5500万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5500万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5500万円の住宅ローン｜期間・年数別
5500万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥108,669 | ¥65,201,193 | ¥10,201,193 |
| 50 | 0.80% | ¥111,249 | ¥66,749,474 | ¥11,749,474 |
| 50 | 0.90% | ¥113,867 | ¥68,320,286 | ¥13,320,286 |
| 50 | 1.00% | ¥116,523 | ¥69,913,529 | ¥14,913,529 |
| 50 | 1.10% | ¥119,215 | ¥71,529,097 | ¥16,529,097 |
| 50 | 1.20% | ¥121,945 | ¥73,166,870 | ¥18,166,870 |
| 50 | 1.30% | ¥124,711 | ¥74,826,718 | ¥19,826,718 |
| 50 | 1.40% | ¥127,514 | ¥76,508,503 | ¥21,508,503 |
| 50 | 1.50% | ¥130,353 | ¥78,212,076 | ¥23,212,076 |
| 50 | 1.60% | ¥133,229 | ¥79,937,279 | ¥24,937,279 |
| 50 | 1.70% | ¥136,140 | ¥81,683,945 | ¥26,683,945 |
| 50 | 1.80% | ¥139,086 | ¥83,451,896 | ¥28,451,896 |
| 50 | 1.90% | ¥142,068 | ¥85,240,948 | ¥30,240,948 |
| 50 | 2.00% | ¥145,085 | ¥87,050,908 | ¥32,050,908 |
| 50 | 2.10% | ¥148,136 | ¥88,881,573 | ¥33,881,573 |
| 50 | 2.20% | ¥151,221 | ¥90,732,736 | ¥35,732,736 |
| 50 | 2.30% | ¥154,340 | ¥92,604,180 | ¥37,604,180 |
| 50 | 2.40% | ¥157,493 | ¥94,495,681 | ¥39,495,681 |
| 50 | 2.50% | ¥160,678 | ¥96,407,009 | ¥41,407,009 |
| 50 | 2.60% | ¥163,897 | ¥98,337,927 | ¥43,337,927 |
| 50 | 2.70% | ¥167,147 | ¥100,288,194 | ¥45,288,194 |
| 50 | 2.80% | ¥170,429 | ¥102,257,560 | ¥47,257,560 |
| 50 | 2.90% | ¥173,743 | ¥104,245,773 | ¥49,245,773 |
| 50 | 3.00% | ¥177,088 | ¥106,252,574 | ¥51,252,574 |
5500万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥118,764 | ¥64,132,439 | ¥9,132,439 |
| 45 | 0.80% | ¥121,316 | ¥65,510,856 | ¥10,510,856 |
| 45 | 0.90% | ¥123,903 | ¥66,907,577 | ¥11,907,577 |
| 45 | 1.00% | ¥126,523 | ¥68,322,538 | ¥13,322,538 |
| 45 | 1.10% | ¥129,177 | ¥69,755,668 | ¥14,755,668 |
| 45 | 1.20% | ¥131,865 | ¥71,206,887 | ¥16,206,887 |
| 45 | 1.30% | ¥134,585 | ¥72,676,109 | ¥17,676,109 |
| 45 | 1.40% | ¥137,339 | ¥74,163,242 | ¥19,163,242 |
| 45 | 1.50% | ¥140,126 | ¥75,668,186 | ¥20,668,186 |
| 45 | 1.60% | ¥142,946 | ¥77,190,838 | ¥22,190,838 |
| 45 | 1.70% | ¥145,798 | ¥78,731,083 | ¥23,731,083 |
| 45 | 1.80% | ¥148,683 | ¥80,288,806 | ¥25,288,806 |
| 45 | 1.90% | ¥151,600 | ¥81,863,882 | ¥26,863,882 |
| 45 | 2.00% | ¥154,548 | ¥83,456,180 | ¥28,456,180 |
| 45 | 2.10% | ¥157,529 | ¥85,065,566 | ¥30,065,566 |
| 45 | 2.20% | ¥160,541 | ¥86,691,900 | ¥31,691,900 |
| 45 | 2.30% | ¥163,583 | ¥88,335,034 | ¥33,335,034 |
| 45 | 2.40% | ¥166,657 | ¥89,994,818 | ¥34,994,818 |
| 45 | 2.50% | ¥169,761 | ¥91,671,096 | ¥36,671,096 |
| 45 | 2.60% | ¥172,896 | ¥93,363,707 | ¥38,363,707 |
| 45 | 2.70% | ¥176,060 | ¥95,072,485 | ¥40,072,485 |
| 45 | 2.80% | ¥179,254 | ¥96,797,262 | ¥41,797,262 |
| 45 | 2.90% | ¥182,478 | ¥98,537,863 | ¥43,537,863 |
| 45 | 3.00% | ¥185,730 | ¥100,294,111 | ¥45,294,111 |
5500万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥131,406 | ¥63,074,800 | ¥8,074,800 |
| 40 | 0.80% | ¥133,931 | ¥64,286,710 | ¥9,286,710 |
| 40 | 0.90% | ¥136,486 | ¥65,513,122 | ¥10,513,122 |
| 40 | 1.00% | ¥139,071 | ¥66,753,996 | ¥11,753,996 |
| 40 | 1.10% | ¥141,686 | ¥68,009,285 | ¥13,009,285 |
| 40 | 1.20% | ¥144,331 | ¥69,278,941 | ¥14,278,941 |
| 40 | 1.30% | ¥147,006 | ¥70,562,908 | ¥15,562,908 |
| 40 | 1.40% | ¥149,711 | ¥71,861,129 | ¥16,861,129 |
| 40 | 1.50% | ¥152,445 | ¥73,173,540 | ¥18,173,540 |
| 40 | 1.60% | ¥155,208 | ¥74,500,074 | ¥19,500,074 |
| 40 | 1.70% | ¥158,001 | ¥75,840,661 | ¥20,840,661 |
| 40 | 1.80% | ¥160,823 | ¥77,195,226 | ¥22,195,226 |
| 40 | 1.90% | ¥163,674 | ¥78,563,689 | ¥23,563,689 |
| 40 | 2.00% | ¥166,554 | ¥79,945,969 | ¥24,945,969 |
| 40 | 2.10% | ¥169,462 | ¥81,341,977 | ¥26,341,977 |
| 40 | 2.20% | ¥172,399 | ¥82,751,626 | ¥27,751,626 |
| 40 | 2.30% | ¥175,364 | ¥84,174,819 | ¥29,174,819 |
| 40 | 2.40% | ¥178,357 | ¥85,611,462 | ¥30,611,462 |
| 40 | 2.50% | ¥181,378 | ¥87,061,452 | ¥32,061,452 |
| 40 | 2.60% | ¥184,426 | ¥88,524,687 | ¥33,524,687 |
| 40 | 2.70% | ¥187,502 | ¥90,001,059 | ¥35,001,059 |
| 40 | 2.80% | ¥190,605 | ¥91,490,459 | ¥36,490,459 |
| 40 | 2.90% | ¥193,735 | ¥92,992,774 | ¥37,992,774 |
| 40 | 3.00% | ¥196,891 | ¥94,507,887 | ¥39,507,887 |
5500万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥147,686 | ¥62,028,300 | ¥7,028,300 |
| 35 | 0.80% | ¥150,184 | ¥63,077,077 | ¥8,077,077 |
| 35 | 0.90% | ¥152,707 | ¥64,136,984 | ¥9,136,984 |
| 35 | 1.00% | ¥155,257 | ¥65,207,996 | ¥10,207,996 |
| 35 | 1.10% | ¥157,834 | ¥66,290,088 | ¥11,290,088 |
| 35 | 1.20% | ¥160,436 | ¥67,383,228 | ¥12,383,228 |
| 35 | 1.30% | ¥163,065 | ¥68,487,385 | ¥13,487,385 |
| 35 | 1.40% | ¥165,720 | ¥69,602,523 | ¥14,602,523 |
| 35 | 1.50% | ¥168,401 | ¥70,728,606 | ¥15,728,606 |
| 35 | 1.60% | ¥171,109 | ¥71,865,592 | ¥16,865,592 |
| 35 | 1.70% | ¥173,842 | ¥73,013,441 | ¥18,013,441 |
| 35 | 1.80% | ¥176,600 | ¥74,172,107 | ¥19,172,107 |
| 35 | 1.90% | ¥179,385 | ¥75,341,543 | ¥20,341,543 |
| 35 | 2.00% | ¥182,195 | ¥76,521,700 | ¥21,521,700 |
| 35 | 2.10% | ¥185,030 | ¥77,712,525 | ¥22,712,525 |
| 35 | 2.20% | ¥187,890 | ¥78,913,964 | ¥23,913,964 |
| 35 | 2.30% | ¥190,776 | ¥80,125,962 | ¥25,125,962 |
| 35 | 2.40% | ¥193,687 | ¥81,348,459 | ¥26,348,459 |
| 35 | 2.50% | ¥196,622 | ¥82,581,395 | ¥27,581,395 |
| 35 | 2.60% | ¥199,583 | ¥83,824,707 | ¥28,824,707 |
| 35 | 2.70% | ¥202,567 | ¥85,078,331 | ¥30,078,331 |
| 35 | 2.80% | ¥205,577 | ¥86,342,199 | ¥31,342,199 |
| 35 | 2.90% | ¥208,610 | ¥87,616,244 | ¥32,616,244 |
| 35 | 3.00% | ¥211,668 | ¥88,900,394 | ¥33,900,394 |
5500万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥169,425 | ¥60,992,958 | ¥5,992,958 |
| 30 | 0.80% | ¥171,894 | ¥61,881,990 | ¥6,881,990 |
| 30 | 0.90% | ¥174,387 | ¥62,779,217 | ¥7,779,217 |
| 30 | 1.00% | ¥176,902 | ¥63,684,625 | ¥8,684,625 |
| 30 | 1.10% | ¥179,439 | ¥64,598,199 | ¥9,598,199 |
| 30 | 1.20% | ¥182,000 | ¥65,519,921 | ¥10,519,921 |
| 30 | 1.30% | ¥184,583 | ¥66,449,776 | ¥11,449,776 |
| 30 | 1.40% | ¥187,188 | ¥67,387,743 | ¥12,387,743 |
| 30 | 1.50% | ¥189,816 | ¥68,333,802 | ¥13,333,802 |
| 30 | 1.60% | ¥192,466 | ¥69,287,930 | ¥14,287,930 |
| 30 | 1.70% | ¥195,139 | ¥70,250,105 | ¥15,250,105 |
| 30 | 1.80% | ¥197,834 | ¥71,220,302 | ¥16,220,302 |
| 30 | 1.90% | ¥200,551 | ¥72,198,495 | ¥17,198,495 |
| 30 | 2.00% | ¥203,291 | ¥73,184,656 | ¥18,184,656 |
| 30 | 2.10% | ¥206,052 | ¥74,178,756 | ¥19,178,756 |
| 30 | 2.20% | ¥208,835 | ¥75,180,767 | ¥20,180,767 |
| 30 | 2.30% | ¥211,641 | ¥76,190,656 | ¥21,190,656 |
| 30 | 2.40% | ¥214,468 | ¥77,208,391 | ¥22,208,391 |
| 30 | 2.50% | ¥217,316 | ¥78,233,938 | ¥23,233,938 |
| 30 | 2.60% | ¥220,187 | ¥79,267,263 | ¥24,267,263 |
| 30 | 2.70% | ¥223,079 | ¥80,308,329 | ¥25,308,329 |
| 30 | 2.80% | ¥225,992 | ¥81,357,100 | ¥26,357,100 |
| 30 | 2.90% | ¥228,926 | ¥82,413,536 | ¥27,413,536 |
| 30 | 3.00% | ¥231,882 | ¥83,477,599 | ¥28,477,599 |
5500万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥199,896 | ¥59,968,792 | ¥4,968,792 |
| 25 | 0.80% | ¥202,338 | ¥60,701,482 | ¥5,701,482 |
| 25 | 0.90% | ¥204,800 | ¥61,439,871 | ¥6,439,871 |
| 25 | 1.00% | ¥207,280 | ¥62,183,955 | ¥7,183,955 |
| 25 | 1.10% | ¥209,779 | ¥62,933,725 | ¥7,933,725 |
| 25 | 1.20% | ¥212,297 | ¥63,689,173 | ¥8,689,173 |
| 25 | 1.30% | ¥214,834 | ¥64,450,290 | ¥9,450,290 |
| 25 | 1.40% | ¥217,390 | ¥65,217,067 | ¥10,217,067 |
| 25 | 1.50% | ¥219,965 | ¥65,989,494 | ¥10,989,494 |
| 25 | 1.60% | ¥222,559 | ¥66,767,559 | ¥11,767,559 |
| 25 | 1.70% | ¥225,171 | ¥67,551,252 | ¥12,551,252 |
| 25 | 1.80% | ¥227,802 | ¥68,340,559 | ¥13,340,559 |
| 25 | 1.90% | ¥230,452 | ¥69,135,468 | ¥14,135,468 |
| 25 | 2.00% | ¥233,120 | ¥69,935,966 | ¥14,935,966 |
| 25 | 2.10% | ¥235,807 | ¥70,742,038 | ¥15,742,038 |
| 25 | 2.20% | ¥238,512 | ¥71,553,669 | ¥16,553,669 |
| 25 | 2.30% | ¥241,236 | ¥72,370,844 | ¥17,370,844 |
| 25 | 2.40% | ¥243,978 | ¥73,193,547 | ¥18,193,547 |
| 25 | 2.50% | ¥246,739 | ¥74,021,761 | ¥19,021,761 |
| 25 | 2.60% | ¥249,518 | ¥74,855,469 | ¥19,855,469 |
| 25 | 2.70% | ¥252,316 | ¥75,694,652 | ¥20,694,652 |
| 25 | 2.80% | ¥255,131 | ¥76,539,292 | ¥21,539,292 |
| 25 | 2.90% | ¥257,965 | ¥77,389,370 | ¥22,389,370 |
| 25 | 3.00% | ¥260,816 | ¥78,244,867 | ¥23,244,867 |
5500万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥245,649 | ¥58,955,818 | ¥3,955,818 |
| 20 | 0.80% | ¥248,065 | ¥59,535,576 | ¥4,535,576 |
| 20 | 0.90% | ¥250,496 | ¥60,118,987 | ¥5,118,987 |
| 20 | 1.00% | ¥252,942 | ¥60,706,049 | ¥5,706,049 |
| 20 | 1.10% | ¥255,403 | ¥61,296,758 | ¥6,296,758 |
| 20 | 1.20% | ¥257,880 | ¥61,891,111 | ¥6,891,111 |
| 20 | 1.30% | ¥260,371 | ¥62,489,104 | ¥7,489,104 |
| 20 | 1.40% | ¥262,878 | ¥63,090,733 | ¥8,090,733 |
| 20 | 1.50% | ¥265,400 | ¥63,695,994 | ¥8,695,994 |
| 20 | 1.60% | ¥267,937 | ¥64,304,882 | ¥9,304,882 |
| 20 | 1.70% | ¥270,489 | ¥64,917,392 | ¥9,917,392 |
| 20 | 1.80% | ¥273,056 | ¥65,533,518 | ¥10,533,518 |
| 20 | 1.90% | ¥275,639 | ¥66,153,257 | ¥11,153,257 |
| 20 | 2.00% | ¥278,236 | ¥66,776,600 | ¥11,776,600 |
| 20 | 2.10% | ¥280,848 | ¥67,403,543 | ¥12,403,543 |
| 20 | 2.20% | ¥283,475 | ¥68,034,080 | ¥13,034,080 |
| 20 | 2.30% | ¥286,118 | ¥68,668,203 | ¥13,668,203 |
| 20 | 2.40% | ¥288,775 | ¥69,305,906 | ¥14,305,906 |
| 20 | 2.50% | ¥291,447 | ¥69,947,182 | ¥14,947,182 |
| 20 | 2.60% | ¥294,133 | ¥70,592,023 | ¥15,592,023 |
| 20 | 2.70% | ¥296,835 | ¥71,240,422 | ¥16,240,422 |
| 20 | 2.80% | ¥299,552 | ¥71,892,370 | ¥16,892,370 |
| 20 | 2.90% | ¥302,283 | ¥72,547,860 | ¥17,547,860 |
| 20 | 3.00% | ¥305,029 | ¥73,206,883 | ¥18,206,883 |
5500万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥321,967 | ¥57,954,047 | ¥2,954,047 |
| 15 | 0.80% | ¥324,357 | ¥58,384,293 | ¥3,384,293 |
| 15 | 0.90% | ¥326,759 | ¥58,816,597 | ¥3,816,597 |
| 15 | 1.00% | ¥329,172 | ¥59,250,957 | ¥4,250,957 |
| 15 | 1.10% | ¥331,597 | ¥59,687,372 | ¥4,687,372 |
| 15 | 1.20% | ¥334,032 | ¥60,125,841 | ¥5,125,841 |
| 15 | 1.30% | ¥336,480 | ¥60,566,363 | ¥5,566,363 |
| 15 | 1.40% | ¥338,939 | ¥61,008,936 | ¥6,008,936 |
| 15 | 1.50% | ¥341,409 | ¥61,453,559 | ¥6,453,559 |
| 15 | 1.60% | ¥343,890 | ¥61,900,230 | ¥6,900,230 |
| 15 | 1.70% | ¥346,383 | ¥62,348,948 | ¥7,348,948 |
| 15 | 1.80% | ¥348,887 | ¥62,799,710 | ¥7,799,710 |
| 15 | 1.90% | ¥351,403 | ¥63,252,515 | ¥8,252,515 |
| 15 | 2.00% | ¥353,930 | ¥63,707,361 | ¥8,707,361 |
| 15 | 2.10% | ¥356,468 | ¥64,164,246 | ¥9,164,246 |
| 15 | 2.20% | ¥359,018 | ¥64,623,168 | ¥9,623,168 |
| 15 | 2.30% | ¥361,578 | ¥65,084,125 | ¥10,084,125 |
| 15 | 2.40% | ¥364,151 | ¥65,547,113 | ¥10,547,113 |
| 15 | 2.50% | ¥366,734 | ¥66,012,132 | ¥11,012,132 |
| 15 | 2.60% | ¥369,329 | ¥66,479,178 | ¥11,479,178 |
| 15 | 2.70% | ¥371,935 | ¥66,948,248 | ¥11,948,248 |
| 15 | 2.80% | ¥374,552 | ¥67,419,341 | ¥12,419,341 |
| 15 | 2.90% | ¥377,180 | ¥67,892,453 | ¥12,892,453 |
| 15 | 3.00% | ¥379,820 | ¥68,367,582 | ¥13,367,582 |
5500万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥474,696 | ¥56,963,490 | ¥1,963,490 |
| 10 | 0.80% | ¥477,064 | ¥57,247,652 | ¥2,247,652 |
| 10 | 0.90% | ¥479,439 | ¥57,532,729 | ¥2,532,729 |
| 10 | 1.00% | ¥481,823 | ¥57,818,720 | ¥2,818,720 |
| 10 | 1.10% | ¥484,214 | ¥58,105,626 | ¥3,105,626 |
| 10 | 1.20% | ¥486,612 | ¥58,393,447 | ¥3,393,447 |
| 10 | 1.30% | ¥489,018 | ¥58,682,181 | ¥3,682,181 |
| 10 | 1.40% | ¥491,432 | ¥58,971,829 | ¥3,971,829 |
| 10 | 1.50% | ¥493,853 | ¥59,262,390 | ¥4,262,390 |
| 10 | 1.60% | ¥496,282 | ¥59,553,864 | ¥4,553,864 |
| 10 | 1.70% | ¥498,719 | ¥59,846,250 | ¥4,846,250 |
| 10 | 1.80% | ¥501,163 | ¥60,139,548 | ¥5,139,548 |
| 10 | 1.90% | ¥503,615 | ¥60,433,758 | ¥5,433,758 |
| 10 | 2.00% | ¥506,074 | ¥60,728,880 | ¥5,728,880 |
| 10 | 2.10% | ¥508,541 | ¥61,024,911 | ¥6,024,911 |
| 10 | 2.20% | ¥511,015 | ¥61,321,853 | ¥6,321,853 |
| 10 | 2.30% | ¥513,498 | ¥61,619,705 | ¥6,619,705 |
| 10 | 2.40% | ¥515,987 | ¥61,918,466 | ¥6,918,466 |
| 10 | 2.50% | ¥518,484 | ¥62,218,135 | ¥7,218,135 |
| 10 | 2.60% | ¥520,989 | ¥62,518,713 | ¥7,518,713 |
| 10 | 2.70% | ¥523,502 | ¥62,820,198 | ¥7,820,198 |
| 10 | 2.80% | ¥526,022 | ¥63,122,589 | ¥8,122,589 |
| 10 | 2.90% | ¥528,549 | ¥63,425,888 | ¥8,425,888 |
| 10 | 3.00% | ¥531,084 | ¥63,730,092 | ¥8,730,092 |
