6430万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6430万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6430万円の住宅ローン｜期間・年数別
6430万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥127,044 |
¥76,226,122 |
¥11,926,122 |
| 50 |
0.80% |
¥130,060 |
¥78,036,203 |
¥13,736,203 |
| 50 |
0.90% |
¥133,121 |
¥79,872,625 |
¥15,572,625 |
| 50 |
1.00% |
¥136,225 |
¥81,735,272 |
¥17,435,272 |
| 50 |
1.10% |
¥139,373 |
¥83,624,017 |
¥19,324,017 |
| 50 |
1.20% |
¥142,565 |
¥85,538,722 |
¥21,238,722 |
| 50 |
1.30% |
¥145,799 |
¥87,479,236 |
¥23,179,236 |
| 50 |
1.40% |
¥149,076 |
¥89,445,396 |
¥25,145,396 |
| 50 |
1.50% |
¥152,395 |
¥91,437,028 |
¥27,137,028 |
| 50 |
1.60% |
¥155,757 |
¥93,453,947 |
¥29,153,947 |
| 50 |
1.70% |
¥159,160 |
¥95,495,957 |
¥31,195,957 |
| 50 |
1.80% |
¥162,605 |
¥97,562,853 |
¥33,262,853 |
| 50 |
1.90% |
¥166,091 |
¥99,654,417 |
¥35,354,417 |
| 50 |
2.00% |
¥169,617 |
¥101,770,425 |
¥37,470,425 |
| 50 |
2.10% |
¥173,184 |
¥103,910,640 |
¥39,610,640 |
| 50 |
2.20% |
¥176,791 |
¥106,074,817 |
¥41,774,817 |
| 50 |
2.30% |
¥180,438 |
¥108,262,705 |
¥43,962,705 |
| 50 |
2.40% |
¥184,123 |
¥110,474,042 |
¥46,174,042 |
| 50 |
2.50% |
¥187,848 |
¥112,708,558 |
¥48,408,558 |
| 50 |
2.60% |
¥191,610 |
¥114,965,977 |
¥50,665,977 |
| 50 |
2.70% |
¥195,410 |
¥117,246,016 |
¥52,946,016 |
| 50 |
2.80% |
¥199,247 |
¥119,548,384 |
¥55,248,384 |
| 50 |
2.90% |
¥203,121 |
¥121,872,786 |
¥57,572,786 |
| 50 |
3.00% |
¥207,032 |
¥124,218,919 |
¥59,918,919 |
6430万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥138,846 |
¥74,976,652 |
¥10,676,652 |
| 45 |
0.80% |
¥141,830 |
¥76,588,146 |
¥12,288,146 |
| 45 |
0.90% |
¥144,854 |
¥78,221,040 |
¥13,921,040 |
| 45 |
1.00% |
¥147,917 |
¥79,875,259 |
¥15,575,259 |
| 45 |
1.10% |
¥151,020 |
¥81,550,717 |
¥17,250,717 |
| 45 |
1.20% |
¥154,162 |
¥83,247,324 |
¥18,947,324 |
| 45 |
1.30% |
¥157,343 |
¥84,964,978 |
¥20,664,978 |
| 45 |
1.40% |
¥160,562 |
¥86,703,571 |
¥22,403,571 |
| 45 |
1.50% |
¥163,820 |
¥88,462,989 |
¥24,162,989 |
| 45 |
1.60% |
¥167,117 |
¥90,243,106 |
¥25,943,106 |
| 45 |
1.70% |
¥170,451 |
¥92,043,794 |
¥27,743,794 |
| 45 |
1.80% |
¥173,824 |
¥93,864,913 |
¥29,564,913 |
| 45 |
1.90% |
¥177,234 |
¥95,706,320 |
¥31,406,320 |
| 45 |
2.00% |
¥180,681 |
¥97,567,861 |
¥33,267,861 |
| 45 |
2.10% |
¥184,166 |
¥99,449,380 |
¥35,149,380 |
| 45 |
2.20% |
¥187,687 |
¥101,350,712 |
¥37,050,712 |
| 45 |
2.30% |
¥191,244 |
¥103,271,685 |
¥38,971,685 |
| 45 |
2.40% |
¥194,837 |
¥105,212,124 |
¥40,912,124 |
| 45 |
2.50% |
¥198,466 |
¥107,171,845 |
¥42,871,845 |
| 45 |
2.60% |
¥202,131 |
¥109,150,661 |
¥44,850,661 |
| 45 |
2.70% |
¥205,830 |
¥111,148,378 |
¥46,848,378 |
| 45 |
2.80% |
¥209,564 |
¥113,164,799 |
¥48,864,799 |
| 45 |
2.90% |
¥213,333 |
¥115,199,719 |
¥50,899,719 |
| 45 |
3.00% |
¥217,135 |
¥117,252,933 |
¥52,952,933 |
6430万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥153,625 |
¥73,740,176 |
¥9,440,176 |
| 40 |
0.80% |
¥156,577 |
¥75,157,008 |
¥10,857,008 |
| 40 |
0.90% |
¥159,564 |
¥76,590,796 |
¥12,290,796 |
| 40 |
1.00% |
¥162,586 |
¥78,041,490 |
¥13,741,490 |
| 40 |
1.10% |
¥165,644 |
¥79,509,037 |
¥15,209,037 |
| 40 |
1.20% |
¥168,736 |
¥80,993,380 |
¥16,693,380 |
| 40 |
1.30% |
¥171,863 |
¥82,494,455 |
¥18,194,455 |
| 40 |
1.40% |
¥175,025 |
¥84,012,192 |
¥19,712,192 |
| 40 |
1.50% |
¥178,222 |
¥85,546,520 |
¥21,246,520 |
| 40 |
1.60% |
¥181,453 |
¥87,097,360 |
¥22,797,360 |
| 40 |
1.70% |
¥184,718 |
¥88,664,628 |
¥24,364,628 |
| 40 |
1.80% |
¥188,017 |
¥90,248,237 |
¥25,948,237 |
| 40 |
1.90% |
¥191,350 |
¥91,848,095 |
¥27,548,095 |
| 40 |
2.00% |
¥194,717 |
¥93,464,105 |
¥29,164,105 |
| 40 |
2.10% |
¥198,117 |
¥95,096,166 |
¥30,796,166 |
| 40 |
2.20% |
¥201,550 |
¥96,744,173 |
¥32,444,173 |
| 40 |
2.30% |
¥205,017 |
¥98,408,016 |
¥34,108,016 |
| 40 |
2.40% |
¥208,516 |
¥100,087,581 |
¥35,787,581 |
| 40 |
2.50% |
¥212,047 |
¥101,782,752 |
¥37,482,752 |
| 40 |
2.60% |
¥215,611 |
¥103,493,407 |
¥39,193,407 |
| 40 |
2.70% |
¥219,207 |
¥105,219,420 |
¥40,919,420 |
| 40 |
2.80% |
¥222,835 |
¥106,960,664 |
¥42,660,664 |
| 40 |
2.90% |
¥226,494 |
¥108,717,006 |
¥44,417,006 |
| 40 |
3.00% |
¥230,184 |
¥110,488,312 |
¥46,188,312 |
6430万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥172,659 |
¥72,516,722 |
¥8,216,722 |
| 35 |
0.80% |
¥175,578 |
¥73,742,837 |
¥9,442,837 |
| 35 |
0.90% |
¥178,528 |
¥74,981,965 |
¥10,681,965 |
| 35 |
1.00% |
¥181,510 |
¥76,234,076 |
¥11,934,076 |
| 35 |
1.10% |
¥184,522 |
¥77,499,139 |
¥13,199,139 |
| 35 |
1.20% |
¥187,565 |
¥78,777,119 |
¥14,477,119 |
| 35 |
1.30% |
¥190,638 |
¥80,067,979 |
¥15,767,979 |
| 35 |
1.40% |
¥193,742 |
¥81,371,677 |
¥17,071,677 |
| 35 |
1.50% |
¥196,877 |
¥82,688,170 |
¥18,388,170 |
| 35 |
1.60% |
¥200,041 |
¥84,017,411 |
¥19,717,411 |
| 35 |
1.70% |
¥203,237 |
¥85,359,351 |
¥21,059,351 |
| 35 |
1.80% |
¥206,462 |
¥86,713,936 |
¥22,413,936 |
| 35 |
1.90% |
¥209,717 |
¥88,081,113 |
¥23,781,113 |
| 35 |
2.00% |
¥213,002 |
¥89,460,824 |
¥25,160,824 |
| 35 |
2.10% |
¥216,317 |
¥90,853,006 |
¥26,553,006 |
| 35 |
2.20% |
¥219,661 |
¥92,257,598 |
¥27,957,598 |
| 35 |
2.30% |
¥223,035 |
¥93,674,533 |
¥29,374,533 |
| 35 |
2.40% |
¥226,437 |
¥95,103,744 |
¥30,803,744 |
| 35 |
2.50% |
¥229,869 |
¥96,545,158 |
¥32,245,158 |
| 35 |
2.60% |
¥233,330 |
¥97,998,703 |
¥33,698,703 |
| 35 |
2.70% |
¥236,820 |
¥99,464,303 |
¥35,164,303 |
| 35 |
2.80% |
¥240,338 |
¥100,941,880 |
¥36,641,880 |
| 35 |
2.90% |
¥243,884 |
¥102,431,354 |
¥38,131,354 |
| 35 |
3.00% |
¥247,459 |
¥103,932,642 |
¥39,632,642 |
6430万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥198,073 |
¥71,306,313 |
¥7,006,313 |
| 30 |
0.80% |
¥200,960 |
¥72,345,673 |
¥8,045,673 |
| 30 |
0.90% |
¥203,874 |
¥73,394,612 |
¥9,094,612 |
| 30 |
1.00% |
¥206,814 |
¥74,453,116 |
¥10,153,116 |
| 30 |
1.10% |
¥209,781 |
¥75,521,167 |
¥11,221,167 |
| 30 |
1.20% |
¥212,774 |
¥76,598,745 |
¥12,298,745 |
| 30 |
1.30% |
¥215,794 |
¥77,685,829 |
¥13,385,829 |
| 30 |
1.40% |
¥218,840 |
¥78,782,398 |
¥14,482,398 |
| 30 |
1.50% |
¥221,912 |
¥79,888,426 |
¥15,588,426 |
| 30 |
1.60% |
¥225,011 |
¥81,003,889 |
¥16,703,889 |
| 30 |
1.70% |
¥228,135 |
¥82,128,759 |
¥17,828,759 |
| 30 |
1.80% |
¥231,286 |
¥83,263,008 |
¥18,963,008 |
| 30 |
1.90% |
¥234,463 |
¥84,406,604 |
¥20,106,604 |
| 30 |
2.00% |
¥237,665 |
¥85,559,516 |
¥21,259,516 |
| 30 |
2.10% |
¥240,894 |
¥86,721,710 |
¥22,421,710 |
| 30 |
2.20% |
¥244,148 |
¥87,893,151 |
¥23,593,151 |
| 30 |
2.30% |
¥247,427 |
¥89,073,803 |
¥24,773,803 |
| 30 |
2.40% |
¥250,732 |
¥90,263,627 |
¥25,963,627 |
| 30 |
2.50% |
¥254,063 |
¥91,462,586 |
¥27,162,586 |
| 30 |
2.60% |
¥257,418 |
¥92,670,636 |
¥28,370,636 |
| 30 |
2.70% |
¥260,799 |
¥93,887,738 |
¥29,587,738 |
| 30 |
2.80% |
¥264,205 |
¥95,113,846 |
¥30,813,846 |
| 30 |
2.90% |
¥267,636 |
¥96,348,916 |
¥32,048,916 |
| 30 |
3.00% |
¥271,091 |
¥97,592,902 |
¥33,292,902 |
6430万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥233,697 |
¥70,108,970 |
¥5,808,970 |
| 25 |
0.80% |
¥236,552 |
¥70,965,550 |
¥6,665,550 |
| 25 |
0.90% |
¥239,429 |
¥71,828,795 |
¥7,528,795 |
| 25 |
1.00% |
¥242,329 |
¥72,698,696 |
¥8,398,696 |
| 25 |
1.10% |
¥245,251 |
¥73,575,246 |
¥9,275,246 |
| 25 |
1.20% |
¥248,195 |
¥74,458,433 |
¥10,158,433 |
| 25 |
1.30% |
¥251,161 |
¥75,348,248 |
¥11,048,248 |
| 25 |
1.40% |
¥254,149 |
¥76,244,680 |
¥11,944,680 |
| 25 |
1.50% |
¥257,159 |
¥77,147,717 |
¥12,847,717 |
| 25 |
1.60% |
¥260,191 |
¥78,057,346 |
¥13,757,346 |
| 25 |
1.70% |
¥263,245 |
¥78,973,554 |
¥14,673,554 |
| 25 |
1.80% |
¥266,321 |
¥79,896,326 |
¥15,596,326 |
| 25 |
1.90% |
¥269,419 |
¥80,825,647 |
¥16,525,647 |
| 25 |
2.00% |
¥272,538 |
¥81,761,502 |
¥17,461,502 |
| 25 |
2.10% |
¥275,680 |
¥82,703,873 |
¥18,403,873 |
| 25 |
2.20% |
¥278,842 |
¥83,652,744 |
¥19,352,744 |
| 25 |
2.30% |
¥282,027 |
¥84,608,096 |
¥20,308,096 |
| 25 |
2.40% |
¥285,233 |
¥85,569,911 |
¥21,269,911 |
| 25 |
2.50% |
¥288,461 |
¥86,538,168 |
¥22,238,168 |
| 25 |
2.60% |
¥291,709 |
¥87,512,848 |
¥23,212,848 |
| 25 |
2.70% |
¥294,980 |
¥88,493,929 |
¥24,193,929 |
| 25 |
2.80% |
¥298,271 |
¥89,481,391 |
¥25,181,391 |
| 25 |
2.90% |
¥301,584 |
¥90,475,209 |
¥26,175,209 |
| 25 |
3.00% |
¥304,918 |
¥91,475,362 |
¥27,175,362 |
6430万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥287,186 |
¥68,924,711 |
¥4,624,711 |
| 20 |
0.80% |
¥290,010 |
¥69,602,500 |
¥5,302,500 |
| 20 |
0.90% |
¥292,852 |
¥70,284,561 |
¥5,984,561 |
| 20 |
1.00% |
¥295,712 |
¥70,970,889 |
¥6,670,889 |
| 20 |
1.10% |
¥298,590 |
¥71,661,482 |
¥7,361,482 |
| 20 |
1.20% |
¥301,485 |
¥72,356,335 |
¥8,056,335 |
| 20 |
1.30% |
¥304,398 |
¥73,055,443 |
¥8,755,443 |
| 20 |
1.40% |
¥307,328 |
¥73,758,803 |
¥9,458,803 |
| 20 |
1.50% |
¥310,277 |
¥74,466,407 |
¥10,166,407 |
| 20 |
1.60% |
¥313,243 |
¥75,178,253 |
¥10,878,253 |
| 20 |
1.70% |
¥316,226 |
¥75,894,332 |
¥11,594,332 |
| 20 |
1.80% |
¥319,228 |
¥76,614,641 |
¥12,314,641 |
| 20 |
1.90% |
¥322,247 |
¥77,339,171 |
¥13,039,171 |
| 20 |
2.00% |
¥325,283 |
¥78,067,916 |
¥13,767,916 |
| 20 |
2.10% |
¥328,337 |
¥78,800,870 |
¥14,500,870 |
| 20 |
2.20% |
¥331,408 |
¥79,538,024 |
¥15,238,024 |
| 20 |
2.30% |
¥334,497 |
¥80,279,372 |
¥15,979,372 |
| 20 |
2.40% |
¥337,604 |
¥81,024,905 |
¥16,724,905 |
| 20 |
2.50% |
¥340,728 |
¥81,774,614 |
¥17,474,614 |
| 20 |
2.60% |
¥343,869 |
¥82,528,492 |
¥18,228,492 |
| 20 |
2.70% |
¥347,027 |
¥83,286,529 |
¥18,986,529 |
| 20 |
2.80% |
¥350,203 |
¥84,048,716 |
¥19,748,716 |
| 20 |
2.90% |
¥353,396 |
¥84,815,043 |
¥20,515,043 |
| 20 |
3.00% |
¥356,606 |
¥85,585,501 |
¥21,285,501 |
6430万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥376,409 |
¥67,753,550 |
¥3,453,550 |
| 15 |
0.80% |
¥379,203 |
¥68,256,547 |
¥3,956,547 |
| 15 |
0.90% |
¥382,011 |
¥68,761,949 |
¥4,461,949 |
| 15 |
1.00% |
¥384,832 |
¥69,269,755 |
¥4,969,755 |
| 15 |
1.10% |
¥387,666 |
¥69,779,964 |
¥5,479,964 |
| 15 |
1.20% |
¥390,514 |
¥70,292,574 |
¥5,992,574 |
| 15 |
1.30% |
¥393,375 |
¥70,807,584 |
¥6,507,584 |
| 15 |
1.40% |
¥396,250 |
¥71,324,993 |
¥7,024,993 |
| 15 |
1.50% |
¥399,138 |
¥71,844,797 |
¥7,544,797 |
| 15 |
1.60% |
¥402,039 |
¥72,366,996 |
¥8,066,996 |
| 15 |
1.70% |
¥404,953 |
¥72,891,588 |
¥8,591,588 |
| 15 |
1.80% |
¥407,881 |
¥73,418,570 |
¥9,118,570 |
| 15 |
1.90% |
¥410,822 |
¥73,947,941 |
¥9,647,941 |
| 15 |
2.00% |
¥413,776 |
¥74,479,697 |
¥10,179,697 |
| 15 |
2.10% |
¥416,744 |
¥75,013,837 |
¥10,713,837 |
| 15 |
2.20% |
¥419,724 |
¥75,550,358 |
¥11,250,358 |
| 15 |
2.30% |
¥422,718 |
¥76,089,258 |
¥11,789,258 |
| 15 |
2.40% |
¥425,725 |
¥76,630,534 |
¥12,330,534 |
| 15 |
2.50% |
¥428,745 |
¥77,174,183 |
¥12,874,183 |
| 15 |
2.60% |
¥431,779 |
¥77,720,202 |
¥13,420,202 |
| 15 |
2.70% |
¥434,825 |
¥78,268,588 |
¥13,968,588 |
| 15 |
2.80% |
¥437,885 |
¥78,819,339 |
¥14,519,339 |
| 15 |
2.90% |
¥440,958 |
¥79,372,450 |
¥15,072,450 |
| 15 |
3.00% |
¥444,044 |
¥79,927,919 |
¥15,627,919 |
6430万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥554,962 |
¥66,595,498 |
¥2,295,498 |
| 10 |
0.80% |
¥557,731 |
¥66,927,709 |
¥2,627,709 |
| 10 |
0.90% |
¥560,508 |
¥67,260,990 |
¥2,960,990 |
| 10 |
1.00% |
¥563,295 |
¥67,595,340 |
¥3,295,340 |
| 10 |
1.10% |
¥566,090 |
¥67,930,759 |
¥3,630,759 |
| 10 |
1.20% |
¥568,894 |
¥68,267,248 |
¥3,967,248 |
| 10 |
1.30% |
¥571,707 |
¥68,604,804 |
¥4,304,804 |
| 10 |
1.40% |
¥574,529 |
¥68,943,429 |
¥4,643,429 |
| 10 |
1.50% |
¥577,359 |
¥69,283,121 |
¥4,983,121 |
| 10 |
1.60% |
¥580,199 |
¥69,623,881 |
¥5,323,881 |
| 10 |
1.70% |
¥583,048 |
¥69,965,707 |
¥5,665,707 |
| 10 |
1.80% |
¥585,905 |
¥70,308,599 |
¥6,008,599 |
| 10 |
1.90% |
¥588,771 |
¥70,652,558 |
¥6,352,558 |
| 10 |
2.00% |
¥591,647 |
¥70,997,581 |
¥6,697,581 |
| 10 |
2.10% |
¥594,531 |
¥71,343,669 |
¥7,043,669 |
| 10 |
2.20% |
¥597,424 |
¥71,690,821 |
¥7,390,821 |
| 10 |
2.30% |
¥600,325 |
¥72,039,037 |
¥7,739,037 |
| 10 |
2.40% |
¥603,236 |
¥72,388,315 |
¥8,088,315 |
| 10 |
2.50% |
¥606,155 |
¥72,738,656 |
¥8,438,656 |
| 10 |
2.60% |
¥609,084 |
¥73,090,059 |
¥8,790,059 |
| 10 |
2.70% |
¥612,021 |
¥73,442,522 |
¥9,142,522 |
| 10 |
2.80% |
¥614,967 |
¥73,796,046 |
¥9,496,046 |
| 10 |
2.90% |
¥617,922 |
¥74,150,629 |
¥9,850,629 |
| 10 |
3.00% |
¥620,886 |
¥74,506,271 |
¥10,206,271 |
