5400万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5400万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5400万円の住宅ローン｜期間・年数別
5400万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥106,693 | ¥64,015,717 | ¥10,015,717 |
| 50 | 0.80% | ¥109,226 | ¥65,535,847 | ¥11,535,847 |
| 50 | 0.90% | ¥111,797 | ¥67,078,099 | ¥13,078,099 |
| 50 | 1.00% | ¥114,404 | ¥68,642,374 | ¥14,642,374 |
| 50 | 1.10% | ¥117,048 | ¥70,228,568 | ¥16,228,568 |
| 50 | 1.20% | ¥119,728 | ¥71,836,563 | ¥17,836,563 |
| 50 | 1.30% | ¥122,444 | ¥73,466,232 | ¥19,466,232 |
| 50 | 1.40% | ¥125,196 | ¥75,117,440 | ¥21,117,440 |
| 50 | 1.50% | ¥127,983 | ¥76,790,039 | ¥22,790,039 |
| 50 | 1.60% | ¥130,806 | ¥78,483,874 | ¥24,483,874 |
| 50 | 1.70% | ¥133,665 | ¥80,198,782 | ¥26,198,782 |
| 50 | 1.80% | ¥136,558 | ¥81,934,589 | ¥27,934,589 |
| 50 | 1.90% | ¥139,485 | ¥83,691,112 | ¥29,691,112 |
| 50 | 2.00% | ¥142,447 | ¥85,468,164 | ¥31,468,164 |
| 50 | 2.10% | ¥145,443 | ¥87,265,545 | ¥33,265,545 |
| 50 | 2.20% | ¥148,472 | ¥89,083,050 | ¥35,083,050 |
| 50 | 2.30% | ¥151,534 | ¥90,920,468 | ¥36,920,468 |
| 50 | 2.40% | ¥154,629 | ¥92,777,578 | ¥38,777,578 |
| 50 | 2.50% | ¥157,757 | ¥94,654,154 | ¥40,654,154 |
| 50 | 2.60% | ¥160,917 | ¥96,549,965 | ¥42,549,965 |
| 50 | 2.70% | ¥164,108 | ¥98,464,772 | ¥44,464,772 |
| 50 | 2.80% | ¥167,331 | ¥100,398,332 | ¥46,398,332 |
| 50 | 2.90% | ¥170,584 | ¥102,350,396 | ¥48,350,396 |
| 50 | 3.00% | ¥173,868 | ¥104,320,709 | ¥50,320,709 |
5400万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥116,604 | ¥62,966,395 | ¥8,966,395 |
| 45 | 0.80% | ¥119,111 | ¥64,319,749 | ¥10,319,749 |
| 45 | 0.90% | ¥121,650 | ¥65,691,076 | ¥11,691,076 |
| 45 | 1.00% | ¥124,223 | ¥67,080,310 | ¥13,080,310 |
| 45 | 1.10% | ¥126,828 | ¥68,487,383 | ¥14,487,383 |
| 45 | 1.20% | ¥129,467 | ¥69,912,216 | ¥15,912,216 |
| 45 | 1.30% | ¥132,138 | ¥71,354,725 | ¥17,354,725 |
| 45 | 1.40% | ¥134,842 | ¥72,814,819 | ¥18,814,819 |
| 45 | 1.50% | ¥137,579 | ¥74,292,401 | ¥20,292,401 |
| 45 | 1.60% | ¥140,347 | ¥75,787,368 | ¥21,787,368 |
| 45 | 1.70% | ¥143,147 | ¥77,299,609 | ¥23,299,609 |
| 45 | 1.80% | ¥145,980 | ¥78,829,010 | ¥24,829,010 |
| 45 | 1.90% | ¥148,843 | ¥80,375,447 | ¥26,375,447 |
| 45 | 2.00% | ¥151,739 | ¥81,938,795 | ¥27,938,795 |
| 45 | 2.10% | ¥154,665 | ¥83,518,920 | ¥29,518,920 |
| 45 | 2.20% | ¥157,622 | ¥85,115,683 | ¥31,115,683 |
| 45 | 2.30% | ¥160,609 | ¥86,728,943 | ¥32,728,943 |
| 45 | 2.40% | ¥163,627 | ¥88,358,549 | ¥34,358,549 |
| 45 | 2.50% | ¥166,675 | ¥90,004,349 | ¥36,004,349 |
| 45 | 2.60% | ¥169,752 | ¥91,666,185 | ¥37,666,185 |
| 45 | 2.70% | ¥172,859 | ¥93,343,894 | ¥39,343,894 |
| 45 | 2.80% | ¥175,995 | ¥95,037,311 | ¥41,037,311 |
| 45 | 2.90% | ¥179,160 | ¥96,746,265 | ¥42,746,265 |
| 45 | 3.00% | ¥182,353 | ¥98,470,582 | ¥44,470,582 |
5400万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥129,017 | ¥61,927,986 | ¥7,927,986 |
| 40 | 0.80% | ¥131,496 | ¥63,117,861 | ¥9,117,861 |
| 40 | 0.90% | ¥134,004 | ¥64,321,974 | ¥10,321,974 |
| 40 | 1.00% | ¥136,542 | ¥65,540,287 | ¥11,540,287 |
| 40 | 1.10% | ¥139,110 | ¥66,772,753 | ¥12,772,753 |
| 40 | 1.20% | ¥141,707 | ¥68,019,324 | ¥14,019,324 |
| 40 | 1.30% | ¥144,333 | ¥69,279,946 | ¥15,279,946 |
| 40 | 1.40% | ¥146,989 | ¥70,554,563 | ¥16,554,563 |
| 40 | 1.50% | ¥149,673 | ¥71,843,112 | ¥17,843,112 |
| 40 | 1.60% | ¥152,387 | ¥73,145,528 | ¥19,145,528 |
| 40 | 1.70% | ¥155,129 | ¥74,461,740 | ¥20,461,740 |
| 40 | 1.80% | ¥157,899 | ¥75,791,677 | ¥21,791,677 |
| 40 | 1.90% | ¥160,698 | ¥77,135,259 | ¥23,135,259 |
| 40 | 2.00% | ¥163,526 | ¥78,492,406 | ¥24,492,406 |
| 40 | 2.10% | ¥166,381 | ¥79,863,032 | ¥25,863,032 |
| 40 | 2.20% | ¥169,265 | ¥81,247,051 | ¥27,247,051 |
| 40 | 2.30% | ¥172,176 | ¥82,644,368 | ¥28,644,368 |
| 40 | 2.40% | ¥175,114 | ¥84,054,890 | ¥30,054,890 |
| 40 | 2.50% | ¥178,080 | ¥85,478,517 | ¥31,478,517 |
| 40 | 2.60% | ¥181,073 | ¥86,915,147 | ¥32,915,147 |
| 40 | 2.70% | ¥184,093 | ¥88,364,676 | ¥34,364,676 |
| 40 | 2.80% | ¥187,140 | ¥89,826,996 | ¥35,826,996 |
| 40 | 2.90% | ¥190,212 | ¥91,301,996 | ¥37,301,996 |
| 40 | 3.00% | ¥193,312 | ¥92,789,562 | ¥38,789,562 |
5400万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥145,001 | ¥60,900,513 | ¥6,900,513 |
| 35 | 0.80% | ¥147,453 | ¥61,930,221 | ¥7,930,221 |
| 35 | 0.90% | ¥149,931 | ¥62,970,857 | ¥8,970,857 |
| 35 | 1.00% | ¥152,434 | ¥64,022,397 | ¥10,022,397 |
| 35 | 1.10% | ¥154,964 | ¥65,084,813 | ¥11,084,813 |
| 35 | 1.20% | ¥157,519 | ¥66,158,078 | ¥12,158,078 |
| 35 | 1.30% | ¥160,100 | ¥67,242,159 | ¥13,242,159 |
| 35 | 1.40% | ¥162,707 | ¥68,337,023 | ¥14,337,023 |
| 35 | 1.50% | ¥165,340 | ¥69,442,631 | ¥15,442,631 |
| 35 | 1.60% | ¥167,997 | ¥70,558,945 | ¥16,558,945 |
| 35 | 1.70% | ¥170,681 | ¥71,685,924 | ¥17,685,924 |
| 35 | 1.80% | ¥173,389 | ¥72,823,524 | ¥18,823,524 |
| 35 | 1.90% | ¥176,123 | ¥73,971,697 | ¥19,971,697 |
| 35 | 2.00% | ¥178,882 | ¥75,130,396 | ¥21,130,396 |
| 35 | 2.10% | ¥181,666 | ¥76,299,570 | ¥22,299,570 |
| 35 | 2.20% | ¥184,474 | ¥77,479,165 | ¥23,479,165 |
| 35 | 2.30% | ¥187,307 | ¥78,669,126 | ¥24,669,126 |
| 35 | 2.40% | ¥190,165 | ¥79,869,396 | ¥25,869,396 |
| 35 | 2.50% | ¥193,047 | ¥81,079,915 | ¥27,079,915 |
| 35 | 2.60% | ¥195,954 | ¥82,300,621 | ¥28,300,621 |
| 35 | 2.70% | ¥198,884 | ¥83,531,452 | ¥29,531,452 |
| 35 | 2.80% | ¥201,839 | ¥84,772,341 | ¥30,772,341 |
| 35 | 2.90% | ¥204,817 | ¥86,023,221 | ¥32,023,221 |
| 35 | 3.00% | ¥207,819 | ¥87,284,023 | ¥33,284,023 |
5400万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥166,344 | ¥59,883,995 | ¥5,883,995 |
| 30 | 0.80% | ¥168,769 | ¥60,756,863 | ¥6,756,863 |
| 30 | 0.90% | ¥171,216 | ¥61,637,777 | ¥7,637,777 |
| 30 | 1.00% | ¥173,685 | ¥62,526,723 | ¥8,526,723 |
| 30 | 1.10% | ¥176,177 | ¥63,423,686 | ¥9,423,686 |
| 30 | 1.20% | ¥178,691 | ¥64,328,650 | ¥10,328,650 |
| 30 | 1.30% | ¥181,227 | ¥65,241,598 | ¥11,241,598 |
| 30 | 1.40% | ¥183,785 | ¥66,162,511 | ¥12,162,511 |
| 30 | 1.50% | ¥186,365 | ¥67,091,369 | ¥13,091,369 |
| 30 | 1.60% | ¥188,967 | ¥68,028,150 | ¥14,028,150 |
| 30 | 1.70% | ¥191,591 | ¥68,972,831 | ¥14,972,831 |
| 30 | 1.80% | ¥194,237 | ¥69,925,388 | ¥15,925,388 |
| 30 | 1.90% | ¥196,905 | ¥70,885,795 | ¥16,885,795 |
| 30 | 2.00% | ¥199,595 | ¥71,854,025 | ¥17,854,025 |
| 30 | 2.10% | ¥202,306 | ¥72,830,052 | ¥18,830,052 |
| 30 | 2.20% | ¥205,038 | ¥73,813,844 | ¥19,813,844 |
| 30 | 2.30% | ¥207,793 | ¥74,805,371 | ¥20,805,371 |
| 30 | 2.40% | ¥210,568 | ¥75,804,602 | ¥21,804,602 |
| 30 | 2.50% | ¥213,365 | ¥76,811,503 | ¥22,811,503 |
| 30 | 2.60% | ¥216,183 | ¥77,826,040 | ¥23,826,040 |
| 30 | 2.70% | ¥219,023 | ¥78,848,178 | ¥24,848,178 |
| 30 | 2.80% | ¥221,883 | ¥79,877,880 | ¥25,877,880 |
| 30 | 2.90% | ¥224,764 | ¥80,915,108 | ¥26,915,108 |
| 30 | 3.00% | ¥227,666 | ¥81,959,824 | ¥27,959,824 |
5400万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥196,262 | ¥58,878,451 | ¥4,878,451 |
| 25 | 0.80% | ¥198,659 | ¥59,597,818 | ¥5,597,818 |
| 25 | 0.90% | ¥201,076 | ¥60,322,783 | ¥6,322,783 |
| 25 | 1.00% | ¥203,511 | ¥61,053,338 | ¥7,053,338 |
| 25 | 1.10% | ¥205,965 | ¥61,789,475 | ¥7,789,475 |
| 25 | 1.20% | ¥208,437 | ¥62,531,188 | ¥8,531,188 |
| 25 | 1.30% | ¥210,928 | ¥63,278,467 | ¥9,278,467 |
| 25 | 1.40% | ¥213,438 | ¥64,031,302 | ¥10,031,302 |
| 25 | 1.50% | ¥215,966 | ¥64,789,685 | ¥10,789,685 |
| 25 | 1.60% | ¥218,512 | ¥65,553,604 | ¥11,553,604 |
| 25 | 1.70% | ¥221,077 | ¥66,323,047 | ¥12,323,047 |
| 25 | 1.80% | ¥223,660 | ¥67,098,003 | ¥13,098,003 |
| 25 | 1.90% | ¥226,262 | ¥67,878,460 | ¥13,878,460 |
| 25 | 2.00% | ¥228,881 | ¥68,664,403 | ¥14,664,403 |
| 25 | 2.10% | ¥231,519 | ¥69,455,819 | ¥15,455,819 |
| 25 | 2.20% | ¥234,176 | ¥70,252,693 | ¥16,252,693 |
| 25 | 2.30% | ¥236,850 | ¥71,055,011 | ¥17,055,011 |
| 25 | 2.40% | ¥239,543 | ¥71,862,755 | ¥17,862,755 |
| 25 | 2.50% | ¥242,253 | ¥72,675,911 | ¥18,675,911 |
| 25 | 2.60% | ¥244,982 | ¥73,494,460 | ¥19,494,460 |
| 25 | 2.70% | ¥247,728 | ¥74,318,386 | ¥20,318,386 |
| 25 | 2.80% | ¥250,492 | ¥75,147,669 | ¥21,147,669 |
| 25 | 2.90% | ¥253,274 | ¥75,982,291 | ¥21,982,291 |
| 25 | 3.00% | ¥256,074 | ¥76,822,233 | ¥22,822,233 |
5400万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥241,183 | ¥57,883,894 | ¥3,883,894 |
| 20 | 0.80% | ¥243,555 | ¥58,453,111 | ¥4,453,111 |
| 20 | 0.90% | ¥245,941 | ¥59,025,914 | ¥5,025,914 |
| 20 | 1.00% | ¥248,343 | ¥59,602,302 | ¥5,602,302 |
| 20 | 1.10% | ¥250,759 | ¥60,182,271 | ¥6,182,271 |
| 20 | 1.20% | ¥253,191 | ¥60,765,818 | ¥6,765,818 |
| 20 | 1.30% | ¥255,637 | ¥61,352,938 | ¥7,352,938 |
| 20 | 1.40% | ¥258,098 | ¥61,943,629 | ¥7,943,629 |
| 20 | 1.50% | ¥260,575 | ¥62,537,885 | ¥8,537,885 |
| 20 | 1.60% | ¥263,065 | ¥63,135,702 | ¥9,135,702 |
| 20 | 1.70% | ¥265,571 | ¥63,737,075 | ¥9,737,075 |
| 20 | 1.80% | ¥268,092 | ¥64,342,000 | ¥10,342,000 |
| 20 | 1.90% | ¥270,627 | ¥64,950,470 | ¥10,950,470 |
| 20 | 2.00% | ¥273,177 | ¥65,562,480 | ¥11,562,480 |
| 20 | 2.10% | ¥275,742 | ¥66,178,025 | ¥12,178,025 |
| 20 | 2.20% | ¥278,321 | ¥66,797,097 | ¥12,797,097 |
| 20 | 2.30% | ¥280,915 | ¥67,419,690 | ¥13,419,690 |
| 20 | 2.40% | ¥283,524 | ¥68,045,799 | ¥14,045,799 |
| 20 | 2.50% | ¥286,148 | ¥68,675,415 | ¥14,675,415 |
| 20 | 2.60% | ¥288,786 | ¥69,308,532 | ¥15,308,532 |
| 20 | 2.70% | ¥291,438 | ¥69,945,141 | ¥15,945,141 |
| 20 | 2.80% | ¥294,105 | ¥70,585,236 | ¥16,585,236 |
| 20 | 2.90% | ¥296,787 | ¥71,228,808 | ¥17,228,808 |
| 20 | 3.00% | ¥299,483 | ¥71,875,849 | ¥17,875,849 |
5400万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥316,113 | ¥56,900,337 | ¥2,900,337 |
| 15 | 0.80% | ¥318,460 | ¥57,322,761 | ¥3,322,761 |
| 15 | 0.90% | ¥320,818 | ¥57,747,204 | ¥3,747,204 |
| 15 | 1.00% | ¥323,187 | ¥58,173,667 | ¥4,173,667 |
| 15 | 1.10% | ¥325,567 | ¥58,602,147 | ¥4,602,147 |
| 15 | 1.20% | ¥327,959 | ¥59,032,644 | ¥5,032,644 |
| 15 | 1.30% | ¥330,362 | ¥59,465,156 | ¥5,465,156 |
| 15 | 1.40% | ¥332,776 | ¥59,899,683 | ¥5,899,683 |
| 15 | 1.50% | ¥335,201 | ¥60,336,222 | ¥6,336,222 |
| 15 | 1.60% | ¥337,638 | ¥60,774,771 | ¥6,774,771 |
| 15 | 1.70% | ¥340,085 | ¥61,215,330 | ¥7,215,330 |
| 15 | 1.80% | ¥342,544 | ¥61,657,897 | ¥7,657,897 |
| 15 | 1.90% | ¥345,014 | ¥62,102,469 | ¥8,102,469 |
| 15 | 2.00% | ¥347,495 | ¥62,549,046 | ¥8,549,046 |
| 15 | 2.10% | ¥349,987 | ¥62,997,624 | ¥8,997,624 |
| 15 | 2.20% | ¥352,490 | ¥63,448,202 | ¥9,448,202 |
| 15 | 2.30% | ¥355,004 | ¥63,900,777 | ¥9,900,777 |
| 15 | 2.40% | ¥357,530 | ¥64,355,348 | ¥10,355,348 |
| 15 | 2.50% | ¥360,066 | ¥64,811,911 | ¥10,811,911 |
| 15 | 2.60% | ¥362,614 | ¥65,270,465 | ¥11,270,465 |
| 15 | 2.70% | ¥365,172 | ¥65,731,007 | ¥11,731,007 |
| 15 | 2.80% | ¥367,742 | ¥66,193,535 | ¥12,193,535 |
| 15 | 2.90% | ¥370,322 | ¥66,658,045 | ¥12,658,045 |
| 15 | 3.00% | ¥372,914 | ¥67,124,535 | ¥13,124,535 |
5400万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥466,065 | ¥55,927,790 | ¥1,927,790 |
| 10 | 0.80% | ¥468,390 | ¥56,206,785 | ¥2,206,785 |
| 10 | 0.90% | ¥470,722 | ¥56,486,679 | ¥2,486,679 |
| 10 | 1.00% | ¥473,062 | ¥56,767,471 | ¥2,767,471 |
| 10 | 1.10% | ¥475,410 | ¥57,049,160 | ¥3,049,160 |
| 10 | 1.20% | ¥477,765 | ¥57,331,748 | ¥3,331,748 |
| 10 | 1.30% | ¥480,127 | ¥57,615,232 | ¥3,615,232 |
| 10 | 1.40% | ¥482,497 | ¥57,899,614 | ¥3,899,614 |
| 10 | 1.50% | ¥484,874 | ¥58,184,892 | ¥4,184,892 |
| 10 | 1.60% | ¥487,259 | ¥58,471,066 | ¥4,471,066 |
| 10 | 1.70% | ¥489,651 | ¥58,758,136 | ¥4,758,136 |
| 10 | 1.80% | ¥492,051 | ¥59,046,102 | ¥5,046,102 |
| 10 | 1.90% | ¥494,458 | ¥59,334,963 | ¥5,334,963 |
| 10 | 2.00% | ¥496,873 | ¥59,624,718 | ¥5,624,718 |
| 10 | 2.10% | ¥499,295 | ¥59,915,367 | ¥5,915,367 |
| 10 | 2.20% | ¥501,724 | ¥60,206,910 | ¥6,206,910 |
| 10 | 2.30% | ¥504,161 | ¥60,499,347 | ¥6,499,347 |
| 10 | 2.40% | ¥506,606 | ¥60,792,675 | ¥6,792,675 |
| 10 | 2.50% | ¥509,057 | ¥61,086,896 | ¥7,086,896 |
| 10 | 2.60% | ¥511,517 | ¥61,382,009 | ¥7,382,009 |
| 10 | 2.70% | ¥513,983 | ¥61,678,012 | ¥7,678,012 |
| 10 | 2.80% | ¥516,458 | ¥61,974,906 | ¥7,974,906 |
| 10 | 2.90% | ¥518,939 | ¥62,272,690 | ¥8,272,690 |
| 10 | 3.00% | ¥521,428 | ¥62,571,363 | ¥8,571,363 |
