5490万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5490万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5490万円の住宅ローン｜期間・年数別
5490万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥108,471 | ¥65,082,645 | ¥10,182,645 |
| 50 | 0.80% | ¥111,047 | ¥66,628,111 | ¥11,728,111 |
| 50 | 0.90% | ¥113,660 | ¥68,196,067 | ¥13,296,067 |
| 50 | 1.00% | ¥116,311 | ¥69,786,414 | ¥14,886,414 |
| 50 | 1.10% | ¥118,998 | ¥71,399,044 | ¥16,499,044 |
| 50 | 1.20% | ¥121,723 | ¥73,033,839 | ¥18,133,839 |
| 50 | 1.30% | ¥124,484 | ¥74,690,669 | ¥19,790,669 |
| 50 | 1.40% | ¥127,282 | ¥76,369,397 | ¥21,469,397 |
| 50 | 1.50% | ¥130,116 | ¥78,069,873 | ¥23,169,873 |
| 50 | 1.60% | ¥132,987 | ¥79,791,939 | ¥24,891,939 |
| 50 | 1.70% | ¥135,892 | ¥81,535,428 | ¥26,635,428 |
| 50 | 1.80% | ¥138,834 | ¥83,300,165 | ¥28,400,165 |
| 50 | 1.90% | ¥141,810 | ¥85,085,964 | ¥30,185,964 |
| 50 | 2.00% | ¥144,821 | ¥86,892,633 | ¥31,992,633 |
| 50 | 2.10% | ¥147,867 | ¥88,719,971 | ¥33,819,971 |
| 50 | 2.20% | ¥150,946 | ¥90,567,768 | ¥35,667,768 |
| 50 | 2.30% | ¥154,060 | ¥92,435,809 | ¥37,535,809 |
| 50 | 2.40% | ¥157,206 | ¥94,323,871 | ¥39,423,871 |
| 50 | 2.50% | ¥160,386 | ¥96,231,723 | ¥41,331,723 |
| 50 | 2.60% | ¥163,599 | ¥98,159,131 | ¥43,259,131 |
| 50 | 2.70% | ¥166,843 | ¥100,105,852 | ¥45,205,852 |
| 50 | 2.80% | ¥170,119 | ¥102,071,637 | ¥47,171,637 |
| 50 | 2.90% | ¥173,427 | ¥104,056,235 | ¥49,156,235 |
| 50 | 3.00% | ¥176,766 | ¥106,059,388 | ¥51,159,388 |
5490万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥118,548 | ¥64,015,835 | ¥9,115,835 |
| 45 | 0.80% | ¥121,096 | ¥65,391,745 | ¥10,491,745 |
| 45 | 0.90% | ¥123,678 | ¥66,785,927 | ¥11,885,927 |
| 45 | 1.00% | ¥126,293 | ¥68,198,316 | ¥13,298,316 |
| 45 | 1.10% | ¥128,942 | ¥69,628,839 | ¥14,728,839 |
| 45 | 1.20% | ¥131,625 | ¥71,077,420 | ¥16,177,420 |
| 45 | 1.30% | ¥134,341 | ¥72,543,970 | ¥17,643,970 |
| 45 | 1.40% | ¥137,090 | ¥74,028,399 | ¥19,128,399 |
| 45 | 1.50% | ¥139,871 | ¥75,530,608 | ¥20,630,608 |
| 45 | 1.60% | ¥142,686 | ¥77,050,491 | ¥22,150,491 |
| 45 | 1.70% | ¥145,533 | ¥78,587,936 | ¥23,687,936 |
| 45 | 1.80% | ¥148,413 | ¥80,142,826 | ¥25,242,826 |
| 45 | 1.90% | ¥151,324 | ¥81,715,038 | ¥26,815,038 |
| 45 | 2.00% | ¥154,267 | ¥83,304,442 | ¥28,404,442 |
| 45 | 2.10% | ¥157,242 | ¥84,910,902 | ¥30,010,902 |
| 45 | 2.20% | ¥160,249 | ¥86,534,278 | ¥31,634,278 |
| 45 | 2.30% | ¥163,286 | ¥88,174,425 | ¥33,274,425 |
| 45 | 2.40% | ¥166,354 | ¥89,831,191 | ¥34,931,191 |
| 45 | 2.50% | ¥169,453 | ¥91,504,421 | ¥36,604,421 |
| 45 | 2.60% | ¥172,581 | ¥93,193,954 | ¥38,293,954 |
| 45 | 2.70% | ¥175,740 | ¥94,899,626 | ¥39,999,626 |
| 45 | 2.80% | ¥178,928 | ¥96,621,267 | ¥41,721,267 |
| 45 | 2.90% | ¥182,146 | ¥98,358,703 | ¥43,458,703 |
| 45 | 3.00% | ¥185,392 | ¥100,111,758 | ¥45,211,758 |
5490万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥131,167 | ¥62,960,119 | ¥8,060,119 |
| 40 | 0.80% | ¥133,687 | ¥64,169,825 | ¥9,269,825 |
| 40 | 0.90% | ¥136,238 | ¥65,394,007 | ¥10,494,007 |
| 40 | 1.00% | ¥138,818 | ¥66,632,625 | ¥11,732,625 |
| 40 | 1.10% | ¥141,428 | ¥67,885,632 | ¥12,985,632 |
| 40 | 1.20% | ¥144,069 | ¥69,152,979 | ¥14,252,979 |
| 40 | 1.30% | ¥146,739 | ¥70,434,612 | ¥15,534,612 |
| 40 | 1.40% | ¥149,438 | ¥71,730,472 | ¥16,830,472 |
| 40 | 1.50% | ¥152,168 | ¥73,040,497 | ¥18,140,497 |
| 40 | 1.60% | ¥154,926 | ¥74,364,620 | ¥19,464,620 |
| 40 | 1.70% | ¥157,714 | ¥75,702,769 | ¥20,802,769 |
| 40 | 1.80% | ¥160,531 | ¥77,054,871 | ¥22,154,871 |
| 40 | 1.90% | ¥163,377 | ¥78,420,846 | ¥23,520,846 |
| 40 | 2.00% | ¥166,251 | ¥79,800,612 | ¥24,900,612 |
| 40 | 2.10% | ¥169,154 | ¥81,194,083 | ¥26,294,083 |
| 40 | 2.20% | ¥172,086 | ¥82,601,168 | ¥27,701,168 |
| 40 | 2.30% | ¥175,045 | ¥84,021,774 | ¥29,121,774 |
| 40 | 2.40% | ¥178,033 | ¥85,455,804 | ¥30,555,804 |
| 40 | 2.50% | ¥181,048 | ¥86,903,158 | ¥32,003,158 |
| 40 | 2.60% | ¥184,091 | ¥88,363,733 | ¥33,463,733 |
| 40 | 2.70% | ¥187,161 | ¥89,837,421 | ¥34,937,421 |
| 40 | 2.80% | ¥190,259 | ¥91,324,113 | ¥36,424,113 |
| 40 | 2.90% | ¥193,383 | ¥92,823,696 | ¥37,923,696 |
| 40 | 3.00% | ¥196,533 | ¥94,336,055 | ¥39,436,055 |
5490万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥147,418 | ¥61,915,521 | ¥7,015,521 |
| 35 | 0.80% | ¥149,910 | ¥62,962,391 | ¥8,062,391 |
| 35 | 0.90% | ¥152,429 | ¥64,020,371 | ¥9,120,371 |
| 35 | 1.00% | ¥154,975 | ¥65,089,436 | ¥10,189,436 |
| 35 | 1.10% | ¥157,547 | ¥66,169,560 | ¥11,269,560 |
| 35 | 1.20% | ¥160,145 | ¥67,260,713 | ¥12,360,713 |
| 35 | 1.30% | ¥162,769 | ¥68,362,862 | ¥13,462,862 |
| 35 | 1.40% | ¥165,419 | ¥69,475,973 | ¥14,575,973 |
| 35 | 1.50% | ¥168,095 | ¥70,600,008 | ¥15,700,008 |
| 35 | 1.60% | ¥170,797 | ¥71,734,928 | ¥16,834,928 |
| 35 | 1.70% | ¥173,525 | ¥72,880,690 | ¥17,980,690 |
| 35 | 1.80% | ¥176,279 | ¥74,037,249 | ¥19,137,249 |
| 35 | 1.90% | ¥179,058 | ¥75,204,559 | ¥20,304,559 |
| 35 | 2.00% | ¥181,863 | ¥76,382,569 | ¥21,482,569 |
| 35 | 2.10% | ¥184,693 | ¥77,571,229 | ¥22,671,229 |
| 35 | 2.20% | ¥187,549 | ¥78,770,484 | ¥23,870,484 |
| 35 | 2.30% | ¥190,429 | ¥79,980,278 | ¥25,080,278 |
| 35 | 2.40% | ¥193,335 | ¥81,200,552 | ¥26,300,552 |
| 35 | 2.50% | ¥196,265 | ¥82,431,247 | ¥27,531,247 |
| 35 | 2.60% | ¥199,220 | ¥83,672,298 | ¥28,772,298 |
| 35 | 2.70% | ¥202,199 | ¥84,923,643 | ¥30,023,643 |
| 35 | 2.80% | ¥205,203 | ¥86,185,213 | ¥31,285,213 |
| 35 | 2.90% | ¥208,231 | ¥87,456,941 | ¥32,556,941 |
| 35 | 3.00% | ¥211,283 | ¥88,738,757 | ¥33,838,757 |
5490万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥169,117 | ¥60,882,062 | ¥5,982,062 |
| 30 | 0.80% | ¥171,582 | ¥61,769,478 | ¥6,869,478 |
| 30 | 0.90% | ¥174,070 | ¥62,665,073 | ¥7,765,073 |
| 30 | 1.00% | ¥176,580 | ¥63,568,835 | ¥8,668,835 |
| 30 | 1.10% | ¥179,113 | ¥64,480,747 | ¥9,580,747 |
| 30 | 1.20% | ¥181,669 | ¥65,400,794 | ¥10,500,794 |
| 30 | 1.30% | ¥184,247 | ¥66,328,958 | ¥11,428,958 |
| 30 | 1.40% | ¥186,848 | ¥67,265,220 | ¥12,365,220 |
| 30 | 1.50% | ¥189,471 | ¥68,209,558 | ¥13,309,558 |
| 30 | 1.60% | ¥192,117 | ¥69,161,952 | ¥14,261,952 |
| 30 | 1.70% | ¥194,784 | ¥70,122,378 | ¥15,222,378 |
| 30 | 1.80% | ¥197,474 | ¥71,090,811 | ¥16,190,811 |
| 30 | 1.90% | ¥200,187 | ¥72,067,225 | ¥17,167,225 |
| 30 | 2.00% | ¥202,921 | ¥73,051,593 | ¥18,151,593 |
| 30 | 2.10% | ¥205,677 | ¥74,043,886 | ¥19,143,886 |
| 30 | 2.20% | ¥208,456 | ¥75,044,074 | ¥20,144,074 |
| 30 | 2.30% | ¥211,256 | ¥76,052,127 | ¥21,152,127 |
| 30 | 2.40% | ¥214,078 | ¥77,068,012 | ¥22,168,012 |
| 30 | 2.50% | ¥216,921 | ¥78,091,694 | ¥23,191,694 |
| 30 | 2.60% | ¥219,787 | ¥79,123,141 | ¥24,223,141 |
| 30 | 2.70% | ¥222,673 | ¥80,162,314 | ¥25,262,314 |
| 30 | 2.80% | ¥225,581 | ¥81,209,178 | ¥26,309,178 |
| 30 | 2.90% | ¥228,510 | ¥82,263,693 | ¥27,363,693 |
| 30 | 3.00% | ¥231,461 | ¥83,325,821 | ¥28,425,821 |
5490万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥199,533 | ¥59,859,758 | ¥4,959,758 |
| 25 | 0.80% | ¥201,970 | ¥60,591,115 | ¥5,691,115 |
| 25 | 0.90% | ¥204,427 | ¥61,328,163 | ¥6,428,163 |
| 25 | 1.00% | ¥206,903 | ¥62,070,893 | ¥7,170,893 |
| 25 | 1.10% | ¥209,398 | ¥62,819,300 | ¥7,919,300 |
| 25 | 1.20% | ¥211,911 | ¥63,573,374 | ¥8,673,374 |
| 25 | 1.30% | ¥214,444 | ¥64,333,108 | ¥9,433,108 |
| 25 | 1.40% | ¥216,995 | ¥65,098,491 | ¥10,198,491 |
| 25 | 1.50% | ¥219,565 | ¥65,869,513 | ¥10,969,513 |
| 25 | 1.60% | ¥222,154 | ¥66,646,164 | ¥11,746,164 |
| 25 | 1.70% | ¥224,761 | ¥67,428,431 | ¥12,528,431 |
| 25 | 1.80% | ¥227,388 | ¥68,216,303 | ¥13,316,303 |
| 25 | 1.90% | ¥230,033 | ¥69,009,767 | ¥14,109,767 |
| 25 | 2.00% | ¥232,696 | ¥69,808,810 | ¥14,908,810 |
| 25 | 2.10% | ¥235,378 | ¥70,613,416 | ¥15,713,416 |
| 25 | 2.20% | ¥238,079 | ¥71,423,572 | ¥16,523,572 |
| 25 | 2.30% | ¥240,798 | ¥72,239,261 | ¥17,339,261 |
| 25 | 2.40% | ¥243,535 | ¥73,060,468 | ¥18,160,468 |
| 25 | 2.50% | ¥246,291 | ¥73,887,176 | ¥18,987,176 |
| 25 | 2.60% | ¥249,065 | ¥74,719,368 | ¥19,819,368 |
| 25 | 2.70% | ¥251,857 | ¥75,557,025 | ¥20,657,025 |
| 25 | 2.80% | ¥254,667 | ¥76,400,130 | ¥21,500,130 |
| 25 | 2.90% | ¥257,496 | ¥77,248,662 | ¥22,348,662 |
| 25 | 3.00% | ¥260,342 | ¥78,102,603 | ¥23,202,603 |
5490万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥245,203 | ¥58,848,626 | ¥3,948,626 |
| 20 | 0.80% | ¥247,614 | ¥59,427,329 | ¥4,527,329 |
| 20 | 0.90% | ¥250,040 | ¥60,009,679 | ¥5,109,679 |
| 20 | 1.00% | ¥252,482 | ¥60,595,674 | ¥5,695,674 |
| 20 | 1.10% | ¥254,939 | ¥61,185,309 | ¥6,285,309 |
| 20 | 1.20% | ¥257,411 | ¥61,778,582 | ¥6,878,582 |
| 20 | 1.30% | ¥259,898 | ¥62,375,487 | ¥7,475,487 |
| 20 | 1.40% | ¥262,400 | ¥62,976,023 | ¥8,076,023 |
| 20 | 1.50% | ¥264,917 | ¥63,580,183 | ¥8,680,183 |
| 20 | 1.60% | ¥267,450 | ¥64,187,964 | ¥9,287,964 |
| 20 | 1.70% | ¥269,997 | ¥64,799,360 | ¥9,899,360 |
| 20 | 1.80% | ¥272,560 | ¥65,414,367 | ¥10,514,367 |
| 20 | 1.90% | ¥275,137 | ¥66,032,978 | ¥11,132,978 |
| 20 | 2.00% | ¥277,730 | ¥66,655,188 | ¥11,755,188 |
| 20 | 2.10% | ¥280,337 | ¥67,280,992 | ¥12,380,992 |
| 20 | 2.20% | ¥282,960 | ¥67,910,382 | ¥13,010,382 |
| 20 | 2.30% | ¥285,597 | ¥68,543,352 | ¥13,643,352 |
| 20 | 2.40% | ¥288,250 | ¥69,179,895 | ¥14,279,895 |
| 20 | 2.50% | ¥290,917 | ¥69,820,005 | ¥14,920,005 |
| 20 | 2.60% | ¥293,599 | ¥70,463,674 | ¥15,563,674 |
| 20 | 2.70% | ¥296,295 | ¥71,110,893 | ¥16,210,893 |
| 20 | 2.80% | ¥299,007 | ¥71,761,656 | ¥16,861,656 |
| 20 | 2.90% | ¥301,733 | ¥72,415,955 | ¥17,515,955 |
| 20 | 3.00% | ¥304,474 | ¥73,073,779 | ¥18,173,779 |
5490万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥321,382 | ¥57,848,676 | ¥2,948,676 |
| 15 | 0.80% | ¥323,767 | ¥58,278,140 | ¥3,378,140 |
| 15 | 0.90% | ¥326,165 | ¥58,709,658 | ¥3,809,658 |
| 15 | 1.00% | ¥328,573 | ¥59,143,228 | ¥4,243,228 |
| 15 | 1.10% | ¥330,994 | ¥59,578,850 | ¥4,678,850 |
| 15 | 1.20% | ¥333,425 | ¥60,016,521 | ¥5,116,521 |
| 15 | 1.30% | ¥335,868 | ¥60,456,242 | ¥5,556,242 |
| 15 | 1.40% | ¥338,322 | ¥60,898,011 | ¥5,998,011 |
| 15 | 1.50% | ¥340,788 | ¥61,341,825 | ¥6,441,825 |
| 15 | 1.60% | ¥343,265 | ¥61,787,684 | ¥6,887,684 |
| 15 | 1.70% | ¥345,753 | ¥62,235,586 | ¥7,335,586 |
| 15 | 1.80% | ¥348,253 | ¥62,685,529 | ¥7,785,529 |
| 15 | 1.90% | ¥350,764 | ¥63,137,511 | ¥8,237,511 |
| 15 | 2.00% | ¥353,286 | ¥63,591,530 | ¥8,691,530 |
| 15 | 2.10% | ¥355,820 | ¥64,047,584 | ¥9,147,584 |
| 15 | 2.20% | ¥358,365 | ¥64,505,672 | ¥9,605,672 |
| 15 | 2.30% | ¥360,921 | ¥64,965,790 | ¥10,065,790 |
| 15 | 2.40% | ¥363,489 | ¥65,427,937 | ¥10,527,937 |
| 15 | 2.50% | ¥366,067 | ¥65,892,110 | ¥10,992,110 |
| 15 | 2.60% | ¥368,657 | ¥66,358,306 | ¥11,458,306 |
| 15 | 2.70% | ¥371,258 | ¥66,826,524 | ¥11,926,524 |
| 15 | 2.80% | ¥373,871 | ¥67,296,761 | ¥12,396,761 |
| 15 | 2.90% | ¥376,495 | ¥67,769,013 | ¥12,869,013 |
| 15 | 3.00% | ¥379,129 | ¥68,243,278 | ¥13,343,278 |
5490万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥473,833 | ¥56,859,920 | ¥1,959,920 |
| 10 | 0.80% | ¥476,196 | ¥57,143,565 | ¥2,243,565 |
| 10 | 0.90% | ¥478,568 | ¥57,428,124 | ¥2,528,124 |
| 10 | 1.00% | ¥480,947 | ¥57,713,595 | ¥2,813,595 |
| 10 | 1.10% | ¥483,333 | ¥57,999,980 | ¥3,099,980 |
| 10 | 1.20% | ¥485,727 | ¥58,287,277 | ¥3,387,277 |
| 10 | 1.30% | ¥488,129 | ¥58,575,486 | ¥3,675,486 |
| 10 | 1.40% | ¥490,538 | ¥58,864,607 | ¥3,964,607 |
| 10 | 1.50% | ¥492,955 | ¥59,154,640 | ¥4,254,640 |
| 10 | 1.60% | ¥495,380 | ¥59,445,584 | ¥4,545,584 |
| 10 | 1.70% | ¥497,812 | ¥59,737,439 | ¥4,837,439 |
| 10 | 1.80% | ¥500,252 | ¥60,030,204 | ¥5,130,204 |
| 10 | 1.90% | ¥502,699 | ¥60,323,879 | ¥5,423,879 |
| 10 | 2.00% | ¥505,154 | ¥60,618,463 | ¥5,718,463 |
| 10 | 2.10% | ¥507,616 | ¥60,913,957 | ¥6,013,957 |
| 10 | 2.20% | ¥510,086 | ¥61,210,359 | ¥6,310,359 |
| 10 | 2.30% | ¥512,564 | ¥61,507,669 | ¥6,607,669 |
| 10 | 2.40% | ¥515,049 | ¥61,805,887 | ¥6,905,887 |
| 10 | 2.50% | ¥517,542 | ¥62,105,011 | ¥7,205,011 |
| 10 | 2.60% | ¥520,042 | ¥62,405,042 | ¥7,505,042 |
| 10 | 2.70% | ¥522,550 | ¥62,705,979 | ¥7,805,979 |
| 10 | 2.80% | ¥525,065 | ¥63,007,821 | ¥8,107,821 |
| 10 | 2.90% | ¥527,588 | ¥63,310,568 | ¥8,410,568 |
| 10 | 3.00% | ¥530,118 | ¥63,614,219 | ¥8,714,219 |
