6400万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6400万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6400万円の住宅ローン|期間・年数別
6400万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥126,451 |
¥75,870,479 |
¥11,870,479 |
| 50 |
0.80% |
¥129,454 |
¥77,672,115 |
¥13,672,115 |
| 50 |
0.90% |
¥132,500 |
¥79,499,969 |
¥15,499,969 |
| 50 |
1.00% |
¥135,590 |
¥81,353,925 |
¥17,353,925 |
| 50 |
1.10% |
¥138,723 |
¥83,233,858 |
¥19,233,858 |
| 50 |
1.20% |
¥141,899 |
¥85,139,630 |
¥21,139,630 |
| 50 |
1.30% |
¥145,118 |
¥87,071,090 |
¥23,071,090 |
| 50 |
1.40% |
¥148,380 |
¥89,028,076 |
¥25,028,076 |
| 50 |
1.50% |
¥151,684 |
¥91,010,416 |
¥27,010,416 |
| 50 |
1.60% |
¥155,030 |
¥93,017,925 |
¥29,017,925 |
| 50 |
1.70% |
¥158,417 |
¥95,050,408 |
¥31,050,408 |
| 50 |
1.80% |
¥161,846 |
¥97,107,661 |
¥33,107,661 |
| 50 |
1.90% |
¥165,316 |
¥99,189,467 |
¥35,189,467 |
| 50 |
2.00% |
¥168,826 |
¥101,295,602 |
¥37,295,602 |
| 50 |
2.10% |
¥172,376 |
¥103,425,831 |
¥39,425,831 |
| 50 |
2.20% |
¥175,967 |
¥105,579,912 |
¥41,579,912 |
| 50 |
2.30% |
¥179,596 |
¥107,757,591 |
¥43,757,591 |
| 50 |
2.40% |
¥183,264 |
¥109,958,611 |
¥45,958,611 |
| 50 |
2.50% |
¥186,971 |
¥112,182,701 |
¥48,182,701 |
| 50 |
2.60% |
¥190,716 |
¥114,429,588 |
¥50,429,588 |
| 50 |
2.70% |
¥194,498 |
¥116,698,989 |
¥52,698,989 |
| 50 |
2.80% |
¥198,318 |
¥118,990,616 |
¥54,990,616 |
| 50 |
2.90% |
¥202,174 |
¥121,304,172 |
¥57,304,172 |
| 50 |
3.00% |
¥206,066 |
¥123,639,359 |
¥59,639,359 |
6400万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥138,198 |
¥74,626,838 |
¥10,626,838 |
| 45 |
0.80% |
¥141,168 |
¥76,230,814 |
¥12,230,814 |
| 45 |
0.90% |
¥144,178 |
¥77,856,090 |
¥13,856,090 |
| 45 |
1.00% |
¥147,227 |
¥79,502,590 |
¥15,502,590 |
| 45 |
1.10% |
¥150,315 |
¥81,170,232 |
¥17,170,232 |
| 45 |
1.20% |
¥153,442 |
¥82,858,923 |
¥18,858,923 |
| 45 |
1.30% |
¥156,608 |
¥84,568,563 |
¥20,568,563 |
| 45 |
1.40% |
¥159,813 |
¥86,299,045 |
¥22,299,045 |
| 45 |
1.50% |
¥163,056 |
¥88,050,253 |
¥24,050,253 |
| 45 |
1.60% |
¥166,337 |
¥89,822,066 |
¥25,822,066 |
| 45 |
1.70% |
¥169,656 |
¥91,614,352 |
¥27,614,352 |
| 45 |
1.80% |
¥173,013 |
¥93,426,974 |
¥29,426,974 |
| 45 |
1.90% |
¥176,407 |
¥95,259,789 |
¥31,259,789 |
| 45 |
2.00% |
¥179,838 |
¥97,112,646 |
¥33,112,646 |
| 45 |
2.10% |
¥183,306 |
¥98,985,386 |
¥34,985,386 |
| 45 |
2.20% |
¥186,811 |
¥100,877,847 |
¥36,877,847 |
| 45 |
2.30% |
¥190,352 |
¥102,789,858 |
¥38,789,858 |
| 45 |
2.40% |
¥193,928 |
¥104,721,243 |
¥40,721,243 |
| 45 |
2.50% |
¥197,540 |
¥106,671,821 |
¥42,671,821 |
| 45 |
2.60% |
¥201,188 |
¥108,641,404 |
¥44,641,404 |
| 45 |
2.70% |
¥204,870 |
¥110,629,801 |
¥46,629,801 |
| 45 |
2.80% |
¥208,587 |
¥112,636,814 |
¥48,636,814 |
| 45 |
2.90% |
¥212,337 |
¥114,662,240 |
¥50,662,240 |
| 45 |
3.00% |
¥216,122 |
¥116,705,874 |
¥52,705,874 |
6400万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥152,909 |
¥73,396,131 |
¥9,396,131 |
| 40 |
0.80% |
¥155,847 |
¥74,806,353 |
¥10,806,353 |
| 40 |
0.90% |
¥158,820 |
¥76,233,451 |
¥12,233,451 |
| 40 |
1.00% |
¥161,828 |
¥77,677,377 |
¥13,677,377 |
| 40 |
1.10% |
¥164,871 |
¥79,138,077 |
¥15,138,077 |
| 40 |
1.20% |
¥167,949 |
¥80,615,495 |
¥16,615,495 |
| 40 |
1.30% |
¥171,062 |
¥82,109,566 |
¥18,109,566 |
| 40 |
1.40% |
¥174,209 |
¥83,620,223 |
¥19,620,223 |
| 40 |
1.50% |
¥177,390 |
¥85,147,392 |
¥21,147,392 |
| 40 |
1.60% |
¥180,606 |
¥86,690,996 |
¥22,690,996 |
| 40 |
1.70% |
¥183,856 |
¥88,250,952 |
¥24,250,952 |
| 40 |
1.80% |
¥187,140 |
¥89,827,172 |
¥25,827,172 |
| 40 |
1.90% |
¥190,457 |
¥91,419,566 |
¥27,419,566 |
| 40 |
2.00% |
¥193,808 |
¥93,028,036 |
¥29,028,036 |
| 40 |
2.10% |
¥197,193 |
¥94,652,483 |
¥30,652,483 |
| 40 |
2.20% |
¥200,610 |
¥96,292,801 |
¥32,292,801 |
| 40 |
2.30% |
¥204,060 |
¥97,948,881 |
¥33,948,881 |
| 40 |
2.40% |
¥207,543 |
¥99,620,610 |
¥35,620,610 |
| 40 |
2.50% |
¥211,058 |
¥101,307,871 |
¥37,307,871 |
| 40 |
2.60% |
¥214,605 |
¥103,010,545 |
¥39,010,545 |
| 40 |
2.70% |
¥218,184 |
¥104,728,505 |
¥40,728,505 |
| 40 |
2.80% |
¥221,795 |
¥106,461,625 |
¥42,461,625 |
| 40 |
2.90% |
¥225,437 |
¥108,209,773 |
¥44,209,773 |
| 40 |
3.00% |
¥229,110 |
¥109,972,814 |
¥45,972,814 |
6400万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥171,853 |
¥72,178,385 |
¥8,178,385 |
| 35 |
0.80% |
¥174,759 |
¥73,398,780 |
¥9,398,780 |
| 35 |
0.90% |
¥177,696 |
¥74,632,127 |
¥10,632,127 |
| 35 |
1.00% |
¥180,663 |
¥75,878,396 |
¥11,878,396 |
| 35 |
1.10% |
¥183,661 |
¥77,137,557 |
¥13,137,557 |
| 35 |
1.20% |
¥186,689 |
¥78,409,574 |
¥14,409,574 |
| 35 |
1.30% |
¥189,749 |
¥79,694,411 |
¥15,694,411 |
| 35 |
1.40% |
¥192,838 |
¥80,992,027 |
¥16,992,027 |
| 35 |
1.50% |
¥195,958 |
¥82,302,377 |
¥18,302,377 |
| 35 |
1.60% |
¥199,108 |
¥83,625,417 |
¥19,625,417 |
| 35 |
1.70% |
¥202,288 |
¥84,961,095 |
¥20,961,095 |
| 35 |
1.80% |
¥205,498 |
¥86,309,361 |
¥22,309,361 |
| 35 |
1.90% |
¥208,738 |
¥87,670,160 |
¥23,670,160 |
| 35 |
2.00% |
¥212,008 |
¥89,043,432 |
¥25,043,432 |
| 35 |
2.10% |
¥215,307 |
¥90,429,120 |
¥26,429,120 |
| 35 |
2.20% |
¥218,636 |
¥91,827,158 |
¥27,827,158 |
| 35 |
2.30% |
¥221,994 |
¥93,237,483 |
¥29,237,483 |
| 35 |
2.40% |
¥225,381 |
¥94,660,025 |
¥30,660,025 |
| 35 |
2.50% |
¥228,797 |
¥96,094,714 |
¥32,094,714 |
| 35 |
2.60% |
¥232,242 |
¥97,541,477 |
¥33,541,477 |
| 35 |
2.70% |
¥235,715 |
¥99,000,239 |
¥35,000,239 |
| 35 |
2.80% |
¥239,216 |
¥100,470,923 |
¥36,470,923 |
| 35 |
2.90% |
¥242,746 |
¥101,953,447 |
¥37,953,447 |
| 35 |
3.00% |
¥246,304 |
¥103,447,731 |
¥39,447,731 |
6400万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥197,149 |
¥70,973,624 |
¥6,973,624 |
| 30 |
0.80% |
¥200,023 |
¥72,008,134 |
¥8,008,134 |
| 30 |
0.90% |
¥202,923 |
¥73,052,180 |
¥9,052,180 |
| 30 |
1.00% |
¥205,849 |
¥74,105,746 |
¥10,105,746 |
| 30 |
1.10% |
¥208,802 |
¥75,168,813 |
¥11,168,813 |
| 30 |
1.20% |
¥211,782 |
¥76,241,363 |
¥12,241,363 |
| 30 |
1.30% |
¥214,787 |
¥77,323,376 |
¥13,323,376 |
| 30 |
1.40% |
¥217,819 |
¥78,414,828 |
¥14,414,828 |
| 30 |
1.50% |
¥220,877 |
¥79,515,696 |
¥15,515,696 |
| 30 |
1.60% |
¥223,961 |
¥80,625,955 |
¥16,625,955 |
| 30 |
1.70% |
¥227,071 |
¥81,745,577 |
¥17,745,577 |
| 30 |
1.80% |
¥230,207 |
¥82,874,533 |
¥18,874,533 |
| 30 |
1.90% |
¥233,369 |
¥84,012,794 |
¥20,012,794 |
| 30 |
2.00% |
¥236,556 |
¥85,160,327 |
¥21,160,327 |
| 30 |
2.10% |
¥239,770 |
¥86,317,098 |
¥22,317,098 |
| 30 |
2.20% |
¥243,009 |
¥87,483,074 |
¥23,483,074 |
| 30 |
2.30% |
¥246,273 |
¥88,658,217 |
¥24,658,217 |
| 30 |
2.40% |
¥249,562 |
¥89,842,491 |
¥25,842,491 |
| 30 |
2.50% |
¥252,877 |
¥91,035,855 |
¥27,035,855 |
| 30 |
2.60% |
¥256,217 |
¥92,238,270 |
¥28,238,270 |
| 30 |
2.70% |
¥259,582 |
¥93,449,692 |
¥29,449,692 |
| 30 |
2.80% |
¥262,972 |
¥94,670,080 |
¥30,670,080 |
| 30 |
2.90% |
¥266,387 |
¥95,899,387 |
¥31,899,387 |
| 30 |
3.00% |
¥269,827 |
¥97,137,569 |
¥33,137,569 |
6400万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥232,606 |
¥69,781,867 |
¥5,781,867 |
| 25 |
0.80% |
¥235,448 |
¥70,634,451 |
¥6,634,451 |
| 25 |
0.90% |
¥238,312 |
¥71,493,669 |
¥7,493,669 |
| 25 |
1.00% |
¥241,198 |
¥72,359,511 |
¥8,359,511 |
| 25 |
1.10% |
¥244,107 |
¥73,231,971 |
¥9,231,971 |
| 25 |
1.20% |
¥247,037 |
¥74,111,037 |
¥10,111,037 |
| 25 |
1.30% |
¥249,989 |
¥74,996,701 |
¥10,996,701 |
| 25 |
1.40% |
¥252,963 |
¥75,888,951 |
¥11,888,951 |
| 25 |
1.50% |
¥255,959 |
¥76,787,775 |
¥12,787,775 |
| 25 |
1.60% |
¥258,977 |
¥77,693,160 |
¥13,693,160 |
| 25 |
1.70% |
¥262,017 |
¥78,605,093 |
¥14,605,093 |
| 25 |
1.80% |
¥265,079 |
¥79,523,559 |
¥15,523,559 |
| 25 |
1.90% |
¥268,162 |
¥80,448,545 |
¥16,448,545 |
| 25 |
2.00% |
¥271,267 |
¥81,380,033 |
¥17,380,033 |
| 25 |
2.10% |
¥274,393 |
¥82,318,008 |
¥18,318,008 |
| 25 |
2.20% |
¥277,542 |
¥83,262,451 |
¥19,262,451 |
| 25 |
2.30% |
¥280,711 |
¥84,213,346 |
¥20,213,346 |
| 25 |
2.40% |
¥283,902 |
¥85,170,673 |
¥21,170,673 |
| 25 |
2.50% |
¥287,115 |
¥86,134,413 |
¥22,134,413 |
| 25 |
2.60% |
¥290,348 |
¥87,104,545 |
¥23,104,545 |
| 25 |
2.70% |
¥293,603 |
¥88,081,049 |
¥24,081,049 |
| 25 |
2.80% |
¥296,880 |
¥89,063,904 |
¥25,063,904 |
| 25 |
2.90% |
¥300,177 |
¥90,053,086 |
¥26,053,086 |
| 25 |
3.00% |
¥303,495 |
¥91,048,572 |
¥27,048,572 |
6400万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥285,846 |
¥68,603,134 |
¥4,603,134 |
| 20 |
0.80% |
¥288,657 |
¥69,277,761 |
¥5,277,761 |
| 20 |
0.90% |
¥291,486 |
¥69,956,639 |
¥5,956,639 |
| 20 |
1.00% |
¥294,332 |
¥70,639,766 |
¥6,639,766 |
| 20 |
1.10% |
¥297,196 |
¥71,327,136 |
¥7,327,136 |
| 20 |
1.20% |
¥300,078 |
¥72,018,747 |
¥8,018,747 |
| 20 |
1.30% |
¥302,977 |
¥72,714,594 |
¥8,714,594 |
| 20 |
1.40% |
¥305,894 |
¥73,414,671 |
¥9,414,671 |
| 20 |
1.50% |
¥308,829 |
¥74,118,975 |
¥10,118,975 |
| 20 |
1.60% |
¥311,781 |
¥74,827,499 |
¥10,827,499 |
| 20 |
1.70% |
¥314,751 |
¥75,540,238 |
¥11,540,238 |
| 20 |
1.80% |
¥317,738 |
¥76,257,185 |
¥12,257,185 |
| 20 |
1.90% |
¥320,743 |
¥76,978,335 |
¥12,978,335 |
| 20 |
2.00% |
¥323,765 |
¥77,703,680 |
¥13,703,680 |
| 20 |
2.10% |
¥326,805 |
¥78,433,214 |
¥14,433,214 |
| 20 |
2.20% |
¥329,862 |
¥79,166,929 |
¥15,166,929 |
| 20 |
2.30% |
¥332,937 |
¥79,904,818 |
¥15,904,818 |
| 20 |
2.40% |
¥336,029 |
¥80,646,873 |
¥16,646,873 |
| 20 |
2.50% |
¥339,138 |
¥81,393,084 |
¥17,393,084 |
| 20 |
2.60% |
¥342,264 |
¥82,143,445 |
¥18,143,445 |
| 20 |
2.70% |
¥345,408 |
¥82,897,945 |
¥18,897,945 |
| 20 |
2.80% |
¥348,569 |
¥83,656,576 |
¥19,656,576 |
| 20 |
2.90% |
¥351,747 |
¥84,419,328 |
¥20,419,328 |
| 20 |
3.00% |
¥354,942 |
¥85,186,191 |
¥21,186,191 |
6400万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥374,652 |
¥67,437,437 |
¥3,437,437 |
| 15 |
0.80% |
¥377,434 |
¥67,938,087 |
¥3,938,087 |
| 15 |
0.90% |
¥380,229 |
¥68,441,131 |
¥4,441,131 |
| 15 |
1.00% |
¥383,036 |
¥68,946,568 |
¥4,946,568 |
| 15 |
1.10% |
¥385,858 |
¥69,454,397 |
¥5,454,397 |
| 15 |
1.20% |
¥388,692 |
¥69,964,615 |
¥5,964,615 |
| 15 |
1.30% |
¥391,540 |
¥70,477,222 |
¥6,477,222 |
| 15 |
1.40% |
¥394,401 |
¥70,992,217 |
¥6,992,217 |
| 15 |
1.50% |
¥397,276 |
¥71,509,596 |
¥7,509,596 |
| 15 |
1.60% |
¥400,163 |
¥72,029,359 |
¥8,029,359 |
| 15 |
1.70% |
¥403,064 |
¥72,551,503 |
¥8,551,503 |
| 15 |
1.80% |
¥405,978 |
¥73,076,026 |
¥9,076,026 |
| 15 |
1.90% |
¥408,905 |
¥73,602,927 |
¥9,602,927 |
| 15 |
2.00% |
¥411,846 |
¥74,132,202 |
¥10,132,202 |
| 15 |
2.10% |
¥414,799 |
¥74,663,850 |
¥10,663,850 |
| 15 |
2.20% |
¥417,766 |
¥75,197,868 |
¥11,197,868 |
| 15 |
2.30% |
¥420,746 |
¥75,734,254 |
¥11,734,254 |
| 15 |
2.40% |
¥423,739 |
¥76,273,004 |
¥12,273,004 |
| 15 |
2.50% |
¥426,745 |
¥76,814,117 |
¥12,814,117 |
| 15 |
2.60% |
¥429,764 |
¥77,357,588 |
¥13,357,588 |
| 15 |
2.70% |
¥432,797 |
¥77,903,416 |
¥13,903,416 |
| 15 |
2.80% |
¥435,842 |
¥78,451,597 |
¥14,451,597 |
| 15 |
2.90% |
¥438,901 |
¥79,002,128 |
¥15,002,128 |
| 15 |
3.00% |
¥441,972 |
¥79,555,005 |
¥15,555,005 |
6400万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥552,373 |
¥66,284,788 |
¥2,284,788 |
| 10 |
0.80% |
¥555,129 |
¥66,615,449 |
¥2,615,449 |
| 10 |
0.90% |
¥557,893 |
¥66,947,175 |
¥2,947,175 |
| 10 |
1.00% |
¥560,666 |
¥67,279,965 |
¥3,279,965 |
| 10 |
1.10% |
¥563,448 |
¥67,613,820 |
¥3,613,820 |
| 10 |
1.20% |
¥566,239 |
¥67,948,738 |
¥3,948,738 |
| 10 |
1.30% |
¥569,039 |
¥68,284,720 |
¥4,284,720 |
| 10 |
1.40% |
¥571,848 |
¥68,621,764 |
¥4,621,764 |
| 10 |
1.50% |
¥574,666 |
¥68,959,872 |
¥4,959,872 |
| 10 |
1.60% |
¥577,492 |
¥69,299,041 |
¥5,299,041 |
| 10 |
1.70% |
¥580,327 |
¥69,639,273 |
¥5,639,273 |
| 10 |
1.80% |
¥583,171 |
¥69,980,566 |
¥5,980,566 |
| 10 |
1.90% |
¥586,024 |
¥70,322,919 |
¥6,322,919 |
| 10 |
2.00% |
¥588,886 |
¥70,666,333 |
¥6,666,333 |
| 10 |
2.10% |
¥591,757 |
¥71,010,806 |
¥7,010,806 |
| 10 |
2.20% |
¥594,636 |
¥71,356,338 |
¥7,356,338 |
| 10 |
2.30% |
¥597,524 |
¥71,702,929 |
¥7,702,929 |
| 10 |
2.40% |
¥600,421 |
¥72,050,578 |
¥8,050,578 |
| 10 |
2.50% |
¥603,327 |
¥72,399,285 |
¥8,399,285 |
| 10 |
2.60% |
¥606,242 |
¥72,749,047 |
¥8,749,047 |
| 10 |
2.70% |
¥609,166 |
¥73,099,866 |
¥9,099,866 |
| 10 |
2.80% |
¥612,098 |
¥73,451,740 |
¥9,451,740 |
| 10 |
2.90% |
¥615,039 |
¥73,804,669 |
¥9,804,669 |
| 10 |
3.00% |
¥617,989 |
¥74,158,652 |
¥10,158,652 |