5980万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。5980万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
5980万円の住宅ローン｜期間・年数別
5980万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥118,152 | ¥70,891,479 | ¥11,091,479 |
| 50 | 0.80% | ¥120,958 | ¥72,574,883 | ¥12,774,883 |
| 50 | 0.90% | ¥123,805 | ¥74,282,783 | ¥14,482,783 |
| 50 | 1.00% | ¥126,692 | ¥76,015,074 | ¥16,215,074 |
| 50 | 1.10% | ¥129,619 | ¥77,771,637 | ¥17,971,637 |
| 50 | 1.20% | ¥132,587 | ¥79,552,342 | ¥19,752,342 |
| 50 | 1.30% | ¥135,595 | ¥81,357,050 | ¥21,557,050 |
| 50 | 1.40% | ¥138,643 | ¥83,185,609 | ¥23,385,609 |
| 50 | 1.50% | ¥141,730 | ¥85,037,858 | ¥25,237,858 |
| 50 | 1.60% | ¥144,856 | ¥86,913,624 | ¥27,113,624 |
| 50 | 1.70% | ¥148,021 | ¥88,812,725 | ¥29,012,725 |
| 50 | 1.80% | ¥151,225 | ¥90,734,970 | ¥30,934,970 |
| 50 | 1.90% | ¥154,467 | ¥92,680,158 | ¥32,880,158 |
| 50 | 2.00% | ¥157,747 | ¥94,648,078 | ¥34,848,078 |
| 50 | 2.10% | ¥161,064 | ¥96,638,511 | ¥36,838,511 |
| 50 | 2.20% | ¥164,419 | ¥98,651,230 | ¥38,851,230 |
| 50 | 2.30% | ¥167,810 | ¥100,685,999 | ¥40,885,999 |
| 50 | 2.40% | ¥171,238 | ¥102,742,577 | ¥42,942,577 |
| 50 | 2.50% | ¥174,701 | ¥104,820,712 | ¥45,020,712 |
| 50 | 2.60% | ¥178,200 | ¥106,920,147 | ¥47,120,147 |
| 50 | 2.70% | ¥181,734 | ¥109,040,618 | ¥49,240,618 |
| 50 | 2.80% | ¥185,303 | ¥111,181,856 | ¥51,381,856 |
| 50 | 2.90% | ¥188,906 | ¥113,343,586 | ¥53,543,586 |
| 50 | 3.00% | ¥192,543 | ¥115,525,526 | ¥55,725,526 |
5980万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥129,129 | ¥69,729,452 | ¥9,929,452 |
| 45 | 0.80% | ¥131,904 | ¥71,228,167 | ¥11,428,167 |
| 45 | 0.90% | ¥134,716 | ¥72,746,784 | ¥12,946,784 |
| 45 | 1.00% | ¥137,565 | ¥74,285,233 | ¥14,485,233 |
| 45 | 1.10% | ¥140,451 | ¥75,843,435 | ¥16,043,435 |
| 45 | 1.20% | ¥143,373 | ¥77,421,306 | ¥17,621,306 |
| 45 | 1.30% | ¥146,331 | ¥79,018,751 | ¥19,218,751 |
| 45 | 1.40% | ¥149,325 | ¥80,635,670 | ¥20,835,670 |
| 45 | 1.50% | ¥152,355 | ¥82,271,955 | ¥22,471,955 |
| 45 | 1.60% | ¥155,421 | ¥83,927,493 | ¥24,127,493 |
| 45 | 1.70% | ¥158,523 | ¥85,602,160 | ¥25,802,160 |
| 45 | 1.80% | ¥161,659 | ¥87,295,829 | ¥27,495,829 |
| 45 | 1.90% | ¥164,830 | ¥89,008,366 | ¥29,208,366 |
| 45 | 2.00% | ¥168,036 | ¥90,739,629 | ¥30,939,629 |
| 45 | 2.10% | ¥171,277 | ¥92,489,470 | ¥32,689,470 |
| 45 | 2.20% | ¥174,551 | ¥94,257,738 | ¥34,457,738 |
| 45 | 2.30% | ¥177,860 | ¥96,044,274 | ¥36,244,274 |
| 45 | 2.40% | ¥181,202 | ¥97,848,911 | ¥38,048,911 |
| 45 | 2.50% | ¥184,577 | ¥99,671,483 | ¥39,871,483 |
| 45 | 2.60% | ¥187,985 | ¥101,511,812 | ¥41,711,812 |
| 45 | 2.70% | ¥191,425 | ¥103,369,720 | ¥43,569,720 |
| 45 | 2.80% | ¥194,898 | ¥105,245,023 | ¥45,445,023 |
| 45 | 2.90% | ¥198,403 | ¥107,137,531 | ¥47,337,531 |
| 45 | 3.00% | ¥201,939 | ¥109,047,051 | ¥49,247,051 |
5980万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥142,874 | ¥68,579,510 | ¥8,779,510 |
| 40 | 0.80% | ¥145,619 | ¥69,897,187 | ¥10,097,187 |
| 40 | 0.90% | ¥148,397 | ¥71,230,631 | ¥11,430,631 |
| 40 | 1.00% | ¥151,208 | ¥72,579,799 | ¥12,779,799 |
| 40 | 1.10% | ¥154,051 | ¥73,944,641 | ¥14,144,641 |
| 40 | 1.20% | ¥156,927 | ¥75,325,103 | ¥15,525,103 |
| 40 | 1.30% | ¥159,836 | ¥76,721,126 | ¥16,921,126 |
| 40 | 1.40% | ¥162,776 | ¥78,132,645 | ¥18,332,645 |
| 40 | 1.50% | ¥165,749 | ¥79,559,594 | ¥19,759,594 |
| 40 | 1.60% | ¥168,754 | ¥81,001,899 | ¥21,201,899 |
| 40 | 1.70% | ¥171,791 | ¥82,459,483 | ¥22,659,483 |
| 40 | 1.80% | ¥174,859 | ¥83,932,264 | ¥24,132,264 |
| 40 | 1.90% | ¥177,959 | ¥85,420,157 | ¥25,620,157 |
| 40 | 2.00% | ¥181,090 | ¥86,923,071 | ¥27,123,071 |
| 40 | 2.10% | ¥184,252 | ¥88,440,914 | ¥28,640,914 |
| 40 | 2.20% | ¥187,445 | ¥89,973,586 | ¥30,173,586 |
| 40 | 2.30% | ¥190,669 | ¥91,520,985 | ¥31,720,985 |
| 40 | 2.40% | ¥193,923 | ¥93,083,007 | ¥33,283,007 |
| 40 | 2.50% | ¥197,207 | ¥94,659,542 | ¥34,859,542 |
| 40 | 2.60% | ¥200,522 | ¥96,250,478 | ¥36,450,478 |
| 40 | 2.70% | ¥203,866 | ¥97,855,697 | ¥38,055,697 |
| 40 | 2.80% | ¥207,240 | ¥99,475,081 | ¥39,675,081 |
| 40 | 2.90% | ¥210,643 | ¥101,108,507 | ¥41,308,507 |
| 40 | 3.00% | ¥214,075 | ¥102,755,848 | ¥42,955,848 |
5980万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥160,575 | ¥67,441,679 | ¥7,641,679 |
| 35 | 0.80% | ¥163,290 | ¥68,581,985 | ¥8,781,985 |
| 35 | 0.90% | ¥166,034 | ¥69,734,393 | ¥9,934,393 |
| 35 | 1.00% | ¥168,807 | ¥70,898,876 | ¥11,098,876 |
| 35 | 1.10% | ¥171,608 | ¥72,075,405 | ¥12,275,405 |
| 35 | 1.20% | ¥174,438 | ¥73,263,946 | ¥13,463,946 |
| 35 | 1.30% | ¥177,296 | ¥74,464,465 | ¥14,664,465 |
| 35 | 1.40% | ¥180,183 | ¥75,676,925 | ¥15,876,925 |
| 35 | 1.50% | ¥183,098 | ¥76,901,284 | ¥17,101,284 |
| 35 | 1.60% | ¥186,042 | ¥78,137,499 | ¥18,337,499 |
| 35 | 1.70% | ¥189,013 | ¥79,385,524 | ¥19,585,524 |
| 35 | 1.80% | ¥192,013 | ¥80,645,310 | ¥20,845,310 |
| 35 | 1.90% | ¥195,040 | ¥81,916,805 | ¥22,116,805 |
| 35 | 2.00% | ¥198,095 | ¥83,199,957 | ¥23,399,957 |
| 35 | 2.10% | ¥201,178 | ¥84,494,709 | ¥24,694,709 |
| 35 | 2.20% | ¥204,288 | ¥85,801,001 | ¥26,001,001 |
| 35 | 2.30% | ¥207,426 | ¥87,118,773 | ¥27,318,773 |
| 35 | 2.40% | ¥210,590 | ¥88,447,961 | ¥28,647,961 |
| 35 | 2.50% | ¥213,782 | ¥89,788,498 | ¥29,988,498 |
| 35 | 2.60% | ¥217,001 | ¥91,140,318 | ¥31,340,318 |
| 35 | 2.70% | ¥220,246 | ¥92,503,349 | ¥32,703,349 |
| 35 | 2.80% | ¥223,518 | ¥93,877,518 | ¥34,077,518 |
| 35 | 2.90% | ¥226,816 | ¥95,262,752 | ¥35,462,752 |
| 35 | 3.00% | ¥230,140 | ¥96,658,974 | ¥36,858,974 |
5980万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥184,211 | ¥66,315,980 | ¥6,515,980 |
| 30 | 0.80% | ¥186,896 | ¥67,282,601 | ¥7,482,601 |
| 30 | 0.90% | ¥189,606 | ¥68,258,131 | ¥8,458,131 |
| 30 | 1.00% | ¥192,340 | ¥69,242,556 | ¥9,442,556 |
| 30 | 1.10% | ¥195,100 | ¥70,235,859 | ¥10,435,859 |
| 30 | 1.20% | ¥197,883 | ¥71,238,024 | ¥11,438,024 |
| 30 | 1.30% | ¥200,692 | ¥72,249,029 | ¥12,449,029 |
| 30 | 1.40% | ¥203,525 | ¥73,268,855 | ¥13,468,855 |
| 30 | 1.50% | ¥206,382 | ¥74,297,479 | ¥14,497,479 |
| 30 | 1.60% | ¥209,264 | ¥75,334,877 | ¥15,534,877 |
| 30 | 1.70% | ¥212,170 | ¥76,381,024 | ¥16,581,024 |
| 30 | 1.80% | ¥215,100 | ¥77,435,892 | ¥17,635,892 |
| 30 | 1.90% | ¥218,054 | ¥78,499,454 | ¥18,699,454 |
| 30 | 2.00% | ¥221,032 | ¥79,571,680 | ¥19,771,680 |
| 30 | 2.10% | ¥224,035 | ¥80,652,539 | ¥20,852,539 |
| 30 | 2.20% | ¥227,061 | ¥81,741,997 | ¥21,941,997 |
| 30 | 2.30% | ¥230,111 | ¥82,840,022 | ¥23,040,022 |
| 30 | 2.40% | ¥233,185 | ¥83,946,577 | ¥24,146,577 |
| 30 | 2.50% | ¥236,282 | ¥85,061,627 | ¥25,261,627 |
| 30 | 2.60% | ¥239,403 | ¥86,185,133 | ¥26,385,133 |
| 30 | 2.70% | ¥242,547 | ¥87,317,056 | ¥27,517,056 |
| 30 | 2.80% | ¥245,715 | ¥88,457,356 | ¥28,657,356 |
| 30 | 2.90% | ¥248,906 | ¥89,605,990 | ¥29,805,990 |
| 30 | 3.00% | ¥252,119 | ¥90,762,916 | ¥30,962,916 |
5980万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥217,341 | ¥65,202,432 | ¥5,402,432 |
| 25 | 0.80% | ¥219,997 | ¥65,999,065 | ¥6,199,065 |
| 25 | 0.90% | ¥222,673 | ¥66,801,897 | ¥7,001,897 |
| 25 | 1.00% | ¥225,370 | ¥67,610,918 | ¥7,810,918 |
| 25 | 1.10% | ¥228,087 | ¥68,426,123 | ¥8,626,123 |
| 25 | 1.20% | ¥230,825 | ¥69,247,501 | ¥9,447,501 |
| 25 | 1.30% | ¥233,583 | ¥70,075,043 | ¥10,275,043 |
| 25 | 1.40% | ¥236,362 | ¥70,908,739 | ¥11,108,739 |
| 25 | 1.50% | ¥239,162 | ¥71,748,577 | ¥11,948,577 |
| 25 | 1.60% | ¥241,982 | ¥72,594,546 | ¥12,794,546 |
| 25 | 1.70% | ¥244,822 | ¥73,446,634 | ¥13,646,634 |
| 25 | 1.80% | ¥247,683 | ¥74,304,826 | ¥14,504,826 |
| 25 | 1.90% | ¥250,564 | ¥75,169,109 | ¥15,369,109 |
| 25 | 2.00% | ¥253,465 | ¥76,039,468 | ¥16,239,468 |
| 25 | 2.10% | ¥256,386 | ¥76,915,888 | ¥17,115,888 |
| 25 | 2.20% | ¥259,328 | ¥77,798,353 | ¥17,998,353 |
| 25 | 2.30% | ¥262,289 | ¥78,686,845 | ¥18,886,845 |
| 25 | 2.40% | ¥265,271 | ¥79,581,348 | ¥19,781,348 |
| 25 | 2.50% | ¥268,273 | ¥80,481,842 | ¥20,681,842 |
| 25 | 2.60% | ¥271,294 | ¥81,388,310 | ¥21,588,310 |
| 25 | 2.70% | ¥274,336 | ¥82,300,731 | ¥22,500,731 |
| 25 | 2.80% | ¥277,397 | ¥83,219,085 | ¥23,419,085 |
| 25 | 2.90% | ¥280,478 | ¥84,143,352 | ¥24,343,352 |
| 25 | 3.00% | ¥283,578 | ¥85,073,510 | ¥25,273,510 |
5980万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥267,088 | ¥64,101,053 | ¥4,301,053 |
| 20 | 0.80% | ¥269,714 | ¥64,731,408 | ¥4,931,408 |
| 20 | 0.90% | ¥272,357 | ¥65,365,735 | ¥5,565,735 |
| 20 | 1.00% | ¥275,017 | ¥66,004,031 | ¥6,204,031 |
| 20 | 1.10% | ¥277,693 | ¥66,646,293 | ¥6,846,293 |
| 20 | 1.20% | ¥280,385 | ¥67,292,517 | ¥7,492,517 |
| 20 | 1.30% | ¥283,095 | ¥67,942,698 | ¥8,142,698 |
| 20 | 1.40% | ¥285,820 | ¥68,596,833 | ¥8,796,833 |
| 20 | 1.50% | ¥288,562 | ¥69,254,917 | ¥9,454,917 |
| 20 | 1.60% | ¥291,321 | ¥69,916,944 | ¥10,116,944 |
| 20 | 1.70% | ¥294,095 | ¥70,582,909 | ¥10,782,909 |
| 20 | 1.80% | ¥296,887 | ¥71,252,807 | ¥11,452,807 |
| 20 | 1.90% | ¥299,694 | ¥71,926,632 | ¥12,126,632 |
| 20 | 2.00% | ¥302,518 | ¥72,604,376 | ¥12,804,376 |
| 20 | 2.10% | ¥305,358 | ¥73,286,035 | ¥13,486,035 |
| 20 | 2.20% | ¥308,215 | ¥73,971,600 | ¥14,171,600 |
| 20 | 2.30% | ¥311,088 | ¥74,661,065 | ¥14,861,065 |
| 20 | 2.40% | ¥313,977 | ¥75,354,422 | ¥15,554,422 |
| 20 | 2.50% | ¥316,882 | ¥76,051,663 | ¥16,251,663 |
| 20 | 2.60% | ¥319,803 | ¥76,752,781 | ¥16,952,781 |
| 20 | 2.70% | ¥322,741 | ¥77,457,767 | ¥17,657,767 |
| 20 | 2.80% | ¥325,694 | ¥78,166,613 | ¥18,366,613 |
| 20 | 2.90% | ¥328,664 | ¥78,879,309 | ¥19,079,309 |
| 20 | 3.00% | ¥331,649 | ¥79,595,847 | ¥19,795,847 |
5980万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥350,066 | ¥63,011,855 | ¥3,211,855 |
| 15 | 0.80% | ¥352,665 | ¥63,479,650 | ¥3,679,650 |
| 15 | 0.90% | ¥355,276 | ¥63,949,682 | ¥4,149,682 |
| 15 | 1.00% | ¥357,900 | ¥64,421,950 | ¥4,621,950 |
| 15 | 1.10% | ¥360,536 | ¥64,896,452 | ¥5,096,452 |
| 15 | 1.20% | ¥363,184 | ¥65,373,187 | ¥5,573,187 |
| 15 | 1.30% | ¥365,845 | ¥65,852,155 | ¥6,052,155 |
| 15 | 1.40% | ¥368,519 | ¥66,333,352 | ¥6,533,352 |
| 15 | 1.50% | ¥371,204 | ¥66,816,779 | ¥7,016,779 |
| 15 | 1.60% | ¥373,902 | ¥67,302,432 | ¥7,502,432 |
| 15 | 1.70% | ¥376,613 | ¥67,790,310 | ¥7,990,310 |
| 15 | 1.80% | ¥379,336 | ¥68,280,412 | ¥8,480,412 |
| 15 | 1.90% | ¥382,071 | ¥68,772,735 | ¥8,972,735 |
| 15 | 2.00% | ¥384,818 | ¥69,267,277 | ¥9,467,277 |
| 15 | 2.10% | ¥387,578 | ¥69,764,035 | ¥9,964,035 |
| 15 | 2.20% | ¥390,350 | ¥70,263,008 | ¥10,463,008 |
| 15 | 2.30% | ¥393,134 | ¥70,764,194 | ¥10,964,194 |
| 15 | 2.40% | ¥395,931 | ¥71,267,589 | ¥11,467,589 |
| 15 | 2.50% | ¥398,740 | ¥71,773,190 | ¥11,973,190 |
| 15 | 2.60% | ¥401,561 | ¥72,280,997 | ¥12,480,997 |
| 15 | 2.70% | ¥404,394 | ¥72,791,004 | ¥12,991,004 |
| 15 | 2.80% | ¥407,240 | ¥73,303,211 | ¥13,503,211 |
| 15 | 2.90% | ¥410,098 | ¥73,817,613 | ¥14,017,613 |
| 15 | 3.00% | ¥412,968 | ¥74,334,208 | ¥14,534,208 |
5980万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥516,124 | ¥61,934,849 | ¥2,134,849 |
| 10 | 0.80% | ¥518,698 | ¥62,243,810 | ¥2,443,810 |
| 10 | 0.90% | ¥521,281 | ¥62,553,767 | ¥2,753,767 |
| 10 | 1.00% | ¥523,873 | ¥62,864,717 | ¥3,064,717 |
| 10 | 1.10% | ¥526,472 | ¥63,176,663 | ¥3,376,663 |
| 10 | 1.20% | ¥529,080 | ¥63,489,602 | ¥3,689,602 |
| 10 | 1.30% | ¥531,696 | ¥63,803,535 | ¥4,003,535 |
| 10 | 1.40% | ¥534,321 | ¥64,118,461 | ¥4,318,461 |
| 10 | 1.50% | ¥536,953 | ¥64,434,380 | ¥4,634,380 |
| 10 | 1.60% | ¥539,594 | ¥64,751,292 | ¥4,951,292 |
| 10 | 1.70% | ¥542,243 | ¥65,069,196 | ¥5,269,196 |
| 10 | 1.80% | ¥544,901 | ¥65,388,091 | ¥5,588,091 |
| 10 | 1.90% | ¥547,566 | ¥65,707,977 | ¥5,907,977 |
| 10 | 2.00% | ¥550,240 | ¥66,028,854 | ¥6,228,854 |
| 10 | 2.10% | ¥552,923 | ¥66,350,722 | ¥6,550,722 |
| 10 | 2.20% | ¥555,613 | ¥66,673,579 | ¥6,873,579 |
| 10 | 2.30% | ¥558,312 | ¥66,997,425 | ¥7,197,425 |
| 10 | 2.40% | ¥561,019 | ¥67,322,259 | ¥7,522,259 |
| 10 | 2.50% | ¥563,734 | ¥67,648,081 | ¥7,848,081 |
| 10 | 2.60% | ¥566,457 | ¥67,974,891 | ¥8,174,891 |
| 10 | 2.70% | ¥569,189 | ¥68,302,688 | ¥8,502,688 |
| 10 | 2.80% | ¥571,929 | ¥68,631,470 | ¥8,831,470 |
| 10 | 2.90% | ¥574,677 | ¥68,961,238 | ¥9,161,238 |
| 10 | 3.00% | ¥577,433 | ¥69,291,990 | ¥9,491,990 |
