5400万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5400万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5400万円の住宅ローン|期間・年数別
5400万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥106,693 |
¥64,015,717 |
¥10,015,717 |
| 50 |
0.80% |
¥109,226 |
¥65,535,847 |
¥11,535,847 |
| 50 |
0.90% |
¥111,797 |
¥67,078,099 |
¥13,078,099 |
| 50 |
1.00% |
¥114,404 |
¥68,642,374 |
¥14,642,374 |
| 50 |
1.10% |
¥117,048 |
¥70,228,568 |
¥16,228,568 |
| 50 |
1.20% |
¥119,728 |
¥71,836,563 |
¥17,836,563 |
| 50 |
1.30% |
¥122,444 |
¥73,466,232 |
¥19,466,232 |
| 50 |
1.40% |
¥125,196 |
¥75,117,440 |
¥21,117,440 |
| 50 |
1.50% |
¥127,983 |
¥76,790,039 |
¥22,790,039 |
| 50 |
1.60% |
¥130,806 |
¥78,483,874 |
¥24,483,874 |
| 50 |
1.70% |
¥133,665 |
¥80,198,782 |
¥26,198,782 |
| 50 |
1.80% |
¥136,558 |
¥81,934,589 |
¥27,934,589 |
| 50 |
1.90% |
¥139,485 |
¥83,691,112 |
¥29,691,112 |
| 50 |
2.00% |
¥142,447 |
¥85,468,164 |
¥31,468,164 |
| 50 |
2.10% |
¥145,443 |
¥87,265,545 |
¥33,265,545 |
| 50 |
2.20% |
¥148,472 |
¥89,083,050 |
¥35,083,050 |
| 50 |
2.30% |
¥151,534 |
¥90,920,468 |
¥36,920,468 |
| 50 |
2.40% |
¥154,629 |
¥92,777,578 |
¥38,777,578 |
| 50 |
2.50% |
¥157,757 |
¥94,654,154 |
¥40,654,154 |
| 50 |
2.60% |
¥160,917 |
¥96,549,965 |
¥42,549,965 |
| 50 |
2.70% |
¥164,108 |
¥98,464,772 |
¥44,464,772 |
| 50 |
2.80% |
¥167,331 |
¥100,398,332 |
¥46,398,332 |
| 50 |
2.90% |
¥170,584 |
¥102,350,396 |
¥48,350,396 |
| 50 |
3.00% |
¥173,868 |
¥104,320,709 |
¥50,320,709 |
5400万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥116,604 |
¥62,966,395 |
¥8,966,395 |
| 45 |
0.80% |
¥119,111 |
¥64,319,749 |
¥10,319,749 |
| 45 |
0.90% |
¥121,650 |
¥65,691,076 |
¥11,691,076 |
| 45 |
1.00% |
¥124,223 |
¥67,080,310 |
¥13,080,310 |
| 45 |
1.10% |
¥126,828 |
¥68,487,383 |
¥14,487,383 |
| 45 |
1.20% |
¥129,467 |
¥69,912,216 |
¥15,912,216 |
| 45 |
1.30% |
¥132,138 |
¥71,354,725 |
¥17,354,725 |
| 45 |
1.40% |
¥134,842 |
¥72,814,819 |
¥18,814,819 |
| 45 |
1.50% |
¥137,579 |
¥74,292,401 |
¥20,292,401 |
| 45 |
1.60% |
¥140,347 |
¥75,787,368 |
¥21,787,368 |
| 45 |
1.70% |
¥143,147 |
¥77,299,609 |
¥23,299,609 |
| 45 |
1.80% |
¥145,980 |
¥78,829,010 |
¥24,829,010 |
| 45 |
1.90% |
¥148,843 |
¥80,375,447 |
¥26,375,447 |
| 45 |
2.00% |
¥151,739 |
¥81,938,795 |
¥27,938,795 |
| 45 |
2.10% |
¥154,665 |
¥83,518,920 |
¥29,518,920 |
| 45 |
2.20% |
¥157,622 |
¥85,115,683 |
¥31,115,683 |
| 45 |
2.30% |
¥160,609 |
¥86,728,943 |
¥32,728,943 |
| 45 |
2.40% |
¥163,627 |
¥88,358,549 |
¥34,358,549 |
| 45 |
2.50% |
¥166,675 |
¥90,004,349 |
¥36,004,349 |
| 45 |
2.60% |
¥169,752 |
¥91,666,185 |
¥37,666,185 |
| 45 |
2.70% |
¥172,859 |
¥93,343,894 |
¥39,343,894 |
| 45 |
2.80% |
¥175,995 |
¥95,037,311 |
¥41,037,311 |
| 45 |
2.90% |
¥179,160 |
¥96,746,265 |
¥42,746,265 |
| 45 |
3.00% |
¥182,353 |
¥98,470,582 |
¥44,470,582 |
5400万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥129,017 |
¥61,927,986 |
¥7,927,986 |
| 40 |
0.80% |
¥131,496 |
¥63,117,861 |
¥9,117,861 |
| 40 |
0.90% |
¥134,004 |
¥64,321,974 |
¥10,321,974 |
| 40 |
1.00% |
¥136,542 |
¥65,540,287 |
¥11,540,287 |
| 40 |
1.10% |
¥139,110 |
¥66,772,753 |
¥12,772,753 |
| 40 |
1.20% |
¥141,707 |
¥68,019,324 |
¥14,019,324 |
| 40 |
1.30% |
¥144,333 |
¥69,279,946 |
¥15,279,946 |
| 40 |
1.40% |
¥146,989 |
¥70,554,563 |
¥16,554,563 |
| 40 |
1.50% |
¥149,673 |
¥71,843,112 |
¥17,843,112 |
| 40 |
1.60% |
¥152,387 |
¥73,145,528 |
¥19,145,528 |
| 40 |
1.70% |
¥155,129 |
¥74,461,740 |
¥20,461,740 |
| 40 |
1.80% |
¥157,899 |
¥75,791,677 |
¥21,791,677 |
| 40 |
1.90% |
¥160,698 |
¥77,135,259 |
¥23,135,259 |
| 40 |
2.00% |
¥163,526 |
¥78,492,406 |
¥24,492,406 |
| 40 |
2.10% |
¥166,381 |
¥79,863,032 |
¥25,863,032 |
| 40 |
2.20% |
¥169,265 |
¥81,247,051 |
¥27,247,051 |
| 40 |
2.30% |
¥172,176 |
¥82,644,368 |
¥28,644,368 |
| 40 |
2.40% |
¥175,114 |
¥84,054,890 |
¥30,054,890 |
| 40 |
2.50% |
¥178,080 |
¥85,478,517 |
¥31,478,517 |
| 40 |
2.60% |
¥181,073 |
¥86,915,147 |
¥32,915,147 |
| 40 |
2.70% |
¥184,093 |
¥88,364,676 |
¥34,364,676 |
| 40 |
2.80% |
¥187,140 |
¥89,826,996 |
¥35,826,996 |
| 40 |
2.90% |
¥190,212 |
¥91,301,996 |
¥37,301,996 |
| 40 |
3.00% |
¥193,312 |
¥92,789,562 |
¥38,789,562 |
5400万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥145,001 |
¥60,900,513 |
¥6,900,513 |
| 35 |
0.80% |
¥147,453 |
¥61,930,221 |
¥7,930,221 |
| 35 |
0.90% |
¥149,931 |
¥62,970,857 |
¥8,970,857 |
| 35 |
1.00% |
¥152,434 |
¥64,022,397 |
¥10,022,397 |
| 35 |
1.10% |
¥154,964 |
¥65,084,813 |
¥11,084,813 |
| 35 |
1.20% |
¥157,519 |
¥66,158,078 |
¥12,158,078 |
| 35 |
1.30% |
¥160,100 |
¥67,242,159 |
¥13,242,159 |
| 35 |
1.40% |
¥162,707 |
¥68,337,023 |
¥14,337,023 |
| 35 |
1.50% |
¥165,340 |
¥69,442,631 |
¥15,442,631 |
| 35 |
1.60% |
¥167,997 |
¥70,558,945 |
¥16,558,945 |
| 35 |
1.70% |
¥170,681 |
¥71,685,924 |
¥17,685,924 |
| 35 |
1.80% |
¥173,389 |
¥72,823,524 |
¥18,823,524 |
| 35 |
1.90% |
¥176,123 |
¥73,971,697 |
¥19,971,697 |
| 35 |
2.00% |
¥178,882 |
¥75,130,396 |
¥21,130,396 |
| 35 |
2.10% |
¥181,666 |
¥76,299,570 |
¥22,299,570 |
| 35 |
2.20% |
¥184,474 |
¥77,479,165 |
¥23,479,165 |
| 35 |
2.30% |
¥187,307 |
¥78,669,126 |
¥24,669,126 |
| 35 |
2.40% |
¥190,165 |
¥79,869,396 |
¥25,869,396 |
| 35 |
2.50% |
¥193,047 |
¥81,079,915 |
¥27,079,915 |
| 35 |
2.60% |
¥195,954 |
¥82,300,621 |
¥28,300,621 |
| 35 |
2.70% |
¥198,884 |
¥83,531,452 |
¥29,531,452 |
| 35 |
2.80% |
¥201,839 |
¥84,772,341 |
¥30,772,341 |
| 35 |
2.90% |
¥204,817 |
¥86,023,221 |
¥32,023,221 |
| 35 |
3.00% |
¥207,819 |
¥87,284,023 |
¥33,284,023 |
5400万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥166,344 |
¥59,883,995 |
¥5,883,995 |
| 30 |
0.80% |
¥168,769 |
¥60,756,863 |
¥6,756,863 |
| 30 |
0.90% |
¥171,216 |
¥61,637,777 |
¥7,637,777 |
| 30 |
1.00% |
¥173,685 |
¥62,526,723 |
¥8,526,723 |
| 30 |
1.10% |
¥176,177 |
¥63,423,686 |
¥9,423,686 |
| 30 |
1.20% |
¥178,691 |
¥64,328,650 |
¥10,328,650 |
| 30 |
1.30% |
¥181,227 |
¥65,241,598 |
¥11,241,598 |
| 30 |
1.40% |
¥183,785 |
¥66,162,511 |
¥12,162,511 |
| 30 |
1.50% |
¥186,365 |
¥67,091,369 |
¥13,091,369 |
| 30 |
1.60% |
¥188,967 |
¥68,028,150 |
¥14,028,150 |
| 30 |
1.70% |
¥191,591 |
¥68,972,831 |
¥14,972,831 |
| 30 |
1.80% |
¥194,237 |
¥69,925,388 |
¥15,925,388 |
| 30 |
1.90% |
¥196,905 |
¥70,885,795 |
¥16,885,795 |
| 30 |
2.00% |
¥199,595 |
¥71,854,025 |
¥17,854,025 |
| 30 |
2.10% |
¥202,306 |
¥72,830,052 |
¥18,830,052 |
| 30 |
2.20% |
¥205,038 |
¥73,813,844 |
¥19,813,844 |
| 30 |
2.30% |
¥207,793 |
¥74,805,371 |
¥20,805,371 |
| 30 |
2.40% |
¥210,568 |
¥75,804,602 |
¥21,804,602 |
| 30 |
2.50% |
¥213,365 |
¥76,811,503 |
¥22,811,503 |
| 30 |
2.60% |
¥216,183 |
¥77,826,040 |
¥23,826,040 |
| 30 |
2.70% |
¥219,023 |
¥78,848,178 |
¥24,848,178 |
| 30 |
2.80% |
¥221,883 |
¥79,877,880 |
¥25,877,880 |
| 30 |
2.90% |
¥224,764 |
¥80,915,108 |
¥26,915,108 |
| 30 |
3.00% |
¥227,666 |
¥81,959,824 |
¥27,959,824 |
5400万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥196,262 |
¥58,878,451 |
¥4,878,451 |
| 25 |
0.80% |
¥198,659 |
¥59,597,818 |
¥5,597,818 |
| 25 |
0.90% |
¥201,076 |
¥60,322,783 |
¥6,322,783 |
| 25 |
1.00% |
¥203,511 |
¥61,053,338 |
¥7,053,338 |
| 25 |
1.10% |
¥205,965 |
¥61,789,475 |
¥7,789,475 |
| 25 |
1.20% |
¥208,437 |
¥62,531,188 |
¥8,531,188 |
| 25 |
1.30% |
¥210,928 |
¥63,278,467 |
¥9,278,467 |
| 25 |
1.40% |
¥213,438 |
¥64,031,302 |
¥10,031,302 |
| 25 |
1.50% |
¥215,966 |
¥64,789,685 |
¥10,789,685 |
| 25 |
1.60% |
¥218,512 |
¥65,553,604 |
¥11,553,604 |
| 25 |
1.70% |
¥221,077 |
¥66,323,047 |
¥12,323,047 |
| 25 |
1.80% |
¥223,660 |
¥67,098,003 |
¥13,098,003 |
| 25 |
1.90% |
¥226,262 |
¥67,878,460 |
¥13,878,460 |
| 25 |
2.00% |
¥228,881 |
¥68,664,403 |
¥14,664,403 |
| 25 |
2.10% |
¥231,519 |
¥69,455,819 |
¥15,455,819 |
| 25 |
2.20% |
¥234,176 |
¥70,252,693 |
¥16,252,693 |
| 25 |
2.30% |
¥236,850 |
¥71,055,011 |
¥17,055,011 |
| 25 |
2.40% |
¥239,543 |
¥71,862,755 |
¥17,862,755 |
| 25 |
2.50% |
¥242,253 |
¥72,675,911 |
¥18,675,911 |
| 25 |
2.60% |
¥244,982 |
¥73,494,460 |
¥19,494,460 |
| 25 |
2.70% |
¥247,728 |
¥74,318,386 |
¥20,318,386 |
| 25 |
2.80% |
¥250,492 |
¥75,147,669 |
¥21,147,669 |
| 25 |
2.90% |
¥253,274 |
¥75,982,291 |
¥21,982,291 |
| 25 |
3.00% |
¥256,074 |
¥76,822,233 |
¥22,822,233 |
5400万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥241,183 |
¥57,883,894 |
¥3,883,894 |
| 20 |
0.80% |
¥243,555 |
¥58,453,111 |
¥4,453,111 |
| 20 |
0.90% |
¥245,941 |
¥59,025,914 |
¥5,025,914 |
| 20 |
1.00% |
¥248,343 |
¥59,602,302 |
¥5,602,302 |
| 20 |
1.10% |
¥250,759 |
¥60,182,271 |
¥6,182,271 |
| 20 |
1.20% |
¥253,191 |
¥60,765,818 |
¥6,765,818 |
| 20 |
1.30% |
¥255,637 |
¥61,352,938 |
¥7,352,938 |
| 20 |
1.40% |
¥258,098 |
¥61,943,629 |
¥7,943,629 |
| 20 |
1.50% |
¥260,575 |
¥62,537,885 |
¥8,537,885 |
| 20 |
1.60% |
¥263,065 |
¥63,135,702 |
¥9,135,702 |
| 20 |
1.70% |
¥265,571 |
¥63,737,075 |
¥9,737,075 |
| 20 |
1.80% |
¥268,092 |
¥64,342,000 |
¥10,342,000 |
| 20 |
1.90% |
¥270,627 |
¥64,950,470 |
¥10,950,470 |
| 20 |
2.00% |
¥273,177 |
¥65,562,480 |
¥11,562,480 |
| 20 |
2.10% |
¥275,742 |
¥66,178,025 |
¥12,178,025 |
| 20 |
2.20% |
¥278,321 |
¥66,797,097 |
¥12,797,097 |
| 20 |
2.30% |
¥280,915 |
¥67,419,690 |
¥13,419,690 |
| 20 |
2.40% |
¥283,524 |
¥68,045,799 |
¥14,045,799 |
| 20 |
2.50% |
¥286,148 |
¥68,675,415 |
¥14,675,415 |
| 20 |
2.60% |
¥288,786 |
¥69,308,532 |
¥15,308,532 |
| 20 |
2.70% |
¥291,438 |
¥69,945,141 |
¥15,945,141 |
| 20 |
2.80% |
¥294,105 |
¥70,585,236 |
¥16,585,236 |
| 20 |
2.90% |
¥296,787 |
¥71,228,808 |
¥17,228,808 |
| 20 |
3.00% |
¥299,483 |
¥71,875,849 |
¥17,875,849 |
5400万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥316,113 |
¥56,900,337 |
¥2,900,337 |
| 15 |
0.80% |
¥318,460 |
¥57,322,761 |
¥3,322,761 |
| 15 |
0.90% |
¥320,818 |
¥57,747,204 |
¥3,747,204 |
| 15 |
1.00% |
¥323,187 |
¥58,173,667 |
¥4,173,667 |
| 15 |
1.10% |
¥325,567 |
¥58,602,147 |
¥4,602,147 |
| 15 |
1.20% |
¥327,959 |
¥59,032,644 |
¥5,032,644 |
| 15 |
1.30% |
¥330,362 |
¥59,465,156 |
¥5,465,156 |
| 15 |
1.40% |
¥332,776 |
¥59,899,683 |
¥5,899,683 |
| 15 |
1.50% |
¥335,201 |
¥60,336,222 |
¥6,336,222 |
| 15 |
1.60% |
¥337,638 |
¥60,774,771 |
¥6,774,771 |
| 15 |
1.70% |
¥340,085 |
¥61,215,330 |
¥7,215,330 |
| 15 |
1.80% |
¥342,544 |
¥61,657,897 |
¥7,657,897 |
| 15 |
1.90% |
¥345,014 |
¥62,102,469 |
¥8,102,469 |
| 15 |
2.00% |
¥347,495 |
¥62,549,046 |
¥8,549,046 |
| 15 |
2.10% |
¥349,987 |
¥62,997,624 |
¥8,997,624 |
| 15 |
2.20% |
¥352,490 |
¥63,448,202 |
¥9,448,202 |
| 15 |
2.30% |
¥355,004 |
¥63,900,777 |
¥9,900,777 |
| 15 |
2.40% |
¥357,530 |
¥64,355,348 |
¥10,355,348 |
| 15 |
2.50% |
¥360,066 |
¥64,811,911 |
¥10,811,911 |
| 15 |
2.60% |
¥362,614 |
¥65,270,465 |
¥11,270,465 |
| 15 |
2.70% |
¥365,172 |
¥65,731,007 |
¥11,731,007 |
| 15 |
2.80% |
¥367,742 |
¥66,193,535 |
¥12,193,535 |
| 15 |
2.90% |
¥370,322 |
¥66,658,045 |
¥12,658,045 |
| 15 |
3.00% |
¥372,914 |
¥67,124,535 |
¥13,124,535 |
5400万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥466,065 |
¥55,927,790 |
¥1,927,790 |
| 10 |
0.80% |
¥468,390 |
¥56,206,785 |
¥2,206,785 |
| 10 |
0.90% |
¥470,722 |
¥56,486,679 |
¥2,486,679 |
| 10 |
1.00% |
¥473,062 |
¥56,767,471 |
¥2,767,471 |
| 10 |
1.10% |
¥475,410 |
¥57,049,160 |
¥3,049,160 |
| 10 |
1.20% |
¥477,765 |
¥57,331,748 |
¥3,331,748 |
| 10 |
1.30% |
¥480,127 |
¥57,615,232 |
¥3,615,232 |
| 10 |
1.40% |
¥482,497 |
¥57,899,614 |
¥3,899,614 |
| 10 |
1.50% |
¥484,874 |
¥58,184,892 |
¥4,184,892 |
| 10 |
1.60% |
¥487,259 |
¥58,471,066 |
¥4,471,066 |
| 10 |
1.70% |
¥489,651 |
¥58,758,136 |
¥4,758,136 |
| 10 |
1.80% |
¥492,051 |
¥59,046,102 |
¥5,046,102 |
| 10 |
1.90% |
¥494,458 |
¥59,334,963 |
¥5,334,963 |
| 10 |
2.00% |
¥496,873 |
¥59,624,718 |
¥5,624,718 |
| 10 |
2.10% |
¥499,295 |
¥59,915,367 |
¥5,915,367 |
| 10 |
2.20% |
¥501,724 |
¥60,206,910 |
¥6,206,910 |
| 10 |
2.30% |
¥504,161 |
¥60,499,347 |
¥6,499,347 |
| 10 |
2.40% |
¥506,606 |
¥60,792,675 |
¥6,792,675 |
| 10 |
2.50% |
¥509,057 |
¥61,086,896 |
¥7,086,896 |
| 10 |
2.60% |
¥511,517 |
¥61,382,009 |
¥7,382,009 |
| 10 |
2.70% |
¥513,983 |
¥61,678,012 |
¥7,678,012 |
| 10 |
2.80% |
¥516,458 |
¥61,974,906 |
¥7,974,906 |
| 10 |
2.90% |
¥518,939 |
¥62,272,690 |
¥8,272,690 |
| 10 |
3.00% |
¥521,428 |
¥62,571,363 |
¥8,571,363 |