6040万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6040万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6040万円の住宅ローン|期間・年数別
6040万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥119,338 |
¥71,602,764 |
¥11,202,764 |
| 50 |
0.80% |
¥122,172 |
¥73,303,059 |
¥12,903,059 |
| 50 |
0.90% |
¥125,047 |
¥75,028,096 |
¥14,628,096 |
| 50 |
1.00% |
¥127,963 |
¥76,777,767 |
¥16,377,767 |
| 50 |
1.10% |
¥130,920 |
¥78,551,954 |
¥18,151,954 |
| 50 |
1.20% |
¥133,918 |
¥80,350,526 |
¥19,950,526 |
| 50 |
1.30% |
¥136,956 |
¥82,173,341 |
¥21,773,341 |
| 50 |
1.40% |
¥140,034 |
¥84,020,247 |
¥23,620,247 |
| 50 |
1.50% |
¥143,152 |
¥85,891,080 |
¥25,491,080 |
| 50 |
1.60% |
¥146,309 |
¥87,785,667 |
¥27,385,667 |
| 50 |
1.70% |
¥149,506 |
¥89,703,823 |
¥29,303,823 |
| 50 |
1.80% |
¥152,742 |
¥91,645,355 |
¥31,245,355 |
| 50 |
1.90% |
¥156,017 |
¥93,610,059 |
¥33,210,059 |
| 50 |
2.00% |
¥159,330 |
¥95,597,724 |
¥35,197,724 |
| 50 |
2.10% |
¥162,680 |
¥97,608,128 |
¥37,208,128 |
| 50 |
2.20% |
¥166,068 |
¥99,641,041 |
¥39,241,041 |
| 50 |
2.30% |
¥169,494 |
¥101,696,227 |
¥41,296,227 |
| 50 |
2.40% |
¥172,956 |
¥103,773,439 |
¥43,373,439 |
| 50 |
2.50% |
¥176,454 |
¥105,872,424 |
¥45,472,424 |
| 50 |
2.60% |
¥179,988 |
¥107,992,924 |
¥47,592,924 |
| 50 |
2.70% |
¥183,558 |
¥110,134,671 |
¥49,734,671 |
| 50 |
2.80% |
¥187,162 |
¥112,297,393 |
¥51,897,393 |
| 50 |
2.90% |
¥190,801 |
¥114,480,813 |
¥54,080,813 |
| 50 |
3.00% |
¥194,474 |
¥116,684,645 |
¥56,284,645 |
6040万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥130,424 |
¥70,429,079 |
¥10,029,079 |
| 45 |
0.80% |
¥133,227 |
¥71,942,830 |
¥11,542,830 |
| 45 |
0.90% |
¥136,068 |
¥73,476,685 |
¥13,076,685 |
| 45 |
1.00% |
¥138,945 |
¥75,030,570 |
¥14,630,570 |
| 45 |
1.10% |
¥141,860 |
¥76,604,406 |
¥16,204,406 |
| 45 |
1.20% |
¥144,811 |
¥78,198,108 |
¥17,798,108 |
| 45 |
1.30% |
¥147,799 |
¥79,811,581 |
¥19,411,581 |
| 45 |
1.40% |
¥150,824 |
¥81,444,723 |
¥21,044,723 |
| 45 |
1.50% |
¥153,884 |
¥83,097,426 |
¥22,697,426 |
| 45 |
1.60% |
¥156,981 |
¥84,769,574 |
¥24,369,574 |
| 45 |
1.70% |
¥160,113 |
¥86,461,044 |
¥26,061,044 |
| 45 |
1.80% |
¥163,281 |
¥88,171,707 |
¥27,771,707 |
| 45 |
1.90% |
¥166,484 |
¥89,901,426 |
¥29,501,426 |
| 45 |
2.00% |
¥169,722 |
¥91,650,060 |
¥31,250,060 |
| 45 |
2.10% |
¥172,995 |
¥93,417,458 |
¥33,017,458 |
| 45 |
2.20% |
¥176,303 |
¥95,203,468 |
¥34,803,468 |
| 45 |
2.30% |
¥179,644 |
¥97,007,928 |
¥36,607,928 |
| 45 |
2.40% |
¥183,020 |
¥98,830,673 |
¥38,430,673 |
| 45 |
2.50% |
¥186,429 |
¥100,671,531 |
¥40,271,531 |
| 45 |
2.60% |
¥189,871 |
¥102,530,325 |
¥42,130,325 |
| 45 |
2.70% |
¥193,346 |
¥104,406,875 |
¥44,006,875 |
| 45 |
2.80% |
¥196,854 |
¥106,300,993 |
¥45,900,993 |
| 45 |
2.90% |
¥200,393 |
¥108,212,489 |
¥47,812,489 |
| 45 |
3.00% |
¥203,965 |
¥110,141,169 |
¥49,741,169 |
6040万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥144,307 |
¥69,267,599 |
¥8,867,599 |
| 40 |
0.80% |
¥147,080 |
¥70,598,496 |
¥10,198,496 |
| 40 |
0.90% |
¥149,886 |
¥71,945,320 |
¥11,545,320 |
| 40 |
1.00% |
¥152,725 |
¥73,308,024 |
¥12,908,024 |
| 40 |
1.10% |
¥155,597 |
¥74,686,561 |
¥14,286,561 |
| 40 |
1.20% |
¥158,502 |
¥76,080,873 |
¥15,680,873 |
| 40 |
1.30% |
¥161,439 |
¥77,490,903 |
¥17,090,903 |
| 40 |
1.40% |
¥164,410 |
¥78,916,585 |
¥18,516,585 |
| 40 |
1.50% |
¥167,412 |
¥80,357,851 |
¥19,957,851 |
| 40 |
1.60% |
¥170,447 |
¥81,814,627 |
¥21,414,627 |
| 40 |
1.70% |
¥173,514 |
¥83,286,836 |
¥22,886,836 |
| 40 |
1.80% |
¥176,613 |
¥84,774,394 |
¥24,374,394 |
| 40 |
1.90% |
¥179,744 |
¥86,277,215 |
¥25,877,215 |
| 40 |
2.00% |
¥182,907 |
¥87,795,209 |
¥27,395,209 |
| 40 |
2.10% |
¥186,101 |
¥89,328,281 |
¥28,928,281 |
| 40 |
2.20% |
¥189,326 |
¥90,876,331 |
¥30,476,331 |
| 40 |
2.30% |
¥192,582 |
¥92,439,256 |
¥32,039,256 |
| 40 |
2.40% |
¥195,869 |
¥94,016,951 |
¥33,616,951 |
| 40 |
2.50% |
¥199,186 |
¥95,609,304 |
¥35,209,304 |
| 40 |
2.60% |
¥202,534 |
¥97,216,201 |
¥36,816,201 |
| 40 |
2.70% |
¥205,912 |
¥98,837,527 |
¥38,437,527 |
| 40 |
2.80% |
¥209,319 |
¥100,473,159 |
¥40,073,159 |
| 40 |
2.90% |
¥212,756 |
¥102,122,973 |
¥41,722,973 |
| 40 |
3.00% |
¥216,223 |
¥103,786,844 |
¥43,386,844 |
6040万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥162,187 |
¥68,118,351 |
¥7,718,351 |
| 35 |
0.80% |
¥164,929 |
¥69,270,099 |
¥8,870,099 |
| 35 |
0.90% |
¥167,700 |
¥70,434,069 |
¥10,034,069 |
| 35 |
1.00% |
¥170,501 |
¥71,610,236 |
¥11,210,236 |
| 35 |
1.10% |
¥173,330 |
¥72,798,569 |
¥12,398,569 |
| 35 |
1.20% |
¥176,188 |
¥73,999,036 |
¥13,599,036 |
| 35 |
1.30% |
¥179,075 |
¥75,211,601 |
¥14,811,601 |
| 35 |
1.40% |
¥181,991 |
¥76,436,225 |
¥16,036,225 |
| 35 |
1.50% |
¥184,935 |
¥77,672,869 |
¥17,272,869 |
| 35 |
1.60% |
¥187,908 |
¥78,921,487 |
¥18,521,487 |
| 35 |
1.70% |
¥190,910 |
¥80,182,034 |
¥19,782,034 |
| 35 |
1.80% |
¥193,939 |
¥81,454,460 |
¥21,054,460 |
| 35 |
1.90% |
¥196,997 |
¥82,738,713 |
¥22,338,713 |
| 35 |
2.00% |
¥200,083 |
¥84,034,739 |
¥23,634,739 |
| 35 |
2.10% |
¥203,196 |
¥85,342,482 |
¥24,942,482 |
| 35 |
2.20% |
¥206,338 |
¥86,661,881 |
¥26,261,881 |
| 35 |
2.30% |
¥209,507 |
¥87,992,874 |
¥27,592,874 |
| 35 |
2.40% |
¥212,703 |
¥89,335,398 |
¥28,935,398 |
| 35 |
2.50% |
¥215,927 |
¥90,689,386 |
¥30,289,386 |
| 35 |
2.60% |
¥219,178 |
¥92,054,769 |
¥31,654,769 |
| 35 |
2.70% |
¥222,456 |
¥93,431,476 |
¥33,031,476 |
| 35 |
2.80% |
¥225,761 |
¥94,819,433 |
¥34,419,433 |
| 35 |
2.90% |
¥229,092 |
¥96,218,566 |
¥35,818,566 |
| 35 |
3.00% |
¥232,450 |
¥97,628,796 |
¥37,228,796 |
6040万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥186,059 |
¥66,981,357 |
¥6,581,357 |
| 30 |
0.80% |
¥188,771 |
¥67,957,677 |
¥7,557,677 |
| 30 |
0.90% |
¥191,508 |
¥68,942,995 |
¥8,542,995 |
| 30 |
1.00% |
¥194,270 |
¥69,937,297 |
¥9,537,297 |
| 30 |
1.10% |
¥197,057 |
¥70,940,567 |
¥10,540,567 |
| 30 |
1.20% |
¥199,869 |
¥71,952,786 |
¥11,552,786 |
| 30 |
1.30% |
¥202,705 |
¥72,973,936 |
¥12,573,936 |
| 30 |
1.40% |
¥205,567 |
¥74,003,994 |
¥13,603,994 |
| 30 |
1.50% |
¥208,453 |
¥75,042,939 |
¥14,642,939 |
| 30 |
1.60% |
¥211,363 |
¥76,090,745 |
¥15,690,745 |
| 30 |
1.70% |
¥214,298 |
¥77,147,388 |
¥16,747,388 |
| 30 |
1.80% |
¥217,258 |
¥78,212,841 |
¥17,812,841 |
| 30 |
1.90% |
¥220,242 |
¥79,287,074 |
¥18,887,074 |
| 30 |
2.00% |
¥223,250 |
¥80,370,058 |
¥19,970,058 |
| 30 |
2.10% |
¥226,283 |
¥81,461,761 |
¥21,061,761 |
| 30 |
2.20% |
¥229,339 |
¥82,562,151 |
¥22,162,151 |
| 30 |
2.30% |
¥232,420 |
¥83,671,193 |
¥23,271,193 |
| 30 |
2.40% |
¥235,525 |
¥84,788,851 |
¥24,388,851 |
| 30 |
2.50% |
¥238,653 |
¥85,915,088 |
¥25,515,088 |
| 30 |
2.60% |
¥241,805 |
¥87,049,867 |
¥26,649,867 |
| 30 |
2.70% |
¥244,981 |
¥88,193,147 |
¥27,793,147 |
| 30 |
2.80% |
¥248,180 |
¥89,344,888 |
¥28,944,888 |
| 30 |
2.90% |
¥251,403 |
¥90,505,047 |
¥30,105,047 |
| 30 |
3.00% |
¥254,649 |
¥91,673,581 |
¥31,273,581 |
6040万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥219,522 |
¥65,856,637 |
¥5,456,637 |
| 25 |
0.80% |
¥222,204 |
¥66,661,263 |
¥6,261,263 |
| 25 |
0.90% |
¥224,907 |
¥67,472,150 |
¥7,072,150 |
| 25 |
1.00% |
¥227,631 |
¥68,289,289 |
¥7,889,289 |
| 25 |
1.10% |
¥230,376 |
¥69,112,672 |
¥8,712,672 |
| 25 |
1.20% |
¥233,141 |
¥69,942,292 |
¥9,542,292 |
| 25 |
1.30% |
¥235,927 |
¥70,778,137 |
¥10,378,137 |
| 25 |
1.40% |
¥238,734 |
¥71,620,197 |
¥11,220,197 |
| 25 |
1.50% |
¥241,562 |
¥72,468,462 |
¥12,068,462 |
| 25 |
1.60% |
¥244,410 |
¥73,322,920 |
¥12,922,920 |
| 25 |
1.70% |
¥247,279 |
¥74,183,556 |
¥13,783,556 |
| 25 |
1.80% |
¥250,168 |
¥75,050,359 |
¥14,650,359 |
| 25 |
1.90% |
¥253,078 |
¥75,923,314 |
¥15,523,314 |
| 25 |
2.00% |
¥256,008 |
¥76,802,406 |
¥16,402,406 |
| 25 |
2.10% |
¥258,959 |
¥77,687,620 |
¥17,287,620 |
| 25 |
2.20% |
¥261,930 |
¥78,578,938 |
¥18,178,938 |
| 25 |
2.30% |
¥264,921 |
¥79,476,345 |
¥19,076,345 |
| 25 |
2.40% |
¥267,933 |
¥80,379,823 |
¥19,979,823 |
| 25 |
2.50% |
¥270,965 |
¥81,289,352 |
¥20,889,352 |
| 25 |
2.60% |
¥274,016 |
¥82,204,915 |
¥21,804,915 |
| 25 |
2.70% |
¥277,088 |
¥83,126,490 |
¥22,726,490 |
| 25 |
2.80% |
¥280,180 |
¥84,054,059 |
¥23,654,059 |
| 25 |
2.90% |
¥283,292 |
¥84,987,600 |
¥24,587,600 |
| 25 |
3.00% |
¥286,424 |
¥85,927,090 |
¥25,527,090 |
6040万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥269,768 |
¥64,744,207 |
¥4,344,207 |
| 20 |
0.80% |
¥272,420 |
¥65,380,887 |
¥4,980,887 |
| 20 |
0.90% |
¥275,090 |
¥66,021,578 |
¥5,621,578 |
| 20 |
1.00% |
¥277,776 |
¥66,666,279 |
¥6,266,279 |
| 20 |
1.10% |
¥280,479 |
¥67,314,985 |
¥6,914,985 |
| 20 |
1.20% |
¥283,199 |
¥67,967,693 |
¥7,567,693 |
| 20 |
1.30% |
¥285,935 |
¥68,624,398 |
¥8,224,398 |
| 20 |
1.40% |
¥288,688 |
¥69,285,096 |
¥8,885,096 |
| 20 |
1.50% |
¥291,457 |
¥69,949,782 |
¥9,549,782 |
| 20 |
1.60% |
¥294,244 |
¥70,618,452 |
¥10,218,452 |
| 20 |
1.70% |
¥297,046 |
¥71,291,099 |
¥10,891,099 |
| 20 |
1.80% |
¥299,865 |
¥71,967,718 |
¥11,567,718 |
| 20 |
1.90% |
¥302,701 |
¥72,648,304 |
¥12,248,304 |
| 20 |
2.00% |
¥305,554 |
¥73,332,848 |
¥12,932,848 |
| 20 |
2.10% |
¥308,422 |
¥74,021,346 |
¥13,621,346 |
| 20 |
2.20% |
¥311,307 |
¥74,713,790 |
¥14,313,790 |
| 20 |
2.30% |
¥314,209 |
¥75,410,172 |
¥15,010,172 |
| 20 |
2.40% |
¥317,127 |
¥76,110,486 |
¥15,710,486 |
| 20 |
2.50% |
¥320,061 |
¥76,814,723 |
¥16,414,723 |
| 20 |
2.60% |
¥323,012 |
¥77,522,876 |
¥17,122,876 |
| 20 |
2.70% |
¥325,979 |
¥78,234,936 |
¥17,834,936 |
| 20 |
2.80% |
¥328,962 |
¥78,950,893 |
¥18,550,893 |
| 20 |
2.90% |
¥331,961 |
¥79,670,741 |
¥19,270,741 |
| 20 |
3.00% |
¥334,977 |
¥80,394,468 |
¥19,994,468 |
6040万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥353,578 |
¥63,644,081 |
¥3,244,081 |
| 15 |
0.80% |
¥356,203 |
¥64,116,570 |
¥3,716,570 |
| 15 |
0.90% |
¥358,841 |
¥64,591,317 |
¥4,191,317 |
| 15 |
1.00% |
¥361,491 |
¥65,068,324 |
¥4,668,324 |
| 15 |
1.10% |
¥364,153 |
¥65,547,587 |
¥5,147,587 |
| 15 |
1.20% |
¥366,828 |
¥66,029,106 |
¥5,629,106 |
| 15 |
1.30% |
¥369,516 |
¥66,512,879 |
¥6,112,879 |
| 15 |
1.40% |
¥372,216 |
¥66,998,904 |
¥6,598,904 |
| 15 |
1.50% |
¥374,929 |
¥67,487,181 |
¥7,087,181 |
| 15 |
1.60% |
¥377,654 |
¥67,977,707 |
¥7,577,707 |
| 15 |
1.70% |
¥380,392 |
¥68,470,481 |
¥8,070,481 |
| 15 |
1.80% |
¥383,142 |
¥68,965,500 |
¥8,565,500 |
| 15 |
1.90% |
¥385,904 |
¥69,462,762 |
¥9,062,762 |
| 15 |
2.00% |
¥388,679 |
¥69,962,266 |
¥9,562,266 |
| 15 |
2.10% |
¥391,467 |
¥70,464,009 |
¥10,064,009 |
| 15 |
2.20% |
¥394,267 |
¥70,967,988 |
¥10,567,988 |
| 15 |
2.30% |
¥397,079 |
¥71,474,202 |
¥11,074,202 |
| 15 |
2.40% |
¥399,904 |
¥71,982,648 |
¥11,582,648 |
| 15 |
2.50% |
¥402,741 |
¥72,493,323 |
¥12,093,323 |
| 15 |
2.60% |
¥405,590 |
¥73,006,224 |
¥12,606,224 |
| 15 |
2.70% |
¥408,452 |
¥73,521,349 |
¥13,121,349 |
| 15 |
2.80% |
¥411,326 |
¥74,038,695 |
¥13,638,695 |
| 15 |
2.90% |
¥414,213 |
¥74,558,258 |
¥14,158,258 |
| 15 |
3.00% |
¥417,111 |
¥75,080,036 |
¥14,680,036 |
6040万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥521,302 |
¥62,556,269 |
¥2,156,269 |
| 10 |
0.80% |
¥523,903 |
¥62,868,330 |
¥2,468,330 |
| 10 |
0.90% |
¥526,512 |
¥63,181,396 |
¥2,781,396 |
| 10 |
1.00% |
¥529,129 |
¥63,495,467 |
¥3,095,467 |
| 10 |
1.10% |
¥531,755 |
¥63,810,542 |
¥3,410,542 |
| 10 |
1.20% |
¥534,389 |
¥64,126,621 |
¥3,726,621 |
| 10 |
1.30% |
¥537,031 |
¥64,443,704 |
¥4,043,704 |
| 10 |
1.40% |
¥539,682 |
¥64,761,790 |
¥4,361,790 |
| 10 |
1.50% |
¥542,341 |
¥65,080,879 |
¥4,680,879 |
| 10 |
1.60% |
¥545,008 |
¥65,400,970 |
¥5,000,970 |
| 10 |
1.70% |
¥547,684 |
¥65,722,064 |
¥5,322,064 |
| 10 |
1.80% |
¥550,368 |
¥66,044,159 |
¥5,644,159 |
| 10 |
1.90% |
¥553,060 |
¥66,367,255 |
¥5,967,255 |
| 10 |
2.00% |
¥555,761 |
¥66,691,351 |
¥6,291,351 |
| 10 |
2.10% |
¥558,470 |
¥67,016,448 |
¥6,616,448 |
| 10 |
2.20% |
¥561,188 |
¥67,342,544 |
¥6,942,544 |
| 10 |
2.30% |
¥563,914 |
¥67,669,640 |
¥7,269,640 |
| 10 |
2.40% |
¥566,648 |
¥67,997,733 |
¥7,597,733 |
| 10 |
2.50% |
¥569,390 |
¥68,326,825 |
¥7,926,825 |
| 10 |
2.60% |
¥572,141 |
¥68,656,913 |
¥8,256,913 |
| 10 |
2.70% |
¥574,900 |
¥68,987,999 |
¥8,587,999 |
| 10 |
2.80% |
¥577,667 |
¥69,320,080 |
¥8,920,080 |
| 10 |
2.90% |
¥580,443 |
¥69,653,157 |
¥9,253,157 |
| 10 |
3.00% |
¥583,227 |
¥69,987,228 |
¥9,587,228 |