6320万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6320万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6320万円の住宅ローン｜期間・年数別
6320万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥124,870 | ¥74,922,098 | ¥11,722,098 |
| 50 | 0.80% | ¥127,835 | ¥76,701,214 | ¥13,501,214 |
| 50 | 0.90% | ¥130,844 | ¥78,506,219 | ¥15,306,219 |
| 50 | 1.00% | ¥133,895 | ¥80,337,001 | ¥17,137,001 |
| 50 | 1.10% | ¥136,989 | ¥82,193,435 | ¥18,993,435 |
| 50 | 1.20% | ¥140,126 | ¥84,075,385 | ¥20,875,385 |
| 50 | 1.30% | ¥143,305 | ¥85,982,701 | ¥22,782,701 |
| 50 | 1.40% | ¥146,525 | ¥87,915,226 | ¥24,715,226 |
| 50 | 1.50% | ¥149,788 | ¥89,872,786 | ¥26,672,786 |
| 50 | 1.60% | ¥153,092 | ¥91,855,201 | ¥28,655,201 |
| 50 | 1.70% | ¥156,437 | ¥93,862,278 | ¥30,662,278 |
| 50 | 1.80% | ¥159,823 | ¥95,893,815 | ¥32,693,815 |
| 50 | 1.90% | ¥163,249 | ¥97,949,598 | ¥34,749,598 |
| 50 | 2.00% | ¥166,716 | ¥100,029,407 | ¥36,829,407 |
| 50 | 2.10% | ¥170,222 | ¥102,133,008 | ¥38,933,008 |
| 50 | 2.20% | ¥173,767 | ¥104,260,163 | ¥41,060,163 |
| 50 | 2.30% | ¥177,351 | ¥106,410,622 | ¥43,210,622 |
| 50 | 2.40% | ¥180,974 | ¥108,584,128 | ¥45,384,128 |
| 50 | 2.50% | ¥184,634 | ¥110,780,418 | ¥47,580,418 |
| 50 | 2.60% | ¥188,332 | ¥112,999,218 | ¥49,799,218 |
| 50 | 2.70% | ¥192,067 | ¥115,240,252 | ¥52,040,252 |
| 50 | 2.80% | ¥195,839 | ¥117,503,233 | ¥54,303,233 |
| 50 | 2.90% | ¥199,646 | ¥119,787,870 | ¥56,587,870 |
| 50 | 3.00% | ¥203,490 | ¥122,093,867 | ¥58,893,867 |
6320万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥136,470 | ¥73,694,003 | ¥10,494,003 |
| 45 | 0.80% | ¥139,404 | ¥75,277,929 | ¥12,077,929 |
| 45 | 0.90% | ¥142,376 | ¥76,882,888 | ¥13,682,888 |
| 45 | 1.00% | ¥145,387 | ¥78,508,808 | ¥15,308,808 |
| 45 | 1.10% | ¥148,436 | ¥80,155,604 | ¥16,955,604 |
| 45 | 1.20% | ¥151,524 | ¥81,823,186 | ¥18,623,186 |
| 45 | 1.30% | ¥154,651 | ¥83,511,456 | ¥20,311,456 |
| 45 | 1.40% | ¥157,815 | ¥85,220,307 | ¥22,020,307 |
| 45 | 1.50% | ¥161,018 | ¥86,949,625 | ¥23,749,625 |
| 45 | 1.60% | ¥164,258 | ¥88,699,290 | ¥25,499,290 |
| 45 | 1.70% | ¥167,536 | ¥90,469,172 | ¥27,269,172 |
| 45 | 1.80% | ¥170,850 | ¥92,259,137 | ¥29,059,137 |
| 45 | 1.90% | ¥174,202 | ¥94,069,042 | ¥30,869,042 |
| 45 | 2.00% | ¥177,590 | ¥95,898,738 | ¥32,698,738 |
| 45 | 2.10% | ¥181,015 | ¥97,748,069 | ¥34,548,069 |
| 45 | 2.20% | ¥184,476 | ¥99,616,874 | ¥36,416,874 |
| 45 | 2.30% | ¥187,972 | ¥101,504,985 | ¥38,304,985 |
| 45 | 2.40% | ¥191,504 | ¥103,412,227 | ¥40,212,227 |
| 45 | 2.50% | ¥195,071 | ¥105,338,423 | ¥42,138,423 |
| 45 | 2.60% | ¥198,673 | ¥107,283,387 | ¥44,083,387 |
| 45 | 2.70% | ¥202,309 | ¥109,246,928 | ¥46,046,928 |
| 45 | 2.80% | ¥205,979 | ¥111,228,853 | ¥48,028,853 |
| 45 | 2.90% | ¥209,683 | ¥113,228,962 | ¥50,028,962 |
| 45 | 3.00% | ¥213,420 | ¥115,247,051 | ¥52,047,051 |
6320万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥150,997 | ¥72,478,680 | ¥9,278,680 |
| 40 | 0.80% | ¥153,898 | ¥73,871,274 | ¥10,671,274 |
| 40 | 0.90% | ¥156,834 | ¥75,280,533 | ¥12,080,533 |
| 40 | 1.00% | ¥159,805 | ¥76,706,410 | ¥13,506,410 |
| 40 | 1.10% | ¥162,810 | ¥78,148,851 | ¥14,948,851 |
| 40 | 1.20% | ¥165,850 | ¥79,607,801 | ¥16,407,801 |
| 40 | 1.30% | ¥168,923 | ¥81,083,196 | ¥17,883,196 |
| 40 | 1.40% | ¥172,031 | ¥82,574,970 | ¥19,374,970 |
| 40 | 1.50% | ¥175,173 | ¥84,083,049 | ¥20,883,049 |
| 40 | 1.60% | ¥178,349 | ¥85,607,358 | ¥22,407,358 |
| 40 | 1.70% | ¥181,558 | ¥87,147,815 | ¥23,947,815 |
| 40 | 1.80% | ¥184,801 | ¥88,704,333 | ¥25,504,333 |
| 40 | 1.90% | ¥188,077 | ¥90,276,821 | ¥27,076,821 |
| 40 | 2.00% | ¥191,386 | ¥91,865,186 | ¥28,665,186 |
| 40 | 2.10% | ¥194,728 | ¥93,469,327 | ¥30,269,327 |
| 40 | 2.20% | ¥198,102 | ¥95,089,141 | ¥31,889,141 |
| 40 | 2.30% | ¥201,509 | ¥96,724,520 | ¥33,524,520 |
| 40 | 2.40% | ¥204,949 | ¥98,375,352 | ¥35,175,352 |
| 40 | 2.50% | ¥208,420 | ¥100,041,523 | ¥36,841,523 |
| 40 | 2.60% | ¥211,923 | ¥101,722,913 | ¥38,522,913 |
| 40 | 2.70% | ¥215,457 | ¥103,419,399 | ¥40,219,399 |
| 40 | 2.80% | ¥219,023 | ¥105,130,855 | ¥41,930,855 |
| 40 | 2.90% | ¥222,619 | ¥106,857,151 | ¥43,657,151 |
| 40 | 3.00% | ¥226,246 | ¥108,598,154 | ¥45,398,154 |
6320万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥169,705 | ¥71,276,156 | ¥8,076,156 |
| 35 | 0.80% | ¥172,575 | ¥72,481,295 | ¥9,281,295 |
| 35 | 0.90% | ¥175,474 | ¥73,699,225 | ¥10,499,225 |
| 35 | 1.00% | ¥178,405 | ¥74,929,916 | ¥11,729,916 |
| 35 | 1.10% | ¥181,365 | ¥76,173,337 | ¥12,973,337 |
| 35 | 1.20% | ¥184,356 | ¥77,429,455 | ¥14,229,455 |
| 35 | 1.30% | ¥187,377 | ¥78,698,231 | ¥15,498,231 |
| 35 | 1.40% | ¥190,428 | ¥79,979,626 | ¥16,779,626 |
| 35 | 1.50% | ¥193,509 | ¥81,273,598 | ¥18,073,598 |
| 35 | 1.60% | ¥196,619 | ¥82,580,099 | ¥19,380,099 |
| 35 | 1.70% | ¥199,760 | ¥83,899,082 | ¥20,699,082 |
| 35 | 1.80% | ¥202,930 | ¥85,230,494 | ¥22,030,494 |
| 35 | 1.90% | ¥206,129 | ¥86,574,283 | ¥23,374,283 |
| 35 | 2.00% | ¥209,358 | ¥87,930,390 | ¥24,730,390 |
| 35 | 2.10% | ¥212,616 | ¥89,298,756 | ¥26,098,756 |
| 35 | 2.20% | ¥215,903 | ¥90,679,319 | ¥27,479,319 |
| 35 | 2.30% | ¥219,219 | ¥92,072,014 | ¥28,872,014 |
| 35 | 2.40% | ¥222,564 | ¥93,476,774 | ¥30,276,774 |
| 35 | 2.50% | ¥225,937 | ¥94,893,530 | ¥31,693,530 |
| 35 | 2.60% | ¥229,339 | ¥96,322,209 | ¥33,122,209 |
| 35 | 2.70% | ¥232,768 | ¥97,762,736 | ¥34,562,736 |
| 35 | 2.80% | ¥236,226 | ¥99,215,036 | ¥36,015,036 |
| 35 | 2.90% | ¥239,712 | ¥100,679,029 | ¥37,479,029 |
| 35 | 3.00% | ¥243,225 | ¥102,154,634 | ¥38,954,634 |
6320万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥194,685 | ¥70,086,453 | ¥6,886,453 |
| 30 | 0.80% | ¥197,522 | ¥71,108,033 | ¥7,908,033 |
| 30 | 0.90% | ¥200,386 | ¥72,139,028 | ¥8,939,028 |
| 30 | 1.00% | ¥203,276 | ¥73,179,424 | ¥9,979,424 |
| 30 | 1.10% | ¥206,192 | ¥74,229,203 | ¥11,029,203 |
| 30 | 1.20% | ¥209,134 | ¥75,288,346 | ¥12,088,346 |
| 30 | 1.30% | ¥212,102 | ¥76,356,833 | ¥13,156,833 |
| 30 | 1.40% | ¥215,096 | ¥77,434,643 | ¥14,234,643 |
| 30 | 1.50% | ¥218,116 | ¥78,521,750 | ¥15,321,750 |
| 30 | 1.60% | ¥221,161 | ¥79,618,131 | ¥16,418,131 |
| 30 | 1.70% | ¥224,233 | ¥80,723,757 | ¥17,523,757 |
| 30 | 1.80% | ¥227,329 | ¥81,838,602 | ¥18,638,602 |
| 30 | 1.90% | ¥230,452 | ¥82,962,634 | ¥19,762,634 |
| 30 | 2.00% | ¥233,600 | ¥84,095,822 | ¥20,895,822 |
| 30 | 2.10% | ¥236,773 | ¥85,238,134 | ¥22,038,134 |
| 30 | 2.20% | ¥239,971 | ¥86,389,535 | ¥23,189,535 |
| 30 | 2.30% | ¥243,194 | ¥87,549,990 | ¥24,349,990 |
| 30 | 2.40% | ¥246,443 | ¥88,719,460 | ¥25,519,460 |
| 30 | 2.50% | ¥249,716 | ¥89,897,907 | ¥26,697,907 |
| 30 | 2.60% | ¥253,015 | ¥91,085,291 | ¥27,885,291 |
| 30 | 2.70% | ¥256,338 | ¥92,281,571 | ¥29,081,571 |
| 30 | 2.80% | ¥259,685 | ¥93,486,704 | ¥30,286,704 |
| 30 | 2.90% | ¥263,057 | ¥94,700,645 | ¥31,500,645 |
| 30 | 3.00% | ¥266,454 | ¥95,923,350 | ¥32,723,350 |
6320万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥229,699 | ¥68,909,594 | ¥5,709,594 |
| 25 | 0.80% | ¥232,505 | ¥69,751,521 | ¥6,551,521 |
| 25 | 0.90% | ¥235,333 | ¥70,599,998 | ¥7,399,998 |
| 25 | 1.00% | ¥238,183 | ¥71,455,017 | ¥8,255,017 |
| 25 | 1.10% | ¥241,055 | ¥72,316,571 | ¥9,116,571 |
| 25 | 1.20% | ¥243,949 | ¥73,184,649 | ¥9,984,649 |
| 25 | 1.30% | ¥246,864 | ¥74,059,242 | ¥10,859,242 |
| 25 | 1.40% | ¥249,801 | ¥74,940,339 | ¥11,740,339 |
| 25 | 1.50% | ¥252,760 | ¥75,827,927 | ¥12,627,927 |
| 25 | 1.60% | ¥255,740 | ¥76,721,995 | ¥13,521,995 |
| 25 | 1.70% | ¥258,742 | ¥77,622,529 | ¥14,422,529 |
| 25 | 1.80% | ¥261,765 | ¥78,529,515 | ¥15,329,515 |
| 25 | 1.90% | ¥264,810 | ¥79,442,938 | ¥16,242,938 |
| 25 | 2.00% | ¥267,876 | ¥80,362,783 | ¥17,162,783 |
| 25 | 2.10% | ¥270,963 | ¥81,289,033 | ¥18,089,033 |
| 25 | 2.20% | ¥274,072 | ¥82,221,671 | ¥19,021,671 |
| 25 | 2.30% | ¥277,202 | ¥83,160,679 | ¥19,960,679 |
| 25 | 2.40% | ¥280,353 | ¥84,106,040 | ¥20,906,040 |
| 25 | 2.50% | ¥283,526 | ¥85,057,733 | ¥21,857,733 |
| 25 | 2.60% | ¥286,719 | ¥86,015,739 | ¥22,815,739 |
| 25 | 2.70% | ¥289,933 | ¥86,980,036 | ¥23,780,036 |
| 25 | 2.80% | ¥293,169 | ¥87,950,605 | ¥24,750,605 |
| 25 | 2.90% | ¥296,425 | ¥88,927,422 | ¥25,727,422 |
| 25 | 3.00% | ¥299,702 | ¥89,910,465 | ¥26,710,465 |
6320万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥282,273 | ¥67,745,594 | ¥4,545,594 |
| 20 | 0.80% | ¥285,049 | ¥68,411,789 | ¥5,211,789 |
| 20 | 0.90% | ¥287,842 | ¥69,082,181 | ¥5,882,181 |
| 20 | 1.00% | ¥290,653 | ¥69,756,768 | ¥6,556,768 |
| 20 | 1.10% | ¥293,481 | ¥70,435,547 | ¥7,235,547 |
| 20 | 1.20% | ¥296,327 | ¥71,118,513 | ¥7,918,513 |
| 20 | 1.30% | ¥299,190 | ¥71,805,661 | ¥8,605,661 |
| 20 | 1.40% | ¥302,071 | ¥72,496,988 | ¥9,296,988 |
| 20 | 1.50% | ¥304,969 | ¥73,192,488 | ¥9,992,488 |
| 20 | 1.60% | ¥307,884 | ¥73,892,155 | ¥10,692,155 |
| 20 | 1.70% | ¥310,817 | ¥74,595,985 | ¥11,395,985 |
| 20 | 1.80% | ¥313,767 | ¥75,303,970 | ¥12,103,970 |
| 20 | 1.90% | ¥316,734 | ¥76,016,106 | ¥12,816,106 |
| 20 | 2.00% | ¥319,718 | ¥76,732,384 | ¥13,532,384 |
| 20 | 2.10% | ¥322,720 | ¥77,452,799 | ¥14,252,799 |
| 20 | 2.20% | ¥325,739 | ¥78,177,343 | ¥14,977,343 |
| 20 | 2.30% | ¥328,775 | ¥78,906,008 | ¥15,706,008 |
| 20 | 2.40% | ¥331,828 | ¥79,638,787 | ¥16,438,787 |
| 20 | 2.50% | ¥334,899 | ¥80,375,671 | ¥17,175,671 |
| 20 | 2.60% | ¥337,986 | ¥81,116,652 | ¥17,916,652 |
| 20 | 2.70% | ¥341,091 | ¥81,861,721 | ¥18,661,721 |
| 20 | 2.80% | ¥344,212 | ¥82,610,869 | ¥19,410,869 |
| 20 | 2.90% | ¥347,350 | ¥83,364,086 | ¥20,164,086 |
| 20 | 3.00% | ¥350,506 | ¥84,121,364 | ¥20,921,364 |
6320万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥369,969 | ¥66,594,469 | ¥3,394,469 |
| 15 | 0.80% | ¥372,716 | ¥67,088,861 | ¥3,888,861 |
| 15 | 0.90% | ¥375,476 | ¥67,585,617 | ¥4,385,617 |
| 15 | 1.00% | ¥378,249 | ¥68,084,736 | ¥4,884,736 |
| 15 | 1.10% | ¥381,035 | ¥68,586,217 | ¥5,386,217 |
| 15 | 1.20% | ¥383,834 | ¥69,090,058 | ¥5,890,058 |
| 15 | 1.30% | ¥386,646 | ¥69,596,257 | ¥6,396,257 |
| 15 | 1.40% | ¥389,471 | ¥70,104,814 | ¥6,904,814 |
| 15 | 1.50% | ¥392,310 | ¥70,615,726 | ¥7,415,726 |
| 15 | 1.60% | ¥395,161 | ¥71,128,992 | ¥7,928,992 |
| 15 | 1.70% | ¥398,026 | ¥71,644,609 | ¥8,444,609 |
| 15 | 1.80% | ¥400,903 | ¥72,162,576 | ¥8,962,576 |
| 15 | 1.90% | ¥403,794 | ¥72,682,890 | ¥9,482,890 |
| 15 | 2.00% | ¥406,697 | ¥73,205,550 | ¥10,005,550 |
| 15 | 2.10% | ¥409,614 | ¥73,730,552 | ¥10,530,552 |
| 15 | 2.20% | ¥412,544 | ¥74,257,895 | ¥11,057,895 |
| 15 | 2.30% | ¥415,487 | ¥74,787,576 | ¥11,587,576 |
| 15 | 2.40% | ¥418,442 | ¥75,319,592 | ¥12,119,592 |
| 15 | 2.50% | ¥421,411 | ¥75,853,940 | ¥12,653,940 |
| 15 | 2.60% | ¥424,392 | ¥76,390,619 | ¥13,190,619 |
| 15 | 2.70% | ¥427,387 | ¥76,929,623 | ¥13,729,623 |
| 15 | 2.80% | ¥430,394 | ¥77,470,952 | ¥14,270,952 |
| 15 | 2.90% | ¥433,414 | ¥78,014,601 | ¥14,814,601 |
| 15 | 3.00% | ¥436,448 | ¥78,560,567 | ¥15,360,567 |
6320万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥545,469 | ¥65,456,229 | ¥2,256,229 |
| 10 | 0.80% | ¥548,190 | ¥65,782,756 | ¥2,582,756 |
| 10 | 0.90% | ¥550,919 | ¥66,110,335 | ¥2,910,335 |
| 10 | 1.00% | ¥553,658 | ¥66,438,966 | ¥3,238,966 |
| 10 | 1.10% | ¥556,405 | ¥66,768,647 | ¥3,568,647 |
| 10 | 1.20% | ¥559,161 | ¥67,099,379 | ¥3,899,379 |
| 10 | 1.30% | ¥561,926 | ¥67,431,161 | ¥4,231,161 |
| 10 | 1.40% | ¥564,700 | ¥67,763,992 | ¥4,563,992 |
| 10 | 1.50% | ¥567,482 | ¥68,097,873 | ¥4,897,873 |
| 10 | 1.60% | ¥570,273 | ¥68,432,803 | ¥5,232,803 |
| 10 | 1.70% | ¥573,073 | ¥68,768,782 | ¥5,568,782 |
| 10 | 1.80% | ¥575,882 | ¥69,105,808 | ¥5,905,808 |
| 10 | 1.90% | ¥578,699 | ¥69,443,882 | ¥6,243,882 |
| 10 | 2.00% | ¥581,525 | ¥69,783,003 | ¥6,583,003 |
| 10 | 2.10% | ¥584,360 | ¥70,123,171 | ¥6,923,171 |
| 10 | 2.20% | ¥587,203 | ¥70,464,384 | ¥7,264,384 |
| 10 | 2.30% | ¥590,055 | ¥70,806,643 | ¥7,606,643 |
| 10 | 2.40% | ¥592,916 | ¥71,149,946 | ¥7,949,946 |
| 10 | 2.50% | ¥595,786 | ¥71,494,293 | ¥8,294,293 |
| 10 | 2.60% | ¥598,664 | ¥71,839,684 | ¥8,639,684 |
| 10 | 2.70% | ¥601,551 | ¥72,186,118 | ¥8,986,118 |
| 10 | 2.80% | ¥604,447 | ¥72,533,594 | ¥9,333,594 |
| 10 | 2.90% | ¥607,351 | ¥72,882,111 | ¥9,682,111 |
| 10 | 3.00% | ¥610,264 | ¥73,231,669 | ¥10,031,669 |
