5950万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5950万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5950万円の住宅ローン|期間・年数別
5950万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥117,560 |
¥70,535,836 |
¥11,035,836 |
| 50 |
0.80% |
¥120,351 |
¥72,210,795 |
¥12,710,795 |
| 50 |
0.90% |
¥123,184 |
¥73,910,127 |
¥14,410,127 |
| 50 |
1.00% |
¥126,056 |
¥75,633,727 |
¥16,133,727 |
| 50 |
1.10% |
¥128,969 |
¥77,381,478 |
¥17,881,478 |
| 50 |
1.20% |
¥131,922 |
¥79,153,250 |
¥19,653,250 |
| 50 |
1.30% |
¥134,915 |
¥80,948,904 |
¥21,448,904 |
| 50 |
1.40% |
¥137,947 |
¥82,768,290 |
¥23,268,290 |
| 50 |
1.50% |
¥141,019 |
¥84,611,246 |
¥25,111,246 |
| 50 |
1.60% |
¥144,129 |
¥86,477,602 |
¥26,977,602 |
| 50 |
1.70% |
¥147,279 |
¥88,367,176 |
¥28,867,176 |
| 50 |
1.80% |
¥150,466 |
¥90,279,778 |
¥30,779,778 |
| 50 |
1.90% |
¥153,692 |
¥92,215,207 |
¥32,715,207 |
| 50 |
2.00% |
¥156,955 |
¥94,173,255 |
¥34,673,255 |
| 50 |
2.10% |
¥160,256 |
¥96,153,702 |
¥36,653,702 |
| 50 |
2.20% |
¥163,594 |
¥98,156,324 |
¥38,656,324 |
| 50 |
2.30% |
¥166,968 |
¥100,180,886 |
¥40,680,886 |
| 50 |
2.40% |
¥170,379 |
¥102,227,146 |
¥42,727,146 |
| 50 |
2.50% |
¥173,825 |
¥104,294,855 |
¥44,794,855 |
| 50 |
2.60% |
¥177,306 |
¥106,383,758 |
¥46,883,758 |
| 50 |
2.70% |
¥180,823 |
¥108,493,592 |
¥48,993,592 |
| 50 |
2.80% |
¥184,373 |
¥110,624,088 |
¥51,124,088 |
| 50 |
2.90% |
¥187,958 |
¥112,774,973 |
¥53,274,973 |
| 50 |
3.00% |
¥191,577 |
¥114,945,967 |
¥55,445,967 |
5950万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥128,481 |
¥69,379,639 |
¥9,879,639 |
| 45 |
0.80% |
¥131,242 |
¥70,870,835 |
¥11,370,835 |
| 45 |
0.90% |
¥134,040 |
¥72,381,833 |
¥12,881,833 |
| 45 |
1.00% |
¥136,875 |
¥73,912,564 |
¥14,412,564 |
| 45 |
1.10% |
¥139,746 |
¥75,462,950 |
¥15,962,950 |
| 45 |
1.20% |
¥142,654 |
¥77,032,905 |
¥17,532,905 |
| 45 |
1.30% |
¥145,597 |
¥78,622,336 |
¥19,122,336 |
| 45 |
1.40% |
¥148,576 |
¥80,231,143 |
¥20,731,143 |
| 45 |
1.50% |
¥151,591 |
¥81,859,220 |
¥22,359,220 |
| 45 |
1.60% |
¥154,642 |
¥83,506,452 |
¥24,006,452 |
| 45 |
1.70% |
¥157,727 |
¥85,172,718 |
¥25,672,718 |
| 45 |
1.80% |
¥160,848 |
¥86,857,890 |
¥27,357,890 |
| 45 |
1.90% |
¥164,003 |
¥88,561,835 |
¥29,061,835 |
| 45 |
2.00% |
¥167,193 |
¥90,284,413 |
¥30,784,413 |
| 45 |
2.10% |
¥170,418 |
¥92,025,476 |
¥32,525,476 |
| 45 |
2.20% |
¥173,676 |
¥93,784,873 |
¥34,284,873 |
| 45 |
2.30% |
¥176,967 |
¥95,562,446 |
¥36,062,446 |
| 45 |
2.40% |
¥180,293 |
¥97,358,031 |
¥37,858,031 |
| 45 |
2.50% |
¥183,651 |
¥99,171,458 |
¥39,671,458 |
| 45 |
2.60% |
¥187,042 |
¥101,002,555 |
¥41,502,555 |
| 45 |
2.70% |
¥190,465 |
¥102,851,143 |
¥43,351,143 |
| 45 |
2.80% |
¥193,920 |
¥104,717,038 |
¥45,217,038 |
| 45 |
2.90% |
¥197,408 |
¥106,600,051 |
¥47,100,051 |
| 45 |
3.00% |
¥200,926 |
¥108,499,993 |
¥48,999,993 |
5950万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥142,157 |
¥68,235,466 |
¥8,735,466 |
| 40 |
0.80% |
¥144,889 |
¥69,546,532 |
¥10,046,532 |
| 40 |
0.90% |
¥147,653 |
¥70,873,287 |
¥11,373,287 |
| 40 |
1.00% |
¥150,449 |
¥72,215,686 |
¥12,715,686 |
| 40 |
1.10% |
¥153,279 |
¥73,573,681 |
¥14,073,681 |
| 40 |
1.20% |
¥156,140 |
¥74,947,218 |
¥15,447,218 |
| 40 |
1.30% |
¥159,034 |
¥76,336,237 |
¥16,836,237 |
| 40 |
1.40% |
¥161,960 |
¥77,740,676 |
¥18,240,676 |
| 40 |
1.50% |
¥164,918 |
¥79,160,466 |
¥19,660,466 |
| 40 |
1.60% |
¥167,907 |
¥80,595,535 |
¥21,095,535 |
| 40 |
1.70% |
¥170,929 |
¥82,045,807 |
¥22,545,807 |
| 40 |
1.80% |
¥173,982 |
¥83,511,199 |
¥24,011,199 |
| 40 |
1.90% |
¥177,066 |
¥84,991,628 |
¥25,491,628 |
| 40 |
2.00% |
¥180,181 |
¥86,487,003 |
¥26,987,003 |
| 40 |
2.10% |
¥183,328 |
¥87,997,230 |
¥28,497,230 |
| 40 |
2.20% |
¥186,505 |
¥89,522,213 |
¥30,022,213 |
| 40 |
2.30% |
¥189,712 |
¥91,061,850 |
¥31,561,850 |
| 40 |
2.40% |
¥192,950 |
¥92,616,036 |
¥33,116,036 |
| 40 |
2.50% |
¥196,218 |
¥94,184,662 |
¥34,684,662 |
| 40 |
2.60% |
¥199,516 |
¥95,767,616 |
¥36,267,616 |
| 40 |
2.70% |
¥202,843 |
¥97,364,782 |
¥37,864,782 |
| 40 |
2.80% |
¥206,200 |
¥98,976,042 |
¥39,476,042 |
| 40 |
2.90% |
¥209,586 |
¥100,601,273 |
¥41,101,273 |
| 40 |
3.00% |
¥213,001 |
¥102,240,351 |
¥42,740,351 |
5950万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥159,770 |
¥67,103,343 |
¥7,603,343 |
| 35 |
0.80% |
¥162,471 |
¥68,237,928 |
¥8,737,928 |
| 35 |
0.90% |
¥165,201 |
¥69,384,555 |
¥9,884,555 |
| 35 |
1.00% |
¥167,960 |
¥70,543,196 |
¥11,043,196 |
| 35 |
1.10% |
¥170,747 |
¥71,713,822 |
¥12,213,822 |
| 35 |
1.20% |
¥173,563 |
¥72,896,401 |
¥13,396,401 |
| 35 |
1.30% |
¥176,407 |
¥74,090,898 |
¥14,590,898 |
| 35 |
1.40% |
¥179,279 |
¥75,297,275 |
¥15,797,275 |
| 35 |
1.50% |
¥182,180 |
¥76,515,491 |
¥17,015,491 |
| 35 |
1.60% |
¥185,108 |
¥77,745,505 |
¥18,245,505 |
| 35 |
1.70% |
¥188,065 |
¥78,987,268 |
¥19,487,268 |
| 35 |
1.80% |
¥191,049 |
¥80,240,734 |
¥20,740,734 |
| 35 |
1.90% |
¥194,062 |
¥81,505,851 |
¥22,005,851 |
| 35 |
2.00% |
¥197,101 |
¥82,782,566 |
¥23,282,566 |
| 35 |
2.10% |
¥200,169 |
¥84,070,822 |
¥24,570,822 |
| 35 |
2.20% |
¥203,263 |
¥85,370,561 |
¥25,870,561 |
| 35 |
2.30% |
¥206,385 |
¥86,681,722 |
¥27,181,722 |
| 35 |
2.40% |
¥209,534 |
¥88,004,242 |
¥28,504,242 |
| 35 |
2.50% |
¥212,710 |
¥89,338,054 |
¥29,838,054 |
| 35 |
2.60% |
¥215,912 |
¥90,683,092 |
¥31,183,092 |
| 35 |
2.70% |
¥219,141 |
¥92,039,285 |
¥32,539,285 |
| 35 |
2.80% |
¥222,397 |
¥93,406,561 |
¥33,906,561 |
| 35 |
2.90% |
¥225,678 |
¥94,784,845 |
¥35,284,845 |
| 35 |
3.00% |
¥228,986 |
¥96,174,062 |
¥36,674,062 |
5950万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥183,287 |
¥65,983,291 |
¥6,483,291 |
| 30 |
0.80% |
¥185,959 |
¥66,945,062 |
¥7,445,062 |
| 30 |
0.90% |
¥188,655 |
¥67,915,699 |
¥8,415,699 |
| 30 |
1.00% |
¥191,376 |
¥68,895,185 |
¥9,395,185 |
| 30 |
1.10% |
¥194,121 |
¥69,883,506 |
¥10,383,506 |
| 30 |
1.20% |
¥196,891 |
¥70,880,642 |
¥11,380,642 |
| 30 |
1.30% |
¥199,685 |
¥71,886,576 |
¥12,386,576 |
| 30 |
1.40% |
¥202,504 |
¥72,901,286 |
¥13,401,286 |
| 30 |
1.50% |
¥205,347 |
¥73,924,749 |
¥14,424,749 |
| 30 |
1.60% |
¥208,214 |
¥74,956,943 |
¥15,456,943 |
| 30 |
1.70% |
¥211,105 |
¥75,997,841 |
¥16,497,841 |
| 30 |
1.80% |
¥214,021 |
¥77,047,418 |
¥17,547,418 |
| 30 |
1.90% |
¥216,960 |
¥78,105,644 |
¥18,605,644 |
| 30 |
2.00% |
¥219,924 |
¥79,172,491 |
¥19,672,491 |
| 30 |
2.10% |
¥222,911 |
¥80,247,927 |
¥20,747,927 |
| 30 |
2.20% |
¥225,922 |
¥81,331,920 |
¥21,831,920 |
| 30 |
2.30% |
¥228,957 |
¥82,424,436 |
¥22,924,436 |
| 30 |
2.40% |
¥232,015 |
¥83,525,441 |
¥24,025,441 |
| 30 |
2.50% |
¥235,097 |
¥84,634,897 |
¥25,134,897 |
| 30 |
2.60% |
¥238,202 |
¥85,752,766 |
¥26,252,766 |
| 30 |
2.70% |
¥241,331 |
¥86,879,011 |
¥27,379,011 |
| 30 |
2.80% |
¥244,482 |
¥88,013,590 |
¥28,513,590 |
| 30 |
2.90% |
¥247,657 |
¥89,156,462 |
¥29,656,462 |
| 30 |
3.00% |
¥250,854 |
¥90,307,584 |
¥30,807,584 |
5950万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥216,251 |
¥64,875,330 |
¥5,375,330 |
| 25 |
0.80% |
¥218,893 |
¥65,667,966 |
¥6,167,966 |
| 25 |
0.90% |
¥221,556 |
¥66,466,770 |
¥6,966,770 |
| 25 |
1.00% |
¥224,239 |
¥67,271,733 |
¥7,771,733 |
| 25 |
1.10% |
¥226,943 |
¥68,082,848 |
¥8,582,848 |
| 25 |
1.20% |
¥229,667 |
¥68,900,105 |
¥9,400,105 |
| 25 |
1.30% |
¥232,412 |
¥69,723,496 |
¥10,223,496 |
| 25 |
1.40% |
¥235,177 |
¥70,553,009 |
¥11,053,009 |
| 25 |
1.50% |
¥237,962 |
¥71,388,634 |
¥11,888,634 |
| 25 |
1.60% |
¥240,768 |
¥72,230,359 |
¥12,730,359 |
| 25 |
1.70% |
¥243,594 |
¥73,078,172 |
¥13,578,172 |
| 25 |
1.80% |
¥246,440 |
¥73,932,059 |
¥14,432,059 |
| 25 |
1.90% |
¥249,307 |
¥74,792,006 |
¥15,292,006 |
| 25 |
2.00% |
¥252,193 |
¥75,657,999 |
¥16,157,999 |
| 25 |
2.10% |
¥255,100 |
¥76,530,023 |
¥17,030,023 |
| 25 |
2.20% |
¥258,027 |
¥77,408,060 |
¥17,908,060 |
| 25 |
2.30% |
¥260,974 |
¥78,292,095 |
¥18,792,095 |
| 25 |
2.40% |
¥263,940 |
¥79,182,110 |
¥19,682,110 |
| 25 |
2.50% |
¥266,927 |
¥80,078,087 |
¥20,578,087 |
| 25 |
2.60% |
¥269,933 |
¥80,980,007 |
¥21,480,007 |
| 25 |
2.70% |
¥272,960 |
¥81,887,851 |
¥22,387,851 |
| 25 |
2.80% |
¥276,005 |
¥82,801,598 |
¥23,301,598 |
| 25 |
2.90% |
¥279,071 |
¥83,721,228 |
¥24,221,228 |
| 25 |
3.00% |
¥282,156 |
¥84,646,720 |
¥25,146,720 |
5950万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥265,748 |
¥63,779,476 |
¥4,279,476 |
| 20 |
0.80% |
¥268,361 |
¥64,406,668 |
¥4,906,668 |
| 20 |
0.90% |
¥270,991 |
¥65,037,813 |
¥5,537,813 |
| 20 |
1.00% |
¥273,637 |
¥65,672,907 |
¥6,172,907 |
| 20 |
1.10% |
¥276,300 |
¥66,311,947 |
¥6,811,947 |
| 20 |
1.20% |
¥278,979 |
¥66,954,929 |
¥7,454,929 |
| 20 |
1.30% |
¥281,674 |
¥67,601,849 |
¥8,101,849 |
| 20 |
1.40% |
¥284,386 |
¥68,252,702 |
¥8,752,702 |
| 20 |
1.50% |
¥287,115 |
¥68,907,484 |
¥9,407,484 |
| 20 |
1.60% |
¥289,859 |
¥69,566,190 |
¥10,066,190 |
| 20 |
1.70% |
¥292,620 |
¥70,228,815 |
¥10,728,815 |
| 20 |
1.80% |
¥295,397 |
¥70,895,352 |
¥11,395,352 |
| 20 |
1.90% |
¥298,191 |
¥71,565,796 |
¥12,065,796 |
| 20 |
2.00% |
¥301,001 |
¥72,240,140 |
¥12,740,140 |
| 20 |
2.10% |
¥303,827 |
¥72,918,379 |
¥13,418,379 |
| 20 |
2.20% |
¥306,669 |
¥73,600,505 |
¥14,100,505 |
| 20 |
2.30% |
¥309,527 |
¥74,286,511 |
¥14,786,511 |
| 20 |
2.40% |
¥312,402 |
¥74,976,389 |
¥15,476,389 |
| 20 |
2.50% |
¥315,292 |
¥75,670,133 |
¥16,170,133 |
| 20 |
2.60% |
¥318,199 |
¥76,367,734 |
¥16,867,734 |
| 20 |
2.70% |
¥321,122 |
¥77,069,183 |
¥17,569,183 |
| 20 |
2.80% |
¥324,060 |
¥77,774,473 |
¥18,274,473 |
| 20 |
2.90% |
¥327,015 |
¥78,483,594 |
¥18,983,594 |
| 20 |
3.00% |
¥329,986 |
¥79,196,537 |
¥19,696,537 |
5950万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥348,310 |
¥62,695,742 |
¥3,195,742 |
| 15 |
0.80% |
¥350,896 |
¥63,161,190 |
¥3,661,190 |
| 15 |
0.90% |
¥353,494 |
¥63,628,864 |
¥4,128,864 |
| 15 |
1.00% |
¥356,104 |
¥64,098,763 |
¥4,598,763 |
| 15 |
1.10% |
¥358,727 |
¥64,570,884 |
¥5,070,884 |
| 15 |
1.20% |
¥361,362 |
¥65,045,228 |
¥5,545,228 |
| 15 |
1.30% |
¥364,010 |
¥65,521,793 |
¥6,021,793 |
| 15 |
1.40% |
¥366,670 |
¥66,000,576 |
¥6,500,576 |
| 15 |
1.50% |
¥369,342 |
¥66,481,577 |
¥6,981,577 |
| 15 |
1.60% |
¥372,027 |
¥66,964,794 |
¥7,464,794 |
| 15 |
1.70% |
¥374,723 |
¥67,450,225 |
¥7,950,225 |
| 15 |
1.80% |
¥377,433 |
¥67,937,868 |
¥8,437,868 |
| 15 |
1.90% |
¥380,154 |
¥68,427,721 |
¥8,927,721 |
| 15 |
2.00% |
¥382,888 |
¥68,919,782 |
¥9,419,782 |
| 15 |
2.10% |
¥385,634 |
¥69,414,048 |
¥9,914,048 |
| 15 |
2.20% |
¥388,392 |
¥69,910,518 |
¥10,410,518 |
| 15 |
2.30% |
¥391,162 |
¥70,409,189 |
¥10,909,189 |
| 15 |
2.40% |
¥393,945 |
¥70,910,059 |
¥11,410,059 |
| 15 |
2.50% |
¥396,740 |
¥71,413,124 |
¥11,913,124 |
| 15 |
2.60% |
¥399,547 |
¥71,918,383 |
¥12,418,383 |
| 15 |
2.70% |
¥402,366 |
¥72,425,832 |
¥12,925,832 |
| 15 |
2.80% |
¥405,197 |
¥72,935,469 |
¥13,435,469 |
| 15 |
2.90% |
¥408,041 |
¥73,447,291 |
¥13,947,291 |
| 15 |
3.00% |
¥410,896 |
¥73,961,294 |
¥14,461,294 |
5950万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥513,534 |
¥61,624,139 |
¥2,124,139 |
| 10 |
0.80% |
¥516,096 |
¥61,931,551 |
¥2,431,551 |
| 10 |
0.90% |
¥518,666 |
¥62,239,952 |
¥2,739,952 |
| 10 |
1.00% |
¥521,245 |
¥62,549,343 |
¥3,049,343 |
| 10 |
1.10% |
¥523,831 |
¥62,859,723 |
¥3,359,723 |
| 10 |
1.20% |
¥526,426 |
¥63,171,092 |
¥3,671,092 |
| 10 |
1.30% |
¥529,029 |
¥63,483,450 |
¥3,983,450 |
| 10 |
1.40% |
¥531,640 |
¥63,796,797 |
¥4,296,797 |
| 10 |
1.50% |
¥534,259 |
¥64,111,131 |
¥4,611,131 |
| 10 |
1.60% |
¥536,887 |
¥64,426,453 |
¥4,926,453 |
| 10 |
1.70% |
¥539,523 |
¥64,742,761 |
¥5,242,761 |
| 10 |
1.80% |
¥542,167 |
¥65,060,057 |
¥5,560,057 |
| 10 |
1.90% |
¥544,819 |
¥65,378,339 |
¥5,878,339 |
| 10 |
2.00% |
¥547,480 |
¥65,697,606 |
¥6,197,606 |
| 10 |
2.10% |
¥550,149 |
¥66,017,859 |
¥6,517,859 |
| 10 |
2.20% |
¥552,826 |
¥66,339,096 |
¥6,839,096 |
| 10 |
2.30% |
¥555,511 |
¥66,661,317 |
¥7,161,317 |
| 10 |
2.40% |
¥558,204 |
¥66,984,522 |
¥7,484,522 |
| 10 |
2.50% |
¥560,906 |
¥67,308,710 |
¥7,808,710 |
| 10 |
2.60% |
¥563,616 |
¥67,633,880 |
¥8,133,880 |
| 10 |
2.70% |
¥566,334 |
¥67,960,032 |
¥8,460,032 |
| 10 |
2.80% |
¥569,060 |
¥68,287,165 |
¥8,787,165 |
| 10 |
2.90% |
¥571,794 |
¥68,615,278 |
¥9,115,278 |
| 10 |
3.00% |
¥574,536 |
¥68,944,372 |
¥9,444,372 |