5080万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5080万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5080万円の住宅ローン｜期間・年数別
5080万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥100,370 |
¥60,222,193 |
¥9,422,193 |
| 50 |
0.80% |
¥102,754 |
¥61,652,242 |
¥10,852,242 |
| 50 |
0.90% |
¥105,172 |
¥63,103,100 |
¥12,303,100 |
| 50 |
1.00% |
¥107,624 |
¥64,574,678 |
¥13,774,678 |
| 50 |
1.10% |
¥110,111 |
¥66,066,875 |
¥15,266,875 |
| 50 |
1.20% |
¥112,633 |
¥67,579,581 |
¥16,779,581 |
| 50 |
1.30% |
¥115,188 |
¥69,112,678 |
¥18,312,678 |
| 50 |
1.40% |
¥117,777 |
¥70,666,036 |
¥19,866,036 |
| 50 |
1.50% |
¥120,399 |
¥72,239,518 |
¥21,439,518 |
| 50 |
1.60% |
¥123,055 |
¥73,832,978 |
¥23,032,978 |
| 50 |
1.70% |
¥125,744 |
¥75,446,262 |
¥24,646,262 |
| 50 |
1.80% |
¥128,465 |
¥77,079,206 |
¥26,279,206 |
| 50 |
1.90% |
¥131,219 |
¥78,731,639 |
¥27,931,639 |
| 50 |
2.00% |
¥134,006 |
¥80,403,384 |
¥29,603,384 |
| 50 |
2.10% |
¥136,824 |
¥82,094,253 |
¥31,294,253 |
| 50 |
2.20% |
¥139,673 |
¥83,804,055 |
¥33,004,055 |
| 50 |
2.30% |
¥142,554 |
¥85,532,588 |
¥34,732,588 |
| 50 |
2.40% |
¥145,466 |
¥87,279,647 |
¥36,479,647 |
| 50 |
2.50% |
¥148,408 |
¥89,045,019 |
¥38,245,019 |
| 50 |
2.60% |
¥151,381 |
¥90,828,486 |
¥40,028,486 |
| 50 |
2.70% |
¥154,383 |
¥92,629,823 |
¥41,829,823 |
| 50 |
2.80% |
¥157,415 |
¥94,448,801 |
¥43,648,801 |
| 50 |
2.90% |
¥160,475 |
¥96,285,187 |
¥45,485,187 |
| 50 |
3.00% |
¥163,565 |
¥98,138,741 |
¥47,338,741 |
5080万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥109,695 |
¥59,235,053 |
¥8,435,053 |
| 45 |
0.80% |
¥112,052 |
¥60,508,208 |
¥9,708,208 |
| 45 |
0.90% |
¥114,441 |
¥61,798,271 |
¥10,998,271 |
| 45 |
1.00% |
¥116,861 |
¥63,105,181 |
¥12,305,181 |
| 45 |
1.10% |
¥119,313 |
¥64,428,872 |
¥13,628,872 |
| 45 |
1.20% |
¥121,795 |
¥65,769,270 |
¥14,969,270 |
| 45 |
1.30% |
¥124,308 |
¥67,126,297 |
¥16,326,297 |
| 45 |
1.40% |
¥126,852 |
¥68,499,867 |
¥17,699,867 |
| 45 |
1.50% |
¥129,426 |
¥69,889,889 |
¥19,089,889 |
| 45 |
1.60% |
¥132,030 |
¥71,296,265 |
¥20,496,265 |
| 45 |
1.70% |
¥134,665 |
¥72,718,892 |
¥21,918,892 |
| 45 |
1.80% |
¥137,329 |
¥74,157,661 |
¥23,357,661 |
| 45 |
1.90% |
¥140,023 |
¥75,612,458 |
¥24,812,458 |
| 45 |
2.00% |
¥142,747 |
¥77,083,163 |
¥26,283,163 |
| 45 |
2.10% |
¥145,499 |
¥78,569,650 |
¥27,769,650 |
| 45 |
2.20% |
¥148,281 |
¥80,071,791 |
¥29,271,791 |
| 45 |
2.30% |
¥151,092 |
¥81,589,450 |
¥30,789,450 |
| 45 |
2.40% |
¥153,931 |
¥83,122,487 |
¥32,322,487 |
| 45 |
2.50% |
¥156,798 |
¥84,670,758 |
¥33,870,758 |
| 45 |
2.60% |
¥159,693 |
¥86,234,115 |
¥35,434,115 |
| 45 |
2.70% |
¥162,616 |
¥87,812,404 |
¥37,012,404 |
| 45 |
2.80% |
¥165,566 |
¥89,405,471 |
¥38,605,471 |
| 45 |
2.90% |
¥168,543 |
¥91,013,153 |
¥40,213,153 |
| 45 |
3.00% |
¥171,547 |
¥92,635,288 |
¥41,835,288 |
5080万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥121,371 |
¥58,258,179 |
¥7,458,179 |
| 40 |
0.80% |
¥123,703 |
¥59,377,543 |
¥8,577,543 |
| 40 |
0.90% |
¥126,063 |
¥60,510,302 |
¥9,710,302 |
| 40 |
1.00% |
¥128,451 |
¥61,656,418 |
¥10,856,418 |
| 40 |
1.10% |
¥130,866 |
¥62,815,849 |
¥12,015,849 |
| 40 |
1.20% |
¥133,309 |
¥63,988,549 |
¥13,188,549 |
| 40 |
1.30% |
¥135,780 |
¥65,174,468 |
¥14,374,468 |
| 40 |
1.40% |
¥138,278 |
¥66,373,552 |
¥15,573,552 |
| 40 |
1.50% |
¥140,804 |
¥67,585,742 |
¥16,785,742 |
| 40 |
1.60% |
¥143,356 |
¥68,810,978 |
¥18,010,978 |
| 40 |
1.70% |
¥145,936 |
¥70,049,193 |
¥19,249,193 |
| 40 |
1.80% |
¥148,542 |
¥71,300,318 |
¥20,500,318 |
| 40 |
1.90% |
¥151,176 |
¥72,564,280 |
¥21,764,280 |
| 40 |
2.00% |
¥153,835 |
¥73,841,004 |
¥23,041,004 |
| 40 |
2.10% |
¥156,522 |
¥75,130,408 |
¥24,330,408 |
| 40 |
2.20% |
¥159,234 |
¥76,432,410 |
¥25,632,410 |
| 40 |
2.30% |
¥161,973 |
¥77,746,924 |
¥26,946,924 |
| 40 |
2.40% |
¥164,737 |
¥79,073,859 |
¥28,273,859 |
| 40 |
2.50% |
¥167,527 |
¥80,413,123 |
¥29,613,123 |
| 40 |
2.60% |
¥170,343 |
¥81,764,620 |
¥30,964,620 |
| 40 |
2.70% |
¥173,184 |
¥83,128,251 |
¥32,328,251 |
| 40 |
2.80% |
¥176,050 |
¥84,503,915 |
¥33,703,915 |
| 40 |
2.90% |
¥178,941 |
¥85,891,507 |
¥35,091,507 |
| 40 |
3.00% |
¥181,856 |
¥87,290,921 |
¥36,490,921 |
5080万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥136,409 |
¥57,291,593 |
¥6,491,593 |
| 35 |
0.80% |
¥138,715 |
¥58,260,282 |
¥7,460,282 |
| 35 |
0.90% |
¥141,046 |
¥59,239,250 |
¥8,439,250 |
| 35 |
1.00% |
¥143,401 |
¥60,228,477 |
¥9,428,477 |
| 35 |
1.10% |
¥145,781 |
¥61,227,936 |
¥10,427,936 |
| 35 |
1.20% |
¥148,185 |
¥62,237,600 |
¥11,437,600 |
| 35 |
1.30% |
¥150,613 |
¥63,257,439 |
¥12,457,439 |
| 35 |
1.40% |
¥153,065 |
¥64,287,421 |
¥13,487,421 |
| 35 |
1.50% |
¥155,542 |
¥65,327,512 |
¥14,527,512 |
| 35 |
1.60% |
¥158,042 |
¥66,377,675 |
¥15,577,675 |
| 35 |
1.70% |
¥160,566 |
¥67,437,869 |
¥16,637,869 |
| 35 |
1.80% |
¥163,114 |
¥68,508,056 |
¥17,708,056 |
| 35 |
1.90% |
¥165,686 |
¥69,588,189 |
¥18,788,189 |
| 35 |
2.00% |
¥168,281 |
¥70,678,225 |
¥19,878,225 |
| 35 |
2.10% |
¥170,900 |
¥71,778,114 |
¥20,978,114 |
| 35 |
2.20% |
¥173,542 |
¥72,887,807 |
¥22,087,807 |
| 35 |
2.30% |
¥176,208 |
¥74,007,252 |
¥23,207,252 |
| 35 |
2.40% |
¥178,896 |
¥75,136,395 |
¥24,336,395 |
| 35 |
2.50% |
¥181,608 |
¥76,275,179 |
¥25,475,179 |
| 35 |
2.60% |
¥184,342 |
¥77,423,548 |
¥26,623,548 |
| 35 |
2.70% |
¥187,099 |
¥78,581,440 |
¥27,781,440 |
| 35 |
2.80% |
¥189,878 |
¥79,748,795 |
¥28,948,795 |
| 35 |
2.90% |
¥192,680 |
¥80,925,549 |
¥30,125,549 |
| 35 |
3.00% |
¥195,504 |
¥82,111,637 |
¥31,311,637 |
5080万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥156,487 |
¥56,335,314 |
¥5,535,314 |
| 30 |
0.80% |
¥158,768 |
¥57,156,457 |
¥6,356,457 |
| 30 |
0.90% |
¥161,070 |
¥57,985,168 |
¥7,185,168 |
| 30 |
1.00% |
¥163,393 |
¥58,821,435 |
¥8,021,435 |
| 30 |
1.10% |
¥165,737 |
¥59,665,245 |
¥8,865,245 |
| 30 |
1.20% |
¥168,102 |
¥60,516,582 |
¥9,716,582 |
| 30 |
1.30% |
¥170,487 |
¥61,375,429 |
¥10,575,429 |
| 30 |
1.40% |
¥172,894 |
¥62,241,770 |
¥11,441,770 |
| 30 |
1.50% |
¥175,321 |
¥63,115,584 |
¥12,315,584 |
| 30 |
1.60% |
¥177,769 |
¥63,996,852 |
¥13,196,852 |
| 30 |
1.70% |
¥180,238 |
¥64,885,552 |
¥14,085,552 |
| 30 |
1.80% |
¥182,727 |
¥65,781,661 |
¥14,981,661 |
| 30 |
1.90% |
¥185,237 |
¥66,685,155 |
¥15,885,155 |
| 30 |
2.00% |
¥187,767 |
¥67,596,009 |
¥16,796,009 |
| 30 |
2.10% |
¥190,317 |
¥68,514,197 |
¥17,714,197 |
| 30 |
2.20% |
¥192,888 |
¥69,439,690 |
¥18,639,690 |
| 30 |
2.30% |
¥195,479 |
¥70,372,460 |
¥19,572,460 |
| 30 |
2.40% |
¥198,090 |
¥71,312,477 |
¥20,512,477 |
| 30 |
2.50% |
¥200,721 |
¥72,259,710 |
¥21,459,710 |
| 30 |
2.60% |
¥203,373 |
¥73,214,126 |
¥22,414,126 |
| 30 |
2.70% |
¥206,044 |
¥74,175,693 |
¥23,375,693 |
| 30 |
2.80% |
¥208,734 |
¥75,144,376 |
¥24,344,376 |
| 30 |
2.90% |
¥211,445 |
¥76,120,139 |
¥25,320,139 |
| 30 |
3.00% |
¥214,175 |
¥77,102,946 |
¥26,302,946 |
5080万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥184,631 |
¥55,389,357 |
¥4,589,357 |
| 25 |
0.80% |
¥186,887 |
¥56,066,096 |
¥5,266,096 |
| 25 |
0.90% |
¥189,160 |
¥56,748,099 |
¥5,948,099 |
| 25 |
1.00% |
¥191,451 |
¥57,435,362 |
¥6,635,362 |
| 25 |
1.10% |
¥193,760 |
¥58,127,877 |
¥7,327,877 |
| 25 |
1.20% |
¥196,085 |
¥58,825,636 |
¥8,025,636 |
| 25 |
1.30% |
¥198,429 |
¥59,528,632 |
¥8,728,632 |
| 25 |
1.40% |
¥200,790 |
¥60,236,855 |
¥9,436,855 |
| 25 |
1.50% |
¥203,168 |
¥60,950,296 |
¥10,150,296 |
| 25 |
1.60% |
¥205,563 |
¥61,668,946 |
¥10,868,946 |
| 25 |
1.70% |
¥207,976 |
¥62,392,792 |
¥11,592,792 |
| 25 |
1.80% |
¥210,406 |
¥63,121,825 |
¥12,321,825 |
| 25 |
1.90% |
¥212,853 |
¥63,856,032 |
¥13,056,032 |
| 25 |
2.00% |
¥215,318 |
¥64,595,401 |
¥13,795,401 |
| 25 |
2.10% |
¥217,800 |
¥65,339,919 |
¥14,539,919 |
| 25 |
2.20% |
¥220,299 |
¥66,089,571 |
¥15,289,571 |
| 25 |
2.30% |
¥222,814 |
¥66,844,343 |
¥16,044,343 |
| 25 |
2.40% |
¥225,347 |
¥67,604,222 |
¥16,804,222 |
| 25 |
2.50% |
¥227,897 |
¥68,369,190 |
¥17,569,190 |
| 25 |
2.60% |
¥230,464 |
¥69,139,233 |
¥18,339,233 |
| 25 |
2.70% |
¥233,048 |
¥69,914,333 |
¥19,114,333 |
| 25 |
2.80% |
¥235,648 |
¥70,694,474 |
¥19,894,474 |
| 25 |
2.90% |
¥238,265 |
¥71,479,637 |
¥20,679,637 |
| 25 |
3.00% |
¥240,899 |
¥72,269,804 |
¥21,469,804 |
5080万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥226,891 |
¥54,453,737 |
¥3,653,737 |
| 20 |
0.80% |
¥229,122 |
¥54,989,223 |
¥4,189,223 |
| 20 |
0.90% |
¥231,367 |
¥55,528,082 |
¥4,728,082 |
| 20 |
1.00% |
¥233,626 |
¥56,070,314 |
¥5,270,314 |
| 20 |
1.10% |
¥235,900 |
¥56,615,914 |
¥5,815,914 |
| 20 |
1.20% |
¥238,187 |
¥57,164,881 |
¥6,364,881 |
| 20 |
1.30% |
¥240,488 |
¥57,717,209 |
¥6,917,209 |
| 20 |
1.40% |
¥242,804 |
¥58,272,895 |
¥7,472,895 |
| 20 |
1.50% |
¥245,133 |
¥58,831,936 |
¥8,031,936 |
| 20 |
1.60% |
¥247,476 |
¥59,394,327 |
¥8,594,327 |
| 20 |
1.70% |
¥249,834 |
¥59,960,064 |
¥9,160,064 |
| 20 |
1.80% |
¥252,205 |
¥60,529,141 |
¥9,729,141 |
| 20 |
1.90% |
¥254,590 |
¥61,101,553 |
¥10,301,553 |
| 20 |
2.00% |
¥256,989 |
¥61,677,296 |
¥10,877,296 |
| 20 |
2.10% |
¥259,402 |
¥62,256,364 |
¥11,456,364 |
| 20 |
2.20% |
¥261,828 |
¥62,838,750 |
¥12,038,750 |
| 20 |
2.30% |
¥264,269 |
¥63,424,450 |
¥12,624,450 |
| 20 |
2.40% |
¥266,723 |
¥64,013,455 |
¥13,213,455 |
| 20 |
2.50% |
¥269,191 |
¥64,605,761 |
¥13,805,761 |
| 20 |
2.60% |
¥271,672 |
¥65,201,359 |
¥14,401,359 |
| 20 |
2.70% |
¥274,168 |
¥65,800,244 |
¥15,000,244 |
| 20 |
2.80% |
¥276,677 |
¥66,402,407 |
¥15,602,407 |
| 20 |
2.90% |
¥279,199 |
¥67,007,841 |
¥16,207,841 |
| 20 |
3.00% |
¥281,736 |
¥67,616,539 |
¥16,816,539 |
5080万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥297,380 |
¥53,528,466 |
¥2,728,466 |
| 15 |
0.80% |
¥299,588 |
¥53,925,857 |
¥3,125,857 |
| 15 |
0.90% |
¥301,806 |
¥54,325,148 |
¥3,525,148 |
| 15 |
1.00% |
¥304,035 |
¥54,726,338 |
¥3,926,338 |
| 15 |
1.10% |
¥306,275 |
¥55,129,427 |
¥4,329,427 |
| 15 |
1.20% |
¥308,525 |
¥55,534,413 |
¥4,734,413 |
| 15 |
1.30% |
¥310,785 |
¥55,941,295 |
¥5,141,295 |
| 15 |
1.40% |
¥313,056 |
¥56,350,072 |
¥5,550,072 |
| 15 |
1.50% |
¥315,337 |
¥56,760,742 |
¥5,960,742 |
| 15 |
1.60% |
¥317,629 |
¥57,173,303 |
¥6,373,303 |
| 15 |
1.70% |
¥319,932 |
¥57,587,755 |
¥6,787,755 |
| 15 |
1.80% |
¥322,245 |
¥58,004,096 |
¥7,204,096 |
| 15 |
1.90% |
¥324,568 |
¥58,422,323 |
¥7,622,323 |
| 15 |
2.00% |
¥326,902 |
¥58,842,436 |
¥8,042,436 |
| 15 |
2.10% |
¥329,247 |
¥59,264,431 |
¥8,464,431 |
| 15 |
2.20% |
¥331,602 |
¥59,688,308 |
¥8,888,308 |
| 15 |
2.30% |
¥333,967 |
¥60,114,064 |
¥9,314,064 |
| 15 |
2.40% |
¥336,343 |
¥60,541,697 |
¥9,741,697 |
| 15 |
2.50% |
¥338,729 |
¥60,971,205 |
¥10,171,205 |
| 15 |
2.60% |
¥341,125 |
¥61,402,586 |
¥10,602,586 |
| 15 |
2.70% |
¥343,532 |
¥61,835,837 |
¥11,035,837 |
| 15 |
2.80% |
¥345,950 |
¥62,270,955 |
¥11,470,955 |
| 15 |
2.90% |
¥348,377 |
¥62,707,939 |
¥11,907,939 |
| 15 |
3.00% |
¥350,815 |
¥63,146,785 |
¥12,346,785 |
5080万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥438,446 |
¥52,613,551 |
¥1,813,551 |
| 10 |
0.80% |
¥440,633 |
¥52,876,013 |
¥2,076,013 |
| 10 |
0.90% |
¥442,828 |
¥53,139,320 |
¥2,339,320 |
| 10 |
1.00% |
¥445,029 |
¥53,403,472 |
¥2,603,472 |
| 10 |
1.10% |
¥447,237 |
¥53,668,469 |
¥2,868,469 |
| 10 |
1.20% |
¥449,453 |
¥53,934,311 |
¥3,134,311 |
| 10 |
1.30% |
¥451,675 |
¥54,200,996 |
¥3,400,996 |
| 10 |
1.40% |
¥453,904 |
¥54,468,525 |
¥3,668,525 |
| 10 |
1.50% |
¥456,141 |
¥54,736,898 |
¥3,936,898 |
| 10 |
1.60% |
¥458,384 |
¥55,006,114 |
¥4,206,114 |
| 10 |
1.70% |
¥460,635 |
¥55,276,173 |
¥4,476,173 |
| 10 |
1.80% |
¥462,892 |
¥55,547,074 |
¥4,747,074 |
| 10 |
1.90% |
¥465,157 |
¥55,818,817 |
¥5,018,817 |
| 10 |
2.00% |
¥467,428 |
¥56,091,401 |
¥5,291,401 |
| 10 |
2.10% |
¥469,707 |
¥56,364,827 |
¥5,564,827 |
| 10 |
2.20% |
¥471,992 |
¥56,639,094 |
¥5,839,094 |
| 10 |
2.30% |
¥474,285 |
¥56,914,200 |
¥6,114,200 |
| 10 |
2.40% |
¥476,585 |
¥57,190,147 |
¥6,390,147 |
| 10 |
2.50% |
¥478,891 |
¥57,466,932 |
¥6,666,932 |
| 10 |
2.60% |
¥481,205 |
¥57,744,556 |
¥6,944,556 |
| 10 |
2.70% |
¥483,525 |
¥58,023,019 |
¥7,223,019 |
| 10 |
2.80% |
¥485,853 |
¥58,302,319 |
¥7,502,319 |
| 10 |
2.90% |
¥488,187 |
¥58,582,456 |
¥7,782,456 |
| 10 |
3.00% |
¥490,529 |
¥58,863,430 |
¥8,063,430 |
