6180万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6180万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6180万円の住宅ローン｜期間・年数別
6180万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥122,104 |
¥73,262,431 |
¥11,462,431 |
| 50 |
0.80% |
¥125,004 |
¥75,002,136 |
¥13,202,136 |
| 50 |
0.90% |
¥127,945 |
¥76,767,157 |
¥14,967,157 |
| 50 |
1.00% |
¥130,929 |
¥78,557,384 |
¥16,757,384 |
| 50 |
1.10% |
¥133,954 |
¥80,372,695 |
¥18,572,695 |
| 50 |
1.20% |
¥137,022 |
¥82,212,955 |
¥20,412,955 |
| 50 |
1.30% |
¥140,130 |
¥84,078,021 |
¥22,278,021 |
| 50 |
1.40% |
¥143,280 |
¥85,967,736 |
¥24,167,736 |
| 50 |
1.50% |
¥146,470 |
¥87,881,933 |
¥26,081,933 |
| 50 |
1.60% |
¥149,701 |
¥89,820,434 |
¥28,020,434 |
| 50 |
1.70% |
¥152,972 |
¥91,783,050 |
¥29,983,050 |
| 50 |
1.80% |
¥156,283 |
¥93,769,585 |
¥31,969,585 |
| 50 |
1.90% |
¥159,633 |
¥95,779,829 |
¥33,979,829 |
| 50 |
2.00% |
¥163,023 |
¥97,813,565 |
¥36,013,565 |
| 50 |
2.10% |
¥166,451 |
¥99,870,568 |
¥38,070,568 |
| 50 |
2.20% |
¥169,918 |
¥101,950,602 |
¥40,150,602 |
| 50 |
2.30% |
¥173,422 |
¥104,053,424 |
¥42,253,424 |
| 50 |
2.40% |
¥176,965 |
¥106,178,783 |
¥44,378,783 |
| 50 |
2.50% |
¥180,544 |
¥108,326,421 |
¥46,526,421 |
| 50 |
2.60% |
¥184,160 |
¥110,496,071 |
¥48,696,071 |
| 50 |
2.70% |
¥187,812 |
¥112,687,461 |
¥50,887,461 |
| 50 |
2.80% |
¥191,501 |
¥114,900,313 |
¥53,100,313 |
| 50 |
2.90% |
¥195,224 |
¥117,134,342 |
¥55,334,342 |
| 50 |
3.00% |
¥198,982 |
¥119,389,256 |
¥57,589,256 |
6180万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥133,447 |
¥72,061,541 |
¥10,261,541 |
| 45 |
0.80% |
¥136,316 |
¥73,610,380 |
¥11,810,380 |
| 45 |
0.90% |
¥139,222 |
¥75,179,787 |
¥13,379,787 |
| 45 |
1.00% |
¥142,166 |
¥76,769,689 |
¥14,969,689 |
| 45 |
1.10% |
¥145,148 |
¥78,380,005 |
¥16,580,005 |
| 45 |
1.20% |
¥148,168 |
¥80,010,647 |
¥18,210,647 |
| 45 |
1.30% |
¥151,225 |
¥81,661,518 |
¥19,861,518 |
| 45 |
1.40% |
¥154,319 |
¥83,332,515 |
¥21,532,515 |
| 45 |
1.50% |
¥157,451 |
¥85,023,526 |
¥23,223,526 |
| 45 |
1.60% |
¥160,619 |
¥86,734,432 |
¥24,934,432 |
| 45 |
1.70% |
¥163,824 |
¥88,465,108 |
¥26,665,108 |
| 45 |
1.80% |
¥167,066 |
¥90,215,422 |
¥28,415,422 |
| 45 |
1.90% |
¥170,343 |
¥91,985,234 |
¥30,185,234 |
| 45 |
2.00% |
¥173,656 |
¥93,774,399 |
¥31,974,399 |
| 45 |
2.10% |
¥177,005 |
¥95,582,764 |
¥33,782,764 |
| 45 |
2.20% |
¥180,389 |
¥97,410,171 |
¥35,610,171 |
| 45 |
2.30% |
¥183,808 |
¥99,256,457 |
¥37,456,457 |
| 45 |
2.40% |
¥187,262 |
¥101,121,450 |
¥39,321,450 |
| 45 |
2.50% |
¥190,750 |
¥103,004,977 |
¥41,204,977 |
| 45 |
2.60% |
¥194,272 |
¥104,906,856 |
¥43,106,856 |
| 45 |
2.70% |
¥197,828 |
¥106,826,901 |
¥45,026,901 |
| 45 |
2.80% |
¥201,417 |
¥108,764,923 |
¥46,964,923 |
| 45 |
2.90% |
¥205,038 |
¥110,720,726 |
¥48,920,726 |
| 45 |
3.00% |
¥208,693 |
¥112,694,110 |
¥50,894,110 |
6180万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥147,652 |
¥70,873,139 |
¥9,073,139 |
| 40 |
0.80% |
¥150,489 |
¥72,234,885 |
¥10,434,885 |
| 40 |
0.90% |
¥153,360 |
¥73,612,926 |
¥11,812,926 |
| 40 |
1.00% |
¥156,265 |
¥75,007,217 |
¥13,207,217 |
| 40 |
1.10% |
¥159,204 |
¥76,417,706 |
¥14,617,706 |
| 40 |
1.20% |
¥162,176 |
¥77,844,337 |
¥16,044,337 |
| 40 |
1.30% |
¥165,181 |
¥79,287,050 |
¥17,487,050 |
| 40 |
1.40% |
¥168,220 |
¥80,745,777 |
¥18,945,777 |
| 40 |
1.50% |
¥171,293 |
¥82,220,450 |
¥20,420,450 |
| 40 |
1.60% |
¥174,398 |
¥83,710,993 |
¥21,910,993 |
| 40 |
1.70% |
¥177,536 |
¥85,217,325 |
¥23,417,325 |
| 40 |
1.80% |
¥180,707 |
¥86,739,363 |
¥24,939,363 |
| 40 |
1.90% |
¥183,910 |
¥88,277,018 |
¥26,477,018 |
| 40 |
2.00% |
¥187,146 |
¥89,830,198 |
¥28,030,198 |
| 40 |
2.10% |
¥190,414 |
¥91,398,804 |
¥29,598,804 |
| 40 |
2.20% |
¥193,714 |
¥92,982,736 |
¥31,182,736 |
| 40 |
2.30% |
¥197,046 |
¥94,581,888 |
¥32,781,888 |
| 40 |
2.40% |
¥200,409 |
¥96,196,151 |
¥34,396,151 |
| 40 |
2.50% |
¥203,803 |
¥97,825,413 |
¥36,025,413 |
| 40 |
2.60% |
¥207,228 |
¥99,469,557 |
¥37,669,557 |
| 40 |
2.70% |
¥210,684 |
¥101,128,463 |
¥39,328,463 |
| 40 |
2.80% |
¥214,171 |
¥102,802,007 |
¥41,002,007 |
| 40 |
2.90% |
¥217,688 |
¥104,490,062 |
¥42,690,062 |
| 40 |
3.00% |
¥221,234 |
¥106,192,499 |
¥44,392,499 |
6180万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥165,946 |
¥69,697,253 |
¥7,897,253 |
| 35 |
0.80% |
¥168,752 |
¥70,875,697 |
¥9,075,697 |
| 35 |
0.90% |
¥171,587 |
¥72,066,647 |
¥10,266,647 |
| 35 |
1.00% |
¥174,453 |
¥73,270,076 |
¥11,470,076 |
| 35 |
1.10% |
¥177,348 |
¥74,485,953 |
¥12,685,953 |
| 35 |
1.20% |
¥180,272 |
¥75,714,245 |
¥13,914,245 |
| 35 |
1.30% |
¥183,226 |
¥76,954,916 |
¥15,154,916 |
| 35 |
1.40% |
¥186,209 |
¥78,207,926 |
¥16,407,926 |
| 35 |
1.50% |
¥189,222 |
¥79,473,233 |
¥17,673,233 |
| 35 |
1.60% |
¥192,264 |
¥80,750,793 |
¥18,950,793 |
| 35 |
1.70% |
¥195,335 |
¥82,040,558 |
¥20,240,558 |
| 35 |
1.80% |
¥198,434 |
¥83,342,477 |
¥21,542,477 |
| 35 |
1.90% |
¥201,563 |
¥84,656,498 |
¥22,856,498 |
| 35 |
2.00% |
¥204,720 |
¥85,982,565 |
¥24,182,565 |
| 35 |
2.10% |
¥207,906 |
¥87,320,619 |
¥25,520,619 |
| 35 |
2.20% |
¥211,120 |
¥88,670,600 |
¥26,870,600 |
| 35 |
2.30% |
¥214,363 |
¥90,032,444 |
¥28,232,444 |
| 35 |
2.40% |
¥217,634 |
¥91,406,086 |
¥29,606,086 |
| 35 |
2.50% |
¥220,932 |
¥92,791,458 |
¥30,991,458 |
| 35 |
2.60% |
¥224,258 |
¥94,188,489 |
¥32,388,489 |
| 35 |
2.70% |
¥227,612 |
¥95,597,106 |
¥33,797,106 |
| 35 |
2.80% |
¥230,993 |
¥97,017,235 |
¥35,217,235 |
| 35 |
2.90% |
¥234,402 |
¥98,448,797 |
¥36,648,797 |
| 35 |
3.00% |
¥237,837 |
¥99,891,715 |
¥38,091,715 |
6180万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥190,372 |
¥68,533,905 |
¥6,733,905 |
| 30 |
0.80% |
¥193,147 |
¥69,532,855 |
¥7,732,855 |
| 30 |
0.90% |
¥195,947 |
¥70,541,012 |
¥8,741,012 |
| 30 |
1.00% |
¥198,773 |
¥71,558,361 |
¥9,758,361 |
| 30 |
1.10% |
¥201,625 |
¥72,584,885 |
¥10,784,885 |
| 30 |
1.20% |
¥204,502 |
¥73,620,566 |
¥11,820,566 |
| 30 |
1.30% |
¥207,404 |
¥74,665,385 |
¥12,865,385 |
| 30 |
1.40% |
¥210,331 |
¥75,719,318 |
¥13,919,318 |
| 30 |
1.50% |
¥213,284 |
¥76,782,344 |
¥14,982,344 |
| 30 |
1.60% |
¥216,262 |
¥77,854,438 |
¥16,054,438 |
| 30 |
1.70% |
¥219,265 |
¥78,935,573 |
¥17,135,573 |
| 30 |
1.80% |
¥222,294 |
¥80,025,721 |
¥18,225,721 |
| 30 |
1.90% |
¥225,347 |
¥81,124,854 |
¥19,324,854 |
| 30 |
2.00% |
¥228,425 |
¥82,232,940 |
¥20,432,940 |
| 30 |
2.10% |
¥231,528 |
¥83,349,948 |
¥21,549,948 |
| 30 |
2.20% |
¥234,655 |
¥84,475,843 |
¥22,675,843 |
| 30 |
2.30% |
¥237,807 |
¥85,610,591 |
¥23,810,591 |
| 30 |
2.40% |
¥240,984 |
¥86,754,155 |
¥24,954,155 |
| 30 |
2.50% |
¥244,185 |
¥87,906,498 |
¥26,106,498 |
| 30 |
2.60% |
¥247,410 |
¥89,067,579 |
¥27,267,579 |
| 30 |
2.70% |
¥250,659 |
¥90,237,359 |
¥28,437,359 |
| 30 |
2.80% |
¥253,933 |
¥91,415,796 |
¥29,615,796 |
| 30 |
2.90% |
¥257,230 |
¥92,602,846 |
¥30,802,846 |
| 30 |
3.00% |
¥260,551 |
¥93,798,465 |
¥31,998,465 |
6180万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥224,610 |
¥67,383,116 |
¥5,583,116 |
| 25 |
0.80% |
¥227,355 |
¥68,206,392 |
¥6,406,392 |
| 25 |
0.90% |
¥230,120 |
¥69,036,074 |
¥7,236,074 |
| 25 |
1.00% |
¥232,907 |
¥69,872,153 |
¥8,072,153 |
| 25 |
1.10% |
¥235,715 |
¥70,714,622 |
¥8,914,622 |
| 25 |
1.20% |
¥238,545 |
¥71,563,471 |
¥9,763,471 |
| 25 |
1.30% |
¥241,396 |
¥72,418,690 |
¥10,618,690 |
| 25 |
1.40% |
¥244,268 |
¥73,280,268 |
¥11,480,268 |
| 25 |
1.50% |
¥247,161 |
¥74,148,195 |
¥12,348,195 |
| 25 |
1.60% |
¥250,075 |
¥75,022,457 |
¥13,222,457 |
| 25 |
1.70% |
¥253,010 |
¥75,903,043 |
¥14,103,043 |
| 25 |
1.80% |
¥255,966 |
¥76,789,937 |
¥14,989,937 |
| 25 |
1.90% |
¥258,944 |
¥77,683,126 |
¥15,883,126 |
| 25 |
2.00% |
¥261,942 |
¥78,582,594 |
¥16,782,594 |
| 25 |
2.10% |
¥264,961 |
¥79,488,326 |
¥17,688,326 |
| 25 |
2.20% |
¥268,001 |
¥80,400,305 |
¥18,600,305 |
| 25 |
2.30% |
¥271,062 |
¥81,318,512 |
¥19,518,512 |
| 25 |
2.40% |
¥274,143 |
¥82,242,931 |
¥20,442,931 |
| 25 |
2.50% |
¥277,245 |
¥83,173,542 |
¥21,373,542 |
| 25 |
2.60% |
¥280,368 |
¥84,110,327 |
¥22,310,327 |
| 25 |
2.70% |
¥283,511 |
¥85,053,263 |
¥23,253,263 |
| 25 |
2.80% |
¥286,674 |
¥86,002,332 |
¥24,202,332 |
| 25 |
2.90% |
¥289,858 |
¥86,957,511 |
¥25,157,511 |
| 25 |
3.00% |
¥293,063 |
¥87,918,778 |
¥26,118,778 |
6180万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥276,020 |
¥66,244,901 |
¥4,444,901 |
| 20 |
0.80% |
¥278,735 |
¥66,896,338 |
¥5,096,338 |
| 20 |
0.90% |
¥281,466 |
¥67,551,880 |
¥5,751,880 |
| 20 |
1.00% |
¥284,215 |
¥68,211,524 |
¥6,411,524 |
| 20 |
1.10% |
¥286,980 |
¥68,875,266 |
¥7,075,266 |
| 20 |
1.20% |
¥289,763 |
¥69,543,103 |
¥7,743,103 |
| 20 |
1.30% |
¥292,563 |
¥70,215,030 |
¥8,415,030 |
| 20 |
1.40% |
¥295,379 |
¥70,891,042 |
¥9,091,042 |
| 20 |
1.50% |
¥298,213 |
¥71,571,135 |
¥9,771,135 |
| 20 |
1.60% |
¥301,064 |
¥72,255,304 |
¥10,455,304 |
| 20 |
1.70% |
¥303,931 |
¥72,943,542 |
¥11,143,542 |
| 20 |
1.80% |
¥306,816 |
¥73,635,844 |
¥11,835,844 |
| 20 |
1.90% |
¥309,718 |
¥74,332,205 |
¥12,532,205 |
| 20 |
2.00% |
¥312,636 |
¥75,032,616 |
¥13,232,616 |
| 20 |
2.10% |
¥315,571 |
¥75,737,073 |
¥13,937,073 |
| 20 |
2.20% |
¥318,523 |
¥76,445,566 |
¥14,645,566 |
| 20 |
2.30% |
¥321,492 |
¥77,158,090 |
¥15,358,090 |
| 20 |
2.40% |
¥324,478 |
¥77,874,636 |
¥16,074,636 |
| 20 |
2.50% |
¥327,480 |
¥78,595,197 |
¥16,795,197 |
| 20 |
2.60% |
¥330,499 |
¥79,319,764 |
¥17,519,764 |
| 20 |
2.70% |
¥333,535 |
¥80,048,328 |
¥18,248,328 |
| 20 |
2.80% |
¥336,587 |
¥80,780,881 |
¥18,980,881 |
| 20 |
2.90% |
¥339,656 |
¥81,517,413 |
¥19,717,413 |
| 20 |
3.00% |
¥342,741 |
¥82,257,916 |
¥20,457,916 |
6180万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥361,774 |
¥65,119,275 |
¥3,319,275 |
| 15 |
0.80% |
¥364,460 |
¥65,602,715 |
¥3,802,715 |
| 15 |
0.90% |
¥367,158 |
¥66,088,467 |
¥4,288,467 |
| 15 |
1.00% |
¥369,870 |
¥66,576,530 |
¥4,776,530 |
| 15 |
1.10% |
¥372,594 |
¥67,066,902 |
¥5,266,902 |
| 15 |
1.20% |
¥375,331 |
¥67,559,582 |
¥5,759,582 |
| 15 |
1.30% |
¥378,081 |
¥68,054,568 |
¥6,254,568 |
| 15 |
1.40% |
¥380,844 |
¥68,551,859 |
¥6,751,859 |
| 15 |
1.50% |
¥383,619 |
¥69,051,454 |
¥7,251,454 |
| 15 |
1.60% |
¥386,407 |
¥69,553,349 |
¥7,753,349 |
| 15 |
1.70% |
¥389,209 |
¥70,057,545 |
¥8,257,545 |
| 15 |
1.80% |
¥392,022 |
¥70,564,038 |
¥8,764,038 |
| 15 |
1.90% |
¥394,849 |
¥71,072,826 |
¥9,272,826 |
| 15 |
2.00% |
¥397,688 |
¥71,583,908 |
¥9,783,908 |
| 15 |
2.10% |
¥400,540 |
¥72,097,280 |
¥10,297,280 |
| 15 |
2.20% |
¥403,405 |
¥72,612,942 |
¥10,812,942 |
| 15 |
2.30% |
¥406,283 |
¥73,130,889 |
¥11,330,889 |
| 15 |
2.40% |
¥409,173 |
¥73,651,120 |
¥11,851,120 |
| 15 |
2.50% |
¥412,076 |
¥74,173,632 |
¥12,373,632 |
| 15 |
2.60% |
¥414,991 |
¥74,698,421 |
¥12,898,421 |
| 15 |
2.70% |
¥417,919 |
¥75,225,486 |
¥13,425,486 |
| 15 |
2.80% |
¥420,860 |
¥75,754,823 |
¥13,954,823 |
| 15 |
2.90% |
¥423,813 |
¥76,286,430 |
¥14,486,430 |
| 15 |
3.00% |
¥426,779 |
¥76,820,302 |
¥15,020,302 |
6180万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥533,385 |
¥64,006,249 |
¥2,206,249 |
| 10 |
0.80% |
¥536,046 |
¥64,325,543 |
¥2,525,543 |
| 10 |
0.90% |
¥538,716 |
¥64,645,866 |
¥2,845,866 |
| 10 |
1.00% |
¥541,393 |
¥64,967,216 |
¥3,167,216 |
| 10 |
1.10% |
¥544,080 |
¥65,289,595 |
¥3,489,595 |
| 10 |
1.20% |
¥546,775 |
¥65,613,000 |
¥3,813,000 |
| 10 |
1.30% |
¥549,479 |
¥65,937,432 |
¥4,137,432 |
| 10 |
1.40% |
¥552,191 |
¥66,262,891 |
¥4,462,891 |
| 10 |
1.50% |
¥554,911 |
¥66,589,376 |
¥4,789,376 |
| 10 |
1.60% |
¥557,641 |
¥66,916,887 |
¥5,116,887 |
| 10 |
1.70% |
¥560,379 |
¥67,245,423 |
¥5,445,423 |
| 10 |
1.80% |
¥563,125 |
¥67,574,984 |
¥5,774,984 |
| 10 |
1.90% |
¥565,880 |
¥67,905,569 |
¥6,105,569 |
| 10 |
2.00% |
¥568,643 |
¥68,237,177 |
¥6,437,177 |
| 10 |
2.10% |
¥571,415 |
¥68,569,809 |
¥6,769,809 |
| 10 |
2.20% |
¥574,196 |
¥68,903,464 |
¥7,103,464 |
| 10 |
2.30% |
¥576,985 |
¥69,238,141 |
¥7,438,141 |
| 10 |
2.40% |
¥579,782 |
¥69,573,840 |
¥7,773,840 |
| 10 |
2.50% |
¥582,588 |
¥69,910,559 |
¥8,110,559 |
| 10 |
2.60% |
¥585,402 |
¥70,248,299 |
¥8,448,299 |
| 10 |
2.70% |
¥588,225 |
¥70,587,058 |
¥8,787,058 |
| 10 |
2.80% |
¥591,057 |
¥70,926,837 |
¥9,126,837 |
| 10 |
2.90% |
¥593,897 |
¥71,267,634 |
¥9,467,634 |
| 10 |
3.00% |
¥596,745 |
¥71,609,448 |
¥9,809,448 |
