5240万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5240万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5240万円の住宅ローン｜期間・年数別
5240万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥103,532 |
¥62,118,955 |
¥9,718,955 |
| 50 |
0.80% |
¥105,990 |
¥63,594,044 |
¥11,194,044 |
| 50 |
0.90% |
¥108,484 |
¥65,090,599 |
¥12,690,599 |
| 50 |
1.00% |
¥111,014 |
¥66,608,526 |
¥14,208,526 |
| 50 |
1.10% |
¥113,580 |
¥68,147,722 |
¥15,747,722 |
| 50 |
1.20% |
¥116,180 |
¥69,708,072 |
¥17,308,072 |
| 50 |
1.30% |
¥118,816 |
¥71,289,455 |
¥18,889,455 |
| 50 |
1.40% |
¥121,486 |
¥72,891,738 |
¥20,491,738 |
| 50 |
1.50% |
¥124,191 |
¥74,514,778 |
¥22,114,778 |
| 50 |
1.60% |
¥126,931 |
¥76,158,426 |
¥23,758,426 |
| 50 |
1.70% |
¥129,704 |
¥77,822,522 |
¥25,422,522 |
| 50 |
1.80% |
¥132,511 |
¥79,506,897 |
¥27,106,897 |
| 50 |
1.90% |
¥135,352 |
¥81,211,376 |
¥28,811,376 |
| 50 |
2.00% |
¥138,226 |
¥82,935,774 |
¥30,535,774 |
| 50 |
2.10% |
¥141,133 |
¥84,679,899 |
¥32,279,899 |
| 50 |
2.20% |
¥144,073 |
¥86,443,553 |
¥34,043,553 |
| 50 |
2.30% |
¥147,044 |
¥88,226,528 |
¥35,826,528 |
| 50 |
2.40% |
¥150,048 |
¥90,028,612 |
¥37,628,612 |
| 50 |
2.50% |
¥153,083 |
¥91,849,587 |
¥39,449,587 |
| 50 |
2.60% |
¥156,149 |
¥93,689,225 |
¥41,289,225 |
| 50 |
2.70% |
¥159,245 |
¥95,547,297 |
¥43,147,297 |
| 50 |
2.80% |
¥162,373 |
¥97,423,567 |
¥45,023,567 |
| 50 |
2.90% |
¥165,530 |
¥99,317,791 |
¥46,917,791 |
| 50 |
3.00% |
¥168,716 |
¥101,229,725 |
¥48,829,725 |
5240万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥113,149 |
¥61,100,724 |
¥8,700,724 |
| 45 |
0.80% |
¥115,581 |
¥62,413,979 |
¥10,013,979 |
| 45 |
0.90% |
¥118,046 |
¥63,744,673 |
¥11,344,673 |
| 45 |
1.00% |
¥120,542 |
¥65,092,746 |
¥12,692,746 |
| 45 |
1.10% |
¥123,071 |
¥66,458,127 |
¥14,058,127 |
| 45 |
1.20% |
¥125,631 |
¥67,840,743 |
¥15,440,743 |
| 45 |
1.30% |
¥128,223 |
¥69,240,511 |
¥16,840,511 |
| 45 |
1.40% |
¥130,847 |
¥70,657,343 |
¥18,257,343 |
| 45 |
1.50% |
¥133,502 |
¥72,091,145 |
¥19,691,145 |
| 45 |
1.60% |
¥136,189 |
¥73,541,816 |
¥21,141,816 |
| 45 |
1.70% |
¥138,906 |
¥75,009,250 |
¥22,609,250 |
| 45 |
1.80% |
¥141,654 |
¥76,493,335 |
¥24,093,335 |
| 45 |
1.90% |
¥144,433 |
¥77,993,953 |
¥25,593,953 |
| 45 |
2.00% |
¥147,243 |
¥79,510,979 |
¥27,110,979 |
| 45 |
2.10% |
¥150,082 |
¥81,044,285 |
¥28,644,285 |
| 45 |
2.20% |
¥152,951 |
¥82,593,737 |
¥30,193,737 |
| 45 |
2.30% |
¥155,850 |
¥84,159,196 |
¥31,759,196 |
| 45 |
2.40% |
¥158,779 |
¥85,740,518 |
¥33,340,518 |
| 45 |
2.50% |
¥161,736 |
¥87,337,553 |
¥34,937,553 |
| 45 |
2.60% |
¥164,722 |
¥88,950,150 |
¥36,550,150 |
| 45 |
2.70% |
¥167,737 |
¥90,578,149 |
¥38,178,149 |
| 45 |
2.80% |
¥170,780 |
¥92,221,391 |
¥39,821,391 |
| 45 |
2.90% |
¥173,851 |
¥93,879,709 |
¥41,479,709 |
| 45 |
3.00% |
¥176,950 |
¥95,552,935 |
¥43,152,935 |
5240万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥125,194 |
¥60,093,083 |
¥7,693,083 |
| 40 |
0.80% |
¥127,599 |
¥61,247,702 |
¥8,847,702 |
| 40 |
0.90% |
¥130,034 |
¥62,416,138 |
¥10,016,138 |
| 40 |
1.00% |
¥132,497 |
¥63,598,352 |
¥11,198,352 |
| 40 |
1.10% |
¥134,988 |
¥64,794,301 |
¥12,394,301 |
| 40 |
1.20% |
¥137,508 |
¥66,003,936 |
¥13,603,936 |
| 40 |
1.30% |
¥140,057 |
¥67,227,207 |
¥14,827,207 |
| 40 |
1.40% |
¥142,633 |
¥68,464,057 |
¥16,064,057 |
| 40 |
1.50% |
¥145,238 |
¥69,714,427 |
¥17,314,427 |
| 40 |
1.60% |
¥147,871 |
¥70,978,253 |
¥18,578,253 |
| 40 |
1.70% |
¥150,532 |
¥72,255,467 |
¥19,855,467 |
| 40 |
1.80% |
¥153,221 |
¥73,545,997 |
¥21,145,997 |
| 40 |
1.90% |
¥155,937 |
¥74,849,770 |
¥22,449,770 |
| 40 |
2.00% |
¥158,681 |
¥76,166,705 |
¥23,766,705 |
| 40 |
2.10% |
¥161,452 |
¥77,496,720 |
¥25,096,720 |
| 40 |
2.20% |
¥164,249 |
¥78,839,731 |
¥26,439,731 |
| 40 |
2.30% |
¥167,074 |
¥80,195,646 |
¥27,795,646 |
| 40 |
2.40% |
¥169,926 |
¥81,564,374 |
¥29,164,374 |
| 40 |
2.50% |
¥172,804 |
¥82,945,820 |
¥30,545,820 |
| 40 |
2.60% |
¥175,708 |
¥84,339,883 |
¥31,939,883 |
| 40 |
2.70% |
¥178,638 |
¥85,746,464 |
¥33,346,464 |
| 40 |
2.80% |
¥181,595 |
¥87,165,455 |
¥34,765,455 |
| 40 |
2.90% |
¥184,577 |
¥88,596,752 |
¥36,196,752 |
| 40 |
3.00% |
¥187,584 |
¥90,040,242 |
¥37,640,242 |
5240万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥140,705 |
¥59,096,053 |
¥6,696,053 |
| 35 |
0.80% |
¥143,084 |
¥60,095,251 |
¥7,695,251 |
| 35 |
0.90% |
¥145,488 |
¥61,105,054 |
¥8,705,054 |
| 35 |
1.00% |
¥147,918 |
¥62,125,437 |
¥9,725,437 |
| 35 |
1.10% |
¥150,372 |
¥63,156,375 |
¥10,756,375 |
| 35 |
1.20% |
¥152,852 |
¥64,197,839 |
¥11,797,839 |
| 35 |
1.30% |
¥155,357 |
¥65,249,799 |
¥12,849,799 |
| 35 |
1.40% |
¥157,886 |
¥66,312,222 |
¥13,912,222 |
| 35 |
1.50% |
¥160,441 |
¥67,385,071 |
¥14,985,071 |
| 35 |
1.60% |
¥163,020 |
¥68,468,310 |
¥16,068,310 |
| 35 |
1.70% |
¥165,624 |
¥69,561,897 |
¥17,161,897 |
| 35 |
1.80% |
¥168,252 |
¥70,665,790 |
¥18,265,790 |
| 35 |
1.90% |
¥170,905 |
¥71,779,943 |
¥19,379,943 |
| 35 |
2.00% |
¥173,582 |
¥72,904,310 |
¥20,504,310 |
| 35 |
2.10% |
¥176,283 |
¥74,038,842 |
¥21,638,842 |
| 35 |
2.20% |
¥179,008 |
¥75,183,486 |
¥22,783,486 |
| 35 |
2.30% |
¥181,758 |
¥76,338,189 |
¥23,938,189 |
| 35 |
2.40% |
¥184,531 |
¥77,502,895 |
¥25,102,895 |
| 35 |
2.50% |
¥187,327 |
¥78,677,547 |
¥26,277,547 |
| 35 |
2.60% |
¥190,148 |
¥79,862,084 |
¥27,462,084 |
| 35 |
2.70% |
¥192,992 |
¥81,056,446 |
¥28,656,446 |
| 35 |
2.80% |
¥195,858 |
¥82,260,568 |
¥29,860,568 |
| 35 |
2.90% |
¥198,749 |
¥83,474,385 |
¥31,074,385 |
| 35 |
3.00% |
¥201,661 |
¥84,697,830 |
¥32,297,830 |
5240万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥161,416 |
¥58,109,654 |
¥5,709,654 |
| 30 |
0.80% |
¥163,769 |
¥58,956,660 |
¥6,556,660 |
| 30 |
0.90% |
¥166,143 |
¥59,811,473 |
¥7,411,473 |
| 30 |
1.00% |
¥168,539 |
¥60,674,079 |
¥8,274,079 |
| 30 |
1.10% |
¥170,957 |
¥61,544,466 |
¥9,144,466 |
| 30 |
1.20% |
¥173,396 |
¥62,422,616 |
¥10,022,616 |
| 30 |
1.30% |
¥175,857 |
¥63,308,514 |
¥10,908,514 |
| 30 |
1.40% |
¥178,339 |
¥64,202,141 |
¥11,802,141 |
| 30 |
1.50% |
¥180,843 |
¥65,103,477 |
¥12,703,477 |
| 30 |
1.60% |
¥183,368 |
¥66,012,501 |
¥13,612,501 |
| 30 |
1.70% |
¥185,914 |
¥66,929,191 |
¥14,529,191 |
| 30 |
1.80% |
¥188,482 |
¥67,853,524 |
¥15,453,524 |
| 30 |
1.90% |
¥191,071 |
¥68,785,475 |
¥16,385,475 |
| 30 |
2.00% |
¥193,681 |
¥69,725,017 |
¥17,325,017 |
| 30 |
2.10% |
¥196,311 |
¥70,672,124 |
¥18,272,124 |
| 30 |
2.20% |
¥198,963 |
¥71,626,767 |
¥19,226,767 |
| 30 |
2.30% |
¥201,636 |
¥72,588,915 |
¥20,188,915 |
| 30 |
2.40% |
¥204,329 |
¥73,558,539 |
¥21,158,539 |
| 30 |
2.50% |
¥207,043 |
¥74,535,606 |
¥22,135,606 |
| 30 |
2.60% |
¥209,778 |
¥75,520,083 |
¥23,120,083 |
| 30 |
2.70% |
¥212,533 |
¥76,511,935 |
¥24,111,935 |
| 30 |
2.80% |
¥215,309 |
¥77,511,128 |
¥25,111,128 |
| 30 |
2.90% |
¥218,105 |
¥78,517,623 |
¥26,117,623 |
| 30 |
3.00% |
¥220,921 |
¥79,531,385 |
¥27,131,385 |
5240万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥190,446 |
¥57,133,904 |
¥4,733,904 |
| 25 |
0.80% |
¥192,773 |
¥57,831,957 |
¥5,431,957 |
| 25 |
0.90% |
¥195,118 |
¥58,535,441 |
¥6,135,441 |
| 25 |
1.00% |
¥197,481 |
¥59,244,350 |
¥6,844,350 |
| 25 |
1.10% |
¥199,862 |
¥59,958,676 |
¥7,558,676 |
| 25 |
1.20% |
¥202,261 |
¥60,678,412 |
¥8,278,412 |
| 25 |
1.30% |
¥204,678 |
¥61,403,549 |
¥9,003,549 |
| 25 |
1.40% |
¥207,114 |
¥62,134,079 |
¥9,734,079 |
| 25 |
1.50% |
¥209,567 |
¥62,869,990 |
¥10,469,990 |
| 25 |
1.60% |
¥212,038 |
¥63,611,275 |
¥11,211,275 |
| 25 |
1.70% |
¥214,526 |
¥64,357,920 |
¥11,957,920 |
| 25 |
1.80% |
¥217,033 |
¥65,109,914 |
¥12,709,914 |
| 25 |
1.90% |
¥219,557 |
¥65,867,246 |
¥13,467,246 |
| 25 |
2.00% |
¥222,100 |
¥66,629,902 |
¥14,229,902 |
| 25 |
2.10% |
¥224,660 |
¥67,397,869 |
¥14,997,869 |
| 25 |
2.20% |
¥227,237 |
¥68,171,132 |
¥15,771,132 |
| 25 |
2.30% |
¥229,832 |
¥68,949,677 |
¥16,549,677 |
| 25 |
2.40% |
¥232,445 |
¥69,733,489 |
¥17,333,489 |
| 25 |
2.50% |
¥235,075 |
¥70,522,551 |
¥18,122,551 |
| 25 |
2.60% |
¥237,723 |
¥71,316,847 |
¥18,916,847 |
| 25 |
2.70% |
¥240,388 |
¥72,116,359 |
¥19,716,359 |
| 25 |
2.80% |
¥243,070 |
¥72,921,071 |
¥20,521,071 |
| 25 |
2.90% |
¥245,770 |
¥73,730,964 |
¥21,330,964 |
| 25 |
3.00% |
¥248,487 |
¥74,546,019 |
¥22,146,019 |
5240万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥234,037 |
¥56,168,816 |
¥3,768,816 |
| 20 |
0.80% |
¥236,338 |
¥56,721,167 |
¥4,321,167 |
| 20 |
0.90% |
¥238,654 |
¥57,276,998 |
¥4,876,998 |
| 20 |
1.00% |
¥240,985 |
¥57,836,308 |
¥5,436,308 |
| 20 |
1.10% |
¥243,330 |
¥58,399,093 |
¥5,999,093 |
| 20 |
1.20% |
¥245,689 |
¥58,965,349 |
¥6,565,349 |
| 20 |
1.30% |
¥248,063 |
¥59,535,074 |
¥7,135,074 |
| 20 |
1.40% |
¥250,451 |
¥60,108,262 |
¥7,708,262 |
| 20 |
1.50% |
¥252,854 |
¥60,684,911 |
¥8,284,911 |
| 20 |
1.60% |
¥255,271 |
¥61,265,015 |
¥8,865,015 |
| 20 |
1.70% |
¥257,702 |
¥61,848,570 |
¥9,448,570 |
| 20 |
1.80% |
¥260,148 |
¥62,435,570 |
¥10,035,570 |
| 20 |
1.90% |
¥262,608 |
¥63,026,012 |
¥10,626,012 |
| 20 |
2.00% |
¥265,083 |
¥63,619,888 |
¥11,219,888 |
| 20 |
2.10% |
¥267,572 |
¥64,217,194 |
¥11,817,194 |
| 20 |
2.20% |
¥270,075 |
¥64,817,924 |
¥12,417,924 |
| 20 |
2.30% |
¥272,592 |
¥65,422,070 |
¥13,022,070 |
| 20 |
2.40% |
¥275,123 |
¥66,029,627 |
¥13,629,627 |
| 20 |
2.50% |
¥277,669 |
¥66,640,588 |
¥14,240,588 |
| 20 |
2.60% |
¥280,229 |
¥67,254,945 |
¥14,854,945 |
| 20 |
2.70% |
¥282,803 |
¥67,872,692 |
¥15,472,692 |
| 20 |
2.80% |
¥285,391 |
¥68,493,821 |
¥16,093,821 |
| 20 |
2.90% |
¥287,993 |
¥69,118,325 |
¥16,718,325 |
| 20 |
3.00% |
¥290,609 |
¥69,746,194 |
¥17,346,194 |
5240万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥306,747 |
¥55,214,401 |
¥2,814,401 |
| 15 |
0.80% |
¥309,024 |
¥55,624,309 |
¥3,224,309 |
| 15 |
0.90% |
¥311,312 |
¥56,036,176 |
¥3,636,176 |
| 15 |
1.00% |
¥313,611 |
¥56,450,003 |
¥4,050,003 |
| 15 |
1.10% |
¥315,921 |
¥56,865,787 |
¥4,465,787 |
| 15 |
1.20% |
¥318,242 |
¥57,283,529 |
¥4,883,529 |
| 15 |
1.30% |
¥320,573 |
¥57,703,226 |
¥5,303,226 |
| 15 |
1.40% |
¥322,916 |
¥58,124,877 |
¥5,724,877 |
| 15 |
1.50% |
¥325,269 |
¥58,548,482 |
¥6,148,482 |
| 15 |
1.60% |
¥327,634 |
¥58,974,037 |
¥6,574,037 |
| 15 |
1.70% |
¥330,009 |
¥59,401,543 |
¥7,001,543 |
| 15 |
1.80% |
¥332,394 |
¥59,830,996 |
¥7,430,996 |
| 15 |
1.90% |
¥334,791 |
¥60,262,396 |
¥7,862,396 |
| 15 |
2.00% |
¥337,199 |
¥60,695,741 |
¥8,295,741 |
| 15 |
2.10% |
¥339,617 |
¥61,131,027 |
¥8,731,027 |
| 15 |
2.20% |
¥342,046 |
¥61,568,255 |
¥9,168,255 |
| 15 |
2.30% |
¥344,486 |
¥62,007,421 |
¥9,607,421 |
| 15 |
2.40% |
¥346,936 |
¥62,448,522 |
¥10,048,522 |
| 15 |
2.50% |
¥349,398 |
¥62,891,558 |
¥10,491,558 |
| 15 |
2.60% |
¥351,870 |
¥63,336,526 |
¥10,936,526 |
| 15 |
2.70% |
¥354,352 |
¥63,783,422 |
¥11,383,422 |
| 15 |
2.80% |
¥356,846 |
¥64,232,245 |
¥11,832,245 |
| 15 |
2.90% |
¥359,350 |
¥64,682,992 |
¥12,282,992 |
| 15 |
3.00% |
¥361,865 |
¥65,135,660 |
¥12,735,660 |
5240万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥452,256 |
¥54,270,671 |
¥1,870,671 |
| 10 |
0.80% |
¥454,512 |
¥54,541,399 |
¥2,141,399 |
| 10 |
0.90% |
¥456,775 |
¥54,813,000 |
¥2,413,000 |
| 10 |
1.00% |
¥459,046 |
¥55,085,472 |
¥2,685,472 |
| 10 |
1.10% |
¥461,323 |
¥55,358,815 |
¥2,958,815 |
| 10 |
1.20% |
¥463,609 |
¥55,633,029 |
¥3,233,029 |
| 10 |
1.30% |
¥465,901 |
¥55,908,114 |
¥3,508,114 |
| 10 |
1.40% |
¥468,201 |
¥56,184,070 |
¥3,784,070 |
| 10 |
1.50% |
¥470,507 |
¥56,460,895 |
¥4,060,895 |
| 10 |
1.60% |
¥472,822 |
¥56,738,590 |
¥4,338,590 |
| 10 |
1.70% |
¥475,143 |
¥57,017,155 |
¥4,617,155 |
| 10 |
1.80% |
¥477,472 |
¥57,296,588 |
¥4,896,588 |
| 10 |
1.90% |
¥479,807 |
¥57,576,890 |
¥5,176,890 |
| 10 |
2.00% |
¥482,150 |
¥57,858,060 |
¥5,458,060 |
| 10 |
2.10% |
¥484,501 |
¥58,140,097 |
¥5,740,097 |
| 10 |
2.20% |
¥486,858 |
¥58,423,002 |
¥6,023,002 |
| 10 |
2.30% |
¥489,223 |
¥58,706,773 |
¥6,306,773 |
| 10 |
2.40% |
¥491,595 |
¥58,991,411 |
¥6,591,411 |
| 10 |
2.50% |
¥493,974 |
¥59,276,914 |
¥6,876,914 |
| 10 |
2.60% |
¥496,361 |
¥59,563,283 |
¥7,163,283 |
| 10 |
2.70% |
¥498,754 |
¥59,850,516 |
¥7,450,516 |
| 10 |
2.80% |
¥501,155 |
¥60,138,613 |
¥7,738,613 |
| 10 |
2.90% |
¥503,563 |
¥60,427,573 |
¥8,027,573 |
| 10 |
3.00% |
¥505,978 |
¥60,717,396 |
¥8,317,396 |
