5580万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5580万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5580万円の住宅ローン｜期間・年数別
5580万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥110,249 | ¥66,149,574 | ¥10,349,574 |
| 50 | 0.80% | ¥112,867 | ¥67,720,376 | ¥11,920,376 |
| 50 | 0.90% | ¥115,523 | ¥69,314,035 | ¥13,514,035 |
| 50 | 1.00% | ¥118,217 | ¥70,930,454 | ¥15,130,454 |
| 50 | 1.10% | ¥120,949 | ¥72,569,520 | ¥16,769,520 |
| 50 | 1.20% | ¥123,719 | ¥74,231,115 | ¥18,431,115 |
| 50 | 1.30% | ¥126,525 | ¥75,915,107 | ¥20,115,107 |
| 50 | 1.40% | ¥129,369 | ¥77,621,354 | ¥21,821,354 |
| 50 | 1.50% | ¥132,250 | ¥79,349,707 | ¥23,549,707 |
| 50 | 1.60% | ¥135,167 | ¥81,100,003 | ¥25,300,003 |
| 50 | 1.70% | ¥138,120 | ¥82,872,075 | ¥27,072,075 |
| 50 | 1.80% | ¥141,110 | ¥84,665,742 | ¥28,865,742 |
| 50 | 1.90% | ¥144,135 | ¥86,480,816 | ¥30,680,816 |
| 50 | 2.00% | ¥147,195 | ¥88,317,103 | ¥32,517,103 |
| 50 | 2.10% | ¥150,291 | ¥90,174,396 | ¥34,374,396 |
| 50 | 2.20% | ¥153,421 | ¥92,052,485 | ¥36,252,485 |
| 50 | 2.30% | ¥156,585 | ¥93,951,150 | ¥38,151,150 |
| 50 | 2.40% | ¥159,784 | ¥95,870,164 | ¥40,070,164 |
| 50 | 2.50% | ¥163,015 | ¥97,809,293 | ¥42,009,293 |
| 50 | 2.60% | ¥166,280 | ¥99,768,297 | ¥43,968,297 |
| 50 | 2.70% | ¥169,578 | ¥101,746,931 | ¥45,946,931 |
| 50 | 2.80% | ¥172,908 | ¥103,744,943 | ¥47,944,943 |
| 50 | 2.90% | ¥176,270 | ¥105,762,075 | ¥49,962,075 |
| 50 | 3.00% | ¥179,663 | ¥107,798,066 | ¥51,998,066 |
5580万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥120,491 | ¥65,065,275 | ¥9,265,275 |
| 45 | 0.80% | ¥123,081 | ¥66,463,741 | ¥10,663,741 |
| 45 | 0.90% | ¥125,705 | ¥67,880,778 | ¥12,080,778 |
| 45 | 1.00% | ¥128,364 | ¥69,316,321 | ¥13,516,321 |
| 45 | 1.10% | ¥131,056 | ¥70,770,296 | ¥14,970,296 |
| 45 | 1.20% | ¥133,783 | ¥72,242,623 | ¥16,442,623 |
| 45 | 1.30% | ¥136,543 | ¥73,733,216 | ¥17,933,216 |
| 45 | 1.40% | ¥139,337 | ¥75,241,980 | ¥19,441,980 |
| 45 | 1.50% | ¥142,164 | ¥76,768,815 | ¥20,968,815 |
| 45 | 1.60% | ¥145,025 | ¥78,313,613 | ¥22,513,613 |
| 45 | 1.70% | ¥147,919 | ¥79,876,263 | ¥24,076,263 |
| 45 | 1.80% | ¥150,846 | ¥81,456,643 | ¥25,656,643 |
| 45 | 1.90% | ¥153,805 | ¥83,054,629 | ¥27,254,629 |
| 45 | 2.00% | ¥156,796 | ¥84,670,088 | ¥28,870,088 |
| 45 | 2.10% | ¥159,820 | ¥86,302,884 | ¥30,502,884 |
| 45 | 2.20% | ¥162,876 | ¥87,952,873 | ¥32,152,873 |
| 45 | 2.30% | ¥165,963 | ¥89,619,907 | ¥33,819,907 |
| 45 | 2.40% | ¥169,081 | ¥91,303,834 | ¥35,503,834 |
| 45 | 2.50% | ¥172,231 | ¥93,004,494 | ¥37,204,494 |
| 45 | 2.60% | ¥175,411 | ¥94,721,724 | ¥38,921,724 |
| 45 | 2.70% | ¥178,621 | ¥96,455,358 | ¥40,655,358 |
| 45 | 2.80% | ¥181,862 | ¥98,205,222 | ¥42,405,222 |
| 45 | 2.90% | ¥185,132 | ¥99,971,141 | ¥44,171,141 |
| 45 | 3.00% | ¥188,431 | ¥101,752,934 | ¥45,952,934 |
5580万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥133,317 | ¥63,992,252 | ¥8,192,252 |
| 40 | 0.80% | ¥135,879 | ¥65,221,789 | ¥9,421,789 |
| 40 | 0.90% | ¥138,471 | ¥66,466,040 | ¥10,666,040 |
| 40 | 1.00% | ¥141,094 | ¥67,724,963 | ¥11,924,963 |
| 40 | 1.10% | ¥143,747 | ¥68,998,511 | ¥13,198,511 |
| 40 | 1.20% | ¥146,430 | ¥70,286,635 | ¥14,486,635 |
| 40 | 1.30% | ¥149,144 | ¥71,589,278 | ¥15,789,278 |
| 40 | 1.40% | ¥151,888 | ¥72,906,382 | ¥17,106,382 |
| 40 | 1.50% | ¥154,662 | ¥74,237,882 | ¥18,437,882 |
| 40 | 1.60% | ¥157,466 | ¥75,583,712 | ¥19,783,712 |
| 40 | 1.70% | ¥160,300 | ¥76,943,798 | ¥21,143,798 |
| 40 | 1.80% | ¥163,163 | ¥78,318,066 | ¥22,518,066 |
| 40 | 1.90% | ¥166,055 | ¥79,706,434 | ¥23,906,434 |
| 40 | 2.00% | ¥168,977 | ¥81,108,819 | ¥25,308,819 |
| 40 | 2.10% | ¥171,927 | ¥82,525,133 | ¥26,725,133 |
| 40 | 2.20% | ¥174,907 | ¥83,955,286 | ¥28,155,286 |
| 40 | 2.30% | ¥177,915 | ¥85,399,180 | ¥29,599,180 |
| 40 | 2.40% | ¥180,951 | ¥86,856,719 | ¥31,056,719 |
| 40 | 2.50% | ¥184,016 | ¥88,327,800 | ¥32,527,800 |
| 40 | 2.60% | ¥187,109 | ¥89,812,319 | ¥34,012,319 |
| 40 | 2.70% | ¥190,230 | ¥91,310,165 | ¥35,510,165 |
| 40 | 2.80% | ¥193,378 | ¥92,821,229 | ¥37,021,229 |
| 40 | 2.90% | ¥196,553 | ¥94,345,396 | ¥38,545,396 |
| 40 | 3.00% | ¥199,755 | ¥95,882,548 | ¥40,082,548 |
5580万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥149,835 | ¥62,930,530 | ¥7,130,530 |
| 35 | 0.80% | ¥152,368 | ¥63,994,561 | ¥8,194,561 |
| 35 | 0.90% | ¥154,928 | ¥65,069,885 | ¥9,269,885 |
| 35 | 1.00% | ¥157,515 | ¥66,156,476 | ¥10,356,476 |
| 35 | 1.10% | ¥160,129 | ¥67,254,307 | ¥11,454,307 |
| 35 | 1.20% | ¥162,770 | ¥68,363,348 | ¥12,563,348 |
| 35 | 1.30% | ¥165,437 | ¥69,483,565 | ¥13,683,565 |
| 35 | 1.40% | ¥168,131 | ¥70,614,923 | ¥14,814,923 |
| 35 | 1.50% | ¥170,851 | ¥71,757,385 | ¥15,957,385 |
| 35 | 1.60% | ¥173,597 | ¥72,910,910 | ¥17,110,910 |
| 35 | 1.70% | ¥176,370 | ¥74,075,455 | ¥18,275,455 |
| 35 | 1.80% | ¥179,169 | ¥75,250,974 | ¥19,450,974 |
| 35 | 1.90% | ¥181,994 | ¥76,437,420 | ¥20,637,420 |
| 35 | 2.00% | ¥184,845 | ¥77,634,743 | ¥21,834,743 |
| 35 | 2.10% | ¥187,721 | ¥78,842,889 | ¥23,042,889 |
| 35 | 2.20% | ¥190,623 | ¥80,061,804 | ¥24,261,804 |
| 35 | 2.30% | ¥193,551 | ¥81,291,430 | ¥25,491,430 |
| 35 | 2.40% | ¥196,504 | ¥82,531,709 | ¥26,731,709 |
| 35 | 2.50% | ¥199,482 | ¥83,782,579 | ¥27,982,579 |
| 35 | 2.60% | ¥202,486 | ¥85,043,975 | ¥29,243,975 |
| 35 | 2.70% | ¥205,514 | ¥86,315,834 | ¥30,515,834 |
| 35 | 2.80% | ¥208,567 | ¥87,598,086 | ¥31,798,086 |
| 35 | 2.90% | ¥211,644 | ¥88,890,662 | ¥33,090,662 |
| 35 | 3.00% | ¥214,746 | ¥90,193,491 | ¥34,393,491 |
5580万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥171,889 | ¥61,880,128 | ¥6,080,128 |
| 30 | 0.80% | ¥174,395 | ¥62,782,092 | ¥6,982,092 |
| 30 | 0.90% | ¥176,923 | ¥63,692,370 | ¥7,892,370 |
| 30 | 1.00% | ¥179,475 | ¥64,610,947 | ¥8,810,947 |
| 30 | 1.10% | ¥182,049 | ¥65,537,809 | ¥9,737,809 |
| 30 | 1.20% | ¥184,647 | ¥66,472,938 | ¥10,672,938 |
| 30 | 1.30% | ¥187,268 | ¥67,416,318 | ¥11,616,318 |
| 30 | 1.40% | ¥189,911 | ¥68,367,928 | ¥12,567,928 |
| 30 | 1.50% | ¥192,577 | ¥69,327,748 | ¥13,527,748 |
| 30 | 1.60% | ¥195,266 | ¥70,295,755 | ¥14,495,755 |
| 30 | 1.70% | ¥197,978 | ¥71,271,925 | ¥15,471,925 |
| 30 | 1.80% | ¥200,712 | ¥72,256,234 | ¥16,456,234 |
| 30 | 1.90% | ¥203,468 | ¥73,248,655 | ¥17,448,655 |
| 30 | 2.00% | ¥206,248 | ¥74,249,160 | ¥18,449,160 |
| 30 | 2.10% | ¥209,049 | ¥75,257,720 | ¥19,457,720 |
| 30 | 2.20% | ¥211,873 | ¥76,274,305 | ¥20,474,305 |
| 30 | 2.30% | ¥214,719 | ¥77,298,883 | ¥21,498,883 |
| 30 | 2.40% | ¥217,587 | ¥78,331,422 | ¥22,531,422 |
| 30 | 2.50% | ¥220,477 | ¥79,371,886 | ¥23,571,886 |
| 30 | 2.60% | ¥223,390 | ¥80,420,241 | ¥24,620,241 |
| 30 | 2.70% | ¥226,323 | ¥81,476,450 | ¥25,676,450 |
| 30 | 2.80% | ¥229,279 | ¥82,540,476 | ¥26,740,476 |
| 30 | 2.90% | ¥232,256 | ¥83,612,278 | ¥27,812,278 |
| 30 | 3.00% | ¥235,255 | ¥84,691,818 | ¥28,891,818 |
5580万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥202,804 | ¥60,841,066 | ¥5,041,066 |
| 25 | 0.80% | ¥205,281 | ¥61,584,412 | ¥5,784,412 |
| 25 | 0.90% | ¥207,778 | ¥62,333,542 | ¥6,533,542 |
| 25 | 1.00% | ¥210,295 | ¥63,088,449 | ¥7,288,449 |
| 25 | 1.10% | ¥212,830 | ¥63,849,124 | ¥8,049,124 |
| 25 | 1.20% | ¥215,385 | ¥64,615,561 | ¥8,815,561 |
| 25 | 1.30% | ¥217,959 | ¥65,387,749 | ¥9,587,749 |
| 25 | 1.40% | ¥220,552 | ¥66,165,679 | ¥10,365,679 |
| 25 | 1.50% | ¥223,164 | ¥66,949,341 | ¥11,149,341 |
| 25 | 1.60% | ¥225,796 | ¥67,738,724 | ¥11,938,724 |
| 25 | 1.70% | ¥228,446 | ¥68,533,815 | ¥12,733,815 |
| 25 | 1.80% | ¥231,115 | ¥69,334,603 | ¥13,534,603 |
| 25 | 1.90% | ¥233,804 | ¥70,141,075 | ¥14,341,075 |
| 25 | 2.00% | ¥236,511 | ¥70,953,216 | ¥15,153,216 |
| 25 | 2.10% | ¥239,237 | ¥71,771,013 | ¥15,971,013 |
| 25 | 2.20% | ¥241,981 | ¥72,594,450 | ¥16,794,450 |
| 25 | 2.30% | ¥244,745 | ¥73,423,511 | ¥17,623,511 |
| 25 | 2.40% | ¥247,527 | ¥74,258,181 | ¥18,458,181 |
| 25 | 2.50% | ¥250,328 | ¥75,098,441 | ¥19,298,441 |
| 25 | 2.60% | ¥253,148 | ¥75,944,276 | ¥20,144,276 |
| 25 | 2.70% | ¥255,986 | ¥76,795,665 | ¥20,995,665 |
| 25 | 2.80% | ¥258,842 | ¥77,652,591 | ¥21,852,591 |
| 25 | 2.90% | ¥261,717 | ¥78,515,034 | ¥22,715,034 |
| 25 | 3.00% | ¥264,610 | ¥79,382,974 | ¥23,582,974 |
5580万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥249,222 | ¥59,813,357 | ¥4,013,357 |
| 20 | 0.80% | ¥251,673 | ¥60,401,548 | ¥4,601,548 |
| 20 | 0.90% | ¥254,139 | ¥60,993,445 | ¥5,193,445 |
| 20 | 1.00% | ¥256,621 | ¥61,589,046 | ¥5,789,046 |
| 20 | 1.10% | ¥259,118 | ¥62,188,347 | ¥6,388,347 |
| 20 | 1.20% | ¥261,631 | ¥62,791,345 | ¥6,991,345 |
| 20 | 1.30% | ¥264,158 | ¥63,398,036 | ¥7,598,036 |
| 20 | 1.40% | ¥266,702 | ¥64,008,417 | ¥8,208,417 |
| 20 | 1.50% | ¥269,260 | ¥64,622,481 | ¥8,822,481 |
| 20 | 1.60% | ¥271,834 | ¥65,240,226 | ¥9,440,226 |
| 20 | 1.70% | ¥274,424 | ¥65,861,645 | ¥10,061,645 |
| 20 | 1.80% | ¥277,028 | ¥66,486,733 | ¥10,686,733 |
| 20 | 1.90% | ¥279,648 | ¥67,115,486 | ¥11,315,486 |
| 20 | 2.00% | ¥282,283 | ¥67,747,896 | ¥11,947,896 |
| 20 | 2.10% | ¥284,933 | ¥68,383,959 | ¥12,583,959 |
| 20 | 2.20% | ¥287,599 | ¥69,023,667 | ¥13,223,667 |
| 20 | 2.30% | ¥290,279 | ¥69,667,013 | ¥13,867,013 |
| 20 | 2.40% | ¥292,975 | ¥70,313,992 | ¥14,513,992 |
| 20 | 2.50% | ¥295,686 | ¥70,964,595 | ¥15,164,595 |
| 20 | 2.60% | ¥298,412 | ¥71,618,816 | ¥15,818,816 |
| 20 | 2.70% | ¥301,153 | ¥72,276,646 | ¥16,476,646 |
| 20 | 2.80% | ¥303,909 | ¥72,938,077 | ¥17,138,077 |
| 20 | 2.90% | ¥306,680 | ¥73,603,101 | ¥17,803,101 |
| 20 | 3.00% | ¥309,465 | ¥74,271,710 | ¥18,471,710 |
5580万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥326,650 | ¥58,797,015 | ¥2,997,015 |
| 15 | 0.80% | ¥329,075 | ¥59,233,520 | ¥3,433,520 |
| 15 | 0.90% | ¥331,512 | ¥59,672,111 | ¥3,872,111 |
| 15 | 1.00% | ¥333,960 | ¥60,112,789 | ¥4,312,789 |
| 15 | 1.10% | ¥336,420 | ¥60,555,552 | ¥4,755,552 |
| 15 | 1.20% | ¥338,891 | ¥61,000,399 | ¥5,200,399 |
| 15 | 1.30% | ¥341,374 | ¥61,447,328 | ¥5,647,328 |
| 15 | 1.40% | ¥343,869 | ¥61,896,339 | ¥6,096,339 |
| 15 | 1.50% | ¥346,375 | ¥62,347,429 | ¥6,547,429 |
| 15 | 1.60% | ¥348,892 | ¥62,800,597 | ¥7,000,597 |
| 15 | 1.70% | ¥351,421 | ¥63,255,841 | ¥7,455,841 |
| 15 | 1.80% | ¥353,962 | ¥63,713,160 | ¥7,913,160 |
| 15 | 1.90% | ¥356,514 | ¥64,172,552 | ¥8,372,552 |
| 15 | 2.00% | ¥359,078 | ¥64,634,014 | ¥8,834,014 |
| 15 | 2.10% | ¥361,653 | ¥65,097,545 | ¥9,297,545 |
| 15 | 2.20% | ¥364,240 | ¥65,563,142 | ¥9,763,142 |
| 15 | 2.30% | ¥366,838 | ¥66,030,803 | ¥10,230,803 |
| 15 | 2.40% | ¥369,447 | ¥66,500,526 | ¥10,700,526 |
| 15 | 2.50% | ¥372,068 | ¥66,972,308 | ¥11,172,308 |
| 15 | 2.60% | ¥374,701 | ¥67,446,147 | ¥11,646,147 |
| 15 | 2.70% | ¥377,345 | ¥67,922,041 | ¥12,122,041 |
| 15 | 2.80% | ¥380,000 | ¥68,399,986 | ¥12,599,986 |
| 15 | 2.90% | ¥382,667 | ¥68,879,980 | ¥13,079,980 |
| 15 | 3.00% | ¥385,345 | ¥69,362,020 | ¥13,562,020 |
5580万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥481,600 | ¥57,792,050 | ¥1,992,050 |
| 10 | 0.80% | ¥484,003 | ¥58,080,345 | ¥2,280,345 |
| 10 | 0.90% | ¥486,413 | ¥58,369,568 | ¥2,569,568 |
| 10 | 1.00% | ¥488,831 | ¥58,659,720 | ¥2,859,720 |
| 10 | 1.10% | ¥491,257 | ¥58,950,799 | ¥3,150,799 |
| 10 | 1.20% | ¥493,690 | ¥59,242,806 | ¥3,442,806 |
| 10 | 1.30% | ¥496,131 | ¥59,535,740 | ¥3,735,740 |
| 10 | 1.40% | ¥498,580 | ¥59,829,601 | ¥4,029,601 |
| 10 | 1.50% | ¥501,037 | ¥60,124,388 | ¥4,324,388 |
| 10 | 1.60% | ¥503,501 | ¥60,420,102 | ¥4,620,102 |
| 10 | 1.70% | ¥505,973 | ¥60,716,741 | ¥4,916,741 |
| 10 | 1.80% | ¥508,453 | ¥61,014,306 | ¥5,214,306 |
| 10 | 1.90% | ¥510,940 | ¥61,312,795 | ¥5,512,795 |
| 10 | 2.00% | ¥513,435 | ¥61,612,209 | ¥5,812,209 |
| 10 | 2.10% | ¥515,938 | ¥61,912,546 | ¥6,112,546 |
| 10 | 2.20% | ¥518,448 | ¥62,213,807 | ¥6,413,807 |
| 10 | 2.30% | ¥520,967 | ¥62,515,992 | ¥6,715,992 |
| 10 | 2.40% | ¥523,492 | ¥62,819,098 | ¥7,019,098 |
| 10 | 2.50% | ¥526,026 | ¥63,123,126 | ¥7,323,126 |
| 10 | 2.60% | ¥528,567 | ¥63,428,076 | ¥7,628,076 |
| 10 | 2.70% | ¥531,116 | ¥63,733,946 | ¥7,933,946 |
| 10 | 2.80% | ¥533,673 | ¥64,040,736 | ¥8,240,736 |
| 10 | 2.90% | ¥536,237 | ¥64,348,446 | ¥8,548,446 |
| 10 | 3.00% | ¥538,809 | ¥64,657,075 | ¥8,857,075 |
