5850万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5850万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5850万円の住宅ローン｜期間・年数別
5850万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥115,584 |
¥69,350,360 |
¥10,850,360 |
| 50 |
0.80% |
¥118,329 |
¥70,997,168 |
¥12,497,168 |
| 50 |
0.90% |
¥121,113 |
¥72,667,940 |
¥14,167,940 |
| 50 |
1.00% |
¥123,938 |
¥74,362,572 |
¥15,862,572 |
| 50 |
1.10% |
¥126,802 |
¥76,080,949 |
¥17,580,949 |
| 50 |
1.20% |
¥129,705 |
¥77,822,943 |
¥19,322,943 |
| 50 |
1.30% |
¥132,647 |
¥79,588,418 |
¥21,088,418 |
| 50 |
1.40% |
¥135,629 |
¥81,377,226 |
¥22,877,226 |
| 50 |
1.50% |
¥138,649 |
¥83,189,209 |
¥24,689,209 |
| 50 |
1.60% |
¥141,707 |
¥85,024,197 |
¥26,524,197 |
| 50 |
1.70% |
¥144,803 |
¥86,882,014 |
¥28,382,014 |
| 50 |
1.80% |
¥147,937 |
¥88,762,471 |
¥30,262,471 |
| 50 |
1.90% |
¥151,109 |
¥90,665,372 |
¥32,165,372 |
| 50 |
2.00% |
¥154,318 |
¥92,590,511 |
¥34,090,511 |
| 50 |
2.10% |
¥157,563 |
¥94,537,674 |
¥36,037,674 |
| 50 |
2.20% |
¥160,844 |
¥96,506,638 |
¥38,006,638 |
| 50 |
2.30% |
¥164,162 |
¥98,497,173 |
¥39,997,173 |
| 50 |
2.40% |
¥167,515 |
¥100,509,043 |
¥42,009,043 |
| 50 |
2.50% |
¥170,903 |
¥102,542,000 |
¥44,042,000 |
| 50 |
2.60% |
¥174,326 |
¥104,595,795 |
¥46,095,795 |
| 50 |
2.70% |
¥177,784 |
¥106,670,170 |
¥48,170,170 |
| 50 |
2.80% |
¥181,275 |
¥108,764,860 |
¥50,264,860 |
| 50 |
2.90% |
¥184,799 |
¥110,879,595 |
¥52,379,595 |
| 50 |
3.00% |
¥188,357 |
¥113,014,102 |
¥54,514,102 |
5850万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥126,321 |
¥68,213,594 |
¥9,713,594 |
| 45 |
0.80% |
¥129,037 |
¥69,679,728 |
¥11,179,728 |
| 45 |
0.90% |
¥131,788 |
¥71,165,332 |
¥12,665,332 |
| 45 |
1.00% |
¥134,575 |
¥72,670,336 |
¥14,170,336 |
| 45 |
1.10% |
¥137,398 |
¥74,194,665 |
¥15,694,665 |
| 45 |
1.20% |
¥140,256 |
¥75,738,234 |
¥17,238,234 |
| 45 |
1.30% |
¥143,150 |
¥77,300,952 |
¥18,800,952 |
| 45 |
1.40% |
¥146,079 |
¥78,882,721 |
¥20,382,721 |
| 45 |
1.50% |
¥149,043 |
¥80,483,435 |
¥21,983,435 |
| 45 |
1.60% |
¥152,043 |
¥82,102,982 |
¥23,602,982 |
| 45 |
1.70% |
¥155,076 |
¥83,741,243 |
¥25,241,243 |
| 45 |
1.80% |
¥158,145 |
¥85,398,094 |
¥26,898,094 |
| 45 |
1.90% |
¥161,247 |
¥87,073,401 |
¥28,573,401 |
| 45 |
2.00% |
¥164,383 |
¥88,767,028 |
¥30,267,028 |
| 45 |
2.10% |
¥167,553 |
¥90,478,830 |
¥31,978,830 |
| 45 |
2.20% |
¥170,757 |
¥92,208,657 |
¥33,708,657 |
| 45 |
2.30% |
¥173,993 |
¥93,956,355 |
¥35,456,355 |
| 45 |
2.40% |
¥177,263 |
¥95,721,761 |
¥37,221,761 |
| 45 |
2.50% |
¥180,564 |
¥97,504,711 |
¥39,004,711 |
| 45 |
2.60% |
¥183,898 |
¥99,305,033 |
¥40,805,033 |
| 45 |
2.70% |
¥187,264 |
¥101,122,552 |
¥42,622,552 |
| 45 |
2.80% |
¥190,661 |
¥102,957,087 |
¥44,457,087 |
| 45 |
2.90% |
¥194,090 |
¥104,808,454 |
¥46,308,454 |
| 45 |
3.00% |
¥197,549 |
¥106,676,463 |
¥48,176,463 |
5850万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥139,768 |
¥67,088,651 |
¥8,588,651 |
| 40 |
0.80% |
¥142,454 |
¥68,377,682 |
¥9,877,682 |
| 40 |
0.90% |
¥145,171 |
¥69,682,139 |
¥11,182,139 |
| 40 |
1.00% |
¥147,921 |
¥71,001,977 |
¥12,501,977 |
| 40 |
1.10% |
¥150,702 |
¥72,337,149 |
¥13,837,149 |
| 40 |
1.20% |
¥153,516 |
¥73,687,601 |
¥15,187,601 |
| 40 |
1.30% |
¥156,361 |
¥75,053,275 |
¥16,553,275 |
| 40 |
1.40% |
¥159,238 |
¥76,434,110 |
¥17,934,110 |
| 40 |
1.50% |
¥162,146 |
¥77,830,038 |
¥19,330,038 |
| 40 |
1.60% |
¥165,085 |
¥79,240,988 |
¥20,740,988 |
| 40 |
1.70% |
¥168,056 |
¥80,666,885 |
¥22,166,885 |
| 40 |
1.80% |
¥171,058 |
¥82,107,650 |
¥23,607,650 |
| 40 |
1.90% |
¥174,090 |
¥83,563,197 |
¥25,063,197 |
| 40 |
2.00% |
¥177,153 |
¥85,033,439 |
¥26,533,439 |
| 40 |
2.10% |
¥180,246 |
¥86,518,285 |
¥28,018,285 |
| 40 |
2.20% |
¥183,370 |
¥88,017,638 |
¥29,517,638 |
| 40 |
2.30% |
¥186,524 |
¥89,531,399 |
¥31,031,399 |
| 40 |
2.40% |
¥189,707 |
¥91,059,464 |
¥32,559,464 |
| 40 |
2.50% |
¥192,920 |
¥92,601,726 |
¥34,101,726 |
| 40 |
2.60% |
¥196,163 |
¥94,158,076 |
¥35,658,076 |
| 40 |
2.70% |
¥199,434 |
¥95,728,399 |
¥37,228,399 |
| 40 |
2.80% |
¥202,735 |
¥97,312,579 |
¥38,812,579 |
| 40 |
2.90% |
¥206,064 |
¥98,910,496 |
¥40,410,496 |
| 40 |
3.00% |
¥209,421 |
¥100,522,026 |
¥42,022,026 |
5850万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥157,085 |
¥65,975,555 |
¥7,475,555 |
| 35 |
0.80% |
¥159,741 |
¥67,091,073 |
¥8,591,073 |
| 35 |
0.90% |
¥162,425 |
¥68,218,428 |
¥9,718,428 |
| 35 |
1.00% |
¥165,137 |
¥69,357,596 |
¥10,857,596 |
| 35 |
1.10% |
¥167,877 |
¥70,508,548 |
¥12,008,548 |
| 35 |
1.20% |
¥170,646 |
¥71,671,252 |
¥13,171,252 |
| 35 |
1.30% |
¥173,442 |
¥72,845,673 |
¥14,345,673 |
| 35 |
1.40% |
¥176,266 |
¥74,031,774 |
¥15,531,774 |
| 35 |
1.50% |
¥179,118 |
¥75,229,517 |
¥16,729,517 |
| 35 |
1.60% |
¥181,997 |
¥76,438,857 |
¥17,938,857 |
| 35 |
1.70% |
¥184,904 |
¥77,659,751 |
¥19,159,751 |
| 35 |
1.80% |
¥187,838 |
¥78,892,151 |
¥20,392,151 |
| 35 |
1.90% |
¥190,800 |
¥80,136,005 |
¥21,636,005 |
| 35 |
2.00% |
¥193,789 |
¥81,391,263 |
¥22,891,263 |
| 35 |
2.10% |
¥196,804 |
¥82,657,867 |
¥24,157,867 |
| 35 |
2.20% |
¥199,847 |
¥83,935,762 |
¥25,435,762 |
| 35 |
2.30% |
¥202,916 |
¥85,224,886 |
¥26,724,886 |
| 35 |
2.40% |
¥206,012 |
¥86,525,179 |
¥28,025,179 |
| 35 |
2.50% |
¥209,135 |
¥87,836,574 |
¥29,336,574 |
| 35 |
2.60% |
¥212,283 |
¥89,159,007 |
¥30,659,007 |
| 35 |
2.70% |
¥215,458 |
¥90,492,406 |
¥31,992,406 |
| 35 |
2.80% |
¥218,659 |
¥91,836,703 |
¥33,336,703 |
| 35 |
2.90% |
¥221,885 |
¥93,191,823 |
¥34,691,823 |
| 35 |
3.00% |
¥225,137 |
¥94,557,692 |
¥36,057,692 |
5850万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥180,206 |
¥64,874,328 |
¥6,374,328 |
| 30 |
0.80% |
¥182,833 |
¥65,819,935 |
¥7,319,935 |
| 30 |
0.90% |
¥185,484 |
¥66,774,258 |
¥8,274,258 |
| 30 |
1.00% |
¥188,159 |
¥67,737,283 |
¥9,237,283 |
| 30 |
1.10% |
¥190,858 |
¥68,708,993 |
¥10,208,993 |
| 30 |
1.20% |
¥193,582 |
¥69,689,371 |
¥11,189,371 |
| 30 |
1.30% |
¥196,329 |
¥70,678,398 |
¥12,178,398 |
| 30 |
1.40% |
¥199,100 |
¥71,676,054 |
¥13,176,054 |
| 30 |
1.50% |
¥201,895 |
¥72,682,316 |
¥14,182,316 |
| 30 |
1.60% |
¥204,714 |
¥73,697,162 |
¥15,197,162 |
| 30 |
1.70% |
¥207,557 |
¥74,720,567 |
¥16,220,567 |
| 30 |
1.80% |
¥210,424 |
¥75,752,503 |
¥17,252,503 |
| 30 |
1.90% |
¥213,314 |
¥76,792,944 |
¥18,292,944 |
| 30 |
2.00% |
¥216,227 |
¥77,841,861 |
¥19,341,861 |
| 30 |
2.10% |
¥219,165 |
¥78,899,223 |
¥20,399,223 |
| 30 |
2.20% |
¥222,125 |
¥79,964,997 |
¥21,464,997 |
| 30 |
2.30% |
¥225,109 |
¥81,039,152 |
¥22,539,152 |
| 30 |
2.40% |
¥228,116 |
¥82,121,652 |
¥23,621,652 |
| 30 |
2.50% |
¥231,146 |
¥83,212,461 |
¥24,712,461 |
| 30 |
2.60% |
¥234,199 |
¥84,311,543 |
¥25,811,543 |
| 30 |
2.70% |
¥237,275 |
¥85,418,859 |
¥26,918,859 |
| 30 |
2.80% |
¥240,373 |
¥86,534,370 |
¥28,034,370 |
| 30 |
2.90% |
¥243,495 |
¥87,658,034 |
¥29,158,034 |
| 30 |
3.00% |
¥246,638 |
¥88,789,810 |
¥30,289,810 |
5850万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥212,617 |
¥63,784,988 |
¥5,284,988 |
| 25 |
0.80% |
¥215,214 |
¥64,564,303 |
¥6,064,303 |
| 25 |
0.90% |
¥217,832 |
¥65,349,681 |
¥6,849,681 |
| 25 |
1.00% |
¥220,470 |
¥66,141,116 |
¥7,641,116 |
| 25 |
1.10% |
¥223,129 |
¥66,938,598 |
¥8,438,598 |
| 25 |
1.20% |
¥225,807 |
¥67,742,120 |
¥9,242,120 |
| 25 |
1.30% |
¥228,506 |
¥68,551,672 |
¥10,051,672 |
| 25 |
1.40% |
¥231,224 |
¥69,367,244 |
¥10,867,244 |
| 25 |
1.50% |
¥233,963 |
¥70,188,825 |
¥11,688,825 |
| 25 |
1.60% |
¥236,721 |
¥71,016,404 |
¥12,516,404 |
| 25 |
1.70% |
¥239,500 |
¥71,849,968 |
¥13,349,968 |
| 25 |
1.80% |
¥242,298 |
¥72,689,504 |
¥14,189,504 |
| 25 |
1.90% |
¥245,117 |
¥73,534,998 |
¥15,034,998 |
| 25 |
2.00% |
¥247,955 |
¥74,386,436 |
¥15,886,436 |
| 25 |
2.10% |
¥250,813 |
¥75,243,804 |
¥16,743,804 |
| 25 |
2.20% |
¥253,690 |
¥76,107,084 |
¥17,607,084 |
| 25 |
2.30% |
¥256,588 |
¥76,976,262 |
¥18,476,262 |
| 25 |
2.40% |
¥259,504 |
¥77,851,318 |
¥19,351,318 |
| 25 |
2.50% |
¥262,441 |
¥78,732,237 |
¥20,232,237 |
| 25 |
2.60% |
¥265,397 |
¥79,618,999 |
¥21,118,999 |
| 25 |
2.70% |
¥268,372 |
¥80,511,584 |
¥22,011,584 |
| 25 |
2.80% |
¥271,367 |
¥81,409,974 |
¥22,909,974 |
| 25 |
2.90% |
¥274,380 |
¥82,314,149 |
¥23,814,149 |
| 25 |
3.00% |
¥277,414 |
¥83,224,086 |
¥24,724,086 |
5850万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥261,281 |
¥62,707,552 |
¥4,207,552 |
| 20 |
0.80% |
¥263,851 |
¥63,324,203 |
¥4,824,203 |
| 20 |
0.90% |
¥266,436 |
¥63,944,740 |
¥5,444,740 |
| 20 |
1.00% |
¥269,038 |
¥64,569,161 |
¥6,069,161 |
| 20 |
1.10% |
¥271,656 |
¥65,197,460 |
¥6,697,460 |
| 20 |
1.20% |
¥274,290 |
¥65,829,636 |
¥7,329,636 |
| 20 |
1.30% |
¥276,940 |
¥66,465,683 |
¥7,965,683 |
| 20 |
1.40% |
¥279,607 |
¥67,105,598 |
¥8,605,598 |
| 20 |
1.50% |
¥282,289 |
¥67,749,375 |
¥9,249,375 |
| 20 |
1.60% |
¥284,988 |
¥68,397,011 |
¥9,897,011 |
| 20 |
1.70% |
¥287,702 |
¥69,048,498 |
¥10,548,498 |
| 20 |
1.80% |
¥290,433 |
¥69,703,833 |
¥11,203,833 |
| 20 |
1.90% |
¥293,179 |
¥70,363,009 |
¥11,863,009 |
| 20 |
2.00% |
¥295,942 |
¥71,026,020 |
¥12,526,020 |
| 20 |
2.10% |
¥298,720 |
¥71,692,860 |
¥13,192,860 |
| 20 |
2.20% |
¥301,515 |
¥72,363,521 |
¥13,863,521 |
| 20 |
2.30% |
¥304,325 |
¥73,037,998 |
¥14,537,998 |
| 20 |
2.40% |
¥307,151 |
¥73,716,282 |
¥15,216,282 |
| 20 |
2.50% |
¥309,993 |
¥74,398,366 |
¥15,898,366 |
| 20 |
2.60% |
¥312,851 |
¥75,084,243 |
¥16,584,243 |
| 20 |
2.70% |
¥315,725 |
¥75,773,903 |
¥17,273,903 |
| 20 |
2.80% |
¥318,614 |
¥76,467,339 |
¥17,967,339 |
| 20 |
2.90% |
¥321,519 |
¥77,164,542 |
¥18,664,542 |
| 20 |
3.00% |
¥324,440 |
¥77,865,503 |
¥19,365,503 |
5850万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥342,456 |
¥61,642,032 |
¥3,142,032 |
| 15 |
0.80% |
¥344,998 |
¥62,099,658 |
¥3,599,658 |
| 15 |
0.90% |
¥347,553 |
¥62,559,471 |
¥4,059,471 |
| 15 |
1.00% |
¥350,119 |
¥63,021,472 |
¥4,521,472 |
| 15 |
1.10% |
¥352,698 |
¥63,485,659 |
¥4,985,659 |
| 15 |
1.20% |
¥355,289 |
¥63,952,031 |
¥5,452,031 |
| 15 |
1.30% |
¥357,892 |
¥64,420,586 |
¥5,920,586 |
| 15 |
1.40% |
¥360,507 |
¥64,891,323 |
¥6,391,323 |
| 15 |
1.50% |
¥363,135 |
¥65,364,240 |
¥6,864,240 |
| 15 |
1.60% |
¥365,774 |
¥65,839,336 |
¥7,339,336 |
| 15 |
1.70% |
¥368,426 |
¥66,316,608 |
¥7,816,608 |
| 15 |
1.80% |
¥371,089 |
¥66,796,055 |
¥8,296,055 |
| 15 |
1.90% |
¥373,765 |
¥67,277,675 |
¥8,777,675 |
| 15 |
2.00% |
¥376,453 |
¥67,761,466 |
¥9,261,466 |
| 15 |
2.10% |
¥379,152 |
¥68,247,426 |
¥9,747,426 |
| 15 |
2.20% |
¥381,864 |
¥68,735,552 |
¥10,235,552 |
| 15 |
2.30% |
¥384,588 |
¥69,225,842 |
¥10,725,842 |
| 15 |
2.40% |
¥387,324 |
¥69,718,293 |
¥11,218,293 |
| 15 |
2.50% |
¥390,072 |
¥70,212,904 |
¥11,712,904 |
| 15 |
2.60% |
¥392,832 |
¥70,709,671 |
¥12,209,671 |
| 15 |
2.70% |
¥395,603 |
¥71,208,591 |
¥12,708,591 |
| 15 |
2.80% |
¥398,387 |
¥71,709,663 |
¥13,209,663 |
| 15 |
2.90% |
¥401,183 |
¥72,212,882 |
¥13,712,882 |
| 15 |
3.00% |
¥403,990 |
¥72,718,247 |
¥14,218,247 |
5850万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥504,904 |
¥60,588,439 |
¥2,088,439 |
| 10 |
0.80% |
¥507,422 |
¥60,890,684 |
¥2,390,684 |
| 10 |
0.90% |
¥509,949 |
¥61,193,902 |
¥2,693,902 |
| 10 |
1.00% |
¥512,484 |
¥61,498,093 |
¥2,998,093 |
| 10 |
1.10% |
¥515,027 |
¥61,803,257 |
¥3,303,257 |
| 10 |
1.20% |
¥517,578 |
¥62,109,393 |
¥3,609,393 |
| 10 |
1.30% |
¥520,138 |
¥62,416,502 |
¥3,916,502 |
| 10 |
1.40% |
¥522,705 |
¥62,724,582 |
¥4,224,582 |
| 10 |
1.50% |
¥525,280 |
¥63,033,633 |
¥4,533,633 |
| 10 |
1.60% |
¥527,864 |
¥63,343,655 |
¥4,843,655 |
| 10 |
1.70% |
¥530,455 |
¥63,654,648 |
¥5,154,648 |
| 10 |
1.80% |
¥533,055 |
¥63,966,611 |
¥5,466,611 |
| 10 |
1.90% |
¥535,663 |
¥64,279,543 |
¥5,779,543 |
| 10 |
2.00% |
¥538,279 |
¥64,593,445 |
¥6,093,445 |
| 10 |
2.10% |
¥540,903 |
¥64,908,315 |
¥6,408,315 |
| 10 |
2.20% |
¥543,535 |
¥65,224,153 |
¥6,724,153 |
| 10 |
2.30% |
¥546,175 |
¥65,540,959 |
¥7,040,959 |
| 10 |
2.40% |
¥548,823 |
¥65,858,732 |
¥7,358,732 |
| 10 |
2.50% |
¥551,479 |
¥66,177,471 |
¥7,677,471 |
| 10 |
2.60% |
¥554,143 |
¥66,497,176 |
¥7,997,176 |
| 10 |
2.70% |
¥556,815 |
¥66,817,847 |
¥8,317,847 |
| 10 |
2.80% |
¥559,496 |
¥67,139,482 |
¥8,639,482 |
| 10 |
2.90% |
¥562,184 |
¥67,462,081 |
¥8,962,081 |
| 10 |
3.00% |
¥564,880 |
¥67,785,643 |
¥9,285,643 |
