877 |
¥13,669,877 |
| 20 |
2.60% |
¥268,998 |
¥64,559,614 |
¥14,259,614 |
| 20 |
2.70% |
¥271,469 |
¥65,152,604 |
¥14,852,604 |
| 20 |
2.80% |
¥273,954 |
¥65,748,840 |
¥15,448,840 |
| 20 |
2.90% |
¥276,451 |
¥66,348,315 |
¥16,048,315 |
| 20 |
3.00% |
¥278,963 |
¥66,951,022 |
¥16,651,022 |
5030万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥294,453 |
¥53,001,611 |
¥2,701,611 |
| 15 |
0.80% |
¥296,639 |
¥53,395,090 |
¥3,095,090 |
| 15 |
0.90% |
¥298,836 |
¥53,790,451 |
¥3,490,451 |
| 15 |
1.00% |
¥301,043 |
¥54,187,693 |
¥3,887,693 |
| 15 |
1.10% |
¥303,260 |
¥54,586,815 |
¥4,286,815 |
| 15 |
1.20% |
¥305,488 |
¥54,987,815 |
¥4,687,815 |
| 15 |
1.30% |
¥307,726 |
¥55,390,692 |
¥5,090,692 |
| 15 |
1.40% |
¥309,975 |
¥55,795,445 |
¥5,495,445 |
| 15 |
1.50% |
¥312,234 |
¥56,202,073 |
¥5,902,073 |
| 15 |
1.60% |
¥314,503 |
¥56,610,574 |
¥6,310,574 |
| 15 |
1.70% |
¥316,783 |
¥57,020,947 |
¥6,720,947 |
| 15 |
1.80% |
¥319,073 |
¥57,433,189 |
¥7,133,189 |
| 15 |
1.90% |
¥321,374 |
¥57,847,300 |
¥7,547,300 |
| 15 |
2.00% |
¥323,685 |
¥58,263,278 |
¥7,963,278 |
| 15 |
2.10% |
¥326,006 |
¥58,681,120 |
¥8,381,120 |
| 15 |
2.20% |
¥328,338 |
¥59,100,825 |
¥8,800,825 |
| 15 |
2.30% |
¥330,680 |
¥59,522,390 |
¥9,222,390 |
| 15 |
2.40% |
¥333,032 |
¥59,945,814 |
¥9,645,814 |
| 15 |
2.50% |
¥335,395 |
¥60,371,095 |
¥10,071,095 |
| 15 |
2.60% |
¥337,768 |
¥60,798,230 |
¥10,498,230 |
| 15 |
2.70% |
¥340,151 |
¥61,227,216 |
¥10,927,216 |
| 15 |
2.80% |
¥342,545 |
¥61,658,052 |
¥11,358,052 |
| 15 |
2.90% |
¥344,949 |
¥62,090,735 |
¥11,790,735 |
| 15 |
3.00% |
¥347,363 |
¥62,525,262 |
¥12,225,262 |
5030万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥434,131 |
¥52,095,701 |
¥1,795,701 |
| 10 |
0.80% |
¥436,296 |
¥52,355,580 |
¥2,055,580 |
| 10 |
0.90% |
¥438,469 |
¥52,616,295 |
¥2,316,295 |
| 10 |
1.00% |
¥440,649 |
¥52,877,848 |
¥2,577,848 |
| 10 |
1.10% |
¥442,835 |
¥53,140,236 |
¥2,840,236 |
| 10 |
1.20% |
¥445,029 |
¥53,403,461 |
¥3,103,461 |
| 10 |
1.30% |
¥447,229 |
¥53,667,522 |
¥3,367,522 |
| 10 |
1.40% |
¥449,437 |
¥53,932,418 |
¥3,632,418 |
| 10 |
1.50% |
¥451,651 |
¥54,198,149 |
¥3,898,149 |
| 10 |
1.60% |
¥453,873 |
¥54,464,715 |
¥4,164,715 |
| 10 |
1.70% |
¥456,101 |
¥54,732,116 |
¥4,432,116 |
| 10 |
1.80% |
¥458,336 |
¥55,000,351 |
¥4,700,351 |
| 10 |
1.90% |
¥460,578 |
¥55,269,419 |
¥4,969,419 |
| 10 |
2.00% |
¥462,828 |
¥55,539,321 |
¥5,239,321 |
| 10 |
2.10% |
¥465,084 |
¥55,810,055 |
¥5,510,055 |
| 10 |
2.20% |
¥467,347 |
¥56,081,622 |
¥5,781,622 |
| 10 |
2.30% |
¥469,617 |
¥56,354,021 |
¥6,054,021 |
| 10 |
2.40% |
¥471,894 |
¥56,627,251 |
¥6,327,251 |
| 10 |
2.50% |
¥474,178 |
¥56,901,313 |
¥6,601,313 |
| 10 |
2.60% |
¥476,468 |
¥57,176,204 |
¥6,876,204 |
| 10 |
2.70% |
¥478,766 |
¥57,451,926 |
¥7,151,926 |
| 10 |
2.80% |
¥481,071 |
¥57,728,477 |
¥7,428,477 |
| 10 |
2.90% |
¥483,382 |
¥58,005,857 |
¥7,705,857 |
| 10 |
3.00% |
¥485,701 |
¥58,284,065 |
¥7,984,065 |
