6310万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6310万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6310万円の住宅ローン|期間・年数別
6310万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥124,673 |
¥74,803,550 |
¥11,703,550 |
| 50 |
0.80% |
¥127,633 |
¥76,579,851 |
¥13,479,851 |
| 50 |
0.90% |
¥130,637 |
¥78,382,000 |
¥15,282,000 |
| 50 |
1.00% |
¥133,683 |
¥80,209,886 |
¥17,109,886 |
| 50 |
1.10% |
¥136,772 |
¥82,063,382 |
¥18,963,382 |
| 50 |
1.20% |
¥139,904 |
¥83,942,354 |
¥20,842,354 |
| 50 |
1.30% |
¥143,078 |
¥85,846,653 |
¥22,746,653 |
| 50 |
1.40% |
¥146,294 |
¥87,776,119 |
¥24,676,119 |
| 50 |
1.50% |
¥149,551 |
¥89,730,582 |
¥26,630,582 |
| 50 |
1.60% |
¥152,850 |
¥91,709,860 |
¥28,609,860 |
| 50 |
1.70% |
¥156,190 |
¥93,713,762 |
¥30,613,762 |
| 50 |
1.80% |
¥159,570 |
¥95,742,084 |
¥32,642,084 |
| 50 |
1.90% |
¥162,991 |
¥97,794,615 |
¥34,694,615 |
| 50 |
2.00% |
¥166,452 |
¥99,871,132 |
¥36,771,132 |
| 50 |
2.10% |
¥169,952 |
¥101,971,405 |
¥38,871,405 |
| 50 |
2.20% |
¥173,492 |
¥104,095,194 |
¥40,995,194 |
| 50 |
2.30% |
¥177,070 |
¥106,242,250 |
¥43,142,250 |
| 50 |
2.40% |
¥180,687 |
¥108,412,318 |
¥45,312,318 |
| 50 |
2.50% |
¥184,342 |
¥110,605,132 |
¥47,505,132 |
| 50 |
2.60% |
¥188,034 |
¥112,820,422 |
¥49,720,422 |
| 50 |
2.70% |
¥191,763 |
¥115,057,910 |
¥51,957,910 |
| 50 |
2.80% |
¥195,529 |
¥117,317,310 |
¥54,217,310 |
| 50 |
2.90% |
¥199,331 |
¥119,598,333 |
¥56,498,333 |
| 50 |
3.00% |
¥203,168 |
¥121,900,681 |
¥58,800,681 |
6310万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥136,254 |
¥73,577,398 |
¥10,477,398 |
| 45 |
0.80% |
¥139,183 |
¥75,158,818 |
¥12,058,818 |
| 45 |
0.90% |
¥142,150 |
¥76,761,238 |
¥13,661,238 |
| 45 |
1.00% |
¥145,157 |
¥78,384,585 |
¥15,284,585 |
| 45 |
1.10% |
¥148,201 |
¥80,028,775 |
¥16,928,775 |
| 45 |
1.20% |
¥151,285 |
¥81,693,719 |
¥18,593,719 |
| 45 |
1.30% |
¥154,406 |
¥83,379,317 |
¥20,279,317 |
| 45 |
1.40% |
¥157,566 |
¥85,085,464 |
¥21,985,464 |
| 45 |
1.50% |
¥160,763 |
¥86,812,047 |
¥23,712,047 |
| 45 |
1.60% |
¥163,998 |
¥88,558,943 |
¥25,458,943 |
| 45 |
1.70% |
¥167,270 |
¥90,326,025 |
¥27,226,025 |
| 45 |
1.80% |
¥170,580 |
¥92,113,157 |
¥29,013,157 |
| 45 |
1.90% |
¥173,926 |
¥93,920,199 |
¥30,820,199 |
| 45 |
2.00% |
¥177,309 |
¥95,746,999 |
¥32,646,999 |
| 45 |
2.10% |
¥180,729 |
¥97,593,404 |
¥34,493,404 |
| 45 |
2.20% |
¥184,184 |
¥99,459,252 |
¥36,359,252 |
| 45 |
2.30% |
¥187,675 |
¥101,344,376 |
¥38,244,376 |
| 45 |
2.40% |
¥191,201 |
¥103,248,601 |
¥40,148,601 |
| 45 |
2.50% |
¥194,762 |
¥105,171,748 |
¥42,071,748 |
| 45 |
2.60% |
¥198,359 |
¥107,113,634 |
¥44,013,634 |
| 45 |
2.70% |
¥201,989 |
¥109,074,069 |
¥45,974,069 |
| 45 |
2.80% |
¥205,653 |
¥111,052,858 |
¥47,952,858 |
| 45 |
2.90% |
¥209,351 |
¥113,049,802 |
¥49,949,802 |
| 45 |
3.00% |
¥213,083 |
¥115,064,698 |
¥51,964,698 |
6310万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥150,758 |
¥72,363,998 |
¥9,263,998 |
| 40 |
0.80% |
¥153,655 |
¥73,754,389 |
¥10,654,389 |
| 40 |
0.90% |
¥156,586 |
¥75,161,418 |
¥12,061,418 |
| 40 |
1.00% |
¥159,552 |
¥76,585,039 |
¥13,485,039 |
| 40 |
1.10% |
¥162,552 |
¥78,025,198 |
¥14,925,198 |
| 40 |
1.20% |
¥165,587 |
¥79,481,839 |
¥16,381,839 |
| 40 |
1.30% |
¥168,656 |
¥80,954,900 |
¥17,854,900 |
| 40 |
1.40% |
¥171,759 |
¥82,444,313 |
¥19,344,313 |
| 40 |
1.50% |
¥174,896 |
¥83,950,007 |
¥20,850,007 |
| 40 |
1.60% |
¥178,066 |
¥85,471,904 |
¥22,371,904 |
| 40 |
1.70% |
¥181,271 |
¥87,009,923 |
¥23,909,923 |
| 40 |
1.80% |
¥184,508 |
¥88,563,978 |
¥25,463,978 |
| 40 |
1.90% |
¥187,779 |
¥90,133,978 |
¥27,033,978 |
| 40 |
2.00% |
¥191,083 |
¥91,719,830 |
¥28,619,830 |
| 40 |
2.10% |
¥194,420 |
¥93,321,432 |
¥30,221,432 |
| 40 |
2.20% |
¥197,789 |
¥94,938,683 |
¥31,838,683 |
| 40 |
2.30% |
¥201,191 |
¥96,571,474 |
¥33,471,474 |
| 40 |
2.40% |
¥204,624 |
¥98,219,695 |
¥35,119,695 |
| 40 |
2.50% |
¥208,090 |
¥99,883,229 |
¥36,783,229 |
| 40 |
2.60% |
¥211,587 |
¥101,561,959 |
¥38,461,959 |
| 40 |
2.70% |
¥215,116 |
¥103,255,760 |
¥40,155,760 |
| 40 |
2.80% |
¥218,676 |
¥104,964,508 |
¥41,864,508 |
| 40 |
2.90% |
¥222,267 |
¥106,688,073 |
¥43,588,073 |
| 40 |
3.00% |
¥225,888 |
¥108,426,322 |
¥45,326,322 |
6310万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥169,437 |
¥71,163,377 |
¥8,063,377 |
| 35 |
0.80% |
¥172,301 |
¥72,366,610 |
¥9,266,610 |
| 35 |
0.90% |
¥175,197 |
¥73,582,612 |
¥10,482,612 |
| 35 |
1.00% |
¥178,122 |
¥74,811,356 |
¥11,711,356 |
| 35 |
1.10% |
¥181,078 |
¥76,052,810 |
¥12,952,810 |
| 35 |
1.20% |
¥184,064 |
¥77,306,940 |
¥14,206,940 |
| 35 |
1.30% |
¥187,080 |
¥78,573,709 |
¥15,473,709 |
| 35 |
1.40% |
¥190,126 |
¥79,853,076 |
¥16,753,076 |
| 35 |
1.50% |
¥193,202 |
¥81,145,000 |
¥18,045,000 |
| 35 |
1.60% |
¥196,308 |
¥82,449,434 |
¥19,349,434 |
| 35 |
1.70% |
¥199,444 |
¥83,766,330 |
¥20,666,330 |
| 35 |
1.80% |
¥202,609 |
¥85,095,636 |
¥21,995,636 |
| 35 |
1.90% |
¥205,803 |
¥86,437,298 |
¥23,337,298 |
| 35 |
2.00% |
¥209,027 |
¥87,791,259 |
¥24,691,259 |
| 35 |
2.10% |
¥212,280 |
¥89,157,460 |
¥26,057,460 |
| 35 |
2.20% |
¥215,562 |
¥90,535,839 |
¥27,435,839 |
| 35 |
2.30% |
¥218,872 |
¥91,926,331 |
¥28,826,331 |
| 35 |
2.40% |
¥222,212 |
¥93,328,868 |
¥30,228,868 |
| 35 |
2.50% |
¥225,579 |
¥94,743,382 |
¥31,643,382 |
| 35 |
2.60% |
¥228,976 |
¥96,169,800 |
¥33,069,800 |
| 35 |
2.70% |
¥232,400 |
¥97,608,048 |
¥34,508,048 |
| 35 |
2.80% |
¥235,853 |
¥99,058,050 |
¥35,958,050 |
| 35 |
2.90% |
¥239,333 |
¥100,519,727 |
¥37,419,727 |
| 35 |
3.00% |
¥242,840 |
¥101,992,997 |
¥38,892,997 |
6310万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥194,377 |
¥69,975,557 |
¥6,875,557 |
| 30 |
0.80% |
¥197,210 |
¥70,995,520 |
¥7,895,520 |
| 30 |
0.90% |
¥200,069 |
¥72,024,884 |
¥8,924,884 |
| 30 |
1.00% |
¥202,955 |
¥73,063,633 |
¥9,963,633 |
| 30 |
1.10% |
¥205,866 |
¥74,111,751 |
¥11,011,751 |
| 30 |
1.20% |
¥208,803 |
¥75,169,219 |
¥12,069,219 |
| 30 |
1.30% |
¥211,767 |
¥76,236,016 |
¥13,136,016 |
| 30 |
1.40% |
¥214,756 |
¥77,312,120 |
¥14,212,120 |
| 30 |
1.50% |
¥217,771 |
¥78,397,507 |
¥15,297,507 |
| 30 |
1.60% |
¥220,812 |
¥79,492,153 |
¥16,392,153 |
| 30 |
1.70% |
¥223,878 |
¥80,596,030 |
¥17,496,030 |
| 30 |
1.80% |
¥226,970 |
¥81,709,110 |
¥18,609,110 |
| 30 |
1.90% |
¥230,087 |
¥82,831,364 |
¥19,731,364 |
| 30 |
2.00% |
¥233,230 |
¥83,962,759 |
¥20,862,759 |
| 30 |
2.10% |
¥236,398 |
¥85,103,264 |
¥22,003,264 |
| 30 |
2.20% |
¥239,591 |
¥86,252,843 |
¥23,152,843 |
| 30 |
2.30% |
¥242,810 |
¥87,411,461 |
¥24,311,461 |
| 30 |
2.40% |
¥246,053 |
¥88,579,081 |
¥25,479,081 |
| 30 |
2.50% |
¥249,321 |
¥89,755,663 |
¥26,655,663 |
| 30 |
2.60% |
¥252,614 |
¥90,941,169 |
¥27,841,169 |
| 30 |
2.70% |
¥255,932 |
¥92,135,556 |
¥29,035,556 |
| 30 |
2.80% |
¥259,274 |
¥93,338,782 |
¥30,238,782 |
| 30 |
2.90% |
¥262,641 |
¥94,550,802 |
¥31,450,802 |
| 30 |
3.00% |
¥266,032 |
¥95,771,572 |
¥32,671,572 |
6310万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥229,335 |
¥68,800,560 |
¥5,700,560 |
| 25 |
0.80% |
¥232,137 |
¥69,641,154 |
¥6,541,154 |
| 25 |
0.90% |
¥234,961 |
¥70,488,289 |
¥7,388,289 |
| 25 |
1.00% |
¥237,807 |
¥71,341,956 |
¥8,241,956 |
| 25 |
1.10% |
¥240,674 |
¥72,202,146 |
¥9,102,146 |
| 25 |
1.20% |
¥243,563 |
¥73,068,851 |
¥9,968,851 |
| 25 |
1.30% |
¥246,474 |
¥73,942,060 |
¥10,842,060 |
| 25 |
1.40% |
¥249,406 |
¥74,821,763 |
¥11,721,763 |
| 25 |
1.50% |
¥252,360 |
¥75,707,947 |
¥12,607,947 |
| 25 |
1.60% |
¥255,335 |
¥76,600,600 |
¥13,500,600 |
| 25 |
1.70% |
¥258,332 |
¥77,499,709 |
¥14,399,709 |
| 25 |
1.80% |
¥261,351 |
¥78,405,259 |
¥15,305,259 |
| 25 |
1.90% |
¥264,391 |
¥79,317,237 |
¥16,217,237 |
| 25 |
2.00% |
¥267,452 |
¥80,235,626 |
¥17,135,626 |
| 25 |
2.10% |
¥270,535 |
¥81,160,411 |
¥18,060,411 |
| 25 |
2.20% |
¥273,639 |
¥82,091,573 |
¥18,991,573 |
| 25 |
2.30% |
¥276,764 |
¥83,029,096 |
¥19,929,096 |
| 25 |
2.40% |
¥279,910 |
¥83,972,961 |
¥20,872,961 |
| 25 |
2.50% |
¥283,077 |
¥84,923,148 |
¥21,823,148 |
| 25 |
2.60% |
¥286,265 |
¥85,879,638 |
¥22,779,638 |
| 25 |
2.70% |
¥289,475 |
¥86,842,410 |
¥23,742,410 |
| 25 |
2.80% |
¥292,705 |
¥87,811,443 |
¥24,711,443 |
| 25 |
2.90% |
¥295,956 |
¥88,786,714 |
¥25,686,714 |
| 25 |
3.00% |
¥299,227 |
¥89,768,202 |
¥26,668,202 |
6310万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥281,827 |
¥67,638,402 |
¥4,538,402 |
| 20 |
0.80% |
¥284,598 |
¥68,303,542 |
¥5,203,542 |
| 20 |
0.90% |
¥287,387 |
¥68,972,874 |
¥5,872,874 |
| 20 |
1.00% |
¥290,193 |
¥69,646,394 |
¥6,546,394 |
| 20 |
1.10% |
¥293,017 |
¥70,324,098 |
¥7,224,098 |
| 20 |
1.20% |
¥295,858 |
¥71,005,983 |
¥7,905,983 |
| 20 |
1.30% |
¥298,717 |
¥71,692,045 |
¥8,592,045 |
| 20 |
1.40% |
¥301,593 |
¥72,382,277 |
¥9,282,277 |
| 20 |
1.50% |
¥304,486 |
¥73,076,677 |
¥9,976,677 |
| 20 |
1.60% |
¥307,397 |
¥73,775,237 |
¥10,675,237 |
| 20 |
1.70% |
¥310,325 |
¥74,477,953 |
¥11,377,953 |
| 20 |
1.80% |
¥313,270 |
¥75,184,818 |
¥12,084,818 |
| 20 |
1.90% |
¥316,233 |
¥75,895,827 |
¥12,795,827 |
| 20 |
2.00% |
¥319,212 |
¥76,610,972 |
¥13,510,972 |
| 20 |
2.10% |
¥322,209 |
¥77,330,247 |
¥14,230,247 |
| 20 |
2.20% |
¥325,224 |
¥78,053,645 |
¥14,953,645 |
| 20 |
2.30% |
¥328,255 |
¥78,781,157 |
¥15,681,157 |
| 20 |
2.40% |
¥331,303 |
¥79,512,776 |
¥16,412,776 |
| 20 |
2.50% |
¥334,369 |
¥80,248,494 |
¥17,148,494 |
| 20 |
2.60% |
¥337,451 |
¥80,988,303 |
¥17,888,303 |
| 20 |
2.70% |
¥340,551 |
¥81,732,193 |
¥18,632,193 |
| 20 |
2.80% |
¥343,667 |
¥82,480,155 |
¥19,380,155 |
| 20 |
2.90% |
¥346,801 |
¥83,232,181 |
¥20,132,181 |
| 20 |
3.00% |
¥349,951 |
¥83,988,260 |
¥20,888,260 |
6310万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥369,384 |
¥66,489,098 |
¥3,389,098 |
| 15 |
0.80% |
¥372,126 |
¥66,982,708 |
¥3,882,708 |
| 15 |
0.90% |
¥374,882 |
¥67,478,678 |
¥4,378,678 |
| 15 |
1.00% |
¥377,650 |
¥67,977,007 |
¥4,877,007 |
| 15 |
1.10% |
¥380,432 |
¥68,477,694 |
¥5,377,694 |
| 15 |
1.20% |
¥383,226 |
¥68,980,738 |
¥5,880,738 |
| 15 |
1.30% |
¥386,034 |
¥69,486,136 |
¥6,386,136 |
| 15 |
1.40% |
¥388,855 |
¥69,993,889 |
¥6,893,889 |
| 15 |
1.50% |
¥391,689 |
¥70,503,992 |
¥7,403,992 |
| 15 |
1.60% |
¥394,536 |
¥71,016,446 |
¥7,916,446 |
| 15 |
1.70% |
¥397,396 |
¥71,531,247 |
¥8,431,247 |
| 15 |
1.80% |
¥400,269 |
¥72,048,395 |
¥8,948,395 |
| 15 |
1.90% |
¥403,155 |
¥72,567,886 |
¥9,467,886 |
| 15 |
2.00% |
¥406,054 |
¥73,089,718 |
¥9,989,718 |
| 15 |
2.10% |
¥408,966 |
¥73,613,890 |
¥10,513,890 |
| 15 |
2.20% |
¥411,891 |
¥74,140,398 |
¥11,040,398 |
| 15 |
2.30% |
¥414,829 |
¥74,669,241 |
¥11,569,241 |
| 15 |
2.40% |
¥417,780 |
¥75,200,415 |
¥12,100,415 |
| 15 |
2.50% |
¥420,744 |
¥75,733,918 |
¥12,633,918 |
| 15 |
2.60% |
¥423,721 |
¥76,269,747 |
¥13,169,747 |
| 15 |
2.70% |
¥426,711 |
¥76,807,899 |
¥13,707,899 |
| 15 |
2.80% |
¥429,713 |
¥77,348,371 |
¥14,248,371 |
| 15 |
2.90% |
¥432,729 |
¥77,891,160 |
¥14,791,160 |
| 15 |
3.00% |
¥435,757 |
¥78,436,263 |
¥15,336,263 |
6310万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥544,605 |
¥65,352,659 |
¥2,252,659 |
| 10 |
0.80% |
¥547,322 |
¥65,678,670 |
¥2,578,670 |
| 10 |
0.90% |
¥550,048 |
¥66,005,730 |
¥2,905,730 |
| 10 |
1.00% |
¥552,782 |
¥66,333,841 |
¥3,233,841 |
| 10 |
1.10% |
¥555,525 |
¥66,663,000 |
¥3,563,000 |
| 10 |
1.20% |
¥558,277 |
¥66,993,209 |
¥3,893,209 |
| 10 |
1.30% |
¥561,037 |
¥67,324,466 |
¥4,224,466 |
| 10 |
1.40% |
¥563,806 |
¥67,656,771 |
¥4,556,771 |
| 10 |
1.50% |
¥566,584 |
¥67,990,124 |
¥4,890,124 |
| 10 |
1.60% |
¥569,371 |
¥68,324,524 |
¥5,224,524 |
| 10 |
1.70% |
¥572,166 |
¥68,659,971 |
¥5,559,971 |
| 10 |
1.80% |
¥574,971 |
¥68,996,464 |
¥5,896,464 |
| 10 |
1.90% |
¥577,783 |
¥69,334,003 |
¥6,234,003 |
| 10 |
2.00% |
¥580,605 |
¥69,672,587 |
¥6,572,587 |
| 10 |
2.10% |
¥583,435 |
¥70,012,216 |
¥6,912,216 |
| 10 |
2.20% |
¥586,274 |
¥70,352,890 |
¥7,252,890 |
| 10 |
2.30% |
¥589,122 |
¥70,694,607 |
¥7,594,607 |
| 10 |
2.40% |
¥591,978 |
¥71,037,367 |
¥7,937,367 |
| 10 |
2.50% |
¥594,843 |
¥71,381,170 |
¥8,281,170 |
| 10 |
2.60% |
¥597,717 |
¥71,726,014 |
¥8,626,014 |
| 10 |
2.70% |
¥600,599 |
¥72,071,899 |
¥8,971,899 |
| 10 |
2.80% |
¥603,490 |
¥72,418,825 |
¥9,318,825 |
| 10 |
2.90% |
¥606,390 |
¥72,766,791 |
¥9,666,791 |
| 10 |
3.00% |
¥609,298 |
¥73,115,796 |
¥10,015,796 |