5950万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5950万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5950万円の住宅ローン｜期間・年数別
5950万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥117,560 | ¥70,535,836 | ¥11,035,836 |
| 50 | 0.80% | ¥120,351 | ¥72,210,795 | ¥12,710,795 |
| 50 | 0.90% | ¥123,184 | ¥73,910,127 | ¥14,410,127 |
| 50 | 1.00% | ¥126,056 | ¥75,633,727 | ¥16,133,727 |
| 50 | 1.10% | ¥128,969 | ¥77,381,478 | ¥17,881,478 |
| 50 | 1.20% | ¥131,922 | ¥79,153,250 | ¥19,653,250 |
| 50 | 1.30% | ¥134,915 | ¥80,948,904 | ¥21,448,904 |
| 50 | 1.40% | ¥137,947 | ¥82,768,290 | ¥23,268,290 |
| 50 | 1.50% | ¥141,019 | ¥84,611,246 | ¥25,111,246 |
| 50 | 1.60% | ¥144,129 | ¥86,477,602 | ¥26,977,602 |
| 50 | 1.70% | ¥147,279 | ¥88,367,176 | ¥28,867,176 |
| 50 | 1.80% | ¥150,466 | ¥90,279,778 | ¥30,779,778 |
| 50 | 1.90% | ¥153,692 | ¥92,215,207 | ¥32,715,207 |
| 50 | 2.00% | ¥156,955 | ¥94,173,255 | ¥34,673,255 |
| 50 | 2.10% | ¥160,256 | ¥96,153,702 | ¥36,653,702 |
| 50 | 2.20% | ¥163,594 | ¥98,156,324 | ¥38,656,324 |
| 50 | 2.30% | ¥166,968 | ¥100,180,886 | ¥40,680,886 |
| 50 | 2.40% | ¥170,379 | ¥102,227,146 | ¥42,727,146 |
| 50 | 2.50% | ¥173,825 | ¥104,294,855 | ¥44,794,855 |
| 50 | 2.60% | ¥177,306 | ¥106,383,758 | ¥46,883,758 |
| 50 | 2.70% | ¥180,823 | ¥108,493,592 | ¥48,993,592 |
| 50 | 2.80% | ¥184,373 | ¥110,624,088 | ¥51,124,088 |
| 50 | 2.90% | ¥187,958 | ¥112,774,973 | ¥53,274,973 |
| 50 | 3.00% | ¥191,577 | ¥114,945,967 | ¥55,445,967 |
5950万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥128,481 | ¥69,379,639 | ¥9,879,639 |
| 45 | 0.80% | ¥131,242 | ¥70,870,835 | ¥11,370,835 |
| 45 | 0.90% | ¥134,040 | ¥72,381,833 | ¥12,881,833 |
| 45 | 1.00% | ¥136,875 | ¥73,912,564 | ¥14,412,564 |
| 45 | 1.10% | ¥139,746 | ¥75,462,950 | ¥15,962,950 |
| 45 | 1.20% | ¥142,654 | ¥77,032,905 | ¥17,532,905 |
| 45 | 1.30% | ¥145,597 | ¥78,622,336 | ¥19,122,336 |
| 45 | 1.40% | ¥148,576 | ¥80,231,143 | ¥20,731,143 |
| 45 | 1.50% | ¥151,591 | ¥81,859,220 | ¥22,359,220 |
| 45 | 1.60% | ¥154,642 | ¥83,506,452 | ¥24,006,452 |
| 45 | 1.70% | ¥157,727 | ¥85,172,718 | ¥25,672,718 |
| 45 | 1.80% | ¥160,848 | ¥86,857,890 | ¥27,357,890 |
| 45 | 1.90% | ¥164,003 | ¥88,561,835 | ¥29,061,835 |
| 45 | 2.00% | ¥167,193 | ¥90,284,413 | ¥30,784,413 |
| 45 | 2.10% | ¥170,418 | ¥92,025,476 | ¥32,525,476 |
| 45 | 2.20% | ¥173,676 | ¥93,784,873 | ¥34,284,873 |
| 45 | 2.30% | ¥176,967 | ¥95,562,446 | ¥36,062,446 |
| 45 | 2.40% | ¥180,293 | ¥97,358,031 | ¥37,858,031 |
| 45 | 2.50% | ¥183,651 | ¥99,171,458 | ¥39,671,458 |
| 45 | 2.60% | ¥187,042 | ¥101,002,555 | ¥41,502,555 |
| 45 | 2.70% | ¥190,465 | ¥102,851,143 | ¥43,351,143 |
| 45 | 2.80% | ¥193,920 | ¥104,717,038 | ¥45,217,038 |
| 45 | 2.90% | ¥197,408 | ¥106,600,051 | ¥47,100,051 |
| 45 | 3.00% | ¥200,926 | ¥108,499,993 | ¥48,999,993 |
5950万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥142,157 | ¥68,235,466 | ¥8,735,466 |
| 40 | 0.80% | ¥144,889 | ¥69,546,532 | ¥10,046,532 |
| 40 | 0.90% | ¥147,653 | ¥70,873,287 | ¥11,373,287 |
| 40 | 1.00% | ¥150,449 | ¥72,215,686 | ¥12,715,686 |
| 40 | 1.10% | ¥153,279 | ¥73,573,681 | ¥14,073,681 |
| 40 | 1.20% | ¥156,140 | ¥74,947,218 | ¥15,447,218 |
| 40 | 1.30% | ¥159,034 | ¥76,336,237 | ¥16,836,237 |
| 40 | 1.40% | ¥161,960 | ¥77,740,676 | ¥18,240,676 |
| 40 | 1.50% | ¥164,918 | ¥79,160,466 | ¥19,660,466 |
| 40 | 1.60% | ¥167,907 | ¥80,595,535 | ¥21,095,535 |
| 40 | 1.70% | ¥170,929 | ¥82,045,807 | ¥22,545,807 |
| 40 | 1.80% | ¥173,982 | ¥83,511,199 | ¥24,011,199 |
| 40 | 1.90% | ¥177,066 | ¥84,991,628 | ¥25,491,628 |
| 40 | 2.00% | ¥180,181 | ¥86,487,003 | ¥26,987,003 |
| 40 | 2.10% | ¥183,328 | ¥87,997,230 | ¥28,497,230 |
| 40 | 2.20% | ¥186,505 | ¥89,522,213 | ¥30,022,213 |
| 40 | 2.30% | ¥189,712 | ¥91,061,850 | ¥31,561,850 |
| 40 | 2.40% | ¥192,950 | ¥92,616,036 | ¥33,116,036 |
| 40 | 2.50% | ¥196,218 | ¥94,184,662 | ¥34,684,662 |
| 40 | 2.60% | ¥199,516 | ¥95,767,616 | ¥36,267,616 |
| 40 | 2.70% | ¥202,843 | ¥97,364,782 | ¥37,864,782 |
| 40 | 2.80% | ¥206,200 | ¥98,976,042 | ¥39,476,042 |
| 40 | 2.90% | ¥209,586 | ¥100,601,273 | ¥41,101,273 |
| 40 | 3.00% | ¥213,001 | ¥102,240,351 | ¥42,740,351 |
5950万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥159,770 | ¥67,103,343 | ¥7,603,343 |
| 35 | 0.80% | ¥162,471 | ¥68,237,928 | ¥8,737,928 |
| 35 | 0.90% | ¥165,201 | ¥69,384,555 | ¥9,884,555 |
| 35 | 1.00% | ¥167,960 | ¥70,543,196 | ¥11,043,196 |
| 35 | 1.10% | ¥170,747 | ¥71,713,822 | ¥12,213,822 |
| 35 | 1.20% | ¥173,563 | ¥72,896,401 | ¥13,396,401 |
| 35 | 1.30% | ¥176,407 | ¥74,090,898 | ¥14,590,898 |
| 35 | 1.40% | ¥179,279 | ¥75,297,275 | ¥15,797,275 |
| 35 | 1.50% | ¥182,180 | ¥76,515,491 | ¥17,015,491 |
| 35 | 1.60% | ¥185,108 | ¥77,745,505 | ¥18,245,505 |
| 35 | 1.70% | ¥188,065 | ¥78,987,268 | ¥19,487,268 |
| 35 | 1.80% | ¥191,049 | ¥80,240,734 | ¥20,740,734 |
| 35 | 1.90% | ¥194,062 | ¥81,505,851 | ¥22,005,851 |
| 35 | 2.00% | ¥197,101 | ¥82,782,566 | ¥23,282,566 |
| 35 | 2.10% | ¥200,169 | ¥84,070,822 | ¥24,570,822 |
| 35 | 2.20% | ¥203,263 | ¥85,370,561 | ¥25,870,561 |
| 35 | 2.30% | ¥206,385 | ¥86,681,722 | ¥27,181,722 |
| 35 | 2.40% | ¥209,534 | ¥88,004,242 | ¥28,504,242 |
| 35 | 2.50% | ¥212,710 | ¥89,338,054 | ¥29,838,054 |
| 35 | 2.60% | ¥215,912 | ¥90,683,092 | ¥31,183,092 |
| 35 | 2.70% | ¥219,141 | ¥92,039,285 | ¥32,539,285 |
| 35 | 2.80% | ¥222,397 | ¥93,406,561 | ¥33,906,561 |
| 35 | 2.90% | ¥225,678 | ¥94,784,845 | ¥35,284,845 |
| 35 | 3.00% | ¥228,986 | ¥96,174,062 | ¥36,674,062 |
5950万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥183,287 | ¥65,983,291 | ¥6,483,291 |
| 30 | 0.80% | ¥185,959 | ¥66,945,062 | ¥7,445,062 |
| 30 | 0.90% | ¥188,655 | ¥67,915,699 | ¥8,415,699 |
| 30 | 1.00% | ¥191,376 | ¥68,895,185 | ¥9,395,185 |
| 30 | 1.10% | ¥194,121 | ¥69,883,506 | ¥10,383,506 |
| 30 | 1.20% | ¥196,891 | ¥70,880,642 | ¥11,380,642 |
| 30 | 1.30% | ¥199,685 | ¥71,886,576 | ¥12,386,576 |
| 30 | 1.40% | ¥202,504 | ¥72,901,286 | ¥13,401,286 |
| 30 | 1.50% | ¥205,347 | ¥73,924,749 | ¥14,424,749 |
| 30 | 1.60% | ¥208,214 | ¥74,956,943 | ¥15,456,943 |
| 30 | 1.70% | ¥211,105 | ¥75,997,841 | ¥16,497,841 |
| 30 | 1.80% | ¥214,021 | ¥77,047,418 | ¥17,547,418 |
| 30 | 1.90% | ¥216,960 | ¥78,105,644 | ¥18,605,644 |
| 30 | 2.00% | ¥219,924 | ¥79,172,491 | ¥19,672,491 |
| 30 | 2.10% | ¥222,911 | ¥80,247,927 | ¥20,747,927 |
| 30 | 2.20% | ¥225,922 | ¥81,331,920 | ¥21,831,920 |
| 30 | 2.30% | ¥228,957 | ¥82,424,436 | ¥22,924,436 |
| 30 | 2.40% | ¥232,015 | ¥83,525,441 | ¥24,025,441 |
| 30 | 2.50% | ¥235,097 | ¥84,634,897 | ¥25,134,897 |
| 30 | 2.60% | ¥238,202 | ¥85,752,766 | ¥26,252,766 |
| 30 | 2.70% | ¥241,331 | ¥86,879,011 | ¥27,379,011 |
| 30 | 2.80% | ¥244,482 | ¥88,013,590 | ¥28,513,590 |
| 30 | 2.90% | ¥247,657 | ¥89,156,462 | ¥29,656,462 |
| 30 | 3.00% | ¥250,854 | ¥90,307,584 | ¥30,807,584 |
5950万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥216,251 | ¥64,875,330 | ¥5,375,330 |
| 25 | 0.80% | ¥218,893 | ¥65,667,966 | ¥6,167,966 |
| 25 | 0.90% | ¥221,556 | ¥66,466,770 | ¥6,966,770 |
| 25 | 1.00% | ¥224,239 | ¥67,271,733 | ¥7,771,733 |
| 25 | 1.10% | ¥226,943 | ¥68,082,848 | ¥8,582,848 |
| 25 | 1.20% | ¥229,667 | ¥68,900,105 | ¥9,400,105 |
| 25 | 1.30% | ¥232,412 | ¥69,723,496 | ¥10,223,496 |
| 25 | 1.40% | ¥235,177 | ¥70,553,009 | ¥11,053,009 |
| 25 | 1.50% | ¥237,962 | ¥71,388,634 | ¥11,888,634 |
| 25 | 1.60% | ¥240,768 | ¥72,230,359 | ¥12,730,359 |
| 25 | 1.70% | ¥243,594 | ¥73,078,172 | ¥13,578,172 |
| 25 | 1.80% | ¥246,440 | ¥73,932,059 | ¥14,432,059 |
| 25 | 1.90% | ¥249,307 | ¥74,792,006 | ¥15,292,006 |
| 25 | 2.00% | ¥252,193 | ¥75,657,999 | ¥16,157,999 |
| 25 | 2.10% | ¥255,100 | ¥76,530,023 | ¥17,030,023 |
| 25 | 2.20% | ¥258,027 | ¥77,408,060 | ¥17,908,060 |
| 25 | 2.30% | ¥260,974 | ¥78,292,095 | ¥18,792,095 |
| 25 | 2.40% | ¥263,940 | ¥79,182,110 | ¥19,682,110 |
| 25 | 2.50% | ¥266,927 | ¥80,078,087 | ¥20,578,087 |
| 25 | 2.60% | ¥269,933 | ¥80,980,007 | ¥21,480,007 |
| 25 | 2.70% | ¥272,960 | ¥81,887,851 | ¥22,387,851 |
| 25 | 2.80% | ¥276,005 | ¥82,801,598 | ¥23,301,598 |
| 25 | 2.90% | ¥279,071 | ¥83,721,228 | ¥24,221,228 |
| 25 | 3.00% | ¥282,156 | ¥84,646,720 | ¥25,146,720 |
5950万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥265,748 | ¥63,779,476 | ¥4,279,476 |
| 20 | 0.80% | ¥268,361 | ¥64,406,668 | ¥4,906,668 |
| 20 | 0.90% | ¥270,991 | ¥65,037,813 | ¥5,537,813 |
| 20 | 1.00% | ¥273,637 | ¥65,672,907 | ¥6,172,907 |
| 20 | 1.10% | ¥276,300 | ¥66,311,947 | ¥6,811,947 |
| 20 | 1.20% | ¥278,979 | ¥66,954,929 | ¥7,454,929 |
| 20 | 1.30% | ¥281,674 | ¥67,601,849 | ¥8,101,849 |
| 20 | 1.40% | ¥284,386 | ¥68,252,702 | ¥8,752,702 |
| 20 | 1.50% | ¥287,115 | ¥68,907,484 | ¥9,407,484 |
| 20 | 1.60% | ¥289,859 | ¥69,566,190 | ¥10,066,190 |
| 20 | 1.70% | ¥292,620 | ¥70,228,815 | ¥10,728,815 |
| 20 | 1.80% | ¥295,397 | ¥70,895,352 | ¥11,395,352 |
| 20 | 1.90% | ¥298,191 | ¥71,565,796 | ¥12,065,796 |
| 20 | 2.00% | ¥301,001 | ¥72,240,140 | ¥12,740,140 |
| 20 | 2.10% | ¥303,827 | ¥72,918,379 | ¥13,418,379 |
| 20 | 2.20% | ¥306,669 | ¥73,600,505 | ¥14,100,505 |
| 20 | 2.30% | ¥309,527 | ¥74,286,511 | ¥14,786,511 |
| 20 | 2.40% | ¥312,402 | ¥74,976,389 | ¥15,476,389 |
| 20 | 2.50% | ¥315,292 | ¥75,670,133 | ¥16,170,133 |
| 20 | 2.60% | ¥318,199 | ¥76,367,734 | ¥16,867,734 |
| 20 | 2.70% | ¥321,122 | ¥77,069,183 | ¥17,569,183 |
| 20 | 2.80% | ¥324,060 | ¥77,774,473 | ¥18,274,473 |
| 20 | 2.90% | ¥327,015 | ¥78,483,594 | ¥18,983,594 |
| 20 | 3.00% | ¥329,986 | ¥79,196,537 | ¥19,696,537 |
5950万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥348,310 | ¥62,695,742 | ¥3,195,742 |
| 15 | 0.80% | ¥350,896 | ¥63,161,190 | ¥3,661,190 |
| 15 | 0.90% | ¥353,494 | ¥63,628,864 | ¥4,128,864 |
| 15 | 1.00% | ¥356,104 | ¥64,098,763 | ¥4,598,763 |
| 15 | 1.10% | ¥358,727 | ¥64,570,884 | ¥5,070,884 |
| 15 | 1.20% | ¥361,362 | ¥65,045,228 | ¥5,545,228 |
| 15 | 1.30% | ¥364,010 | ¥65,521,793 | ¥6,021,793 |
| 15 | 1.40% | ¥366,670 | ¥66,000,576 | ¥6,500,576 |
| 15 | 1.50% | ¥369,342 | ¥66,481,577 | ¥6,981,577 |
| 15 | 1.60% | ¥372,027 | ¥66,964,794 | ¥7,464,794 |
| 15 | 1.70% | ¥374,723 | ¥67,450,225 | ¥7,950,225 |
| 15 | 1.80% | ¥377,433 | ¥67,937,868 | ¥8,437,868 |
| 15 | 1.90% | ¥380,154 | ¥68,427,721 | ¥8,927,721 |
| 15 | 2.00% | ¥382,888 | ¥68,919,782 | ¥9,419,782 |
| 15 | 2.10% | ¥385,634 | ¥69,414,048 | ¥9,914,048 |
| 15 | 2.20% | ¥388,392 | ¥69,910,518 | ¥10,410,518 |
| 15 | 2.30% | ¥391,162 | ¥70,409,189 | ¥10,909,189 |
| 15 | 2.40% | ¥393,945 | ¥70,910,059 | ¥11,410,059 |
| 15 | 2.50% | ¥396,740 | ¥71,413,124 | ¥11,913,124 |
| 15 | 2.60% | ¥399,547 | ¥71,918,383 | ¥12,418,383 |
| 15 | 2.70% | ¥402,366 | ¥72,425,832 | ¥12,925,832 |
| 15 | 2.80% | ¥405,197 | ¥72,935,469 | ¥13,435,469 |
| 15 | 2.90% | ¥408,041 | ¥73,447,291 | ¥13,947,291 |
| 15 | 3.00% | ¥410,896 | ¥73,961,294 | ¥14,461,294 |
5950万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥513,534 | ¥61,624,139 | ¥2,124,139 |
| 10 | 0.80% | ¥516,096 | ¥61,931,551 | ¥2,431,551 |
| 10 | 0.90% | ¥518,666 | ¥62,239,952 | ¥2,739,952 |
| 10 | 1.00% | ¥521,245 | ¥62,549,343 | ¥3,049,343 |
| 10 | 1.10% | ¥523,831 | ¥62,859,723 | ¥3,359,723 |
| 10 | 1.20% | ¥526,426 | ¥63,171,092 | ¥3,671,092 |
| 10 | 1.30% | ¥529,029 | ¥63,483,450 | ¥3,983,450 |
| 10 | 1.40% | ¥531,640 | ¥63,796,797 | ¥4,296,797 |
| 10 | 1.50% | ¥534,259 | ¥64,111,131 | ¥4,611,131 |
| 10 | 1.60% | ¥536,887 | ¥64,426,453 | ¥4,926,453 |
| 10 | 1.70% | ¥539,523 | ¥64,742,761 | ¥5,242,761 |
| 10 | 1.80% | ¥542,167 | ¥65,060,057 | ¥5,560,057 |
| 10 | 1.90% | ¥544,819 | ¥65,378,339 | ¥5,878,339 |
| 10 | 2.00% | ¥547,480 | ¥65,697,606 | ¥6,197,606 |
| 10 | 2.10% | ¥550,149 | ¥66,017,859 | ¥6,517,859 |
| 10 | 2.20% | ¥552,826 | ¥66,339,096 | ¥6,839,096 |
| 10 | 2.30% | ¥555,511 | ¥66,661,317 | ¥7,161,317 |
| 10 | 2.40% | ¥558,204 | ¥66,984,522 | ¥7,484,522 |
| 10 | 2.50% | ¥560,906 | ¥67,308,710 | ¥7,808,710 |
| 10 | 2.60% | ¥563,616 | ¥67,633,880 | ¥8,133,880 |
| 10 | 2.70% | ¥566,334 | ¥67,960,032 | ¥8,460,032 |
| 10 | 2.80% | ¥569,060 | ¥68,287,165 | ¥8,787,165 |
| 10 | 2.90% | ¥571,794 | ¥68,615,278 | ¥9,115,278 |
| 10 | 3.00% | ¥574,536 | ¥68,944,372 | ¥9,444,372 |
