6240万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6240万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6240万円の住宅ローン｜期間・年数別
6240万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥123,290 |
¥73,973,717 |
¥11,573,717 |
| 50 |
0.80% |
¥126,217 |
¥75,730,312 |
¥13,330,312 |
| 50 |
0.90% |
¥129,187 |
¥77,512,470 |
¥15,112,470 |
| 50 |
1.00% |
¥132,200 |
¥79,320,077 |
¥16,920,077 |
| 50 |
1.10% |
¥135,255 |
¥81,153,012 |
¥18,753,012 |
| 50 |
1.20% |
¥138,352 |
¥83,011,139 |
¥20,611,139 |
| 50 |
1.30% |
¥141,491 |
¥84,894,313 |
¥22,494,313 |
| 50 |
1.40% |
¥144,671 |
¥86,802,375 |
¥24,402,375 |
| 50 |
1.50% |
¥147,892 |
¥88,735,156 |
¥26,335,156 |
| 50 |
1.60% |
¥151,154 |
¥90,692,477 |
¥28,292,477 |
| 50 |
1.70% |
¥154,457 |
¥92,674,148 |
¥30,274,148 |
| 50 |
1.80% |
¥157,800 |
¥94,679,969 |
¥32,279,969 |
| 50 |
1.90% |
¥161,183 |
¥96,709,730 |
¥34,309,730 |
| 50 |
2.00% |
¥164,605 |
¥98,763,212 |
¥36,363,212 |
| 50 |
2.10% |
¥168,067 |
¥100,840,185 |
¥38,440,185 |
| 50 |
2.20% |
¥171,567 |
¥102,940,414 |
¥40,540,414 |
| 50 |
2.30% |
¥175,106 |
¥105,063,652 |
¥42,663,652 |
| 50 |
2.40% |
¥178,683 |
¥107,209,645 |
¥44,809,645 |
| 50 |
2.50% |
¥182,297 |
¥109,378,134 |
¥46,978,134 |
| 50 |
2.60% |
¥185,948 |
¥111,568,849 |
¥49,168,849 |
| 50 |
2.70% |
¥189,636 |
¥113,781,515 |
¥51,381,515 |
| 50 |
2.80% |
¥193,360 |
¥116,015,850 |
¥53,615,850 |
| 50 |
2.90% |
¥197,119 |
¥118,271,568 |
¥55,871,568 |
| 50 |
3.00% |
¥200,914 |
¥120,548,375 |
¥58,148,375 |
6240万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥134,743 |
¥72,761,167 |
¥10,361,167 |
| 45 |
0.80% |
¥137,639 |
¥74,325,043 |
¥11,925,043 |
| 45 |
0.90% |
¥140,573 |
¥75,909,687 |
¥13,509,687 |
| 45 |
1.00% |
¥143,546 |
¥77,515,025 |
¥15,115,025 |
| 45 |
1.10% |
¥146,557 |
¥79,140,976 |
¥16,740,976 |
| 45 |
1.20% |
¥149,606 |
¥80,787,450 |
¥18,387,450 |
| 45 |
1.30% |
¥152,693 |
¥82,454,349 |
¥20,054,349 |
| 45 |
1.40% |
¥155,818 |
¥84,141,569 |
¥21,741,569 |
| 45 |
1.50% |
¥158,980 |
¥85,848,997 |
¥23,448,997 |
| 45 |
1.60% |
¥162,179 |
¥87,576,514 |
¥25,176,514 |
| 45 |
1.70% |
¥165,415 |
¥89,323,993 |
¥26,923,993 |
| 45 |
1.80% |
¥168,688 |
¥91,091,300 |
¥28,691,300 |
| 45 |
1.90% |
¥171,997 |
¥92,878,295 |
¥30,478,295 |
| 45 |
2.00% |
¥175,342 |
¥94,684,830 |
¥32,284,830 |
| 45 |
2.10% |
¥178,724 |
¥96,510,752 |
¥34,110,752 |
| 45 |
2.20% |
¥182,141 |
¥98,355,901 |
¥35,955,901 |
| 45 |
2.30% |
¥185,593 |
¥100,220,111 |
¥37,820,111 |
| 45 |
2.40% |
¥189,080 |
¥102,103,212 |
¥39,703,212 |
| 45 |
2.50% |
¥192,602 |
¥104,005,025 |
¥41,605,025 |
| 45 |
2.60% |
¥196,158 |
¥105,925,369 |
¥43,525,369 |
| 45 |
2.70% |
¥199,748 |
¥107,864,056 |
¥45,464,056 |
| 45 |
2.80% |
¥203,372 |
¥109,820,893 |
¥47,420,893 |
| 45 |
2.90% |
¥207,029 |
¥111,795,684 |
¥49,395,684 |
| 45 |
3.00% |
¥210,719 |
¥113,788,228 |
¥51,388,228 |
6240万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥149,086 |
¥71,561,228 |
¥9,161,228 |
| 40 |
0.80% |
¥151,950 |
¥72,936,195 |
¥10,536,195 |
| 40 |
0.90% |
¥154,849 |
¥74,327,615 |
¥11,927,615 |
| 40 |
1.00% |
¥157,782 |
¥75,735,442 |
¥13,335,442 |
| 40 |
1.10% |
¥160,749 |
¥77,159,625 |
¥14,759,625 |
| 40 |
1.20% |
¥163,750 |
¥78,600,107 |
¥16,200,107 |
| 40 |
1.30% |
¥166,785 |
¥80,056,827 |
¥17,656,827 |
| 40 |
1.40% |
¥169,854 |
¥81,529,717 |
¥19,129,717 |
| 40 |
1.50% |
¥172,956 |
¥83,018,707 |
¥20,618,707 |
| 40 |
1.60% |
¥176,091 |
¥84,523,721 |
¥22,123,721 |
| 40 |
1.70% |
¥179,260 |
¥86,044,678 |
¥23,644,678 |
| 40 |
1.80% |
¥182,461 |
¥87,581,493 |
¥25,181,493 |
| 40 |
1.90% |
¥185,696 |
¥89,134,077 |
¥26,734,077 |
| 40 |
2.00% |
¥188,963 |
¥90,702,335 |
¥28,302,335 |
| 40 |
2.10% |
¥192,263 |
¥92,286,171 |
¥29,886,171 |
| 40 |
2.20% |
¥195,595 |
¥93,885,481 |
¥31,485,481 |
| 40 |
2.30% |
¥198,959 |
¥95,500,159 |
¥33,100,159 |
| 40 |
2.40% |
¥202,354 |
¥97,130,095 |
¥34,730,095 |
| 40 |
2.50% |
¥205,782 |
¥98,775,175 |
¥36,375,175 |
| 40 |
2.60% |
¥209,240 |
¥100,435,281 |
¥38,035,281 |
| 40 |
2.70% |
¥212,730 |
¥102,110,292 |
¥39,710,292 |
| 40 |
2.80% |
¥216,250 |
¥103,800,084 |
¥41,400,084 |
| 40 |
2.90% |
¥219,801 |
¥105,504,529 |
¥43,104,529 |
| 40 |
3.00% |
¥223,382 |
¥107,223,494 |
¥44,823,494 |
6240万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥167,557 |
¥70,373,926 |
¥7,973,926 |
| 35 |
0.80% |
¥170,390 |
¥71,563,811 |
¥9,163,811 |
| 35 |
0.90% |
¥173,253 |
¥72,766,323 |
¥10,366,323 |
| 35 |
1.00% |
¥176,146 |
¥73,981,436 |
¥11,581,436 |
| 35 |
1.10% |
¥179,069 |
¥75,209,118 |
¥12,809,118 |
| 35 |
1.20% |
¥182,022 |
¥76,449,335 |
¥14,049,335 |
| 35 |
1.30% |
¥185,005 |
¥77,702,051 |
¥15,302,051 |
| 35 |
1.40% |
¥188,017 |
¥78,967,226 |
¥16,567,226 |
| 35 |
1.50% |
¥191,059 |
¥80,244,818 |
¥17,844,818 |
| 35 |
1.60% |
¥194,130 |
¥81,534,781 |
¥19,134,781 |
| 35 |
1.70% |
¥197,231 |
¥82,837,068 |
¥20,437,068 |
| 35 |
1.80% |
¥200,361 |
¥84,151,627 |
¥21,751,627 |
| 35 |
1.90% |
¥203,520 |
¥85,478,406 |
¥23,078,406 |
| 35 |
2.00% |
¥206,708 |
¥86,817,347 |
¥24,417,347 |
| 35 |
2.10% |
¥209,925 |
¥88,168,392 |
¥25,768,392 |
| 35 |
2.20% |
¥213,170 |
¥89,531,479 |
¥27,131,479 |
| 35 |
2.30% |
¥216,444 |
¥90,906,546 |
¥28,506,546 |
| 35 |
2.40% |
¥219,746 |
¥92,293,524 |
¥29,893,524 |
| 35 |
2.50% |
¥223,077 |
¥93,692,346 |
¥31,292,346 |
| 35 |
2.60% |
¥226,436 |
¥95,102,940 |
¥32,702,940 |
| 35 |
2.70% |
¥229,822 |
¥96,525,233 |
¥34,125,233 |
| 35 |
2.80% |
¥233,236 |
¥97,959,150 |
¥35,559,150 |
| 35 |
2.90% |
¥236,678 |
¥99,404,611 |
¥37,004,611 |
| 35 |
3.00% |
¥240,147 |
¥100,861,538 |
¥38,461,538 |
6240万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥192,220 |
¥69,199,283 |
¥6,799,283 |
| 30 |
0.80% |
¥195,022 |
¥70,207,931 |
¥7,807,931 |
| 30 |
0.90% |
¥197,850 |
¥71,225,876 |
¥8,825,876 |
| 30 |
1.00% |
¥200,703 |
¥72,253,102 |
¥9,853,102 |
| 30 |
1.10% |
¥203,582 |
¥73,289,593 |
¥10,889,593 |
| 30 |
1.20% |
¥206,487 |
¥74,335,329 |
¥11,935,329 |
| 30 |
1.30% |
¥209,417 |
¥75,390,291 |
¥12,990,291 |
| 30 |
1.40% |
¥212,373 |
¥76,454,457 |
¥14,054,457 |
| 30 |
1.50% |
¥215,355 |
¥77,527,804 |
¥15,127,804 |
| 30 |
1.60% |
¥218,362 |
¥78,610,306 |
¥16,210,306 |
| 30 |
1.70% |
¥221,394 |
¥79,701,938 |
¥17,301,938 |
| 30 |
1.80% |
¥224,452 |
¥80,802,670 |
¥18,402,670 |
| 30 |
1.90% |
¥227,535 |
¥81,912,474 |
¥19,512,474 |
| 30 |
2.00% |
¥230,643 |
¥83,031,318 |
¥20,631,318 |
| 30 |
2.10% |
¥233,775 |
¥84,159,171 |
¥21,759,171 |
| 30 |
2.20% |
¥236,933 |
¥85,295,997 |
¥22,895,997 |
| 30 |
2.30% |
¥240,116 |
¥86,441,762 |
¥24,041,762 |
| 30 |
2.40% |
¥243,323 |
¥87,596,429 |
¥25,196,429 |
| 30 |
2.50% |
¥246,555 |
¥88,759,959 |
¥26,359,959 |
| 30 |
2.60% |
¥249,812 |
¥89,932,313 |
¥27,532,313 |
| 30 |
2.70% |
¥253,093 |
¥91,113,450 |
¥28,713,450 |
| 30 |
2.80% |
¥256,398 |
¥92,303,328 |
¥29,903,328 |
| 30 |
2.90% |
¥259,728 |
¥93,501,903 |
¥31,101,903 |
| 30 |
3.00% |
¥263,081 |
¥94,709,130 |
¥32,309,130 |
6240万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥226,791 |
¥68,037,321 |
¥5,637,321 |
| 25 |
0.80% |
¥229,562 |
¥68,868,590 |
¥6,468,590 |
| 25 |
0.90% |
¥232,354 |
¥69,706,327 |
¥7,306,327 |
| 25 |
1.00% |
¥235,168 |
¥70,550,523 |
¥8,150,523 |
| 25 |
1.10% |
¥238,004 |
¥71,401,171 |
¥9,001,171 |
| 25 |
1.20% |
¥240,861 |
¥72,258,262 |
¥9,858,262 |
| 25 |
1.30% |
¥243,739 |
¥73,121,784 |
¥10,721,784 |
| 25 |
1.40% |
¥246,639 |
¥73,991,727 |
¥11,591,727 |
| 25 |
1.50% |
¥249,560 |
¥74,868,080 |
¥12,468,080 |
| 25 |
1.60% |
¥252,503 |
¥75,750,831 |
¥13,350,831 |
| 25 |
1.70% |
¥255,467 |
¥76,639,965 |
¥14,239,965 |
| 25 |
1.80% |
¥258,452 |
¥77,535,470 |
¥15,135,470 |
| 25 |
1.90% |
¥261,458 |
¥78,437,331 |
¥16,037,331 |
| 25 |
2.00% |
¥264,485 |
¥79,345,532 |
¥16,945,532 |
| 25 |
2.10% |
¥267,534 |
¥80,260,057 |
¥17,860,057 |
| 25 |
2.20% |
¥270,603 |
¥81,180,890 |
¥18,780,890 |
| 25 |
2.30% |
¥273,693 |
¥82,108,012 |
¥19,708,012 |
| 25 |
2.40% |
¥276,805 |
¥83,041,406 |
¥20,641,406 |
| 25 |
2.50% |
¥279,937 |
¥83,981,053 |
¥21,581,053 |
| 25 |
2.60% |
¥283,090 |
¥84,926,932 |
¥22,526,932 |
| 25 |
2.70% |
¥286,263 |
¥85,879,023 |
¥23,479,023 |
| 25 |
2.80% |
¥289,458 |
¥86,837,306 |
¥24,437,306 |
| 25 |
2.90% |
¥292,673 |
¥87,801,758 |
¥25,401,758 |
| 25 |
3.00% |
¥295,908 |
¥88,772,358 |
¥26,372,358 |
6240万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥278,700 |
¥66,888,055 |
¥4,488,055 |
| 20 |
0.80% |
¥281,441 |
¥67,545,817 |
¥5,145,817 |
| 20 |
0.90% |
¥284,199 |
¥68,207,723 |
¥5,807,723 |
| 20 |
1.00% |
¥286,974 |
¥68,873,771 |
¥6,473,771 |
| 20 |
1.10% |
¥289,766 |
¥69,543,958 |
¥7,143,958 |
| 20 |
1.20% |
¥292,576 |
¥70,218,278 |
¥7,818,278 |
| 20 |
1.30% |
¥295,403 |
¥70,896,729 |
¥8,496,729 |
| 20 |
1.40% |
¥298,247 |
¥71,579,305 |
¥9,179,305 |
| 20 |
1.50% |
¥301,108 |
¥72,266,000 |
¥9,866,000 |
| 20 |
1.60% |
¥303,987 |
¥72,956,811 |
¥10,556,811 |
| 20 |
1.70% |
¥306,882 |
¥73,651,732 |
¥11,251,732 |
| 20 |
1.80% |
¥309,795 |
¥74,350,755 |
¥11,950,755 |
| 20 |
1.90% |
¥312,724 |
¥75,053,876 |
¥12,653,876 |
| 20 |
2.00% |
¥315,671 |
¥75,761,088 |
¥13,361,088 |
| 20 |
2.10% |
¥318,635 |
¥76,472,384 |
¥14,072,384 |
| 20 |
2.20% |
¥321,616 |
¥77,187,756 |
¥14,787,756 |
| 20 |
2.30% |
¥324,613 |
¥77,907,198 |
¥15,507,198 |
| 20 |
2.40% |
¥327,628 |
¥78,630,701 |
¥16,230,701 |
| 20 |
2.50% |
¥330,659 |
¥79,358,257 |
¥16,958,257 |
| 20 |
2.60% |
¥333,708 |
¥80,089,859 |
¥17,689,859 |
| 20 |
2.70% |
¥336,773 |
¥80,825,496 |
¥18,425,496 |
| 20 |
2.80% |
¥339,855 |
¥81,565,161 |
¥19,165,161 |
| 20 |
2.90% |
¥342,954 |
¥82,308,845 |
¥19,908,845 |
| 20 |
3.00% |
¥346,069 |
¥83,056,536 |
¥20,656,536 |
6240万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥365,286 |
¥65,751,501 |
¥3,351,501 |
| 15 |
0.80% |
¥367,998 |
¥66,239,635 |
¥3,839,635 |
| 15 |
0.90% |
¥370,723 |
¥66,730,103 |
¥4,330,103 |
| 15 |
1.00% |
¥373,461 |
¥67,222,904 |
¥4,822,904 |
| 15 |
1.10% |
¥376,211 |
¥67,718,037 |
¥5,318,037 |
| 15 |
1.20% |
¥378,975 |
¥68,215,500 |
¥5,815,500 |
| 15 |
1.30% |
¥381,752 |
¥68,715,292 |
¥6,315,292 |
| 15 |
1.40% |
¥384,541 |
¥69,217,411 |
¥6,817,411 |
| 15 |
1.50% |
¥387,344 |
¥69,721,856 |
¥7,321,856 |
| 15 |
1.60% |
¥390,159 |
¥70,228,625 |
¥7,828,625 |
| 15 |
1.70% |
¥392,987 |
¥70,737,715 |
¥8,337,715 |
| 15 |
1.80% |
¥395,828 |
¥71,249,126 |
¥8,849,126 |
| 15 |
1.90% |
¥398,683 |
¥71,762,854 |
¥9,362,854 |
| 15 |
2.00% |
¥401,549 |
¥72,278,897 |
¥9,878,897 |
| 15 |
2.10% |
¥404,429 |
¥72,797,254 |
¥10,397,254 |
| 15 |
2.20% |
¥407,322 |
¥73,317,922 |
¥10,917,922 |
| 15 |
2.30% |
¥410,227 |
¥73,840,898 |
¥11,440,898 |
| 15 |
2.40% |
¥413,145 |
¥74,366,179 |
¥11,966,179 |
| 15 |
2.50% |
¥416,076 |
¥74,893,764 |
¥12,493,764 |
| 15 |
2.60% |
¥419,020 |
¥75,423,649 |
¥13,023,649 |
| 15 |
2.70% |
¥421,977 |
¥75,955,831 |
¥13,555,831 |
| 15 |
2.80% |
¥424,946 |
¥76,490,307 |
¥14,090,307 |
| 15 |
2.90% |
¥427,928 |
¥77,027,074 |
¥14,627,074 |
| 15 |
3.00% |
¥430,923 |
¥77,566,130 |
¥15,166,130 |
6240万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥538,564 |
¥64,627,669 |
¥2,227,669 |
| 10 |
0.80% |
¥541,251 |
¥64,950,063 |
¥2,550,063 |
| 10 |
0.90% |
¥543,946 |
¥65,273,496 |
¥2,873,496 |
| 10 |
1.00% |
¥546,650 |
¥65,597,966 |
¥3,197,966 |
| 10 |
1.10% |
¥549,362 |
¥65,923,474 |
¥3,523,474 |
| 10 |
1.20% |
¥552,083 |
¥66,250,019 |
¥3,850,019 |
| 10 |
1.30% |
¥554,813 |
¥66,577,602 |
¥4,177,602 |
| 10 |
1.40% |
¥557,552 |
¥66,906,220 |
¥4,506,220 |
| 10 |
1.50% |
¥560,299 |
¥67,235,875 |
¥4,835,875 |
| 10 |
1.60% |
¥563,055 |
¥67,566,565 |
¥5,166,565 |
| 10 |
1.70% |
¥565,819 |
¥67,898,291 |
¥5,498,291 |
| 10 |
1.80% |
¥568,592 |
¥68,231,051 |
¥5,831,051 |
| 10 |
1.90% |
¥571,374 |
¥68,564,846 |
¥6,164,846 |
| 10 |
2.00% |
¥574,164 |
¥68,899,674 |
¥6,499,674 |
| 10 |
2.10% |
¥576,963 |
¥69,235,536 |
¥6,835,536 |
| 10 |
2.20% |
¥579,770 |
¥69,572,430 |
¥7,172,430 |
| 10 |
2.30% |
¥582,586 |
¥69,910,356 |
¥7,510,356 |
| 10 |
2.40% |
¥585,411 |
¥70,249,314 |
¥7,849,314 |
| 10 |
2.50% |
¥588,244 |
¥70,589,302 |
¥8,189,302 |
| 10 |
2.60% |
¥591,086 |
¥70,930,321 |
¥8,530,321 |
| 10 |
2.70% |
¥593,936 |
¥71,272,370 |
¥8,872,370 |
| 10 |
2.80% |
¥596,795 |
¥71,615,447 |
¥9,215,447 |
| 10 |
2.90% |
¥599,663 |
¥71,959,553 |
¥9,559,553 |
| 10 |
3.00% |
¥602,539 |
¥72,304,686 |
¥9,904,686 |
