5550万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5550万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5550万円の住宅ローン｜期間・年数別
5550万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥109,657 |
¥65,793,931 |
¥10,293,931 |
| 50 |
0.80% |
¥112,260 |
¥67,356,288 |
¥11,856,288 |
| 50 |
0.90% |
¥114,902 |
¥68,941,379 |
¥13,441,379 |
| 50 |
1.00% |
¥117,582 |
¥70,549,107 |
¥15,049,107 |
| 50 |
1.10% |
¥120,299 |
¥72,179,362 |
¥16,679,362 |
| 50 |
1.20% |
¥123,053 |
¥73,832,023 |
¥18,332,023 |
| 50 |
1.30% |
¥125,845 |
¥75,506,961 |
¥20,006,961 |
| 50 |
1.40% |
¥128,673 |
¥77,204,035 |
¥21,704,035 |
| 50 |
1.50% |
¥131,538 |
¥78,923,095 |
¥23,423,095 |
| 50 |
1.60% |
¥134,440 |
¥80,663,982 |
¥25,163,982 |
| 50 |
1.70% |
¥137,378 |
¥82,426,526 |
¥26,926,526 |
| 50 |
1.80% |
¥140,351 |
¥84,210,549 |
¥28,710,549 |
| 50 |
1.90% |
¥143,360 |
¥86,015,866 |
¥30,515,866 |
| 50 |
2.00% |
¥146,404 |
¥87,842,279 |
¥32,342,279 |
| 50 |
2.10% |
¥149,483 |
¥89,689,588 |
¥34,189,588 |
| 50 |
2.20% |
¥152,596 |
¥91,557,580 |
¥36,057,580 |
| 50 |
2.30% |
¥155,743 |
¥93,446,036 |
¥37,946,036 |
| 50 |
2.40% |
¥158,925 |
¥95,354,733 |
¥39,854,733 |
| 50 |
2.50% |
¥162,139 |
¥97,283,436 |
¥41,783,436 |
| 50 |
2.60% |
¥165,387 |
¥99,231,909 |
¥43,731,909 |
| 50 |
2.70% |
¥168,667 |
¥101,199,905 |
¥45,699,905 |
| 50 |
2.80% |
¥171,979 |
¥103,187,174 |
¥47,687,174 |
| 50 |
2.90% |
¥175,322 |
¥105,193,462 |
¥49,693,462 |
| 50 |
3.00% |
¥178,698 |
¥107,218,507 |
¥51,718,507 |
5550万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥119,843 |
¥64,715,461 |
¥9,215,461 |
| 45 |
0.80% |
¥122,419 |
¥66,106,409 |
¥10,606,409 |
| 45 |
0.90% |
¥125,029 |
¥67,515,828 |
¥12,015,828 |
| 45 |
1.00% |
¥127,673 |
¥68,943,652 |
¥13,443,652 |
| 45 |
1.10% |
¥130,352 |
¥70,389,810 |
¥14,889,810 |
| 45 |
1.20% |
¥133,063 |
¥71,854,222 |
¥16,354,222 |
| 45 |
1.30% |
¥135,809 |
¥73,336,801 |
¥17,836,801 |
| 45 |
1.40% |
¥138,588 |
¥74,837,453 |
¥19,337,453 |
| 45 |
1.50% |
¥141,400 |
¥76,356,079 |
¥20,856,079 |
| 45 |
1.60% |
¥144,246 |
¥77,892,572 |
¥22,392,572 |
| 45 |
1.70% |
¥147,124 |
¥79,446,821 |
¥23,946,821 |
| 45 |
1.80% |
¥150,035 |
¥81,018,704 |
¥25,518,704 |
| 45 |
1.90% |
¥152,978 |
¥82,608,099 |
¥27,108,099 |
| 45 |
2.00% |
¥155,953 |
¥84,214,873 |
¥28,714,873 |
| 45 |
2.10% |
¥158,961 |
¥85,838,890 |
¥30,338,890 |
| 45 |
2.20% |
¥162,000 |
¥87,480,008 |
¥31,980,008 |
| 45 |
2.30% |
¥165,071 |
¥89,138,080 |
¥33,638,080 |
| 45 |
2.40% |
¥168,172 |
¥90,812,953 |
¥35,312,953 |
| 45 |
2.50% |
¥171,305 |
¥92,504,470 |
¥37,004,470 |
| 45 |
2.60% |
¥174,468 |
¥94,212,468 |
¥38,712,468 |
| 45 |
2.70% |
¥177,661 |
¥95,936,780 |
¥40,436,780 |
| 45 |
2.80% |
¥180,884 |
¥97,677,237 |
¥42,177,237 |
| 45 |
2.90% |
¥184,136 |
¥99,433,661 |
¥43,933,661 |
| 45 |
3.00% |
¥187,418 |
¥101,205,875 |
¥45,705,875 |
5550万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥132,600 |
¥63,648,208 |
¥8,148,208 |
| 40 |
0.80% |
¥135,148 |
¥64,871,135 |
¥9,371,135 |
| 40 |
0.90% |
¥137,726 |
¥66,108,696 |
¥10,608,696 |
| 40 |
1.00% |
¥140,335 |
¥67,360,850 |
¥11,860,850 |
| 40 |
1.10% |
¥142,974 |
¥68,627,552 |
¥13,127,552 |
| 40 |
1.20% |
¥145,643 |
¥69,908,749 |
¥14,408,749 |
| 40 |
1.30% |
¥148,342 |
¥71,204,389 |
¥15,704,389 |
| 40 |
1.40% |
¥151,072 |
¥72,514,412 |
¥17,014,412 |
| 40 |
1.50% |
¥153,831 |
¥73,838,754 |
¥18,338,754 |
| 40 |
1.60% |
¥156,619 |
¥75,177,348 |
¥19,677,348 |
| 40 |
1.70% |
¥159,438 |
¥76,530,122 |
¥21,030,122 |
| 40 |
1.80% |
¥162,285 |
¥77,897,001 |
¥22,397,001 |
| 40 |
1.90% |
¥165,162 |
¥79,277,905 |
¥23,777,905 |
| 40 |
2.00% |
¥168,068 |
¥80,672,750 |
¥25,172,750 |
| 40 |
2.10% |
¥171,003 |
¥82,081,450 |
¥26,581,450 |
| 40 |
2.20% |
¥173,966 |
¥83,503,913 |
¥28,003,913 |
| 40 |
2.30% |
¥176,958 |
¥84,940,045 |
¥29,440,045 |
| 40 |
2.40% |
¥179,979 |
¥86,389,748 |
¥30,889,748 |
| 40 |
2.50% |
¥183,027 |
¥87,852,920 |
¥32,352,920 |
| 40 |
2.60% |
¥186,103 |
¥89,329,457 |
¥33,829,457 |
| 40 |
2.70% |
¥189,207 |
¥90,819,251 |
¥35,319,251 |
| 40 |
2.80% |
¥192,338 |
¥92,322,190 |
¥36,822,190 |
| 40 |
2.90% |
¥195,496 |
¥93,838,162 |
¥38,338,162 |
| 40 |
3.00% |
¥198,681 |
¥95,367,050 |
¥39,867,050 |
5550万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥149,029 |
¥62,592,194 |
¥7,092,194 |
| 35 |
0.80% |
¥151,549 |
¥63,650,505 |
¥8,150,505 |
| 35 |
0.90% |
¥154,095 |
¥64,720,047 |
¥9,220,047 |
| 35 |
1.00% |
¥156,669 |
¥65,800,796 |
¥10,300,796 |
| 35 |
1.10% |
¥159,268 |
¥66,892,725 |
¥11,392,725 |
| 35 |
1.20% |
¥161,895 |
¥67,995,803 |
¥12,495,803 |
| 35 |
1.30% |
¥164,548 |
¥69,109,997 |
¥13,609,997 |
| 35 |
1.40% |
¥167,227 |
¥70,235,273 |
¥14,735,273 |
| 35 |
1.50% |
¥169,932 |
¥71,371,593 |
¥15,871,593 |
| 35 |
1.60% |
¥172,664 |
¥72,518,916 |
¥17,018,916 |
| 35 |
1.70% |
¥175,422 |
¥73,677,200 |
¥18,177,200 |
| 35 |
1.80% |
¥178,206 |
¥74,846,399 |
¥19,346,399 |
| 35 |
1.90% |
¥181,015 |
¥76,026,467 |
¥20,526,467 |
| 35 |
2.00% |
¥183,851 |
¥77,217,352 |
¥21,717,352 |
| 35 |
2.10% |
¥186,712 |
¥78,419,002 |
¥22,919,002 |
| 35 |
2.20% |
¥189,598 |
¥79,631,364 |
¥24,131,364 |
| 35 |
2.30% |
¥192,510 |
¥80,854,379 |
¥25,354,379 |
| 35 |
2.40% |
¥195,448 |
¥82,087,990 |
¥26,587,990 |
| 35 |
2.50% |
¥198,410 |
¥83,332,135 |
¥27,832,135 |
| 35 |
2.60% |
¥201,397 |
¥84,586,750 |
¥29,086,750 |
| 35 |
2.70% |
¥204,409 |
¥85,851,770 |
¥30,351,770 |
| 35 |
2.80% |
¥207,446 |
¥87,127,128 |
¥31,627,128 |
| 35 |
2.90% |
¥210,507 |
¥88,412,755 |
¥32,912,755 |
| 35 |
3.00% |
¥213,592 |
¥89,708,579 |
¥34,208,579 |
5550万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥170,965 |
¥61,547,439 |
¥6,047,439 |
| 30 |
0.80% |
¥173,457 |
¥62,444,554 |
¥6,944,554 |
| 30 |
0.90% |
¥175,972 |
¥63,349,938 |
¥7,849,938 |
| 30 |
1.00% |
¥178,510 |
¥64,263,576 |
¥8,763,576 |
| 30 |
1.10% |
¥181,071 |
¥65,185,455 |
¥9,685,455 |
| 30 |
1.20% |
¥183,654 |
¥66,115,557 |
¥10,615,557 |
| 30 |
1.30% |
¥186,261 |
¥67,053,865 |
¥11,553,865 |
| 30 |
1.40% |
¥188,890 |
¥68,000,359 |
¥12,500,359 |
| 30 |
1.50% |
¥191,542 |
¥68,955,018 |
¥13,455,018 |
| 30 |
1.60% |
¥194,216 |
¥69,917,821 |
¥14,417,821 |
| 30 |
1.70% |
¥196,913 |
¥70,888,743 |
¥15,388,743 |
| 30 |
1.80% |
¥199,633 |
¥71,867,759 |
¥16,367,759 |
| 30 |
1.90% |
¥202,375 |
¥72,854,845 |
¥17,354,845 |
| 30 |
2.00% |
¥205,139 |
¥73,849,971 |
¥18,349,971 |
| 30 |
2.10% |
¥207,925 |
¥74,853,109 |
¥19,353,109 |
| 30 |
2.20% |
¥210,734 |
¥75,864,228 |
¥20,364,228 |
| 30 |
2.30% |
¥213,565 |
¥76,883,298 |
¥21,383,298 |
| 30 |
2.40% |
¥216,417 |
¥77,910,285 |
¥22,410,285 |
| 30 |
2.50% |
¥219,292 |
¥78,945,156 |
¥23,445,156 |
| 30 |
2.60% |
¥222,189 |
¥79,987,874 |
¥24,487,874 |
| 30 |
2.70% |
¥225,107 |
¥81,038,405 |
¥25,538,405 |
| 30 |
2.80% |
¥228,046 |
¥82,096,710 |
¥26,596,710 |
| 30 |
2.90% |
¥231,008 |
¥83,162,750 |
¥27,662,750 |
| 30 |
3.00% |
¥233,990 |
¥84,236,486 |
¥28,736,486 |
5550万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥201,713 |
¥60,513,963 |
¥5,013,963 |
| 25 |
0.80% |
¥204,178 |
¥61,253,313 |
¥5,753,313 |
| 25 |
0.90% |
¥206,661 |
¥61,998,416 |
¥6,498,416 |
| 25 |
1.00% |
¥209,164 |
¥62,749,264 |
¥7,249,264 |
| 25 |
1.10% |
¥211,686 |
¥63,505,850 |
¥8,005,850 |
| 25 |
1.20% |
¥214,227 |
¥64,268,165 |
¥8,768,165 |
| 25 |
1.30% |
¥216,787 |
¥65,036,202 |
¥9,536,202 |
| 25 |
1.40% |
¥219,366 |
¥65,809,950 |
¥10,309,950 |
| 25 |
1.50% |
¥221,965 |
¥66,589,398 |
¥11,089,398 |
| 25 |
1.60% |
¥224,582 |
¥67,374,537 |
¥11,874,537 |
| 25 |
1.70% |
¥227,218 |
¥68,165,354 |
¥12,665,354 |
| 25 |
1.80% |
¥229,873 |
¥68,961,837 |
¥13,461,837 |
| 25 |
1.90% |
¥232,547 |
¥69,763,972 |
¥14,263,972 |
| 25 |
2.00% |
¥235,239 |
¥70,571,747 |
¥15,071,747 |
| 25 |
2.10% |
¥237,950 |
¥71,385,147 |
¥15,885,147 |
| 25 |
2.20% |
¥240,681 |
¥72,204,157 |
¥16,704,157 |
| 25 |
2.30% |
¥243,429 |
¥73,028,761 |
¥17,528,761 |
| 25 |
2.40% |
¥246,196 |
¥73,858,943 |
¥18,358,943 |
| 25 |
2.50% |
¥248,982 |
¥74,694,686 |
¥19,194,686 |
| 25 |
2.60% |
¥251,787 |
¥75,535,973 |
¥20,035,973 |
| 25 |
2.70% |
¥254,609 |
¥76,382,785 |
¥20,882,785 |
| 25 |
2.80% |
¥257,450 |
¥77,235,104 |
¥21,735,104 |
| 25 |
2.90% |
¥260,310 |
¥78,092,910 |
¥22,592,910 |
| 25 |
3.00% |
¥263,187 |
¥78,956,184 |
¥23,456,184 |
5550万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥247,882 |
¥59,491,780 |
¥3,991,780 |
| 20 |
0.80% |
¥250,320 |
¥60,076,808 |
¥4,576,808 |
| 20 |
0.90% |
¥252,773 |
¥60,665,523 |
¥5,165,523 |
| 20 |
1.00% |
¥255,241 |
¥61,257,922 |
¥5,757,922 |
| 20 |
1.10% |
¥257,725 |
¥61,854,001 |
¥6,354,001 |
| 20 |
1.20% |
¥260,224 |
¥62,453,757 |
¥6,953,757 |
| 20 |
1.30% |
¥262,738 |
¥63,057,187 |
¥7,557,187 |
| 20 |
1.40% |
¥265,268 |
¥63,664,285 |
¥8,164,285 |
| 20 |
1.50% |
¥267,813 |
¥64,275,048 |
¥8,775,048 |
| 20 |
1.60% |
¥270,373 |
¥64,889,472 |
¥9,389,472 |
| 20 |
1.70% |
¥272,948 |
¥65,507,550 |
¥10,007,550 |
| 20 |
1.80% |
¥275,539 |
¥66,129,278 |
¥10,629,278 |
| 20 |
1.90% |
¥278,144 |
¥66,754,650 |
¥11,254,650 |
| 20 |
2.00% |
¥280,765 |
¥67,383,660 |
¥11,883,660 |
| 20 |
2.10% |
¥283,401 |
¥68,016,303 |
¥12,516,303 |
| 20 |
2.20% |
¥286,052 |
¥68,652,572 |
¥13,152,572 |
| 20 |
2.30% |
¥288,719 |
¥69,292,460 |
¥13,792,460 |
| 20 |
2.40% |
¥291,400 |
¥69,935,960 |
¥14,435,960 |
| 20 |
2.50% |
¥294,096 |
¥70,583,065 |
¥15,083,065 |
| 20 |
2.60% |
¥296,807 |
¥71,233,769 |
¥15,733,769 |
| 20 |
2.70% |
¥299,534 |
¥71,888,062 |
¥16,388,062 |
| 20 |
2.80% |
¥302,275 |
¥72,545,937 |
¥17,045,937 |
| 20 |
2.90% |
¥305,031 |
¥73,207,386 |
¥17,707,386 |
| 20 |
3.00% |
¥307,802 |
¥73,872,400 |
¥18,372,400 |
5550万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥324,894 |
¥58,480,902 |
¥2,980,902 |
| 15 |
0.80% |
¥327,306 |
¥58,915,060 |
¥3,415,060 |
| 15 |
0.90% |
¥329,729 |
¥59,351,293 |
¥3,851,293 |
| 15 |
1.00% |
¥332,164 |
¥59,789,602 |
¥4,289,602 |
| 15 |
1.10% |
¥334,611 |
¥60,229,985 |
¥4,729,985 |
| 15 |
1.20% |
¥337,069 |
¥60,672,440 |
¥5,172,440 |
| 15 |
1.30% |
¥339,539 |
¥61,116,966 |
¥5,616,966 |
| 15 |
1.40% |
¥342,020 |
¥61,563,563 |
¥6,063,563 |
| 15 |
1.50% |
¥344,512 |
¥62,012,228 |
¥6,512,228 |
| 15 |
1.60% |
¥347,016 |
¥62,462,959 |
¥6,962,959 |
| 15 |
1.70% |
¥349,532 |
¥62,915,756 |
¥7,415,756 |
| 15 |
1.80% |
¥352,059 |
¥63,370,616 |
¥7,870,616 |
| 15 |
1.90% |
¥354,597 |
¥63,827,538 |
¥8,327,538 |
| 15 |
2.00% |
¥357,147 |
¥64,286,519 |
¥8,786,519 |
| 15 |
2.10% |
¥359,709 |
¥64,747,558 |
¥9,247,558 |
| 15 |
2.20% |
¥362,281 |
¥65,210,652 |
¥9,710,652 |
| 15 |
2.30% |
¥364,866 |
¥65,675,798 |
¥10,175,798 |
| 15 |
2.40% |
¥367,461 |
¥66,142,996 |
¥10,642,996 |
| 15 |
2.50% |
¥370,068 |
¥66,612,242 |
¥11,112,242 |
| 15 |
2.60% |
¥372,686 |
¥67,083,534 |
¥11,583,534 |
| 15 |
2.70% |
¥375,316 |
¥67,556,869 |
¥12,056,869 |
| 15 |
2.80% |
¥377,957 |
¥68,032,244 |
¥12,532,244 |
| 15 |
2.90% |
¥380,609 |
¥68,509,658 |
¥13,009,658 |
| 15 |
3.00% |
¥383,273 |
¥68,989,106 |
¥13,489,106 |
5550万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥479,011 |
¥57,481,340 |
¥1,981,340 |
| 10 |
0.80% |
¥481,401 |
¥57,768,085 |
¥2,268,085 |
| 10 |
0.90% |
¥483,798 |
¥58,055,753 |
¥2,555,753 |
| 10 |
1.00% |
¥486,203 |
¥58,344,345 |
¥2,844,345 |
| 10 |
1.10% |
¥488,615 |
¥58,633,859 |
¥3,133,859 |
| 10 |
1.20% |
¥491,036 |
¥58,924,296 |
¥3,424,296 |
| 10 |
1.30% |
¥493,464 |
¥59,215,655 |
¥3,715,655 |
| 10 |
1.40% |
¥495,899 |
¥59,507,936 |
¥4,007,936 |
| 10 |
1.50% |
¥498,343 |
¥59,801,139 |
¥4,301,139 |
| 10 |
1.60% |
¥500,794 |
¥60,095,263 |
¥4,595,263 |
| 10 |
1.70% |
¥503,253 |
¥60,390,307 |
¥4,890,307 |
| 10 |
1.80% |
¥505,719 |
¥60,686,272 |
¥5,186,272 |
| 10 |
1.90% |
¥508,193 |
¥60,983,156 |
¥5,483,156 |
| 10 |
2.00% |
¥510,675 |
¥61,280,960 |
¥5,780,960 |
| 10 |
2.10% |
¥513,164 |
¥61,579,683 |
¥6,079,683 |
| 10 |
2.20% |
¥515,661 |
¥61,879,325 |
¥6,379,325 |
| 10 |
2.30% |
¥518,166 |
¥62,179,884 |
¥6,679,884 |
| 10 |
2.40% |
¥520,678 |
¥62,481,361 |
¥6,981,361 |
| 10 |
2.50% |
¥523,198 |
¥62,783,755 |
¥7,283,755 |
| 10 |
2.60% |
¥525,726 |
¥63,087,065 |
¥7,587,065 |
| 10 |
2.70% |
¥528,261 |
¥63,391,290 |
¥7,891,290 |
| 10 |
2.80% |
¥530,804 |
¥63,696,431 |
¥8,196,431 |
| 10 |
2.90% |
¥533,354 |
¥64,002,487 |
¥8,502,487 |
| 10 |
3.00% |
¥535,912 |
¥64,309,456 |
¥8,809,456 |
