5970万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5970万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5970万円の住宅ローン｜期間・年数別
5970万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥117,955 | ¥70,772,931 | ¥11,072,931 |
| 50 | 0.80% | ¥120,756 | ¥72,453,520 | ¥12,753,520 |
| 50 | 0.90% | ¥123,598 | ¥74,158,565 | ¥14,458,565 |
| 50 | 1.00% | ¥126,480 | ¥75,887,958 | ¥16,187,958 |
| 50 | 1.10% | ¥129,403 | ¥77,641,584 | ¥17,941,584 |
| 50 | 1.20% | ¥132,366 | ¥79,419,311 | ¥19,719,311 |
| 50 | 1.30% | ¥135,368 | ¥81,221,001 | ¥21,521,001 |
| 50 | 1.40% | ¥138,411 | ¥83,046,503 | ¥23,346,503 |
| 50 | 1.50% | ¥141,493 | ¥84,895,654 | ¥25,195,654 |
| 50 | 1.60% | ¥144,614 | ¥86,768,283 | ¥27,068,283 |
| 50 | 1.70% | ¥147,774 | ¥88,664,209 | ¥28,964,209 |
| 50 | 1.80% | ¥150,972 | ¥90,583,240 | ¥30,883,240 |
| 50 | 1.90% | ¥154,209 | ¥92,525,174 | ¥32,825,174 |
| 50 | 2.00% | ¥157,483 | ¥94,489,803 | ¥34,789,803 |
| 50 | 2.10% | ¥160,795 | ¥96,476,908 | ¥36,776,908 |
| 50 | 2.20% | ¥164,144 | ¥98,486,261 | ¥38,786,261 |
| 50 | 2.30% | ¥167,529 | ¥100,517,628 | ¥40,817,628 |
| 50 | 2.40% | ¥170,951 | ¥102,570,766 | ¥42,870,766 |
| 50 | 2.50% | ¥174,409 | ¥104,645,426 | ¥44,945,426 |
| 50 | 2.60% | ¥177,902 | ¥106,741,350 | ¥47,041,350 |
| 50 | 2.70% | ¥181,430 | ¥108,858,276 | ¥49,158,276 |
| 50 | 2.80% | ¥184,993 | ¥110,995,934 | ¥51,295,934 |
| 50 | 2.90% | ¥188,590 | ¥113,154,048 | ¥53,454,048 |
| 50 | 3.00% | ¥192,221 | ¥115,332,340 | ¥55,632,340 |
5970万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥128,913 | ¥69,612,848 | ¥9,912,848 |
| 45 | 0.80% | ¥131,683 | ¥71,109,056 | ¥11,409,056 |
| 45 | 0.90% | ¥134,491 | ¥72,625,134 | ¥12,925,134 |
| 45 | 1.00% | ¥137,335 | ¥74,161,010 | ¥14,461,010 |
| 45 | 1.10% | ¥140,216 | ¥75,716,607 | ¥16,016,607 |
| 45 | 1.20% | ¥143,133 | ¥77,291,839 | ¥17,591,839 |
| 45 | 1.30% | ¥146,086 | ¥78,886,612 | ¥19,186,612 |
| 45 | 1.40% | ¥149,076 | ¥80,500,828 | ¥20,800,828 |
| 45 | 1.50% | ¥152,101 | ¥82,134,377 | ¥22,434,377 |
| 45 | 1.60% | ¥155,161 | ¥83,787,146 | ¥24,087,146 |
| 45 | 1.70% | ¥158,257 | ¥85,459,012 | ¥25,759,012 |
| 45 | 1.80% | ¥161,389 | ¥87,149,849 | ¥27,449,849 |
| 45 | 1.90% | ¥164,555 | ¥88,859,522 | ¥29,159,522 |
| 45 | 2.00% | ¥167,755 | ¥90,587,890 | ¥30,887,890 |
| 45 | 2.10% | ¥170,990 | ¥92,334,806 | ¥32,634,806 |
| 45 | 2.20% | ¥174,259 | ¥94,100,117 | ¥34,400,117 |
| 45 | 2.30% | ¥177,562 | ¥95,883,664 | ¥36,183,664 |
| 45 | 2.40% | ¥180,899 | ¥97,685,285 | ¥37,985,285 |
| 45 | 2.50% | ¥184,268 | ¥99,504,808 | ¥39,804,808 |
| 45 | 2.60% | ¥187,670 | ¥101,342,060 | ¥41,642,060 |
| 45 | 2.70% | ¥191,105 | ¥103,196,861 | ¥43,496,861 |
| 45 | 2.80% | ¥194,572 | ¥105,069,028 | ¥45,369,028 |
| 45 | 2.90% | ¥198,071 | ¥106,958,371 | ¥47,258,371 |
| 45 | 3.00% | ¥201,601 | ¥108,864,698 | ¥49,164,698 |
5970万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥142,635 | ¥68,464,829 | ¥8,764,829 |
| 40 | 0.80% | ¥145,376 | ¥69,780,302 | ¥10,080,302 |
| 40 | 0.90% | ¥148,149 | ¥71,111,516 | ¥11,411,516 |
| 40 | 1.00% | ¥150,955 | ¥72,458,428 | ¥12,758,428 |
| 40 | 1.10% | ¥153,794 | ¥73,820,988 | ¥14,120,988 |
| 40 | 1.20% | ¥156,665 | ¥75,199,141 | ¥15,499,141 |
| 40 | 1.30% | ¥159,568 | ¥76,592,829 | ¥16,892,829 |
| 40 | 1.40% | ¥162,504 | ¥78,001,989 | ¥18,301,989 |
| 40 | 1.50% | ¥165,472 | ¥79,426,551 | ¥19,726,551 |
| 40 | 1.60% | ¥168,472 | ¥80,866,444 | ¥21,166,444 |
| 40 | 1.70% | ¥171,503 | ¥82,321,591 | ¥22,621,591 |
| 40 | 1.80% | ¥174,566 | ¥83,791,909 | ¥24,091,909 |
| 40 | 1.90% | ¥177,661 | ¥85,277,314 | ¥25,577,314 |
| 40 | 2.00% | ¥180,787 | ¥86,777,715 | ¥27,077,715 |
| 40 | 2.10% | ¥183,944 | ¥88,293,019 | ¥28,593,019 |
| 40 | 2.20% | ¥187,132 | ¥89,823,128 | ¥30,123,128 |
| 40 | 2.30% | ¥190,350 | ¥91,367,940 | ¥31,667,940 |
| 40 | 2.40% | ¥193,599 | ¥92,927,350 | ¥33,227,350 |
| 40 | 2.50% | ¥196,878 | ¥94,501,249 | ¥34,801,249 |
| 40 | 2.60% | ¥200,187 | ¥96,089,524 | ¥36,389,524 |
| 40 | 2.70% | ¥203,525 | ¥97,692,059 | ¥37,992,059 |
| 40 | 2.80% | ¥206,893 | ¥99,308,735 | ¥39,608,735 |
| 40 | 2.90% | ¥210,290 | ¥100,939,429 | ¥41,239,429 |
| 40 | 3.00% | ¥213,717 | ¥102,584,016 | ¥42,884,016 |
5970万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥160,307 | ¥67,328,900 | ¥7,628,900 |
| 35 | 0.80% | ¥163,017 | ¥68,467,300 | ¥8,767,300 |
| 35 | 0.90% | ¥165,757 | ¥69,617,781 | ¥9,917,781 |
| 35 | 1.00% | ¥168,525 | ¥70,780,316 | ¥11,080,316 |
| 35 | 1.10% | ¥171,321 | ¥71,954,877 | ¥12,254,877 |
| 35 | 1.20% | ¥174,146 | ¥73,141,431 | ¥13,441,431 |
| 35 | 1.30% | ¥177,000 | ¥74,339,943 | ¥14,639,943 |
| 35 | 1.40% | ¥179,882 | ¥75,550,375 | ¥15,850,375 |
| 35 | 1.50% | ¥182,792 | ¥76,772,686 | ¥17,072,686 |
| 35 | 1.60% | ¥185,731 | ¥78,006,834 | ¥18,306,834 |
| 35 | 1.70% | ¥188,697 | ¥79,252,772 | ¥19,552,772 |
| 35 | 1.80% | ¥191,692 | ¥80,510,451 | ¥20,810,451 |
| 35 | 1.90% | ¥194,714 | ¥81,779,821 | ¥22,079,821 |
| 35 | 2.00% | ¥197,764 | ¥83,060,827 | ¥23,360,827 |
| 35 | 2.10% | ¥200,841 | ¥84,353,413 | ¥24,653,413 |
| 35 | 2.20% | ¥203,946 | ¥85,657,521 | ¥25,957,521 |
| 35 | 2.30% | ¥207,079 | ¥86,973,089 | ¥27,273,089 |
| 35 | 2.40% | ¥210,238 | ¥88,300,054 | ¥28,600,054 |
| 35 | 2.50% | ¥213,425 | ¥89,638,350 | ¥29,938,350 |
| 35 | 2.60% | ¥216,638 | ¥90,987,909 | ¥31,287,909 |
| 35 | 2.70% | ¥219,878 | ¥92,348,661 | ¥32,648,661 |
| 35 | 2.80% | ¥223,144 | ¥93,720,533 | ¥34,020,533 |
| 35 | 2.90% | ¥226,437 | ¥95,103,450 | ¥35,403,450 |
| 35 | 3.00% | ¥229,756 | ¥96,497,337 | ¥36,797,337 |
5970万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥183,903 | ¥66,205,083 | ¥6,505,083 |
| 30 | 0.80% | ¥186,584 | ¥67,170,088 | ¥7,470,088 |
| 30 | 0.90% | ¥189,289 | ¥68,143,987 | ¥8,443,987 |
| 30 | 1.00% | ¥192,019 | ¥69,126,766 | ¥9,426,766 |
| 30 | 1.10% | ¥194,773 | ¥70,118,408 | ¥10,418,408 |
| 30 | 1.20% | ¥197,552 | ¥71,118,897 | ¥11,418,897 |
| 30 | 1.30% | ¥200,356 | ¥72,128,211 | ¥12,428,211 |
| 30 | 1.40% | ¥203,184 | ¥73,146,332 | ¥13,446,332 |
| 30 | 1.50% | ¥206,037 | ¥74,173,236 | ¥14,473,236 |
| 30 | 1.60% | ¥208,914 | ¥75,208,899 | ¥15,508,899 |
| 30 | 1.70% | ¥211,815 | ¥76,253,296 | ¥16,553,296 |
| 30 | 1.80% | ¥214,740 | ¥77,306,401 | ¥17,606,401 |
| 30 | 1.90% | ¥217,689 | ¥78,368,184 | ¥18,668,184 |
| 30 | 2.00% | ¥220,663 | ¥79,438,617 | ¥19,738,617 |
| 30 | 2.10% | ¥223,660 | ¥80,517,668 | ¥20,817,668 |
| 30 | 2.20% | ¥226,681 | ¥81,605,305 | ¥21,905,305 |
| 30 | 2.30% | ¥229,726 | ¥82,701,493 | ¥23,001,493 |
| 30 | 2.40% | ¥232,795 | ¥83,806,198 | ¥24,106,198 |
| 30 | 2.50% | ¥235,887 | ¥84,919,384 | ¥25,219,384 |
| 30 | 2.60% | ¥239,003 | ¥86,041,011 | ¥26,341,011 |
| 30 | 2.70% | ¥242,142 | ¥87,171,041 | ¥27,471,041 |
| 30 | 2.80% | ¥245,304 | ¥88,309,434 | ¥28,609,434 |
| 30 | 2.90% | ¥248,489 | ¥89,456,147 | ¥29,756,147 |
| 30 | 3.00% | ¥251,698 | ¥90,611,139 | ¥30,911,139 |
5970万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥216,978 | ¥65,093,398 | ¥5,393,398 |
| 25 | 0.80% | ¥219,629 | ¥65,888,699 | ¥6,188,699 |
| 25 | 0.90% | ¥222,301 | ¥66,690,188 | ¥6,990,188 |
| 25 | 1.00% | ¥224,993 | ¥67,497,857 | ¥7,797,857 |
| 25 | 1.10% | ¥227,706 | ¥68,311,698 | ¥8,611,698 |
| 25 | 1.20% | ¥230,439 | ¥69,131,702 | ¥9,431,702 |
| 25 | 1.30% | ¥233,193 | ¥69,957,860 | ¥10,257,860 |
| 25 | 1.40% | ¥235,967 | ¥70,790,162 | ¥11,090,162 |
| 25 | 1.50% | ¥238,762 | ¥71,628,596 | ¥11,928,596 |
| 25 | 1.60% | ¥241,577 | ¥72,473,151 | ¥12,773,151 |
| 25 | 1.70% | ¥244,413 | ¥73,323,813 | ¥13,623,813 |
| 25 | 1.80% | ¥247,269 | ¥74,180,570 | ¥14,480,570 |
| 25 | 1.90% | ¥250,145 | ¥75,043,408 | ¥15,343,408 |
| 25 | 2.00% | ¥253,041 | ¥75,912,312 | ¥16,212,312 |
| 25 | 2.10% | ¥255,958 | ¥76,787,266 | ¥17,087,266 |
| 25 | 2.20% | ¥258,894 | ¥77,668,255 | ¥17,968,255 |
| 25 | 2.30% | ¥261,851 | ¥78,555,262 | ¥18,855,262 |
| 25 | 2.40% | ¥264,828 | ¥79,448,269 | ¥19,748,269 |
| 25 | 2.50% | ¥267,824 | ¥80,347,257 | ¥20,647,257 |
| 25 | 2.60% | ¥270,841 | ¥81,252,209 | ¥21,552,209 |
| 25 | 2.70% | ¥273,877 | ¥82,163,104 | ¥22,463,104 |
| 25 | 2.80% | ¥276,933 | ¥83,079,923 | ¥23,379,923 |
| 25 | 2.90% | ¥280,009 | ¥84,002,644 | ¥24,302,644 |
| 25 | 3.00% | ¥283,104 | ¥84,931,246 | ¥25,231,246 |
5970万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥266,641 | ¥63,993,861 | ¥4,293,861 |
| 20 | 0.80% | ¥269,263 | ¥64,623,161 | ¥4,923,161 |
| 20 | 0.90% | ¥271,902 | ¥65,256,427 | ¥5,556,427 |
| 20 | 1.00% | ¥274,557 | ¥65,893,656 | ¥6,193,656 |
| 20 | 1.10% | ¥277,229 | ¥66,534,844 | ¥6,834,844 |
| 20 | 1.20% | ¥279,917 | ¥67,179,988 | ¥7,479,988 |
| 20 | 1.30% | ¥282,621 | ¥67,829,082 | ¥8,129,082 |
| 20 | 1.40% | ¥285,342 | ¥68,482,123 | ¥8,782,123 |
| 20 | 1.50% | ¥288,080 | ¥69,139,106 | ¥9,439,106 |
| 20 | 1.60% | ¥290,833 | ¥69,800,026 | ¥10,100,026 |
| 20 | 1.70% | ¥293,604 | ¥70,464,878 | ¥10,764,878 |
| 20 | 1.80% | ¥296,390 | ¥71,133,655 | ¥11,433,655 |
| 20 | 1.90% | ¥299,193 | ¥71,806,353 | ¥12,106,353 |
| 20 | 2.00% | ¥302,012 | ¥72,482,964 | ¥12,782,964 |
| 20 | 2.10% | ¥304,848 | ¥73,163,483 | ¥13,463,483 |
| 20 | 2.20% | ¥307,700 | ¥73,847,901 | ¥14,147,901 |
| 20 | 2.30% | ¥310,568 | ¥74,536,213 | ¥14,836,213 |
| 20 | 2.40% | ¥313,452 | ¥75,228,411 | ¥15,528,411 |
| 20 | 2.50% | ¥316,352 | ¥75,924,487 | ¥16,224,487 |
| 20 | 2.60% | ¥319,268 | ¥76,624,432 | ¥16,924,432 |
| 20 | 2.70% | ¥322,201 | ¥77,328,239 | ¥17,628,239 |
| 20 | 2.80% | ¥325,150 | ¥78,035,900 | ¥18,335,900 |
| 20 | 2.90% | ¥328,114 | ¥78,747,404 | ¥19,047,404 |
| 20 | 3.00% | ¥331,095 | ¥79,462,744 | ¥19,762,744 |
5970万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥349,480 | ¥62,906,484 | ¥3,206,484 |
| 15 | 0.80% | ¥352,075 | ¥63,373,497 | ¥3,673,497 |
| 15 | 0.90% | ¥354,682 | ¥63,842,743 | ¥4,142,743 |
| 15 | 1.00% | ¥357,301 | ¥64,314,221 | ¥4,614,221 |
| 15 | 1.10% | ¥359,933 | ¥64,787,929 | ¥5,087,929 |
| 15 | 1.20% | ¥362,577 | ¥65,263,868 | ¥5,563,868 |
| 15 | 1.30% | ¥365,234 | ¥65,742,034 | ¥6,042,034 |
| 15 | 1.40% | ¥367,902 | ¥66,222,427 | ¥6,522,427 |
| 15 | 1.50% | ¥370,584 | ¥66,705,045 | ¥7,005,045 |
| 15 | 1.60% | ¥373,277 | ¥67,189,886 | ¥7,489,886 |
| 15 | 1.70% | ¥375,983 | ¥67,676,949 | ¥7,976,949 |
| 15 | 1.80% | ¥378,701 | ¥68,166,231 | ¥8,466,231 |
| 15 | 1.90% | ¥381,432 | ¥68,657,730 | ¥8,957,730 |
| 15 | 2.00% | ¥384,175 | ¥69,151,445 | ¥9,451,445 |
| 15 | 2.10% | ¥386,930 | ¥69,647,373 | ¥9,947,373 |
| 15 | 2.20% | ¥389,697 | ¥70,145,512 | ¥10,445,512 |
| 15 | 2.30% | ¥392,477 | ¥70,645,859 | ¥10,945,859 |
| 15 | 2.40% | ¥395,269 | ¥71,148,412 | ¥11,448,412 |
| 15 | 2.50% | ¥398,073 | ¥71,653,168 | ¥11,953,168 |
| 15 | 2.60% | ¥400,890 | ¥72,160,125 | ¥12,460,125 |
| 15 | 2.70% | ¥403,718 | ¥72,669,280 | ¥12,969,280 |
| 15 | 2.80% | ¥406,559 | ¥73,180,630 | ¥13,480,630 |
| 15 | 2.90% | ¥409,412 | ¥73,694,172 | ¥13,994,172 |
| 15 | 3.00% | ¥412,277 | ¥74,209,903 | ¥14,509,903 |
5970万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥515,261 | ¥61,831,279 | ¥2,131,279 |
| 10 | 0.80% | ¥517,831 | ¥62,139,724 | ¥2,439,724 |
| 10 | 0.90% | ¥520,410 | ¥62,449,162 | ¥2,749,162 |
| 10 | 1.00% | ¥522,997 | ¥62,759,593 | ¥3,059,593 |
| 10 | 1.10% | ¥525,592 | ¥63,071,016 | ¥3,371,016 |
| 10 | 1.20% | ¥528,195 | ¥63,383,432 | ¥3,683,432 |
| 10 | 1.30% | ¥530,807 | ¥63,696,840 | ¥3,996,840 |
| 10 | 1.40% | ¥533,427 | ¥64,011,240 | ¥4,311,240 |
| 10 | 1.50% | ¥536,055 | ¥64,326,630 | ¥4,626,630 |
| 10 | 1.60% | ¥538,692 | ¥64,643,012 | ¥4,943,012 |
| 10 | 1.70% | ¥541,337 | ¥64,960,384 | ¥5,260,384 |
| 10 | 1.80% | ¥543,990 | ¥65,278,746 | ¥5,578,746 |
| 10 | 1.90% | ¥546,651 | ¥65,598,098 | ¥5,898,098 |
| 10 | 2.00% | ¥549,320 | ¥65,918,438 | ¥6,218,438 |
| 10 | 2.10% | ¥551,998 | ¥66,239,767 | ¥6,539,767 |
| 10 | 2.20% | ¥554,684 | ¥66,562,084 | ¥6,862,084 |
| 10 | 2.30% | ¥557,378 | ¥66,885,389 | ¥7,185,389 |
| 10 | 2.40% | ¥560,081 | ¥67,209,680 | ¥7,509,680 |
| 10 | 2.50% | ¥562,791 | ¥67,534,958 | ¥7,834,958 |
| 10 | 2.60% | ¥565,510 | ¥67,861,221 | ¥8,161,221 |
| 10 | 2.70% | ¥568,237 | ¥68,188,469 | ¥8,488,469 |
| 10 | 2.80% | ¥570,973 | ¥68,516,702 | ¥8,816,702 |
| 10 | 2.90% | ¥573,716 | ¥68,845,918 | ¥9,145,918 |
| 10 | 3.00% | ¥576,468 | ¥69,176,118 | ¥9,476,118 |
