5220万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5220万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5220万円の住宅ローン｜期間・年数別
5220万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥103,136 |
¥61,881,859 |
¥9,681,859 |
| 50 |
0.80% |
¥105,586 |
¥63,351,319 |
¥11,151,319 |
| 50 |
0.90% |
¥108,070 |
¥64,842,162 |
¥12,642,162 |
| 50 |
1.00% |
¥110,590 |
¥66,354,295 |
¥14,154,295 |
| 50 |
1.10% |
¥113,146 |
¥67,887,616 |
¥15,687,616 |
| 50 |
1.20% |
¥115,737 |
¥69,442,011 |
¥17,242,011 |
| 50 |
1.30% |
¥118,362 |
¥71,017,358 |
¥18,817,358 |
| 50 |
1.40% |
¥121,023 |
¥72,613,525 |
¥20,413,525 |
| 50 |
1.50% |
¥123,717 |
¥74,230,371 |
¥22,030,371 |
| 50 |
1.60% |
¥126,446 |
¥75,867,745 |
¥23,667,745 |
| 50 |
1.70% |
¥129,209 |
¥77,525,489 |
¥25,325,489 |
| 50 |
1.80% |
¥132,006 |
¥79,203,436 |
¥27,003,436 |
| 50 |
1.90% |
¥134,836 |
¥80,901,409 |
¥28,701,409 |
| 50 |
2.00% |
¥137,699 |
¥82,619,225 |
¥30,419,225 |
| 50 |
2.10% |
¥140,594 |
¥84,356,693 |
¥32,156,693 |
| 50 |
2.20% |
¥143,523 |
¥86,113,615 |
¥33,913,615 |
| 50 |
2.30% |
¥146,483 |
¥87,889,786 |
¥35,689,786 |
| 50 |
2.40% |
¥149,475 |
¥89,684,992 |
¥37,484,992 |
| 50 |
2.50% |
¥152,498 |
¥91,499,016 |
¥39,299,016 |
| 50 |
2.60% |
¥155,553 |
¥93,331,633 |
¥41,131,633 |
| 50 |
2.70% |
¥158,638 |
¥95,182,613 |
¥42,982,613 |
| 50 |
2.80% |
¥161,753 |
¥97,051,721 |
¥44,851,721 |
| 50 |
2.90% |
¥164,898 |
¥98,938,716 |
¥46,738,716 |
| 50 |
3.00% |
¥168,072 |
¥100,843,352 |
¥48,643,352 |
5220万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥112,718 |
¥60,867,515 |
¥8,667,515 |
| 45 |
0.80% |
¥115,140 |
¥62,175,757 |
¥9,975,757 |
| 45 |
0.90% |
¥117,595 |
¥63,501,373 |
¥11,301,373 |
| 45 |
1.00% |
¥120,082 |
¥64,844,300 |
¥12,644,300 |
| 45 |
1.10% |
¥122,601 |
¥66,204,470 |
¥14,004,470 |
| 45 |
1.20% |
¥125,151 |
¥67,581,809 |
¥15,381,809 |
| 45 |
1.30% |
¥127,734 |
¥68,976,234 |
¥16,776,234 |
| 45 |
1.40% |
¥130,348 |
¥70,387,658 |
¥18,187,658 |
| 45 |
1.50% |
¥132,993 |
¥71,815,988 |
¥19,615,988 |
| 45 |
1.60% |
¥135,669 |
¥73,261,122 |
¥21,061,122 |
| 45 |
1.70% |
¥138,376 |
¥74,722,956 |
¥22,522,956 |
| 45 |
1.80% |
¥141,114 |
¥76,201,376 |
¥24,001,376 |
| 45 |
1.90% |
¥143,882 |
¥77,696,266 |
¥25,496,266 |
| 45 |
2.00% |
¥146,681 |
¥79,207,502 |
¥27,007,502 |
| 45 |
2.10% |
¥149,509 |
¥80,734,956 |
¥28,534,956 |
| 45 |
2.20% |
¥152,368 |
¥82,278,494 |
¥30,078,494 |
| 45 |
2.30% |
¥155,256 |
¥83,837,978 |
¥31,637,978 |
| 45 |
2.40% |
¥158,173 |
¥85,413,264 |
¥33,213,264 |
| 45 |
2.50% |
¥161,119 |
¥87,004,204 |
¥34,804,204 |
| 45 |
2.60% |
¥164,094 |
¥88,610,645 |
¥36,410,645 |
| 45 |
2.70% |
¥167,097 |
¥90,232,431 |
¥38,032,431 |
| 45 |
2.80% |
¥170,129 |
¥91,869,401 |
¥39,669,401 |
| 45 |
2.90% |
¥173,188 |
¥93,521,390 |
¥41,321,390 |
| 45 |
3.00% |
¥176,274 |
¥95,188,229 |
¥42,988,229 |
5220万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥124,716 |
¥59,863,720 |
¥7,663,720 |
| 40 |
0.80% |
¥127,112 |
¥61,013,932 |
¥8,813,932 |
| 40 |
0.90% |
¥129,537 |
¥62,177,909 |
¥9,977,909 |
| 40 |
1.00% |
¥131,991 |
¥63,355,610 |
¥11,155,610 |
| 40 |
1.10% |
¥134,473 |
¥64,546,994 |
¥12,346,994 |
| 40 |
1.20% |
¥136,983 |
¥65,752,013 |
¥13,552,013 |
| 40 |
1.30% |
¥139,522 |
¥66,970,615 |
¥14,770,615 |
| 40 |
1.40% |
¥142,089 |
¥68,202,744 |
¥16,002,744 |
| 40 |
1.50% |
¥144,684 |
¥69,448,341 |
¥17,248,341 |
| 40 |
1.60% |
¥147,307 |
¥70,707,343 |
¥18,507,343 |
| 40 |
1.70% |
¥149,958 |
¥71,979,682 |
¥19,779,682 |
| 40 |
1.80% |
¥152,636 |
¥73,265,287 |
¥21,065,287 |
| 40 |
1.90% |
¥155,342 |
¥74,564,083 |
¥22,364,083 |
| 40 |
2.00% |
¥158,075 |
¥75,875,992 |
¥23,675,992 |
| 40 |
2.10% |
¥160,835 |
¥77,200,931 |
¥25,000,931 |
| 40 |
2.20% |
¥163,623 |
¥78,538,815 |
¥26,338,815 |
| 40 |
2.30% |
¥166,437 |
¥79,889,556 |
¥27,689,556 |
| 40 |
2.40% |
¥169,277 |
¥81,253,060 |
¥29,053,060 |
| 40 |
2.50% |
¥172,144 |
¥82,629,233 |
¥30,429,233 |
| 40 |
2.60% |
¥175,037 |
¥84,017,975 |
¥31,817,975 |
| 40 |
2.70% |
¥177,957 |
¥85,419,187 |
¥33,219,187 |
| 40 |
2.80% |
¥180,902 |
¥86,832,763 |
¥34,632,763 |
| 40 |
2.90% |
¥183,872 |
¥88,258,596 |
¥36,058,596 |
| 40 |
3.00% |
¥186,868 |
¥89,696,577 |
¥37,496,577 |
5220万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥140,168 |
¥58,870,496 |
¥6,670,496 |
| 35 |
0.80% |
¥142,538 |
¥59,865,880 |
¥7,665,880 |
| 35 |
0.90% |
¥144,933 |
¥60,871,828 |
¥8,671,828 |
| 35 |
1.00% |
¥147,353 |
¥61,888,317 |
¥9,688,317 |
| 35 |
1.10% |
¥149,798 |
¥62,915,320 |
¥10,715,320 |
| 35 |
1.20% |
¥152,269 |
¥63,952,809 |
¥11,752,809 |
| 35 |
1.30% |
¥154,764 |
¥65,000,754 |
¥12,800,754 |
| 35 |
1.40% |
¥157,284 |
¥66,059,122 |
¥13,859,122 |
| 35 |
1.50% |
¥159,828 |
¥67,127,877 |
¥14,927,877 |
| 35 |
1.60% |
¥162,398 |
¥68,206,981 |
¥16,006,981 |
| 35 |
1.70% |
¥164,991 |
¥69,296,393 |
¥17,096,393 |
| 35 |
1.80% |
¥167,610 |
¥70,396,073 |
¥18,196,073 |
| 35 |
1.90% |
¥170,252 |
¥71,505,974 |
¥19,305,974 |
| 35 |
2.00% |
¥172,919 |
¥72,626,050 |
¥20,426,050 |
| 35 |
2.10% |
¥175,610 |
¥73,756,251 |
¥21,556,251 |
| 35 |
2.20% |
¥178,325 |
¥74,896,526 |
¥22,696,526 |
| 35 |
2.30% |
¥181,064 |
¥76,046,822 |
¥23,846,822 |
| 35 |
2.40% |
¥183,826 |
¥77,207,083 |
¥25,007,083 |
| 35 |
2.50% |
¥186,613 |
¥78,377,251 |
¥26,177,251 |
| 35 |
2.60% |
¥189,422 |
¥79,557,267 |
¥27,357,267 |
| 35 |
2.70% |
¥192,255 |
¥80,747,070 |
¥28,547,070 |
| 35 |
2.80% |
¥195,111 |
¥81,946,596 |
¥29,746,596 |
| 35 |
2.90% |
¥197,990 |
¥83,155,780 |
¥30,955,780 |
| 35 |
3.00% |
¥200,892 |
¥84,374,556 |
¥32,174,556 |
5220万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥160,800 |
¥57,887,862 |
¥5,687,862 |
| 30 |
0.80% |
¥163,143 |
¥58,731,635 |
¥6,531,635 |
| 30 |
0.90% |
¥165,509 |
¥59,583,184 |
¥7,383,184 |
| 30 |
1.00% |
¥167,896 |
¥60,442,499 |
¥8,242,499 |
| 30 |
1.10% |
¥170,304 |
¥61,309,563 |
¥9,109,563 |
| 30 |
1.20% |
¥172,734 |
¥62,184,362 |
¥9,984,362 |
| 30 |
1.30% |
¥175,186 |
¥63,066,878 |
¥10,866,878 |
| 30 |
1.40% |
¥177,659 |
¥63,957,094 |
¥11,757,094 |
| 30 |
1.50% |
¥180,153 |
¥64,854,990 |
¥12,654,990 |
| 30 |
1.60% |
¥182,668 |
¥65,760,545 |
¥13,560,545 |
| 30 |
1.70% |
¥185,205 |
¥66,673,736 |
¥14,473,736 |
| 30 |
1.80% |
¥187,763 |
¥67,594,541 |
¥15,394,541 |
| 30 |
1.90% |
¥190,341 |
¥68,522,935 |
¥16,322,935 |
| 30 |
2.00% |
¥192,941 |
¥69,458,891 |
¥17,258,891 |
| 30 |
2.10% |
¥195,562 |
¥70,402,383 |
¥18,202,383 |
| 30 |
2.20% |
¥198,204 |
¥71,353,382 |
¥19,153,382 |
| 30 |
2.30% |
¥200,866 |
¥72,311,859 |
¥20,111,859 |
| 30 |
2.40% |
¥203,549 |
¥73,277,782 |
¥21,077,782 |
| 30 |
2.50% |
¥206,253 |
¥74,251,119 |
¥22,051,119 |
| 30 |
2.60% |
¥208,977 |
¥75,231,839 |
¥23,031,839 |
| 30 |
2.70% |
¥211,722 |
¥76,219,905 |
¥24,019,905 |
| 30 |
2.80% |
¥214,487 |
¥77,215,284 |
¥25,015,284 |
| 30 |
2.90% |
¥217,272 |
¥78,217,938 |
¥26,017,938 |
| 30 |
3.00% |
¥220,077 |
¥79,227,830 |
¥27,027,830 |
5220万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥189,719 |
¥56,915,836 |
¥4,715,836 |
| 25 |
0.80% |
¥192,037 |
¥57,611,224 |
¥5,411,224 |
| 25 |
0.90% |
¥194,373 |
¥58,312,023 |
¥6,112,023 |
| 25 |
1.00% |
¥196,727 |
¥59,018,226 |
¥6,818,226 |
| 25 |
1.10% |
¥199,099 |
¥59,729,826 |
¥7,529,826 |
| 25 |
1.20% |
¥201,489 |
¥60,446,815 |
¥8,246,815 |
| 25 |
1.30% |
¥203,897 |
¥61,169,184 |
¥8,969,184 |
| 25 |
1.40% |
¥206,323 |
¥61,896,926 |
¥9,696,926 |
| 25 |
1.50% |
¥208,767 |
¥62,630,029 |
¥10,430,029 |
| 25 |
1.60% |
¥211,228 |
¥63,368,483 |
¥11,168,483 |
| 25 |
1.70% |
¥213,708 |
¥64,112,279 |
¥11,912,279 |
| 25 |
1.80% |
¥216,205 |
¥64,861,403 |
¥12,661,403 |
| 25 |
1.90% |
¥218,719 |
¥65,615,844 |
¥13,415,844 |
| 25 |
2.00% |
¥221,252 |
¥66,375,589 |
¥14,175,589 |
| 25 |
2.10% |
¥223,802 |
¥67,140,625 |
¥14,940,625 |
| 25 |
2.20% |
¥226,370 |
¥67,910,937 |
¥15,710,937 |
| 25 |
2.30% |
¥228,955 |
¥68,686,510 |
¥16,486,510 |
| 25 |
2.40% |
¥231,558 |
¥69,467,330 |
¥17,267,330 |
| 25 |
2.50% |
¥234,178 |
¥70,253,381 |
¥18,053,381 |
| 25 |
2.60% |
¥236,815 |
¥71,044,645 |
¥18,844,645 |
| 25 |
2.70% |
¥239,470 |
¥71,841,106 |
¥19,641,106 |
| 25 |
2.80% |
¥242,142 |
¥72,642,746 |
¥20,442,746 |
| 25 |
2.90% |
¥244,832 |
¥73,449,548 |
¥21,249,548 |
| 25 |
3.00% |
¥247,538 |
¥74,261,492 |
¥22,061,492 |
5220万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥233,143 |
¥55,954,431 |
¥3,754,431 |
| 20 |
0.80% |
¥235,436 |
¥56,504,674 |
¥4,304,674 |
| 20 |
0.90% |
¥237,743 |
¥57,058,384 |
¥4,858,384 |
| 20 |
1.00% |
¥240,065 |
¥57,615,559 |
¥5,415,559 |
| 20 |
1.10% |
¥242,401 |
¥58,176,196 |
¥5,976,196 |
| 20 |
1.20% |
¥244,751 |
¥58,740,291 |
¥6,540,291 |
| 20 |
1.30% |
¥247,116 |
¥59,307,840 |
¥7,107,840 |
| 20 |
1.40% |
¥249,495 |
¥59,878,841 |
¥7,678,841 |
| 20 |
1.50% |
¥251,889 |
¥60,453,289 |
¥8,253,289 |
| 20 |
1.60% |
¥254,297 |
¥61,031,179 |
¥8,831,179 |
| 20 |
1.70% |
¥256,719 |
¥61,612,506 |
¥9,412,506 |
| 20 |
1.80% |
¥259,155 |
¥62,197,267 |
¥9,997,267 |
| 20 |
1.90% |
¥261,606 |
¥62,785,454 |
¥10,585,454 |
| 20 |
2.00% |
¥264,071 |
¥63,377,064 |
¥11,177,064 |
| 20 |
2.10% |
¥266,550 |
¥63,972,090 |
¥11,772,090 |
| 20 |
2.20% |
¥269,044 |
¥64,570,527 |
¥12,370,527 |
| 20 |
2.30% |
¥271,552 |
¥65,172,367 |
¥12,972,367 |
| 20 |
2.40% |
¥274,073 |
¥65,777,606 |
¥13,577,606 |
| 20 |
2.50% |
¥276,609 |
¥66,386,234 |
¥14,186,234 |
| 20 |
2.60% |
¥279,159 |
¥66,998,247 |
¥14,798,247 |
| 20 |
2.70% |
¥281,723 |
¥67,613,636 |
¥15,413,636 |
| 20 |
2.80% |
¥284,302 |
¥68,232,395 |
¥16,032,395 |
| 20 |
2.90% |
¥286,894 |
¥68,854,514 |
¥16,654,514 |
| 20 |
3.00% |
¥289,500 |
¥69,479,987 |
¥17,279,987 |
5220万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥305,576 |
¥55,003,659 |
¥2,803,659 |
| 15 |
0.80% |
¥307,844 |
¥55,412,002 |
¥3,212,002 |
| 15 |
0.90% |
¥310,124 |
¥55,822,298 |
¥3,622,298 |
| 15 |
1.00% |
¥312,414 |
¥56,234,545 |
¥4,034,545 |
| 15 |
1.10% |
¥314,715 |
¥56,648,742 |
¥4,448,742 |
| 15 |
1.20% |
¥317,027 |
¥57,064,889 |
¥4,864,889 |
| 15 |
1.30% |
¥319,350 |
¥57,482,985 |
¥5,282,985 |
| 15 |
1.40% |
¥321,683 |
¥57,903,027 |
¥5,703,027 |
| 15 |
1.50% |
¥324,028 |
¥58,325,014 |
¥6,125,014 |
| 15 |
1.60% |
¥326,383 |
¥58,748,946 |
¥6,548,946 |
| 15 |
1.70% |
¥328,749 |
¥59,174,819 |
¥6,974,819 |
| 15 |
1.80% |
¥331,126 |
¥59,602,634 |
¥7,402,634 |
| 15 |
1.90% |
¥333,513 |
¥60,032,387 |
¥7,832,387 |
| 15 |
2.00% |
¥335,912 |
¥60,464,078 |
¥8,264,078 |
| 15 |
2.10% |
¥338,321 |
¥60,897,703 |
¥8,697,703 |
| 15 |
2.20% |
¥340,740 |
¥61,333,261 |
¥9,133,261 |
| 15 |
2.30% |
¥343,171 |
¥61,770,751 |
¥9,570,751 |
| 15 |
2.40% |
¥345,612 |
¥62,210,169 |
¥10,010,169 |
| 15 |
2.50% |
¥348,064 |
¥62,651,514 |
¥10,451,514 |
| 15 |
2.60% |
¥350,527 |
¥63,094,783 |
¥10,894,783 |
| 15 |
2.70% |
¥353,000 |
¥63,539,974 |
¥11,339,974 |
| 15 |
2.80% |
¥355,484 |
¥63,987,084 |
¥11,787,084 |
| 15 |
2.90% |
¥357,978 |
¥64,436,110 |
¥12,236,110 |
| 15 |
3.00% |
¥360,484 |
¥64,887,051 |
¥12,687,051 |
5220万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥450,529 |
¥54,063,531 |
¥1,863,531 |
| 10 |
0.80% |
¥452,777 |
¥54,333,226 |
¥2,133,226 |
| 10 |
0.90% |
¥455,032 |
¥54,603,790 |
¥2,403,790 |
| 10 |
1.00% |
¥457,294 |
¥54,875,222 |
¥2,675,222 |
| 10 |
1.10% |
¥459,563 |
¥55,147,522 |
¥2,947,522 |
| 10 |
1.20% |
¥461,839 |
¥55,420,689 |
¥3,220,689 |
| 10 |
1.30% |
¥464,123 |
¥55,694,724 |
¥3,494,724 |
| 10 |
1.40% |
¥466,414 |
¥55,969,627 |
¥3,769,627 |
| 10 |
1.50% |
¥468,712 |
¥56,245,395 |
¥4,045,395 |
| 10 |
1.60% |
¥471,017 |
¥56,522,031 |
¥4,322,031 |
| 10 |
1.70% |
¥473,329 |
¥56,799,532 |
¥4,599,532 |
| 10 |
1.80% |
¥475,649 |
¥57,077,899 |
¥4,877,899 |
| 10 |
1.90% |
¥477,976 |
¥57,357,131 |
¥5,157,131 |
| 10 |
2.00% |
¥480,310 |
¥57,637,227 |
¥5,437,227 |
| 10 |
2.10% |
¥482,652 |
¥57,918,189 |
¥5,718,189 |
| 10 |
2.20% |
¥485,000 |
¥58,200,013 |
¥6,000,013 |
| 10 |
2.30% |
¥487,356 |
¥58,482,702 |
¥6,282,702 |
| 10 |
2.40% |
¥489,719 |
¥58,766,253 |
¥6,566,253 |
| 10 |
2.50% |
¥492,089 |
¥59,050,666 |
¥6,850,666 |
| 10 |
2.60% |
¥494,466 |
¥59,335,942 |
¥7,135,942 |
| 10 |
2.70% |
¥496,851 |
¥59,622,078 |
¥7,422,078 |
| 10 |
2.80% |
¥499,242 |
¥59,909,076 |
¥7,709,076 |
| 10 |
2.90% |
¥501,641 |
¥60,196,933 |
¥7,996,933 |
| 10 |
3.00% |
¥504,047 |
¥60,485,650 |
¥8,285,650 |
