6230万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6230万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6230万円の住宅ローン｜期間・年数別
6230万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥123,092 |
¥73,855,169 |
¥11,555,169 |
| 50 |
0.80% |
¥126,015 |
¥75,608,950 |
¥13,308,950 |
| 50 |
0.90% |
¥128,980 |
¥77,388,251 |
¥15,088,251 |
| 50 |
1.00% |
¥131,988 |
¥79,192,962 |
¥16,892,962 |
| 50 |
1.10% |
¥135,038 |
¥81,022,959 |
¥18,722,959 |
| 50 |
1.20% |
¥138,130 |
¥82,878,109 |
¥20,578,109 |
| 50 |
1.30% |
¥141,264 |
¥84,758,264 |
¥22,458,264 |
| 50 |
1.40% |
¥144,439 |
¥86,663,268 |
¥24,363,268 |
| 50 |
1.50% |
¥147,655 |
¥88,592,952 |
¥26,292,952 |
| 50 |
1.60% |
¥150,912 |
¥90,547,136 |
¥28,247,136 |
| 50 |
1.70% |
¥154,209 |
¥92,525,632 |
¥30,225,632 |
| 50 |
1.80% |
¥157,547 |
¥94,528,238 |
¥32,228,238 |
| 50 |
1.90% |
¥160,925 |
¥96,554,746 |
¥34,254,746 |
| 50 |
2.00% |
¥164,342 |
¥98,604,937 |
¥36,304,937 |
| 50 |
2.10% |
¥167,798 |
¥100,678,582 |
¥38,378,582 |
| 50 |
2.20% |
¥171,292 |
¥102,775,445 |
¥40,475,445 |
| 50 |
2.30% |
¥174,825 |
¥104,895,280 |
¥42,595,280 |
| 50 |
2.40% |
¥178,396 |
¥107,037,835 |
¥44,737,835 |
| 50 |
2.50% |
¥182,005 |
¥109,202,848 |
¥46,902,848 |
| 50 |
2.60% |
¥185,650 |
¥111,390,052 |
¥49,090,052 |
| 50 |
2.70% |
¥189,332 |
¥113,599,172 |
¥51,299,172 |
| 50 |
2.80% |
¥193,050 |
¥115,829,927 |
¥53,529,927 |
| 50 |
2.90% |
¥196,803 |
¥118,082,030 |
¥55,782,030 |
| 50 |
3.00% |
¥200,592 |
¥120,355,189 |
¥58,055,189 |
6230万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥134,527 |
¥72,644,563 |
¥10,344,563 |
| 45 |
0.80% |
¥137,418 |
¥74,205,933 |
¥11,905,933 |
| 45 |
0.90% |
¥140,348 |
¥75,788,037 |
¥13,488,037 |
| 45 |
1.00% |
¥143,316 |
¥77,390,803 |
¥15,090,803 |
| 45 |
1.10% |
¥146,322 |
¥79,014,148 |
¥16,714,148 |
| 45 |
1.20% |
¥149,367 |
¥80,657,982 |
¥18,357,982 |
| 45 |
1.30% |
¥152,449 |
¥82,322,210 |
¥20,022,210 |
| 45 |
1.40% |
¥155,568 |
¥84,006,726 |
¥21,706,726 |
| 45 |
1.50% |
¥158,725 |
¥85,711,418 |
¥23,411,418 |
| 45 |
1.60% |
¥161,919 |
¥87,436,167 |
¥25,136,167 |
| 45 |
1.70% |
¥165,150 |
¥89,180,845 |
¥26,880,845 |
| 45 |
1.80% |
¥168,417 |
¥90,945,320 |
¥28,645,320 |
| 45 |
1.90% |
¥171,721 |
¥92,729,451 |
¥30,429,451 |
| 45 |
2.00% |
¥175,061 |
¥94,533,091 |
¥32,233,091 |
| 45 |
2.10% |
¥178,437 |
¥96,356,087 |
¥34,056,087 |
| 45 |
2.20% |
¥181,849 |
¥98,198,279 |
¥35,898,279 |
| 45 |
2.30% |
¥185,295 |
¥100,059,502 |
¥37,759,502 |
| 45 |
2.40% |
¥188,777 |
¥101,939,585 |
¥39,639,585 |
| 45 |
2.50% |
¥192,293 |
¥103,838,351 |
¥41,538,351 |
| 45 |
2.60% |
¥195,844 |
¥105,755,617 |
¥43,455,617 |
| 45 |
2.70% |
¥199,428 |
¥107,691,197 |
¥45,391,197 |
| 45 |
2.80% |
¥203,046 |
¥109,644,898 |
¥47,344,898 |
| 45 |
2.90% |
¥206,697 |
¥111,616,524 |
¥49,316,524 |
| 45 |
3.00% |
¥210,381 |
¥113,605,875 |
¥51,305,875 |
6230万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥148,847 |
¥71,446,547 |
¥9,146,547 |
| 40 |
0.80% |
¥151,707 |
¥72,819,310 |
¥10,519,310 |
| 40 |
0.90% |
¥154,601 |
¥74,208,500 |
¥11,908,500 |
| 40 |
1.00% |
¥157,529 |
¥75,614,072 |
¥13,314,072 |
| 40 |
1.10% |
¥160,492 |
¥77,035,972 |
¥14,735,972 |
| 40 |
1.20% |
¥163,488 |
¥78,474,146 |
¥16,174,146 |
| 40 |
1.30% |
¥166,518 |
¥79,928,531 |
¥17,628,531 |
| 40 |
1.40% |
¥169,581 |
¥81,399,060 |
¥19,099,060 |
| 40 |
1.50% |
¥172,678 |
¥82,885,664 |
¥20,585,664 |
| 40 |
1.60% |
¥175,809 |
¥84,388,266 |
¥22,088,266 |
| 40 |
1.70% |
¥178,972 |
¥85,906,786 |
¥23,606,786 |
| 40 |
1.80% |
¥182,169 |
¥87,441,138 |
¥25,141,138 |
| 40 |
1.90% |
¥185,398 |
¥88,991,234 |
¥26,691,234 |
| 40 |
2.00% |
¥188,660 |
¥90,556,979 |
¥28,256,979 |
| 40 |
2.10% |
¥191,955 |
¥92,138,276 |
¥29,838,276 |
| 40 |
2.20% |
¥195,281 |
¥93,735,023 |
¥31,435,023 |
| 40 |
2.30% |
¥198,640 |
¥95,347,113 |
¥33,047,113 |
| 40 |
2.40% |
¥202,030 |
¥96,974,437 |
¥34,674,437 |
| 40 |
2.50% |
¥205,452 |
¥98,616,881 |
¥36,316,881 |
| 40 |
2.60% |
¥208,905 |
¥100,274,327 |
¥37,974,327 |
| 40 |
2.70% |
¥212,389 |
¥101,946,654 |
¥39,646,654 |
| 40 |
2.80% |
¥215,904 |
¥103,633,738 |
¥41,333,738 |
| 40 |
2.90% |
¥219,449 |
¥105,335,451 |
¥43,035,451 |
| 40 |
3.00% |
¥223,024 |
¥107,051,662 |
¥44,751,662 |
6230万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥167,288 |
¥70,261,147 |
¥7,961,147 |
| 35 |
0.80% |
¥170,117 |
¥71,449,125 |
¥9,149,125 |
| 35 |
0.90% |
¥172,976 |
¥72,649,711 |
¥10,349,711 |
| 35 |
1.00% |
¥175,864 |
¥73,862,876 |
¥11,562,876 |
| 35 |
1.10% |
¥178,782 |
¥75,088,590 |
¥12,788,590 |
| 35 |
1.20% |
¥181,731 |
¥76,326,820 |
¥14,026,820 |
| 35 |
1.30% |
¥184,708 |
¥77,577,528 |
¥15,277,528 |
| 35 |
1.40% |
¥187,716 |
¥78,840,676 |
¥16,540,676 |
| 35 |
1.50% |
¥190,753 |
¥80,116,220 |
¥17,816,220 |
| 35 |
1.60% |
¥193,819 |
¥81,404,117 |
¥19,104,117 |
| 35 |
1.70% |
¥196,915 |
¥82,704,316 |
¥20,404,316 |
| 35 |
1.80% |
¥200,040 |
¥84,016,769 |
¥21,716,769 |
| 35 |
1.90% |
¥203,194 |
¥85,341,421 |
¥23,041,421 |
| 35 |
2.00% |
¥206,377 |
¥86,678,216 |
¥24,378,216 |
| 35 |
2.10% |
¥209,588 |
¥88,027,096 |
¥25,727,096 |
| 35 |
2.20% |
¥212,829 |
¥89,387,999 |
¥27,087,999 |
| 35 |
2.30% |
¥216,097 |
¥90,760,862 |
¥28,460,862 |
| 35 |
2.40% |
¥219,394 |
¥92,145,618 |
¥29,845,618 |
| 35 |
2.50% |
¥222,720 |
¥93,542,198 |
¥31,242,198 |
| 35 |
2.60% |
¥226,073 |
¥94,950,532 |
¥32,650,532 |
| 35 |
2.70% |
¥229,454 |
¥96,370,546 |
¥34,070,546 |
| 35 |
2.80% |
¥232,862 |
¥97,802,164 |
¥35,502,164 |
| 35 |
2.90% |
¥236,298 |
¥99,245,309 |
¥36,945,309 |
| 35 |
3.00% |
¥239,762 |
¥100,699,901 |
¥38,399,901 |
6230万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥191,912 |
¥69,088,387 |
¥6,788,387 |
| 30 |
0.80% |
¥194,709 |
¥70,095,418 |
¥7,795,418 |
| 30 |
0.90% |
¥197,533 |
¥71,111,732 |
¥8,811,732 |
| 30 |
1.00% |
¥200,381 |
¥72,137,312 |
¥9,837,312 |
| 30 |
1.10% |
¥203,256 |
¥73,172,141 |
¥10,872,141 |
| 30 |
1.20% |
¥206,156 |
¥74,216,202 |
¥11,916,202 |
| 30 |
1.30% |
¥209,082 |
¥75,269,474 |
¥12,969,474 |
| 30 |
1.40% |
¥212,033 |
¥76,331,934 |
¥14,031,934 |
| 30 |
1.50% |
¥215,010 |
¥77,403,561 |
¥15,103,561 |
| 30 |
1.60% |
¥218,012 |
¥78,484,328 |
¥16,184,328 |
| 30 |
1.70% |
¥221,039 |
¥79,574,210 |
¥17,274,210 |
| 30 |
1.80% |
¥224,092 |
¥80,673,179 |
¥18,373,179 |
| 30 |
1.90% |
¥227,170 |
¥81,781,204 |
¥19,481,204 |
| 30 |
2.00% |
¥230,273 |
¥82,898,255 |
¥20,598,255 |
| 30 |
2.10% |
¥233,401 |
¥84,024,300 |
¥21,724,300 |
| 30 |
2.20% |
¥236,554 |
¥85,159,305 |
¥22,859,305 |
| 30 |
2.30% |
¥239,731 |
¥86,303,233 |
¥24,003,233 |
| 30 |
2.40% |
¥242,933 |
¥87,456,050 |
¥25,156,050 |
| 30 |
2.50% |
¥246,160 |
¥88,617,715 |
¥26,317,715 |
| 30 |
2.60% |
¥249,412 |
¥89,788,191 |
¥27,488,191 |
| 30 |
2.70% |
¥252,687 |
¥90,967,435 |
¥28,667,435 |
| 30 |
2.80% |
¥255,987 |
¥92,155,406 |
¥29,855,406 |
| 30 |
2.90% |
¥259,311 |
¥93,352,060 |
¥31,052,060 |
| 30 |
3.00% |
¥262,659 |
¥94,557,353 |
¥32,257,353 |
6230万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥226,428 |
¥67,928,286 |
¥5,628,286 |
| 25 |
0.80% |
¥229,194 |
¥68,758,224 |
¥6,458,224 |
| 25 |
0.90% |
¥231,982 |
¥69,594,618 |
¥7,294,618 |
| 25 |
1.00% |
¥234,792 |
¥70,437,462 |
¥8,137,462 |
| 25 |
1.10% |
¥237,622 |
¥71,286,746 |
¥8,986,746 |
| 25 |
1.20% |
¥240,475 |
¥72,142,463 |
¥9,842,463 |
| 25 |
1.30% |
¥243,349 |
¥73,004,601 |
¥10,704,601 |
| 25 |
1.40% |
¥246,244 |
¥73,873,151 |
¥11,573,151 |
| 25 |
1.50% |
¥249,160 |
¥74,748,099 |
¥12,448,099 |
| 25 |
1.60% |
¥252,098 |
¥75,629,435 |
¥13,329,435 |
| 25 |
1.70% |
¥255,057 |
¥76,517,145 |
¥14,217,145 |
| 25 |
1.80% |
¥258,037 |
¥77,411,215 |
¥15,111,215 |
| 25 |
1.90% |
¥261,039 |
¥78,311,630 |
¥16,011,630 |
| 25 |
2.00% |
¥264,061 |
¥79,218,376 |
¥16,918,376 |
| 25 |
2.10% |
¥267,105 |
¥80,131,436 |
¥17,831,436 |
| 25 |
2.20% |
¥270,169 |
¥81,050,792 |
¥18,750,792 |
| 25 |
2.30% |
¥273,255 |
¥81,976,429 |
¥19,676,429 |
| 25 |
2.40% |
¥276,361 |
¥82,908,327 |
¥20,608,327 |
| 25 |
2.50% |
¥279,488 |
¥83,846,468 |
¥21,546,468 |
| 25 |
2.60% |
¥282,636 |
¥84,790,831 |
¥22,490,831 |
| 25 |
2.70% |
¥285,805 |
¥85,741,397 |
¥23,441,397 |
| 25 |
2.80% |
¥288,994 |
¥86,698,144 |
¥24,398,144 |
| 25 |
2.90% |
¥292,204 |
¥87,661,051 |
¥25,361,051 |
| 25 |
3.00% |
¥295,434 |
¥88,630,095 |
¥26,330,095 |
6230万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥278,254 |
¥66,780,863 |
¥4,480,863 |
| 20 |
0.80% |
¥280,990 |
¥67,437,570 |
¥5,137,570 |
| 20 |
0.90% |
¥283,743 |
¥68,098,416 |
¥5,798,416 |
| 20 |
1.00% |
¥286,514 |
¥68,763,397 |
¥6,463,397 |
| 20 |
1.10% |
¥289,302 |
¥69,432,509 |
¥7,132,509 |
| 20 |
1.20% |
¥292,107 |
¥70,105,749 |
¥7,805,749 |
| 20 |
1.30% |
¥294,930 |
¥70,783,112 |
¥8,483,112 |
| 20 |
1.40% |
¥297,769 |
¥71,464,594 |
¥9,164,594 |
| 20 |
1.50% |
¥300,626 |
¥72,150,190 |
¥9,850,190 |
| 20 |
1.60% |
¥303,500 |
¥72,839,893 |
¥10,539,893 |
| 20 |
1.70% |
¥306,390 |
¥73,533,700 |
¥11,233,700 |
| 20 |
1.80% |
¥309,298 |
¥74,231,604 |
¥11,931,604 |
| 20 |
1.90% |
¥312,223 |
¥74,933,598 |
¥12,633,598 |
| 20 |
2.00% |
¥315,165 |
¥75,639,676 |
¥13,339,676 |
| 20 |
2.10% |
¥318,124 |
¥76,349,832 |
¥14,049,832 |
| 20 |
2.20% |
¥321,100 |
¥77,064,058 |
¥14,764,058 |
| 20 |
2.30% |
¥324,093 |
¥77,782,347 |
¥15,482,347 |
| 20 |
2.40% |
¥327,103 |
¥78,504,690 |
¥16,204,690 |
| 20 |
2.50% |
¥330,130 |
¥79,231,081 |
¥16,931,081 |
| 20 |
2.60% |
¥333,173 |
¥79,961,510 |
¥17,661,510 |
| 20 |
2.70% |
¥336,233 |
¥80,695,968 |
¥18,395,968 |
| 20 |
2.80% |
¥339,310 |
¥81,434,448 |
¥19,134,448 |
| 20 |
2.90% |
¥342,404 |
¥82,176,939 |
¥19,876,939 |
| 20 |
3.00% |
¥345,514 |
¥82,923,433 |
¥20,623,433 |
6230万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥364,701 |
¥65,646,130 |
¥3,346,130 |
| 15 |
0.80% |
¥367,408 |
¥66,133,482 |
¥3,833,482 |
| 15 |
0.90% |
¥370,129 |
¥66,623,164 |
¥4,323,164 |
| 15 |
1.00% |
¥372,862 |
¥67,115,175 |
¥4,815,175 |
| 15 |
1.10% |
¥375,608 |
¥67,609,514 |
¥5,309,514 |
| 15 |
1.20% |
¥378,368 |
¥68,106,180 |
¥5,806,180 |
| 15 |
1.30% |
¥381,140 |
¥68,605,171 |
¥6,305,171 |
| 15 |
1.40% |
¥383,925 |
¥69,106,486 |
¥6,806,486 |
| 15 |
1.50% |
¥386,723 |
¥69,610,122 |
¥7,310,122 |
| 15 |
1.60% |
¥389,534 |
¥70,116,079 |
¥7,816,079 |
| 15 |
1.70% |
¥392,358 |
¥70,624,353 |
¥8,324,353 |
| 15 |
1.80% |
¥395,194 |
¥71,134,944 |
¥8,834,944 |
| 15 |
1.90% |
¥398,044 |
¥71,647,849 |
¥9,347,849 |
| 15 |
2.00% |
¥400,906 |
¥72,163,066 |
¥9,863,066 |
| 15 |
2.10% |
¥403,781 |
¥72,680,592 |
¥10,380,592 |
| 15 |
2.20% |
¥406,669 |
¥73,200,425 |
¥10,900,425 |
| 15 |
2.30% |
¥409,570 |
¥73,722,563 |
¥11,422,563 |
| 15 |
2.40% |
¥412,483 |
¥74,247,003 |
¥11,947,003 |
| 15 |
2.50% |
¥415,410 |
¥74,773,742 |
¥12,473,742 |
| 15 |
2.60% |
¥418,349 |
¥75,302,778 |
¥13,002,778 |
| 15 |
2.70% |
¥421,301 |
¥75,834,107 |
¥13,534,107 |
| 15 |
2.80% |
¥424,265 |
¥76,367,726 |
¥14,067,726 |
| 15 |
2.90% |
¥427,242 |
¥76,903,634 |
¥14,603,634 |
| 15 |
3.00% |
¥430,232 |
¥77,441,825 |
¥15,141,825 |
6230万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥537,701 |
¥64,524,099 |
¥2,224,099 |
| 10 |
0.80% |
¥540,383 |
¥64,845,976 |
¥2,545,976 |
| 10 |
0.90% |
¥543,074 |
¥65,168,891 |
¥2,868,891 |
| 10 |
1.00% |
¥545,774 |
¥65,492,841 |
¥3,192,841 |
| 10 |
1.10% |
¥548,482 |
¥65,817,828 |
¥3,517,828 |
| 10 |
1.20% |
¥551,199 |
¥66,143,850 |
¥3,843,850 |
| 10 |
1.30% |
¥553,924 |
¥66,470,907 |
¥4,170,907 |
| 10 |
1.40% |
¥556,658 |
¥66,798,999 |
¥4,498,999 |
| 10 |
1.50% |
¥559,401 |
¥67,128,125 |
¥4,828,125 |
| 10 |
1.60% |
¥562,152 |
¥67,458,286 |
¥5,158,286 |
| 10 |
1.70% |
¥564,912 |
¥67,789,480 |
¥5,489,480 |
| 10 |
1.80% |
¥567,681 |
¥68,121,707 |
¥5,821,707 |
| 10 |
1.90% |
¥570,458 |
¥68,454,966 |
¥6,154,966 |
| 10 |
2.00% |
¥573,244 |
¥68,789,258 |
¥6,489,258 |
| 10 |
2.10% |
¥576,038 |
¥69,124,581 |
¥6,824,581 |
| 10 |
2.20% |
¥578,841 |
¥69,460,936 |
¥7,160,936 |
| 10 |
2.30% |
¥581,653 |
¥69,798,320 |
¥7,498,320 |
| 10 |
2.40% |
¥584,473 |
¥70,136,735 |
¥7,836,735 |
| 10 |
2.50% |
¥587,301 |
¥70,476,179 |
¥8,176,179 |
| 10 |
2.60% |
¥590,139 |
¥70,816,651 |
¥8,516,651 |
| 10 |
2.70% |
¥592,985 |
¥71,158,151 |
¥8,858,151 |
| 10 |
2.80% |
¥595,839 |
¥71,500,679 |
¥9,200,679 |
| 10 |
2.90% |
¥598,702 |
¥71,844,233 |
¥9,544,233 |
| 10 |
3.00% |
¥601,573 |
¥72,188,813 |
¥9,888,813 |
