6380万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6380万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6380万円の住宅ローン｜期間・年数別
6380万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥126,056 |
¥75,633,384 |
¥11,833,384 |
| 50 |
0.80% |
¥129,049 |
¥77,429,390 |
¥13,629,390 |
| 50 |
0.90% |
¥132,086 |
¥79,251,531 |
¥15,451,531 |
| 50 |
1.00% |
¥135,166 |
¥81,099,694 |
¥17,299,694 |
| 50 |
1.10% |
¥138,290 |
¥82,973,753 |
¥19,173,753 |
| 50 |
1.20% |
¥141,456 |
¥84,873,569 |
¥21,073,569 |
| 50 |
1.30% |
¥144,665 |
¥86,798,993 |
¥22,998,993 |
| 50 |
1.40% |
¥147,916 |
¥88,749,864 |
¥24,949,864 |
| 50 |
1.50% |
¥151,210 |
¥90,726,009 |
¥26,926,009 |
| 50 |
1.60% |
¥154,545 |
¥92,727,244 |
¥28,927,244 |
| 50 |
1.70% |
¥157,922 |
¥94,753,376 |
¥30,953,376 |
| 50 |
1.80% |
¥161,340 |
¥96,804,199 |
¥33,004,199 |
| 50 |
1.90% |
¥164,799 |
¥98,879,500 |
¥35,079,500 |
| 50 |
2.00% |
¥168,298 |
¥100,979,053 |
¥37,179,053 |
| 50 |
2.10% |
¥171,838 |
¥103,102,625 |
¥39,302,625 |
| 50 |
2.20% |
¥175,417 |
¥105,249,974 |
¥41,449,974 |
| 50 |
2.30% |
¥179,035 |
¥107,420,849 |
¥43,620,849 |
| 50 |
2.40% |
¥182,692 |
¥109,614,990 |
¥45,814,990 |
| 50 |
2.50% |
¥186,387 |
¥111,832,130 |
¥48,032,130 |
| 50 |
2.60% |
¥190,120 |
¥114,071,996 |
¥50,271,996 |
| 50 |
2.70% |
¥193,891 |
¥116,334,305 |
¥52,534,305 |
| 50 |
2.80% |
¥197,698 |
¥118,618,770 |
¥54,818,770 |
| 50 |
2.90% |
¥201,542 |
¥120,925,097 |
¥57,125,097 |
| 50 |
3.00% |
¥205,422 |
¥123,252,986 |
¥59,452,986 |
6380万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥137,766 |
¥74,393,629 |
¥10,593,629 |
| 45 |
0.80% |
¥140,727 |
¥75,992,592 |
¥12,192,592 |
| 45 |
0.90% |
¥143,727 |
¥77,612,789 |
¥13,812,789 |
| 45 |
1.00% |
¥146,767 |
¥79,254,145 |
¥15,454,145 |
| 45 |
1.10% |
¥149,846 |
¥80,916,575 |
¥17,116,575 |
| 45 |
1.20% |
¥152,963 |
¥82,599,988 |
¥18,799,988 |
| 45 |
1.30% |
¥156,119 |
¥84,304,286 |
¥20,504,286 |
| 45 |
1.40% |
¥159,314 |
¥86,029,360 |
¥22,229,360 |
| 45 |
1.50% |
¥162,546 |
¥87,775,096 |
¥23,975,096 |
| 45 |
1.60% |
¥165,817 |
¥89,541,372 |
¥25,741,372 |
| 45 |
1.70% |
¥169,126 |
¥91,328,057 |
¥27,528,057 |
| 45 |
1.80% |
¥172,472 |
¥93,135,015 |
¥29,335,015 |
| 45 |
1.90% |
¥175,856 |
¥94,962,103 |
¥31,162,103 |
| 45 |
2.00% |
¥179,276 |
¥96,809,169 |
¥33,009,169 |
| 45 |
2.10% |
¥182,733 |
¥98,676,057 |
¥34,876,057 |
| 45 |
2.20% |
¥186,227 |
¥100,562,604 |
¥36,762,604 |
| 45 |
2.30% |
¥189,757 |
¥102,468,640 |
¥38,668,640 |
| 45 |
2.40% |
¥193,322 |
¥104,393,989 |
¥40,593,989 |
| 45 |
2.50% |
¥196,923 |
¥106,338,471 |
¥42,538,471 |
| 45 |
2.60% |
¥200,559 |
¥108,301,900 |
¥44,501,900 |
| 45 |
2.70% |
¥204,230 |
¥110,284,083 |
¥46,484,083 |
| 45 |
2.80% |
¥207,935 |
¥112,284,823 |
¥48,484,823 |
| 45 |
2.90% |
¥211,674 |
¥114,303,921 |
¥50,503,921 |
| 45 |
3.00% |
¥215,447 |
¥116,341,169 |
¥52,541,169 |
6380万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥152,431 |
¥73,166,769 |
¥9,366,769 |
| 40 |
0.80% |
¥155,360 |
¥74,572,584 |
¥10,772,584 |
| 40 |
0.90% |
¥158,323 |
¥75,995,222 |
¥12,195,222 |
| 40 |
1.00% |
¥161,322 |
¥77,434,635 |
¥13,634,635 |
| 40 |
1.10% |
¥164,356 |
¥78,890,771 |
¥15,090,771 |
| 40 |
1.20% |
¥167,424 |
¥80,363,571 |
¥16,563,571 |
| 40 |
1.30% |
¥170,527 |
¥81,852,974 |
¥18,052,974 |
| 40 |
1.40% |
¥173,664 |
¥83,358,909 |
¥19,558,909 |
| 40 |
1.50% |
¥176,836 |
¥84,881,306 |
¥21,081,306 |
| 40 |
1.60% |
¥180,042 |
¥86,420,086 |
¥22,620,086 |
| 40 |
1.70% |
¥183,282 |
¥87,975,167 |
¥24,175,167 |
| 40 |
1.80% |
¥186,555 |
¥89,546,462 |
¥25,746,462 |
| 40 |
1.90% |
¥189,862 |
¥91,133,880 |
¥27,333,880 |
| 40 |
2.00% |
¥193,203 |
¥92,737,324 |
¥28,937,324 |
| 40 |
2.10% |
¥196,576 |
¥94,356,694 |
¥30,556,694 |
| 40 |
2.20% |
¥199,983 |
¥95,991,886 |
¥32,191,886 |
| 40 |
2.30% |
¥203,422 |
¥97,642,790 |
¥33,842,790 |
| 40 |
2.40% |
¥206,894 |
¥99,309,295 |
¥35,509,295 |
| 40 |
2.50% |
¥210,399 |
¥100,991,284 |
¥37,191,284 |
| 40 |
2.60% |
¥213,935 |
¥102,688,637 |
¥38,888,637 |
| 40 |
2.70% |
¥217,503 |
¥104,401,229 |
¥40,601,229 |
| 40 |
2.80% |
¥221,102 |
¥106,128,932 |
¥42,328,932 |
| 40 |
2.90% |
¥224,733 |
¥107,871,617 |
¥44,071,617 |
| 40 |
3.00% |
¥228,394 |
¥109,629,149 |
¥45,829,149 |
6380万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥171,316 |
¥71,952,828 |
¥8,152,828 |
| 35 |
0.80% |
¥174,213 |
¥73,169,409 |
¥9,369,409 |
| 35 |
0.90% |
¥177,140 |
¥74,398,901 |
¥10,598,901 |
| 35 |
1.00% |
¥180,098 |
¥75,641,276 |
¥11,841,276 |
| 35 |
1.10% |
¥183,087 |
¥76,896,502 |
¥13,096,502 |
| 35 |
1.20% |
¥186,106 |
¥78,164,544 |
¥14,364,544 |
| 35 |
1.30% |
¥189,156 |
¥79,445,366 |
¥15,645,366 |
| 35 |
1.40% |
¥192,236 |
¥80,738,927 |
¥16,938,927 |
| 35 |
1.50% |
¥195,346 |
¥82,045,182 |
¥18,245,182 |
| 35 |
1.60% |
¥198,486 |
¥83,364,087 |
¥19,564,087 |
| 35 |
1.70% |
¥201,656 |
¥84,695,592 |
¥20,895,592 |
| 35 |
1.80% |
¥204,856 |
¥86,039,645 |
¥22,239,645 |
| 35 |
1.90% |
¥208,086 |
¥87,396,190 |
¥23,596,190 |
| 35 |
2.00% |
¥211,346 |
¥88,765,172 |
¥24,965,172 |
| 35 |
2.10% |
¥214,635 |
¥90,146,529 |
¥26,346,529 |
| 35 |
2.20% |
¥217,953 |
¥91,540,198 |
¥27,740,198 |
| 35 |
2.30% |
¥221,300 |
¥92,946,116 |
¥29,146,116 |
| 35 |
2.40% |
¥224,677 |
¥94,364,212 |
¥30,564,212 |
| 35 |
2.50% |
¥228,082 |
¥95,794,418 |
¥31,994,418 |
| 35 |
2.60% |
¥231,516 |
¥97,236,660 |
¥33,436,660 |
| 35 |
2.70% |
¥234,978 |
¥98,690,864 |
¥34,890,864 |
| 35 |
2.80% |
¥238,469 |
¥100,156,951 |
¥36,356,951 |
| 35 |
2.90% |
¥241,988 |
¥101,634,843 |
¥37,834,843 |
| 35 |
3.00% |
¥245,534 |
¥103,124,457 |
¥39,324,457 |
6380万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥196,533 |
¥70,751,831 |
¥6,951,831 |
| 30 |
0.80% |
¥199,398 |
¥71,783,109 |
¥7,983,109 |
| 30 |
0.90% |
¥202,289 |
¥72,823,892 |
¥9,023,892 |
| 30 |
1.00% |
¥205,206 |
¥73,874,165 |
¥10,074,165 |
| 30 |
1.10% |
¥208,150 |
¥74,933,910 |
¥11,133,910 |
| 30 |
1.20% |
¥211,120 |
¥76,003,109 |
¥12,203,109 |
| 30 |
1.30% |
¥214,116 |
¥77,081,740 |
¥13,281,740 |
| 30 |
1.40% |
¥217,138 |
¥78,169,782 |
¥14,369,782 |
| 30 |
1.50% |
¥220,187 |
¥79,267,210 |
¥15,467,210 |
| 30 |
1.60% |
¥223,261 |
¥80,373,999 |
¥16,573,999 |
| 30 |
1.70% |
¥226,361 |
¥81,490,122 |
¥17,690,122 |
| 30 |
1.80% |
¥229,488 |
¥82,615,550 |
¥18,815,550 |
| 30 |
1.90% |
¥232,640 |
¥83,750,254 |
¥19,950,254 |
| 30 |
2.00% |
¥235,817 |
¥84,894,200 |
¥21,094,200 |
| 30 |
2.10% |
¥239,020 |
¥86,047,357 |
¥22,247,357 |
| 30 |
2.20% |
¥242,249 |
¥87,209,689 |
¥23,409,689 |
| 30 |
2.30% |
¥245,503 |
¥88,381,160 |
¥24,581,160 |
| 30 |
2.40% |
¥248,783 |
¥89,561,733 |
¥25,761,733 |
| 30 |
2.50% |
¥252,087 |
¥90,751,368 |
¥26,951,368 |
| 30 |
2.60% |
¥255,417 |
¥91,950,025 |
¥28,150,025 |
| 30 |
2.70% |
¥258,771 |
¥93,157,662 |
¥29,357,662 |
| 30 |
2.80% |
¥262,151 |
¥94,374,236 |
¥30,574,236 |
| 30 |
2.90% |
¥265,555 |
¥95,599,702 |
¥31,799,702 |
| 30 |
3.00% |
¥268,983 |
¥96,834,014 |
¥33,034,014 |
6380万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥231,879 |
¥69,563,799 |
¥5,763,799 |
| 25 |
0.80% |
¥234,712 |
¥70,413,719 |
¥6,613,719 |
| 25 |
0.90% |
¥237,568 |
¥71,270,251 |
¥7,470,251 |
| 25 |
1.00% |
¥240,445 |
¥72,133,388 |
¥8,333,388 |
| 25 |
1.10% |
¥243,344 |
¥73,003,121 |
¥9,203,121 |
| 25 |
1.20% |
¥246,265 |
¥73,879,440 |
¥10,079,440 |
| 25 |
1.30% |
¥249,208 |
¥74,762,337 |
¥10,962,337 |
| 25 |
1.40% |
¥252,173 |
¥75,651,798 |
¥11,851,798 |
| 25 |
1.50% |
¥255,159 |
¥76,547,813 |
¥12,747,813 |
| 25 |
1.60% |
¥258,168 |
¥77,450,369 |
¥13,650,369 |
| 25 |
1.70% |
¥261,198 |
¥78,359,452 |
¥14,559,452 |
| 25 |
1.80% |
¥264,250 |
¥79,275,048 |
¥15,475,048 |
| 25 |
1.90% |
¥267,324 |
¥80,197,143 |
¥16,397,143 |
| 25 |
2.00% |
¥270,419 |
¥81,125,720 |
¥17,325,720 |
| 25 |
2.10% |
¥273,536 |
¥82,060,764 |
¥18,260,764 |
| 25 |
2.20% |
¥276,674 |
¥83,002,256 |
¥19,202,256 |
| 25 |
2.30% |
¥279,834 |
¥83,950,179 |
¥20,150,179 |
| 25 |
2.40% |
¥283,015 |
¥84,904,515 |
¥21,104,515 |
| 25 |
2.50% |
¥286,217 |
¥85,865,243 |
¥22,065,243 |
| 25 |
2.60% |
¥289,441 |
¥86,832,344 |
¥23,032,344 |
| 25 |
2.70% |
¥292,686 |
¥87,805,796 |
¥24,005,796 |
| 25 |
2.80% |
¥295,952 |
¥88,785,579 |
¥24,985,579 |
| 25 |
2.90% |
¥299,239 |
¥89,771,670 |
¥25,971,670 |
| 25 |
3.00% |
¥302,547 |
¥90,764,045 |
¥26,964,045 |
6380万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥284,953 |
¥68,388,749 |
¥4,588,749 |
| 20 |
0.80% |
¥287,755 |
¥69,061,268 |
¥5,261,268 |
| 20 |
0.90% |
¥290,575 |
¥69,738,025 |
¥5,938,025 |
| 20 |
1.00% |
¥293,413 |
¥70,419,016 |
¥6,619,016 |
| 20 |
1.10% |
¥296,268 |
¥71,104,239 |
¥7,304,239 |
| 20 |
1.20% |
¥299,140 |
¥71,793,689 |
¥7,993,689 |
| 20 |
1.30% |
¥302,031 |
¥72,487,361 |
¥8,687,361 |
| 20 |
1.40% |
¥304,939 |
¥73,185,250 |
¥9,385,250 |
| 20 |
1.50% |
¥307,864 |
¥73,887,353 |
¥10,087,353 |
| 20 |
1.60% |
¥310,807 |
¥74,593,663 |
¥10,793,663 |
| 20 |
1.70% |
¥313,767 |
¥75,304,174 |
¥11,504,174 |
| 20 |
1.80% |
¥316,745 |
¥76,018,881 |
¥12,218,881 |
| 20 |
1.90% |
¥319,741 |
¥76,737,778 |
¥12,937,778 |
| 20 |
2.00% |
¥322,754 |
¥77,460,856 |
¥13,660,856 |
| 20 |
2.10% |
¥325,784 |
¥78,188,110 |
¥14,388,110 |
| 20 |
2.20% |
¥328,831 |
¥78,919,533 |
¥15,119,533 |
| 20 |
2.30% |
¥331,896 |
¥79,655,116 |
¥15,855,116 |
| 20 |
2.40% |
¥334,979 |
¥80,394,851 |
¥16,594,851 |
| 20 |
2.50% |
¥338,078 |
¥81,138,731 |
¥17,338,731 |
| 20 |
2.60% |
¥341,195 |
¥81,886,747 |
¥18,086,747 |
| 20 |
2.70% |
¥344,329 |
¥82,638,889 |
¥18,838,889 |
| 20 |
2.80% |
¥347,480 |
¥83,395,149 |
¥19,595,149 |
| 20 |
2.90% |
¥350,648 |
¥84,155,517 |
¥20,355,517 |
| 20 |
3.00% |
¥353,833 |
¥84,919,984 |
¥21,119,984 |
6380万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥373,482 |
¥67,226,695 |
¥3,426,695 |
| 15 |
0.80% |
¥376,254 |
¥67,725,780 |
¥3,925,780 |
| 15 |
0.90% |
¥379,040 |
¥68,227,253 |
¥4,427,253 |
| 15 |
1.00% |
¥381,840 |
¥68,731,110 |
¥4,931,110 |
| 15 |
1.10% |
¥384,652 |
¥69,237,352 |
¥5,437,352 |
| 15 |
1.20% |
¥387,478 |
¥69,745,976 |
¥5,945,976 |
| 15 |
1.30% |
¥390,317 |
¥70,256,981 |
¥6,456,981 |
| 15 |
1.40% |
¥393,169 |
¥70,770,366 |
¥6,970,366 |
| 15 |
1.50% |
¥396,034 |
¥71,286,128 |
¥7,486,128 |
| 15 |
1.60% |
¥398,913 |
¥71,804,267 |
¥8,004,267 |
| 15 |
1.70% |
¥401,804 |
¥72,324,779 |
¥8,524,779 |
| 15 |
1.80% |
¥404,709 |
¥72,847,664 |
¥9,047,664 |
| 15 |
1.90% |
¥407,627 |
¥73,372,918 |
¥9,572,918 |
| 15 |
2.00% |
¥410,559 |
¥73,900,539 |
¥10,100,539 |
| 15 |
2.10% |
¥413,503 |
¥74,430,526 |
¥10,630,526 |
| 15 |
2.20% |
¥416,460 |
¥74,962,875 |
¥11,162,875 |
| 15 |
2.30% |
¥419,431 |
¥75,497,585 |
¥11,697,585 |
| 15 |
2.40% |
¥422,415 |
¥76,034,651 |
¥12,234,651 |
| 15 |
2.50% |
¥425,412 |
¥76,574,073 |
¥12,774,073 |
| 15 |
2.60% |
¥428,421 |
¥77,115,846 |
¥13,315,846 |
| 15 |
2.70% |
¥431,444 |
¥77,659,968 |
¥13,859,968 |
| 15 |
2.80% |
¥434,480 |
¥78,206,436 |
¥14,406,436 |
| 15 |
2.90% |
¥437,529 |
¥78,755,246 |
¥14,955,246 |
| 15 |
3.00% |
¥440,591 |
¥79,306,396 |
¥15,506,396 |
6380万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥550,647 |
¥66,077,648 |
¥2,277,648 |
| 10 |
0.80% |
¥553,394 |
¥66,407,276 |
¥2,607,276 |
| 10 |
0.90% |
¥556,150 |
¥66,737,965 |
¥2,937,965 |
| 10 |
1.00% |
¥558,914 |
¥67,069,715 |
¥3,269,715 |
| 10 |
1.10% |
¥561,688 |
¥67,402,526 |
¥3,602,526 |
| 10 |
1.20% |
¥564,470 |
¥67,736,398 |
¥3,936,398 |
| 10 |
1.30% |
¥567,261 |
¥68,071,330 |
¥4,271,330 |
| 10 |
1.40% |
¥570,061 |
¥68,407,321 |
¥4,607,321 |
| 10 |
1.50% |
¥572,870 |
¥68,744,372 |
¥4,944,372 |
| 10 |
1.60% |
¥575,687 |
¥69,082,482 |
¥5,282,482 |
| 10 |
1.70% |
¥578,514 |
¥69,421,650 |
¥5,621,650 |
| 10 |
1.80% |
¥581,349 |
¥69,761,876 |
¥5,961,876 |
| 10 |
1.90% |
¥584,193 |
¥70,103,160 |
¥6,303,160 |
| 10 |
2.00% |
¥587,046 |
¥70,445,500 |
¥6,645,500 |
| 10 |
2.10% |
¥589,907 |
¥70,788,897 |
¥6,988,897 |
| 10 |
2.20% |
¥592,778 |
¥71,133,350 |
¥7,333,350 |
| 10 |
2.30% |
¥595,657 |
¥71,478,858 |
¥7,678,858 |
| 10 |
2.40% |
¥598,545 |
¥71,825,420 |
¥8,025,420 |
| 10 |
2.50% |
¥601,442 |
¥72,173,037 |
¥8,373,037 |
| 10 |
2.60% |
¥604,348 |
¥72,521,707 |
¥8,721,707 |
| 10 |
2.70% |
¥607,262 |
¥72,871,429 |
¥9,071,429 |
| 10 |
2.80% |
¥610,185 |
¥73,222,204 |
¥9,422,204 |
| 10 |
2.90% |
¥613,117 |
¥73,574,030 |
¥9,774,030 |
| 10 |
3.00% |
¥616,058 |
¥73,926,906 |
¥10,126,906 |
