5120万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5120万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5120万円の住宅ローン｜期間・年数別
5120万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥101,161 |
¥60,696,383 |
¥9,496,383 |
| 50 |
0.80% |
¥103,563 |
¥62,137,692 |
¥10,937,692 |
| 50 |
0.90% |
¥106,000 |
¥63,599,975 |
¥12,399,975 |
| 50 |
1.00% |
¥108,472 |
¥65,083,140 |
¥13,883,140 |
| 50 |
1.10% |
¥110,978 |
¥66,587,087 |
¥15,387,087 |
| 50 |
1.20% |
¥113,520 |
¥68,111,704 |
¥16,911,704 |
| 50 |
1.30% |
¥116,095 |
¥69,656,872 |
¥18,456,872 |
| 50 |
1.40% |
¥118,704 |
¥71,222,461 |
¥20,022,461 |
| 50 |
1.50% |
¥121,347 |
¥72,808,333 |
¥21,608,333 |
| 50 |
1.60% |
¥124,024 |
¥74,414,340 |
¥23,214,340 |
| 50 |
1.70% |
¥126,734 |
¥76,040,327 |
¥24,840,327 |
| 50 |
1.80% |
¥129,477 |
¥77,686,128 |
¥26,486,128 |
| 50 |
1.90% |
¥132,253 |
¥79,351,573 |
¥28,151,573 |
| 50 |
2.00% |
¥135,061 |
¥81,036,481 |
¥29,836,481 |
| 50 |
2.10% |
¥137,901 |
¥82,740,665 |
¥31,540,665 |
| 50 |
2.20% |
¥140,773 |
¥84,463,929 |
¥33,263,929 |
| 50 |
2.30% |
¥143,677 |
¥86,206,073 |
¥35,006,073 |
| 50 |
2.40% |
¥146,611 |
¥87,966,889 |
¥36,766,889 |
| 50 |
2.50% |
¥149,577 |
¥89,746,161 |
¥38,546,161 |
| 50 |
2.60% |
¥152,573 |
¥91,543,671 |
¥40,343,671 |
| 50 |
2.70% |
¥155,599 |
¥93,359,191 |
¥42,159,191 |
| 50 |
2.80% |
¥158,654 |
¥95,192,492 |
¥43,992,492 |
| 50 |
2.90% |
¥161,739 |
¥97,043,338 |
¥45,843,338 |
| 50 |
3.00% |
¥164,852 |
¥98,911,487 |
¥47,711,487 |
5120万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥110,558 |
¥59,701,471 |
¥8,501,471 |
| 45 |
0.80% |
¥112,935 |
¥60,984,651 |
¥9,784,651 |
| 45 |
0.90% |
¥115,342 |
¥62,284,872 |
¥11,084,872 |
| 45 |
1.00% |
¥117,782 |
¥63,602,072 |
¥12,402,072 |
| 45 |
1.10% |
¥120,252 |
¥64,936,185 |
¥13,736,185 |
| 45 |
1.20% |
¥122,754 |
¥66,287,138 |
¥15,087,138 |
| 45 |
1.30% |
¥125,287 |
¥67,654,850 |
¥16,454,850 |
| 45 |
1.40% |
¥127,850 |
¥69,039,236 |
¥17,839,236 |
| 45 |
1.50% |
¥130,445 |
¥70,440,203 |
¥19,240,203 |
| 45 |
1.60% |
¥133,070 |
¥71,857,652 |
¥20,657,652 |
| 45 |
1.70% |
¥135,725 |
¥73,291,481 |
¥22,091,481 |
| 45 |
1.80% |
¥138,410 |
¥74,741,579 |
¥23,541,579 |
| 45 |
1.90% |
¥141,126 |
¥76,207,832 |
¥25,007,832 |
| 45 |
2.00% |
¥143,871 |
¥77,690,117 |
¥26,490,117 |
| 45 |
2.10% |
¥146,645 |
¥79,188,309 |
¥27,988,309 |
| 45 |
2.20% |
¥149,449 |
¥80,702,278 |
¥29,502,278 |
| 45 |
2.30% |
¥152,281 |
¥82,231,886 |
¥31,031,886 |
| 45 |
2.40% |
¥155,143 |
¥83,776,994 |
¥32,576,994 |
| 45 |
2.50% |
¥158,032 |
¥85,337,457 |
¥34,137,457 |
| 45 |
2.60% |
¥160,950 |
¥86,913,123 |
¥35,713,123 |
| 45 |
2.70% |
¥163,896 |
¥88,503,841 |
¥37,303,841 |
| 45 |
2.80% |
¥166,869 |
¥90,109,451 |
¥38,909,451 |
| 45 |
2.90% |
¥169,870 |
¥91,729,792 |
¥40,529,792 |
| 45 |
3.00% |
¥172,898 |
¥93,364,700 |
¥42,164,700 |
5120万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥122,327 |
¥58,716,905 |
¥7,516,905 |
| 40 |
0.80% |
¥124,677 |
¥59,845,083 |
¥8,645,083 |
| 40 |
0.90% |
¥127,056 |
¥60,986,761 |
¥9,786,761 |
| 40 |
1.00% |
¥129,462 |
¥62,141,901 |
¥10,941,901 |
| 40 |
1.10% |
¥131,897 |
¥63,310,462 |
¥12,110,462 |
| 40 |
1.20% |
¥134,359 |
¥64,492,396 |
¥13,292,396 |
| 40 |
1.30% |
¥136,849 |
¥65,687,653 |
¥14,487,653 |
| 40 |
1.40% |
¥139,367 |
¥66,896,178 |
¥15,696,178 |
| 40 |
1.50% |
¥141,912 |
¥68,117,913 |
¥16,917,913 |
| 40 |
1.60% |
¥144,485 |
¥69,352,797 |
¥18,152,797 |
| 40 |
1.70% |
¥147,085 |
¥70,600,761 |
¥19,400,761 |
| 40 |
1.80% |
¥149,712 |
¥71,861,738 |
¥20,661,738 |
| 40 |
1.90% |
¥152,366 |
¥73,135,653 |
¥21,935,653 |
| 40 |
2.00% |
¥155,047 |
¥74,422,429 |
¥23,222,429 |
| 40 |
2.10% |
¥157,754 |
¥75,721,986 |
¥24,521,986 |
| 40 |
2.20% |
¥160,488 |
¥77,034,240 |
¥25,834,240 |
| 40 |
2.30% |
¥163,248 |
¥78,359,104 |
¥27,159,104 |
| 40 |
2.40% |
¥166,034 |
¥79,696,488 |
¥28,496,488 |
| 40 |
2.50% |
¥168,846 |
¥81,046,297 |
¥29,846,297 |
| 40 |
2.60% |
¥171,684 |
¥82,408,436 |
¥31,208,436 |
| 40 |
2.70% |
¥174,548 |
¥83,782,804 |
¥32,582,804 |
| 40 |
2.80% |
¥177,436 |
¥85,169,300 |
¥33,969,300 |
| 40 |
2.90% |
¥180,350 |
¥86,567,818 |
¥35,367,818 |
| 40 |
3.00% |
¥183,288 |
¥87,978,252 |
¥36,778,252 |
5120万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥137,483 |
¥57,742,708 |
¥6,542,708 |
| 35 |
0.80% |
¥139,807 |
¥58,719,024 |
¥7,519,024 |
| 35 |
0.90% |
¥142,156 |
¥59,705,701 |
¥8,505,701 |
| 35 |
1.00% |
¥144,530 |
¥60,702,717 |
¥9,502,717 |
| 35 |
1.10% |
¥146,929 |
¥61,710,045 |
¥10,510,045 |
| 35 |
1.20% |
¥149,352 |
¥62,727,659 |
¥11,527,659 |
| 35 |
1.30% |
¥151,799 |
¥63,755,529 |
¥12,555,529 |
| 35 |
1.40% |
¥154,271 |
¥64,793,621 |
¥13,593,621 |
| 35 |
1.50% |
¥156,766 |
¥65,841,902 |
¥14,641,902 |
| 35 |
1.60% |
¥159,287 |
¥66,900,333 |
¥15,700,333 |
| 35 |
1.70% |
¥161,831 |
¥67,968,876 |
¥16,768,876 |
| 35 |
1.80% |
¥164,399 |
¥69,047,489 |
¥17,847,489 |
| 35 |
1.90% |
¥166,991 |
¥70,136,128 |
¥18,936,128 |
| 35 |
2.00% |
¥169,607 |
¥71,234,746 |
¥20,034,746 |
| 35 |
2.10% |
¥172,246 |
¥72,343,296 |
¥21,143,296 |
| 35 |
2.20% |
¥174,909 |
¥73,461,727 |
¥22,261,727 |
| 35 |
2.30% |
¥177,595 |
¥74,589,986 |
¥23,389,986 |
| 35 |
2.40% |
¥180,305 |
¥75,728,020 |
¥24,528,020 |
| 35 |
2.50% |
¥183,038 |
¥76,875,771 |
¥25,675,771 |
| 35 |
2.60% |
¥185,793 |
¥78,033,182 |
¥26,833,182 |
| 35 |
2.70% |
¥188,572 |
¥79,200,191 |
¥28,000,191 |
| 35 |
2.80% |
¥191,373 |
¥80,376,738 |
¥29,176,738 |
| 35 |
2.90% |
¥194,197 |
¥81,562,758 |
¥30,362,758 |
| 35 |
3.00% |
¥197,043 |
¥82,758,185 |
¥31,558,185 |
5120万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥157,719 |
¥56,778,899 |
¥5,578,899 |
| 30 |
0.80% |
¥160,018 |
¥57,606,508 |
¥6,406,508 |
| 30 |
0.90% |
¥162,338 |
¥58,441,744 |
¥7,241,744 |
| 30 |
1.00% |
¥164,679 |
¥59,284,596 |
¥8,084,596 |
| 30 |
1.10% |
¥167,042 |
¥60,135,050 |
¥8,935,050 |
| 30 |
1.20% |
¥169,425 |
¥60,993,091 |
¥9,793,091 |
| 30 |
1.30% |
¥171,830 |
¥61,858,701 |
¥10,658,701 |
| 30 |
1.40% |
¥174,255 |
¥62,731,862 |
¥11,531,862 |
| 30 |
1.50% |
¥176,702 |
¥63,612,557 |
¥12,412,557 |
| 30 |
1.60% |
¥179,169 |
¥64,500,764 |
¥13,300,764 |
| 30 |
1.70% |
¥181,657 |
¥65,396,462 |
¥14,196,462 |
| 30 |
1.80% |
¥184,166 |
¥66,299,627 |
¥15,099,627 |
| 30 |
1.90% |
¥186,695 |
¥67,210,235 |
¥16,010,235 |
| 30 |
2.00% |
¥189,245 |
¥68,128,261 |
¥16,928,261 |
| 30 |
2.10% |
¥191,816 |
¥69,053,679 |
¥17,853,679 |
| 30 |
2.20% |
¥194,407 |
¥69,986,459 |
¥18,786,459 |
| 30 |
2.30% |
¥197,018 |
¥70,926,574 |
¥19,726,574 |
| 30 |
2.40% |
¥199,650 |
¥71,873,993 |
¥20,673,993 |
| 30 |
2.50% |
¥202,302 |
¥72,828,684 |
¥21,628,684 |
| 30 |
2.60% |
¥204,974 |
¥73,790,616 |
¥22,590,616 |
| 30 |
2.70% |
¥207,666 |
¥74,759,754 |
¥23,559,754 |
| 30 |
2.80% |
¥210,378 |
¥75,736,064 |
¥24,536,064 |
| 30 |
2.90% |
¥213,110 |
¥76,719,510 |
¥25,519,510 |
| 30 |
3.00% |
¥215,861 |
¥77,710,055 |
¥26,510,055 |
5120万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥186,085 |
¥55,825,494 |
¥4,625,494 |
| 25 |
0.80% |
¥188,359 |
¥56,507,561 |
¥5,307,561 |
| 25 |
0.90% |
¥190,650 |
¥57,194,935 |
¥5,994,935 |
| 25 |
1.00% |
¥192,959 |
¥57,887,609 |
¥6,687,609 |
| 25 |
1.10% |
¥195,285 |
¥58,585,577 |
¥7,385,577 |
| 25 |
1.20% |
¥197,629 |
¥59,288,830 |
¥8,088,830 |
| 25 |
1.30% |
¥199,991 |
¥59,997,361 |
¥8,797,361 |
| 25 |
1.40% |
¥202,371 |
¥60,711,161 |
¥9,511,161 |
| 25 |
1.50% |
¥204,767 |
¥61,430,220 |
¥10,230,220 |
| 25 |
1.60% |
¥207,182 |
¥62,154,528 |
¥10,954,528 |
| 25 |
1.70% |
¥209,614 |
¥62,884,074 |
¥11,684,074 |
| 25 |
1.80% |
¥212,063 |
¥63,618,848 |
¥12,418,848 |
| 25 |
1.90% |
¥214,529 |
¥64,358,836 |
¥13,158,836 |
| 25 |
2.00% |
¥217,013 |
¥65,104,026 |
¥13,904,026 |
| 25 |
2.10% |
¥219,515 |
¥65,854,406 |
¥14,654,406 |
| 25 |
2.20% |
¥222,033 |
¥66,609,961 |
¥15,409,961 |
| 25 |
2.30% |
¥224,569 |
¥67,370,677 |
¥16,170,677 |
| 25 |
2.40% |
¥227,122 |
¥68,136,538 |
¥16,936,538 |
| 25 |
2.50% |
¥229,692 |
¥68,907,530 |
¥17,707,530 |
| 25 |
2.60% |
¥232,279 |
¥69,683,636 |
¥18,483,636 |
| 25 |
2.70% |
¥234,883 |
¥70,464,840 |
¥19,264,840 |
| 25 |
2.80% |
¥237,504 |
¥71,251,123 |
¥20,051,123 |
| 25 |
2.90% |
¥240,142 |
¥72,042,468 |
¥20,842,468 |
| 25 |
3.00% |
¥242,796 |
¥72,838,858 |
¥21,638,858 |
5120万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥228,677 |
¥54,882,507 |
¥3,682,507 |
| 20 |
0.80% |
¥230,926 |
¥55,422,209 |
¥4,222,209 |
| 20 |
0.90% |
¥233,189 |
¥55,965,311 |
¥4,765,311 |
| 20 |
1.00% |
¥235,466 |
¥56,511,812 |
¥5,311,812 |
| 20 |
1.10% |
¥237,757 |
¥57,061,709 |
¥5,861,709 |
| 20 |
1.20% |
¥240,062 |
¥57,614,998 |
¥6,414,998 |
| 20 |
1.30% |
¥242,382 |
¥58,171,675 |
¥6,971,675 |
| 20 |
1.40% |
¥244,716 |
¥58,731,737 |
¥7,531,737 |
| 20 |
1.50% |
¥247,063 |
¥59,295,180 |
¥8,095,180 |
| 20 |
1.60% |
¥249,425 |
¥59,861,999 |
¥8,661,999 |
| 20 |
1.70% |
¥251,801 |
¥60,432,190 |
¥9,232,190 |
| 20 |
1.80% |
¥254,191 |
¥61,005,748 |
¥9,805,748 |
| 20 |
1.90% |
¥256,594 |
¥61,582,668 |
¥10,382,668 |
| 20 |
2.00% |
¥259,012 |
¥62,162,944 |
¥10,962,944 |
| 20 |
2.10% |
¥261,444 |
¥62,746,571 |
¥11,546,571 |
| 20 |
2.20% |
¥263,890 |
¥63,333,544 |
¥12,133,544 |
| 20 |
2.30% |
¥266,349 |
¥63,923,855 |
¥12,723,855 |
| 20 |
2.40% |
¥268,823 |
¥64,517,498 |
¥13,317,498 |
| 20 |
2.50% |
¥271,310 |
¥65,114,467 |
¥13,914,467 |
| 20 |
2.60% |
¥273,811 |
¥65,714,756 |
¥14,514,756 |
| 20 |
2.70% |
¥276,326 |
¥66,318,356 |
¥15,118,356 |
| 20 |
2.80% |
¥278,855 |
¥66,925,261 |
¥15,725,261 |
| 20 |
2.90% |
¥281,398 |
¥67,535,462 |
¥16,335,462 |
| 20 |
3.00% |
¥283,954 |
¥68,148,953 |
¥16,948,953 |
5120万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥299,722 |
¥53,949,950 |
¥2,749,950 |
| 15 |
0.80% |
¥301,947 |
¥54,350,470 |
¥3,150,470 |
| 15 |
0.90% |
¥304,183 |
¥54,752,905 |
¥3,552,905 |
| 15 |
1.00% |
¥306,429 |
¥55,157,254 |
¥3,957,254 |
| 15 |
1.10% |
¥308,686 |
¥55,563,517 |
¥4,363,517 |
| 15 |
1.20% |
¥310,954 |
¥55,971,692 |
¥4,771,692 |
| 15 |
1.30% |
¥313,232 |
¥56,381,778 |
¥5,181,778 |
| 15 |
1.40% |
¥315,521 |
¥56,793,773 |
¥5,593,773 |
| 15 |
1.50% |
¥317,820 |
¥57,207,677 |
¥6,007,677 |
| 15 |
1.60% |
¥320,130 |
¥57,623,487 |
¥6,423,487 |
| 15 |
1.70% |
¥322,451 |
¥58,041,202 |
¥6,841,202 |
| 15 |
1.80% |
¥324,782 |
¥58,460,821 |
¥7,260,821 |
| 15 |
1.90% |
¥327,124 |
¥58,882,341 |
¥7,682,341 |
| 15 |
2.00% |
¥329,476 |
¥59,305,762 |
¥8,105,762 |
| 15 |
2.10% |
¥331,839 |
¥59,731,080 |
¥8,531,080 |
| 15 |
2.20% |
¥334,213 |
¥60,158,295 |
¥8,958,295 |
| 15 |
2.30% |
¥336,597 |
¥60,587,403 |
¥9,387,403 |
| 15 |
2.40% |
¥338,991 |
¥61,018,404 |
¥9,818,404 |
| 15 |
2.50% |
¥341,396 |
¥61,451,294 |
¥10,251,294 |
| 15 |
2.60% |
¥343,812 |
¥61,886,071 |
¥10,686,071 |
| 15 |
2.70% |
¥346,237 |
¥62,322,733 |
¥11,122,733 |
| 15 |
2.80% |
¥348,674 |
¥62,761,278 |
¥11,561,278 |
| 15 |
2.90% |
¥351,121 |
¥63,201,702 |
¥12,001,702 |
| 15 |
3.00% |
¥353,578 |
¥63,644,004 |
¥12,444,004 |
5120万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥441,899 |
¥53,027,831 |
¥1,827,831 |
| 10 |
0.80% |
¥444,103 |
¥53,292,359 |
¥2,092,359 |
| 10 |
0.90% |
¥446,314 |
¥53,557,740 |
¥2,357,740 |
| 10 |
1.00% |
¥448,533 |
¥53,823,972 |
¥2,623,972 |
| 10 |
1.10% |
¥450,759 |
¥54,091,056 |
¥2,891,056 |
| 10 |
1.20% |
¥452,992 |
¥54,358,990 |
¥3,158,990 |
| 10 |
1.30% |
¥455,231 |
¥54,627,776 |
¥3,427,776 |
| 10 |
1.40% |
¥457,478 |
¥54,897,412 |
¥3,697,412 |
| 10 |
1.50% |
¥459,732 |
¥55,167,897 |
¥3,967,897 |
| 10 |
1.60% |
¥461,994 |
¥55,439,233 |
¥4,239,233 |
| 10 |
1.70% |
¥464,262 |
¥55,711,418 |
¥4,511,418 |
| 10 |
1.80% |
¥466,537 |
¥55,984,452 |
¥4,784,452 |
| 10 |
1.90% |
¥468,819 |
¥56,258,335 |
¥5,058,335 |
| 10 |
2.00% |
¥471,109 |
¥56,533,066 |
¥5,333,066 |
| 10 |
2.10% |
¥473,405 |
¥56,808,645 |
¥5,608,645 |
| 10 |
2.20% |
¥475,709 |
¥57,085,071 |
¥5,885,071 |
| 10 |
2.30% |
¥478,020 |
¥57,362,343 |
¥6,162,343 |
| 10 |
2.40% |
¥480,337 |
¥57,640,463 |
¥6,440,463 |
| 10 |
2.50% |
¥482,662 |
¥57,919,428 |
¥6,719,428 |
| 10 |
2.60% |
¥484,994 |
¥58,199,238 |
¥6,999,238 |
| 10 |
2.70% |
¥487,332 |
¥58,479,893 |
¥7,279,893 |
| 10 |
2.80% |
¥489,678 |
¥58,761,392 |
¥7,561,392 |
| 10 |
2.90% |
¥492,031 |
¥59,043,735 |
¥7,843,735 |
| 10 |
3.00% |
¥494,391 |
¥59,326,922 |
¥8,126,922 |
