5090万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5090万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5090万円の住宅ローン｜期間・年数別
5090万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥100,568 |
¥60,340,740 |
¥9,440,740 |
| 50 |
0.80% |
¥102,956 |
¥61,773,604 |
¥10,873,604 |
| 50 |
0.90% |
¥105,379 |
¥63,227,319 |
¥12,327,319 |
| 50 |
1.00% |
¥107,836 |
¥64,701,794 |
¥13,801,794 |
| 50 |
1.10% |
¥110,328 |
¥66,196,928 |
¥15,296,928 |
| 50 |
1.20% |
¥112,854 |
¥67,712,612 |
¥16,812,612 |
| 50 |
1.30% |
¥115,415 |
¥69,248,726 |
¥18,348,726 |
| 50 |
1.40% |
¥118,009 |
¥70,805,142 |
¥19,905,142 |
| 50 |
1.50% |
¥120,636 |
¥72,381,722 |
¥21,481,722 |
| 50 |
1.60% |
¥123,297 |
¥73,978,319 |
¥23,078,319 |
| 50 |
1.70% |
¥125,991 |
¥75,594,778 |
¥24,694,778 |
| 50 |
1.80% |
¥128,718 |
¥77,230,936 |
¥26,330,936 |
| 50 |
1.90% |
¥131,478 |
¥78,886,623 |
¥27,986,623 |
| 50 |
2.00% |
¥134,269 |
¥80,561,658 |
¥29,661,658 |
| 50 |
2.10% |
¥137,093 |
¥82,255,856 |
¥31,355,856 |
| 50 |
2.20% |
¥139,948 |
¥83,969,023 |
¥33,069,023 |
| 50 |
2.30% |
¥142,835 |
¥85,700,959 |
¥34,800,959 |
| 50 |
2.40% |
¥145,752 |
¥87,451,458 |
¥36,551,458 |
| 50 |
2.50% |
¥148,701 |
¥89,220,305 |
¥38,320,305 |
| 50 |
2.60% |
¥151,679 |
¥91,007,282 |
¥40,107,282 |
| 50 |
2.70% |
¥154,687 |
¥92,812,165 |
¥41,912,165 |
| 50 |
2.80% |
¥157,725 |
¥94,634,724 |
¥43,734,724 |
| 50 |
2.90% |
¥160,791 |
¥96,474,725 |
¥45,574,725 |
| 50 |
3.00% |
¥163,887 |
¥98,331,928 |
¥47,431,928 |
5090万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥109,910 |
¥59,351,657 |
¥8,451,657 |
| 45 |
0.80% |
¥112,273 |
¥60,627,319 |
¥9,727,319 |
| 45 |
0.90% |
¥114,667 |
¥61,919,921 |
¥11,019,921 |
| 45 |
1.00% |
¥117,091 |
¥63,229,404 |
¥12,329,404 |
| 45 |
1.10% |
¥119,548 |
¥64,555,700 |
¥13,655,700 |
| 45 |
1.20% |
¥122,035 |
¥65,898,737 |
¥14,998,737 |
| 45 |
1.30% |
¥124,553 |
¥67,258,435 |
¥16,358,435 |
| 45 |
1.40% |
¥127,101 |
¥68,634,709 |
¥17,734,709 |
| 45 |
1.50% |
¥129,680 |
¥70,027,467 |
¥19,127,467 |
| 45 |
1.60% |
¥132,290 |
¥71,436,612 |
¥20,536,612 |
| 45 |
1.70% |
¥134,930 |
¥72,862,039 |
¥21,962,039 |
| 45 |
1.80% |
¥137,599 |
¥74,303,641 |
¥23,403,641 |
| 45 |
1.90% |
¥140,299 |
¥75,761,301 |
¥24,861,301 |
| 45 |
2.00% |
¥143,028 |
¥77,234,901 |
¥26,334,901 |
| 45 |
2.10% |
¥145,786 |
¥78,724,315 |
¥27,824,315 |
| 45 |
2.20% |
¥148,573 |
¥80,229,413 |
¥29,329,413 |
| 45 |
2.30% |
¥151,389 |
¥81,750,059 |
¥30,850,059 |
| 45 |
2.40% |
¥154,234 |
¥83,286,114 |
¥32,386,114 |
| 45 |
2.50% |
¥157,106 |
¥84,837,432 |
¥33,937,432 |
| 45 |
2.60% |
¥160,007 |
¥86,403,867 |
¥35,503,867 |
| 45 |
2.70% |
¥162,936 |
¥87,985,263 |
¥37,085,263 |
| 45 |
2.80% |
¥165,892 |
¥89,581,466 |
¥38,681,466 |
| 45 |
2.90% |
¥168,875 |
¥91,192,313 |
¥40,292,313 |
| 45 |
3.00% |
¥171,885 |
¥92,817,641 |
¥41,917,641 |
5090万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥121,610 |
¥58,372,861 |
¥7,472,861 |
| 40 |
0.80% |
¥123,947 |
¥59,494,428 |
¥8,594,428 |
| 40 |
0.90% |
¥126,311 |
¥60,629,417 |
¥9,729,417 |
| 40 |
1.00% |
¥128,704 |
¥61,777,789 |
¥10,877,789 |
| 40 |
1.10% |
¥131,124 |
¥62,939,502 |
¥12,039,502 |
| 40 |
1.20% |
¥133,572 |
¥64,114,511 |
¥13,214,511 |
| 40 |
1.30% |
¥136,047 |
¥65,302,764 |
¥14,402,764 |
| 40 |
1.40% |
¥138,550 |
¥66,504,208 |
¥15,604,208 |
| 40 |
1.50% |
¥141,081 |
¥67,718,785 |
¥16,818,785 |
| 40 |
1.60% |
¥143,638 |
¥68,946,432 |
¥18,046,432 |
| 40 |
1.70% |
¥146,223 |
¥70,187,085 |
¥19,287,085 |
| 40 |
1.80% |
¥148,835 |
¥71,440,673 |
¥20,540,673 |
| 40 |
1.90% |
¥151,473 |
¥72,707,124 |
¥21,807,124 |
| 40 |
2.00% |
¥154,138 |
¥73,986,360 |
¥23,086,360 |
| 40 |
2.10% |
¥156,830 |
¥75,278,303 |
¥24,378,303 |
| 40 |
2.20% |
¥159,548 |
¥76,582,868 |
¥25,682,868 |
| 40 |
2.30% |
¥162,292 |
¥77,899,969 |
¥26,999,969 |
| 40 |
2.40% |
¥165,061 |
¥79,229,516 |
¥28,329,516 |
| 40 |
2.50% |
¥167,857 |
¥80,571,416 |
¥29,671,416 |
| 40 |
2.60% |
¥170,678 |
¥81,925,574 |
¥31,025,574 |
| 40 |
2.70% |
¥173,525 |
¥83,291,889 |
¥32,391,889 |
| 40 |
2.80% |
¥176,396 |
¥84,670,261 |
¥33,770,261 |
| 40 |
2.90% |
¥179,293 |
¥86,060,585 |
¥35,160,585 |
| 40 |
3.00% |
¥182,214 |
¥87,462,754 |
¥36,562,754 |
5090万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥136,677 |
¥57,404,372 |
¥6,504,372 |
| 35 |
0.80% |
¥138,988 |
¥58,374,967 |
¥7,474,967 |
| 35 |
0.90% |
¥141,323 |
¥59,355,863 |
¥8,455,863 |
| 35 |
1.00% |
¥143,683 |
¥60,347,037 |
¥9,447,037 |
| 35 |
1.10% |
¥146,068 |
¥61,348,463 |
¥10,448,463 |
| 35 |
1.20% |
¥148,476 |
¥62,360,115 |
¥11,460,115 |
| 35 |
1.30% |
¥150,909 |
¥63,381,961 |
¥12,481,961 |
| 35 |
1.40% |
¥153,367 |
¥64,413,971 |
¥13,513,971 |
| 35 |
1.50% |
¥155,848 |
¥65,456,110 |
¥14,556,110 |
| 35 |
1.60% |
¥158,353 |
¥66,508,339 |
¥15,608,339 |
| 35 |
1.70% |
¥160,882 |
¥67,570,621 |
¥16,670,621 |
| 35 |
1.80% |
¥163,436 |
¥68,642,914 |
¥17,742,914 |
| 35 |
1.90% |
¥166,012 |
¥69,725,174 |
¥18,825,174 |
| 35 |
2.00% |
¥168,613 |
¥70,817,355 |
¥19,917,355 |
| 35 |
2.10% |
¥171,237 |
¥71,919,409 |
¥21,019,409 |
| 35 |
2.20% |
¥173,884 |
¥73,031,287 |
¥22,131,287 |
| 35 |
2.30% |
¥176,555 |
¥74,152,935 |
¥23,252,935 |
| 35 |
2.40% |
¥179,248 |
¥75,284,301 |
¥24,384,301 |
| 35 |
2.50% |
¥181,965 |
¥76,425,327 |
¥25,525,327 |
| 35 |
2.60% |
¥184,705 |
¥77,575,956 |
¥26,675,956 |
| 35 |
2.70% |
¥187,467 |
¥78,736,128 |
¥27,836,128 |
| 35 |
2.80% |
¥190,252 |
¥79,905,781 |
¥29,005,781 |
| 35 |
2.90% |
¥193,059 |
¥81,084,851 |
¥30,184,851 |
| 35 |
3.00% |
¥195,889 |
¥82,273,274 |
¥31,373,274 |
5090万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥156,795 |
¥56,446,210 |
¥5,546,210 |
| 30 |
0.80% |
¥159,080 |
¥57,268,969 |
¥6,368,969 |
| 30 |
0.90% |
¥161,387 |
¥58,099,312 |
¥7,199,312 |
| 30 |
1.00% |
¥163,715 |
¥58,937,226 |
¥8,037,226 |
| 30 |
1.10% |
¥166,063 |
¥59,782,696 |
¥8,882,696 |
| 30 |
1.20% |
¥168,433 |
¥60,635,709 |
¥9,735,709 |
| 30 |
1.30% |
¥170,823 |
¥61,496,247 |
¥10,596,247 |
| 30 |
1.40% |
¥173,234 |
¥62,364,293 |
¥11,464,293 |
| 30 |
1.50% |
¥175,666 |
¥63,239,827 |
¥12,339,827 |
| 30 |
1.60% |
¥178,119 |
¥64,122,830 |
¥13,222,830 |
| 30 |
1.70% |
¥180,592 |
¥65,013,279 |
¥14,113,279 |
| 30 |
1.80% |
¥183,087 |
¥65,911,152 |
¥15,011,152 |
| 30 |
1.90% |
¥185,601 |
¥66,816,425 |
¥15,916,425 |
| 30 |
2.00% |
¥188,136 |
¥67,729,072 |
¥16,829,072 |
| 30 |
2.10% |
¥190,692 |
¥68,649,067 |
¥17,749,067 |
| 30 |
2.20% |
¥193,268 |
¥69,576,382 |
¥18,676,382 |
| 30 |
2.30% |
¥195,864 |
¥70,510,988 |
¥19,610,988 |
| 30 |
2.40% |
¥198,480 |
¥71,452,856 |
¥20,552,856 |
| 30 |
2.50% |
¥201,117 |
¥72,401,953 |
¥21,501,953 |
| 30 |
2.60% |
¥203,773 |
¥73,358,249 |
¥22,458,249 |
| 30 |
2.70% |
¥206,449 |
¥74,321,708 |
¥23,421,708 |
| 30 |
2.80% |
¥209,145 |
¥75,292,298 |
¥24,392,298 |
| 30 |
2.90% |
¥211,861 |
¥76,269,982 |
¥25,369,982 |
| 30 |
3.00% |
¥214,596 |
¥77,254,723 |
¥26,354,723 |
5090万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥184,995 |
¥55,498,391 |
¥4,598,391 |
| 25 |
0.80% |
¥187,255 |
¥56,176,462 |
¥5,276,462 |
| 25 |
0.90% |
¥189,533 |
¥56,859,808 |
¥5,959,808 |
| 25 |
1.00% |
¥191,828 |
¥57,548,424 |
¥6,648,424 |
| 25 |
1.10% |
¥194,141 |
¥58,242,302 |
¥7,342,302 |
| 25 |
1.20% |
¥196,471 |
¥58,941,434 |
¥8,041,434 |
| 25 |
1.30% |
¥198,819 |
¥59,645,814 |
¥8,745,814 |
| 25 |
1.40% |
¥201,185 |
¥60,355,431 |
¥9,455,431 |
| 25 |
1.50% |
¥203,568 |
¥61,070,277 |
¥10,170,277 |
| 25 |
1.60% |
¥205,968 |
¥61,790,341 |
¥10,890,341 |
| 25 |
1.70% |
¥208,385 |
¥62,515,613 |
¥11,615,613 |
| 25 |
1.80% |
¥210,820 |
¥63,246,081 |
¥12,346,081 |
| 25 |
1.90% |
¥213,272 |
¥63,981,733 |
¥13,081,733 |
| 25 |
2.00% |
¥215,742 |
¥64,722,558 |
¥13,822,558 |
| 25 |
2.10% |
¥218,228 |
¥65,468,540 |
¥14,568,540 |
| 25 |
2.20% |
¥220,732 |
¥66,219,668 |
¥15,319,668 |
| 25 |
2.30% |
¥223,253 |
¥66,975,927 |
¥16,075,927 |
| 25 |
2.40% |
¥225,791 |
¥67,737,301 |
¥16,837,301 |
| 25 |
2.50% |
¥228,346 |
¥68,503,775 |
¥17,603,775 |
| 25 |
2.60% |
¥230,918 |
¥69,275,334 |
¥18,375,334 |
| 25 |
2.70% |
¥233,507 |
¥70,051,960 |
¥19,151,960 |
| 25 |
2.80% |
¥236,112 |
¥70,833,636 |
¥19,933,636 |
| 25 |
2.90% |
¥238,734 |
¥71,620,345 |
¥20,720,345 |
| 25 |
3.00% |
¥241,374 |
¥72,412,068 |
¥21,512,068 |
5090万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥227,337 |
¥54,560,930 |
¥3,660,930 |
| 20 |
0.80% |
¥229,573 |
¥55,097,469 |
¥4,197,469 |
| 20 |
0.90% |
¥231,822 |
¥55,637,390 |
¥4,737,390 |
| 20 |
1.00% |
¥234,086 |
¥56,180,689 |
¥5,280,689 |
| 20 |
1.10% |
¥236,364 |
¥56,727,363 |
¥5,827,363 |
| 20 |
1.20% |
¥238,656 |
¥57,277,410 |
¥6,377,410 |
| 20 |
1.30% |
¥240,962 |
¥57,830,825 |
¥6,930,825 |
| 20 |
1.40% |
¥243,282 |
¥58,387,606 |
¥7,487,606 |
| 20 |
1.50% |
¥245,616 |
¥58,947,747 |
¥8,047,747 |
| 20 |
1.60% |
¥247,964 |
¥59,511,245 |
¥8,611,245 |
| 20 |
1.70% |
¥250,325 |
¥60,078,095 |
¥9,178,095 |
| 20 |
1.80% |
¥252,701 |
¥60,648,292 |
¥9,748,292 |
| 20 |
1.90% |
¥255,091 |
¥61,221,832 |
¥10,321,832 |
| 20 |
2.00% |
¥257,495 |
¥61,798,708 |
¥10,898,708 |
| 20 |
2.10% |
¥259,912 |
¥62,378,916 |
¥11,478,916 |
| 20 |
2.20% |
¥262,344 |
¥62,962,449 |
¥12,062,449 |
| 20 |
2.30% |
¥264,789 |
¥63,549,301 |
¥12,649,301 |
| 20 |
2.40% |
¥267,248 |
¥64,139,466 |
¥13,239,466 |
| 20 |
2.50% |
¥269,721 |
¥64,732,937 |
¥13,832,937 |
| 20 |
2.60% |
¥272,207 |
¥65,329,708 |
¥14,429,708 |
| 20 |
2.70% |
¥274,707 |
¥65,929,772 |
¥15,029,772 |
| 20 |
2.80% |
¥277,221 |
¥66,533,120 |
¥15,633,120 |
| 20 |
2.90% |
¥279,749 |
¥67,139,747 |
¥16,239,747 |
| 20 |
3.00% |
¥282,290 |
¥67,749,643 |
¥16,849,643 |
5090万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥297,966 |
¥53,633,837 |
¥2,733,837 |
| 15 |
0.80% |
¥300,178 |
¥54,032,010 |
¥3,132,010 |
| 15 |
0.90% |
¥302,400 |
¥54,432,087 |
¥3,532,087 |
| 15 |
1.00% |
¥304,634 |
¥54,834,067 |
¥3,934,067 |
| 15 |
1.10% |
¥306,877 |
¥55,237,950 |
¥4,337,950 |
| 15 |
1.20% |
¥309,132 |
¥55,643,733 |
¥4,743,733 |
| 15 |
1.30% |
¥311,397 |
¥56,051,416 |
¥5,151,416 |
| 15 |
1.40% |
¥313,672 |
¥56,460,997 |
¥5,560,997 |
| 15 |
1.50% |
¥315,958 |
¥56,872,476 |
¥5,972,476 |
| 15 |
1.60% |
¥318,255 |
¥57,285,849 |
¥6,385,849 |
| 15 |
1.70% |
¥320,562 |
¥57,701,117 |
¥6,801,117 |
| 15 |
1.80% |
¥322,879 |
¥58,118,277 |
¥7,218,277 |
| 15 |
1.90% |
¥325,207 |
¥58,537,328 |
¥7,637,328 |
| 15 |
2.00% |
¥327,546 |
¥58,958,267 |
¥8,058,267 |
| 15 |
2.10% |
¥329,895 |
¥59,381,093 |
¥8,481,093 |
| 15 |
2.20% |
¥332,254 |
¥59,805,805 |
¥8,905,805 |
| 15 |
2.30% |
¥334,624 |
¥60,232,399 |
¥9,332,399 |
| 15 |
2.40% |
¥337,005 |
¥60,660,874 |
¥9,760,874 |
| 15 |
2.50% |
¥339,396 |
¥61,091,227 |
¥10,191,227 |
| 15 |
2.60% |
¥341,797 |
¥61,523,457 |
¥10,623,457 |
| 15 |
2.70% |
¥344,209 |
¥61,957,561 |
¥11,057,561 |
| 15 |
2.80% |
¥346,631 |
¥62,393,536 |
¥11,493,536 |
| 15 |
2.90% |
¥349,063 |
¥62,831,380 |
¥11,931,380 |
| 15 |
3.00% |
¥351,506 |
¥63,271,090 |
¥12,371,090 |
5090万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥439,309 |
¥52,717,121 |
¥1,817,121 |
| 10 |
0.80% |
¥441,501 |
¥52,980,100 |
¥2,080,100 |
| 10 |
0.90% |
¥443,699 |
¥53,243,925 |
¥2,343,925 |
| 10 |
1.00% |
¥445,905 |
¥53,508,597 |
¥2,608,597 |
| 10 |
1.10% |
¥448,118 |
¥53,774,116 |
¥2,874,116 |
| 10 |
1.20% |
¥450,337 |
¥54,040,481 |
¥3,140,481 |
| 10 |
1.30% |
¥452,564 |
¥54,307,691 |
¥3,407,691 |
| 10 |
1.40% |
¥454,798 |
¥54,575,747 |
¥3,675,747 |
| 10 |
1.50% |
¥457,039 |
¥54,844,648 |
¥3,944,648 |
| 10 |
1.60% |
¥459,287 |
¥55,114,394 |
¥4,214,394 |
| 10 |
1.70% |
¥461,542 |
¥55,384,984 |
¥4,484,984 |
| 10 |
1.80% |
¥463,803 |
¥55,656,419 |
¥4,756,419 |
| 10 |
1.90% |
¥466,072 |
¥55,928,696 |
¥5,028,696 |
| 10 |
2.00% |
¥468,348 |
¥56,201,818 |
¥5,301,818 |
| 10 |
2.10% |
¥470,632 |
¥56,475,782 |
¥5,575,782 |
| 10 |
2.20% |
¥472,922 |
¥56,750,588 |
¥5,850,588 |
| 10 |
2.30% |
¥475,219 |
¥57,026,236 |
¥6,126,236 |
| 10 |
2.40% |
¥477,523 |
¥57,302,726 |
¥6,402,726 |
| 10 |
2.50% |
¥479,834 |
¥57,580,056 |
¥6,680,056 |
| 10 |
2.60% |
¥482,152 |
¥57,858,227 |
¥6,958,227 |
| 10 |
2.70% |
¥484,477 |
¥58,137,237 |
¥7,237,237 |
| 10 |
2.80% |
¥486,809 |
¥58,417,087 |
¥7,517,087 |
| 10 |
2.90% |
¥489,148 |
¥58,697,776 |
¥7,797,776 |
| 10 |
3.00% |
¥491,494 |
¥58,979,303 |
¥8,079,303 |
