5980万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5980万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5980万円の住宅ローン|期間・年数別
5980万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥118,152 |
¥70,891,479 |
¥11,091,479 |
| 50 |
0.80% |
¥120,958 |
¥72,574,883 |
¥12,774,883 |
| 50 |
0.90% |
¥123,805 |
¥74,282,783 |
¥14,482,783 |
| 50 |
1.00% |
¥126,692 |
¥76,015,074 |
¥16,215,074 |
| 50 |
1.10% |
¥129,619 |
¥77,771,637 |
¥17,971,637 |
| 50 |
1.20% |
¥132,587 |
¥79,552,342 |
¥19,752,342 |
| 50 |
1.30% |
¥135,595 |
¥81,357,050 |
¥21,557,050 |
| 50 |
1.40% |
¥138,643 |
¥83,185,609 |
¥23,385,609 |
| 50 |
1.50% |
¥141,730 |
¥85,037,858 |
¥25,237,858 |
| 50 |
1.60% |
¥144,856 |
¥86,913,624 |
¥27,113,624 |
| 50 |
1.70% |
¥148,021 |
¥88,812,725 |
¥29,012,725 |
| 50 |
1.80% |
¥151,225 |
¥90,734,970 |
¥30,934,970 |
| 50 |
1.90% |
¥154,467 |
¥92,680,158 |
¥32,880,158 |
| 50 |
2.00% |
¥157,747 |
¥94,648,078 |
¥34,848,078 |
| 50 |
2.10% |
¥161,064 |
¥96,638,511 |
¥36,838,511 |
| 50 |
2.20% |
¥164,419 |
¥98,651,230 |
¥38,851,230 |
| 50 |
2.30% |
¥167,810 |
¥100,685,999 |
¥40,885,999 |
| 50 |
2.40% |
¥171,238 |
¥102,742,577 |
¥42,942,577 |
| 50 |
2.50% |
¥174,701 |
¥104,820,712 |
¥45,020,712 |
| 50 |
2.60% |
¥178,200 |
¥106,920,147 |
¥47,120,147 |
| 50 |
2.70% |
¥181,734 |
¥109,040,618 |
¥49,240,618 |
| 50 |
2.80% |
¥185,303 |
¥111,181,856 |
¥51,381,856 |
| 50 |
2.90% |
¥188,906 |
¥113,343,586 |
¥53,543,586 |
| 50 |
3.00% |
¥192,543 |
¥115,525,526 |
¥55,725,526 |
5980万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥129,129 |
¥69,729,452 |
¥9,929,452 |
| 45 |
0.80% |
¥131,904 |
¥71,228,167 |
¥11,428,167 |
| 45 |
0.90% |
¥134,716 |
¥72,746,784 |
¥12,946,784 |
| 45 |
1.00% |
¥137,565 |
¥74,285,233 |
¥14,485,233 |
| 45 |
1.10% |
¥140,451 |
¥75,843,435 |
¥16,043,435 |
| 45 |
1.20% |
¥143,373 |
¥77,421,306 |
¥17,621,306 |
| 45 |
1.30% |
¥146,331 |
¥79,018,751 |
¥19,218,751 |
| 45 |
1.40% |
¥149,325 |
¥80,635,670 |
¥20,835,670 |
| 45 |
1.50% |
¥152,355 |
¥82,271,955 |
¥22,471,955 |
| 45 |
1.60% |
¥155,421 |
¥83,927,493 |
¥24,127,493 |
| 45 |
1.70% |
¥158,523 |
¥85,602,160 |
¥25,802,160 |
| 45 |
1.80% |
¥161,659 |
¥87,295,829 |
¥27,495,829 |
| 45 |
1.90% |
¥164,830 |
¥89,008,366 |
¥29,208,366 |
| 45 |
2.00% |
¥168,036 |
¥90,739,629 |
¥30,939,629 |
| 45 |
2.10% |
¥171,277 |
¥92,489,470 |
¥32,689,470 |
| 45 |
2.20% |
¥174,551 |
¥94,257,738 |
¥34,457,738 |
| 45 |
2.30% |
¥177,860 |
¥96,044,274 |
¥36,244,274 |
| 45 |
2.40% |
¥181,202 |
¥97,848,911 |
¥38,048,911 |
| 45 |
2.50% |
¥184,577 |
¥99,671,483 |
¥39,871,483 |
| 45 |
2.60% |
¥187,985 |
¥101,511,812 |
¥41,711,812 |
| 45 |
2.70% |
¥191,425 |
¥103,369,720 |
¥43,569,720 |
| 45 |
2.80% |
¥194,898 |
¥105,245,023 |
¥45,445,023 |
| 45 |
2.90% |
¥198,403 |
¥107,137,531 |
¥47,337,531 |
| 45 |
3.00% |
¥201,939 |
¥109,047,051 |
¥49,247,051 |
5980万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥142,874 |
¥68,579,510 |
¥8,779,510 |
| 40 |
0.80% |
¥145,619 |
¥69,897,187 |
¥10,097,187 |
| 40 |
0.90% |
¥148,397 |
¥71,230,631 |
¥11,430,631 |
| 40 |
1.00% |
¥151,208 |
¥72,579,799 |
¥12,779,799 |
| 40 |
1.10% |
¥154,051 |
¥73,944,641 |
¥14,144,641 |
| 40 |
1.20% |
¥156,927 |
¥75,325,103 |
¥15,525,103 |
| 40 |
1.30% |
¥159,836 |
¥76,721,126 |
¥16,921,126 |
| 40 |
1.40% |
¥162,776 |
¥78,132,645 |
¥18,332,645 |
| 40 |
1.50% |
¥165,749 |
¥79,559,594 |
¥19,759,594 |
| 40 |
1.60% |
¥168,754 |
¥81,001,899 |
¥21,201,899 |
| 40 |
1.70% |
¥171,791 |
¥82,459,483 |
¥22,659,483 |
| 40 |
1.80% |
¥174,859 |
¥83,932,264 |
¥24,132,264 |
| 40 |
1.90% |
¥177,959 |
¥85,420,157 |
¥25,620,157 |
| 40 |
2.00% |
¥181,090 |
¥86,923,071 |
¥27,123,071 |
| 40 |
2.10% |
¥184,252 |
¥88,440,914 |
¥28,640,914 |
| 40 |
2.20% |
¥187,445 |
¥89,973,586 |
¥30,173,586 |
| 40 |
2.30% |
¥190,669 |
¥91,520,985 |
¥31,720,985 |
| 40 |
2.40% |
¥193,923 |
¥93,083,007 |
¥33,283,007 |
| 40 |
2.50% |
¥197,207 |
¥94,659,542 |
¥34,859,542 |
| 40 |
2.60% |
¥200,522 |
¥96,250,478 |
¥36,450,478 |
| 40 |
2.70% |
¥203,866 |
¥97,855,697 |
¥38,055,697 |
| 40 |
2.80% |
¥207,240 |
¥99,475,081 |
¥39,675,081 |
| 40 |
2.90% |
¥210,643 |
¥101,108,507 |
¥41,308,507 |
| 40 |
3.00% |
¥214,075 |
¥102,755,848 |
¥42,955,848 |
5980万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥160,575 |
¥67,441,679 |
¥7,641,679 |
| 35 |
0.80% |
¥163,290 |
¥68,581,985 |
¥8,781,985 |
| 35 |
0.90% |
¥166,034 |
¥69,734,393 |
¥9,934,393 |
| 35 |
1.00% |
¥168,807 |
¥70,898,876 |
¥11,098,876 |
| 35 |
1.10% |
¥171,608 |
¥72,075,405 |
¥12,275,405 |
| 35 |
1.20% |
¥174,438 |
¥73,263,946 |
¥13,463,946 |
| 35 |
1.30% |
¥177,296 |
¥74,464,465 |
¥14,664,465 |
| 35 |
1.40% |
¥180,183 |
¥75,676,925 |
¥15,876,925 |
| 35 |
1.50% |
¥183,098 |
¥76,901,284 |
¥17,101,284 |
| 35 |
1.60% |
¥186,042 |
¥78,137,499 |
¥18,337,499 |
| 35 |
1.70% |
¥189,013 |
¥79,385,524 |
¥19,585,524 |
| 35 |
1.80% |
¥192,013 |
¥80,645,310 |
¥20,845,310 |
| 35 |
1.90% |
¥195,040 |
¥81,916,805 |
¥22,116,805 |
| 35 |
2.00% |
¥198,095 |
¥83,199,957 |
¥23,399,957 |
| 35 |
2.10% |
¥201,178 |
¥84,494,709 |
¥24,694,709 |
| 35 |
2.20% |
¥204,288 |
¥85,801,001 |
¥26,001,001 |
| 35 |
2.30% |
¥207,426 |
¥87,118,773 |
¥27,318,773 |
| 35 |
2.40% |
¥210,590 |
¥88,447,961 |
¥28,647,961 |
| 35 |
2.50% |
¥213,782 |
¥89,788,498 |
¥29,988,498 |
| 35 |
2.60% |
¥217,001 |
¥91,140,318 |
¥31,340,318 |
| 35 |
2.70% |
¥220,246 |
¥92,503,349 |
¥32,703,349 |
| 35 |
2.80% |
¥223,518 |
¥93,877,518 |
¥34,077,518 |
| 35 |
2.90% |
¥226,816 |
¥95,262,752 |
¥35,462,752 |
| 35 |
3.00% |
¥230,140 |
¥96,658,974 |
¥36,858,974 |
5980万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥184,211 |
¥66,315,980 |
¥6,515,980 |
| 30 |
0.80% |
¥186,896 |
¥67,282,601 |
¥7,482,601 |
| 30 |
0.90% |
¥189,606 |
¥68,258,131 |
¥8,458,131 |
| 30 |
1.00% |
¥192,340 |
¥69,242,556 |
¥9,442,556 |
| 30 |
1.10% |
¥195,100 |
¥70,235,859 |
¥10,435,859 |
| 30 |
1.20% |
¥197,883 |
¥71,238,024 |
¥11,438,024 |
| 30 |
1.30% |
¥200,692 |
¥72,249,029 |
¥12,449,029 |
| 30 |
1.40% |
¥203,525 |
¥73,268,855 |
¥13,468,855 |
| 30 |
1.50% |
¥206,382 |
¥74,297,479 |
¥14,497,479 |
| 30 |
1.60% |
¥209,264 |
¥75,334,877 |
¥15,534,877 |
| 30 |
1.70% |
¥212,170 |
¥76,381,024 |
¥16,581,024 |
| 30 |
1.80% |
¥215,100 |
¥77,435,892 |
¥17,635,892 |
| 30 |
1.90% |
¥218,054 |
¥78,499,454 |
¥18,699,454 |
| 30 |
2.00% |
¥221,032 |
¥79,571,680 |
¥19,771,680 |
| 30 |
2.10% |
¥224,035 |
¥80,652,539 |
¥20,852,539 |
| 30 |
2.20% |
¥227,061 |
¥81,741,997 |
¥21,941,997 |
| 30 |
2.30% |
¥230,111 |
¥82,840,022 |
¥23,040,022 |
| 30 |
2.40% |
¥233,185 |
¥83,946,577 |
¥24,146,577 |
| 30 |
2.50% |
¥236,282 |
¥85,061,627 |
¥25,261,627 |
| 30 |
2.60% |
¥239,403 |
¥86,185,133 |
¥26,385,133 |
| 30 |
2.70% |
¥242,547 |
¥87,317,056 |
¥27,517,056 |
| 30 |
2.80% |
¥245,715 |
¥88,457,356 |
¥28,657,356 |
| 30 |
2.90% |
¥248,906 |
¥89,605,990 |
¥29,805,990 |
| 30 |
3.00% |
¥252,119 |
¥90,762,916 |
¥30,962,916 |
5980万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥217,341 |
¥65,202,432 |
¥5,402,432 |
| 25 |
0.80% |
¥219,997 |
¥65,999,065 |
¥6,199,065 |
| 25 |
0.90% |
¥222,673 |
¥66,801,897 |
¥7,001,897 |
| 25 |
1.00% |
¥225,370 |
¥67,610,918 |
¥7,810,918 |
| 25 |
1.10% |
¥228,087 |
¥68,426,123 |
¥8,626,123 |
| 25 |
1.20% |
¥230,825 |
¥69,247,501 |
¥9,447,501 |
| 25 |
1.30% |
¥233,583 |
¥70,075,043 |
¥10,275,043 |
| 25 |
1.40% |
¥236,362 |
¥70,908,739 |
¥11,108,739 |
| 25 |
1.50% |
¥239,162 |
¥71,748,577 |
¥11,948,577 |
| 25 |
1.60% |
¥241,982 |
¥72,594,546 |
¥12,794,546 |
| 25 |
1.70% |
¥244,822 |
¥73,446,634 |
¥13,646,634 |
| 25 |
1.80% |
¥247,683 |
¥74,304,826 |
¥14,504,826 |
| 25 |
1.90% |
¥250,564 |
¥75,169,109 |
¥15,369,109 |
| 25 |
2.00% |
¥253,465 |
¥76,039,468 |
¥16,239,468 |
| 25 |
2.10% |
¥256,386 |
¥76,915,888 |
¥17,115,888 |
| 25 |
2.20% |
¥259,328 |
¥77,798,353 |
¥17,998,353 |
| 25 |
2.30% |
¥262,289 |
¥78,686,845 |
¥18,886,845 |
| 25 |
2.40% |
¥265,271 |
¥79,581,348 |
¥19,781,348 |
| 25 |
2.50% |
¥268,273 |
¥80,481,842 |
¥20,681,842 |
| 25 |
2.60% |
¥271,294 |
¥81,388,310 |
¥21,588,310 |
| 25 |
2.70% |
¥274,336 |
¥82,300,731 |
¥22,500,731 |
| 25 |
2.80% |
¥277,397 |
¥83,219,085 |
¥23,419,085 |
| 25 |
2.90% |
¥280,478 |
¥84,143,352 |
¥24,343,352 |
| 25 |
3.00% |
¥283,578 |
¥85,073,510 |
¥25,273,510 |
5980万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥267,088 |
¥64,101,053 |
¥4,301,053 |
| 20 |
0.80% |
¥269,714 |
¥64,731,408 |
¥4,931,408 |
| 20 |
0.90% |
¥272,357 |
¥65,365,735 |
¥5,565,735 |
| 20 |
1.00% |
¥275,017 |
¥66,004,031 |
¥6,204,031 |
| 20 |
1.10% |
¥277,693 |
¥66,646,293 |
¥6,846,293 |
| 20 |
1.20% |
¥280,385 |
¥67,292,517 |
¥7,492,517 |
| 20 |
1.30% |
¥283,095 |
¥67,942,698 |
¥8,142,698 |
| 20 |
1.40% |
¥285,820 |
¥68,596,833 |
¥8,796,833 |
| 20 |
1.50% |
¥288,562 |
¥69,254,917 |
¥9,454,917 |
| 20 |
1.60% |
¥291,321 |
¥69,916,944 |
¥10,116,944 |
| 20 |
1.70% |
¥294,095 |
¥70,582,909 |
¥10,782,909 |
| 20 |
1.80% |
¥296,887 |
¥71,252,807 |
¥11,452,807 |
| 20 |
1.90% |
¥299,694 |
¥71,926,632 |
¥12,126,632 |
| 20 |
2.00% |
¥302,518 |
¥72,604,376 |
¥12,804,376 |
| 20 |
2.10% |
¥305,358 |
¥73,286,035 |
¥13,486,035 |
| 20 |
2.20% |
¥308,215 |
¥73,971,600 |
¥14,171,600 |
| 20 |
2.30% |
¥311,088 |
¥74,661,065 |
¥14,861,065 |
| 20 |
2.40% |
¥313,977 |
¥75,354,422 |
¥15,554,422 |
| 20 |
2.50% |
¥316,882 |
¥76,051,663 |
¥16,251,663 |
| 20 |
2.60% |
¥319,803 |
¥76,752,781 |
¥16,952,781 |
| 20 |
2.70% |
¥322,741 |
¥77,457,767 |
¥17,657,767 |
| 20 |
2.80% |
¥325,694 |
¥78,166,613 |
¥18,366,613 |
| 20 |
2.90% |
¥328,664 |
¥78,879,309 |
¥19,079,309 |
| 20 |
3.00% |
¥331,649 |
¥79,595,847 |
¥19,795,847 |
5980万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥350,066 |
¥63,011,855 |
¥3,211,855 |
| 15 |
0.80% |
¥352,665 |
¥63,479,650 |
¥3,679,650 |
| 15 |
0.90% |
¥355,276 |
¥63,949,682 |
¥4,149,682 |
| 15 |
1.00% |
¥357,900 |
¥64,421,950 |
¥4,621,950 |
| 15 |
1.10% |
¥360,536 |
¥64,896,452 |
¥5,096,452 |
| 15 |
1.20% |
¥363,184 |
¥65,373,187 |
¥5,573,187 |
| 15 |
1.30% |
¥365,845 |
¥65,852,155 |
¥6,052,155 |
| 15 |
1.40% |
¥368,519 |
¥66,333,352 |
¥6,533,352 |
| 15 |
1.50% |
¥371,204 |
¥66,816,779 |
¥7,016,779 |
| 15 |
1.60% |
¥373,902 |
¥67,302,432 |
¥7,502,432 |
| 15 |
1.70% |
¥376,613 |
¥67,790,310 |
¥7,990,310 |
| 15 |
1.80% |
¥379,336 |
¥68,280,412 |
¥8,480,412 |
| 15 |
1.90% |
¥382,071 |
¥68,772,735 |
¥8,972,735 |
| 15 |
2.00% |
¥384,818 |
¥69,267,277 |
¥9,467,277 |
| 15 |
2.10% |
¥387,578 |
¥69,764,035 |
¥9,964,035 |
| 15 |
2.20% |
¥390,350 |
¥70,263,008 |
¥10,463,008 |
| 15 |
2.30% |
¥393,134 |
¥70,764,194 |
¥10,964,194 |
| 15 |
2.40% |
¥395,931 |
¥71,267,589 |
¥11,467,589 |
| 15 |
2.50% |
¥398,740 |
¥71,773,190 |
¥11,973,190 |
| 15 |
2.60% |
¥401,561 |
¥72,280,997 |
¥12,480,997 |
| 15 |
2.70% |
¥404,394 |
¥72,791,004 |
¥12,991,004 |
| 15 |
2.80% |
¥407,240 |
¥73,303,211 |
¥13,503,211 |
| 15 |
2.90% |
¥410,098 |
¥73,817,613 |
¥14,017,613 |
| 15 |
3.00% |
¥412,968 |
¥74,334,208 |
¥14,534,208 |
5980万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥516,124 |
¥61,934,849 |
¥2,134,849 |
| 10 |
0.80% |
¥518,698 |
¥62,243,810 |
¥2,443,810 |
| 10 |
0.90% |
¥521,281 |
¥62,553,767 |
¥2,753,767 |
| 10 |
1.00% |
¥523,873 |
¥62,864,717 |
¥3,064,717 |
| 10 |
1.10% |
¥526,472 |
¥63,176,663 |
¥3,376,663 |
| 10 |
1.20% |
¥529,080 |
¥63,489,602 |
¥3,689,602 |
| 10 |
1.30% |
¥531,696 |
¥63,803,535 |
¥4,003,535 |
| 10 |
1.40% |
¥534,321 |
¥64,118,461 |
¥4,318,461 |
| 10 |
1.50% |
¥536,953 |
¥64,434,380 |
¥4,634,380 |
| 10 |
1.60% |
¥539,594 |
¥64,751,292 |
¥4,951,292 |
| 10 |
1.70% |
¥542,243 |
¥65,069,196 |
¥5,269,196 |
| 10 |
1.80% |
¥544,901 |
¥65,388,091 |
¥5,588,091 |
| 10 |
1.90% |
¥547,566 |
¥65,707,977 |
¥5,907,977 |
| 10 |
2.00% |
¥550,240 |
¥66,028,854 |
¥6,228,854 |
| 10 |
2.10% |
¥552,923 |
¥66,350,722 |
¥6,550,722 |
| 10 |
2.20% |
¥555,613 |
¥66,673,579 |
¥6,873,579 |
| 10 |
2.30% |
¥558,312 |
¥66,997,425 |
¥7,197,425 |
| 10 |
2.40% |
¥561,019 |
¥67,322,259 |
¥7,522,259 |
| 10 |
2.50% |
¥563,734 |
¥67,648,081 |
¥7,848,081 |
| 10 |
2.60% |
¥566,457 |
¥67,974,891 |
¥8,174,891 |
| 10 |
2.70% |
¥569,189 |
¥68,302,688 |
¥8,502,688 |
| 10 |
2.80% |
¥571,929 |
¥68,631,470 |
¥8,831,470 |
| 10 |
2.90% |
¥574,677 |
¥68,961,238 |
¥9,161,238 |
| 10 |
3.00% |
¥577,433 |
¥69,291,990 |
¥9,491,990 |