5190万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5190万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5190万円の住宅ローン｜期間・年数別
5190万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥102,544 |
¥61,526,216 |
¥9,626,216 |
| 50 |
0.80% |
¥104,979 |
¥62,987,231 |
¥11,087,231 |
| 50 |
0.90% |
¥107,449 |
¥64,469,506 |
¥12,569,506 |
| 50 |
1.00% |
¥109,955 |
¥65,972,949 |
¥14,072,949 |
| 50 |
1.10% |
¥112,496 |
¥67,497,457 |
¥15,597,457 |
| 50 |
1.20% |
¥115,072 |
¥69,042,919 |
¥17,142,919 |
| 50 |
1.30% |
¥117,682 |
¥70,609,212 |
¥18,709,212 |
| 50 |
1.40% |
¥120,327 |
¥72,196,206 |
¥20,296,206 |
| 50 |
1.50% |
¥123,006 |
¥73,803,759 |
¥21,903,759 |
| 50 |
1.60% |
¥125,720 |
¥75,431,724 |
¥23,531,724 |
| 50 |
1.70% |
¥128,467 |
¥77,079,940 |
¥25,179,940 |
| 50 |
1.80% |
¥131,247 |
¥78,748,243 |
¥26,848,243 |
| 50 |
1.90% |
¥134,061 |
¥80,436,458 |
¥28,536,458 |
| 50 |
2.00% |
¥136,907 |
¥82,144,402 |
¥30,244,402 |
| 50 |
2.10% |
¥139,786 |
¥83,871,885 |
¥31,971,885 |
| 50 |
2.20% |
¥142,698 |
¥85,618,709 |
¥33,718,709 |
| 50 |
2.30% |
¥145,641 |
¥87,384,672 |
¥35,484,672 |
| 50 |
2.40% |
¥148,616 |
¥89,169,561 |
¥37,269,561 |
| 50 |
2.50% |
¥151,622 |
¥90,973,159 |
¥39,073,159 |
| 50 |
2.60% |
¥154,659 |
¥92,795,244 |
¥40,895,244 |
| 50 |
2.70% |
¥157,726 |
¥94,635,587 |
¥42,735,587 |
| 50 |
2.80% |
¥160,823 |
¥96,493,952 |
¥44,593,952 |
| 50 |
2.90% |
¥163,950 |
¥98,370,102 |
¥46,470,102 |
| 50 |
3.00% |
¥167,106 |
¥100,263,793 |
¥48,363,793 |
5190万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥112,070 |
¥60,517,702 |
¥8,617,702 |
| 45 |
0.80% |
¥114,479 |
¥61,818,426 |
¥9,918,426 |
| 45 |
0.90% |
¥116,919 |
¥63,136,423 |
¥11,236,423 |
| 45 |
1.00% |
¥119,392 |
¥64,471,632 |
¥12,571,632 |
| 45 |
1.10% |
¥121,896 |
¥65,823,985 |
¥13,923,985 |
| 45 |
1.20% |
¥124,432 |
¥67,193,408 |
¥15,293,408 |
| 45 |
1.30% |
¥127,000 |
¥68,579,819 |
¥16,679,819 |
| 45 |
1.40% |
¥129,598 |
¥69,983,132 |
¥18,083,132 |
| 45 |
1.50% |
¥132,228 |
¥71,403,252 |
¥19,503,252 |
| 45 |
1.60% |
¥134,889 |
¥72,840,081 |
¥20,940,081 |
| 45 |
1.70% |
¥137,581 |
¥74,293,513 |
¥22,393,513 |
| 45 |
1.80% |
¥140,303 |
¥75,763,437 |
¥23,863,437 |
| 45 |
1.90% |
¥143,055 |
¥77,249,735 |
¥25,349,735 |
| 45 |
2.00% |
¥145,838 |
¥78,752,286 |
¥26,852,286 |
| 45 |
2.10% |
¥148,650 |
¥80,270,962 |
¥28,370,962 |
| 45 |
2.20% |
¥151,492 |
¥81,805,629 |
¥29,905,629 |
| 45 |
2.30% |
¥154,363 |
¥83,356,150 |
¥31,456,150 |
| 45 |
2.40% |
¥157,264 |
¥84,922,383 |
¥33,022,383 |
| 45 |
2.50% |
¥160,193 |
¥86,504,180 |
¥34,604,180 |
| 45 |
2.60% |
¥163,151 |
¥88,101,389 |
¥36,201,389 |
| 45 |
2.70% |
¥166,137 |
¥89,713,854 |
¥37,813,854 |
| 45 |
2.80% |
¥169,151 |
¥91,341,416 |
¥39,441,416 |
| 45 |
2.90% |
¥172,192 |
¥92,983,910 |
¥41,083,910 |
| 45 |
3.00% |
¥175,261 |
¥94,641,170 |
¥42,741,170 |
5190万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥123,999 |
¥59,519,675 |
¥7,619,675 |
| 40 |
0.80% |
¥126,382 |
¥60,663,277 |
¥8,763,277 |
| 40 |
0.90% |
¥128,793 |
¥61,820,564 |
¥9,920,564 |
| 40 |
1.00% |
¥131,232 |
¥62,991,498 |
¥11,091,498 |
| 40 |
1.10% |
¥133,700 |
¥64,176,035 |
¥12,276,035 |
| 40 |
1.20% |
¥136,196 |
¥65,374,128 |
¥13,474,128 |
| 40 |
1.30% |
¥138,720 |
¥66,585,726 |
¥14,685,726 |
| 40 |
1.40% |
¥141,272 |
¥67,810,774 |
¥15,910,774 |
| 40 |
1.50% |
¥143,853 |
¥69,049,213 |
¥17,149,213 |
| 40 |
1.60% |
¥146,460 |
¥70,300,979 |
¥18,400,979 |
| 40 |
1.70% |
¥149,096 |
¥71,566,006 |
¥19,666,006 |
| 40 |
1.80% |
¥151,759 |
¥72,844,222 |
¥20,944,222 |
| 40 |
1.90% |
¥154,449 |
¥74,135,554 |
¥22,235,554 |
| 40 |
2.00% |
¥157,167 |
¥75,439,923 |
¥23,539,923 |
| 40 |
2.10% |
¥159,911 |
¥76,757,248 |
¥24,857,248 |
| 40 |
2.20% |
¥162,682 |
¥78,087,443 |
¥26,187,443 |
| 40 |
2.30% |
¥165,480 |
¥79,430,420 |
¥27,530,420 |
| 40 |
2.40% |
¥168,304 |
¥80,786,088 |
¥28,886,088 |
| 40 |
2.50% |
¥171,155 |
¥82,154,352 |
¥30,254,352 |
| 40 |
2.60% |
¥174,031 |
¥83,535,114 |
¥31,635,114 |
| 40 |
2.70% |
¥176,934 |
¥84,928,272 |
¥33,028,272 |
| 40 |
2.80% |
¥179,862 |
¥86,333,724 |
¥34,433,724 |
| 40 |
2.90% |
¥182,815 |
¥87,751,363 |
¥35,851,363 |
| 40 |
3.00% |
¥185,794 |
¥89,181,079 |
¥37,281,079 |
5190万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥139,362 |
¥58,532,159 |
¥6,632,159 |
| 35 |
0.80% |
¥141,719 |
¥59,521,823 |
¥7,621,823 |
| 35 |
0.90% |
¥144,100 |
¥60,521,990 |
¥8,621,990 |
| 35 |
1.00% |
¥146,506 |
¥61,532,637 |
¥9,632,637 |
| 35 |
1.10% |
¥148,937 |
¥62,553,737 |
¥10,653,737 |
| 35 |
1.20% |
¥151,393 |
¥63,585,264 |
¥11,685,264 |
| 35 |
1.30% |
¥153,874 |
¥64,627,187 |
¥12,727,187 |
| 35 |
1.40% |
¥156,380 |
¥65,679,472 |
¥13,779,472 |
| 35 |
1.50% |
¥158,910 |
¥66,742,084 |
¥14,842,084 |
| 35 |
1.60% |
¥161,464 |
¥67,814,986 |
¥15,914,986 |
| 35 |
1.70% |
¥164,043 |
¥68,898,138 |
¥16,998,138 |
| 35 |
1.80% |
¥166,646 |
¥69,991,498 |
¥18,091,498 |
| 35 |
1.90% |
¥169,274 |
¥71,095,020 |
¥19,195,020 |
| 35 |
2.00% |
¥171,925 |
¥72,208,659 |
¥20,308,659 |
| 35 |
2.10% |
¥174,601 |
¥73,332,364 |
¥21,432,364 |
| 35 |
2.20% |
¥177,300 |
¥74,466,086 |
¥22,566,086 |
| 35 |
2.30% |
¥180,023 |
¥75,609,771 |
¥23,709,771 |
| 35 |
2.40% |
¥182,770 |
¥76,763,364 |
¥24,863,364 |
| 35 |
2.50% |
¥185,540 |
¥77,926,807 |
¥26,026,807 |
| 35 |
2.60% |
¥188,333 |
¥79,100,042 |
¥27,200,042 |
| 35 |
2.70% |
¥191,150 |
¥80,283,007 |
¥28,383,007 |
| 35 |
2.80% |
¥193,990 |
¥81,475,639 |
¥29,575,639 |
| 35 |
2.90% |
¥196,852 |
¥82,677,874 |
¥30,777,874 |
| 35 |
3.00% |
¥199,737 |
¥83,889,644 |
¥31,989,644 |
5190万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥159,875 |
¥57,555,173 |
¥5,655,173 |
| 30 |
0.80% |
¥162,206 |
¥58,394,096 |
¥6,494,096 |
| 30 |
0.90% |
¥164,558 |
¥59,240,752 |
¥7,340,752 |
| 30 |
1.00% |
¥166,931 |
¥60,095,128 |
¥8,195,128 |
| 30 |
1.10% |
¥169,326 |
¥60,957,209 |
¥9,057,209 |
| 30 |
1.20% |
¥171,742 |
¥61,826,980 |
¥9,926,980 |
| 30 |
1.30% |
¥174,179 |
¥62,704,425 |
¥10,804,425 |
| 30 |
1.40% |
¥176,638 |
¥63,589,525 |
¥11,689,525 |
| 30 |
1.50% |
¥179,117 |
¥64,482,260 |
¥12,582,260 |
| 30 |
1.60% |
¥181,618 |
¥65,382,611 |
¥13,482,611 |
| 30 |
1.70% |
¥184,140 |
¥66,290,554 |
¥14,390,554 |
| 30 |
1.80% |
¥186,684 |
¥67,206,067 |
¥15,306,067 |
| 30 |
1.90% |
¥189,248 |
¥68,129,125 |
¥16,229,125 |
| 30 |
2.00% |
¥191,833 |
¥69,059,702 |
¥17,159,702 |
| 30 |
2.10% |
¥194,438 |
¥69,997,772 |
¥18,097,772 |
| 30 |
2.20% |
¥197,065 |
¥70,943,305 |
¥19,043,305 |
| 30 |
2.30% |
¥199,712 |
¥71,896,273 |
¥19,996,273 |
| 30 |
2.40% |
¥202,380 |
¥72,856,645 |
¥20,956,645 |
| 30 |
2.50% |
¥205,068 |
¥73,824,389 |
¥21,924,389 |
| 30 |
2.60% |
¥207,776 |
¥74,799,472 |
¥22,899,472 |
| 30 |
2.70% |
¥210,505 |
¥75,781,860 |
¥23,881,860 |
| 30 |
2.80% |
¥213,254 |
¥76,771,518 |
¥24,871,518 |
| 30 |
2.90% |
¥216,023 |
¥77,768,409 |
¥25,868,409 |
| 30 |
3.00% |
¥218,812 |
¥78,772,498 |
¥26,872,498 |
5190万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥188,629 |
¥56,588,733 |
¥4,688,733 |
| 25 |
0.80% |
¥190,934 |
¥57,280,125 |
¥5,380,125 |
| 25 |
0.90% |
¥193,256 |
¥57,976,897 |
¥6,076,897 |
| 25 |
1.00% |
¥195,597 |
¥58,679,041 |
¥6,779,041 |
| 25 |
1.10% |
¥197,955 |
¥59,386,551 |
¥7,486,551 |
| 25 |
1.20% |
¥200,331 |
¥60,099,419 |
¥8,199,419 |
| 25 |
1.30% |
¥202,725 |
¥60,817,637 |
¥8,917,637 |
| 25 |
1.40% |
¥205,137 |
¥61,541,196 |
¥9,641,196 |
| 25 |
1.50% |
¥207,567 |
¥62,270,086 |
¥10,370,086 |
| 25 |
1.60% |
¥210,014 |
¥63,004,297 |
¥11,104,297 |
| 25 |
1.70% |
¥212,479 |
¥63,743,817 |
¥11,843,817 |
| 25 |
1.80% |
¥214,962 |
¥64,488,636 |
¥12,588,636 |
| 25 |
1.90% |
¥217,462 |
¥65,238,742 |
¥13,338,742 |
| 25 |
2.00% |
¥219,980 |
¥65,994,121 |
¥14,094,121 |
| 25 |
2.10% |
¥222,516 |
¥66,754,759 |
¥14,854,759 |
| 25 |
2.20% |
¥225,069 |
¥67,520,644 |
¥15,620,644 |
| 25 |
2.30% |
¥227,639 |
¥68,291,760 |
¥16,391,760 |
| 25 |
2.40% |
¥230,227 |
¥69,068,093 |
¥17,168,093 |
| 25 |
2.50% |
¥232,832 |
¥69,849,625 |
¥17,949,625 |
| 25 |
2.60% |
¥235,454 |
¥70,636,342 |
¥18,736,342 |
| 25 |
2.70% |
¥238,094 |
¥71,428,226 |
¥19,528,226 |
| 25 |
2.80% |
¥240,751 |
¥72,225,259 |
¥20,325,259 |
| 25 |
2.90% |
¥243,425 |
¥73,027,424 |
¥21,127,424 |
| 25 |
3.00% |
¥246,116 |
¥73,834,702 |
¥21,934,702 |
5190万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥231,804 |
¥55,632,854 |
¥3,732,854 |
| 20 |
0.80% |
¥234,083 |
¥56,179,934 |
¥4,279,934 |
| 20 |
0.90% |
¥236,377 |
¥56,730,462 |
¥4,830,462 |
| 20 |
1.00% |
¥238,685 |
¥57,284,435 |
¥5,384,435 |
| 20 |
1.10% |
¥241,008 |
¥57,841,850 |
¥5,941,850 |
| 20 |
1.20% |
¥243,345 |
¥58,402,703 |
¥6,502,703 |
| 20 |
1.30% |
¥245,696 |
¥58,966,991 |
¥7,066,991 |
| 20 |
1.40% |
¥248,061 |
¥59,534,710 |
¥7,634,710 |
| 20 |
1.50% |
¥250,441 |
¥60,105,856 |
¥8,205,856 |
| 20 |
1.60% |
¥252,835 |
¥60,680,425 |
¥8,780,425 |
| 20 |
1.70% |
¥255,243 |
¥61,258,411 |
¥9,358,411 |
| 20 |
1.80% |
¥257,666 |
¥61,839,811 |
¥9,939,811 |
| 20 |
1.90% |
¥260,103 |
¥62,424,618 |
¥10,524,618 |
| 20 |
2.00% |
¥262,553 |
¥63,012,828 |
¥11,112,828 |
| 20 |
2.10% |
¥265,018 |
¥63,604,435 |
¥11,704,435 |
| 20 |
2.20% |
¥267,498 |
¥64,199,432 |
¥12,299,432 |
| 20 |
2.30% |
¥269,991 |
¥64,797,814 |
¥12,897,814 |
| 20 |
2.40% |
¥272,498 |
¥65,399,573 |
¥13,499,573 |
| 20 |
2.50% |
¥275,020 |
¥66,004,704 |
¥14,104,704 |
| 20 |
2.60% |
¥277,555 |
¥66,613,200 |
¥14,713,200 |
| 20 |
2.70% |
¥280,104 |
¥67,225,052 |
¥15,325,052 |
| 20 |
2.80% |
¥282,668 |
¥67,840,254 |
¥15,940,254 |
| 20 |
2.90% |
¥285,245 |
¥68,458,799 |
¥16,558,799 |
| 20 |
3.00% |
¥287,836 |
¥69,080,677 |
¥17,180,677 |
5190万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥303,820 |
¥54,687,546 |
¥2,787,546 |
| 15 |
0.80% |
¥306,075 |
¥55,093,542 |
¥3,193,542 |
| 15 |
0.90% |
¥308,342 |
¥55,501,480 |
¥3,601,480 |
| 15 |
1.00% |
¥310,619 |
¥55,911,358 |
¥4,011,358 |
| 15 |
1.10% |
¥312,907 |
¥56,323,175 |
¥4,423,175 |
| 15 |
1.20% |
¥315,205 |
¥56,736,930 |
¥4,836,930 |
| 15 |
1.30% |
¥317,515 |
¥57,152,623 |
¥5,252,623 |
| 15 |
1.40% |
¥319,835 |
¥57,570,251 |
¥5,670,251 |
| 15 |
1.50% |
¥322,166 |
¥57,989,813 |
¥6,089,813 |
| 15 |
1.60% |
¥324,507 |
¥58,411,308 |
¥6,511,308 |
| 15 |
1.70% |
¥326,860 |
¥58,834,734 |
¥6,934,734 |
| 15 |
1.80% |
¥329,223 |
¥59,260,090 |
¥7,360,090 |
| 15 |
1.90% |
¥331,597 |
¥59,687,373 |
¥7,787,373 |
| 15 |
2.00% |
¥333,981 |
¥60,116,583 |
¥8,216,583 |
| 15 |
2.10% |
¥336,376 |
¥60,547,716 |
¥8,647,716 |
| 15 |
2.20% |
¥338,782 |
¥60,980,771 |
¥9,080,771 |
| 15 |
2.30% |
¥341,199 |
¥61,415,747 |
¥9,515,747 |
| 15 |
2.40% |
¥343,626 |
¥61,852,640 |
¥9,952,640 |
| 15 |
2.50% |
¥346,064 |
¥62,291,448 |
¥10,391,448 |
| 15 |
2.60% |
¥348,512 |
¥62,732,169 |
¥10,832,169 |
| 15 |
2.70% |
¥350,971 |
¥63,174,802 |
¥11,274,802 |
| 15 |
2.80% |
¥353,441 |
¥63,619,342 |
¥11,719,342 |
| 15 |
2.90% |
¥355,921 |
¥64,065,788 |
¥12,165,788 |
| 15 |
3.00% |
¥358,412 |
¥64,514,137 |
¥12,614,137 |
5190万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥447,940 |
¥53,752,821 |
¥1,852,821 |
| 10 |
0.80% |
¥450,175 |
¥54,020,966 |
¥2,120,966 |
| 10 |
0.90% |
¥452,416 |
¥54,289,975 |
¥2,389,975 |
| 10 |
1.00% |
¥454,665 |
¥54,559,847 |
¥2,659,847 |
| 10 |
1.10% |
¥456,922 |
¥54,830,582 |
¥2,930,582 |
| 10 |
1.20% |
¥459,185 |
¥55,102,180 |
¥3,202,180 |
| 10 |
1.30% |
¥461,455 |
¥55,374,640 |
¥3,474,640 |
| 10 |
1.40% |
¥463,733 |
¥55,647,962 |
¥3,747,962 |
| 10 |
1.50% |
¥466,018 |
¥55,922,146 |
¥4,022,146 |
| 10 |
1.60% |
¥468,310 |
¥56,197,191 |
¥4,297,191 |
| 10 |
1.70% |
¥470,609 |
¥56,473,098 |
¥4,573,098 |
| 10 |
1.80% |
¥472,916 |
¥56,749,865 |
¥4,849,865 |
| 10 |
1.90% |
¥475,229 |
¥57,027,492 |
¥5,127,492 |
| 10 |
2.00% |
¥477,550 |
¥57,305,979 |
¥5,405,979 |
| 10 |
2.10% |
¥479,878 |
¥57,585,325 |
¥5,685,325 |
| 10 |
2.20% |
¥482,213 |
¥57,865,531 |
¥5,965,531 |
| 10 |
2.30% |
¥484,555 |
¥58,146,594 |
¥6,246,594 |
| 10 |
2.40% |
¥486,904 |
¥58,428,516 |
¥6,528,516 |
| 10 |
2.50% |
¥489,261 |
¥58,711,295 |
¥6,811,295 |
| 10 |
2.60% |
¥491,624 |
¥58,994,931 |
¥7,094,931 |
| 10 |
2.70% |
¥493,995 |
¥59,279,423 |
¥7,379,423 |
| 10 |
2.80% |
¥496,373 |
¥59,564,771 |
¥7,664,771 |
| 10 |
2.90% |
¥498,758 |
¥59,850,974 |
¥7,950,974 |
| 10 |
3.00% |
¥501,150 |
¥60,138,032 |
¥8,238,032 |
