5320万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5320万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5320万円の住宅ローン｜期間・年数別
5320万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥105,112 |
¥63,067,336 |
¥9,867,336 |
| 50 |
0.80% |
¥107,608 |
¥64,564,946 |
¥11,364,946 |
| 50 |
0.90% |
¥110,141 |
¥66,084,349 |
¥12,884,349 |
| 50 |
1.00% |
¥112,709 |
¥67,625,450 |
¥14,425,450 |
| 50 |
1.10% |
¥115,314 |
¥69,188,145 |
¥15,988,145 |
| 50 |
1.20% |
¥117,954 |
¥70,772,318 |
¥17,572,318 |
| 50 |
1.30% |
¥120,630 |
¥72,377,844 |
¥19,177,844 |
| 50 |
1.40% |
¥123,341 |
¥74,004,589 |
¥20,804,589 |
| 50 |
1.50% |
¥126,087 |
¥75,652,408 |
¥22,452,408 |
| 50 |
1.60% |
¥128,869 |
¥77,321,150 |
¥24,121,150 |
| 50 |
1.70% |
¥131,684 |
¥79,010,652 |
¥25,810,652 |
| 50 |
1.80% |
¥134,535 |
¥80,720,743 |
¥27,520,743 |
| 50 |
1.90% |
¥137,419 |
¥82,451,244 |
¥29,251,244 |
| 50 |
2.00% |
¥140,337 |
¥84,201,969 |
¥31,001,969 |
| 50 |
2.10% |
¥143,288 |
¥85,972,722 |
¥32,772,722 |
| 50 |
2.20% |
¥146,272 |
¥87,763,301 |
¥34,563,301 |
| 50 |
2.30% |
¥149,289 |
¥89,573,498 |
¥36,373,498 |
| 50 |
2.40% |
¥152,338 |
¥91,403,095 |
¥38,203,095 |
| 50 |
2.50% |
¥155,420 |
¥93,251,870 |
¥40,051,870 |
| 50 |
2.60% |
¥158,533 |
¥95,119,595 |
¥41,919,595 |
| 50 |
2.70% |
¥161,677 |
¥97,006,035 |
¥43,806,035 |
| 50 |
2.80% |
¥164,852 |
¥98,910,949 |
¥45,710,949 |
| 50 |
2.90% |
¥168,057 |
¥100,834,093 |
¥47,634,093 |
| 50 |
3.00% |
¥171,292 |
¥102,775,217 |
¥49,575,217 |
5320万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥114,877 |
¥62,033,559 |
¥8,833,559 |
| 45 |
0.80% |
¥117,346 |
¥63,366,864 |
¥10,166,864 |
| 45 |
0.90% |
¥119,848 |
¥64,717,874 |
¥11,517,874 |
| 45 |
1.00% |
¥122,382 |
¥66,086,528 |
¥12,886,528 |
| 45 |
1.10% |
¥124,950 |
¥67,472,755 |
¥14,272,755 |
| 45 |
1.20% |
¥127,549 |
¥68,876,479 |
¥15,676,479 |
| 45 |
1.30% |
¥130,181 |
¥70,297,618 |
¥17,097,618 |
| 45 |
1.40% |
¥132,845 |
¥71,736,081 |
¥18,536,081 |
| 45 |
1.50% |
¥135,540 |
¥73,191,773 |
¥19,991,773 |
| 45 |
1.60% |
¥138,268 |
¥74,664,592 |
¥21,464,592 |
| 45 |
1.70% |
¥141,027 |
¥76,154,430 |
¥22,954,430 |
| 45 |
1.80% |
¥143,817 |
¥77,661,172 |
¥24,461,172 |
| 45 |
1.90% |
¥146,638 |
¥79,184,700 |
¥25,984,700 |
| 45 |
2.00% |
¥149,491 |
¥80,724,887 |
¥27,524,887 |
| 45 |
2.10% |
¥152,373 |
¥82,281,602 |
¥29,081,602 |
| 45 |
2.20% |
¥155,287 |
¥83,854,710 |
¥30,654,710 |
| 45 |
2.30% |
¥158,230 |
¥85,444,069 |
¥32,244,069 |
| 45 |
2.40% |
¥161,203 |
¥87,049,533 |
¥33,849,533 |
| 45 |
2.50% |
¥164,205 |
¥88,670,951 |
¥35,470,951 |
| 45 |
2.60% |
¥167,237 |
¥90,308,167 |
¥37,108,167 |
| 45 |
2.70% |
¥170,298 |
¥91,961,022 |
¥38,761,022 |
| 45 |
2.80% |
¥173,388 |
¥93,629,351 |
¥40,429,351 |
| 45 |
2.90% |
¥176,506 |
¥95,312,987 |
¥42,112,987 |
| 45 |
3.00% |
¥179,651 |
¥97,011,758 |
¥43,811,758 |
5320万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥127,105 |
¥61,010,534 |
¥7,810,534 |
| 40 |
0.80% |
¥129,547 |
¥62,182,781 |
¥8,982,781 |
| 40 |
0.90% |
¥132,019 |
¥63,369,056 |
¥10,169,056 |
| 40 |
1.00% |
¥134,519 |
¥64,569,320 |
¥11,369,320 |
| 40 |
1.10% |
¥137,049 |
¥65,783,527 |
¥12,583,527 |
| 40 |
1.20% |
¥139,608 |
¥67,011,630 |
¥13,811,630 |
| 40 |
1.30% |
¥142,195 |
¥68,253,577 |
¥15,053,577 |
| 40 |
1.40% |
¥144,811 |
¥69,509,310 |
¥16,309,310 |
| 40 |
1.50% |
¥147,456 |
¥70,778,769 |
¥17,578,769 |
| 40 |
1.60% |
¥150,129 |
¥72,061,890 |
¥18,861,890 |
| 40 |
1.70% |
¥152,830 |
¥73,358,603 |
¥20,158,603 |
| 40 |
1.80% |
¥155,560 |
¥74,668,837 |
¥21,468,837 |
| 40 |
1.90% |
¥158,318 |
¥75,992,514 |
¥22,792,514 |
| 40 |
2.00% |
¥161,103 |
¥77,329,555 |
¥24,129,555 |
| 40 |
2.10% |
¥163,916 |
¥78,679,876 |
¥25,479,876 |
| 40 |
2.20% |
¥166,757 |
¥80,043,391 |
¥26,843,391 |
| 40 |
2.30% |
¥169,625 |
¥81,420,007 |
¥28,220,007 |
| 40 |
2.40% |
¥172,520 |
¥82,809,632 |
¥29,609,632 |
| 40 |
2.50% |
¥175,442 |
¥84,212,168 |
¥31,012,168 |
| 40 |
2.60% |
¥178,391 |
¥85,627,515 |
¥32,427,515 |
| 40 |
2.70% |
¥181,366 |
¥87,055,570 |
¥33,855,570 |
| 40 |
2.80% |
¥184,367 |
¥88,496,226 |
¥35,296,226 |
| 40 |
2.90% |
¥187,395 |
¥89,949,374 |
¥36,749,374 |
| 40 |
3.00% |
¥190,448 |
¥91,414,902 |
¥38,214,902 |
5320万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥142,853 |
¥59,998,283 |
¥6,798,283 |
| 35 |
0.80% |
¥145,268 |
¥61,012,736 |
¥7,812,736 |
| 35 |
0.90% |
¥147,709 |
¥62,037,955 |
¥8,837,955 |
| 35 |
1.00% |
¥150,176 |
¥63,073,917 |
¥9,873,917 |
| 35 |
1.10% |
¥152,668 |
¥64,120,594 |
¥10,920,594 |
| 35 |
1.20% |
¥155,186 |
¥65,177,959 |
¥11,977,959 |
| 35 |
1.30% |
¥157,729 |
¥66,245,979 |
¥13,045,979 |
| 35 |
1.40% |
¥160,297 |
¥67,324,622 |
¥14,124,622 |
| 35 |
1.50% |
¥162,890 |
¥68,413,851 |
¥15,213,851 |
| 35 |
1.60% |
¥165,509 |
¥69,513,628 |
¥16,313,628 |
| 35 |
1.70% |
¥168,152 |
¥70,623,911 |
¥17,423,911 |
| 35 |
1.80% |
¥170,821 |
¥71,744,657 |
¥18,544,657 |
| 35 |
1.90% |
¥173,514 |
¥72,875,820 |
¥19,675,820 |
| 35 |
2.00% |
¥176,232 |
¥74,017,353 |
¥20,817,353 |
| 35 |
2.10% |
¥178,974 |
¥75,169,206 |
¥21,969,206 |
| 35 |
2.20% |
¥181,741 |
¥76,331,325 |
¥23,131,325 |
| 35 |
2.30% |
¥184,533 |
¥77,503,657 |
¥24,303,657 |
| 35 |
2.40% |
¥187,348 |
¥78,686,146 |
¥25,486,146 |
| 35 |
2.50% |
¥190,187 |
¥79,878,731 |
¥26,678,731 |
| 35 |
2.60% |
¥193,051 |
¥81,081,353 |
¥27,881,353 |
| 35 |
2.70% |
¥195,938 |
¥82,293,949 |
¥29,093,949 |
| 35 |
2.80% |
¥198,849 |
¥83,516,454 |
¥30,316,454 |
| 35 |
2.90% |
¥201,783 |
¥84,748,803 |
¥31,548,803 |
| 35 |
3.00% |
¥204,740 |
¥85,990,926 |
¥32,790,926 |
5320万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥163,880 |
¥58,996,825 |
¥5,796,825 |
| 30 |
0.80% |
¥166,269 |
¥59,856,762 |
¥6,656,762 |
| 30 |
0.90% |
¥168,680 |
¥60,724,625 |
¥7,524,625 |
| 30 |
1.00% |
¥171,112 |
¥61,600,401 |
¥8,400,401 |
| 30 |
1.10% |
¥173,567 |
¥62,484,076 |
¥9,284,076 |
| 30 |
1.20% |
¥176,043 |
¥63,375,633 |
¥10,175,633 |
| 30 |
1.30% |
¥178,542 |
¥64,275,056 |
¥11,075,056 |
| 30 |
1.40% |
¥181,062 |
¥65,182,326 |
¥11,982,326 |
| 30 |
1.50% |
¥183,604 |
¥66,097,423 |
¥12,897,423 |
| 30 |
1.60% |
¥186,168 |
¥67,020,325 |
¥13,820,325 |
| 30 |
1.70% |
¥188,753 |
¥67,951,011 |
¥14,751,011 |
| 30 |
1.80% |
¥191,360 |
¥68,889,456 |
¥15,689,456 |
| 30 |
1.90% |
¥193,988 |
¥69,835,635 |
¥16,635,635 |
| 30 |
2.00% |
¥196,638 |
¥70,789,521 |
¥17,589,521 |
| 30 |
2.10% |
¥199,309 |
¥71,751,088 |
¥18,551,088 |
| 30 |
2.20% |
¥202,001 |
¥72,720,305 |
¥19,520,305 |
| 30 |
2.30% |
¥204,714 |
¥73,697,143 |
¥20,497,143 |
| 30 |
2.40% |
¥207,449 |
¥74,681,570 |
¥21,481,570 |
| 30 |
2.50% |
¥210,204 |
¥75,673,555 |
¥22,473,555 |
| 30 |
2.60% |
¥212,981 |
¥76,673,062 |
¥23,473,062 |
| 30 |
2.70% |
¥215,778 |
¥77,680,057 |
¥24,480,057 |
| 30 |
2.80% |
¥218,596 |
¥78,694,504 |
¥25,494,504 |
| 30 |
2.90% |
¥221,434 |
¥79,716,366 |
¥26,516,366 |
| 30 |
3.00% |
¥224,293 |
¥80,745,605 |
¥27,545,605 |
5320万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥193,354 |
¥58,006,177 |
¥4,806,177 |
| 25 |
0.80% |
¥195,716 |
¥58,714,888 |
¥5,514,888 |
| 25 |
0.90% |
¥198,097 |
¥59,429,112 |
¥6,229,112 |
| 25 |
1.00% |
¥200,496 |
¥60,148,844 |
¥6,948,844 |
| 25 |
1.10% |
¥202,914 |
¥60,874,076 |
¥7,674,076 |
| 25 |
1.20% |
¥205,349 |
¥61,604,800 |
¥8,404,800 |
| 25 |
1.30% |
¥207,803 |
¥62,341,008 |
¥9,141,008 |
| 25 |
1.40% |
¥210,276 |
¥63,082,690 |
¥9,882,690 |
| 25 |
1.50% |
¥212,766 |
¥63,829,838 |
¥10,629,838 |
| 25 |
1.60% |
¥215,275 |
¥64,582,439 |
¥11,382,439 |
| 25 |
1.70% |
¥217,802 |
¥65,340,483 |
¥12,140,483 |
| 25 |
1.80% |
¥220,347 |
¥66,103,959 |
¥12,903,959 |
| 25 |
1.90% |
¥222,910 |
¥66,872,853 |
¥13,672,853 |
| 25 |
2.00% |
¥225,491 |
¥67,647,152 |
¥14,447,152 |
| 25 |
2.10% |
¥228,089 |
¥68,426,844 |
¥15,226,844 |
| 25 |
2.20% |
¥230,706 |
¥69,211,913 |
¥16,011,913 |
| 25 |
2.30% |
¥233,341 |
¥70,002,344 |
¥16,802,344 |
| 25 |
2.40% |
¥235,994 |
¥70,798,122 |
¥17,598,122 |
| 25 |
2.50% |
¥238,664 |
¥71,599,231 |
¥18,399,231 |
| 25 |
2.60% |
¥241,352 |
¥72,405,653 |
¥19,205,653 |
| 25 |
2.70% |
¥244,058 |
¥73,217,372 |
¥20,017,372 |
| 25 |
2.80% |
¥246,781 |
¥74,034,370 |
¥20,834,370 |
| 25 |
2.90% |
¥249,522 |
¥74,856,627 |
¥21,656,627 |
| 25 |
3.00% |
¥252,280 |
¥75,684,126 |
¥22,484,126 |
5320万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥237,610 |
¥57,026,355 |
¥3,826,355 |
| 20 |
0.80% |
¥239,946 |
¥57,587,139 |
¥4,387,139 |
| 20 |
0.90% |
¥242,298 |
¥58,151,456 |
¥4,951,456 |
| 20 |
1.00% |
¥244,664 |
¥58,719,305 |
¥5,519,305 |
| 20 |
1.10% |
¥247,045 |
¥59,290,682 |
¥6,090,682 |
| 20 |
1.20% |
¥249,440 |
¥59,865,584 |
¥6,665,584 |
| 20 |
1.30% |
¥251,850 |
¥60,444,006 |
¥7,244,006 |
| 20 |
1.40% |
¥254,275 |
¥61,025,946 |
¥7,825,946 |
| 20 |
1.50% |
¥256,714 |
¥61,611,398 |
¥8,411,398 |
| 20 |
1.60% |
¥259,168 |
¥62,200,358 |
¥9,000,358 |
| 20 |
1.70% |
¥261,637 |
¥62,792,822 |
¥9,592,822 |
| 20 |
1.80% |
¥264,120 |
¥63,388,785 |
¥10,188,785 |
| 20 |
1.90% |
¥266,618 |
¥63,988,241 |
¥10,788,241 |
| 20 |
2.00% |
¥269,130 |
¥64,591,184 |
¥11,391,184 |
| 20 |
2.10% |
¥271,657 |
¥65,197,609 |
¥11,997,609 |
| 20 |
2.20% |
¥274,198 |
¥65,807,510 |
¥12,607,510 |
| 20 |
2.30% |
¥276,754 |
¥66,420,880 |
¥13,220,880 |
| 20 |
2.40% |
¥279,324 |
¥67,037,713 |
¥13,837,713 |
| 20 |
2.50% |
¥281,908 |
¥67,658,001 |
¥14,458,001 |
| 20 |
2.60% |
¥284,507 |
¥68,281,738 |
¥15,081,738 |
| 20 |
2.70% |
¥287,120 |
¥68,908,917 |
¥15,708,917 |
| 20 |
2.80% |
¥289,748 |
¥69,539,529 |
¥16,339,529 |
| 20 |
2.90% |
¥292,390 |
¥70,173,566 |
¥16,973,566 |
| 20 |
3.00% |
¥295,046 |
¥70,811,021 |
¥17,611,021 |
5320万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥311,430 |
¥56,057,369 |
¥2,857,369 |
| 15 |
0.80% |
¥313,742 |
¥56,473,535 |
¥3,273,535 |
| 15 |
0.90% |
¥316,065 |
¥56,891,690 |
¥3,691,690 |
| 15 |
1.00% |
¥318,399 |
¥57,311,835 |
¥4,111,835 |
| 15 |
1.10% |
¥320,744 |
¥57,733,967 |
¥4,533,967 |
| 15 |
1.20% |
¥323,100 |
¥58,158,086 |
¥4,958,086 |
| 15 |
1.30% |
¥325,468 |
¥58,584,191 |
¥5,384,191 |
| 15 |
1.40% |
¥327,846 |
¥59,012,280 |
¥5,812,280 |
| 15 |
1.50% |
¥330,235 |
¥59,442,352 |
¥6,242,352 |
| 15 |
1.60% |
¥332,636 |
¥59,874,404 |
¥6,674,404 |
| 15 |
1.70% |
¥335,047 |
¥60,308,437 |
¥7,108,437 |
| 15 |
1.80% |
¥337,469 |
¥60,744,447 |
¥7,544,447 |
| 15 |
1.90% |
¥339,902 |
¥61,182,433 |
¥7,982,433 |
| 15 |
2.00% |
¥342,347 |
¥61,622,393 |
¥8,422,393 |
| 15 |
2.10% |
¥344,802 |
¥62,064,326 |
¥8,864,326 |
| 15 |
2.20% |
¥347,268 |
¥62,508,228 |
¥9,308,228 |
| 15 |
2.30% |
¥349,745 |
¥62,954,099 |
¥9,754,099 |
| 15 |
2.40% |
¥352,233 |
¥63,401,935 |
¥10,201,935 |
| 15 |
2.50% |
¥354,732 |
¥63,851,735 |
¥10,651,735 |
| 15 |
2.60% |
¥357,242 |
¥64,303,495 |
¥11,103,495 |
| 15 |
2.70% |
¥359,762 |
¥64,757,215 |
¥11,557,215 |
| 15 |
2.80% |
¥362,294 |
¥65,212,890 |
¥12,012,890 |
| 15 |
2.90% |
¥364,836 |
¥65,670,519 |
¥12,470,519 |
| 15 |
3.00% |
¥367,389 |
¥66,130,098 |
¥12,930,098 |
5320万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥459,160 |
¥55,099,230 |
¥1,899,230 |
| 10 |
0.80% |
¥461,451 |
¥55,374,092 |
¥2,174,092 |
| 10 |
0.90% |
¥463,749 |
¥55,649,839 |
¥2,449,839 |
| 10 |
1.00% |
¥466,054 |
¥55,926,471 |
¥2,726,471 |
| 10 |
1.10% |
¥468,367 |
¥56,203,988 |
¥3,003,988 |
| 10 |
1.20% |
¥470,687 |
¥56,482,388 |
¥3,282,388 |
| 10 |
1.30% |
¥473,014 |
¥56,761,673 |
¥3,561,673 |
| 10 |
1.40% |
¥475,349 |
¥57,041,842 |
¥3,841,842 |
| 10 |
1.50% |
¥477,691 |
¥57,322,893 |
¥4,122,893 |
| 10 |
1.60% |
¥480,040 |
¥57,604,828 |
¥4,404,828 |
| 10 |
1.70% |
¥482,397 |
¥57,887,646 |
¥4,687,646 |
| 10 |
1.80% |
¥484,761 |
¥58,171,345 |
¥4,971,345 |
| 10 |
1.90% |
¥487,133 |
¥58,455,926 |
¥5,255,926 |
| 10 |
2.00% |
¥489,512 |
¥58,741,389 |
¥5,541,389 |
| 10 |
2.10% |
¥491,898 |
¥59,027,732 |
¥5,827,732 |
| 10 |
2.20% |
¥494,291 |
¥59,314,956 |
¥6,114,956 |
| 10 |
2.30% |
¥496,692 |
¥59,603,060 |
¥6,403,060 |
| 10 |
2.40% |
¥499,100 |
¥59,892,043 |
¥6,692,043 |
| 10 |
2.50% |
¥501,516 |
¥60,181,905 |
¥6,981,905 |
| 10 |
2.60% |
¥503,939 |
¥60,472,646 |
¥7,272,646 |
| 10 |
2.70% |
¥506,369 |
¥60,764,264 |
¥7,564,264 |
| 10 |
2.80% |
¥508,806 |
¥61,056,759 |
¥7,856,759 |
| 10 |
2.90% |
¥511,251 |
¥61,350,131 |
¥8,150,131 |
| 10 |
3.00% |
¥513,703 |
¥61,644,379 |
¥8,444,379 |
