5970万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5970万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5970万円の住宅ローン｜期間・年数別
5970万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥117,955 |
¥70,772,931 |
¥11,072,931 |
| 50 |
0.80% |
¥120,756 |
¥72,453,520 |
¥12,753,520 |
| 50 |
0.90% |
¥123,598 |
¥74,158,565 |
¥14,458,565 |
| 50 |
1.00% |
¥126,480 |
¥75,887,958 |
¥16,187,958 |
| 50 |
1.10% |
¥129,403 |
¥77,641,584 |
¥17,941,584 |
| 50 |
1.20% |
¥132,366 |
¥79,419,311 |
¥19,719,311 |
| 50 |
1.30% |
¥135,368 |
¥81,221,001 |
¥21,521,001 |
| 50 |
1.40% |
¥138,411 |
¥83,046,503 |
¥23,346,503 |
| 50 |
1.50% |
¥141,493 |
¥84,895,654 |
¥25,195,654 |
| 50 |
1.60% |
¥144,614 |
¥86,768,283 |
¥27,068,283 |
| 50 |
1.70% |
¥147,774 |
¥88,664,209 |
¥28,964,209 |
| 50 |
1.80% |
¥150,972 |
¥90,583,240 |
¥30,883,240 |
| 50 |
1.90% |
¥154,209 |
¥92,525,174 |
¥32,825,174 |
| 50 |
2.00% |
¥157,483 |
¥94,489,803 |
¥34,789,803 |
| 50 |
2.10% |
¥160,795 |
¥96,476,908 |
¥36,776,908 |
| 50 |
2.20% |
¥164,144 |
¥98,486,261 |
¥38,786,261 |
| 50 |
2.30% |
¥167,529 |
¥100,517,628 |
¥40,817,628 |
| 50 |
2.40% |
¥170,951 |
¥102,570,766 |
¥42,870,766 |
| 50 |
2.50% |
¥174,409 |
¥104,645,426 |
¥44,945,426 |
| 50 |
2.60% |
¥177,902 |
¥106,741,350 |
¥47,041,350 |
| 50 |
2.70% |
¥181,430 |
¥108,858,276 |
¥49,158,276 |
| 50 |
2.80% |
¥184,993 |
¥110,995,934 |
¥51,295,934 |
| 50 |
2.90% |
¥188,590 |
¥113,154,048 |
¥53,454,048 |
| 50 |
3.00% |
¥192,221 |
¥115,332,340 |
¥55,632,340 |
5970万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥128,913 |
¥69,612,848 |
¥9,912,848 |
| 45 |
0.80% |
¥131,683 |
¥71,109,056 |
¥11,409,056 |
| 45 |
0.90% |
¥134,491 |
¥72,625,134 |
¥12,925,134 |
| 45 |
1.00% |
¥137,335 |
¥74,161,010 |
¥14,461,010 |
| 45 |
1.10% |
¥140,216 |
¥75,716,607 |
¥16,016,607 |
| 45 |
1.20% |
¥143,133 |
¥77,291,839 |
¥17,591,839 |
| 45 |
1.30% |
¥146,086 |
¥78,886,612 |
¥19,186,612 |
| 45 |
1.40% |
¥149,076 |
¥80,500,828 |
¥20,800,828 |
| 45 |
1.50% |
¥152,101 |
¥82,134,377 |
¥22,434,377 |
| 45 |
1.60% |
¥155,161 |
¥83,787,146 |
¥24,087,146 |
| 45 |
1.70% |
¥158,257 |
¥85,459,012 |
¥25,759,012 |
| 45 |
1.80% |
¥161,389 |
¥87,149,849 |
¥27,449,849 |
| 45 |
1.90% |
¥164,555 |
¥88,859,522 |
¥29,159,522 |
| 45 |
2.00% |
¥167,755 |
¥90,587,890 |
¥30,887,890 |
| 45 |
2.10% |
¥170,990 |
¥92,334,806 |
¥32,634,806 |
| 45 |
2.20% |
¥174,259 |
¥94,100,117 |
¥34,400,117 |
| 45 |
2.30% |
¥177,562 |
¥95,883,664 |
¥36,183,664 |
| 45 |
2.40% |
¥180,899 |
¥97,685,285 |
¥37,985,285 |
| 45 |
2.50% |
¥184,268 |
¥99,504,808 |
¥39,804,808 |
| 45 |
2.60% |
¥187,670 |
¥101,342,060 |
¥41,642,060 |
| 45 |
2.70% |
¥191,105 |
¥103,196,861 |
¥43,496,861 |
| 45 |
2.80% |
¥194,572 |
¥105,069,028 |
¥45,369,028 |
| 45 |
2.90% |
¥198,071 |
¥106,958,371 |
¥47,258,371 |
| 45 |
3.00% |
¥201,601 |
¥108,864,698 |
¥49,164,698 |
5970万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥142,635 |
¥68,464,829 |
¥8,764,829 |
| 40 |
0.80% |
¥145,376 |
¥69,780,302 |
¥10,080,302 |
| 40 |
0.90% |
¥148,149 |
¥71,111,516 |
¥11,411,516 |
| 40 |
1.00% |
¥150,955 |
¥72,458,428 |
¥12,758,428 |
| 40 |
1.10% |
¥153,794 |
¥73,820,988 |
¥14,120,988 |
| 40 |
1.20% |
¥156,665 |
¥75,199,141 |
¥15,499,141 |
| 40 |
1.30% |
¥159,568 |
¥76,592,829 |
¥16,892,829 |
| 40 |
1.40% |
¥162,504 |
¥78,001,989 |
¥18,301,989 |
| 40 |
1.50% |
¥165,472 |
¥79,426,551 |
¥19,726,551 |
| 40 |
1.60% |
¥168,472 |
¥80,866,444 |
¥21,166,444 |
| 40 |
1.70% |
¥171,503 |
¥82,321,591 |
¥22,621,591 |
| 40 |
1.80% |
¥174,566 |
¥83,791,909 |
¥24,091,909 |
| 40 |
1.90% |
¥177,661 |
¥85,277,314 |
¥25,577,314 |
| 40 |
2.00% |
¥180,787 |
¥86,777,715 |
¥27,077,715 |
| 40 |
2.10% |
¥183,944 |
¥88,293,019 |
¥28,593,019 |
| 40 |
2.20% |
¥187,132 |
¥89,823,128 |
¥30,123,128 |
| 40 |
2.30% |
¥190,350 |
¥91,367,940 |
¥31,667,940 |
| 40 |
2.40% |
¥193,599 |
¥92,927,350 |
¥33,227,350 |
| 40 |
2.50% |
¥196,878 |
¥94,501,249 |
¥34,801,249 |
| 40 |
2.60% |
¥200,187 |
¥96,089,524 |
¥36,389,524 |
| 40 |
2.70% |
¥203,525 |
¥97,692,059 |
¥37,992,059 |
| 40 |
2.80% |
¥206,893 |
¥99,308,735 |
¥39,608,735 |
| 40 |
2.90% |
¥210,290 |
¥100,939,429 |
¥41,239,429 |
| 40 |
3.00% |
¥213,717 |
¥102,584,016 |
¥42,884,016 |
5970万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥160,307 |
¥67,328,900 |
¥7,628,900 |
| 35 |
0.80% |
¥163,017 |
¥68,467,300 |
¥8,767,300 |
| 35 |
0.90% |
¥165,757 |
¥69,617,781 |
¥9,917,781 |
| 35 |
1.00% |
¥168,525 |
¥70,780,316 |
¥11,080,316 |
| 35 |
1.10% |
¥171,321 |
¥71,954,877 |
¥12,254,877 |
| 35 |
1.20% |
¥174,146 |
¥73,141,431 |
¥13,441,431 |
| 35 |
1.30% |
¥177,000 |
¥74,339,943 |
¥14,639,943 |
| 35 |
1.40% |
¥179,882 |
¥75,550,375 |
¥15,850,375 |
| 35 |
1.50% |
¥182,792 |
¥76,772,686 |
¥17,072,686 |
| 35 |
1.60% |
¥185,731 |
¥78,006,834 |
¥18,306,834 |
| 35 |
1.70% |
¥188,697 |
¥79,252,772 |
¥19,552,772 |
| 35 |
1.80% |
¥191,692 |
¥80,510,451 |
¥20,810,451 |
| 35 |
1.90% |
¥194,714 |
¥81,779,821 |
¥22,079,821 |
| 35 |
2.00% |
¥197,764 |
¥83,060,827 |
¥23,360,827 |
| 35 |
2.10% |
¥200,841 |
¥84,353,413 |
¥24,653,413 |
| 35 |
2.20% |
¥203,946 |
¥85,657,521 |
¥25,957,521 |
| 35 |
2.30% |
¥207,079 |
¥86,973,089 |
¥27,273,089 |
| 35 |
2.40% |
¥210,238 |
¥88,300,054 |
¥28,600,054 |
| 35 |
2.50% |
¥213,425 |
¥89,638,350 |
¥29,938,350 |
| 35 |
2.60% |
¥216,638 |
¥90,987,909 |
¥31,287,909 |
| 35 |
2.70% |
¥219,878 |
¥92,348,661 |
¥32,648,661 |
| 35 |
2.80% |
¥223,144 |
¥93,720,533 |
¥34,020,533 |
| 35 |
2.90% |
¥226,437 |
¥95,103,450 |
¥35,403,450 |
| 35 |
3.00% |
¥229,756 |
¥96,497,337 |
¥36,797,337 |
5970万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥183,903 |
¥66,205,083 |
¥6,505,083 |
| 30 |
0.80% |
¥186,584 |
¥67,170,088 |
¥7,470,088 |
| 30 |
0.90% |
¥189,289 |
¥68,143,987 |
¥8,443,987 |
| 30 |
1.00% |
¥192,019 |
¥69,126,766 |
¥9,426,766 |
| 30 |
1.10% |
¥194,773 |
¥70,118,408 |
¥10,418,408 |
| 30 |
1.20% |
¥197,552 |
¥71,118,897 |
¥11,418,897 |
| 30 |
1.30% |
¥200,356 |
¥72,128,211 |
¥12,428,211 |
| 30 |
1.40% |
¥203,184 |
¥73,146,332 |
¥13,446,332 |
| 30 |
1.50% |
¥206,037 |
¥74,173,236 |
¥14,473,236 |
| 30 |
1.60% |
¥208,914 |
¥75,208,899 |
¥15,508,899 |
| 30 |
1.70% |
¥211,815 |
¥76,253,296 |
¥16,553,296 |
| 30 |
1.80% |
¥214,740 |
¥77,306,401 |
¥17,606,401 |
| 30 |
1.90% |
¥217,689 |
¥78,368,184 |
¥18,668,184 |
| 30 |
2.00% |
¥220,663 |
¥79,438,617 |
¥19,738,617 |
| 30 |
2.10% |
¥223,660 |
¥80,517,668 |
¥20,817,668 |
| 30 |
2.20% |
¥226,681 |
¥81,605,305 |
¥21,905,305 |
| 30 |
2.30% |
¥229,726 |
¥82,701,493 |
¥23,001,493 |
| 30 |
2.40% |
¥232,795 |
¥83,806,198 |
¥24,106,198 |
| 30 |
2.50% |
¥235,887 |
¥84,919,384 |
¥25,219,384 |
| 30 |
2.60% |
¥239,003 |
¥86,041,011 |
¥26,341,011 |
| 30 |
2.70% |
¥242,142 |
¥87,171,041 |
¥27,471,041 |
| 30 |
2.80% |
¥245,304 |
¥88,309,434 |
¥28,609,434 |
| 30 |
2.90% |
¥248,489 |
¥89,456,147 |
¥29,756,147 |
| 30 |
3.00% |
¥251,698 |
¥90,611,139 |
¥30,911,139 |
5970万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥216,978 |
¥65,093,398 |
¥5,393,398 |
| 25 |
0.80% |
¥219,629 |
¥65,888,699 |
¥6,188,699 |
| 25 |
0.90% |
¥222,301 |
¥66,690,188 |
¥6,990,188 |
| 25 |
1.00% |
¥224,993 |
¥67,497,857 |
¥7,797,857 |
| 25 |
1.10% |
¥227,706 |
¥68,311,698 |
¥8,611,698 |
| 25 |
1.20% |
¥230,439 |
¥69,131,702 |
¥9,431,702 |
| 25 |
1.30% |
¥233,193 |
¥69,957,860 |
¥10,257,860 |
| 25 |
1.40% |
¥235,967 |
¥70,790,162 |
¥11,090,162 |
| 25 |
1.50% |
¥238,762 |
¥71,628,596 |
¥11,928,596 |
| 25 |
1.60% |
¥241,577 |
¥72,473,151 |
¥12,773,151 |
| 25 |
1.70% |
¥244,413 |
¥73,323,813 |
¥13,623,813 |
| 25 |
1.80% |
¥247,269 |
¥74,180,570 |
¥14,480,570 |
| 25 |
1.90% |
¥250,145 |
¥75,043,408 |
¥15,343,408 |
| 25 |
2.00% |
¥253,041 |
¥75,912,312 |
¥16,212,312 |
| 25 |
2.10% |
¥255,958 |
¥76,787,266 |
¥17,087,266 |
| 25 |
2.20% |
¥258,894 |
¥77,668,255 |
¥17,968,255 |
| 25 |
2.30% |
¥261,851 |
¥78,555,262 |
¥18,855,262 |
| 25 |
2.40% |
¥264,828 |
¥79,448,269 |
¥19,748,269 |
| 25 |
2.50% |
¥267,824 |
¥80,347,257 |
¥20,647,257 |
| 25 |
2.60% |
¥270,841 |
¥81,252,209 |
¥21,552,209 |
| 25 |
2.70% |
¥273,877 |
¥82,163,104 |
¥22,463,104 |
| 25 |
2.80% |
¥276,933 |
¥83,079,923 |
¥23,379,923 |
| 25 |
2.90% |
¥280,009 |
¥84,002,644 |
¥24,302,644 |
| 25 |
3.00% |
¥283,104 |
¥84,931,246 |
¥25,231,246 |
5970万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥266,641 |
¥63,993,861 |
¥4,293,861 |
| 20 |
0.80% |
¥269,263 |
¥64,623,161 |
¥4,923,161 |
| 20 |
0.90% |
¥271,902 |
¥65,256,427 |
¥5,556,427 |
| 20 |
1.00% |
¥274,557 |
¥65,893,656 |
¥6,193,656 |
| 20 |
1.10% |
¥277,229 |
¥66,534,844 |
¥6,834,844 |
| 20 |
1.20% |
¥279,917 |
¥67,179,988 |
¥7,479,988 |
| 20 |
1.30% |
¥282,621 |
¥67,829,082 |
¥8,129,082 |
| 20 |
1.40% |
¥285,342 |
¥68,482,123 |
¥8,782,123 |
| 20 |
1.50% |
¥288,080 |
¥69,139,106 |
¥9,439,106 |
| 20 |
1.60% |
¥290,833 |
¥69,800,026 |
¥10,100,026 |
| 20 |
1.70% |
¥293,604 |
¥70,464,878 |
¥10,764,878 |
| 20 |
1.80% |
¥296,390 |
¥71,133,655 |
¥11,433,655 |
| 20 |
1.90% |
¥299,193 |
¥71,806,353 |
¥12,106,353 |
| 20 |
2.00% |
¥302,012 |
¥72,482,964 |
¥12,782,964 |
| 20 |
2.10% |
¥304,848 |
¥73,163,483 |
¥13,463,483 |
| 20 |
2.20% |
¥307,700 |
¥73,847,901 |
¥14,147,901 |
| 20 |
2.30% |
¥310,568 |
¥74,536,213 |
¥14,836,213 |
| 20 |
2.40% |
¥313,452 |
¥75,228,411 |
¥15,528,411 |
| 20 |
2.50% |
¥316,352 |
¥75,924,487 |
¥16,224,487 |
| 20 |
2.60% |
¥319,268 |
¥76,624,432 |
¥16,924,432 |
| 20 |
2.70% |
¥322,201 |
¥77,328,239 |
¥17,628,239 |
| 20 |
2.80% |
¥325,150 |
¥78,035,900 |
¥18,335,900 |
| 20 |
2.90% |
¥328,114 |
¥78,747,404 |
¥19,047,404 |
| 20 |
3.00% |
¥331,095 |
¥79,462,744 |
¥19,762,744 |
5970万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥349,480 |
¥62,906,484 |
¥3,206,484 |
| 15 |
0.80% |
¥352,075 |
¥63,373,497 |
¥3,673,497 |
| 15 |
0.90% |
¥354,682 |
¥63,842,743 |
¥4,142,743 |
| 15 |
1.00% |
¥357,301 |
¥64,314,221 |
¥4,614,221 |
| 15 |
1.10% |
¥359,933 |
¥64,787,929 |
¥5,087,929 |
| 15 |
1.20% |
¥362,577 |
¥65,263,868 |
¥5,563,868 |
| 15 |
1.30% |
¥365,234 |
¥65,742,034 |
¥6,042,034 |
| 15 |
1.40% |
¥367,902 |
¥66,222,427 |
¥6,522,427 |
| 15 |
1.50% |
¥370,584 |
¥66,705,045 |
¥7,005,045 |
| 15 |
1.60% |
¥373,277 |
¥67,189,886 |
¥7,489,886 |
| 15 |
1.70% |
¥375,983 |
¥67,676,949 |
¥7,976,949 |
| 15 |
1.80% |
¥378,701 |
¥68,166,231 |
¥8,466,231 |
| 15 |
1.90% |
¥381,432 |
¥68,657,730 |
¥8,957,730 |
| 15 |
2.00% |
¥384,175 |
¥69,151,445 |
¥9,451,445 |
| 15 |
2.10% |
¥386,930 |
¥69,647,373 |
¥9,947,373 |
| 15 |
2.20% |
¥389,697 |
¥70,145,512 |
¥10,445,512 |
| 15 |
2.30% |
¥392,477 |
¥70,645,859 |
¥10,945,859 |
| 15 |
2.40% |
¥395,269 |
¥71,148,412 |
¥11,448,412 |
| 15 |
2.50% |
¥398,073 |
¥71,653,168 |
¥11,953,168 |
| 15 |
2.60% |
¥400,890 |
¥72,160,125 |
¥12,460,125 |
| 15 |
2.70% |
¥403,718 |
¥72,669,280 |
¥12,969,280 |
| 15 |
2.80% |
¥406,559 |
¥73,180,630 |
¥13,480,630 |
| 15 |
2.90% |
¥409,412 |
¥73,694,172 |
¥13,994,172 |
| 15 |
3.00% |
¥412,277 |
¥74,209,903 |
¥14,509,903 |
5970万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥515,261 |
¥61,831,279 |
¥2,131,279 |
| 10 |
0.80% |
¥517,831 |
¥62,139,724 |
¥2,439,724 |
| 10 |
0.90% |
¥520,410 |
¥62,449,162 |
¥2,749,162 |
| 10 |
1.00% |
¥522,997 |
¥62,759,593 |
¥3,059,593 |
| 10 |
1.10% |
¥525,592 |
¥63,071,016 |
¥3,371,016 |
| 10 |
1.20% |
¥528,195 |
¥63,383,432 |
¥3,683,432 |
| 10 |
1.30% |
¥530,807 |
¥63,696,840 |
¥3,996,840 |
| 10 |
1.40% |
¥533,427 |
¥64,011,240 |
¥4,311,240 |
| 10 |
1.50% |
¥536,055 |
¥64,326,630 |
¥4,626,630 |
| 10 |
1.60% |
¥538,692 |
¥64,643,012 |
¥4,943,012 |
| 10 |
1.70% |
¥541,337 |
¥64,960,384 |
¥5,260,384 |
| 10 |
1.80% |
¥543,990 |
¥65,278,746 |
¥5,578,746 |
| 10 |
1.90% |
¥546,651 |
¥65,598,098 |
¥5,898,098 |
| 10 |
2.00% |
¥549,320 |
¥65,918,438 |
¥6,218,438 |
| 10 |
2.10% |
¥551,998 |
¥66,239,767 |
¥6,539,767 |
| 10 |
2.20% |
¥554,684 |
¥66,562,084 |
¥6,862,084 |
| 10 |
2.30% |
¥557,378 |
¥66,885,389 |
¥7,185,389 |
| 10 |
2.40% |
¥560,081 |
¥67,209,680 |
¥7,509,680 |
| 10 |
2.50% |
¥562,791 |
¥67,534,958 |
¥7,834,958 |
| 10 |
2.60% |
¥565,510 |
¥67,861,221 |
¥8,161,221 |
| 10 |
2.70% |
¥568,237 |
¥68,188,469 |
¥8,488,469 |
| 10 |
2.80% |
¥570,973 |
¥68,516,702 |
¥8,816,702 |
| 10 |
2.90% |
¥573,716 |
¥68,845,918 |
¥9,145,918 |
| 10 |
3.00% |
¥576,468 |
¥69,176,118 |
¥9,476,118 |
