6320万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6320万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6320万円の住宅ローン|期間・年数別
6320万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥124,870 |
¥74,922,098 |
¥11,722,098 |
| 50 |
0.80% |
¥127,835 |
¥76,701,214 |
¥13,501,214 |
| 50 |
0.90% |
¥130,844 |
¥78,506,219 |
¥15,306,219 |
| 50 |
1.00% |
¥133,895 |
¥80,337,001 |
¥17,137,001 |
| 50 |
1.10% |
¥136,989 |
¥82,193,435 |
¥18,993,435 |
| 50 |
1.20% |
¥140,126 |
¥84,075,385 |
¥20,875,385 |
| 50 |
1.30% |
¥143,305 |
¥85,982,701 |
¥22,782,701 |
| 50 |
1.40% |
¥146,525 |
¥87,915,226 |
¥24,715,226 |
| 50 |
1.50% |
¥149,788 |
¥89,872,786 |
¥26,672,786 |
| 50 |
1.60% |
¥153,092 |
¥91,855,201 |
¥28,655,201 |
| 50 |
1.70% |
¥156,437 |
¥93,862,278 |
¥30,662,278 |
| 50 |
1.80% |
¥159,823 |
¥95,893,815 |
¥32,693,815 |
| 50 |
1.90% |
¥163,249 |
¥97,949,598 |
¥34,749,598 |
| 50 |
2.00% |
¥166,716 |
¥100,029,407 |
¥36,829,407 |
| 50 |
2.10% |
¥170,222 |
¥102,133,008 |
¥38,933,008 |
| 50 |
2.20% |
¥173,767 |
¥104,260,163 |
¥41,060,163 |
| 50 |
2.30% |
¥177,351 |
¥106,410,622 |
¥43,210,622 |
| 50 |
2.40% |
¥180,974 |
¥108,584,128 |
¥45,384,128 |
| 50 |
2.50% |
¥184,634 |
¥110,780,418 |
¥47,580,418 |
| 50 |
2.60% |
¥188,332 |
¥112,999,218 |
¥49,799,218 |
| 50 |
2.70% |
¥192,067 |
¥115,240,252 |
¥52,040,252 |
| 50 |
2.80% |
¥195,839 |
¥117,503,233 |
¥54,303,233 |
| 50 |
2.90% |
¥199,646 |
¥119,787,870 |
¥56,587,870 |
| 50 |
3.00% |
¥203,490 |
¥122,093,867 |
¥58,893,867 |
6320万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥136,470 |
¥73,694,003 |
¥10,494,003 |
| 45 |
0.80% |
¥139,404 |
¥75,277,929 |
¥12,077,929 |
| 45 |
0.90% |
¥142,376 |
¥76,882,888 |
¥13,682,888 |
| 45 |
1.00% |
¥145,387 |
¥78,508,808 |
¥15,308,808 |
| 45 |
1.10% |
¥148,436 |
¥80,155,604 |
¥16,955,604 |
| 45 |
1.20% |
¥151,524 |
¥81,823,186 |
¥18,623,186 |
| 45 |
1.30% |
¥154,651 |
¥83,511,456 |
¥20,311,456 |
| 45 |
1.40% |
¥157,815 |
¥85,220,307 |
¥22,020,307 |
| 45 |
1.50% |
¥161,018 |
¥86,949,625 |
¥23,749,625 |
| 45 |
1.60% |
¥164,258 |
¥88,699,290 |
¥25,499,290 |
| 45 |
1.70% |
¥167,536 |
¥90,469,172 |
¥27,269,172 |
| 45 |
1.80% |
¥170,850 |
¥92,259,137 |
¥29,059,137 |
| 45 |
1.90% |
¥174,202 |
¥94,069,042 |
¥30,869,042 |
| 45 |
2.00% |
¥177,590 |
¥95,898,738 |
¥32,698,738 |
| 45 |
2.10% |
¥181,015 |
¥97,748,069 |
¥34,548,069 |
| 45 |
2.20% |
¥184,476 |
¥99,616,874 |
¥36,416,874 |
| 45 |
2.30% |
¥187,972 |
¥101,504,985 |
¥38,304,985 |
| 45 |
2.40% |
¥191,504 |
¥103,412,227 |
¥40,212,227 |
| 45 |
2.50% |
¥195,071 |
¥105,338,423 |
¥42,138,423 |
| 45 |
2.60% |
¥198,673 |
¥107,283,387 |
¥44,083,387 |
| 45 |
2.70% |
¥202,309 |
¥109,246,928 |
¥46,046,928 |
| 45 |
2.80% |
¥205,979 |
¥111,228,853 |
¥48,028,853 |
| 45 |
2.90% |
¥209,683 |
¥113,228,962 |
¥50,028,962 |
| 45 |
3.00% |
¥213,420 |
¥115,247,051 |
¥52,047,051 |
6320万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥150,997 |
¥72,478,680 |
¥9,278,680 |
| 40 |
0.80% |
¥153,898 |
¥73,871,274 |
¥10,671,274 |
| 40 |
0.90% |
¥156,834 |
¥75,280,533 |
¥12,080,533 |
| 40 |
1.00% |
¥159,805 |
¥76,706,410 |
¥13,506,410 |
| 40 |
1.10% |
¥162,810 |
¥78,148,851 |
¥14,948,851 |
| 40 |
1.20% |
¥165,850 |
¥79,607,801 |
¥16,407,801 |
| 40 |
1.30% |
¥168,923 |
¥81,083,196 |
¥17,883,196 |
| 40 |
1.40% |
¥172,031 |
¥82,574,970 |
¥19,374,970 |
| 40 |
1.50% |
¥175,173 |
¥84,083,049 |
¥20,883,049 |
| 40 |
1.60% |
¥178,349 |
¥85,607,358 |
¥22,407,358 |
| 40 |
1.70% |
¥181,558 |
¥87,147,815 |
¥23,947,815 |
| 40 |
1.80% |
¥184,801 |
¥88,704,333 |
¥25,504,333 |
| 40 |
1.90% |
¥188,077 |
¥90,276,821 |
¥27,076,821 |
| 40 |
2.00% |
¥191,386 |
¥91,865,186 |
¥28,665,186 |
| 40 |
2.10% |
¥194,728 |
¥93,469,327 |
¥30,269,327 |
| 40 |
2.20% |
¥198,102 |
¥95,089,141 |
¥31,889,141 |
| 40 |
2.30% |
¥201,509 |
¥96,724,520 |
¥33,524,520 |
| 40 |
2.40% |
¥204,949 |
¥98,375,352 |
¥35,175,352 |
| 40 |
2.50% |
¥208,420 |
¥100,041,523 |
¥36,841,523 |
| 40 |
2.60% |
¥211,923 |
¥101,722,913 |
¥38,522,913 |
| 40 |
2.70% |
¥215,457 |
¥103,419,399 |
¥40,219,399 |
| 40 |
2.80% |
¥219,023 |
¥105,130,855 |
¥41,930,855 |
| 40 |
2.90% |
¥222,619 |
¥106,857,151 |
¥43,657,151 |
| 40 |
3.00% |
¥226,246 |
¥108,598,154 |
¥45,398,154 |
6320万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥169,705 |
¥71,276,156 |
¥8,076,156 |
| 35 |
0.80% |
¥172,575 |
¥72,481,295 |
¥9,281,295 |
| 35 |
0.90% |
¥175,474 |
¥73,699,225 |
¥10,499,225 |
| 35 |
1.00% |
¥178,405 |
¥74,929,916 |
¥11,729,916 |
| 35 |
1.10% |
¥181,365 |
¥76,173,337 |
¥12,973,337 |
| 35 |
1.20% |
¥184,356 |
¥77,429,455 |
¥14,229,455 |
| 35 |
1.30% |
¥187,377 |
¥78,698,231 |
¥15,498,231 |
| 35 |
1.40% |
¥190,428 |
¥79,979,626 |
¥16,779,626 |
| 35 |
1.50% |
¥193,509 |
¥81,273,598 |
¥18,073,598 |
| 35 |
1.60% |
¥196,619 |
¥82,580,099 |
¥19,380,099 |
| 35 |
1.70% |
¥199,760 |
¥83,899,082 |
¥20,699,082 |
| 35 |
1.80% |
¥202,930 |
¥85,230,494 |
¥22,030,494 |
| 35 |
1.90% |
¥206,129 |
¥86,574,283 |
¥23,374,283 |
| 35 |
2.00% |
¥209,358 |
¥87,930,390 |
¥24,730,390 |
| 35 |
2.10% |
¥212,616 |
¥89,298,756 |
¥26,098,756 |
| 35 |
2.20% |
¥215,903 |
¥90,679,319 |
¥27,479,319 |
| 35 |
2.30% |
¥219,219 |
¥92,072,014 |
¥28,872,014 |
| 35 |
2.40% |
¥222,564 |
¥93,476,774 |
¥30,276,774 |
| 35 |
2.50% |
¥225,937 |
¥94,893,530 |
¥31,693,530 |
| 35 |
2.60% |
¥229,339 |
¥96,322,209 |
¥33,122,209 |
| 35 |
2.70% |
¥232,768 |
¥97,762,736 |
¥34,562,736 |
| 35 |
2.80% |
¥236,226 |
¥99,215,036 |
¥36,015,036 |
| 35 |
2.90% |
¥239,712 |
¥100,679,029 |
¥37,479,029 |
| 35 |
3.00% |
¥243,225 |
¥102,154,634 |
¥38,954,634 |
6320万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥194,685 |
¥70,086,453 |
¥6,886,453 |
| 30 |
0.80% |
¥197,522 |
¥71,108,033 |
¥7,908,033 |
| 30 |
0.90% |
¥200,386 |
¥72,139,028 |
¥8,939,028 |
| 30 |
1.00% |
¥203,276 |
¥73,179,424 |
¥9,979,424 |
| 30 |
1.10% |
¥206,192 |
¥74,229,203 |
¥11,029,203 |
| 30 |
1.20% |
¥209,134 |
¥75,288,346 |
¥12,088,346 |
| 30 |
1.30% |
¥212,102 |
¥76,356,833 |
¥13,156,833 |
| 30 |
1.40% |
¥215,096 |
¥77,434,643 |
¥14,234,643 |
| 30 |
1.50% |
¥218,116 |
¥78,521,750 |
¥15,321,750 |
| 30 |
1.60% |
¥221,161 |
¥79,618,131 |
¥16,418,131 |
| 30 |
1.70% |
¥224,233 |
¥80,723,757 |
¥17,523,757 |
| 30 |
1.80% |
¥227,329 |
¥81,838,602 |
¥18,638,602 |
| 30 |
1.90% |
¥230,452 |
¥82,962,634 |
¥19,762,634 |
| 30 |
2.00% |
¥233,600 |
¥84,095,822 |
¥20,895,822 |
| 30 |
2.10% |
¥236,773 |
¥85,238,134 |
¥22,038,134 |
| 30 |
2.20% |
¥239,971 |
¥86,389,535 |
¥23,189,535 |
| 30 |
2.30% |
¥243,194 |
¥87,549,990 |
¥24,349,990 |
| 30 |
2.40% |
¥246,443 |
¥88,719,460 |
¥25,519,460 |
| 30 |
2.50% |
¥249,716 |
¥89,897,907 |
¥26,697,907 |
| 30 |
2.60% |
¥253,015 |
¥91,085,291 |
¥27,885,291 |
| 30 |
2.70% |
¥256,338 |
¥92,281,571 |
¥29,081,571 |
| 30 |
2.80% |
¥259,685 |
¥93,486,704 |
¥30,286,704 |
| 30 |
2.90% |
¥263,057 |
¥94,700,645 |
¥31,500,645 |
| 30 |
3.00% |
¥266,454 |
¥95,923,350 |
¥32,723,350 |
6320万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥229,699 |
¥68,909,594 |
¥5,709,594 |
| 25 |
0.80% |
¥232,505 |
¥69,751,521 |
¥6,551,521 |
| 25 |
0.90% |
¥235,333 |
¥70,599,998 |
¥7,399,998 |
| 25 |
1.00% |
¥238,183 |
¥71,455,017 |
¥8,255,017 |
| 25 |
1.10% |
¥241,055 |
¥72,316,571 |
¥9,116,571 |
| 25 |
1.20% |
¥243,949 |
¥73,184,649 |
¥9,984,649 |
| 25 |
1.30% |
¥246,864 |
¥74,059,242 |
¥10,859,242 |
| 25 |
1.40% |
¥249,801 |
¥74,940,339 |
¥11,740,339 |
| 25 |
1.50% |
¥252,760 |
¥75,827,927 |
¥12,627,927 |
| 25 |
1.60% |
¥255,740 |
¥76,721,995 |
¥13,521,995 |
| 25 |
1.70% |
¥258,742 |
¥77,622,529 |
¥14,422,529 |
| 25 |
1.80% |
¥261,765 |
¥78,529,515 |
¥15,329,515 |
| 25 |
1.90% |
¥264,810 |
¥79,442,938 |
¥16,242,938 |
| 25 |
2.00% |
¥267,876 |
¥80,362,783 |
¥17,162,783 |
| 25 |
2.10% |
¥270,963 |
¥81,289,033 |
¥18,089,033 |
| 25 |
2.20% |
¥274,072 |
¥82,221,671 |
¥19,021,671 |
| 25 |
2.30% |
¥277,202 |
¥83,160,679 |
¥19,960,679 |
| 25 |
2.40% |
¥280,353 |
¥84,106,040 |
¥20,906,040 |
| 25 |
2.50% |
¥283,526 |
¥85,057,733 |
¥21,857,733 |
| 25 |
2.60% |
¥286,719 |
¥86,015,739 |
¥22,815,739 |
| 25 |
2.70% |
¥289,933 |
¥86,980,036 |
¥23,780,036 |
| 25 |
2.80% |
¥293,169 |
¥87,950,605 |
¥24,750,605 |
| 25 |
2.90% |
¥296,425 |
¥88,927,422 |
¥25,727,422 |
| 25 |
3.00% |
¥299,702 |
¥89,910,465 |
¥26,710,465 |
6320万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥282,273 |
¥67,745,594 |
¥4,545,594 |
| 20 |
0.80% |
¥285,049 |
¥68,411,789 |
¥5,211,789 |
| 20 |
0.90% |
¥287,842 |
¥69,082,181 |
¥5,882,181 |
| 20 |
1.00% |
¥290,653 |
¥69,756,768 |
¥6,556,768 |
| 20 |
1.10% |
¥293,481 |
¥70,435,547 |
¥7,235,547 |
| 20 |
1.20% |
¥296,327 |
¥71,118,513 |
¥7,918,513 |
| 20 |
1.30% |
¥299,190 |
¥71,805,661 |
¥8,605,661 |
| 20 |
1.40% |
¥302,071 |
¥72,496,988 |
¥9,296,988 |
| 20 |
1.50% |
¥304,969 |
¥73,192,488 |
¥9,992,488 |
| 20 |
1.60% |
¥307,884 |
¥73,892,155 |
¥10,692,155 |
| 20 |
1.70% |
¥310,817 |
¥74,595,985 |
¥11,395,985 |
| 20 |
1.80% |
¥313,767 |
¥75,303,970 |
¥12,103,970 |
| 20 |
1.90% |
¥316,734 |
¥76,016,106 |
¥12,816,106 |
| 20 |
2.00% |
¥319,718 |
¥76,732,384 |
¥13,532,384 |
| 20 |
2.10% |
¥322,720 |
¥77,452,799 |
¥14,252,799 |
| 20 |
2.20% |
¥325,739 |
¥78,177,343 |
¥14,977,343 |
| 20 |
2.30% |
¥328,775 |
¥78,906,008 |
¥15,706,008 |
| 20 |
2.40% |
¥331,828 |
¥79,638,787 |
¥16,438,787 |
| 20 |
2.50% |
¥334,899 |
¥80,375,671 |
¥17,175,671 |
| 20 |
2.60% |
¥337,986 |
¥81,116,652 |
¥17,916,652 |
| 20 |
2.70% |
¥341,091 |
¥81,861,721 |
¥18,661,721 |
| 20 |
2.80% |
¥344,212 |
¥82,610,869 |
¥19,410,869 |
| 20 |
2.90% |
¥347,350 |
¥83,364,086 |
¥20,164,086 |
| 20 |
3.00% |
¥350,506 |
¥84,121,364 |
¥20,921,364 |
6320万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥369,969 |
¥66,594,469 |
¥3,394,469 |
| 15 |
0.80% |
¥372,716 |
¥67,088,861 |
¥3,888,861 |
| 15 |
0.90% |
¥375,476 |
¥67,585,617 |
¥4,385,617 |
| 15 |
1.00% |
¥378,249 |
¥68,084,736 |
¥4,884,736 |
| 15 |
1.10% |
¥381,035 |
¥68,586,217 |
¥5,386,217 |
| 15 |
1.20% |
¥383,834 |
¥69,090,058 |
¥5,890,058 |
| 15 |
1.30% |
¥386,646 |
¥69,596,257 |
¥6,396,257 |
| 15 |
1.40% |
¥389,471 |
¥70,104,814 |
¥6,904,814 |
| 15 |
1.50% |
¥392,310 |
¥70,615,726 |
¥7,415,726 |
| 15 |
1.60% |
¥395,161 |
¥71,128,992 |
¥7,928,992 |
| 15 |
1.70% |
¥398,026 |
¥71,644,609 |
¥8,444,609 |
| 15 |
1.80% |
¥400,903 |
¥72,162,576 |
¥8,962,576 |
| 15 |
1.90% |
¥403,794 |
¥72,682,890 |
¥9,482,890 |
| 15 |
2.00% |
¥406,697 |
¥73,205,550 |
¥10,005,550 |
| 15 |
2.10% |
¥409,614 |
¥73,730,552 |
¥10,530,552 |
| 15 |
2.20% |
¥412,544 |
¥74,257,895 |
¥11,057,895 |
| 15 |
2.30% |
¥415,487 |
¥74,787,576 |
¥11,587,576 |
| 15 |
2.40% |
¥418,442 |
¥75,319,592 |
¥12,119,592 |
| 15 |
2.50% |
¥421,411 |
¥75,853,940 |
¥12,653,940 |
| 15 |
2.60% |
¥424,392 |
¥76,390,619 |
¥13,190,619 |
| 15 |
2.70% |
¥427,387 |
¥76,929,623 |
¥13,729,623 |
| 15 |
2.80% |
¥430,394 |
¥77,470,952 |
¥14,270,952 |
| 15 |
2.90% |
¥433,414 |
¥78,014,601 |
¥14,814,601 |
| 15 |
3.00% |
¥436,448 |
¥78,560,567 |
¥15,360,567 |
6320万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥545,469 |
¥65,456,229 |
¥2,256,229 |
| 10 |
0.80% |
¥548,190 |
¥65,782,756 |
¥2,582,756 |
| 10 |
0.90% |
¥550,919 |
¥66,110,335 |
¥2,910,335 |
| 10 |
1.00% |
¥553,658 |
¥66,438,966 |
¥3,238,966 |
| 10 |
1.10% |
¥556,405 |
¥66,768,647 |
¥3,568,647 |
| 10 |
1.20% |
¥559,161 |
¥67,099,379 |
¥3,899,379 |
| 10 |
1.30% |
¥561,926 |
¥67,431,161 |
¥4,231,161 |
| 10 |
1.40% |
¥564,700 |
¥67,763,992 |
¥4,563,992 |
| 10 |
1.50% |
¥567,482 |
¥68,097,873 |
¥4,897,873 |
| 10 |
1.60% |
¥570,273 |
¥68,432,803 |
¥5,232,803 |
| 10 |
1.70% |
¥573,073 |
¥68,768,782 |
¥5,568,782 |
| 10 |
1.80% |
¥575,882 |
¥69,105,808 |
¥5,905,808 |
| 10 |
1.90% |
¥578,699 |
¥69,443,882 |
¥6,243,882 |
| 10 |
2.00% |
¥581,525 |
¥69,783,003 |
¥6,583,003 |
| 10 |
2.10% |
¥584,360 |
¥70,123,171 |
¥6,923,171 |
| 10 |
2.20% |
¥587,203 |
¥70,464,384 |
¥7,264,384 |
| 10 |
2.30% |
¥590,055 |
¥70,806,643 |
¥7,606,643 |
| 10 |
2.40% |
¥592,916 |
¥71,149,946 |
¥7,949,946 |
| 10 |
2.50% |
¥595,786 |
¥71,494,293 |
¥8,294,293 |
| 10 |
2.60% |
¥598,664 |
¥71,839,684 |
¥8,639,684 |
| 10 |
2.70% |
¥601,551 |
¥72,186,118 |
¥8,986,118 |
| 10 |
2.80% |
¥604,447 |
¥72,533,594 |
¥9,333,594 |
| 10 |
2.90% |
¥607,351 |
¥72,882,111 |
¥9,682,111 |
| 10 |
3.00% |
¥610,264 |
¥73,231,669 |
¥10,031,669 |