5520万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5520万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5520万円の住宅ローン｜期間・年数別
5520万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥109,064 |
¥65,438,288 |
¥10,238,288 |
| 50 |
0.80% |
¥111,654 |
¥66,992,199 |
¥11,792,199 |
| 50 |
0.90% |
¥114,281 |
¥68,568,723 |
¥13,368,723 |
| 50 |
1.00% |
¥116,946 |
¥70,167,761 |
¥14,967,761 |
| 50 |
1.10% |
¥119,649 |
¥71,789,203 |
¥16,589,203 |
| 50 |
1.20% |
¥122,388 |
¥73,432,931 |
¥18,232,931 |
| 50 |
1.30% |
¥125,165 |
¥75,098,815 |
¥19,898,815 |
| 50 |
1.40% |
¥127,978 |
¥76,786,716 |
¥21,586,716 |
| 50 |
1.50% |
¥130,827 |
¥78,496,484 |
¥23,296,484 |
| 50 |
1.60% |
¥133,713 |
¥80,227,960 |
¥25,027,960 |
| 50 |
1.70% |
¥136,635 |
¥81,980,977 |
¥26,780,977 |
| 50 |
1.80% |
¥139,592 |
¥83,755,357 |
¥28,555,357 |
| 50 |
1.90% |
¥142,585 |
¥85,550,915 |
¥30,350,915 |
| 50 |
2.00% |
¥145,612 |
¥87,367,456 |
¥32,167,456 |
| 50 |
2.10% |
¥148,675 |
¥89,204,779 |
¥34,004,779 |
| 50 |
2.20% |
¥151,771 |
¥91,062,674 |
¥35,862,674 |
| 50 |
2.30% |
¥154,902 |
¥92,940,923 |
¥37,740,923 |
| 50 |
2.40% |
¥158,066 |
¥94,839,302 |
¥39,639,302 |
| 50 |
2.50% |
¥161,263 |
¥96,757,580 |
¥41,557,580 |
| 50 |
2.60% |
¥164,493 |
¥98,695,520 |
¥43,495,520 |
| 50 |
2.70% |
¥167,755 |
¥100,652,878 |
¥45,452,878 |
| 50 |
2.80% |
¥171,049 |
¥102,629,406 |
¥47,429,406 |
| 50 |
2.90% |
¥174,375 |
¥104,624,849 |
¥49,424,849 |
| 50 |
3.00% |
¥177,732 |
¥106,638,947 |
¥51,438,947 |
5520万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥119,196 |
¥64,365,648 |
¥9,165,648 |
| 45 |
0.80% |
¥121,758 |
¥65,749,077 |
¥10,549,077 |
| 45 |
0.90% |
¥124,353 |
¥67,150,877 |
¥11,950,877 |
| 45 |
1.00% |
¥126,983 |
¥68,570,984 |
¥13,370,984 |
| 45 |
1.10% |
¥129,647 |
¥70,009,325 |
¥14,809,325 |
| 45 |
1.20% |
¥132,344 |
¥71,465,821 |
¥16,265,821 |
| 45 |
1.30% |
¥135,075 |
¥72,940,385 |
¥17,740,385 |
| 45 |
1.40% |
¥137,839 |
¥74,432,926 |
¥19,232,926 |
| 45 |
1.50% |
¥140,636 |
¥75,943,343 |
¥20,743,343 |
| 45 |
1.60% |
¥143,466 |
¥77,471,532 |
¥22,271,532 |
| 45 |
1.70% |
¥146,328 |
¥79,017,378 |
¥23,817,378 |
| 45 |
1.80% |
¥149,224 |
¥80,580,765 |
¥25,380,765 |
| 45 |
1.90% |
¥152,151 |
¥82,161,568 |
¥26,961,568 |
| 45 |
2.00% |
¥155,110 |
¥83,759,657 |
¥28,559,657 |
| 45 |
2.10% |
¥158,102 |
¥85,374,896 |
¥30,174,896 |
| 45 |
2.20% |
¥161,124 |
¥87,007,143 |
¥31,807,143 |
| 45 |
2.30% |
¥164,178 |
¥88,656,252 |
¥33,456,252 |
| 45 |
2.40% |
¥167,263 |
¥90,322,072 |
¥35,122,072 |
| 45 |
2.50% |
¥170,379 |
¥92,004,445 |
¥36,804,445 |
| 45 |
2.60% |
¥173,524 |
¥93,703,211 |
¥38,503,211 |
| 45 |
2.70% |
¥176,700 |
¥95,418,203 |
¥40,218,203 |
| 45 |
2.80% |
¥179,906 |
¥97,149,252 |
¥41,949,252 |
| 45 |
2.90% |
¥183,141 |
¥98,896,182 |
¥43,696,182 |
| 45 |
3.00% |
¥186,405 |
¥100,658,817 |
¥45,458,817 |
5520万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥131,884 |
¥63,304,163 |
¥8,104,163 |
| 40 |
0.80% |
¥134,418 |
¥64,520,480 |
¥9,320,480 |
| 40 |
0.90% |
¥136,982 |
¥65,751,352 |
¥10,551,352 |
| 40 |
1.00% |
¥139,577 |
¥66,996,738 |
¥11,796,738 |
| 40 |
1.10% |
¥142,201 |
¥68,256,592 |
¥13,056,592 |
| 40 |
1.20% |
¥144,856 |
¥69,530,864 |
¥14,330,864 |
| 40 |
1.30% |
¥147,541 |
¥70,819,501 |
¥15,619,501 |
| 40 |
1.40% |
¥150,255 |
¥72,122,442 |
¥16,922,442 |
| 40 |
1.50% |
¥152,999 |
¥73,439,625 |
¥18,239,625 |
| 40 |
1.60% |
¥155,773 |
¥74,770,984 |
¥19,570,984 |
| 40 |
1.70% |
¥158,576 |
¥76,116,446 |
¥20,916,446 |
| 40 |
1.80% |
¥161,408 |
¥77,475,936 |
¥22,275,936 |
| 40 |
1.90% |
¥164,270 |
¥78,849,376 |
¥23,649,376 |
| 40 |
2.00% |
¥167,160 |
¥80,236,681 |
¥25,036,681 |
| 40 |
2.10% |
¥170,079 |
¥81,637,766 |
¥26,437,766 |
| 40 |
2.20% |
¥173,026 |
¥83,052,541 |
¥27,852,541 |
| 40 |
2.30% |
¥176,002 |
¥84,480,910 |
¥29,280,910 |
| 40 |
2.40% |
¥179,006 |
¥85,922,776 |
¥30,722,776 |
| 40 |
2.50% |
¥182,038 |
¥87,378,039 |
¥32,178,039 |
| 40 |
2.60% |
¥185,097 |
¥88,846,595 |
¥33,646,595 |
| 40 |
2.70% |
¥188,184 |
¥90,328,336 |
¥35,128,336 |
| 40 |
2.80% |
¥191,298 |
¥91,823,152 |
¥36,623,152 |
| 40 |
2.90% |
¥194,439 |
¥93,330,929 |
¥38,130,929 |
| 40 |
3.00% |
¥197,607 |
¥94,851,552 |
¥39,651,552 |
5520万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥148,223 |
¥62,253,857 |
¥7,053,857 |
| 35 |
0.80% |
¥150,730 |
¥63,306,448 |
¥8,106,448 |
| 35 |
0.90% |
¥153,262 |
¥64,370,209 |
¥9,170,209 |
| 35 |
1.00% |
¥155,822 |
¥65,445,116 |
¥10,245,116 |
| 35 |
1.10% |
¥158,407 |
¥66,531,143 |
¥11,331,143 |
| 35 |
1.20% |
¥161,020 |
¥67,628,258 |
¥12,428,258 |
| 35 |
1.30% |
¥163,658 |
¥68,736,430 |
¥13,536,430 |
| 35 |
1.40% |
¥166,323 |
¥69,855,623 |
¥14,655,623 |
| 35 |
1.50% |
¥169,014 |
¥70,985,801 |
¥15,785,801 |
| 35 |
1.60% |
¥171,731 |
¥72,126,922 |
¥16,926,922 |
| 35 |
1.70% |
¥174,474 |
¥73,278,945 |
¥18,078,945 |
| 35 |
1.80% |
¥177,242 |
¥74,441,824 |
¥19,241,824 |
| 35 |
1.90% |
¥180,037 |
¥75,615,513 |
¥20,415,513 |
| 35 |
2.00% |
¥182,857 |
¥76,799,961 |
¥21,599,961 |
| 35 |
2.10% |
¥185,703 |
¥77,995,116 |
¥22,795,116 |
| 35 |
2.20% |
¥188,574 |
¥79,200,924 |
¥24,000,924 |
| 35 |
2.30% |
¥191,470 |
¥80,417,329 |
¥25,217,329 |
| 35 |
2.40% |
¥194,391 |
¥81,644,271 |
¥26,444,271 |
| 35 |
2.50% |
¥197,337 |
¥82,881,691 |
¥27,681,691 |
| 35 |
2.60% |
¥200,308 |
¥84,129,524 |
¥28,929,524 |
| 35 |
2.70% |
¥203,304 |
¥85,387,706 |
¥30,187,706 |
| 35 |
2.80% |
¥206,324 |
¥86,656,171 |
¥31,456,171 |
| 35 |
2.90% |
¥209,369 |
¥87,934,848 |
¥32,734,848 |
| 35 |
3.00% |
¥212,437 |
¥89,223,668 |
¥34,023,668 |
5520万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥170,041 |
¥61,214,750 |
¥6,014,750 |
| 30 |
0.80% |
¥172,519 |
¥62,107,016 |
¥6,907,016 |
| 30 |
0.90% |
¥175,021 |
¥63,007,505 |
¥7,807,505 |
| 30 |
1.00% |
¥177,545 |
¥63,916,206 |
¥8,716,206 |
| 30 |
1.10% |
¥180,092 |
¥64,833,101 |
¥9,633,101 |
| 30 |
1.20% |
¥182,662 |
¥65,758,176 |
¥10,558,176 |
| 30 |
1.30% |
¥185,254 |
¥66,691,412 |
¥11,491,412 |
| 30 |
1.40% |
¥187,869 |
¥67,632,789 |
¥12,432,789 |
| 30 |
1.50% |
¥190,506 |
¥68,582,288 |
¥13,382,288 |
| 30 |
1.60% |
¥193,166 |
¥69,539,886 |
¥14,339,886 |
| 30 |
1.70% |
¥195,849 |
¥70,505,560 |
¥15,305,560 |
| 30 |
1.80% |
¥198,554 |
¥71,479,285 |
¥16,279,285 |
| 30 |
1.90% |
¥201,281 |
¥72,461,035 |
¥17,261,035 |
| 30 |
2.00% |
¥204,030 |
¥73,450,782 |
¥18,250,782 |
| 30 |
2.10% |
¥206,801 |
¥74,448,497 |
¥19,248,497 |
| 30 |
2.20% |
¥209,595 |
¥75,454,151 |
¥20,254,151 |
| 30 |
2.30% |
¥212,410 |
¥76,467,712 |
¥21,267,712 |
| 30 |
2.40% |
¥215,248 |
¥77,489,148 |
¥22,289,148 |
| 30 |
2.50% |
¥218,107 |
¥78,518,425 |
¥23,318,425 |
| 30 |
2.60% |
¥220,988 |
¥79,555,507 |
¥24,355,507 |
| 30 |
2.70% |
¥223,890 |
¥80,600,360 |
¥25,400,360 |
| 30 |
2.80% |
¥226,814 |
¥81,652,944 |
¥26,452,944 |
| 30 |
2.90% |
¥229,759 |
¥82,713,222 |
¥27,513,222 |
| 30 |
3.00% |
¥232,725 |
¥83,781,154 |
¥28,581,154 |
5520万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥200,623 |
¥60,186,861 |
¥4,986,861 |
| 25 |
0.80% |
¥203,074 |
¥60,922,214 |
¥5,722,214 |
| 25 |
0.90% |
¥205,544 |
¥61,663,289 |
¥6,463,289 |
| 25 |
1.00% |
¥208,034 |
¥62,410,078 |
¥7,210,078 |
| 25 |
1.10% |
¥210,542 |
¥63,162,575 |
¥7,962,575 |
| 25 |
1.20% |
¥213,069 |
¥63,920,770 |
¥8,720,770 |
| 25 |
1.30% |
¥215,616 |
¥64,684,655 |
¥9,484,655 |
| 25 |
1.40% |
¥218,181 |
¥65,454,220 |
¥10,254,220 |
| 25 |
1.50% |
¥220,765 |
¥66,229,456 |
¥11,029,456 |
| 25 |
1.60% |
¥223,368 |
¥67,010,350 |
¥11,810,350 |
| 25 |
1.70% |
¥225,990 |
¥67,796,892 |
¥12,596,892 |
| 25 |
1.80% |
¥228,630 |
¥68,589,070 |
¥13,389,070 |
| 25 |
1.90% |
¥231,290 |
¥69,386,870 |
¥14,186,870 |
| 25 |
2.00% |
¥233,968 |
¥70,190,278 |
¥14,990,278 |
| 25 |
2.10% |
¥236,664 |
¥70,999,282 |
¥15,799,282 |
| 25 |
2.20% |
¥239,380 |
¥71,813,864 |
¥16,613,864 |
| 25 |
2.30% |
¥242,113 |
¥72,634,011 |
¥17,434,011 |
| 25 |
2.40% |
¥244,866 |
¥73,459,706 |
¥18,259,706 |
| 25 |
2.50% |
¥247,636 |
¥74,290,931 |
¥19,090,931 |
| 25 |
2.60% |
¥250,426 |
¥75,127,670 |
¥19,927,670 |
| 25 |
2.70% |
¥253,233 |
¥75,969,905 |
¥20,769,905 |
| 25 |
2.80% |
¥256,059 |
¥76,817,617 |
¥21,617,617 |
| 25 |
2.90% |
¥258,903 |
¥77,670,786 |
¥22,470,786 |
| 25 |
3.00% |
¥261,765 |
¥78,529,394 |
¥23,329,394 |
5520万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥246,543 |
¥59,170,203 |
¥3,970,203 |
| 20 |
0.80% |
¥248,967 |
¥59,752,069 |
¥4,552,069 |
| 20 |
0.90% |
¥251,407 |
¥60,337,601 |
¥5,137,601 |
| 20 |
1.00% |
¥253,862 |
¥60,926,798 |
¥5,726,798 |
| 20 |
1.10% |
¥256,332 |
¥61,519,655 |
¥6,319,655 |
| 20 |
1.20% |
¥258,817 |
¥62,116,169 |
¥6,916,169 |
| 20 |
1.30% |
¥261,318 |
¥62,716,337 |
¥7,516,337 |
| 20 |
1.40% |
¥263,834 |
¥63,320,154 |
¥8,120,154 |
| 20 |
1.50% |
¥266,365 |
¥63,927,616 |
¥8,727,616 |
| 20 |
1.60% |
¥268,911 |
¥64,538,718 |
¥9,338,718 |
| 20 |
1.70% |
¥271,473 |
¥65,153,455 |
¥9,953,455 |
| 20 |
1.80% |
¥274,049 |
¥65,771,822 |
¥10,571,822 |
| 20 |
1.90% |
¥276,641 |
¥66,393,814 |
¥11,193,814 |
| 20 |
2.00% |
¥279,248 |
¥67,019,424 |
¥11,819,424 |
| 20 |
2.10% |
¥281,869 |
¥67,648,647 |
¥12,448,647 |
| 20 |
2.20% |
¥284,506 |
¥68,281,477 |
¥13,081,477 |
| 20 |
2.30% |
¥287,158 |
¥68,917,906 |
¥13,717,906 |
| 20 |
2.40% |
¥289,825 |
¥69,557,928 |
¥14,357,928 |
| 20 |
2.50% |
¥292,506 |
¥70,201,535 |
¥15,001,535 |
| 20 |
2.60% |
¥295,203 |
¥70,848,721 |
¥15,648,721 |
| 20 |
2.70% |
¥297,914 |
¥71,499,478 |
¥16,299,478 |
| 20 |
2.80% |
¥300,641 |
¥72,153,797 |
¥16,953,797 |
| 20 |
2.90% |
¥303,382 |
¥72,811,670 |
¥17,611,670 |
| 20 |
3.00% |
¥306,138 |
¥73,473,090 |
¥18,273,090 |
5520万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥323,138 |
¥58,164,789 |
¥2,964,789 |
| 15 |
0.80% |
¥325,537 |
¥58,596,600 |
¥3,396,600 |
| 15 |
0.90% |
¥327,947 |
¥59,030,476 |
¥3,830,476 |
| 15 |
1.00% |
¥330,369 |
¥59,466,415 |
¥4,266,415 |
| 15 |
1.10% |
¥332,802 |
¥59,904,417 |
¥4,704,417 |
| 15 |
1.20% |
¥335,247 |
¥60,344,481 |
¥5,144,481 |
| 15 |
1.30% |
¥337,703 |
¥60,786,604 |
¥5,586,604 |
| 15 |
1.40% |
¥340,171 |
¥61,230,787 |
¥6,030,787 |
| 15 |
1.50% |
¥342,650 |
¥61,677,027 |
¥6,477,027 |
| 15 |
1.60% |
¥345,141 |
¥62,125,322 |
¥6,925,322 |
| 15 |
1.70% |
¥347,643 |
¥62,575,671 |
¥7,375,671 |
| 15 |
1.80% |
¥350,156 |
¥63,028,073 |
¥7,828,073 |
| 15 |
1.90% |
¥352,681 |
¥63,482,524 |
¥8,282,524 |
| 15 |
2.00% |
¥355,217 |
¥63,939,024 |
¥8,739,024 |
| 15 |
2.10% |
¥357,764 |
¥64,397,571 |
¥9,197,571 |
| 15 |
2.20% |
¥360,323 |
¥64,858,162 |
¥9,658,162 |
| 15 |
2.30% |
¥362,893 |
¥65,320,794 |
¥10,120,794 |
| 15 |
2.40% |
¥365,475 |
¥65,785,466 |
¥10,585,466 |
| 15 |
2.50% |
¥368,068 |
¥66,252,176 |
¥11,052,176 |
| 15 |
2.60% |
¥370,672 |
¥66,720,920 |
¥11,520,920 |
| 15 |
2.70% |
¥373,287 |
¥67,191,696 |
¥11,991,696 |
| 15 |
2.80% |
¥375,914 |
¥67,664,502 |
¥12,464,502 |
| 15 |
2.90% |
¥378,552 |
¥68,139,335 |
¥12,939,335 |
| 15 |
3.00% |
¥381,201 |
¥68,616,192 |
¥13,416,192 |
5520万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥476,422 |
¥57,170,630 |
¥1,970,630 |
| 10 |
0.80% |
¥478,799 |
¥57,455,825 |
¥2,255,825 |
| 10 |
0.90% |
¥481,183 |
¥57,741,938 |
¥2,541,938 |
| 10 |
1.00% |
¥483,575 |
¥58,028,970 |
¥2,828,970 |
| 10 |
1.10% |
¥485,974 |
¥58,316,919 |
¥3,116,919 |
| 10 |
1.20% |
¥488,382 |
¥58,605,786 |
¥3,405,786 |
| 10 |
1.30% |
¥490,796 |
¥58,895,571 |
¥3,695,571 |
| 10 |
1.40% |
¥493,219 |
¥59,186,272 |
¥3,986,272 |
| 10 |
1.50% |
¥495,649 |
¥59,477,889 |
¥4,277,889 |
| 10 |
1.60% |
¥498,087 |
¥59,770,423 |
¥4,570,423 |
| 10 |
1.70% |
¥500,532 |
¥60,063,873 |
¥4,863,873 |
| 10 |
1.80% |
¥502,985 |
¥60,358,238 |
¥5,158,238 |
| 10 |
1.90% |
¥505,446 |
¥60,653,518 |
¥5,453,518 |
| 10 |
2.00% |
¥507,914 |
¥60,949,712 |
¥5,749,712 |
| 10 |
2.10% |
¥510,390 |
¥61,246,820 |
¥6,046,820 |
| 10 |
2.20% |
¥512,874 |
¥61,544,842 |
¥6,344,842 |
| 10 |
2.30% |
¥515,365 |
¥61,843,777 |
¥6,643,777 |
| 10 |
2.40% |
¥517,864 |
¥62,143,624 |
¥6,943,624 |
| 10 |
2.50% |
¥520,370 |
¥62,444,383 |
¥7,244,383 |
| 10 |
2.60% |
¥522,884 |
¥62,746,053 |
¥7,546,053 |
| 10 |
2.70% |
¥525,405 |
¥63,048,635 |
¥7,848,635 |
| 10 |
2.80% |
¥527,934 |
¥63,352,126 |
¥8,152,126 |
| 10 |
2.90% |
¥530,471 |
¥63,656,527 |
¥8,456,527 |
| 10 |
3.00% |
¥533,015 |
¥63,961,837 |
¥8,761,837 |
