5530万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5530万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5530万円の住宅ローン｜期間・年数別
5530万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥109,261 |
¥65,556,836 |
¥10,256,836 |
| 50 |
0.80% |
¥111,856 |
¥67,113,562 |
¥11,813,562 |
| 50 |
0.90% |
¥114,488 |
¥68,692,942 |
¥13,392,942 |
| 50 |
1.00% |
¥117,158 |
¥70,294,876 |
¥14,994,876 |
| 50 |
1.10% |
¥119,865 |
¥71,919,256 |
¥16,619,256 |
| 50 |
1.20% |
¥122,610 |
¥73,565,962 |
¥18,265,962 |
| 50 |
1.30% |
¥125,391 |
¥75,234,864 |
¥19,934,864 |
| 50 |
1.40% |
¥128,210 |
¥76,925,822 |
¥21,625,822 |
| 50 |
1.50% |
¥131,064 |
¥78,638,688 |
¥23,338,688 |
| 50 |
1.60% |
¥133,956 |
¥80,373,301 |
¥25,073,301 |
| 50 |
1.70% |
¥136,882 |
¥82,129,493 |
¥26,829,493 |
| 50 |
1.80% |
¥139,845 |
¥83,907,088 |
¥28,607,088 |
| 50 |
1.90% |
¥142,843 |
¥85,705,899 |
¥30,405,899 |
| 50 |
2.00% |
¥145,876 |
¥87,525,731 |
¥32,225,731 |
| 50 |
2.10% |
¥148,944 |
¥89,366,382 |
¥34,066,382 |
| 50 |
2.20% |
¥152,046 |
¥91,227,642 |
¥35,927,642 |
| 50 |
2.30% |
¥155,182 |
¥93,109,294 |
¥37,809,294 |
| 50 |
2.40% |
¥158,352 |
¥95,011,112 |
¥39,711,112 |
| 50 |
2.50% |
¥161,555 |
¥96,932,865 |
¥41,632,865 |
| 50 |
2.60% |
¥164,791 |
¥98,874,316 |
¥43,574,316 |
| 50 |
2.70% |
¥168,059 |
¥100,835,220 |
¥45,535,220 |
| 50 |
2.80% |
¥171,359 |
¥102,815,329 |
¥47,515,329 |
| 50 |
2.90% |
¥174,691 |
¥104,814,387 |
¥49,514,387 |
| 50 |
3.00% |
¥178,054 |
¥106,832,134 |
¥51,532,134 |
5530万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥119,412 |
¥64,482,252 |
¥9,182,252 |
| 45 |
0.80% |
¥121,978 |
¥65,868,188 |
¥10,568,188 |
| 45 |
0.90% |
¥124,579 |
¥67,272,527 |
¥11,972,527 |
| 45 |
1.00% |
¥127,213 |
¥68,695,207 |
¥13,395,207 |
| 45 |
1.10% |
¥129,882 |
¥70,136,153 |
¥14,836,153 |
| 45 |
1.20% |
¥132,584 |
¥71,595,288 |
¥16,295,288 |
| 45 |
1.30% |
¥135,319 |
¥73,072,524 |
¥17,772,524 |
| 45 |
1.40% |
¥138,088 |
¥74,567,768 |
¥19,267,768 |
| 45 |
1.50% |
¥140,891 |
¥76,080,922 |
¥20,780,922 |
| 45 |
1.60% |
¥143,726 |
¥77,611,879 |
¥22,311,879 |
| 45 |
1.70% |
¥146,594 |
¥79,160,526 |
¥23,860,526 |
| 45 |
1.80% |
¥149,494 |
¥80,726,745 |
¥25,426,745 |
| 45 |
1.90% |
¥152,427 |
¥82,310,412 |
¥27,010,412 |
| 45 |
2.00% |
¥155,391 |
¥83,911,396 |
¥28,611,396 |
| 45 |
2.10% |
¥158,388 |
¥85,529,560 |
¥30,229,560 |
| 45 |
2.20% |
¥161,416 |
¥87,164,765 |
¥31,864,765 |
| 45 |
2.30% |
¥164,476 |
¥88,816,862 |
¥33,516,862 |
| 45 |
2.40% |
¥167,566 |
¥90,485,699 |
¥35,185,699 |
| 45 |
2.50% |
¥170,687 |
¥92,171,120 |
¥36,871,120 |
| 45 |
2.60% |
¥173,839 |
¥93,872,963 |
¥38,572,963 |
| 45 |
2.70% |
¥177,020 |
¥95,591,062 |
¥40,291,062 |
| 45 |
2.80% |
¥180,232 |
¥97,325,247 |
¥42,025,247 |
| 45 |
2.90% |
¥183,473 |
¥99,075,342 |
¥43,775,342 |
| 45 |
3.00% |
¥186,743 |
¥100,841,170 |
¥45,541,170 |
5530万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥132,123 |
¥63,418,845 |
¥8,118,845 |
| 40 |
0.80% |
¥134,661 |
¥64,637,365 |
¥9,337,365 |
| 40 |
0.90% |
¥137,230 |
¥65,870,466 |
¥10,570,466 |
| 40 |
1.00% |
¥139,829 |
¥67,118,108 |
¥11,818,108 |
| 40 |
1.10% |
¥142,459 |
¥68,380,245 |
¥13,080,245 |
| 40 |
1.20% |
¥145,118 |
¥69,656,826 |
¥14,356,826 |
| 40 |
1.30% |
¥147,808 |
¥70,947,797 |
¥15,647,797 |
| 40 |
1.40% |
¥150,527 |
¥72,253,099 |
¥16,953,099 |
| 40 |
1.50% |
¥153,276 |
¥73,572,668 |
¥18,272,668 |
| 40 |
1.60% |
¥156,055 |
¥74,906,438 |
¥19,606,438 |
| 40 |
1.70% |
¥158,863 |
¥76,254,338 |
¥20,954,338 |
| 40 |
1.80% |
¥161,701 |
¥77,616,291 |
¥22,316,291 |
| 40 |
1.90% |
¥164,567 |
¥78,992,219 |
¥23,692,219 |
| 40 |
2.00% |
¥167,463 |
¥80,382,038 |
¥25,082,038 |
| 40 |
2.10% |
¥170,387 |
¥81,785,661 |
¥26,485,661 |
| 40 |
2.20% |
¥173,340 |
¥83,202,998 |
¥27,902,998 |
| 40 |
2.30% |
¥176,321 |
¥84,633,955 |
¥29,333,955 |
| 40 |
2.40% |
¥179,330 |
¥86,078,433 |
¥30,778,433 |
| 40 |
2.50% |
¥182,367 |
¥87,536,333 |
¥32,236,333 |
| 40 |
2.60% |
¥185,432 |
¥89,007,549 |
¥33,707,549 |
| 40 |
2.70% |
¥188,525 |
¥90,491,974 |
¥35,191,974 |
| 40 |
2.80% |
¥191,645 |
¥91,989,498 |
¥36,689,498 |
| 40 |
2.90% |
¥194,792 |
¥93,500,007 |
¥38,200,007 |
| 40 |
3.00% |
¥197,965 |
¥95,023,385 |
¥39,723,385 |
5530万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥148,492 |
¥62,366,636 |
¥7,066,636 |
| 35 |
0.80% |
¥151,003 |
¥63,421,134 |
¥8,121,134 |
| 35 |
0.90% |
¥153,540 |
¥64,486,822 |
¥9,186,822 |
| 35 |
1.00% |
¥156,104 |
¥65,563,676 |
¥10,263,676 |
| 35 |
1.10% |
¥158,694 |
¥66,651,670 |
¥11,351,670 |
| 35 |
1.20% |
¥161,311 |
¥67,750,773 |
¥12,450,773 |
| 35 |
1.30% |
¥163,955 |
¥68,860,952 |
¥13,560,952 |
| 35 |
1.40% |
¥166,624 |
¥69,982,173 |
¥14,682,173 |
| 35 |
1.50% |
¥169,320 |
¥71,114,398 |
¥15,814,398 |
| 35 |
1.60% |
¥172,042 |
¥72,257,587 |
¥16,957,587 |
| 35 |
1.70% |
¥174,790 |
¥73,411,697 |
¥18,111,697 |
| 35 |
1.80% |
¥177,564 |
¥74,576,683 |
¥19,276,683 |
| 35 |
1.90% |
¥180,363 |
¥75,752,497 |
¥20,452,497 |
| 35 |
2.00% |
¥183,188 |
¥76,939,091 |
¥21,639,091 |
| 35 |
2.10% |
¥186,039 |
¥78,136,411 |
¥22,836,411 |
| 35 |
2.20% |
¥188,915 |
¥79,344,404 |
¥24,044,404 |
| 35 |
2.30% |
¥191,817 |
¥80,563,012 |
¥25,263,012 |
| 35 |
2.40% |
¥194,743 |
¥81,792,178 |
¥26,492,178 |
| 35 |
2.50% |
¥197,695 |
¥83,031,839 |
¥27,731,839 |
| 35 |
2.60% |
¥200,671 |
¥84,281,933 |
¥28,981,933 |
| 35 |
2.70% |
¥203,672 |
¥85,542,394 |
¥30,242,394 |
| 35 |
2.80% |
¥206,698 |
¥86,813,157 |
¥31,513,157 |
| 35 |
2.90% |
¥209,748 |
¥88,094,151 |
¥32,794,151 |
| 35 |
3.00% |
¥212,822 |
¥89,385,305 |
¥34,085,305 |
5530万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥170,349 |
¥61,325,647 |
¥6,025,647 |
| 30 |
0.80% |
¥172,832 |
¥62,219,529 |
¥6,919,529 |
| 30 |
0.90% |
¥175,338 |
¥63,121,649 |
¥7,821,649 |
| 30 |
1.00% |
¥177,867 |
¥64,031,996 |
¥8,731,996 |
| 30 |
1.10% |
¥180,418 |
¥64,950,552 |
¥9,650,552 |
| 30 |
1.20% |
¥182,993 |
¥65,877,303 |
¥10,577,303 |
| 30 |
1.30% |
¥185,590 |
¥66,812,229 |
¥11,512,229 |
| 30 |
1.40% |
¥188,209 |
¥67,755,312 |
¥12,455,312 |
| 30 |
1.50% |
¥190,851 |
¥68,706,531 |
¥13,406,531 |
| 30 |
1.60% |
¥193,516 |
¥69,665,864 |
¥14,365,864 |
| 30 |
1.70% |
¥196,204 |
¥70,633,288 |
¥15,333,288 |
| 30 |
1.80% |
¥198,913 |
¥71,608,776 |
¥16,308,776 |
| 30 |
1.90% |
¥201,645 |
¥72,592,305 |
¥17,292,305 |
| 30 |
2.00% |
¥204,400 |
¥73,583,845 |
¥18,283,845 |
| 30 |
2.10% |
¥207,176 |
¥74,583,368 |
¥19,283,368 |
| 30 |
2.20% |
¥209,975 |
¥75,590,844 |
¥20,290,844 |
| 30 |
2.30% |
¥212,795 |
¥76,606,241 |
¥21,306,241 |
| 30 |
2.40% |
¥215,638 |
¥77,629,527 |
¥22,329,527 |
| 30 |
2.50% |
¥218,502 |
¥78,660,669 |
¥23,360,669 |
| 30 |
2.60% |
¥221,388 |
¥79,699,630 |
¥24,399,630 |
| 30 |
2.70% |
¥224,295 |
¥80,746,375 |
¥25,446,375 |
| 30 |
2.80% |
¥227,225 |
¥81,800,866 |
¥26,500,866 |
| 30 |
2.90% |
¥230,175 |
¥82,863,064 |
¥27,563,064 |
| 30 |
3.00% |
¥233,147 |
¥83,932,931 |
¥28,632,931 |
5530万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥200,986 |
¥60,295,895 |
¥4,995,895 |
| 25 |
0.80% |
¥203,442 |
¥61,032,581 |
¥5,732,581 |
| 25 |
0.90% |
¥205,917 |
¥61,774,998 |
¥6,474,998 |
| 25 |
1.00% |
¥208,410 |
¥62,523,140 |
¥7,223,140 |
| 25 |
1.10% |
¥210,923 |
¥63,277,000 |
¥7,977,000 |
| 25 |
1.20% |
¥213,455 |
¥64,036,568 |
¥8,736,568 |
| 25 |
1.30% |
¥216,006 |
¥64,801,837 |
¥9,501,837 |
| 25 |
1.40% |
¥218,576 |
¥65,572,797 |
¥10,272,797 |
| 25 |
1.50% |
¥221,165 |
¥66,349,437 |
¥11,049,437 |
| 25 |
1.60% |
¥223,772 |
¥67,131,746 |
¥11,831,746 |
| 25 |
1.70% |
¥226,399 |
¥67,919,713 |
¥12,619,713 |
| 25 |
1.80% |
¥229,044 |
¥68,713,326 |
¥13,413,326 |
| 25 |
1.90% |
¥231,709 |
¥69,512,571 |
¥14,212,571 |
| 25 |
2.00% |
¥234,391 |
¥70,317,435 |
¥15,017,435 |
| 25 |
2.10% |
¥237,093 |
¥71,127,903 |
¥15,827,903 |
| 25 |
2.20% |
¥239,813 |
¥71,943,962 |
¥16,643,962 |
| 25 |
2.30% |
¥242,552 |
¥72,765,594 |
¥17,465,594 |
| 25 |
2.40% |
¥245,309 |
¥73,592,785 |
¥18,292,785 |
| 25 |
2.50% |
¥248,085 |
¥74,425,516 |
¥19,125,516 |
| 25 |
2.60% |
¥250,879 |
¥75,263,771 |
¥19,963,771 |
| 25 |
2.70% |
¥253,692 |
¥76,107,532 |
¥20,807,532 |
| 25 |
2.80% |
¥256,523 |
¥76,956,779 |
¥21,656,779 |
| 25 |
2.90% |
¥259,372 |
¥77,811,494 |
¥22,511,494 |
| 25 |
3.00% |
¥262,239 |
¥78,671,657 |
¥23,371,657 |
5530万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥246,989 |
¥59,277,395 |
¥3,977,395 |
| 20 |
0.80% |
¥249,418 |
¥59,860,315 |
¥4,560,315 |
| 20 |
0.90% |
¥251,862 |
¥60,446,908 |
¥5,146,908 |
| 20 |
1.00% |
¥254,322 |
¥61,037,172 |
¥5,737,172 |
| 20 |
1.10% |
¥256,796 |
¥61,631,104 |
¥6,331,104 |
| 20 |
1.20% |
¥259,286 |
¥62,228,699 |
¥6,928,699 |
| 20 |
1.30% |
¥261,791 |
¥62,829,954 |
¥7,529,954 |
| 20 |
1.40% |
¥264,312 |
¥63,434,864 |
¥8,134,864 |
| 20 |
1.50% |
¥266,848 |
¥64,043,427 |
¥8,743,427 |
| 20 |
1.60% |
¥269,398 |
¥64,655,636 |
¥9,355,636 |
| 20 |
1.70% |
¥271,965 |
¥65,271,487 |
¥9,971,487 |
| 20 |
1.80% |
¥274,546 |
¥65,890,974 |
¥10,590,974 |
| 20 |
1.90% |
¥277,142 |
¥66,514,092 |
¥11,214,092 |
| 20 |
2.00% |
¥279,753 |
¥67,140,836 |
¥11,840,836 |
| 20 |
2.10% |
¥282,380 |
¥67,771,199 |
¥12,471,199 |
| 20 |
2.20% |
¥285,022 |
¥68,405,175 |
¥13,105,175 |
| 20 |
2.30% |
¥287,678 |
¥69,042,757 |
¥13,742,757 |
| 20 |
2.40% |
¥290,350 |
¥69,683,938 |
¥14,383,938 |
| 20 |
2.50% |
¥293,036 |
¥70,328,712 |
¥15,028,712 |
| 20 |
2.60% |
¥295,738 |
¥70,977,070 |
¥15,677,070 |
| 20 |
2.70% |
¥298,454 |
¥71,629,006 |
¥16,329,006 |
| 20 |
2.80% |
¥301,185 |
¥72,284,510 |
¥16,984,510 |
| 20 |
2.90% |
¥303,932 |
¥72,943,575 |
¥17,643,575 |
| 20 |
3.00% |
¥306,692 |
¥73,606,193 |
¥18,306,193 |
5530万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥323,723 |
¥58,270,160 |
¥2,970,160 |
| 15 |
0.80% |
¥326,126 |
¥58,702,753 |
¥3,402,753 |
| 15 |
0.90% |
¥328,541 |
¥59,137,415 |
¥3,837,415 |
| 15 |
1.00% |
¥330,967 |
¥59,574,144 |
¥4,274,144 |
| 15 |
1.10% |
¥333,405 |
¥60,012,940 |
¥4,712,940 |
| 15 |
1.20% |
¥335,854 |
¥60,453,800 |
¥5,153,800 |
| 15 |
1.30% |
¥338,315 |
¥60,896,725 |
¥5,596,725 |
| 15 |
1.40% |
¥340,787 |
¥61,341,712 |
¥6,041,712 |
| 15 |
1.50% |
¥343,271 |
¥61,788,760 |
¥6,488,760 |
| 15 |
1.60% |
¥345,766 |
¥62,237,868 |
¥6,937,868 |
| 15 |
1.70% |
¥348,272 |
¥62,689,033 |
¥7,389,033 |
| 15 |
1.80% |
¥350,790 |
¥63,142,254 |
¥7,842,254 |
| 15 |
1.90% |
¥353,320 |
¥63,597,529 |
¥8,297,529 |
| 15 |
2.00% |
¥355,860 |
¥64,054,856 |
¥8,754,856 |
| 15 |
2.10% |
¥358,412 |
¥64,514,233 |
¥9,214,233 |
| 15 |
2.20% |
¥360,976 |
¥64,975,658 |
¥9,675,658 |
| 15 |
2.30% |
¥363,551 |
¥65,439,129 |
¥10,139,129 |
| 15 |
2.40% |
¥366,137 |
¥65,904,643 |
¥10,604,643 |
| 15 |
2.50% |
¥368,734 |
¥66,372,198 |
¥11,072,198 |
| 15 |
2.60% |
¥371,343 |
¥66,841,791 |
¥11,541,791 |
| 15 |
2.70% |
¥373,963 |
¥67,313,421 |
¥12,013,421 |
| 15 |
2.80% |
¥376,595 |
¥67,787,083 |
¥12,487,083 |
| 15 |
2.90% |
¥379,238 |
¥68,262,776 |
¥12,962,776 |
| 15 |
3.00% |
¥381,892 |
¥68,740,496 |
¥13,440,496 |
5530万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥477,285 |
¥57,274,200 |
¥1,974,200 |
| 10 |
0.80% |
¥479,666 |
¥57,559,912 |
¥2,259,912 |
| 10 |
0.90% |
¥482,055 |
¥57,846,543 |
¥2,546,543 |
| 10 |
1.00% |
¥484,451 |
¥58,134,095 |
¥2,834,095 |
| 10 |
1.10% |
¥486,855 |
¥58,422,566 |
¥3,122,566 |
| 10 |
1.20% |
¥489,266 |
¥58,711,956 |
¥3,411,956 |
| 10 |
1.30% |
¥491,686 |
¥59,002,266 |
¥3,702,266 |
| 10 |
1.40% |
¥494,112 |
¥59,293,493 |
¥3,993,493 |
| 10 |
1.50% |
¥496,547 |
¥59,585,639 |
¥4,285,639 |
| 10 |
1.60% |
¥498,989 |
¥59,878,703 |
¥4,578,703 |
| 10 |
1.70% |
¥501,439 |
¥60,172,684 |
¥4,872,684 |
| 10 |
1.80% |
¥503,897 |
¥60,467,582 |
¥5,167,582 |
| 10 |
1.90% |
¥506,362 |
¥60,763,397 |
¥5,463,397 |
| 10 |
2.00% |
¥508,834 |
¥61,060,128 |
¥5,760,128 |
| 10 |
2.10% |
¥511,315 |
¥61,357,774 |
¥6,057,774 |
| 10 |
2.20% |
¥513,803 |
¥61,656,336 |
¥6,356,336 |
| 10 |
2.30% |
¥516,298 |
¥61,955,812 |
¥6,655,812 |
| 10 |
2.40% |
¥518,802 |
¥62,256,203 |
¥6,956,203 |
| 10 |
2.50% |
¥521,313 |
¥62,557,507 |
¥7,257,507 |
| 10 |
2.60% |
¥523,831 |
¥62,859,724 |
¥7,559,724 |
| 10 |
2.70% |
¥526,357 |
¥63,162,853 |
¥7,862,853 |
| 10 |
2.80% |
¥528,891 |
¥63,466,895 |
¥8,166,895 |
| 10 |
2.90% |
¥531,432 |
¥63,771,847 |
¥8,471,847 |
| 10 |
3.00% |
¥533,981 |
¥64,077,710 |
¥8,777,710 |
