6400万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6400万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6400万円の住宅ローン｜期間・年数別
6400万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥126,451 | ¥75,870,479 | ¥11,870,479 |
| 50 | 0.80% | ¥129,454 | ¥77,672,115 | ¥13,672,115 |
| 50 | 0.90% | ¥132,500 | ¥79,499,969 | ¥15,499,969 |
| 50 | 1.00% | ¥135,590 | ¥81,353,925 | ¥17,353,925 |
| 50 | 1.10% | ¥138,723 | ¥83,233,858 | ¥19,233,858 |
| 50 | 1.20% | ¥141,899 | ¥85,139,630 | ¥21,139,630 |
| 50 | 1.30% | ¥145,118 | ¥87,071,090 | ¥23,071,090 |
| 50 | 1.40% | ¥148,380 | ¥89,028,076 | ¥25,028,076 |
| 50 | 1.50% | ¥151,684 | ¥91,010,416 | ¥27,010,416 |
| 50 | 1.60% | ¥155,030 | ¥93,017,925 | ¥29,017,925 |
| 50 | 1.70% | ¥158,417 | ¥95,050,408 | ¥31,050,408 |
| 50 | 1.80% | ¥161,846 | ¥97,107,661 | ¥33,107,661 |
| 50 | 1.90% | ¥165,316 | ¥99,189,467 | ¥35,189,467 |
| 50 | 2.00% | ¥168,826 | ¥101,295,602 | ¥37,295,602 |
| 50 | 2.10% | ¥172,376 | ¥103,425,831 | ¥39,425,831 |
| 50 | 2.20% | ¥175,967 | ¥105,579,912 | ¥41,579,912 |
| 50 | 2.30% | ¥179,596 | ¥107,757,591 | ¥43,757,591 |
| 50 | 2.40% | ¥183,264 | ¥109,958,611 | ¥45,958,611 |
| 50 | 2.50% | ¥186,971 | ¥112,182,701 | ¥48,182,701 |
| 50 | 2.60% | ¥190,716 | ¥114,429,588 | ¥50,429,588 |
| 50 | 2.70% | ¥194,498 | ¥116,698,989 | ¥52,698,989 |
| 50 | 2.80% | ¥198,318 | ¥118,990,616 | ¥54,990,616 |
| 50 | 2.90% | ¥202,174 | ¥121,304,172 | ¥57,304,172 |
| 50 | 3.00% | ¥206,066 | ¥123,639,359 | ¥59,639,359 |
6400万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥138,198 | ¥74,626,838 | ¥10,626,838 |
| 45 | 0.80% | ¥141,168 | ¥76,230,814 | ¥12,230,814 |
| 45 | 0.90% | ¥144,178 | ¥77,856,090 | ¥13,856,090 |
| 45 | 1.00% | ¥147,227 | ¥79,502,590 | ¥15,502,590 |
| 45 | 1.10% | ¥150,315 | ¥81,170,232 | ¥17,170,232 |
| 45 | 1.20% | ¥153,442 | ¥82,858,923 | ¥18,858,923 |
| 45 | 1.30% | ¥156,608 | ¥84,568,563 | ¥20,568,563 |
| 45 | 1.40% | ¥159,813 | ¥86,299,045 | ¥22,299,045 |
| 45 | 1.50% | ¥163,056 | ¥88,050,253 | ¥24,050,253 |
| 45 | 1.60% | ¥166,337 | ¥89,822,066 | ¥25,822,066 |
| 45 | 1.70% | ¥169,656 | ¥91,614,352 | ¥27,614,352 |
| 45 | 1.80% | ¥173,013 | ¥93,426,974 | ¥29,426,974 |
| 45 | 1.90% | ¥176,407 | ¥95,259,789 | ¥31,259,789 |
| 45 | 2.00% | ¥179,838 | ¥97,112,646 | ¥33,112,646 |
| 45 | 2.10% | ¥183,306 | ¥98,985,386 | ¥34,985,386 |
| 45 | 2.20% | ¥186,811 | ¥100,877,847 | ¥36,877,847 |
| 45 | 2.30% | ¥190,352 | ¥102,789,858 | ¥38,789,858 |
| 45 | 2.40% | ¥193,928 | ¥104,721,243 | ¥40,721,243 |
| 45 | 2.50% | ¥197,540 | ¥106,671,821 | ¥42,671,821 |
| 45 | 2.60% | ¥201,188 | ¥108,641,404 | ¥44,641,404 |
| 45 | 2.70% | ¥204,870 | ¥110,629,801 | ¥46,629,801 |
| 45 | 2.80% | ¥208,587 | ¥112,636,814 | ¥48,636,814 |
| 45 | 2.90% | ¥212,337 | ¥114,662,240 | ¥50,662,240 |
| 45 | 3.00% | ¥216,122 | ¥116,705,874 | ¥52,705,874 |
6400万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥152,909 | ¥73,396,131 | ¥9,396,131 |
| 40 | 0.80% | ¥155,847 | ¥74,806,353 | ¥10,806,353 |
| 40 | 0.90% | ¥158,820 | ¥76,233,451 | ¥12,233,451 |
| 40 | 1.00% | ¥161,828 | ¥77,677,377 | ¥13,677,377 |
| 40 | 1.10% | ¥164,871 | ¥79,138,077 | ¥15,138,077 |
| 40 | 1.20% | ¥167,949 | ¥80,615,495 | ¥16,615,495 |
| 40 | 1.30% | ¥171,062 | ¥82,109,566 | ¥18,109,566 |
| 40 | 1.40% | ¥174,209 | ¥83,620,223 | ¥19,620,223 |
| 40 | 1.50% | ¥177,390 | ¥85,147,392 | ¥21,147,392 |
| 40 | 1.60% | ¥180,606 | ¥86,690,996 | ¥22,690,996 |
| 40 | 1.70% | ¥183,856 | ¥88,250,952 | ¥24,250,952 |
| 40 | 1.80% | ¥187,140 | ¥89,827,172 | ¥25,827,172 |
| 40 | 1.90% | ¥190,457 | ¥91,419,566 | ¥27,419,566 |
| 40 | 2.00% | ¥193,808 | ¥93,028,036 | ¥29,028,036 |
| 40 | 2.10% | ¥197,193 | ¥94,652,483 | ¥30,652,483 |
| 40 | 2.20% | ¥200,610 | ¥96,292,801 | ¥32,292,801 |
| 40 | 2.30% | ¥204,060 | ¥97,948,881 | ¥33,948,881 |
| 40 | 2.40% | ¥207,543 | ¥99,620,610 | ¥35,620,610 |
| 40 | 2.50% | ¥211,058 | ¥101,307,871 | ¥37,307,871 |
| 40 | 2.60% | ¥214,605 | ¥103,010,545 | ¥39,010,545 |
| 40 | 2.70% | ¥218,184 | ¥104,728,505 | ¥40,728,505 |
| 40 | 2.80% | ¥221,795 | ¥106,461,625 | ¥42,461,625 |
| 40 | 2.90% | ¥225,437 | ¥108,209,773 | ¥44,209,773 |
| 40 | 3.00% | ¥229,110 | ¥109,972,814 | ¥45,972,814 |
6400万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥171,853 | ¥72,178,385 | ¥8,178,385 |
| 35 | 0.80% | ¥174,759 | ¥73,398,780 | ¥9,398,780 |
| 35 | 0.90% | ¥177,696 | ¥74,632,127 | ¥10,632,127 |
| 35 | 1.00% | ¥180,663 | ¥75,878,396 | ¥11,878,396 |
| 35 | 1.10% | ¥183,661 | ¥77,137,557 | ¥13,137,557 |
| 35 | 1.20% | ¥186,689 | ¥78,409,574 | ¥14,409,574 |
| 35 | 1.30% | ¥189,749 | ¥79,694,411 | ¥15,694,411 |
| 35 | 1.40% | ¥192,838 | ¥80,992,027 | ¥16,992,027 |
| 35 | 1.50% | ¥195,958 | ¥82,302,377 | ¥18,302,377 |
| 35 | 1.60% | ¥199,108 | ¥83,625,417 | ¥19,625,417 |
| 35 | 1.70% | ¥202,288 | ¥84,961,095 | ¥20,961,095 |
| 35 | 1.80% | ¥205,498 | ¥86,309,361 | ¥22,309,361 |
| 35 | 1.90% | ¥208,738 | ¥87,670,160 | ¥23,670,160 |
| 35 | 2.00% | ¥212,008 | ¥89,043,432 | ¥25,043,432 |
| 35 | 2.10% | ¥215,307 | ¥90,429,120 | ¥26,429,120 |
| 35 | 2.20% | ¥218,636 | ¥91,827,158 | ¥27,827,158 |
| 35 | 2.30% | ¥221,994 | ¥93,237,483 | ¥29,237,483 |
| 35 | 2.40% | ¥225,381 | ¥94,660,025 | ¥30,660,025 |
| 35 | 2.50% | ¥228,797 | ¥96,094,714 | ¥32,094,714 |
| 35 | 2.60% | ¥232,242 | ¥97,541,477 | ¥33,541,477 |
| 35 | 2.70% | ¥235,715 | ¥99,000,239 | ¥35,000,239 |
| 35 | 2.80% | ¥239,216 | ¥100,470,923 | ¥36,470,923 |
| 35 | 2.90% | ¥242,746 | ¥101,953,447 | ¥37,953,447 |
| 35 | 3.00% | ¥246,304 | ¥103,447,731 | ¥39,447,731 |
6400万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥197,149 | ¥70,973,624 | ¥6,973,624 |
| 30 | 0.80% | ¥200,023 | ¥72,008,134 | ¥8,008,134 |
| 30 | 0.90% | ¥202,923 | ¥73,052,180 | ¥9,052,180 |
| 30 | 1.00% | ¥205,849 | ¥74,105,746 | ¥10,105,746 |
| 30 | 1.10% | ¥208,802 | ¥75,168,813 | ¥11,168,813 |
| 30 | 1.20% | ¥211,782 | ¥76,241,363 | ¥12,241,363 |
| 30 | 1.30% | ¥214,787 | ¥77,323,376 | ¥13,323,376 |
| 30 | 1.40% | ¥217,819 | ¥78,414,828 | ¥14,414,828 |
| 30 | 1.50% | ¥220,877 | ¥79,515,696 | ¥15,515,696 |
| 30 | 1.60% | ¥223,961 | ¥80,625,955 | ¥16,625,955 |
| 30 | 1.70% | ¥227,071 | ¥81,745,577 | ¥17,745,577 |
| 30 | 1.80% | ¥230,207 | ¥82,874,533 | ¥18,874,533 |
| 30 | 1.90% | ¥233,369 | ¥84,012,794 | ¥20,012,794 |
| 30 | 2.00% | ¥236,556 | ¥85,160,327 | ¥21,160,327 |
| 30 | 2.10% | ¥239,770 | ¥86,317,098 | ¥22,317,098 |
| 30 | 2.20% | ¥243,009 | ¥87,483,074 | ¥23,483,074 |
| 30 | 2.30% | ¥246,273 | ¥88,658,217 | ¥24,658,217 |
| 30 | 2.40% | ¥249,562 | ¥89,842,491 | ¥25,842,491 |
| 30 | 2.50% | ¥252,877 | ¥91,035,855 | ¥27,035,855 |
| 30 | 2.60% | ¥256,217 | ¥92,238,270 | ¥28,238,270 |
| 30 | 2.70% | ¥259,582 | ¥93,449,692 | ¥29,449,692 |
| 30 | 2.80% | ¥262,972 | ¥94,670,080 | ¥30,670,080 |
| 30 | 2.90% | ¥266,387 | ¥95,899,387 | ¥31,899,387 |
| 30 | 3.00% | ¥269,827 | ¥97,137,569 | ¥33,137,569 |
6400万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥232,606 | ¥69,781,867 | ¥5,781,867 |
| 25 | 0.80% | ¥235,448 | ¥70,634,451 | ¥6,634,451 |
| 25 | 0.90% | ¥238,312 | ¥71,493,669 | ¥7,493,669 |
| 25 | 1.00% | ¥241,198 | ¥72,359,511 | ¥8,359,511 |
| 25 | 1.10% | ¥244,107 | ¥73,231,971 | ¥9,231,971 |
| 25 | 1.20% | ¥247,037 | ¥74,111,037 | ¥10,111,037 |
| 25 | 1.30% | ¥249,989 | ¥74,996,701 | ¥10,996,701 |
| 25 | 1.40% | ¥252,963 | ¥75,888,951 | ¥11,888,951 |
| 25 | 1.50% | ¥255,959 | ¥76,787,775 | ¥12,787,775 |
| 25 | 1.60% | ¥258,977 | ¥77,693,160 | ¥13,693,160 |
| 25 | 1.70% | ¥262,017 | ¥78,605,093 | ¥14,605,093 |
| 25 | 1.80% | ¥265,079 | ¥79,523,559 | ¥15,523,559 |
| 25 | 1.90% | ¥268,162 | ¥80,448,545 | ¥16,448,545 |
| 25 | 2.00% | ¥271,267 | ¥81,380,033 | ¥17,380,033 |
| 25 | 2.10% | ¥274,393 | ¥82,318,008 | ¥18,318,008 |
| 25 | 2.20% | ¥277,542 | ¥83,262,451 | ¥19,262,451 |
| 25 | 2.30% | ¥280,711 | ¥84,213,346 | ¥20,213,346 |
| 25 | 2.40% | ¥283,902 | ¥85,170,673 | ¥21,170,673 |
| 25 | 2.50% | ¥287,115 | ¥86,134,413 | ¥22,134,413 |
| 25 | 2.60% | ¥290,348 | ¥87,104,545 | ¥23,104,545 |
| 25 | 2.70% | ¥293,603 | ¥88,081,049 | ¥24,081,049 |
| 25 | 2.80% | ¥296,880 | ¥89,063,904 | ¥25,063,904 |
| 25 | 2.90% | ¥300,177 | ¥90,053,086 | ¥26,053,086 |
| 25 | 3.00% | ¥303,495 | ¥91,048,572 | ¥27,048,572 |
6400万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥285,846 | ¥68,603,134 | ¥4,603,134 |
| 20 | 0.80% | ¥288,657 | ¥69,277,761 | ¥5,277,761 |
| 20 | 0.90% | ¥291,486 | ¥69,956,639 | ¥5,956,639 |
| 20 | 1.00% | ¥294,332 | ¥70,639,766 | ¥6,639,766 |
| 20 | 1.10% | ¥297,196 | ¥71,327,136 | ¥7,327,136 |
| 20 | 1.20% | ¥300,078 | ¥72,018,747 | ¥8,018,747 |
| 20 | 1.30% | ¥302,977 | ¥72,714,594 | ¥8,714,594 |
| 20 | 1.40% | ¥305,894 | ¥73,414,671 | ¥9,414,671 |
| 20 | 1.50% | ¥308,829 | ¥74,118,975 | ¥10,118,975 |
| 20 | 1.60% | ¥311,781 | ¥74,827,499 | ¥10,827,499 |
| 20 | 1.70% | ¥314,751 | ¥75,540,238 | ¥11,540,238 |
| 20 | 1.80% | ¥317,738 | ¥76,257,185 | ¥12,257,185 |
| 20 | 1.90% | ¥320,743 | ¥76,978,335 | ¥12,978,335 |
| 20 | 2.00% | ¥323,765 | ¥77,703,680 | ¥13,703,680 |
| 20 | 2.10% | ¥326,805 | ¥78,433,214 | ¥14,433,214 |
| 20 | 2.20% | ¥329,862 | ¥79,166,929 | ¥15,166,929 |
| 20 | 2.30% | ¥332,937 | ¥79,904,818 | ¥15,904,818 |
| 20 | 2.40% | ¥336,029 | ¥80,646,873 | ¥16,646,873 |
| 20 | 2.50% | ¥339,138 | ¥81,393,084 | ¥17,393,084 |
| 20 | 2.60% | ¥342,264 | ¥82,143,445 | ¥18,143,445 |
| 20 | 2.70% | ¥345,408 | ¥82,897,945 | ¥18,897,945 |
| 20 | 2.80% | ¥348,569 | ¥83,656,576 | ¥19,656,576 |
| 20 | 2.90% | ¥351,747 | ¥84,419,328 | ¥20,419,328 |
| 20 | 3.00% | ¥354,942 | ¥85,186,191 | ¥21,186,191 |
6400万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥374,652 | ¥67,437,437 | ¥3,437,437 |
| 15 | 0.80% | ¥377,434 | ¥67,938,087 | ¥3,938,087 |
| 15 | 0.90% | ¥380,229 | ¥68,441,131 | ¥4,441,131 |
| 15 | 1.00% | ¥383,036 | ¥68,946,568 | ¥4,946,568 |
| 15 | 1.10% | ¥385,858 | ¥69,454,397 | ¥5,454,397 |
| 15 | 1.20% | ¥388,692 | ¥69,964,615 | ¥5,964,615 |
| 15 | 1.30% | ¥391,540 | ¥70,477,222 | ¥6,477,222 |
| 15 | 1.40% | ¥394,401 | ¥70,992,217 | ¥6,992,217 |
| 15 | 1.50% | ¥397,276 | ¥71,509,596 | ¥7,509,596 |
| 15 | 1.60% | ¥400,163 | ¥72,029,359 | ¥8,029,359 |
| 15 | 1.70% | ¥403,064 | ¥72,551,503 | ¥8,551,503 |
| 15 | 1.80% | ¥405,978 | ¥73,076,026 | ¥9,076,026 |
| 15 | 1.90% | ¥408,905 | ¥73,602,927 | ¥9,602,927 |
| 15 | 2.00% | ¥411,846 | ¥74,132,202 | ¥10,132,202 |
| 15 | 2.10% | ¥414,799 | ¥74,663,850 | ¥10,663,850 |
| 15 | 2.20% | ¥417,766 | ¥75,197,868 | ¥11,197,868 |
| 15 | 2.30% | ¥420,746 | ¥75,734,254 | ¥11,734,254 |
| 15 | 2.40% | ¥423,739 | ¥76,273,004 | ¥12,273,004 |
| 15 | 2.50% | ¥426,745 | ¥76,814,117 | ¥12,814,117 |
| 15 | 2.60% | ¥429,764 | ¥77,357,588 | ¥13,357,588 |
| 15 | 2.70% | ¥432,797 | ¥77,903,416 | ¥13,903,416 |
| 15 | 2.80% | ¥435,842 | ¥78,451,597 | ¥14,451,597 |
| 15 | 2.90% | ¥438,901 | ¥79,002,128 | ¥15,002,128 |
| 15 | 3.00% | ¥441,972 | ¥79,555,005 | ¥15,555,005 |
6400万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥552,373 | ¥66,284,788 | ¥2,284,788 |
| 10 | 0.80% | ¥555,129 | ¥66,615,449 | ¥2,615,449 |
| 10 | 0.90% | ¥557,893 | ¥66,947,175 | ¥2,947,175 |
| 10 | 1.00% | ¥560,666 | ¥67,279,965 | ¥3,279,965 |
| 10 | 1.10% | ¥563,448 | ¥67,613,820 | ¥3,613,820 |
| 10 | 1.20% | ¥566,239 | ¥67,948,738 | ¥3,948,738 |
| 10 | 1.30% | ¥569,039 | ¥68,284,720 | ¥4,284,720 |
| 10 | 1.40% | ¥571,848 | ¥68,621,764 | ¥4,621,764 |
| 10 | 1.50% | ¥574,666 | ¥68,959,872 | ¥4,959,872 |
| 10 | 1.60% | ¥577,492 | ¥69,299,041 | ¥5,299,041 |
| 10 | 1.70% | ¥580,327 | ¥69,639,273 | ¥5,639,273 |
| 10 | 1.80% | ¥583,171 | ¥69,980,566 | ¥5,980,566 |
| 10 | 1.90% | ¥586,024 | ¥70,322,919 | ¥6,322,919 |
| 10 | 2.00% | ¥588,886 | ¥70,666,333 | ¥6,666,333 |
| 10 | 2.10% | ¥591,757 | ¥71,010,806 | ¥7,010,806 |
| 10 | 2.20% | ¥594,636 | ¥71,356,338 | ¥7,356,338 |
| 10 | 2.30% | ¥597,524 | ¥71,702,929 | ¥7,702,929 |
| 10 | 2.40% | ¥600,421 | ¥72,050,578 | ¥8,050,578 |
| 10 | 2.50% | ¥603,327 | ¥72,399,285 | ¥8,399,285 |
| 10 | 2.60% | ¥606,242 | ¥72,749,047 | ¥8,749,047 |
| 10 | 2.70% | ¥609,166 | ¥73,099,866 | ¥9,099,866 |
| 10 | 2.80% | ¥612,098 | ¥73,451,740 | ¥9,451,740 |
| 10 | 2.90% | ¥615,039 | ¥73,804,669 | ¥9,804,669 |
| 10 | 3.00% | ¥617,989 | ¥74,158,652 | ¥10,158,652 |
