5230万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5230万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5230万円の住宅ローン｜期間・年数別
5230万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥103,334 |
¥62,000,407 |
¥9,700,407 |
| 50 |
0.80% |
¥105,788 |
¥63,472,682 |
¥11,172,682 |
| 50 |
0.90% |
¥108,277 |
¥64,966,381 |
¥12,666,381 |
| 50 |
1.00% |
¥110,802 |
¥66,481,411 |
¥14,181,411 |
| 50 |
1.10% |
¥113,363 |
¥68,017,669 |
¥15,717,669 |
| 50 |
1.20% |
¥115,958 |
¥69,575,042 |
¥17,275,042 |
| 50 |
1.30% |
¥118,589 |
¥71,153,406 |
¥18,853,406 |
| 50 |
1.40% |
¥121,254 |
¥72,752,631 |
¥20,452,631 |
| 50 |
1.50% |
¥123,954 |
¥74,372,574 |
¥22,072,574 |
| 50 |
1.60% |
¥126,688 |
¥76,013,086 |
¥23,713,086 |
| 50 |
1.70% |
¥129,457 |
¥77,674,006 |
¥25,374,006 |
| 50 |
1.80% |
¥132,259 |
¥79,355,166 |
¥27,055,166 |
| 50 |
1.90% |
¥135,094 |
¥81,056,392 |
¥28,756,392 |
| 50 |
2.00% |
¥137,962 |
¥82,777,499 |
¥30,477,499 |
| 50 |
2.10% |
¥140,864 |
¥84,518,296 |
¥32,218,296 |
| 50 |
2.20% |
¥143,798 |
¥86,278,584 |
¥33,978,584 |
| 50 |
2.30% |
¥146,764 |
¥88,058,157 |
¥35,758,157 |
| 50 |
2.40% |
¥149,761 |
¥89,856,802 |
¥37,556,802 |
| 50 |
2.50% |
¥152,791 |
¥91,674,301 |
¥39,374,301 |
| 50 |
2.60% |
¥155,851 |
¥93,510,429 |
¥41,210,429 |
| 50 |
2.70% |
¥158,942 |
¥95,364,955 |
¥43,064,955 |
| 50 |
2.80% |
¥162,063 |
¥97,237,644 |
¥44,937,644 |
| 50 |
2.90% |
¥165,214 |
¥99,128,253 |
¥46,828,253 |
| 50 |
3.00% |
¥168,394 |
¥101,036,539 |
¥48,736,539 |
5230万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥112,934 |
¥60,984,119 |
¥8,684,119 |
| 45 |
0.80% |
¥115,361 |
¥62,294,868 |
¥9,994,868 |
| 45 |
0.90% |
¥117,820 |
¥63,623,023 |
¥11,323,023 |
| 45 |
1.00% |
¥120,312 |
¥64,968,523 |
¥12,668,523 |
| 45 |
1.10% |
¥122,836 |
¥66,331,299 |
¥14,031,299 |
| 45 |
1.20% |
¥125,391 |
¥67,711,276 |
¥15,411,276 |
| 45 |
1.30% |
¥127,978 |
¥69,108,372 |
¥16,808,372 |
| 45 |
1.40% |
¥130,597 |
¥70,522,501 |
¥18,222,501 |
| 45 |
1.50% |
¥133,247 |
¥71,953,566 |
¥19,653,566 |
| 45 |
1.60% |
¥135,929 |
¥73,401,469 |
¥21,101,469 |
| 45 |
1.70% |
¥138,641 |
¥74,866,103 |
¥22,566,103 |
| 45 |
1.80% |
¥141,384 |
¥76,347,356 |
¥24,047,356 |
| 45 |
1.90% |
¥144,158 |
¥77,845,109 |
¥25,545,109 |
| 45 |
2.00% |
¥146,962 |
¥79,359,240 |
¥27,059,240 |
| 45 |
2.10% |
¥149,796 |
¥80,889,620 |
¥28,589,620 |
| 45 |
2.20% |
¥152,659 |
¥82,436,116 |
¥30,136,116 |
| 45 |
2.30% |
¥155,553 |
¥83,998,587 |
¥31,698,587 |
| 45 |
2.40% |
¥158,476 |
¥85,576,891 |
¥33,276,891 |
| 45 |
2.50% |
¥161,428 |
¥87,170,879 |
¥34,870,879 |
| 45 |
2.60% |
¥164,408 |
¥88,780,397 |
¥36,480,397 |
| 45 |
2.70% |
¥167,417 |
¥90,405,290 |
¥38,105,290 |
| 45 |
2.80% |
¥170,454 |
¥92,045,396 |
¥39,745,396 |
| 45 |
2.90% |
¥173,520 |
¥93,700,549 |
¥41,400,549 |
| 45 |
3.00% |
¥176,612 |
¥95,370,582 |
¥43,070,582 |
5230万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥124,955 |
¥59,978,401 |
¥7,678,401 |
| 40 |
0.80% |
¥127,356 |
¥61,130,817 |
¥8,830,817 |
| 40 |
0.90% |
¥129,785 |
¥62,297,023 |
¥9,997,023 |
| 40 |
1.00% |
¥132,244 |
¥63,476,981 |
¥11,176,981 |
| 40 |
1.10% |
¥134,731 |
¥64,670,648 |
¥12,370,648 |
| 40 |
1.20% |
¥137,246 |
¥65,877,975 |
¥13,577,975 |
| 40 |
1.30% |
¥139,789 |
¥67,098,911 |
¥14,798,911 |
| 40 |
1.40% |
¥142,361 |
¥68,333,401 |
¥16,033,401 |
| 40 |
1.50% |
¥144,961 |
¥69,581,384 |
¥17,281,384 |
| 40 |
1.60% |
¥147,589 |
¥70,842,798 |
¥18,542,798 |
| 40 |
1.70% |
¥150,245 |
¥72,117,574 |
¥19,817,574 |
| 40 |
1.80% |
¥152,928 |
¥73,405,642 |
¥21,105,642 |
| 40 |
1.90% |
¥155,639 |
¥74,706,927 |
¥22,406,927 |
| 40 |
2.00% |
¥158,378 |
¥76,021,348 |
¥23,721,348 |
| 40 |
2.10% |
¥161,143 |
¥77,348,826 |
¥25,048,826 |
| 40 |
2.20% |
¥163,936 |
¥78,689,273 |
¥26,389,273 |
| 40 |
2.30% |
¥166,755 |
¥80,042,601 |
¥27,742,601 |
| 40 |
2.40% |
¥169,601 |
¥81,408,717 |
¥29,108,717 |
| 40 |
2.50% |
¥172,474 |
¥82,787,526 |
¥30,487,526 |
| 40 |
2.60% |
¥175,373 |
¥84,178,929 |
¥31,878,929 |
| 40 |
2.70% |
¥178,298 |
¥85,582,825 |
¥33,282,825 |
| 40 |
2.80% |
¥181,248 |
¥86,999,109 |
¥34,699,109 |
| 40 |
2.90% |
¥184,224 |
¥88,427,674 |
¥36,127,674 |
| 40 |
3.00% |
¥187,226 |
¥89,868,409 |
¥37,568,409 |
5230万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥140,436 |
¥58,983,274 |
¥6,683,274 |
| 35 |
0.80% |
¥142,811 |
¥59,980,566 |
¥7,680,566 |
| 35 |
0.90% |
¥145,211 |
¥60,988,441 |
¥8,688,441 |
| 35 |
1.00% |
¥147,635 |
¥62,006,877 |
¥9,706,877 |
| 35 |
1.10% |
¥150,085 |
¥63,035,847 |
¥10,735,847 |
| 35 |
1.20% |
¥152,560 |
¥64,075,324 |
¥11,775,324 |
| 35 |
1.30% |
¥155,060 |
¥65,125,277 |
¥12,825,277 |
| 35 |
1.40% |
¥157,585 |
¥66,185,672 |
¥13,885,672 |
| 35 |
1.50% |
¥160,134 |
¥67,256,474 |
¥14,956,474 |
| 35 |
1.60% |
¥162,709 |
¥68,337,645 |
¥16,037,645 |
| 35 |
1.70% |
¥165,307 |
¥69,429,145 |
¥17,129,145 |
| 35 |
1.80% |
¥167,931 |
¥70,530,931 |
¥18,230,931 |
| 35 |
1.90% |
¥170,578 |
¥71,642,959 |
¥19,342,959 |
| 35 |
2.00% |
¥173,250 |
¥72,765,180 |
¥20,465,180 |
| 35 |
2.10% |
¥175,947 |
¥73,897,546 |
¥21,597,546 |
| 35 |
2.20% |
¥178,667 |
¥75,040,006 |
¥22,740,006 |
| 35 |
2.30% |
¥181,411 |
¥76,192,505 |
¥23,892,505 |
| 35 |
2.40% |
¥184,179 |
¥77,354,989 |
¥25,054,989 |
| 35 |
2.50% |
¥186,970 |
¥78,527,399 |
¥26,227,399 |
| 35 |
2.60% |
¥189,785 |
¥79,709,676 |
¥27,409,676 |
| 35 |
2.70% |
¥192,623 |
¥80,901,758 |
¥28,601,758 |
| 35 |
2.80% |
¥195,485 |
¥82,103,582 |
¥29,803,582 |
| 35 |
2.90% |
¥198,369 |
¥83,315,083 |
¥31,015,083 |
| 35 |
3.00% |
¥201,277 |
¥84,536,193 |
¥32,236,193 |
5230万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥161,108 |
¥57,998,758 |
¥5,698,758 |
| 30 |
0.80% |
¥163,456 |
¥58,844,147 |
¥6,544,147 |
| 30 |
0.90% |
¥165,826 |
¥59,697,329 |
¥7,397,329 |
| 30 |
1.00% |
¥168,217 |
¥60,558,289 |
¥8,258,289 |
| 30 |
1.10% |
¥170,631 |
¥61,427,014 |
¥9,127,014 |
| 30 |
1.20% |
¥173,065 |
¥62,303,489 |
¥10,003,489 |
| 30 |
1.30% |
¥175,521 |
¥63,187,696 |
¥10,887,696 |
| 30 |
1.40% |
¥177,999 |
¥64,079,617 |
¥11,779,617 |
| 30 |
1.50% |
¥180,498 |
¥64,979,233 |
¥12,679,233 |
| 30 |
1.60% |
¥183,018 |
¥65,886,523 |
¥13,586,523 |
| 30 |
1.70% |
¥185,560 |
¥66,801,464 |
¥14,501,464 |
| 30 |
1.80% |
¥188,122 |
¥67,724,033 |
¥15,424,033 |
| 30 |
1.90% |
¥190,706 |
¥68,654,205 |
¥16,354,205 |
| 30 |
2.00% |
¥193,311 |
¥69,591,954 |
¥17,291,954 |
| 30 |
2.10% |
¥195,937 |
¥70,537,254 |
¥18,237,254 |
| 30 |
2.20% |
¥198,584 |
¥71,490,074 |
¥19,190,074 |
| 30 |
2.30% |
¥201,251 |
¥72,450,387 |
¥20,150,387 |
| 30 |
2.40% |
¥203,939 |
¥73,418,160 |
¥21,118,160 |
| 30 |
2.50% |
¥206,648 |
¥74,393,363 |
¥22,093,363 |
| 30 |
2.60% |
¥209,378 |
¥75,375,961 |
¥23,075,961 |
| 30 |
2.70% |
¥212,128 |
¥76,365,920 |
¥24,065,920 |
| 30 |
2.80% |
¥214,898 |
¥77,363,206 |
¥25,063,206 |
| 30 |
2.90% |
¥217,688 |
¥78,367,781 |
¥26,067,781 |
| 30 |
3.00% |
¥220,499 |
¥79,379,607 |
¥27,079,607 |
5230万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥190,083 |
¥57,024,870 |
¥4,724,870 |
| 25 |
0.80% |
¥192,405 |
¥57,721,591 |
¥5,421,591 |
| 25 |
0.90% |
¥194,746 |
¥58,423,732 |
¥6,123,732 |
| 25 |
1.00% |
¥197,104 |
¥59,131,288 |
¥6,831,288 |
| 25 |
1.10% |
¥199,481 |
¥59,844,251 |
¥7,544,251 |
| 25 |
1.20% |
¥201,875 |
¥60,562,613 |
¥8,262,613 |
| 25 |
1.30% |
¥204,288 |
¥61,286,367 |
¥8,986,367 |
| 25 |
1.40% |
¥206,718 |
¥62,015,502 |
¥9,715,502 |
| 25 |
1.50% |
¥209,167 |
¥62,750,010 |
¥10,450,010 |
| 25 |
1.60% |
¥211,633 |
¥63,489,879 |
¥11,189,879 |
| 25 |
1.70% |
¥214,117 |
¥64,235,099 |
¥11,935,099 |
| 25 |
1.80% |
¥216,619 |
¥64,985,659 |
¥12,685,659 |
| 25 |
1.90% |
¥219,138 |
¥65,741,545 |
¥13,441,545 |
| 25 |
2.00% |
¥221,676 |
¥66,502,746 |
¥14,202,746 |
| 25 |
2.10% |
¥224,231 |
¥67,269,247 |
¥14,969,247 |
| 25 |
2.20% |
¥226,803 |
¥68,041,034 |
¥15,741,034 |
| 25 |
2.30% |
¥229,394 |
¥68,818,094 |
¥16,518,094 |
| 25 |
2.40% |
¥232,001 |
¥69,600,409 |
¥17,300,409 |
| 25 |
2.50% |
¥234,627 |
¥70,387,966 |
¥18,087,966 |
| 25 |
2.60% |
¥237,269 |
¥71,180,746 |
¥18,880,746 |
| 25 |
2.70% |
¥239,929 |
¥71,978,733 |
¥19,678,733 |
| 25 |
2.80% |
¥242,606 |
¥72,781,909 |
¥20,481,909 |
| 25 |
2.90% |
¥245,301 |
¥73,590,256 |
¥21,290,256 |
| 25 |
3.00% |
¥248,013 |
¥74,403,755 |
¥22,103,755 |
5230万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥233,590 |
¥56,061,623 |
¥3,761,623 |
| 20 |
0.80% |
¥235,887 |
¥56,612,920 |
¥4,312,920 |
| 20 |
0.90% |
¥238,199 |
¥57,167,691 |
¥4,867,691 |
| 20 |
1.00% |
¥240,525 |
¥57,725,933 |
¥5,425,933 |
| 20 |
1.10% |
¥242,865 |
¥58,287,644 |
¥5,987,644 |
| 20 |
1.20% |
¥245,220 |
¥58,852,820 |
¥6,552,820 |
| 20 |
1.30% |
¥247,589 |
¥59,421,457 |
¥7,121,457 |
| 20 |
1.40% |
¥249,973 |
¥59,993,552 |
¥7,693,552 |
| 20 |
1.50% |
¥252,371 |
¥60,569,100 |
¥8,269,100 |
| 20 |
1.60% |
¥254,784 |
¥61,148,097 |
¥8,848,097 |
| 20 |
1.70% |
¥257,211 |
¥61,730,538 |
¥9,430,538 |
| 20 |
1.80% |
¥259,652 |
¥62,316,418 |
¥10,016,418 |
| 20 |
1.90% |
¥262,107 |
¥62,905,733 |
¥10,605,733 |
| 20 |
2.00% |
¥264,577 |
¥63,498,476 |
¥11,198,476 |
| 20 |
2.10% |
¥267,061 |
¥64,094,642 |
¥11,794,642 |
| 20 |
2.20% |
¥269,559 |
¥64,694,225 |
¥12,394,225 |
| 20 |
2.30% |
¥272,072 |
¥65,297,219 |
¥12,997,219 |
| 20 |
2.40% |
¥274,598 |
¥65,903,616 |
¥13,603,616 |
| 20 |
2.50% |
¥277,139 |
¥66,513,411 |
¥14,213,411 |
| 20 |
2.60% |
¥279,694 |
¥67,126,596 |
¥14,826,596 |
| 20 |
2.70% |
¥282,263 |
¥67,743,164 |
¥15,443,164 |
| 20 |
2.80% |
¥284,846 |
¥68,363,108 |
¥16,063,108 |
| 20 |
2.90% |
¥287,443 |
¥68,986,419 |
¥16,686,419 |
| 20 |
3.00% |
¥290,055 |
¥69,613,090 |
¥17,313,090 |
5230万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥306,161 |
¥55,109,030 |
¥2,809,030 |
| 15 |
0.80% |
¥308,434 |
¥55,518,155 |
¥3,218,155 |
| 15 |
0.90% |
¥310,718 |
¥55,929,237 |
¥3,629,237 |
| 15 |
1.00% |
¥313,013 |
¥56,342,274 |
¥4,042,274 |
| 15 |
1.10% |
¥315,318 |
¥56,757,265 |
¥4,457,265 |
| 15 |
1.20% |
¥317,634 |
¥57,174,209 |
¥4,874,209 |
| 15 |
1.30% |
¥319,962 |
¥57,593,105 |
¥5,293,105 |
| 15 |
1.40% |
¥322,300 |
¥58,013,952 |
¥5,713,952 |
| 15 |
1.50% |
¥324,649 |
¥58,436,748 |
¥6,136,748 |
| 15 |
1.60% |
¥327,008 |
¥58,861,492 |
¥6,561,492 |
| 15 |
1.70% |
¥329,379 |
¥59,288,181 |
¥6,988,181 |
| 15 |
1.80% |
¥331,760 |
¥59,716,815 |
¥7,416,815 |
| 15 |
1.90% |
¥334,152 |
¥60,147,392 |
¥7,847,392 |
| 15 |
2.00% |
¥336,555 |
¥60,579,909 |
¥8,279,909 |
| 15 |
2.10% |
¥338,969 |
¥61,014,365 |
¥8,714,365 |
| 15 |
2.20% |
¥341,393 |
¥61,450,758 |
¥9,150,758 |
| 15 |
2.30% |
¥343,828 |
¥61,889,086 |
¥9,589,086 |
| 15 |
2.40% |
¥346,274 |
¥62,329,346 |
¥10,029,346 |
| 15 |
2.50% |
¥348,731 |
¥62,771,536 |
¥10,471,536 |
| 15 |
2.60% |
¥351,198 |
¥63,215,654 |
¥10,915,654 |
| 15 |
2.70% |
¥353,676 |
¥63,661,698 |
¥11,361,698 |
| 15 |
2.80% |
¥356,165 |
¥64,109,664 |
¥11,809,664 |
| 15 |
2.90% |
¥358,664 |
¥64,559,551 |
¥12,259,551 |
| 15 |
3.00% |
¥361,174 |
¥65,011,356 |
¥12,711,356 |
5230万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥451,393 |
¥54,167,101 |
¥1,867,101 |
| 10 |
0.80% |
¥453,644 |
¥54,437,312 |
¥2,137,312 |
| 10 |
0.90% |
¥455,903 |
¥54,708,395 |
¥2,408,395 |
| 10 |
1.00% |
¥458,170 |
¥54,980,347 |
¥2,680,347 |
| 10 |
1.10% |
¥460,443 |
¥55,253,168 |
¥2,953,168 |
| 10 |
1.20% |
¥462,724 |
¥55,526,859 |
¥3,226,859 |
| 10 |
1.30% |
¥465,012 |
¥55,801,419 |
¥3,501,419 |
| 10 |
1.40% |
¥467,307 |
¥56,076,848 |
¥3,776,848 |
| 10 |
1.50% |
¥469,610 |
¥56,353,145 |
¥4,053,145 |
| 10 |
1.60% |
¥471,919 |
¥56,630,310 |
¥4,330,310 |
| 10 |
1.70% |
¥474,236 |
¥56,908,343 |
¥4,608,343 |
| 10 |
1.80% |
¥476,560 |
¥57,187,243 |
¥4,887,243 |
| 10 |
1.90% |
¥478,892 |
¥57,467,010 |
¥5,167,010 |
| 10 |
2.00% |
¥481,230 |
¥57,747,644 |
¥5,447,644 |
| 10 |
2.10% |
¥483,576 |
¥58,029,143 |
¥5,729,143 |
| 10 |
2.20% |
¥485,929 |
¥58,311,508 |
¥6,011,508 |
| 10 |
2.30% |
¥488,289 |
¥58,594,738 |
¥6,294,738 |
| 10 |
2.40% |
¥490,657 |
¥58,878,832 |
¥6,578,832 |
| 10 |
2.50% |
¥493,032 |
¥59,163,790 |
¥6,863,790 |
| 10 |
2.60% |
¥495,413 |
¥59,449,612 |
¥7,149,612 |
| 10 |
2.70% |
¥497,802 |
¥59,736,297 |
¥7,436,297 |
| 10 |
2.80% |
¥500,199 |
¥60,023,844 |
¥7,723,844 |
| 10 |
2.90% |
¥502,602 |
¥60,312,253 |
¥8,012,253 |
| 10 |
3.00% |
¥505,013 |
¥60,601,523 |
¥8,301,523 |
