6430万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6430万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6430万円の住宅ローン｜期間・年数別
6430万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥127,044 | ¥76,226,122 | ¥11,926,122 |
| 50 | 0.80% | ¥130,060 | ¥78,036,203 | ¥13,736,203 |
| 50 | 0.90% | ¥133,121 | ¥79,872,625 | ¥15,572,625 |
| 50 | 1.00% | ¥136,225 | ¥81,735,272 | ¥17,435,272 |
| 50 | 1.10% | ¥139,373 | ¥83,624,017 | ¥19,324,017 |
| 50 | 1.20% | ¥142,565 | ¥85,538,722 | ¥21,238,722 |
| 50 | 1.30% | ¥145,799 | ¥87,479,236 | ¥23,179,236 |
| 50 | 1.40% | ¥149,076 | ¥89,445,396 | ¥25,145,396 |
| 50 | 1.50% | ¥152,395 | ¥91,437,028 | ¥27,137,028 |
| 50 | 1.60% | ¥155,757 | ¥93,453,947 | ¥29,153,947 |
| 50 | 1.70% | ¥159,160 | ¥95,495,957 | ¥31,195,957 |
| 50 | 1.80% | ¥162,605 | ¥97,562,853 | ¥33,262,853 |
| 50 | 1.90% | ¥166,091 | ¥99,654,417 | ¥35,354,417 |
| 50 | 2.00% | ¥169,617 | ¥101,770,425 | ¥37,470,425 |
| 50 | 2.10% | ¥173,184 | ¥103,910,640 | ¥39,610,640 |
| 50 | 2.20% | ¥176,791 | ¥106,074,817 | ¥41,774,817 |
| 50 | 2.30% | ¥180,438 | ¥108,262,705 | ¥43,962,705 |
| 50 | 2.40% | ¥184,123 | ¥110,474,042 | ¥46,174,042 |
| 50 | 2.50% | ¥187,848 | ¥112,708,558 | ¥48,408,558 |
| 50 | 2.60% | ¥191,610 | ¥114,965,977 | ¥50,665,977 |
| 50 | 2.70% | ¥195,410 | ¥117,246,016 | ¥52,946,016 |
| 50 | 2.80% | ¥199,247 | ¥119,548,384 | ¥55,248,384 |
| 50 | 2.90% | ¥203,121 | ¥121,872,786 | ¥57,572,786 |
| 50 | 3.00% | ¥207,032 | ¥124,218,919 | ¥59,918,919 |
6430万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥138,846 | ¥74,976,652 | ¥10,676,652 |
| 45 | 0.80% | ¥141,830 | ¥76,588,146 | ¥12,288,146 |
| 45 | 0.90% | ¥144,854 | ¥78,221,040 | ¥13,921,040 |
| 45 | 1.00% | ¥147,917 | ¥79,875,259 | ¥15,575,259 |
| 45 | 1.10% | ¥151,020 | ¥81,550,717 | ¥17,250,717 |
| 45 | 1.20% | ¥154,162 | ¥83,247,324 | ¥18,947,324 |
| 45 | 1.30% | ¥157,343 | ¥84,964,978 | ¥20,664,978 |
| 45 | 1.40% | ¥160,562 | ¥86,703,571 | ¥22,403,571 |
| 45 | 1.50% | ¥163,820 | ¥88,462,989 | ¥24,162,989 |
| 45 | 1.60% | ¥167,117 | ¥90,243,106 | ¥25,943,106 |
| 45 | 1.70% | ¥170,451 | ¥92,043,794 | ¥27,743,794 |
| 45 | 1.80% | ¥173,824 | ¥93,864,913 | ¥29,564,913 |
| 45 | 1.90% | ¥177,234 | ¥95,706,320 | ¥31,406,320 |
| 45 | 2.00% | ¥180,681 | ¥97,567,861 | ¥33,267,861 |
| 45 | 2.10% | ¥184,166 | ¥99,449,380 | ¥35,149,380 |
| 45 | 2.20% | ¥187,687 | ¥101,350,712 | ¥37,050,712 |
| 45 | 2.30% | ¥191,244 | ¥103,271,685 | ¥38,971,685 |
| 45 | 2.40% | ¥194,837 | ¥105,212,124 | ¥40,912,124 |
| 45 | 2.50% | ¥198,466 | ¥107,171,845 | ¥42,871,845 |
| 45 | 2.60% | ¥202,131 | ¥109,150,661 | ¥44,850,661 |
| 45 | 2.70% | ¥205,830 | ¥111,148,378 | ¥46,848,378 |
| 45 | 2.80% | ¥209,564 | ¥113,164,799 | ¥48,864,799 |
| 45 | 2.90% | ¥213,333 | ¥115,199,719 | ¥50,899,719 |
| 45 | 3.00% | ¥217,135 | ¥117,252,933 | ¥52,952,933 |
6430万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥153,625 | ¥73,740,176 | ¥9,440,176 |
| 40 | 0.80% | ¥156,577 | ¥75,157,008 | ¥10,857,008 |
| 40 | 0.90% | ¥159,564 | ¥76,590,796 | ¥12,290,796 |
| 40 | 1.00% | ¥162,586 | ¥78,041,490 | ¥13,741,490 |
| 40 | 1.10% | ¥165,644 | ¥79,509,037 | ¥15,209,037 |
| 40 | 1.20% | ¥168,736 | ¥80,993,380 | ¥16,693,380 |
| 40 | 1.30% | ¥171,863 | ¥82,494,455 | ¥18,194,455 |
| 40 | 1.40% | ¥175,025 | ¥84,012,192 | ¥19,712,192 |
| 40 | 1.50% | ¥178,222 | ¥85,546,520 | ¥21,246,520 |
| 40 | 1.60% | ¥181,453 | ¥87,097,360 | ¥22,797,360 |
| 40 | 1.70% | ¥184,718 | ¥88,664,628 | ¥24,364,628 |
| 40 | 1.80% | ¥188,017 | ¥90,248,237 | ¥25,948,237 |
| 40 | 1.90% | ¥191,350 | ¥91,848,095 | ¥27,548,095 |
| 40 | 2.00% | ¥194,717 | ¥93,464,105 | ¥29,164,105 |
| 40 | 2.10% | ¥198,117 | ¥95,096,166 | ¥30,796,166 |
| 40 | 2.20% | ¥201,550 | ¥96,744,173 | ¥32,444,173 |
| 40 | 2.30% | ¥205,017 | ¥98,408,016 | ¥34,108,016 |
| 40 | 2.40% | ¥208,516 | ¥100,087,581 | ¥35,787,581 |
| 40 | 2.50% | ¥212,047 | ¥101,782,752 | ¥37,482,752 |
| 40 | 2.60% | ¥215,611 | ¥103,493,407 | ¥39,193,407 |
| 40 | 2.70% | ¥219,207 | ¥105,219,420 | ¥40,919,420 |
| 40 | 2.80% | ¥222,835 | ¥106,960,664 | ¥42,660,664 |
| 40 | 2.90% | ¥226,494 | ¥108,717,006 | ¥44,417,006 |
| 40 | 3.00% | ¥230,184 | ¥110,488,312 | ¥46,188,312 |
6430万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥172,659 | ¥72,516,722 | ¥8,216,722 |
| 35 | 0.80% | ¥175,578 | ¥73,742,837 | ¥9,442,837 |
| 35 | 0.90% | ¥178,528 | ¥74,981,965 | ¥10,681,965 |
| 35 | 1.00% | ¥181,510 | ¥76,234,076 | ¥11,934,076 |
| 35 | 1.10% | ¥184,522 | ¥77,499,139 | ¥13,199,139 |
| 35 | 1.20% | ¥187,565 | ¥78,777,119 | ¥14,477,119 |
| 35 | 1.30% | ¥190,638 | ¥80,067,979 | ¥15,767,979 |
| 35 | 1.40% | ¥193,742 | ¥81,371,677 | ¥17,071,677 |
| 35 | 1.50% | ¥196,877 | ¥82,688,170 | ¥18,388,170 |
| 35 | 1.60% | ¥200,041 | ¥84,017,411 | ¥19,717,411 |
| 35 | 1.70% | ¥203,237 | ¥85,359,351 | ¥21,059,351 |
| 35 | 1.80% | ¥206,462 | ¥86,713,936 | ¥22,413,936 |
| 35 | 1.90% | ¥209,717 | ¥88,081,113 | ¥23,781,113 |
| 35 | 2.00% | ¥213,002 | ¥89,460,824 | ¥25,160,824 |
| 35 | 2.10% | ¥216,317 | ¥90,853,006 | ¥26,553,006 |
| 35 | 2.20% | ¥219,661 | ¥92,257,598 | ¥27,957,598 |
| 35 | 2.30% | ¥223,035 | ¥93,674,533 | ¥29,374,533 |
| 35 | 2.40% | ¥226,437 | ¥95,103,744 | ¥30,803,744 |
| 35 | 2.50% | ¥229,869 | ¥96,545,158 | ¥32,245,158 |
| 35 | 2.60% | ¥233,330 | ¥97,998,703 | ¥33,698,703 |
| 35 | 2.70% | ¥236,820 | ¥99,464,303 | ¥35,164,303 |
| 35 | 2.80% | ¥240,338 | ¥100,941,880 | ¥36,641,880 |
| 35 | 2.90% | ¥243,884 | ¥102,431,354 | ¥38,131,354 |
| 35 | 3.00% | ¥247,459 | ¥103,932,642 | ¥39,632,642 |
6430万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥198,073 | ¥71,306,313 | ¥7,006,313 |
| 30 | 0.80% | ¥200,960 | ¥72,345,673 | ¥8,045,673 |
| 30 | 0.90% | ¥203,874 | ¥73,394,612 | ¥9,094,612 |
| 30 | 1.00% | ¥206,814 | ¥74,453,116 | ¥10,153,116 |
| 30 | 1.10% | ¥209,781 | ¥75,521,167 | ¥11,221,167 |
| 30 | 1.20% | ¥212,774 | ¥76,598,745 | ¥12,298,745 |
| 30 | 1.30% | ¥215,794 | ¥77,685,829 | ¥13,385,829 |
| 30 | 1.40% | ¥218,840 | ¥78,782,398 | ¥14,482,398 |
| 30 | 1.50% | ¥221,912 | ¥79,888,426 | ¥15,588,426 |
| 30 | 1.60% | ¥225,011 | ¥81,003,889 | ¥16,703,889 |
| 30 | 1.70% | ¥228,135 | ¥82,128,759 | ¥17,828,759 |
| 30 | 1.80% | ¥231,286 | ¥83,263,008 | ¥18,963,008 |
| 30 | 1.90% | ¥234,463 | ¥84,406,604 | ¥20,106,604 |
| 30 | 2.00% | ¥237,665 | ¥85,559,516 | ¥21,259,516 |
| 30 | 2.10% | ¥240,894 | ¥86,721,710 | ¥22,421,710 |
| 30 | 2.20% | ¥244,148 | ¥87,893,151 | ¥23,593,151 |
| 30 | 2.30% | ¥247,427 | ¥89,073,803 | ¥24,773,803 |
| 30 | 2.40% | ¥250,732 | ¥90,263,627 | ¥25,963,627 |
| 30 | 2.50% | ¥254,063 | ¥91,462,586 | ¥27,162,586 |
| 30 | 2.60% | ¥257,418 | ¥92,670,636 | ¥28,370,636 |
| 30 | 2.70% | ¥260,799 | ¥93,887,738 | ¥29,587,738 |
| 30 | 2.80% | ¥264,205 | ¥95,113,846 | ¥30,813,846 |
| 30 | 2.90% | ¥267,636 | ¥96,348,916 | ¥32,048,916 |
| 30 | 3.00% | ¥271,091 | ¥97,592,902 | ¥33,292,902 |
6430万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥233,697 | ¥70,108,970 | ¥5,808,970 |
| 25 | 0.80% | ¥236,552 | ¥70,965,550 | ¥6,665,550 |
| 25 | 0.90% | ¥239,429 | ¥71,828,795 | ¥7,528,795 |
| 25 | 1.00% | ¥242,329 | ¥72,698,696 | ¥8,398,696 |
| 25 | 1.10% | ¥245,251 | ¥73,575,246 | ¥9,275,246 |
| 25 | 1.20% | ¥248,195 | ¥74,458,433 | ¥10,158,433 |
| 25 | 1.30% | ¥251,161 | ¥75,348,248 | ¥11,048,248 |
| 25 | 1.40% | ¥254,149 | ¥76,244,680 | ¥11,944,680 |
| 25 | 1.50% | ¥257,159 | ¥77,147,717 | ¥12,847,717 |
| 25 | 1.60% | ¥260,191 | ¥78,057,346 | ¥13,757,346 |
| 25 | 1.70% | ¥263,245 | ¥78,973,554 | ¥14,673,554 |
| 25 | 1.80% | ¥266,321 | ¥79,896,326 | ¥15,596,326 |
| 25 | 1.90% | ¥269,419 | ¥80,825,647 | ¥16,525,647 |
| 25 | 2.00% | ¥272,538 | ¥81,761,502 | ¥17,461,502 |
| 25 | 2.10% | ¥275,680 | ¥82,703,873 | ¥18,403,873 |
| 25 | 2.20% | ¥278,842 | ¥83,652,744 | ¥19,352,744 |
| 25 | 2.30% | ¥282,027 | ¥84,608,096 | ¥20,308,096 |
| 25 | 2.40% | ¥285,233 | ¥85,569,911 | ¥21,269,911 |
| 25 | 2.50% | ¥288,461 | ¥86,538,168 | ¥22,238,168 |
| 25 | 2.60% | ¥291,709 | ¥87,512,848 | ¥23,212,848 |
| 25 | 2.70% | ¥294,980 | ¥88,493,929 | ¥24,193,929 |
| 25 | 2.80% | ¥298,271 | ¥89,481,391 | ¥25,181,391 |
| 25 | 2.90% | ¥301,584 | ¥90,475,209 | ¥26,175,209 |
| 25 | 3.00% | ¥304,918 | ¥91,475,362 | ¥27,175,362 |
6430万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥287,186 | ¥68,924,711 | ¥4,624,711 |
| 20 | 0.80% | ¥290,010 | ¥69,602,500 | ¥5,302,500 |
| 20 | 0.90% | ¥292,852 | ¥70,284,561 | ¥5,984,561 |
| 20 | 1.00% | ¥295,712 | ¥70,970,889 | ¥6,670,889 |
| 20 | 1.10% | ¥298,590 | ¥71,661,482 | ¥7,361,482 |
| 20 | 1.20% | ¥301,485 | ¥72,356,335 | ¥8,056,335 |
| 20 | 1.30% | ¥304,398 | ¥73,055,443 | ¥8,755,443 |
| 20 | 1.40% | ¥307,328 | ¥73,758,803 | ¥9,458,803 |
| 20 | 1.50% | ¥310,277 | ¥74,466,407 | ¥10,166,407 |
| 20 | 1.60% | ¥313,243 | ¥75,178,253 | ¥10,878,253 |
| 20 | 1.70% | ¥316,226 | ¥75,894,332 | ¥11,594,332 |
| 20 | 1.80% | ¥319,228 | ¥76,614,641 | ¥12,314,641 |
| 20 | 1.90% | ¥322,247 | ¥77,339,171 | ¥13,039,171 |
| 20 | 2.00% | ¥325,283 | ¥78,067,916 | ¥13,767,916 |
| 20 | 2.10% | ¥328,337 | ¥78,800,870 | ¥14,500,870 |
| 20 | 2.20% | ¥331,408 | ¥79,538,024 | ¥15,238,024 |
| 20 | 2.30% | ¥334,497 | ¥80,279,372 | ¥15,979,372 |
| 20 | 2.40% | ¥337,604 | ¥81,024,905 | ¥16,724,905 |
| 20 | 2.50% | ¥340,728 | ¥81,774,614 | ¥17,474,614 |
| 20 | 2.60% | ¥343,869 | ¥82,528,492 | ¥18,228,492 |
| 20 | 2.70% | ¥347,027 | ¥83,286,529 | ¥18,986,529 |
| 20 | 2.80% | ¥350,203 | ¥84,048,716 | ¥19,748,716 |
| 20 | 2.90% | ¥353,396 | ¥84,815,043 | ¥20,515,043 |
| 20 | 3.00% | ¥356,606 | ¥85,585,501 | ¥21,285,501 |
6430万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥376,409 | ¥67,753,550 | ¥3,453,550 |
| 15 | 0.80% | ¥379,203 | ¥68,256,547 | ¥3,956,547 |
| 15 | 0.90% | ¥382,011 | ¥68,761,949 | ¥4,461,949 |
| 15 | 1.00% | ¥384,832 | ¥69,269,755 | ¥4,969,755 |
| 15 | 1.10% | ¥387,666 | ¥69,779,964 | ¥5,479,964 |
| 15 | 1.20% | ¥390,514 | ¥70,292,574 | ¥5,992,574 |
| 15 | 1.30% | ¥393,375 | ¥70,807,584 | ¥6,507,584 |
| 15 | 1.40% | ¥396,250 | ¥71,324,993 | ¥7,024,993 |
| 15 | 1.50% | ¥399,138 | ¥71,844,797 | ¥7,544,797 |
| 15 | 1.60% | ¥402,039 | ¥72,366,996 | ¥8,066,996 |
| 15 | 1.70% | ¥404,953 | ¥72,891,588 | ¥8,591,588 |
| 15 | 1.80% | ¥407,881 | ¥73,418,570 | ¥9,118,570 |
| 15 | 1.90% | ¥410,822 | ¥73,947,941 | ¥9,647,941 |
| 15 | 2.00% | ¥413,776 | ¥74,479,697 | ¥10,179,697 |
| 15 | 2.10% | ¥416,744 | ¥75,013,837 | ¥10,713,837 |
| 15 | 2.20% | ¥419,724 | ¥75,550,358 | ¥11,250,358 |
| 15 | 2.30% | ¥422,718 | ¥76,089,258 | ¥11,789,258 |
| 15 | 2.40% | ¥425,725 | ¥76,630,534 | ¥12,330,534 |
| 15 | 2.50% | ¥428,745 | ¥77,174,183 | ¥12,874,183 |
| 15 | 2.60% | ¥431,779 | ¥77,720,202 | ¥13,420,202 |
| 15 | 2.70% | ¥434,825 | ¥78,268,588 | ¥13,968,588 |
| 15 | 2.80% | ¥437,885 | ¥78,819,339 | ¥14,519,339 |
| 15 | 2.90% | ¥440,958 | ¥79,372,450 | ¥15,072,450 |
| 15 | 3.00% | ¥444,044 | ¥79,927,919 | ¥15,627,919 |
6430万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥554,962 | ¥66,595,498 | ¥2,295,498 |
| 10 | 0.80% | ¥557,731 | ¥66,927,709 | ¥2,627,709 |
| 10 | 0.90% | ¥560,508 | ¥67,260,990 | ¥2,960,990 |
| 10 | 1.00% | ¥563,295 | ¥67,595,340 | ¥3,295,340 |
| 10 | 1.10% | ¥566,090 | ¥67,930,759 | ¥3,630,759 |
| 10 | 1.20% | ¥568,894 | ¥68,267,248 | ¥3,967,248 |
| 10 | 1.30% | ¥571,707 | ¥68,604,804 | ¥4,304,804 |
| 10 | 1.40% | ¥574,529 | ¥68,943,429 | ¥4,643,429 |
| 10 | 1.50% | ¥577,359 | ¥69,283,121 | ¥4,983,121 |
| 10 | 1.60% | ¥580,199 | ¥69,623,881 | ¥5,323,881 |
| 10 | 1.70% | ¥583,048 | ¥69,965,707 | ¥5,665,707 |
| 10 | 1.80% | ¥585,905 | ¥70,308,599 | ¥6,008,599 |
| 10 | 1.90% | ¥588,771 | ¥70,652,558 | ¥6,352,558 |
| 10 | 2.00% | ¥591,647 | ¥70,997,581 | ¥6,697,581 |
| 10 | 2.10% | ¥594,531 | ¥71,343,669 | ¥7,043,669 |
| 10 | 2.20% | ¥597,424 | ¥71,690,821 | ¥7,390,821 |
| 10 | 2.30% | ¥600,325 | ¥72,039,037 | ¥7,739,037 |
| 10 | 2.40% | ¥603,236 | ¥72,388,315 | ¥8,088,315 |
| 10 | 2.50% | ¥606,155 | ¥72,738,656 | ¥8,438,656 |
| 10 | 2.60% | ¥609,084 | ¥73,090,059 | ¥8,790,059 |
| 10 | 2.70% | ¥612,021 | ¥73,442,522 | ¥9,142,522 |
| 10 | 2.80% | ¥614,967 | ¥73,796,046 | ¥9,496,046 |
| 10 | 2.90% | ¥617,922 | ¥74,150,629 | ¥9,850,629 |
| 10 | 3.00% | ¥620,886 | ¥74,506,271 | ¥10,206,271 |
