5450万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5450万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5450万円の住宅ローン|期間・年数別
5450万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥107,681 |
¥64,608,455 |
¥10,108,455 |
| 50 |
0.80% |
¥110,238 |
¥66,142,661 |
¥11,642,661 |
| 50 |
0.90% |
¥112,832 |
¥67,699,192 |
¥13,199,192 |
| 50 |
1.00% |
¥115,463 |
¥69,277,952 |
¥14,777,952 |
| 50 |
1.10% |
¥118,131 |
¥70,878,833 |
¥16,378,833 |
| 50 |
1.20% |
¥120,836 |
¥72,501,716 |
¥18,001,716 |
| 50 |
1.30% |
¥123,577 |
¥74,146,475 |
¥19,646,475 |
| 50 |
1.40% |
¥126,355 |
¥75,812,971 |
¥21,312,971 |
| 50 |
1.50% |
¥129,168 |
¥77,501,058 |
¥23,001,058 |
| 50 |
1.60% |
¥132,018 |
¥79,210,577 |
¥24,710,577 |
| 50 |
1.70% |
¥134,902 |
¥80,941,363 |
¥26,441,363 |
| 50 |
1.80% |
¥137,822 |
¥82,693,242 |
¥28,193,242 |
| 50 |
1.90% |
¥140,777 |
¥84,466,030 |
¥29,966,030 |
| 50 |
2.00% |
¥143,766 |
¥86,259,536 |
¥31,759,536 |
| 50 |
2.10% |
¥146,789 |
¥88,073,559 |
¥33,573,559 |
| 50 |
2.20% |
¥149,846 |
¥89,907,893 |
¥35,407,893 |
| 50 |
2.30% |
¥152,937 |
¥91,762,324 |
¥37,262,324 |
| 50 |
2.40% |
¥156,061 |
¥93,636,629 |
¥39,136,629 |
| 50 |
2.50% |
¥159,218 |
¥95,530,582 |
¥41,030,582 |
| 50 |
2.60% |
¥162,407 |
¥97,443,946 |
¥42,943,946 |
| 50 |
2.70% |
¥165,627 |
¥99,376,483 |
¥44,876,483 |
| 50 |
2.80% |
¥168,880 |
¥101,327,946 |
¥46,827,946 |
| 50 |
2.90% |
¥172,163 |
¥103,298,084 |
¥48,798,084 |
| 50 |
3.00% |
¥175,478 |
¥105,286,642 |
¥50,786,642 |
5450万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥117,684 |
¥63,549,417 |
¥9,049,417 |
| 45 |
0.80% |
¥120,214 |
¥64,915,302 |
¥10,415,302 |
| 45 |
0.90% |
¥122,777 |
¥66,299,326 |
¥11,799,326 |
| 45 |
1.00% |
¥125,373 |
¥67,701,424 |
¥13,201,424 |
| 45 |
1.10% |
¥128,003 |
¥69,121,526 |
¥14,621,526 |
| 45 |
1.20% |
¥130,666 |
¥70,559,551 |
¥16,059,551 |
| 45 |
1.30% |
¥133,362 |
¥72,015,417 |
¥17,515,417 |
| 45 |
1.40% |
¥136,091 |
¥73,489,030 |
¥18,989,030 |
| 45 |
1.50% |
¥138,852 |
¥74,980,294 |
¥20,480,294 |
| 45 |
1.60% |
¥141,646 |
¥76,489,103 |
¥21,989,103 |
| 45 |
1.70% |
¥144,473 |
¥78,015,346 |
¥23,515,346 |
| 45 |
1.80% |
¥147,331 |
¥79,558,908 |
¥25,058,908 |
| 45 |
1.90% |
¥150,222 |
¥81,119,664 |
¥26,619,664 |
| 45 |
2.00% |
¥153,143 |
¥82,697,488 |
¥28,197,488 |
| 45 |
2.10% |
¥156,097 |
¥84,292,243 |
¥29,792,243 |
| 45 |
2.20% |
¥159,081 |
¥85,903,792 |
¥31,403,792 |
| 45 |
2.30% |
¥162,096 |
¥87,531,988 |
¥33,031,988 |
| 45 |
2.40% |
¥165,142 |
¥89,176,684 |
¥34,676,684 |
| 45 |
2.50% |
¥168,218 |
¥90,837,722 |
¥36,337,722 |
| 45 |
2.60% |
¥171,324 |
¥92,514,946 |
¥38,014,946 |
| 45 |
2.70% |
¥174,460 |
¥94,208,190 |
¥39,708,190 |
| 45 |
2.80% |
¥177,625 |
¥95,917,287 |
¥41,417,287 |
| 45 |
2.90% |
¥180,819 |
¥97,642,064 |
¥43,142,064 |
| 45 |
3.00% |
¥184,041 |
¥99,382,346 |
¥44,882,346 |
5450万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥130,211 |
¥62,501,393 |
¥8,001,393 |
| 40 |
0.80% |
¥132,713 |
¥63,702,285 |
¥9,202,285 |
| 40 |
0.90% |
¥135,245 |
¥64,917,548 |
¥10,417,548 |
| 40 |
1.00% |
¥137,807 |
¥66,147,141 |
¥11,647,141 |
| 40 |
1.10% |
¥140,398 |
¥67,391,019 |
¥12,891,019 |
| 40 |
1.20% |
¥143,019 |
¥68,649,132 |
¥14,149,132 |
| 40 |
1.30% |
¥145,670 |
¥69,921,427 |
¥15,421,427 |
| 40 |
1.40% |
¥148,350 |
¥71,207,846 |
¥16,707,846 |
| 40 |
1.50% |
¥151,059 |
¥72,508,326 |
¥18,008,326 |
| 40 |
1.60% |
¥153,798 |
¥73,822,801 |
¥19,322,801 |
| 40 |
1.70% |
¥156,565 |
¥75,151,201 |
¥20,651,201 |
| 40 |
1.80% |
¥159,361 |
¥76,493,451 |
¥21,993,451 |
| 40 |
1.90% |
¥162,186 |
¥77,849,474 |
¥23,349,474 |
| 40 |
2.00% |
¥165,040 |
¥79,219,187 |
¥24,719,187 |
| 40 |
2.10% |
¥167,922 |
¥80,602,505 |
¥26,102,505 |
| 40 |
2.20% |
¥170,832 |
¥81,999,338 |
¥27,499,338 |
| 40 |
2.30% |
¥173,770 |
¥83,409,594 |
¥28,909,594 |
| 40 |
2.40% |
¥176,736 |
¥84,833,176 |
¥30,333,176 |
| 40 |
2.50% |
¥179,729 |
¥86,269,984 |
¥31,769,984 |
| 40 |
2.60% |
¥182,750 |
¥87,719,917 |
¥33,219,917 |
| 40 |
2.70% |
¥185,798 |
¥89,182,868 |
¥34,682,868 |
| 40 |
2.80% |
¥188,872 |
¥90,658,728 |
¥36,158,728 |
| 40 |
2.90% |
¥191,974 |
¥92,147,385 |
¥37,647,385 |
| 40 |
3.00% |
¥195,102 |
¥93,648,725 |
¥39,148,725 |
5450万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥146,344 |
¥61,464,406 |
¥6,964,406 |
| 35 |
0.80% |
¥148,818 |
¥62,503,649 |
¥8,003,649 |
| 35 |
0.90% |
¥151,319 |
¥63,553,920 |
¥9,053,920 |
| 35 |
1.00% |
¥153,846 |
¥64,615,196 |
¥10,115,196 |
| 35 |
1.10% |
¥156,399 |
¥65,687,451 |
¥11,187,451 |
| 35 |
1.20% |
¥158,978 |
¥66,770,653 |
¥12,270,653 |
| 35 |
1.30% |
¥161,583 |
¥67,864,772 |
¥13,364,772 |
| 35 |
1.40% |
¥164,214 |
¥68,969,773 |
¥14,469,773 |
| 35 |
1.50% |
¥166,871 |
¥70,085,618 |
¥15,585,618 |
| 35 |
1.60% |
¥169,553 |
¥71,212,269 |
¥16,712,269 |
| 35 |
1.70% |
¥172,261 |
¥72,349,683 |
¥17,849,683 |
| 35 |
1.80% |
¥174,995 |
¥73,497,816 |
¥18,997,816 |
| 35 |
1.90% |
¥177,754 |
¥74,656,620 |
¥20,156,620 |
| 35 |
2.00% |
¥180,538 |
¥75,826,048 |
¥21,326,048 |
| 35 |
2.10% |
¥183,348 |
¥77,006,047 |
¥22,506,047 |
| 35 |
2.20% |
¥186,182 |
¥78,196,564 |
¥23,696,564 |
| 35 |
2.30% |
¥189,042 |
¥79,397,544 |
¥24,897,544 |
| 35 |
2.40% |
¥191,926 |
¥80,608,927 |
¥26,108,927 |
| 35 |
2.50% |
¥194,835 |
¥81,830,655 |
¥27,330,655 |
| 35 |
2.60% |
¥197,768 |
¥83,062,664 |
¥28,562,664 |
| 35 |
2.70% |
¥200,726 |
¥84,304,891 |
¥29,804,891 |
| 35 |
2.80% |
¥203,708 |
¥85,557,270 |
¥31,057,270 |
| 35 |
2.90% |
¥206,714 |
¥86,819,732 |
¥32,319,732 |
| 35 |
3.00% |
¥209,743 |
¥88,092,208 |
¥33,592,208 |
5450万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥167,885 |
¥60,438,476 |
¥5,938,476 |
| 30 |
0.80% |
¥170,332 |
¥61,319,427 |
¥6,819,427 |
| 30 |
0.90% |
¥172,801 |
¥62,208,497 |
¥7,708,497 |
| 30 |
1.00% |
¥175,294 |
¥63,105,674 |
¥8,605,674 |
| 30 |
1.10% |
¥177,808 |
¥64,010,942 |
¥9,510,942 |
| 30 |
1.20% |
¥180,345 |
¥64,924,286 |
¥10,424,286 |
| 30 |
1.30% |
¥182,905 |
¥65,845,687 |
¥11,345,687 |
| 30 |
1.40% |
¥185,486 |
¥66,775,127 |
¥12,275,127 |
| 30 |
1.50% |
¥188,091 |
¥67,712,585 |
¥13,212,585 |
| 30 |
1.60% |
¥190,717 |
¥68,658,040 |
¥14,158,040 |
| 30 |
1.70% |
¥193,365 |
¥69,611,468 |
¥15,111,468 |
| 30 |
1.80% |
¥196,036 |
¥70,572,845 |
¥16,072,845 |
| 30 |
1.90% |
¥198,728 |
¥71,542,145 |
¥17,042,145 |
| 30 |
2.00% |
¥201,443 |
¥72,519,341 |
¥18,019,341 |
| 30 |
2.10% |
¥204,179 |
¥73,504,404 |
¥19,004,404 |
| 30 |
2.20% |
¥206,937 |
¥74,497,305 |
¥19,997,305 |
| 30 |
2.30% |
¥209,717 |
¥75,498,013 |
¥20,998,013 |
| 30 |
2.40% |
¥212,518 |
¥76,506,496 |
¥22,006,496 |
| 30 |
2.50% |
¥215,341 |
¥77,522,720 |
¥23,022,720 |
| 30 |
2.60% |
¥218,185 |
¥78,546,651 |
¥24,046,651 |
| 30 |
2.70% |
¥221,051 |
¥79,578,254 |
¥25,078,254 |
| 30 |
2.80% |
¥223,937 |
¥80,617,490 |
¥26,117,490 |
| 30 |
2.90% |
¥226,845 |
¥81,664,322 |
¥27,164,322 |
| 30 |
3.00% |
¥229,774 |
¥82,718,711 |
¥28,218,711 |
5450万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥198,079 |
¥59,423,621 |
¥4,923,621 |
| 25 |
0.80% |
¥200,499 |
¥60,149,650 |
¥5,649,650 |
| 25 |
0.90% |
¥202,938 |
¥60,881,327 |
¥6,381,327 |
| 25 |
1.00% |
¥205,395 |
¥61,618,646 |
¥7,118,646 |
| 25 |
1.10% |
¥207,872 |
¥62,361,600 |
¥7,861,600 |
| 25 |
1.20% |
¥210,367 |
¥63,110,180 |
¥8,610,180 |
| 25 |
1.30% |
¥212,881 |
¥63,864,378 |
¥9,364,378 |
| 25 |
1.40% |
¥215,414 |
¥64,624,185 |
¥10,124,185 |
| 25 |
1.50% |
¥217,965 |
¥65,389,589 |
¥10,889,589 |
| 25 |
1.60% |
¥220,535 |
¥66,160,581 |
¥11,660,581 |
| 25 |
1.70% |
¥223,124 |
¥66,937,149 |
¥12,437,149 |
| 25 |
1.80% |
¥225,731 |
¥67,719,281 |
¥13,219,281 |
| 25 |
1.90% |
¥228,357 |
¥68,506,964 |
¥14,006,964 |
| 25 |
2.00% |
¥231,001 |
¥69,300,184 |
¥14,800,184 |
| 25 |
2.10% |
¥233,663 |
¥70,098,928 |
¥15,598,928 |
| 25 |
2.20% |
¥236,344 |
¥70,903,181 |
¥16,403,181 |
| 25 |
2.30% |
¥239,043 |
¥71,712,928 |
¥17,212,928 |
| 25 |
2.40% |
¥241,761 |
¥72,528,151 |
¥18,028,151 |
| 25 |
2.50% |
¥244,496 |
¥73,348,836 |
¥18,848,836 |
| 25 |
2.60% |
¥247,250 |
¥74,174,964 |
¥19,674,964 |
| 25 |
2.70% |
¥250,022 |
¥75,006,519 |
¥20,506,519 |
| 25 |
2.80% |
¥252,812 |
¥75,843,480 |
¥21,343,480 |
| 25 |
2.90% |
¥255,619 |
¥76,685,831 |
¥22,185,831 |
| 25 |
3.00% |
¥258,445 |
¥77,533,550 |
¥23,033,550 |
5450万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥243,416 |
¥58,419,856 |
¥3,919,856 |
| 20 |
0.80% |
¥245,810 |
¥58,994,343 |
¥4,494,343 |
| 20 |
0.90% |
¥248,219 |
¥59,572,450 |
¥5,072,450 |
| 20 |
1.00% |
¥250,642 |
¥60,154,175 |
¥5,654,175 |
| 20 |
1.10% |
¥253,081 |
¥60,739,514 |
¥6,239,514 |
| 20 |
1.20% |
¥255,535 |
¥61,328,464 |
¥6,828,464 |
| 20 |
1.30% |
¥258,004 |
¥61,921,021 |
¥7,421,021 |
| 20 |
1.40% |
¥260,488 |
¥62,517,181 |
¥8,017,181 |
| 20 |
1.50% |
¥262,987 |
¥63,116,939 |
¥8,616,939 |
| 20 |
1.60% |
¥265,501 |
¥63,720,292 |
¥9,220,292 |
| 20 |
1.70% |
¥268,030 |
¥64,327,234 |
¥9,827,234 |
| 20 |
1.80% |
¥270,574 |
¥64,937,759 |
¥10,437,759 |
| 20 |
1.90% |
¥273,133 |
¥65,551,863 |
¥11,051,863 |
| 20 |
2.00% |
¥275,706 |
¥66,169,540 |
¥11,669,540 |
| 20 |
2.10% |
¥278,295 |
¥66,790,784 |
¥12,290,784 |
| 20 |
2.20% |
¥280,898 |
¥67,415,588 |
¥12,915,588 |
| 20 |
2.30% |
¥283,516 |
¥68,043,947 |
¥13,543,947 |
| 20 |
2.40% |
¥286,149 |
¥68,675,853 |
¥14,175,853 |
| 20 |
2.50% |
¥288,797 |
¥69,311,298 |
¥14,811,298 |
| 20 |
2.60% |
¥291,459 |
¥69,950,277 |
¥15,450,277 |
| 20 |
2.70% |
¥294,137 |
¥70,592,781 |
¥16,092,781 |
| 20 |
2.80% |
¥296,828 |
¥71,238,803 |
¥16,738,803 |
| 20 |
2.90% |
¥299,535 |
¥71,888,334 |
¥17,388,334 |
| 20 |
3.00% |
¥302,256 |
¥72,541,366 |
¥18,041,366 |
5450万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥319,040 |
¥57,427,192 |
¥2,927,192 |
| 15 |
0.80% |
¥321,408 |
¥57,853,527 |
¥3,353,527 |
| 15 |
0.90% |
¥323,788 |
¥58,281,901 |
¥3,781,901 |
| 15 |
1.00% |
¥326,180 |
¥58,712,312 |
¥4,212,312 |
| 15 |
1.10% |
¥328,582 |
¥59,144,760 |
¥4,644,760 |
| 15 |
1.20% |
¥330,996 |
¥59,579,243 |
¥5,079,243 |
| 15 |
1.30% |
¥333,421 |
¥60,015,760 |
¥5,515,760 |
| 15 |
1.40% |
¥335,857 |
¥60,454,309 |
¥5,954,309 |
| 15 |
1.50% |
¥338,305 |
¥60,894,890 |
¥6,394,890 |
| 15 |
1.60% |
¥340,764 |
¥61,337,501 |
¥6,837,501 |
| 15 |
1.70% |
¥343,234 |
¥61,782,139 |
¥7,282,139 |
| 15 |
1.80% |
¥345,716 |
¥62,228,804 |
¥7,728,804 |
| 15 |
1.90% |
¥348,208 |
¥62,677,492 |
¥8,177,492 |
| 15 |
2.00% |
¥350,712 |
¥63,128,204 |
¥8,628,204 |
| 15 |
2.10% |
¥353,227 |
¥63,580,935 |
¥9,080,935 |
| 15 |
2.20% |
¥355,754 |
¥64,035,685 |
¥9,535,685 |
| 15 |
2.30% |
¥358,291 |
¥64,492,451 |
¥9,992,451 |
| 15 |
2.40% |
¥360,840 |
¥64,951,230 |
¥10,451,230 |
| 15 |
2.50% |
¥363,400 |
¥65,412,021 |
¥10,912,021 |
| 15 |
2.60% |
¥365,971 |
¥65,874,821 |
¥11,374,821 |
| 15 |
2.70% |
¥368,553 |
¥66,339,628 |
¥11,839,628 |
| 15 |
2.80% |
¥371,147 |
¥66,806,438 |
¥12,306,438 |
| 15 |
2.90% |
¥373,751 |
¥67,275,249 |
¥12,775,249 |
| 15 |
3.00% |
¥376,367 |
¥67,746,059 |
¥13,246,059 |
5450万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥470,380 |
¥56,445,640 |
¥1,945,640 |
| 10 |
0.80% |
¥472,727 |
¥56,727,219 |
¥2,227,219 |
| 10 |
0.90% |
¥475,081 |
¥57,009,704 |
¥2,509,704 |
| 10 |
1.00% |
¥477,442 |
¥57,293,095 |
¥2,793,095 |
| 10 |
1.10% |
¥479,812 |
¥57,577,393 |
¥3,077,393 |
| 10 |
1.20% |
¥482,188 |
¥57,862,597 |
¥3,362,597 |
| 10 |
1.30% |
¥484,573 |
¥58,148,707 |
¥3,648,707 |
| 10 |
1.40% |
¥486,964 |
¥58,435,721 |
¥3,935,721 |
| 10 |
1.50% |
¥489,364 |
¥58,723,641 |
¥4,223,641 |
| 10 |
1.60% |
¥491,771 |
¥59,012,465 |
¥4,512,465 |
| 10 |
1.70% |
¥494,185 |
¥59,302,193 |
¥4,802,193 |
| 10 |
1.80% |
¥496,607 |
¥59,592,825 |
¥5,092,825 |
| 10 |
1.90% |
¥499,036 |
¥59,884,361 |
¥5,384,361 |
| 10 |
2.00% |
¥501,473 |
¥60,176,799 |
¥5,676,799 |
| 10 |
2.10% |
¥503,918 |
¥60,470,139 |
¥5,970,139 |
| 10 |
2.20% |
¥506,370 |
¥60,764,382 |
¥6,264,382 |
| 10 |
2.30% |
¥508,829 |
¥61,059,526 |
¥6,559,526 |
| 10 |
2.40% |
¥511,296 |
¥61,355,571 |
¥6,855,571 |
| 10 |
2.50% |
¥513,771 |
¥61,652,516 |
¥7,152,516 |
| 10 |
2.60% |
¥516,253 |
¥61,950,361 |
¥7,450,361 |
| 10 |
2.70% |
¥518,743 |
¥62,249,105 |
¥7,749,105 |
| 10 |
2.80% |
¥521,240 |
¥62,548,748 |
¥8,048,748 |
| 10 |
2.90% |
¥523,744 |
¥62,849,289 |
¥8,349,289 |
| 10 |
3.00% |
¥526,256 |
¥63,150,727 |
¥8,650,727 |