5040万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5040万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5040万円の住宅ローン｜期間・年数別
5040万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥99,580 |
¥59,748,002 |
¥9,348,002 |
| 50 |
0.80% |
¥101,945 |
¥61,166,791 |
¥10,766,791 |
| 50 |
0.90% |
¥104,344 |
¥62,606,225 |
¥12,206,225 |
| 50 |
1.00% |
¥106,777 |
¥64,066,216 |
¥13,666,216 |
| 50 |
1.10% |
¥109,244 |
¥65,546,664 |
¥15,146,664 |
| 50 |
1.20% |
¥111,746 |
¥67,047,459 |
¥16,647,459 |
| 50 |
1.30% |
¥114,281 |
¥68,568,483 |
¥18,168,483 |
| 50 |
1.40% |
¥116,849 |
¥70,109,610 |
¥19,709,610 |
| 50 |
1.50% |
¥119,451 |
¥71,670,703 |
¥21,270,703 |
| 50 |
1.60% |
¥122,086 |
¥73,251,616 |
¥22,851,616 |
| 50 |
1.70% |
¥124,754 |
¥74,852,197 |
¥24,452,197 |
| 50 |
1.80% |
¥127,454 |
¥76,472,283 |
¥26,072,283 |
| 50 |
1.90% |
¥130,186 |
¥78,111,705 |
¥27,711,705 |
| 50 |
2.00% |
¥132,950 |
¥79,770,286 |
¥29,370,286 |
| 50 |
2.10% |
¥135,746 |
¥81,447,842 |
¥31,047,842 |
| 50 |
2.20% |
¥138,574 |
¥83,144,180 |
¥32,744,180 |
| 50 |
2.30% |
¥141,432 |
¥84,859,103 |
¥34,459,103 |
| 50 |
2.40% |
¥144,321 |
¥86,592,406 |
¥36,192,406 |
| 50 |
2.50% |
¥147,240 |
¥88,343,877 |
¥37,943,877 |
| 50 |
2.60% |
¥150,189 |
¥90,113,301 |
¥39,713,301 |
| 50 |
2.70% |
¥153,167 |
¥91,900,454 |
¥41,500,454 |
| 50 |
2.80% |
¥156,175 |
¥93,705,110 |
¥43,305,110 |
| 50 |
2.90% |
¥159,212 |
¥95,527,036 |
¥45,127,036 |
| 50 |
3.00% |
¥162,277 |
¥97,365,995 |
¥46,965,995 |
5040万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥108,831 |
¥58,768,635 |
¥8,368,635 |
| 45 |
0.80% |
¥111,170 |
¥60,031,766 |
¥9,631,766 |
| 45 |
0.90% |
¥113,540 |
¥61,311,671 |
¥10,911,671 |
| 45 |
1.00% |
¥115,941 |
¥62,608,290 |
¥12,208,290 |
| 45 |
1.10% |
¥118,373 |
¥63,921,558 |
¥13,521,558 |
| 45 |
1.20% |
¥120,836 |
¥65,251,402 |
¥14,851,402 |
| 45 |
1.30% |
¥123,329 |
¥66,597,743 |
¥16,197,743 |
| 45 |
1.40% |
¥125,853 |
¥67,960,498 |
¥17,560,498 |
| 45 |
1.50% |
¥128,407 |
¥69,339,574 |
¥18,939,574 |
| 45 |
1.60% |
¥130,991 |
¥70,734,877 |
¥20,334,877 |
| 45 |
1.70% |
¥133,604 |
¥72,146,302 |
¥21,746,302 |
| 45 |
1.80% |
¥136,248 |
¥73,573,742 |
¥23,173,742 |
| 45 |
1.90% |
¥138,921 |
¥75,017,084 |
¥24,617,084 |
| 45 |
2.00% |
¥141,623 |
¥76,476,209 |
¥26,076,209 |
| 45 |
2.10% |
¥144,354 |
¥77,950,992 |
¥27,550,992 |
| 45 |
2.20% |
¥147,114 |
¥79,441,305 |
¥29,041,305 |
| 45 |
2.30% |
¥149,902 |
¥80,947,013 |
¥30,547,013 |
| 45 |
2.40% |
¥152,718 |
¥82,467,979 |
¥32,067,979 |
| 45 |
2.50% |
¥155,563 |
¥84,004,059 |
¥33,604,059 |
| 45 |
2.60% |
¥158,435 |
¥85,555,106 |
¥35,155,106 |
| 45 |
2.70% |
¥161,335 |
¥87,120,968 |
¥36,720,968 |
| 45 |
2.80% |
¥164,262 |
¥88,701,491 |
¥38,301,491 |
| 45 |
2.90% |
¥167,216 |
¥90,296,514 |
¥39,896,514 |
| 45 |
3.00% |
¥170,196 |
¥91,905,876 |
¥41,505,876 |
5040万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥120,416 |
¥57,799,453 |
¥7,399,453 |
| 40 |
0.80% |
¥122,729 |
¥58,910,003 |
¥8,510,003 |
| 40 |
0.90% |
¥125,071 |
¥60,033,843 |
¥9,633,843 |
| 40 |
1.00% |
¥127,439 |
¥61,170,934 |
¥10,770,934 |
| 40 |
1.10% |
¥129,836 |
¥62,321,236 |
¥11,921,236 |
| 40 |
1.20% |
¥132,260 |
¥63,484,702 |
¥13,084,702 |
| 40 |
1.30% |
¥134,711 |
¥64,661,283 |
¥14,261,283 |
| 40 |
1.40% |
¥137,189 |
¥65,850,925 |
¥15,450,925 |
| 40 |
1.50% |
¥139,695 |
¥67,053,571 |
¥16,653,571 |
| 40 |
1.60% |
¥142,227 |
¥68,269,159 |
¥17,869,159 |
| 40 |
1.70% |
¥144,787 |
¥69,497,624 |
¥19,097,624 |
| 40 |
1.80% |
¥147,373 |
¥70,738,898 |
¥20,338,898 |
| 40 |
1.90% |
¥149,985 |
¥71,992,908 |
¥21,592,908 |
| 40 |
2.00% |
¥152,624 |
¥73,259,579 |
¥22,859,579 |
| 40 |
2.10% |
¥155,289 |
¥74,538,830 |
¥24,138,830 |
| 40 |
2.20% |
¥157,980 |
¥75,830,580 |
¥25,430,580 |
| 40 |
2.30% |
¥160,697 |
¥77,134,743 |
¥26,734,743 |
| 40 |
2.40% |
¥163,440 |
¥78,451,230 |
¥28,051,230 |
| 40 |
2.50% |
¥166,208 |
¥79,779,949 |
¥29,379,949 |
| 40 |
2.60% |
¥169,002 |
¥81,120,804 |
¥30,720,804 |
| 40 |
2.70% |
¥171,820 |
¥82,473,698 |
¥32,073,698 |
| 40 |
2.80% |
¥174,664 |
¥83,838,530 |
¥33,438,530 |
| 40 |
2.90% |
¥177,532 |
¥85,215,196 |
¥34,815,196 |
| 40 |
3.00% |
¥180,424 |
¥86,603,591 |
¥36,203,591 |
5040万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥135,334 |
¥56,840,478 |
¥6,440,478 |
| 35 |
0.80% |
¥137,623 |
¥57,801,539 |
¥7,401,539 |
| 35 |
0.90% |
¥139,935 |
¥58,772,800 |
¥8,372,800 |
| 35 |
1.00% |
¥142,272 |
¥59,754,237 |
¥9,354,237 |
| 35 |
1.10% |
¥144,633 |
¥60,745,826 |
¥10,345,826 |
| 35 |
1.20% |
¥147,018 |
¥61,747,540 |
¥11,347,540 |
| 35 |
1.30% |
¥149,427 |
¥62,759,349 |
¥12,359,349 |
| 35 |
1.40% |
¥151,860 |
¥63,781,221 |
¥13,381,221 |
| 35 |
1.50% |
¥154,317 |
¥64,813,122 |
¥14,413,122 |
| 35 |
1.60% |
¥156,798 |
¥65,855,016 |
¥15,455,016 |
| 35 |
1.70% |
¥159,302 |
¥66,906,863 |
¥16,506,863 |
| 35 |
1.80% |
¥161,830 |
¥67,968,622 |
¥17,568,622 |
| 35 |
1.90% |
¥164,382 |
¥69,040,251 |
¥18,640,251 |
| 35 |
2.00% |
¥166,956 |
¥70,121,703 |
¥19,721,703 |
| 35 |
2.10% |
¥169,555 |
¥71,212,932 |
¥20,812,932 |
| 35 |
2.20% |
¥172,176 |
¥72,313,887 |
¥21,913,887 |
| 35 |
2.30% |
¥174,820 |
¥73,424,518 |
¥23,024,518 |
| 35 |
2.40% |
¥177,488 |
¥74,544,769 |
¥24,144,769 |
| 35 |
2.50% |
¥180,178 |
¥75,674,587 |
¥25,274,587 |
| 35 |
2.60% |
¥182,890 |
¥76,813,913 |
¥26,413,913 |
| 35 |
2.70% |
¥185,625 |
¥77,962,689 |
¥27,562,689 |
| 35 |
2.80% |
¥188,383 |
¥79,120,852 |
¥28,720,852 |
| 35 |
2.90% |
¥191,163 |
¥80,288,340 |
¥29,888,340 |
| 35 |
3.00% |
¥193,964 |
¥81,465,088 |
¥31,065,088 |
5040万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥155,255 |
¥55,891,729 |
¥5,491,729 |
| 30 |
0.80% |
¥157,518 |
¥56,706,406 |
¥6,306,406 |
| 30 |
0.90% |
¥159,802 |
¥57,528,592 |
¥7,128,592 |
| 30 |
1.00% |
¥162,106 |
¥58,358,275 |
¥7,958,275 |
| 30 |
1.10% |
¥164,432 |
¥59,195,440 |
¥8,795,440 |
| 30 |
1.20% |
¥166,778 |
¥60,040,073 |
¥9,640,073 |
| 30 |
1.30% |
¥169,145 |
¥60,892,158 |
¥10,492,158 |
| 30 |
1.40% |
¥171,532 |
¥61,751,677 |
¥11,351,677 |
| 30 |
1.50% |
¥173,941 |
¥62,618,611 |
¥12,218,611 |
| 30 |
1.60% |
¥176,369 |
¥63,492,940 |
¥13,092,940 |
| 30 |
1.70% |
¥178,818 |
¥64,374,642 |
¥13,974,642 |
| 30 |
1.80% |
¥181,288 |
¥65,263,695 |
¥14,863,695 |
| 30 |
1.90% |
¥183,778 |
¥66,160,075 |
¥15,760,075 |
| 30 |
2.00% |
¥186,288 |
¥67,063,757 |
¥16,663,757 |
| 30 |
2.10% |
¥188,819 |
¥67,974,715 |
¥17,574,715 |
| 30 |
2.20% |
¥191,369 |
¥68,892,921 |
¥18,492,921 |
| 30 |
2.30% |
¥193,940 |
¥69,818,346 |
¥19,418,346 |
| 30 |
2.40% |
¥196,530 |
¥70,750,962 |
¥20,350,962 |
| 30 |
2.50% |
¥199,141 |
¥71,690,736 |
¥21,290,736 |
| 30 |
2.60% |
¥201,771 |
¥72,637,637 |
¥22,237,637 |
| 30 |
2.70% |
¥204,421 |
¥73,591,633 |
¥23,191,633 |
| 30 |
2.80% |
¥207,091 |
¥74,552,688 |
¥24,152,688 |
| 30 |
2.90% |
¥209,780 |
¥75,520,768 |
¥25,120,768 |
| 30 |
3.00% |
¥212,488 |
¥76,495,836 |
¥26,095,836 |
5040万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥183,177 |
¥54,953,221 |
¥4,553,221 |
| 25 |
0.80% |
¥185,415 |
¥55,624,630 |
¥5,224,630 |
| 25 |
0.90% |
¥187,671 |
¥56,301,264 |
¥5,901,264 |
| 25 |
1.00% |
¥189,944 |
¥56,983,115 |
¥6,583,115 |
| 25 |
1.10% |
¥192,234 |
¥57,670,177 |
¥7,270,177 |
| 25 |
1.20% |
¥194,541 |
¥58,362,442 |
¥7,962,442 |
| 25 |
1.30% |
¥196,866 |
¥59,059,902 |
¥8,659,902 |
| 25 |
1.40% |
¥199,208 |
¥59,762,549 |
¥9,362,549 |
| 25 |
1.50% |
¥201,568 |
¥60,470,373 |
¥10,070,373 |
| 25 |
1.60% |
¥203,945 |
¥61,183,363 |
¥10,783,363 |
| 25 |
1.70% |
¥206,338 |
¥61,901,511 |
¥11,501,511 |
| 25 |
1.80% |
¥208,749 |
¥62,624,803 |
¥12,224,803 |
| 25 |
1.90% |
¥211,177 |
¥63,353,229 |
¥12,953,229 |
| 25 |
2.00% |
¥213,623 |
¥64,086,776 |
¥13,686,776 |
| 25 |
2.10% |
¥216,085 |
¥64,825,431 |
¥14,425,431 |
| 25 |
2.20% |
¥218,564 |
¥65,569,180 |
¥15,169,180 |
| 25 |
2.30% |
¥221,060 |
¥66,318,010 |
¥15,918,010 |
| 25 |
2.40% |
¥223,573 |
¥67,071,905 |
¥16,671,905 |
| 25 |
2.50% |
¥226,103 |
¥67,830,850 |
¥17,430,850 |
| 25 |
2.60% |
¥228,649 |
¥68,594,829 |
¥18,194,829 |
| 25 |
2.70% |
¥231,213 |
¥69,363,826 |
¥18,963,826 |
| 25 |
2.80% |
¥233,793 |
¥70,137,824 |
¥19,737,824 |
| 25 |
2.90% |
¥236,389 |
¥70,916,805 |
¥20,516,805 |
| 25 |
3.00% |
¥239,003 |
¥71,700,751 |
¥21,300,751 |
5040万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥225,104 |
¥54,024,968 |
¥3,624,968 |
| 20 |
0.80% |
¥227,318 |
¥54,556,237 |
¥4,156,237 |
| 20 |
0.90% |
¥229,545 |
¥55,090,853 |
¥4,690,853 |
| 20 |
1.00% |
¥231,787 |
¥55,628,815 |
¥5,228,815 |
| 20 |
1.10% |
¥234,042 |
¥56,170,120 |
¥5,770,120 |
| 20 |
1.20% |
¥236,312 |
¥56,714,763 |
¥6,314,763 |
| 20 |
1.30% |
¥238,595 |
¥57,262,743 |
¥6,862,743 |
| 20 |
1.40% |
¥240,892 |
¥57,814,054 |
¥7,414,054 |
| 20 |
1.50% |
¥243,203 |
¥58,368,693 |
¥7,968,693 |
| 20 |
1.60% |
¥245,528 |
¥58,926,655 |
¥8,526,655 |
| 20 |
1.70% |
¥247,866 |
¥59,487,937 |
¥9,087,937 |
| 20 |
1.80% |
¥250,219 |
¥60,052,533 |
¥9,652,533 |
| 20 |
1.90% |
¥252,585 |
¥60,620,439 |
¥10,220,439 |
| 20 |
2.00% |
¥254,965 |
¥61,191,648 |
¥10,791,648 |
| 20 |
2.10% |
¥257,359 |
¥61,766,156 |
¥11,366,156 |
| 20 |
2.20% |
¥259,766 |
¥62,343,957 |
¥11,943,957 |
| 20 |
2.30% |
¥262,188 |
¥62,925,044 |
¥12,525,044 |
| 20 |
2.40% |
¥264,623 |
¥63,509,412 |
¥13,109,412 |
| 20 |
2.50% |
¥267,071 |
¥64,097,054 |
¥13,697,054 |
| 20 |
2.60% |
¥269,533 |
¥64,687,963 |
¥14,287,963 |
| 20 |
2.70% |
¥272,009 |
¥65,282,132 |
¥14,882,132 |
| 20 |
2.80% |
¥274,498 |
¥65,879,553 |
¥15,479,553 |
| 20 |
2.90% |
¥277,001 |
¥66,480,221 |
¥16,080,221 |
| 20 |
3.00% |
¥279,517 |
¥67,084,125 |
¥16,684,125 |
5040万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥295,039 |
¥53,106,982 |
¥2,706,982 |
| 15 |
0.80% |
¥297,229 |
¥53,501,243 |
¥3,101,243 |
| 15 |
0.90% |
¥299,430 |
¥53,897,391 |
¥3,497,391 |
| 15 |
1.00% |
¥301,641 |
¥54,295,422 |
¥3,895,422 |
| 15 |
1.10% |
¥303,863 |
¥54,695,337 |
¥4,295,337 |
| 15 |
1.20% |
¥306,095 |
¥55,097,134 |
¥4,697,134 |
| 15 |
1.30% |
¥308,338 |
¥55,500,813 |
¥5,100,813 |
| 15 |
1.40% |
¥310,591 |
¥55,906,371 |
¥5,506,371 |
| 15 |
1.50% |
¥312,854 |
¥56,313,807 |
¥5,913,807 |
| 15 |
1.60% |
¥315,128 |
¥56,723,120 |
¥6,323,120 |
| 15 |
1.70% |
¥317,413 |
¥57,134,308 |
¥6,734,308 |
| 15 |
1.80% |
¥319,708 |
¥57,547,371 |
¥7,147,371 |
| 15 |
1.90% |
¥322,013 |
¥57,962,305 |
¥7,562,305 |
| 15 |
2.00% |
¥324,328 |
¥58,379,109 |
¥7,979,109 |
| 15 |
2.10% |
¥326,654 |
¥58,797,782 |
¥8,397,782 |
| 15 |
2.20% |
¥328,991 |
¥59,218,321 |
¥8,818,321 |
| 15 |
2.30% |
¥331,337 |
¥59,640,725 |
¥9,240,725 |
| 15 |
2.40% |
¥333,694 |
¥60,064,991 |
¥9,664,991 |
| 15 |
2.50% |
¥336,062 |
¥60,491,117 |
¥10,091,117 |
| 15 |
2.60% |
¥338,439 |
¥60,919,101 |
¥10,519,101 |
| 15 |
2.70% |
¥340,827 |
¥61,348,940 |
¥10,948,940 |
| 15 |
2.80% |
¥343,226 |
¥61,780,633 |
¥11,380,633 |
| 15 |
2.90% |
¥345,634 |
¥62,214,176 |
¥11,814,176 |
| 15 |
3.00% |
¥348,053 |
¥62,649,566 |
¥12,249,566 |
5040万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥434,994 |
¥52,199,271 |
¥1,799,271 |
| 10 |
0.80% |
¥437,164 |
¥52,459,666 |
¥2,059,666 |
| 10 |
0.90% |
¥439,341 |
¥52,720,900 |
¥2,320,900 |
| 10 |
1.00% |
¥441,525 |
¥52,982,973 |
¥2,582,973 |
| 10 |
1.10% |
¥443,716 |
¥53,245,883 |
¥2,845,883 |
| 10 |
1.20% |
¥445,914 |
¥53,509,631 |
¥3,109,631 |
| 10 |
1.30% |
¥448,118 |
¥53,774,217 |
¥3,374,217 |
| 10 |
1.40% |
¥450,330 |
¥54,039,639 |
¥3,639,639 |
| 10 |
1.50% |
¥452,549 |
¥54,305,899 |
¥3,905,899 |
| 10 |
1.60% |
¥454,775 |
¥54,572,995 |
¥4,172,995 |
| 10 |
1.70% |
¥457,008 |
¥54,840,927 |
¥4,440,927 |
| 10 |
1.80% |
¥459,247 |
¥55,109,695 |
¥4,709,695 |
| 10 |
1.90% |
¥461,494 |
¥55,379,299 |
¥4,979,299 |
| 10 |
2.00% |
¥463,748 |
¥55,649,737 |
¥5,249,737 |
| 10 |
2.10% |
¥466,008 |
¥55,921,010 |
¥5,521,010 |
| 10 |
2.20% |
¥468,276 |
¥56,193,116 |
¥5,793,116 |
| 10 |
2.30% |
¥470,550 |
¥56,466,057 |
¥6,066,057 |
| 10 |
2.40% |
¥472,832 |
¥56,739,830 |
¥6,339,830 |
| 10 |
2.50% |
¥475,120 |
¥57,014,437 |
¥6,614,437 |
| 10 |
2.60% |
¥477,416 |
¥57,289,875 |
¥6,889,875 |
| 10 |
2.70% |
¥479,718 |
¥57,566,145 |
¥7,166,145 |
| 10 |
2.80% |
¥482,027 |
¥57,843,246 |
¥7,443,246 |
| 10 |
2.90% |
¥484,343 |
¥58,121,177 |
¥7,721,177 |
| 10 |
3.00% |
¥486,666 |
¥58,399,938 |
¥7,999,938 |
