6450万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6450万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6450万円の住宅ローン｜期間・年数別
6450万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥127,439 | ¥76,463,217 | ¥11,963,217 |
| 50 | 0.80% | ¥130,465 | ¥78,278,929 | ¥13,778,929 |
| 50 | 0.90% | ¥133,535 | ¥80,121,062 | ¥15,621,062 |
| 50 | 1.00% | ¥136,649 | ¥81,989,503 | ¥17,489,503 |
| 50 | 1.10% | ¥139,807 | ¥83,884,123 | ¥19,384,123 |
| 50 | 1.20% | ¥143,008 | ¥85,804,784 | ¥21,304,784 |
| 50 | 1.30% | ¥146,252 | ¥87,751,333 | ¥23,251,333 |
| 50 | 1.40% | ¥149,539 | ¥89,723,608 | ¥25,223,608 |
| 50 | 1.50% | ¥152,869 | ¥91,721,435 | ¥27,221,435 |
| 50 | 1.60% | ¥156,241 | ¥93,744,628 | ¥29,244,628 |
| 50 | 1.70% | ¥159,655 | ¥95,792,990 | ¥31,292,990 |
| 50 | 1.80% | ¥163,111 | ¥97,866,314 | ¥33,366,314 |
| 50 | 1.90% | ¥166,607 | ¥99,964,384 | ¥35,464,384 |
| 50 | 2.00% | ¥170,145 | ¥102,086,973 | ¥37,586,973 |
| 50 | 2.10% | ¥173,723 | ¥104,233,845 | ¥39,733,845 |
| 50 | 2.20% | ¥177,341 | ¥106,404,755 | ¥41,904,755 |
| 50 | 2.30% | ¥180,999 | ¥108,599,448 | ¥44,099,448 |
| 50 | 2.40% | ¥184,696 | ¥110,817,662 | ¥46,317,662 |
| 50 | 2.50% | ¥188,432 | ¥113,059,129 | ¥48,559,129 |
| 50 | 2.60% | ¥192,206 | ¥115,323,569 | ¥50,823,569 |
| 50 | 2.70% | ¥196,018 | ¥117,610,700 | ¥53,110,700 |
| 50 | 2.80% | ¥199,867 | ¥119,920,230 | ¥55,420,230 |
| 50 | 2.90% | ¥203,753 | ¥122,251,861 | ¥57,751,861 |
| 50 | 3.00% | ¥207,675 | ¥124,605,292 | ¥60,105,292 |
6450万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥139,278 | ¥75,209,860 | ¥10,709,860 |
| 45 | 0.80% | ¥142,271 | ¥76,826,367 | ¥12,326,367 |
| 45 | 0.90% | ¥145,304 | ¥78,464,340 | ¥13,964,340 |
| 45 | 1.00% | ¥148,377 | ¥80,123,704 | ¥15,623,704 |
| 45 | 1.10% | ¥151,490 | ¥81,804,374 | ¥17,304,374 |
| 45 | 1.20% | ¥154,641 | ¥83,506,258 | ¥19,006,258 |
| 45 | 1.30% | ¥157,832 | ¥85,229,255 | ¥20,729,255 |
| 45 | 1.40% | ¥161,062 | ¥86,973,256 | ¥22,473,256 |
| 45 | 1.50% | ¥164,330 | ¥88,738,146 | ¥24,238,146 |
| 45 | 1.60% | ¥167,637 | ¥90,523,800 | ¥26,023,800 |
| 45 | 1.70% | ¥170,982 | ¥92,330,089 | ¥27,830,089 |
| 45 | 1.80% | ¥174,365 | ¥94,156,873 | ¥29,656,873 |
| 45 | 1.90% | ¥177,785 | ¥96,004,006 | ¥31,504,006 |
| 45 | 2.00% | ¥181,243 | ¥97,871,338 | ¥33,371,338 |
| 45 | 2.10% | ¥184,738 | ¥99,758,710 | ¥35,258,710 |
| 45 | 2.20% | ¥188,270 | ¥101,665,955 | ¥37,165,955 |
| 45 | 2.30% | ¥191,839 | ¥103,592,904 | ¥39,092,904 |
| 45 | 2.40% | ¥195,443 | ¥105,539,378 | ¥41,039,378 |
| 45 | 2.50% | ¥199,084 | ¥107,505,194 | ¥43,005,194 |
| 45 | 2.60% | ¥202,760 | ¥109,490,165 | ¥44,990,165 |
| 45 | 2.70% | ¥206,471 | ¥111,494,096 | ¥46,994,096 |
| 45 | 2.80% | ¥210,216 | ¥113,516,789 | ¥49,016,789 |
| 45 | 2.90% | ¥213,996 | ¥115,558,039 | ¥51,058,039 |
| 45 | 3.00% | ¥217,810 | ¥117,617,639 | ¥53,117,639 |
6450万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥154,103 | ¥73,969,539 | ¥9,469,539 |
| 40 | 0.80% | ¥157,064 | ¥75,390,778 | ¥10,890,778 |
| 40 | 0.90% | ¥160,060 | ¥76,829,025 | ¥12,329,025 |
| 40 | 1.00% | ¥163,092 | ¥78,284,231 | ¥13,784,231 |
| 40 | 1.10% | ¥166,159 | ¥79,756,344 | ¥15,256,344 |
| 40 | 1.20% | ¥169,261 | ¥81,245,303 | ¥16,745,303 |
| 40 | 1.30% | ¥172,398 | ¥82,751,047 | ¥18,251,047 |
| 40 | 1.40% | ¥175,570 | ¥84,273,506 | ¥19,773,506 |
| 40 | 1.50% | ¥178,776 | ¥85,812,606 | ¥21,312,606 |
| 40 | 1.60% | ¥182,017 | ¥87,368,269 | ¥22,868,269 |
| 40 | 1.70% | ¥185,293 | ¥88,940,412 | ¥24,440,412 |
| 40 | 1.80% | ¥188,602 | ¥90,528,947 | ¥26,028,947 |
| 40 | 1.90% | ¥191,945 | ¥92,133,781 | ¥27,633,781 |
| 40 | 2.00% | ¥195,323 | ¥93,754,818 | ¥29,254,818 |
| 40 | 2.10% | ¥198,733 | ¥95,391,955 | ¥30,891,955 |
| 40 | 2.20% | ¥202,177 | ¥97,045,088 | ¥32,545,088 |
| 40 | 2.30% | ¥205,654 | ¥98,714,106 | ¥34,214,106 |
| 40 | 2.40% | ¥209,164 | ¥100,398,896 | ¥35,898,896 |
| 40 | 2.50% | ¥212,707 | ¥102,099,339 | ¥37,599,339 |
| 40 | 2.60% | ¥216,282 | ¥103,815,314 | ¥39,315,314 |
| 40 | 2.70% | ¥219,889 | ¥105,546,697 | ¥41,046,697 |
| 40 | 2.80% | ¥223,528 | ¥107,293,356 | ¥42,793,356 |
| 40 | 2.90% | ¥227,198 | ¥109,055,162 | ¥44,555,162 |
| 40 | 3.00% | ¥230,900 | ¥110,831,977 | ¥46,331,977 |
6450万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥173,196 | ¥72,742,279 | ¥8,242,279 |
| 35 | 0.80% | ¥176,124 | ¥73,972,208 | ¥9,472,208 |
| 35 | 0.90% | ¥179,084 | ¥75,215,190 | ¥10,715,190 |
| 35 | 1.00% | ¥182,074 | ¥76,471,196 | ¥11,971,196 |
| 35 | 1.10% | ¥185,096 | ¥77,740,194 | ¥13,240,194 |
| 35 | 1.20% | ¥188,148 | ¥79,022,149 | ¥14,522,149 |
| 35 | 1.30% | ¥191,231 | ¥80,317,024 | ¥15,817,024 |
| 35 | 1.40% | ¥194,345 | ¥81,624,777 | ¥17,124,777 |
| 35 | 1.50% | ¥197,489 | ¥82,945,365 | ¥18,445,365 |
| 35 | 1.60% | ¥200,664 | ¥84,278,740 | ¥19,778,740 |
| 35 | 1.70% | ¥203,869 | ¥85,624,854 | ¥21,124,854 |
| 35 | 1.80% | ¥207,104 | ¥86,983,653 | ¥22,483,653 |
| 35 | 1.90% | ¥210,369 | ¥88,355,083 | ¥23,855,083 |
| 35 | 2.00% | ¥213,664 | ¥89,739,084 | ¥25,239,084 |
| 35 | 2.10% | ¥216,990 | ¥91,135,597 | ¥26,635,597 |
| 35 | 2.20% | ¥220,344 | ¥92,544,558 | ¥28,044,558 |
| 35 | 2.30% | ¥223,728 | ¥93,965,900 | ¥29,465,900 |
| 35 | 2.40% | ¥227,142 | ¥95,399,556 | ¥30,899,556 |
| 35 | 2.50% | ¥230,584 | ¥96,845,454 | ¥32,345,454 |
| 35 | 2.60% | ¥234,056 | ¥98,303,520 | ¥33,803,520 |
| 35 | 2.70% | ¥237,556 | ¥99,773,679 | ¥35,273,679 |
| 35 | 2.80% | ¥241,085 | ¥101,255,852 | ¥36,755,852 |
| 35 | 2.90% | ¥244,643 | ¥102,749,959 | ¥38,249,959 |
| 35 | 3.00% | ¥248,228 | ¥104,255,916 | ¥39,755,916 |
6450万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥198,689 | ¥71,528,105 | ¥7,028,105 |
| 30 | 0.80% | ¥201,585 | ¥72,570,698 | ¥8,070,698 |
| 30 | 0.90% | ¥204,508 | ¥73,622,900 | ¥9,122,900 |
| 30 | 1.00% | ¥207,457 | ¥74,684,697 | ¥10,184,697 |
| 30 | 1.10% | ¥210,434 | ¥75,756,069 | ¥11,256,069 |
| 30 | 1.20% | ¥213,436 | ¥76,836,999 | ¥12,336,999 |
| 30 | 1.30% | ¥216,465 | ¥77,927,465 | ¥13,427,465 |
| 30 | 1.40% | ¥219,521 | ¥79,027,444 | ¥14,527,444 |
| 30 | 1.50% | ¥222,603 | ¥80,136,913 | ¥15,636,913 |
| 30 | 1.60% | ¥225,711 | ¥81,255,845 | ¥16,755,845 |
| 30 | 1.70% | ¥228,845 | ¥82,384,214 | ¥17,884,214 |
| 30 | 1.80% | ¥232,006 | ¥83,521,991 | ¥19,021,991 |
| 30 | 1.90% | ¥235,192 | ¥84,669,144 | ¥20,169,144 |
| 30 | 2.00% | ¥238,405 | ¥85,825,642 | ¥21,325,642 |
| 30 | 2.10% | ¥241,643 | ¥86,991,450 | ¥22,491,450 |
| 30 | 2.20% | ¥244,907 | ¥88,166,535 | ¥23,666,535 |
| 30 | 2.30% | ¥248,197 | ¥89,350,860 | ¥24,850,860 |
| 30 | 2.40% | ¥251,512 | ¥90,544,385 | ¥26,044,385 |
| 30 | 2.50% | ¥254,853 | ¥91,747,073 | ¥27,247,073 |
| 30 | 2.60% | ¥258,219 | ¥92,958,881 | ¥28,458,881 |
| 30 | 2.70% | ¥261,610 | ¥94,179,768 | ¥29,679,768 |
| 30 | 2.80% | ¥265,027 | ¥95,409,690 | ¥30,909,690 |
| 30 | 2.90% | ¥268,468 | ¥96,648,601 | ¥32,148,601 |
| 30 | 3.00% | ¥271,935 | ¥97,896,457 | ¥33,396,457 |
6450万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥234,423 | ¥70,327,038 | ¥5,827,038 |
| 25 | 0.80% | ¥237,288 | ¥71,186,283 | ¥6,686,283 |
| 25 | 0.90% | ¥240,174 | ¥72,052,213 | ¥7,552,213 |
| 25 | 1.00% | ¥243,083 | ¥72,924,820 | ¥8,424,820 |
| 25 | 1.10% | ¥246,014 | ¥73,804,095 | ¥9,304,095 |
| 25 | 1.20% | ¥248,967 | ¥74,690,030 | ¥10,190,030 |
| 25 | 1.30% | ¥251,942 | ¥75,582,613 | ¥11,082,613 |
| 25 | 1.40% | ¥254,939 | ¥76,481,833 | ¥11,981,833 |
| 25 | 1.50% | ¥257,959 | ¥77,387,679 | ¥12,887,679 |
| 25 | 1.60% | ¥261,000 | ¥78,300,138 | ¥13,800,138 |
| 25 | 1.70% | ¥264,064 | ¥79,219,195 | ¥14,719,195 |
| 25 | 1.80% | ¥267,149 | ¥80,144,837 | ¥15,644,837 |
| 25 | 1.90% | ¥270,257 | ¥81,077,049 | ¥16,577,049 |
| 25 | 2.00% | ¥273,386 | ¥82,015,815 | ¥17,515,815 |
| 25 | 2.10% | ¥276,537 | ¥82,961,117 | ¥18,461,117 |
| 25 | 2.20% | ¥279,710 | ¥83,912,939 | ¥19,412,939 |
| 25 | 2.30% | ¥282,904 | ¥84,871,263 | ¥20,371,263 |
| 25 | 2.40% | ¥286,120 | ¥85,836,069 | ¥21,336,069 |
| 25 | 2.50% | ¥289,358 | ¥86,807,338 | ¥22,307,338 |
| 25 | 2.60% | ¥292,617 | ¥87,785,050 | ¥23,285,050 |
| 25 | 2.70% | ¥295,897 | ¥88,769,183 | ¥24,269,183 |
| 25 | 2.80% | ¥299,199 | ¥89,759,715 | ¥25,259,715 |
| 25 | 2.90% | ¥302,522 | ¥90,756,625 | ¥26,256,625 |
| 25 | 3.00% | ¥305,866 | ¥91,759,889 | ¥27,259,889 |
6450万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥288,080 | ¥69,139,096 | ¥4,639,096 |
| 20 | 0.80% | ¥290,912 | ¥69,818,993 | ¥5,318,993 |
| 20 | 0.90% | ¥293,763 | ¥70,503,175 | ¥6,003,175 |
| 20 | 1.00% | ¥296,632 | ¥71,191,639 | ¥6,691,639 |
| 20 | 1.10% | ¥299,518 | ¥71,884,379 | ¥7,384,379 |
| 20 | 1.20% | ¥302,422 | ¥72,581,394 | ¥8,081,394 |
| 20 | 1.30% | ¥305,344 | ¥73,282,676 | ¥8,782,676 |
| 20 | 1.40% | ¥308,284 | ¥73,988,223 | ¥9,488,223 |
| 20 | 1.50% | ¥311,242 | ¥74,698,029 | ¥10,198,029 |
| 20 | 1.60% | ¥314,217 | ¥75,412,089 | ¥10,912,089 |
| 20 | 1.70% | ¥317,210 | ¥76,130,396 | ¥11,630,396 |
| 20 | 1.80% | ¥320,221 | ¥76,852,944 | ¥12,352,944 |
| 20 | 1.90% | ¥323,249 | ¥77,579,728 | ¥13,079,728 |
| 20 | 2.00% | ¥326,295 | ¥78,310,740 | ¥13,810,740 |
| 20 | 2.10% | ¥329,358 | ¥79,045,974 | ¥14,545,974 |
| 20 | 2.20% | ¥332,439 | ¥79,785,421 | ¥15,285,421 |
| 20 | 2.30% | ¥335,538 | ¥80,529,075 | ¥16,029,075 |
| 20 | 2.40% | ¥338,654 | ¥81,276,926 | ¥16,776,926 |
| 20 | 2.50% | ¥341,787 | ¥82,028,968 | ¥17,528,968 |
| 20 | 2.60% | ¥344,938 | ¥82,785,190 | ¥18,285,190 |
| 20 | 2.70% | ¥348,107 | ¥83,545,585 | ¥19,045,585 |
| 20 | 2.80% | ¥351,292 | ¥84,310,143 | ¥19,810,143 |
| 20 | 2.90% | ¥354,495 | ¥85,078,854 | ¥20,578,854 |
| 20 | 3.00% | ¥357,715 | ¥85,851,708 | ¥21,351,708 |
6450万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥377,579 | ¥67,964,292 | ¥3,464,292 |
| 15 | 0.80% | ¥380,383 | ¥68,468,853 | ¥3,968,853 |
| 15 | 0.90% | ¥383,199 | ¥68,975,827 | ¥4,475,827 |
| 15 | 1.00% | ¥386,029 | ¥69,485,213 | ¥4,985,213 |
| 15 | 1.10% | ¥388,872 | ¥69,997,009 | ¥5,497,009 |
| 15 | 1.20% | ¥391,729 | ¥70,511,214 | ¥6,011,214 |
| 15 | 1.30% | ¥394,599 | ¥71,027,826 | ¥6,527,826 |
| 15 | 1.40% | ¥397,482 | ¥71,546,843 | ¥7,046,843 |
| 15 | 1.50% | ¥400,379 | ¥72,068,265 | ¥7,568,265 |
| 15 | 1.60% | ¥403,289 | ¥72,592,088 | ¥8,092,088 |
| 15 | 1.70% | ¥406,213 | ¥73,118,311 | ¥8,618,311 |
| 15 | 1.80% | ¥409,150 | ¥73,646,933 | ¥9,146,933 |
| 15 | 1.90% | ¥412,100 | ¥74,177,950 | ¥9,677,950 |
| 15 | 2.00% | ¥415,063 | ¥74,711,360 | ¥10,211,360 |
| 15 | 2.10% | ¥418,040 | ¥75,247,162 | ¥10,747,162 |
| 15 | 2.20% | ¥421,030 | ¥75,785,352 | ¥11,285,352 |
| 15 | 2.30% | ¥424,033 | ¥76,325,928 | ¥11,825,928 |
| 15 | 2.40% | ¥427,049 | ¥76,868,887 | ¥12,368,887 |
| 15 | 2.50% | ¥430,079 | ¥77,414,227 | ¥12,914,227 |
| 15 | 2.60% | ¥433,122 | ¥77,961,945 | ¥13,461,945 |
| 15 | 2.70% | ¥436,178 | ¥78,512,037 | ¥14,012,037 |
| 15 | 2.80% | ¥439,247 | ¥79,064,500 | ¥14,564,500 |
| 15 | 2.90% | ¥442,330 | ¥79,619,332 | ¥15,119,332 |
| 15 | 3.00% | ¥445,425 | ¥80,176,528 | ¥15,676,528 |
6450万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥556,689 | ¥66,802,638 | ¥2,302,638 |
| 10 | 0.80% | ¥559,466 | ¥67,135,882 | ¥2,635,882 |
| 10 | 0.90% | ¥562,252 | ¥67,470,200 | ¥2,970,200 |
| 10 | 1.00% | ¥565,047 | ¥67,805,590 | ¥3,305,590 |
| 10 | 1.10% | ¥567,850 | ¥68,142,053 | ¥3,642,053 |
| 10 | 1.20% | ¥570,663 | ¥68,479,587 | ¥3,979,587 |
| 10 | 1.30% | ¥573,485 | ¥68,818,194 | ¥4,318,194 |
| 10 | 1.40% | ¥576,316 | ¥69,157,872 | ¥4,657,872 |
| 10 | 1.50% | ¥579,155 | ¥69,498,621 | ¥4,998,621 |
| 10 | 1.60% | ¥582,004 | ¥69,840,440 | ¥5,340,440 |
| 10 | 1.70% | ¥584,861 | ¥70,183,330 | ¥5,683,330 |
| 10 | 1.80% | ¥587,727 | ¥70,527,289 | ¥6,027,289 |
| 10 | 1.90% | ¥590,603 | ¥70,872,317 | ¥6,372,317 |
| 10 | 2.00% | ¥593,487 | ¥71,218,413 | ¥6,718,413 |
| 10 | 2.10% | ¥596,380 | ¥71,565,578 | ¥7,065,578 |
| 10 | 2.20% | ¥599,282 | ¥71,913,810 | ¥7,413,810 |
| 10 | 2.30% | ¥602,193 | ¥72,263,108 | ¥7,763,108 |
| 10 | 2.40% | ¥605,112 | ¥72,613,473 | ¥8,113,473 |
| 10 | 2.50% | ¥608,041 | ¥72,964,904 | ¥8,464,904 |
| 10 | 2.60% | ¥610,978 | ¥73,317,399 | ¥8,817,399 |
| 10 | 2.70% | ¥613,925 | ¥73,670,959 | ¥9,170,959 |
| 10 | 2.80% | ¥616,880 | ¥74,025,582 | ¥9,525,582 |
| 10 | 2.90% | ¥619,844 | ¥74,381,268 | ¥9,881,268 |
| 10 | 3.00% | ¥622,817 | ¥74,738,016 | ¥10,238,016 |
