5820万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5820万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5820万円の住宅ローン｜期間・年数別
5820万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥114,991 |
¥68,994,717 |
¥10,794,717 |
| 50 |
0.80% |
¥117,722 |
¥70,633,080 |
¥12,433,080 |
| 50 |
0.90% |
¥120,492 |
¥72,295,284 |
¥14,095,284 |
| 50 |
1.00% |
¥123,302 |
¥73,981,226 |
¥15,781,226 |
| 50 |
1.10% |
¥126,151 |
¥75,690,790 |
¥17,490,790 |
| 50 |
1.20% |
¥129,040 |
¥77,423,851 |
¥19,223,851 |
| 50 |
1.30% |
¥131,967 |
¥79,180,273 |
¥20,980,273 |
| 50 |
1.40% |
¥134,933 |
¥80,959,907 |
¥22,759,907 |
| 50 |
1.50% |
¥137,938 |
¥82,762,597 |
¥24,562,597 |
| 50 |
1.60% |
¥140,980 |
¥84,588,176 |
¥26,388,176 |
| 50 |
1.70% |
¥144,061 |
¥86,436,465 |
¥28,236,465 |
| 50 |
1.80% |
¥147,179 |
¥88,307,279 |
¥30,107,279 |
| 50 |
1.90% |
¥150,334 |
¥90,200,421 |
¥32,000,421 |
| 50 |
2.00% |
¥153,526 |
¥92,115,688 |
¥33,915,688 |
| 50 |
2.10% |
¥156,755 |
¥94,052,865 |
¥35,852,865 |
| 50 |
2.20% |
¥160,020 |
¥96,011,732 |
¥37,811,732 |
| 50 |
2.30% |
¥163,320 |
¥97,992,060 |
¥39,792,060 |
| 50 |
2.40% |
¥166,656 |
¥99,993,612 |
¥41,793,612 |
| 50 |
2.50% |
¥170,027 |
¥102,016,144 |
¥43,816,144 |
| 50 |
2.60% |
¥173,432 |
¥104,059,407 |
¥45,859,407 |
| 50 |
2.70% |
¥176,872 |
¥106,123,143 |
¥47,923,143 |
| 50 |
2.80% |
¥180,345 |
¥108,207,091 |
¥50,007,091 |
| 50 |
2.90% |
¥183,852 |
¥110,310,982 |
¥52,110,982 |
| 50 |
3.00% |
¥187,391 |
¥112,434,542 |
¥54,234,542 |
5820万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥125,674 |
¥67,863,781 |
¥9,663,781 |
| 45 |
0.80% |
¥128,375 |
¥69,322,396 |
¥11,122,396 |
| 45 |
0.90% |
¥131,112 |
¥70,800,381 |
¥12,600,381 |
| 45 |
1.00% |
¥133,885 |
¥72,297,668 |
¥14,097,668 |
| 45 |
1.10% |
¥136,693 |
¥73,814,180 |
¥15,614,180 |
| 45 |
1.20% |
¥139,537 |
¥75,349,833 |
¥17,149,833 |
| 45 |
1.30% |
¥142,416 |
¥76,904,537 |
¥18,704,537 |
| 45 |
1.40% |
¥145,330 |
¥78,478,194 |
¥20,278,194 |
| 45 |
1.50% |
¥148,279 |
¥80,070,699 |
¥21,870,699 |
| 45 |
1.60% |
¥151,263 |
¥81,681,941 |
¥23,481,941 |
| 45 |
1.70% |
¥154,281 |
¥83,311,801 |
¥25,111,801 |
| 45 |
1.80% |
¥157,334 |
¥84,960,155 |
¥26,760,155 |
| 45 |
1.90% |
¥160,420 |
¥86,626,871 |
¥28,426,871 |
| 45 |
2.00% |
¥163,540 |
¥88,311,812 |
¥30,111,812 |
| 45 |
2.10% |
¥166,694 |
¥90,014,836 |
¥31,814,836 |
| 45 |
2.20% |
¥169,881 |
¥91,735,792 |
¥33,535,792 |
| 45 |
2.30% |
¥173,101 |
¥93,474,527 |
¥35,274,527 |
| 45 |
2.40% |
¥176,353 |
¥95,230,880 |
¥37,030,880 |
| 45 |
2.50% |
¥179,638 |
¥97,004,687 |
¥38,804,687 |
| 45 |
2.60% |
¥182,955 |
¥98,795,777 |
¥40,595,777 |
| 45 |
2.70% |
¥186,304 |
¥100,603,975 |
¥42,403,975 |
| 45 |
2.80% |
¥189,684 |
¥102,429,102 |
¥44,229,102 |
| 45 |
2.90% |
¥193,094 |
¥104,270,975 |
¥46,070,975 |
| 45 |
3.00% |
¥196,536 |
¥106,129,405 |
¥47,929,405 |
5820万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥139,051 |
¥66,744,607 |
¥8,544,607 |
| 40 |
0.80% |
¥141,723 |
¥68,027,028 |
¥9,827,028 |
| 40 |
0.90% |
¥144,427 |
¥69,324,795 |
¥11,124,795 |
| 40 |
1.00% |
¥147,162 |
¥70,637,865 |
¥12,437,865 |
| 40 |
1.10% |
¥149,930 |
¥71,966,189 |
¥13,766,189 |
| 40 |
1.20% |
¥152,729 |
¥73,309,716 |
¥15,109,716 |
| 40 |
1.30% |
¥155,559 |
¥74,668,387 |
¥16,468,387 |
| 40 |
1.40% |
¥158,421 |
¥76,042,140 |
¥17,842,140 |
| 40 |
1.50% |
¥161,314 |
¥77,430,909 |
¥19,230,909 |
| 40 |
1.60% |
¥164,239 |
¥78,834,624 |
¥20,634,624 |
| 40 |
1.70% |
¥167,194 |
¥80,253,209 |
¥22,053,209 |
| 40 |
1.80% |
¥170,180 |
¥81,686,585 |
¥23,486,585 |
| 40 |
1.90% |
¥173,197 |
¥83,134,668 |
¥24,934,668 |
| 40 |
2.00% |
¥176,245 |
¥84,597,371 |
¥26,397,371 |
| 40 |
2.10% |
¥179,322 |
¥86,074,602 |
¥27,874,602 |
| 40 |
2.20% |
¥182,430 |
¥87,566,266 |
¥29,366,266 |
| 40 |
2.30% |
¥185,567 |
¥89,072,263 |
¥30,872,263 |
| 40 |
2.40% |
¥188,734 |
¥90,592,492 |
¥32,392,492 |
| 40 |
2.50% |
¥191,931 |
¥92,126,846 |
¥33,926,846 |
| 40 |
2.60% |
¥195,157 |
¥93,675,214 |
¥35,475,214 |
| 40 |
2.70% |
¥198,411 |
¥95,237,484 |
¥37,037,484 |
| 40 |
2.80% |
¥201,695 |
¥96,813,540 |
¥38,613,540 |
| 40 |
2.90% |
¥205,007 |
¥98,403,262 |
¥40,203,262 |
| 40 |
3.00% |
¥208,347 |
¥100,006,528 |
¥41,806,528 |
5820万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥156,279 |
¥65,637,219 |
¥7,437,219 |
| 35 |
0.80% |
¥158,921 |
¥66,747,016 |
¥8,547,016 |
| 35 |
0.90% |
¥161,592 |
¥67,868,590 |
¥9,668,590 |
| 35 |
1.00% |
¥164,290 |
¥69,001,916 |
¥10,801,916 |
| 35 |
1.10% |
¥167,017 |
¥70,146,966 |
¥11,946,966 |
| 35 |
1.20% |
¥169,771 |
¥71,303,707 |
¥13,103,707 |
| 35 |
1.30% |
¥172,553 |
¥72,472,105 |
¥14,272,105 |
| 35 |
1.40% |
¥175,362 |
¥73,652,124 |
¥15,452,124 |
| 35 |
1.50% |
¥178,199 |
¥74,843,724 |
¥16,643,724 |
| 35 |
1.60% |
¥181,064 |
¥76,046,863 |
¥17,846,863 |
| 35 |
1.70% |
¥183,956 |
¥77,261,496 |
¥19,061,496 |
| 35 |
1.80% |
¥186,875 |
¥78,487,575 |
¥20,287,575 |
| 35 |
1.90% |
¥189,822 |
¥79,725,051 |
¥21,525,051 |
| 35 |
2.00% |
¥192,795 |
¥80,973,871 |
¥22,773,871 |
| 35 |
2.10% |
¥195,795 |
¥82,233,981 |
¥24,033,981 |
| 35 |
2.20% |
¥198,822 |
¥83,505,322 |
¥25,305,322 |
| 35 |
2.30% |
¥201,876 |
¥84,787,836 |
¥26,587,836 |
| 35 |
2.40% |
¥204,956 |
¥86,081,460 |
¥27,881,460 |
| 35 |
2.50% |
¥208,062 |
¥87,386,130 |
¥29,186,130 |
| 35 |
2.60% |
¥211,195 |
¥88,701,781 |
¥30,501,781 |
| 35 |
2.70% |
¥214,353 |
¥90,028,343 |
¥31,828,343 |
| 35 |
2.80% |
¥217,537 |
¥91,365,745 |
¥33,165,745 |
| 35 |
2.90% |
¥220,747 |
¥92,713,916 |
¥34,513,916 |
| 35 |
3.00% |
¥223,983 |
¥94,072,780 |
¥35,872,780 |
5820万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥179,282 |
¥64,541,639 |
¥6,341,639 |
| 30 |
0.80% |
¥181,896 |
¥65,482,397 |
¥7,282,397 |
| 30 |
0.90% |
¥184,533 |
¥66,431,826 |
¥8,231,826 |
| 30 |
1.00% |
¥187,194 |
¥67,389,912 |
¥9,189,912 |
| 30 |
1.10% |
¥189,880 |
¥68,356,639 |
¥10,156,639 |
| 30 |
1.20% |
¥192,589 |
¥69,331,990 |
¥11,131,990 |
| 30 |
1.30% |
¥195,322 |
¥70,315,945 |
¥12,115,945 |
| 30 |
1.40% |
¥198,079 |
¥71,308,484 |
¥13,108,484 |
| 30 |
1.50% |
¥200,860 |
¥72,309,586 |
¥14,109,586 |
| 30 |
1.60% |
¥203,665 |
¥73,319,228 |
¥15,119,228 |
| 30 |
1.70% |
¥206,493 |
¥74,337,384 |
¥16,137,384 |
| 30 |
1.80% |
¥209,345 |
¥75,364,029 |
¥17,164,029 |
| 30 |
1.90% |
¥212,220 |
¥76,399,134 |
¥18,199,134 |
| 30 |
2.00% |
¥215,119 |
¥77,442,672 |
¥19,242,672 |
| 30 |
2.10% |
¥218,041 |
¥78,494,611 |
¥20,294,611 |
| 30 |
2.20% |
¥220,986 |
¥79,554,920 |
¥21,354,920 |
| 30 |
2.30% |
¥223,954 |
¥80,623,566 |
¥22,423,566 |
| 30 |
2.40% |
¥226,946 |
¥81,700,515 |
¥23,500,515 |
| 30 |
2.50% |
¥229,960 |
¥82,785,731 |
¥24,585,731 |
| 30 |
2.60% |
¥232,998 |
¥83,879,176 |
¥25,679,176 |
| 30 |
2.70% |
¥236,058 |
¥84,980,814 |
¥26,780,814 |
| 30 |
2.80% |
¥239,141 |
¥86,090,604 |
¥27,890,604 |
| 30 |
2.90% |
¥242,246 |
¥87,208,505 |
¥29,008,505 |
| 30 |
3.00% |
¥245,374 |
¥88,334,477 |
¥30,134,477 |
5820万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥211,526 |
¥63,457,886 |
¥5,257,886 |
| 25 |
0.80% |
¥214,111 |
¥64,233,204 |
¥6,033,204 |
| 25 |
0.90% |
¥216,715 |
¥65,014,555 |
¥6,814,555 |
| 25 |
1.00% |
¥219,340 |
¥65,801,931 |
¥7,601,931 |
| 25 |
1.10% |
¥221,984 |
¥66,595,323 |
¥8,395,323 |
| 25 |
1.20% |
¥224,649 |
¥67,394,725 |
¥9,194,725 |
| 25 |
1.30% |
¥227,334 |
¥68,200,125 |
¥10,000,125 |
| 25 |
1.40% |
¥230,038 |
¥69,011,515 |
¥10,811,515 |
| 25 |
1.50% |
¥232,763 |
¥69,828,883 |
¥11,628,883 |
| 25 |
1.60% |
¥235,507 |
¥70,652,217 |
¥12,452,217 |
| 25 |
1.70% |
¥238,272 |
¥71,481,506 |
¥13,281,506 |
| 25 |
1.80% |
¥241,056 |
¥72,316,737 |
¥14,116,737 |
| 25 |
1.90% |
¥243,860 |
¥73,157,895 |
¥14,957,895 |
| 25 |
2.00% |
¥246,683 |
¥74,004,968 |
¥15,804,968 |
| 25 |
2.10% |
¥249,526 |
¥74,857,938 |
¥16,657,938 |
| 25 |
2.20% |
¥252,389 |
¥75,716,792 |
¥17,516,792 |
| 25 |
2.30% |
¥255,272 |
¥76,581,512 |
¥18,381,512 |
| 25 |
2.40% |
¥258,174 |
¥77,452,081 |
¥19,252,081 |
| 25 |
2.50% |
¥261,095 |
¥78,328,482 |
¥20,128,482 |
| 25 |
2.60% |
¥264,036 |
¥79,210,696 |
¥21,010,696 |
| 25 |
2.70% |
¥266,996 |
¥80,098,704 |
¥21,898,704 |
| 25 |
2.80% |
¥269,975 |
¥80,992,487 |
¥22,792,487 |
| 25 |
2.90% |
¥272,973 |
¥81,892,025 |
¥23,692,025 |
| 25 |
3.00% |
¥275,991 |
¥82,797,295 |
¥24,597,295 |
5820万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥259,942 |
¥62,385,975 |
¥4,185,975 |
| 20 |
0.80% |
¥262,498 |
¥62,999,464 |
¥4,799,464 |
| 20 |
0.90% |
¥265,070 |
¥63,616,819 |
¥5,416,819 |
| 20 |
1.00% |
¥267,658 |
¥64,238,037 |
¥6,038,037 |
| 20 |
1.10% |
¥270,263 |
¥64,863,115 |
¥6,663,115 |
| 20 |
1.20% |
¥272,884 |
¥65,492,048 |
¥7,292,048 |
| 20 |
1.30% |
¥275,520 |
¥66,124,834 |
¥7,924,834 |
| 20 |
1.40% |
¥278,173 |
¥66,761,467 |
¥8,561,467 |
| 20 |
1.50% |
¥280,841 |
¥67,401,943 |
¥9,201,943 |
| 20 |
1.60% |
¥283,526 |
¥68,046,257 |
¥9,846,257 |
| 20 |
1.70% |
¥286,227 |
¥68,694,404 |
¥10,494,404 |
| 20 |
1.80% |
¥288,943 |
¥69,346,378 |
¥11,146,378 |
| 20 |
1.90% |
¥291,676 |
¥70,002,173 |
¥11,802,173 |
| 20 |
2.00% |
¥294,424 |
¥70,661,784 |
¥12,461,784 |
| 20 |
2.10% |
¥297,188 |
¥71,325,204 |
¥13,125,204 |
| 20 |
2.20% |
¥299,968 |
¥71,992,426 |
¥13,792,426 |
| 20 |
2.30% |
¥302,764 |
¥72,663,444 |
¥14,463,444 |
| 20 |
2.40% |
¥305,576 |
¥73,338,250 |
¥15,138,250 |
| 20 |
2.50% |
¥308,403 |
¥74,016,836 |
¥15,816,836 |
| 20 |
2.60% |
¥311,247 |
¥74,699,195 |
¥16,499,195 |
| 20 |
2.70% |
¥314,105 |
¥75,385,319 |
¥17,185,319 |
| 20 |
2.80% |
¥316,980 |
¥76,075,199 |
¥17,875,199 |
| 20 |
2.90% |
¥319,870 |
¥76,768,826 |
¥18,568,826 |
| 20 |
3.00% |
¥322,776 |
¥77,466,192 |
¥19,266,192 |
5820万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥340,700 |
¥61,325,919 |
¥3,125,919 |
| 15 |
0.80% |
¥343,229 |
¥61,781,198 |
¥3,581,198 |
| 15 |
0.90% |
¥345,770 |
¥62,238,654 |
¥4,038,654 |
| 15 |
1.00% |
¥348,324 |
¥62,698,285 |
¥4,498,285 |
| 15 |
1.10% |
¥350,889 |
¥63,160,092 |
¥4,960,092 |
| 15 |
1.20% |
¥353,467 |
¥63,624,072 |
¥5,424,072 |
| 15 |
1.30% |
¥356,057 |
¥64,090,224 |
¥5,890,224 |
| 15 |
1.40% |
¥358,659 |
¥64,558,547 |
¥6,358,547 |
| 15 |
1.50% |
¥361,272 |
¥65,029,039 |
¥6,829,039 |
| 15 |
1.60% |
¥363,898 |
¥65,501,698 |
¥7,301,698 |
| 15 |
1.70% |
¥366,536 |
¥65,976,523 |
¥7,776,523 |
| 15 |
1.80% |
¥369,186 |
¥66,453,511 |
¥8,253,511 |
| 15 |
1.90% |
¥371,848 |
¥66,932,662 |
¥8,732,662 |
| 15 |
2.00% |
¥374,522 |
¥67,413,971 |
¥9,213,971 |
| 15 |
2.10% |
¥377,208 |
¥67,897,439 |
¥9,697,439 |
| 15 |
2.20% |
¥379,906 |
¥68,383,062 |
¥10,183,062 |
| 15 |
2.30% |
¥382,616 |
¥68,870,837 |
¥10,670,837 |
| 15 |
2.40% |
¥385,338 |
¥69,360,763 |
¥11,160,763 |
| 15 |
2.50% |
¥388,071 |
¥69,852,838 |
¥11,652,838 |
| 15 |
2.60% |
¥390,817 |
¥70,347,057 |
¥12,147,057 |
| 15 |
2.70% |
¥393,575 |
¥70,843,419 |
¥12,643,419 |
| 15 |
2.80% |
¥396,344 |
¥71,341,921 |
¥13,141,921 |
| 15 |
2.90% |
¥399,125 |
¥71,842,560 |
¥13,642,560 |
| 15 |
3.00% |
¥401,919 |
¥72,345,333 |
¥14,145,333 |
5820万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥502,314 |
¥60,277,729 |
¥2,077,729 |
| 10 |
0.80% |
¥504,820 |
¥60,578,424 |
¥2,378,424 |
| 10 |
0.90% |
¥507,334 |
¥60,880,087 |
¥2,680,087 |
| 10 |
1.00% |
¥509,856 |
¥61,182,718 |
¥2,982,718 |
| 10 |
1.10% |
¥512,386 |
¥61,486,317 |
¥3,286,317 |
| 10 |
1.20% |
¥514,924 |
¥61,790,884 |
¥3,590,884 |
| 10 |
1.30% |
¥517,470 |
¥62,096,417 |
¥3,896,417 |
| 10 |
1.40% |
¥520,024 |
¥62,402,917 |
¥4,202,917 |
| 10 |
1.50% |
¥522,587 |
¥62,710,383 |
¥4,510,383 |
| 10 |
1.60% |
¥525,157 |
¥63,018,816 |
¥4,818,816 |
| 10 |
1.70% |
¥527,735 |
¥63,328,214 |
¥5,128,214 |
| 10 |
1.80% |
¥530,321 |
¥63,638,577 |
¥5,438,577 |
| 10 |
1.90% |
¥532,916 |
¥63,949,904 |
¥5,749,904 |
| 10 |
2.00% |
¥535,518 |
¥64,262,196 |
¥6,062,196 |
| 10 |
2.10% |
¥538,129 |
¥64,575,452 |
¥6,375,452 |
| 10 |
2.20% |
¥540,747 |
¥64,889,670 |
¥6,689,670 |
| 10 |
2.30% |
¥543,374 |
¥65,204,851 |
¥7,004,851 |
| 10 |
2.40% |
¥546,008 |
¥65,520,995 |
¥7,320,995 |
| 10 |
2.50% |
¥548,651 |
¥65,838,099 |
¥7,638,099 |
| 10 |
2.60% |
¥551,301 |
¥66,156,165 |
¥7,956,165 |
| 10 |
2.70% |
¥553,960 |
¥66,475,191 |
¥8,275,191 |
| 10 |
2.80% |
¥556,626 |
¥66,795,177 |
¥8,595,177 |
| 10 |
2.90% |
¥559,301 |
¥67,116,121 |
¥8,916,121 |
| 10 |
3.00% |
¥561,984 |
¥67,438,024 |
¥9,238,024 |
