5300万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5300万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5300万円の住宅ローン｜期間・年数別
5300万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥104,717 |
¥62,830,240 |
¥9,830,240 |
| 50 |
0.80% |
¥107,204 |
¥64,322,220 |
¥11,322,220 |
| 50 |
0.90% |
¥109,727 |
¥65,835,912 |
¥12,835,912 |
| 50 |
1.00% |
¥112,285 |
¥67,371,219 |
¥14,371,219 |
| 50 |
1.10% |
¥114,880 |
¥68,928,039 |
¥15,928,039 |
| 50 |
1.20% |
¥117,510 |
¥70,506,256 |
¥17,506,256 |
| 50 |
1.30% |
¥120,176 |
¥72,105,747 |
¥19,105,747 |
| 50 |
1.40% |
¥122,877 |
¥73,726,376 |
¥20,726,376 |
| 50 |
1.50% |
¥125,613 |
¥75,368,001 |
¥22,368,001 |
| 50 |
1.60% |
¥128,384 |
¥77,030,469 |
¥24,030,469 |
| 50 |
1.70% |
¥131,189 |
¥78,713,619 |
¥25,713,619 |
| 50 |
1.80% |
¥134,029 |
¥80,417,281 |
¥27,417,281 |
| 50 |
1.90% |
¥136,902 |
¥82,141,277 |
¥29,141,277 |
| 50 |
2.00% |
¥139,809 |
¥83,885,420 |
¥30,885,420 |
| 50 |
2.10% |
¥142,749 |
¥85,649,516 |
¥32,649,516 |
| 50 |
2.20% |
¥145,722 |
¥87,433,364 |
¥34,433,364 |
| 50 |
2.30% |
¥148,728 |
¥89,236,755 |
¥36,236,755 |
| 50 |
2.40% |
¥151,766 |
¥91,059,474 |
¥38,059,474 |
| 50 |
2.50% |
¥154,835 |
¥92,901,300 |
¥39,901,300 |
| 50 |
2.60% |
¥157,937 |
¥94,762,003 |
¥41,762,003 |
| 50 |
2.70% |
¥161,069 |
¥96,641,350 |
¥43,641,350 |
| 50 |
2.80% |
¥164,232 |
¥98,539,104 |
¥45,539,104 |
| 50 |
2.90% |
¥167,425 |
¥100,455,018 |
¥47,455,018 |
| 50 |
3.00% |
¥170,648 |
¥102,388,844 |
¥49,388,844 |
5300万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥114,445 |
¥61,800,350 |
¥8,800,350 |
| 45 |
0.80% |
¥116,905 |
¥63,128,643 |
¥10,128,643 |
| 45 |
0.90% |
¥119,397 |
¥64,474,574 |
¥11,474,574 |
| 45 |
1.00% |
¥121,922 |
¥65,838,083 |
¥12,838,083 |
| 45 |
1.10% |
¥124,480 |
¥67,219,098 |
¥14,219,098 |
| 45 |
1.20% |
¥127,070 |
¥68,617,545 |
¥15,617,545 |
| 45 |
1.30% |
¥129,691 |
¥70,033,341 |
¥17,033,341 |
| 45 |
1.40% |
¥132,345 |
¥71,466,396 |
¥18,466,396 |
| 45 |
1.50% |
¥135,031 |
¥72,916,616 |
¥19,916,616 |
| 45 |
1.60% |
¥137,748 |
¥74,383,898 |
¥21,383,898 |
| 45 |
1.70% |
¥140,497 |
¥75,868,135 |
¥22,868,135 |
| 45 |
1.80% |
¥143,276 |
¥77,369,213 |
¥24,369,213 |
| 45 |
1.90% |
¥146,087 |
¥78,887,013 |
¥25,887,013 |
| 45 |
2.00% |
¥148,929 |
¥80,421,410 |
¥27,421,410 |
| 45 |
2.10% |
¥151,801 |
¥81,972,273 |
¥28,972,273 |
| 45 |
2.20% |
¥154,703 |
¥83,539,467 |
¥30,539,467 |
| 45 |
2.30% |
¥157,635 |
¥85,122,851 |
¥32,122,851 |
| 45 |
2.40% |
¥160,597 |
¥86,722,279 |
¥33,722,279 |
| 45 |
2.50% |
¥163,588 |
¥88,337,602 |
¥35,337,602 |
| 45 |
2.60% |
¥166,609 |
¥89,968,663 |
¥36,968,663 |
| 45 |
2.70% |
¥169,658 |
¥91,615,304 |
¥38,615,304 |
| 45 |
2.80% |
¥172,736 |
¥93,277,361 |
¥40,277,361 |
| 45 |
2.90% |
¥175,842 |
¥94,954,668 |
¥41,954,668 |
| 45 |
3.00% |
¥178,976 |
¥96,647,052 |
¥43,647,052 |
5300万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥126,627 |
¥60,781,171 |
¥7,781,171 |
| 40 |
0.80% |
¥129,060 |
¥61,949,011 |
¥8,949,011 |
| 40 |
0.90% |
¥131,523 |
¥63,130,827 |
¥10,130,827 |
| 40 |
1.00% |
¥134,014 |
¥64,326,578 |
¥11,326,578 |
| 40 |
1.10% |
¥136,534 |
¥65,536,220 |
¥12,536,220 |
| 40 |
1.20% |
¥139,083 |
¥66,759,707 |
¥13,759,707 |
| 40 |
1.30% |
¥141,660 |
¥67,996,984 |
¥14,996,984 |
| 40 |
1.40% |
¥144,267 |
¥69,247,997 |
¥16,247,997 |
| 40 |
1.50% |
¥146,901 |
¥70,512,684 |
¥17,512,684 |
| 40 |
1.60% |
¥149,565 |
¥71,790,981 |
¥18,790,981 |
| 40 |
1.70% |
¥152,256 |
¥73,082,819 |
¥20,082,819 |
| 40 |
1.80% |
¥154,975 |
¥74,388,127 |
¥21,388,127 |
| 40 |
1.90% |
¥157,723 |
¥75,706,828 |
¥22,706,828 |
| 40 |
2.00% |
¥160,498 |
¥77,038,843 |
¥24,038,843 |
| 40 |
2.10% |
¥163,300 |
¥78,384,087 |
¥25,384,087 |
| 40 |
2.20% |
¥166,130 |
¥79,742,476 |
¥26,742,476 |
| 40 |
2.30% |
¥168,987 |
¥81,113,917 |
¥28,113,917 |
| 40 |
2.40% |
¥171,871 |
¥82,498,318 |
¥29,498,318 |
| 40 |
2.50% |
¥174,782 |
¥83,895,581 |
¥30,895,581 |
| 40 |
2.60% |
¥177,720 |
¥85,305,607 |
¥32,305,607 |
| 40 |
2.70% |
¥180,684 |
¥86,728,293 |
¥33,728,293 |
| 40 |
2.80% |
¥183,674 |
¥88,163,533 |
¥35,163,533 |
| 40 |
2.90% |
¥186,690 |
¥89,611,218 |
¥36,611,218 |
| 40 |
3.00% |
¥189,732 |
¥91,071,237 |
¥38,071,237 |
5300万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥142,316 |
¥59,772,725 |
¥6,772,725 |
| 35 |
0.80% |
¥144,722 |
¥60,783,365 |
¥7,783,365 |
| 35 |
0.90% |
¥147,154 |
¥61,804,730 |
¥8,804,730 |
| 35 |
1.00% |
¥149,611 |
¥62,836,797 |
¥9,836,797 |
| 35 |
1.10% |
¥152,094 |
¥63,879,539 |
¥10,879,539 |
| 35 |
1.20% |
¥154,602 |
¥64,932,929 |
¥11,932,929 |
| 35 |
1.30% |
¥157,136 |
¥65,996,934 |
¥12,996,934 |
| 35 |
1.40% |
¥159,694 |
¥67,071,522 |
¥14,071,522 |
| 35 |
1.50% |
¥162,278 |
¥68,156,656 |
¥15,156,656 |
| 35 |
1.60% |
¥164,886 |
¥69,252,298 |
¥16,252,298 |
| 35 |
1.70% |
¥167,520 |
¥70,358,407 |
¥17,358,407 |
| 35 |
1.80% |
¥170,178 |
¥71,474,940 |
¥18,474,940 |
| 35 |
1.90% |
¥172,862 |
¥72,601,851 |
¥19,601,851 |
| 35 |
2.00% |
¥175,569 |
¥73,739,093 |
¥20,739,093 |
| 35 |
2.10% |
¥178,301 |
¥74,886,615 |
¥21,886,615 |
| 35 |
2.20% |
¥181,058 |
¥76,044,365 |
¥23,044,365 |
| 35 |
2.30% |
¥183,839 |
¥77,212,290 |
¥24,212,290 |
| 35 |
2.40% |
¥186,644 |
¥78,390,333 |
¥25,390,333 |
| 35 |
2.50% |
¥189,472 |
¥79,578,435 |
¥26,578,435 |
| 35 |
2.60% |
¥192,325 |
¥80,776,536 |
¥27,776,536 |
| 35 |
2.70% |
¥195,201 |
¥81,984,573 |
¥28,984,573 |
| 35 |
2.80% |
¥198,101 |
¥83,202,483 |
¥30,202,483 |
| 35 |
2.90% |
¥201,024 |
¥84,430,199 |
¥31,430,199 |
| 35 |
3.00% |
¥203,971 |
¥85,667,652 |
¥32,667,652 |
5300万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥163,264 |
¥58,775,032 |
¥5,775,032 |
| 30 |
0.80% |
¥165,644 |
¥59,631,736 |
¥6,631,736 |
| 30 |
0.90% |
¥168,045 |
¥60,496,337 |
¥7,496,337 |
| 30 |
1.00% |
¥170,469 |
¥61,368,821 |
¥8,368,821 |
| 30 |
1.10% |
¥172,914 |
¥62,249,173 |
¥9,249,173 |
| 30 |
1.20% |
¥175,382 |
¥63,137,379 |
¥10,137,379 |
| 30 |
1.30% |
¥177,871 |
¥64,033,420 |
¥11,033,420 |
| 30 |
1.40% |
¥180,381 |
¥64,937,280 |
¥11,937,280 |
| 30 |
1.50% |
¥182,914 |
¥65,848,936 |
¥12,848,936 |
| 30 |
1.60% |
¥185,468 |
¥66,768,369 |
¥13,768,369 |
| 30 |
1.70% |
¥188,043 |
¥67,695,556 |
¥14,695,556 |
| 30 |
1.80% |
¥190,640 |
¥68,630,473 |
¥15,630,473 |
| 30 |
1.90% |
¥193,259 |
¥69,573,095 |
¥16,573,095 |
| 30 |
2.00% |
¥195,898 |
¥70,523,395 |
¥17,523,395 |
| 30 |
2.10% |
¥198,559 |
¥71,481,347 |
¥18,481,347 |
| 30 |
2.20% |
¥201,241 |
¥72,446,921 |
¥19,446,921 |
| 30 |
2.30% |
¥203,945 |
¥73,420,086 |
¥20,420,086 |
| 30 |
2.40% |
¥206,669 |
¥74,400,813 |
¥21,400,813 |
| 30 |
2.50% |
¥209,414 |
¥75,389,067 |
¥22,389,067 |
| 30 |
2.60% |
¥212,180 |
¥76,384,817 |
¥23,384,817 |
| 30 |
2.70% |
¥214,967 |
¥77,388,026 |
¥24,388,026 |
| 30 |
2.80% |
¥217,774 |
¥78,398,660 |
¥25,398,660 |
| 30 |
2.90% |
¥220,602 |
¥79,416,680 |
¥26,416,680 |
| 30 |
3.00% |
¥223,450 |
¥80,442,050 |
¥27,442,050 |
5300万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥192,627 |
¥57,788,109 |
¥4,788,109 |
| 25 |
0.80% |
¥194,981 |
¥58,494,155 |
¥5,494,155 |
| 25 |
0.90% |
¥197,352 |
¥59,205,694 |
¥6,205,694 |
| 25 |
1.00% |
¥199,742 |
¥59,922,720 |
¥6,922,720 |
| 25 |
1.10% |
¥202,151 |
¥60,645,226 |
¥7,645,226 |
| 25 |
1.20% |
¥204,577 |
¥61,373,203 |
¥8,373,203 |
| 25 |
1.30% |
¥207,022 |
¥62,106,643 |
¥9,106,643 |
| 25 |
1.40% |
¥209,485 |
¥62,845,537 |
¥9,845,537 |
| 25 |
1.50% |
¥211,966 |
¥63,589,876 |
¥10,589,876 |
| 25 |
1.60% |
¥214,465 |
¥64,339,648 |
¥11,339,648 |
| 25 |
1.70% |
¥216,983 |
¥65,094,842 |
¥12,094,842 |
| 25 |
1.80% |
¥219,518 |
¥65,855,448 |
¥12,855,448 |
| 25 |
1.90% |
¥222,072 |
¥66,621,451 |
¥13,621,451 |
| 25 |
2.00% |
¥224,643 |
¥67,392,840 |
¥14,392,840 |
| 25 |
2.10% |
¥227,232 |
¥68,169,600 |
¥15,169,600 |
| 25 |
2.20% |
¥229,839 |
¥68,951,717 |
¥15,951,717 |
| 25 |
2.30% |
¥232,464 |
¥69,739,177 |
¥16,739,177 |
| 25 |
2.40% |
¥235,107 |
¥70,531,964 |
¥17,531,964 |
| 25 |
2.50% |
¥237,767 |
¥71,330,061 |
¥18,330,061 |
| 25 |
2.60% |
¥240,445 |
¥72,133,452 |
¥19,133,452 |
| 25 |
2.70% |
¥243,140 |
¥72,942,119 |
¥19,942,119 |
| 25 |
2.80% |
¥245,853 |
¥73,756,045 |
¥20,756,045 |
| 25 |
2.90% |
¥248,584 |
¥74,575,212 |
¥21,575,212 |
| 25 |
3.00% |
¥251,332 |
¥75,399,599 |
¥22,399,599 |
5300万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥236,717 |
¥56,811,970 |
¥3,811,970 |
| 20 |
0.80% |
¥239,044 |
¥57,370,646 |
¥4,370,646 |
| 20 |
0.90% |
¥241,387 |
¥57,932,842 |
¥4,932,842 |
| 20 |
1.00% |
¥243,744 |
¥58,498,556 |
¥5,498,556 |
| 20 |
1.10% |
¥246,116 |
¥59,067,785 |
¥6,067,785 |
| 20 |
1.20% |
¥248,502 |
¥59,640,525 |
¥6,640,525 |
| 20 |
1.30% |
¥250,903 |
¥60,216,773 |
¥7,216,773 |
| 20 |
1.40% |
¥253,319 |
¥60,796,525 |
¥7,796,525 |
| 20 |
1.50% |
¥255,749 |
¥61,379,776 |
¥8,379,776 |
| 20 |
1.60% |
¥258,194 |
¥61,966,522 |
¥8,966,522 |
| 20 |
1.70% |
¥260,653 |
¥62,556,759 |
¥9,556,759 |
| 20 |
1.80% |
¥263,127 |
¥63,150,481 |
¥10,150,481 |
| 20 |
1.90% |
¥265,615 |
¥63,747,684 |
¥10,747,684 |
| 20 |
2.00% |
¥268,118 |
¥64,348,360 |
¥11,348,360 |
| 20 |
2.10% |
¥270,635 |
¥64,952,506 |
¥11,952,506 |
| 20 |
2.20% |
¥273,167 |
¥65,560,113 |
¥12,560,113 |
| 20 |
2.30% |
¥275,713 |
¥66,171,178 |
¥13,171,178 |
| 20 |
2.40% |
¥278,274 |
¥66,785,691 |
¥13,785,691 |
| 20 |
2.50% |
¥280,849 |
¥67,403,648 |
¥14,403,648 |
| 20 |
2.60% |
¥283,438 |
¥68,025,040 |
¥15,025,040 |
| 20 |
2.70% |
¥286,041 |
¥68,649,861 |
¥15,649,861 |
| 20 |
2.80% |
¥288,659 |
¥69,278,102 |
¥16,278,102 |
| 20 |
2.90% |
¥291,291 |
¥69,909,756 |
¥16,909,756 |
| 20 |
3.00% |
¥293,937 |
¥70,544,814 |
¥17,544,814 |
5300万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥310,259 |
¥55,846,627 |
¥2,846,627 |
| 15 |
0.80% |
¥312,562 |
¥56,261,228 |
¥3,261,228 |
| 15 |
0.90% |
¥314,877 |
¥56,677,812 |
¥3,677,812 |
| 15 |
1.00% |
¥317,202 |
¥57,096,377 |
¥4,096,377 |
| 15 |
1.10% |
¥319,538 |
¥57,516,922 |
¥4,516,922 |
| 15 |
1.20% |
¥321,886 |
¥57,939,447 |
¥4,939,447 |
| 15 |
1.30% |
¥324,244 |
¥58,363,950 |
¥5,363,950 |
| 15 |
1.40% |
¥326,613 |
¥58,790,429 |
¥5,790,429 |
| 15 |
1.50% |
¥328,994 |
¥59,218,884 |
¥6,218,884 |
| 15 |
1.60% |
¥331,385 |
¥59,649,313 |
¥6,649,313 |
| 15 |
1.70% |
¥333,787 |
¥60,081,713 |
¥7,081,713 |
| 15 |
1.80% |
¥336,200 |
¥60,516,084 |
¥7,516,084 |
| 15 |
1.90% |
¥338,625 |
¥60,952,424 |
¥7,952,424 |
| 15 |
2.00% |
¥341,060 |
¥61,390,730 |
¥8,390,730 |
| 15 |
2.10% |
¥343,506 |
¥61,831,001 |
¥8,831,001 |
| 15 |
2.20% |
¥345,962 |
¥62,273,235 |
¥9,273,235 |
| 15 |
2.30% |
¥348,430 |
¥62,717,429 |
¥9,717,429 |
| 15 |
2.40% |
¥350,909 |
¥63,163,582 |
¥10,163,582 |
| 15 |
2.50% |
¥353,398 |
¥63,611,691 |
¥10,611,691 |
| 15 |
2.60% |
¥355,899 |
¥64,061,753 |
¥11,061,753 |
| 15 |
2.70% |
¥358,410 |
¥64,513,767 |
¥11,513,767 |
| 15 |
2.80% |
¥360,932 |
¥64,967,729 |
¥11,967,729 |
| 15 |
2.90% |
¥363,465 |
¥65,423,637 |
¥12,423,637 |
| 15 |
3.00% |
¥366,008 |
¥65,881,488 |
¥12,881,488 |
5300万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥457,434 |
¥54,892,090 |
¥1,892,090 |
| 10 |
0.80% |
¥459,716 |
¥55,165,919 |
¥2,165,919 |
| 10 |
0.90% |
¥462,005 |
¥55,440,629 |
¥2,440,629 |
| 10 |
1.00% |
¥464,302 |
¥55,716,221 |
¥2,716,221 |
| 10 |
1.10% |
¥466,606 |
¥55,992,694 |
¥2,992,694 |
| 10 |
1.20% |
¥468,917 |
¥56,270,049 |
¥3,270,049 |
| 10 |
1.30% |
¥471,236 |
¥56,548,283 |
¥3,548,283 |
| 10 |
1.40% |
¥473,562 |
¥56,827,399 |
¥3,827,399 |
| 10 |
1.50% |
¥475,895 |
¥57,107,394 |
¥4,107,394 |
| 10 |
1.60% |
¥478,236 |
¥57,388,269 |
¥4,388,269 |
| 10 |
1.70% |
¥480,584 |
¥57,670,023 |
¥4,670,023 |
| 10 |
1.80% |
¥482,939 |
¥57,952,656 |
¥4,952,656 |
| 10 |
1.90% |
¥485,301 |
¥58,236,167 |
¥5,236,167 |
| 10 |
2.00% |
¥487,671 |
¥58,520,557 |
¥5,520,557 |
| 10 |
2.10% |
¥490,049 |
¥58,805,824 |
¥5,805,824 |
| 10 |
2.20% |
¥492,433 |
¥59,091,968 |
¥6,091,968 |
| 10 |
2.30% |
¥494,825 |
¥59,378,988 |
¥6,378,988 |
| 10 |
2.40% |
¥497,224 |
¥59,666,885 |
¥6,666,885 |
| 10 |
2.50% |
¥499,630 |
¥59,955,657 |
¥6,955,657 |
| 10 |
2.60% |
¥502,044 |
¥60,245,305 |
¥7,245,305 |
| 10 |
2.70% |
¥504,465 |
¥60,535,827 |
¥7,535,827 |
| 10 |
2.80% |
¥506,894 |
¥60,827,223 |
¥7,827,223 |
| 10 |
2.90% |
¥509,329 |
¥61,119,492 |
¥8,119,492 |
| 10 |
3.00% |
¥511,772 |
¥61,412,634 |
¥8,412,634 |
