5070万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5070万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5070万円の住宅ローン｜期間・年数別
5070万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥100,173 |
¥60,103,645 |
¥9,403,645 |
| 50 |
0.80% |
¥102,551 |
¥61,530,879 |
¥10,830,879 |
| 50 |
0.90% |
¥104,965 |
¥62,978,881 |
¥12,278,881 |
| 50 |
1.00% |
¥107,413 |
¥64,447,563 |
¥13,747,563 |
| 50 |
1.10% |
¥109,895 |
¥65,936,822 |
¥15,236,822 |
| 50 |
1.20% |
¥112,411 |
¥67,446,551 |
¥16,746,551 |
| 50 |
1.30% |
¥114,961 |
¥68,976,629 |
¥18,276,629 |
| 50 |
1.40% |
¥117,545 |
¥70,526,929 |
¥19,826,929 |
| 50 |
1.50% |
¥120,162 |
¥72,097,314 |
¥21,397,314 |
| 50 |
1.60% |
¥122,813 |
¥73,687,638 |
¥22,987,638 |
| 50 |
1.70% |
¥125,496 |
¥75,297,745 |
¥24,597,745 |
| 50 |
1.80% |
¥128,212 |
¥76,927,475 |
¥26,227,475 |
| 50 |
1.90% |
¥130,961 |
¥78,576,656 |
¥27,876,656 |
| 50 |
2.00% |
¥133,742 |
¥80,245,109 |
¥29,545,109 |
| 50 |
2.10% |
¥136,554 |
¥81,932,650 |
¥31,232,650 |
| 50 |
2.20% |
¥139,398 |
¥83,639,086 |
¥32,939,086 |
| 50 |
2.30% |
¥142,274 |
¥85,364,217 |
¥34,664,217 |
| 50 |
2.40% |
¥145,180 |
¥87,107,837 |
¥36,407,837 |
| 50 |
2.50% |
¥148,116 |
¥88,869,734 |
¥38,169,734 |
| 50 |
2.60% |
¥151,083 |
¥90,649,689 |
¥39,949,689 |
| 50 |
2.70% |
¥154,079 |
¥92,447,481 |
¥41,747,481 |
| 50 |
2.80% |
¥157,105 |
¥94,262,878 |
¥43,562,878 |
| 50 |
2.90% |
¥160,159 |
¥96,095,649 |
¥45,395,649 |
| 50 |
3.00% |
¥163,243 |
¥97,945,555 |
¥47,245,555 |
5070万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥109,479 |
¥59,118,448 |
¥8,418,448 |
| 45 |
0.80% |
¥111,832 |
¥60,389,098 |
¥9,689,098 |
| 45 |
0.90% |
¥114,216 |
¥61,676,621 |
¥10,976,621 |
| 45 |
1.00% |
¥116,631 |
¥62,980,958 |
¥12,280,958 |
| 45 |
1.10% |
¥119,078 |
¥64,302,043 |
¥13,602,043 |
| 45 |
1.20% |
¥121,555 |
¥65,639,803 |
¥14,939,803 |
| 45 |
1.30% |
¥124,063 |
¥66,994,158 |
¥16,294,158 |
| 45 |
1.40% |
¥126,602 |
¥68,365,024 |
¥17,665,024 |
| 45 |
1.50% |
¥129,171 |
¥69,752,310 |
¥19,052,310 |
| 45 |
1.60% |
¥131,770 |
¥71,155,918 |
¥20,455,918 |
| 45 |
1.70% |
¥134,400 |
¥72,575,744 |
¥21,875,744 |
| 45 |
1.80% |
¥137,059 |
¥74,011,681 |
¥23,311,681 |
| 45 |
1.90% |
¥139,747 |
¥75,463,614 |
¥24,763,614 |
| 45 |
2.00% |
¥142,466 |
¥76,931,424 |
¥26,231,424 |
| 45 |
2.10% |
¥145,213 |
¥78,414,986 |
¥27,714,986 |
| 45 |
2.20% |
¥147,989 |
¥79,914,170 |
¥29,214,170 |
| 45 |
2.30% |
¥150,794 |
¥81,428,841 |
¥30,728,841 |
| 45 |
2.40% |
¥153,628 |
¥82,958,860 |
¥32,258,860 |
| 45 |
2.50% |
¥156,489 |
¥84,504,083 |
¥33,804,083 |
| 45 |
2.60% |
¥159,378 |
¥86,064,362 |
¥35,364,362 |
| 45 |
2.70% |
¥162,295 |
¥87,639,545 |
¥36,939,545 |
| 45 |
2.80% |
¥165,240 |
¥89,229,476 |
¥38,529,476 |
| 45 |
2.90% |
¥168,211 |
¥90,833,993 |
¥40,133,993 |
| 45 |
3.00% |
¥171,209 |
¥92,452,935 |
¥41,752,935 |
5070万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥121,132 |
¥58,143,498 |
¥7,443,498 |
| 40 |
0.80% |
¥123,460 |
¥59,260,658 |
¥8,560,658 |
| 40 |
0.90% |
¥125,815 |
¥60,391,187 |
¥9,691,187 |
| 40 |
1.00% |
¥128,198 |
¥61,535,047 |
¥10,835,047 |
| 40 |
1.10% |
¥130,609 |
¥62,692,196 |
¥11,992,196 |
| 40 |
1.20% |
¥133,047 |
¥63,862,587 |
¥13,162,587 |
| 40 |
1.30% |
¥135,513 |
¥65,046,172 |
¥14,346,172 |
| 40 |
1.40% |
¥138,006 |
¥66,242,895 |
¥15,542,895 |
| 40 |
1.50% |
¥140,526 |
¥67,452,699 |
¥16,752,699 |
| 40 |
1.60% |
¥143,074 |
¥68,675,523 |
¥17,975,523 |
| 40 |
1.70% |
¥145,649 |
¥69,911,301 |
¥19,211,301 |
| 40 |
1.80% |
¥148,250 |
¥71,159,963 |
¥20,459,963 |
| 40 |
1.90% |
¥150,878 |
¥72,421,437 |
¥21,721,437 |
| 40 |
2.00% |
¥153,533 |
¥73,695,648 |
¥22,995,648 |
| 40 |
2.10% |
¥156,214 |
¥74,982,514 |
¥24,282,514 |
| 40 |
2.20% |
¥158,921 |
¥76,281,953 |
¥25,581,953 |
| 40 |
2.30% |
¥161,654 |
¥77,593,879 |
¥26,893,879 |
| 40 |
2.40% |
¥164,413 |
¥78,918,202 |
¥28,218,202 |
| 40 |
2.50% |
¥167,198 |
¥80,254,829 |
¥29,554,829 |
| 40 |
2.60% |
¥170,008 |
¥81,603,666 |
¥30,903,666 |
| 40 |
2.70% |
¥172,843 |
¥82,964,613 |
¥32,264,613 |
| 40 |
2.80% |
¥175,703 |
¥84,337,569 |
¥33,637,569 |
| 40 |
2.90% |
¥178,588 |
¥85,722,429 |
¥35,022,429 |
| 40 |
3.00% |
¥181,498 |
¥87,119,089 |
¥36,419,089 |
5070万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥136,140 |
¥57,178,815 |
¥6,478,815 |
| 35 |
0.80% |
¥138,442 |
¥58,145,596 |
¥7,445,596 |
| 35 |
0.90% |
¥140,768 |
¥59,122,638 |
¥8,422,638 |
| 35 |
1.00% |
¥143,119 |
¥60,109,917 |
¥9,409,917 |
| 35 |
1.10% |
¥145,494 |
¥61,107,408 |
¥10,407,408 |
| 35 |
1.20% |
¥147,893 |
¥62,115,085 |
¥11,415,085 |
| 35 |
1.30% |
¥150,316 |
¥63,132,916 |
¥12,432,916 |
| 35 |
1.40% |
¥152,764 |
¥64,160,871 |
¥13,460,871 |
| 35 |
1.50% |
¥155,236 |
¥65,198,915 |
¥14,498,915 |
| 35 |
1.60% |
¥157,731 |
¥66,247,010 |
¥15,547,010 |
| 35 |
1.70% |
¥160,250 |
¥67,305,118 |
¥16,605,118 |
| 35 |
1.80% |
¥162,793 |
¥68,373,197 |
¥17,673,197 |
| 35 |
1.90% |
¥165,360 |
¥69,451,205 |
¥18,751,205 |
| 35 |
2.00% |
¥167,950 |
¥70,539,094 |
¥19,839,094 |
| 35 |
2.10% |
¥170,564 |
¥71,636,818 |
¥20,936,818 |
| 35 |
2.20% |
¥173,201 |
¥72,744,327 |
¥22,044,327 |
| 35 |
2.30% |
¥175,861 |
¥73,861,568 |
¥23,161,568 |
| 35 |
2.40% |
¥178,544 |
¥74,988,488 |
¥24,288,488 |
| 35 |
2.50% |
¥181,250 |
¥76,125,031 |
¥25,425,031 |
| 35 |
2.60% |
¥183,979 |
¥77,271,139 |
¥26,571,139 |
| 35 |
2.70% |
¥186,730 |
¥78,426,752 |
¥27,726,752 |
| 35 |
2.80% |
¥189,504 |
¥79,591,809 |
¥28,891,809 |
| 35 |
2.90% |
¥192,301 |
¥80,766,246 |
¥30,066,246 |
| 35 |
3.00% |
¥195,119 |
¥81,949,999 |
¥31,249,999 |
5070万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥156,179 |
¥56,224,418 |
¥5,524,418 |
| 30 |
0.80% |
¥158,455 |
¥57,043,944 |
¥6,343,944 |
| 30 |
0.90% |
¥160,753 |
¥57,871,024 |
¥7,171,024 |
| 30 |
1.00% |
¥163,071 |
¥58,705,645 |
¥8,005,645 |
| 30 |
1.10% |
¥165,411 |
¥59,547,794 |
¥8,847,794 |
| 30 |
1.20% |
¥167,771 |
¥60,397,455 |
¥9,697,455 |
| 30 |
1.30% |
¥170,152 |
¥61,254,612 |
¥10,554,612 |
| 30 |
1.40% |
¥172,553 |
¥62,119,247 |
¥11,419,247 |
| 30 |
1.50% |
¥174,976 |
¥62,991,341 |
¥12,291,341 |
| 30 |
1.60% |
¥177,419 |
¥63,870,874 |
¥13,170,874 |
| 30 |
1.70% |
¥179,883 |
¥64,757,824 |
¥14,057,824 |
| 30 |
1.80% |
¥182,367 |
¥65,652,169 |
¥14,952,169 |
| 30 |
1.90% |
¥184,872 |
¥66,553,885 |
¥15,853,885 |
| 30 |
2.00% |
¥187,397 |
¥67,462,946 |
¥16,762,946 |
| 30 |
2.10% |
¥189,943 |
¥68,379,326 |
¥17,679,326 |
| 30 |
2.20% |
¥192,508 |
¥69,302,998 |
¥18,602,998 |
| 30 |
2.30% |
¥195,094 |
¥70,233,932 |
¥19,533,932 |
| 30 |
2.40% |
¥197,700 |
¥71,172,098 |
¥20,472,098 |
| 30 |
2.50% |
¥200,326 |
¥72,117,466 |
¥21,417,466 |
| 30 |
2.60% |
¥202,972 |
¥73,070,004 |
¥22,370,004 |
| 30 |
2.70% |
¥205,638 |
¥74,029,678 |
¥23,329,678 |
| 30 |
2.80% |
¥208,323 |
¥74,996,454 |
¥24,296,454 |
| 30 |
2.90% |
¥211,029 |
¥75,970,296 |
¥25,270,296 |
| 30 |
3.00% |
¥213,753 |
¥76,951,168 |
¥26,251,168 |
5070万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥184,268 |
¥55,280,323 |
¥4,580,323 |
| 25 |
0.80% |
¥186,519 |
¥55,955,729 |
¥5,255,729 |
| 25 |
0.90% |
¥188,788 |
¥56,636,391 |
¥5,936,391 |
| 25 |
1.00% |
¥191,074 |
¥57,322,300 |
¥6,622,300 |
| 25 |
1.10% |
¥193,378 |
¥58,013,452 |
¥7,313,452 |
| 25 |
1.20% |
¥195,699 |
¥58,709,837 |
¥8,009,837 |
| 25 |
1.30% |
¥198,038 |
¥59,411,449 |
¥8,711,449 |
| 25 |
1.40% |
¥200,394 |
¥60,118,278 |
¥9,418,278 |
| 25 |
1.50% |
¥202,768 |
¥60,830,315 |
¥10,130,315 |
| 25 |
1.60% |
¥205,158 |
¥61,547,550 |
¥10,847,550 |
| 25 |
1.70% |
¥207,567 |
¥62,269,972 |
¥11,569,972 |
| 25 |
1.80% |
¥209,992 |
¥62,997,570 |
¥12,297,570 |
| 25 |
1.90% |
¥212,434 |
¥63,730,332 |
¥13,030,332 |
| 25 |
2.00% |
¥214,894 |
¥64,468,245 |
¥13,768,245 |
| 25 |
2.10% |
¥217,371 |
¥65,211,297 |
¥14,511,297 |
| 25 |
2.20% |
¥219,865 |
¥65,959,473 |
¥15,259,473 |
| 25 |
2.30% |
¥222,376 |
¥66,712,760 |
¥16,012,760 |
| 25 |
2.40% |
¥224,904 |
¥67,471,143 |
¥16,771,143 |
| 25 |
2.50% |
¥227,449 |
¥68,234,605 |
¥17,534,605 |
| 25 |
2.60% |
¥230,010 |
¥69,003,132 |
¥18,303,132 |
| 25 |
2.70% |
¥232,589 |
¥69,776,706 |
¥19,076,706 |
| 25 |
2.80% |
¥235,184 |
¥70,555,311 |
¥19,855,311 |
| 25 |
2.90% |
¥237,796 |
¥71,338,929 |
¥20,638,929 |
| 25 |
3.00% |
¥240,425 |
¥72,127,541 |
¥21,427,541 |
5070万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥226,444 |
¥54,346,545 |
¥3,646,545 |
| 20 |
0.80% |
¥228,671 |
¥54,880,976 |
¥4,180,976 |
| 20 |
0.90% |
¥230,912 |
¥55,418,775 |
¥4,718,775 |
| 20 |
1.00% |
¥233,166 |
¥55,959,939 |
¥5,259,939 |
| 20 |
1.10% |
¥235,435 |
¥56,504,466 |
¥5,804,466 |
| 20 |
1.20% |
¥237,718 |
¥57,052,351 |
¥6,352,351 |
| 20 |
1.30% |
¥240,015 |
¥57,603,592 |
¥6,903,592 |
| 20 |
1.40% |
¥242,326 |
¥58,158,185 |
¥7,458,185 |
| 20 |
1.50% |
¥244,651 |
¥58,716,125 |
¥8,016,125 |
| 20 |
1.60% |
¥246,989 |
¥59,277,409 |
¥8,577,409 |
| 20 |
1.70% |
¥249,342 |
¥59,842,032 |
¥9,142,032 |
| 20 |
1.80% |
¥251,708 |
¥60,409,989 |
¥9,709,989 |
| 20 |
1.90% |
¥254,089 |
¥60,981,275 |
¥10,281,275 |
| 20 |
2.00% |
¥256,483 |
¥61,555,884 |
¥10,855,884 |
| 20 |
2.10% |
¥258,891 |
¥62,133,812 |
¥11,433,812 |
| 20 |
2.20% |
¥261,313 |
¥62,715,052 |
¥12,015,052 |
| 20 |
2.30% |
¥263,748 |
¥63,299,598 |
¥12,599,598 |
| 20 |
2.40% |
¥266,198 |
¥63,887,444 |
¥13,187,444 |
| 20 |
2.50% |
¥268,661 |
¥64,478,584 |
¥13,778,584 |
| 20 |
2.60% |
¥271,138 |
¥65,073,010 |
¥14,373,010 |
| 20 |
2.70% |
¥273,628 |
¥65,670,716 |
¥14,970,716 |
| 20 |
2.80% |
¥276,132 |
¥66,271,694 |
¥15,571,694 |
| 20 |
2.90% |
¥278,650 |
¥66,875,936 |
¥16,175,936 |
| 20 |
3.00% |
¥281,181 |
¥67,483,436 |
¥16,783,436 |
5070万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥296,795 |
¥53,423,095 |
¥2,723,095 |
| 15 |
0.80% |
¥298,998 |
¥53,819,703 |
¥3,119,703 |
| 15 |
0.90% |
¥301,212 |
¥54,218,209 |
¥3,518,209 |
| 15 |
1.00% |
¥303,437 |
¥54,618,609 |
¥3,918,609 |
| 15 |
1.10% |
¥305,672 |
¥55,020,905 |
¥4,320,905 |
| 15 |
1.20% |
¥307,917 |
¥55,425,094 |
¥4,725,094 |
| 15 |
1.30% |
¥310,173 |
¥55,831,175 |
¥5,131,175 |
| 15 |
1.40% |
¥312,440 |
¥56,239,147 |
¥5,539,147 |
| 15 |
1.50% |
¥314,717 |
¥56,649,008 |
¥5,949,008 |
| 15 |
1.60% |
¥317,004 |
¥57,060,758 |
¥6,360,758 |
| 15 |
1.70% |
¥319,302 |
¥57,474,394 |
¥6,774,394 |
| 15 |
1.80% |
¥321,611 |
¥57,889,914 |
¥7,189,914 |
| 15 |
1.90% |
¥323,930 |
¥58,307,319 |
¥7,607,319 |
| 15 |
2.00% |
¥326,259 |
¥58,726,604 |
¥8,026,604 |
| 15 |
2.10% |
¥328,599 |
¥59,147,769 |
¥8,447,769 |
| 15 |
2.20% |
¥330,949 |
¥59,570,811 |
¥8,870,811 |
| 15 |
2.30% |
¥333,310 |
¥59,995,729 |
¥9,295,729 |
| 15 |
2.40% |
¥335,681 |
¥60,422,521 |
¥9,722,521 |
| 15 |
2.50% |
¥338,062 |
¥60,851,183 |
¥10,151,183 |
| 15 |
2.60% |
¥340,454 |
¥61,281,715 |
¥10,581,715 |
| 15 |
2.70% |
¥342,856 |
¥61,714,112 |
¥11,014,112 |
| 15 |
2.80% |
¥345,269 |
¥62,148,374 |
¥11,448,374 |
| 15 |
2.90% |
¥347,692 |
¥62,584,498 |
¥11,884,498 |
| 15 |
3.00% |
¥350,125 |
¥63,022,480 |
¥12,322,480 |
5070万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥437,583 |
¥52,509,981 |
¥1,809,981 |
| 10 |
0.80% |
¥439,766 |
¥52,771,926 |
¥2,071,926 |
| 10 |
0.90% |
¥441,956 |
¥53,034,715 |
¥2,334,715 |
| 10 |
1.00% |
¥444,153 |
¥53,298,347 |
¥2,598,347 |
| 10 |
1.10% |
¥446,357 |
¥53,562,823 |
¥2,862,823 |
| 10 |
1.20% |
¥448,568 |
¥53,828,141 |
¥3,128,141 |
| 10 |
1.30% |
¥450,786 |
¥54,094,301 |
¥3,394,301 |
| 10 |
1.40% |
¥453,011 |
¥54,361,304 |
¥3,661,304 |
| 10 |
1.50% |
¥455,243 |
¥54,629,148 |
¥3,929,148 |
| 10 |
1.60% |
¥457,482 |
¥54,897,834 |
¥4,197,834 |
| 10 |
1.70% |
¥459,728 |
¥55,167,361 |
¥4,467,361 |
| 10 |
1.80% |
¥461,981 |
¥55,437,729 |
¥4,737,729 |
| 10 |
1.90% |
¥464,241 |
¥55,708,937 |
¥5,008,937 |
| 10 |
2.00% |
¥466,508 |
¥55,980,985 |
¥5,280,985 |
| 10 |
2.10% |
¥468,782 |
¥56,253,873 |
¥5,553,873 |
| 10 |
2.20% |
¥471,063 |
¥56,527,599 |
¥5,827,599 |
| 10 |
2.30% |
¥473,351 |
¥56,802,164 |
¥6,102,164 |
| 10 |
2.40% |
¥475,646 |
¥57,077,567 |
¥6,377,567 |
| 10 |
2.50% |
¥477,948 |
¥57,353,808 |
¥6,653,808 |
| 10 |
2.60% |
¥480,257 |
¥57,630,886 |
¥6,930,886 |
| 10 |
2.70% |
¥482,573 |
¥57,908,800 |
¥7,208,800 |
| 10 |
2.80% |
¥484,896 |
¥58,187,551 |
¥7,487,551 |
| 10 |
2.90% |
¥487,226 |
¥58,467,136 |
¥7,767,136 |
| 10 |
3.00% |
¥489,563 |
¥58,747,557 |
¥8,047,557 |
