6470万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6470万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6470万円の住宅ローン|期間・年数別
6470万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥127,834 |
¥76,700,312 |
¥12,000,312 |
| 50 |
0.80% |
¥130,869 |
¥78,521,654 |
¥13,821,654 |
| 50 |
0.90% |
¥133,949 |
¥80,369,500 |
¥15,669,500 |
| 50 |
1.00% |
¥137,073 |
¥82,243,734 |
¥17,543,734 |
| 50 |
1.10% |
¥140,240 |
¥84,144,229 |
¥19,444,229 |
| 50 |
1.20% |
¥143,451 |
¥86,070,845 |
¥21,370,845 |
| 50 |
1.30% |
¥146,706 |
¥88,023,430 |
¥23,323,430 |
| 50 |
1.40% |
¥150,003 |
¥90,001,821 |
¥25,301,821 |
| 50 |
1.50% |
¥153,343 |
¥92,005,843 |
¥27,305,843 |
| 50 |
1.60% |
¥156,726 |
¥94,035,309 |
¥29,335,309 |
| 50 |
1.70% |
¥160,150 |
¥96,090,022 |
¥31,390,022 |
| 50 |
1.80% |
¥163,616 |
¥98,169,776 |
¥33,469,776 |
| 50 |
1.90% |
¥167,124 |
¥100,274,351 |
¥35,574,351 |
| 50 |
2.00% |
¥170,673 |
¥102,403,522 |
¥37,703,522 |
| 50 |
2.10% |
¥174,262 |
¥104,557,051 |
¥39,857,051 |
| 50 |
2.20% |
¥177,891 |
¥106,734,692 |
¥42,034,692 |
| 50 |
2.30% |
¥181,560 |
¥108,936,190 |
¥44,236,190 |
| 50 |
2.40% |
¥185,269 |
¥111,161,283 |
¥46,461,283 |
| 50 |
2.50% |
¥189,016 |
¥113,409,700 |
¥48,709,700 |
| 50 |
2.60% |
¥192,802 |
¥115,681,162 |
¥50,981,162 |
| 50 |
2.70% |
¥196,626 |
¥117,975,384 |
¥53,275,384 |
| 50 |
2.80% |
¥200,487 |
¥120,292,075 |
¥55,592,075 |
| 50 |
2.90% |
¥204,385 |
¥122,630,937 |
¥57,930,937 |
| 50 |
3.00% |
¥208,319 |
¥124,991,665 |
¥60,291,665 |
6470万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥139,709 |
¥75,443,069 |
¥10,743,069 |
| 45 |
0.80% |
¥142,712 |
¥77,064,588 |
¥12,364,588 |
| 45 |
0.90% |
¥145,755 |
¥78,707,641 |
¥14,007,641 |
| 45 |
1.00% |
¥148,837 |
¥80,372,150 |
¥15,672,150 |
| 45 |
1.10% |
¥151,959 |
¥82,058,031 |
¥17,358,031 |
| 45 |
1.20% |
¥155,121 |
¥83,765,192 |
¥19,065,192 |
| 45 |
1.30% |
¥158,321 |
¥85,493,531 |
¥20,793,531 |
| 45 |
1.40% |
¥161,561 |
¥87,242,941 |
¥22,542,941 |
| 45 |
1.50% |
¥164,839 |
¥89,013,303 |
¥24,313,303 |
| 45 |
1.60% |
¥168,156 |
¥90,804,494 |
¥26,104,494 |
| 45 |
1.70% |
¥171,512 |
¥92,616,384 |
¥27,916,384 |
| 45 |
1.80% |
¥174,905 |
¥94,448,832 |
¥29,748,832 |
| 45 |
1.90% |
¥178,336 |
¥96,301,693 |
¥31,601,693 |
| 45 |
2.00% |
¥181,805 |
¥98,174,815 |
¥33,474,815 |
| 45 |
2.10% |
¥185,311 |
¥100,068,039 |
¥35,368,039 |
| 45 |
2.20% |
¥188,854 |
¥101,981,199 |
¥37,281,199 |
| 45 |
2.30% |
¥192,434 |
¥103,914,122 |
¥39,214,122 |
| 45 |
2.40% |
¥196,049 |
¥105,866,632 |
¥41,166,632 |
| 45 |
2.50% |
¥199,701 |
¥107,838,544 |
¥43,138,544 |
| 45 |
2.60% |
¥203,388 |
¥109,829,669 |
¥45,129,669 |
| 45 |
2.70% |
¥207,111 |
¥111,839,814 |
¥47,139,814 |
| 45 |
2.80% |
¥210,868 |
¥113,868,779 |
¥49,168,779 |
| 45 |
2.90% |
¥214,660 |
¥115,916,358 |
¥51,216,358 |
| 45 |
3.00% |
¥218,486 |
¥117,982,345 |
¥53,282,345 |
6470万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥154,581 |
¥74,198,902 |
¥9,498,902 |
| 40 |
0.80% |
¥157,551 |
¥75,624,548 |
¥10,924,548 |
| 40 |
0.90% |
¥160,557 |
¥77,067,255 |
¥12,367,255 |
| 40 |
1.00% |
¥163,598 |
¥78,526,973 |
¥13,826,973 |
| 40 |
1.10% |
¥166,674 |
¥80,003,650 |
¥15,303,650 |
| 40 |
1.20% |
¥169,786 |
¥81,497,227 |
¥16,797,227 |
| 40 |
1.30% |
¥172,933 |
¥83,007,639 |
¥18,307,639 |
| 40 |
1.40% |
¥176,114 |
¥84,534,819 |
¥19,834,819 |
| 40 |
1.50% |
¥179,331 |
¥86,078,691 |
¥21,378,691 |
| 40 |
1.60% |
¥182,582 |
¥87,639,178 |
¥22,939,178 |
| 40 |
1.70% |
¥185,867 |
¥89,216,196 |
¥24,516,196 |
| 40 |
1.80% |
¥189,187 |
¥90,809,657 |
¥26,109,657 |
| 40 |
1.90% |
¥192,541 |
¥92,419,467 |
¥27,719,467 |
| 40 |
2.00% |
¥195,928 |
¥94,045,530 |
¥29,345,530 |
| 40 |
2.10% |
¥199,349 |
¥95,687,744 |
¥30,987,744 |
| 40 |
2.20% |
¥202,804 |
¥97,346,003 |
¥32,646,003 |
| 40 |
2.30% |
¥206,292 |
¥99,020,196 |
¥34,320,196 |
| 40 |
2.40% |
¥209,813 |
¥100,710,210 |
¥36,010,210 |
| 40 |
2.50% |
¥213,367 |
¥102,415,926 |
¥37,715,926 |
| 40 |
2.60% |
¥216,953 |
¥104,137,222 |
¥39,437,222 |
| 40 |
2.70% |
¥220,571 |
¥105,873,973 |
¥41,173,973 |
| 40 |
2.80% |
¥224,221 |
¥107,626,049 |
¥42,926,049 |
| 40 |
2.90% |
¥227,903 |
¥109,393,317 |
¥44,693,317 |
| 40 |
3.00% |
¥231,616 |
¥111,175,642 |
¥46,475,642 |
6470万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥173,733 |
¥72,967,836 |
¥8,267,836 |
| 35 |
0.80% |
¥176,670 |
¥74,201,579 |
¥9,501,579 |
| 35 |
0.90% |
¥179,639 |
¥75,448,415 |
¥10,748,415 |
| 35 |
1.00% |
¥182,639 |
¥76,708,316 |
¥12,008,316 |
| 35 |
1.10% |
¥185,670 |
¥77,981,249 |
¥13,281,249 |
| 35 |
1.20% |
¥188,731 |
¥79,267,179 |
¥14,567,179 |
| 35 |
1.30% |
¥191,824 |
¥80,566,069 |
¥15,866,069 |
| 35 |
1.40% |
¥194,947 |
¥81,877,877 |
¥17,177,877 |
| 35 |
1.50% |
¥198,101 |
¥83,202,560 |
¥18,502,560 |
| 35 |
1.60% |
¥201,286 |
¥84,540,070 |
¥19,840,070 |
| 35 |
1.70% |
¥204,501 |
¥85,890,357 |
¥21,190,357 |
| 35 |
1.80% |
¥207,746 |
¥87,253,370 |
¥22,553,370 |
| 35 |
1.90% |
¥211,022 |
¥88,629,052 |
¥23,929,052 |
| 35 |
2.00% |
¥214,327 |
¥90,017,345 |
¥25,317,345 |
| 35 |
2.10% |
¥217,662 |
¥91,418,188 |
¥26,718,188 |
| 35 |
2.20% |
¥221,027 |
¥92,831,518 |
¥28,131,518 |
| 35 |
2.30% |
¥224,422 |
¥94,257,268 |
¥29,557,268 |
| 35 |
2.40% |
¥227,846 |
¥95,695,369 |
¥30,995,369 |
| 35 |
2.50% |
¥231,299 |
¥97,145,750 |
¥32,445,750 |
| 35 |
2.60% |
¥234,782 |
¥98,608,337 |
¥33,908,337 |
| 35 |
2.70% |
¥238,293 |
¥100,083,054 |
¥35,383,054 |
| 35 |
2.80% |
¥241,833 |
¥101,569,823 |
¥36,869,823 |
| 35 |
2.90% |
¥245,401 |
¥103,068,563 |
¥38,368,563 |
| 35 |
3.00% |
¥248,998 |
¥104,579,191 |
¥39,879,191 |
6470万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥199,305 |
¥71,749,898 |
¥7,049,898 |
| 30 |
0.80% |
¥202,210 |
¥72,795,723 |
¥8,095,723 |
| 30 |
0.90% |
¥205,142 |
¥73,851,188 |
¥9,151,188 |
| 30 |
1.00% |
¥208,101 |
¥74,916,277 |
¥10,216,277 |
| 30 |
1.10% |
¥211,086 |
¥75,990,972 |
¥11,290,972 |
| 30 |
1.20% |
¥214,098 |
¥77,075,253 |
¥12,375,253 |
| 30 |
1.30% |
¥217,136 |
¥78,169,100 |
¥13,469,100 |
| 30 |
1.40% |
¥220,201 |
¥79,272,490 |
¥14,572,490 |
| 30 |
1.50% |
¥223,293 |
¥80,385,399 |
¥15,685,399 |
| 30 |
1.60% |
¥226,411 |
¥81,507,802 |
¥16,807,802 |
| 30 |
1.70% |
¥229,555 |
¥82,639,669 |
¥17,939,669 |
| 30 |
1.80% |
¥232,725 |
¥83,780,974 |
¥19,080,974 |
| 30 |
1.90% |
¥235,921 |
¥84,931,684 |
¥20,231,684 |
| 30 |
2.00% |
¥239,144 |
¥86,091,768 |
¥21,391,768 |
| 30 |
2.10% |
¥242,392 |
¥87,261,191 |
¥22,561,191 |
| 30 |
2.20% |
¥245,666 |
¥88,439,920 |
¥23,739,920 |
| 30 |
2.30% |
¥248,966 |
¥89,627,917 |
¥24,927,917 |
| 30 |
2.40% |
¥252,292 |
¥90,825,143 |
¥26,125,143 |
| 30 |
2.50% |
¥255,643 |
¥92,031,560 |
¥27,331,560 |
| 30 |
2.60% |
¥259,020 |
¥93,247,126 |
¥28,547,126 |
| 30 |
2.70% |
¥262,422 |
¥94,471,798 |
¥29,771,798 |
| 30 |
2.80% |
¥265,849 |
¥95,705,534 |
¥31,005,534 |
| 30 |
2.90% |
¥269,301 |
¥96,948,287 |
¥32,248,287 |
| 30 |
3.00% |
¥272,778 |
¥98,200,012 |
¥33,500,012 |
6470万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥235,150 |
¥70,545,107 |
¥5,845,107 |
| 25 |
0.80% |
¥238,023 |
¥71,407,016 |
¥6,707,016 |
| 25 |
0.90% |
¥240,919 |
¥72,275,631 |
¥7,575,631 |
| 25 |
1.00% |
¥243,836 |
¥73,150,943 |
¥8,450,943 |
| 25 |
1.10% |
¥246,776 |
¥74,032,945 |
¥9,332,945 |
| 25 |
1.20% |
¥249,739 |
¥74,921,627 |
¥10,221,627 |
| 25 |
1.30% |
¥252,723 |
¥75,816,978 |
¥11,116,978 |
| 25 |
1.40% |
¥255,730 |
¥76,718,986 |
¥12,018,986 |
| 25 |
1.50% |
¥258,759 |
¥77,627,641 |
¥12,927,641 |
| 25 |
1.60% |
¥261,810 |
¥78,542,929 |
¥13,842,929 |
| 25 |
1.70% |
¥264,883 |
¥79,464,836 |
¥14,764,836 |
| 25 |
1.80% |
¥267,978 |
¥80,393,348 |
¥15,693,348 |
| 25 |
1.90% |
¥271,095 |
¥81,328,451 |
¥16,628,451 |
| 25 |
2.00% |
¥274,234 |
¥82,270,127 |
¥17,570,127 |
| 25 |
2.10% |
¥277,395 |
¥83,218,361 |
¥18,518,361 |
| 25 |
2.20% |
¥280,577 |
¥84,173,134 |
¥19,473,134 |
| 25 |
2.30% |
¥283,781 |
¥85,134,430 |
¥20,434,430 |
| 25 |
2.40% |
¥287,007 |
¥86,102,227 |
¥21,402,227 |
| 25 |
2.50% |
¥290,255 |
¥87,076,508 |
¥22,376,508 |
| 25 |
2.60% |
¥293,524 |
¥88,057,251 |
¥23,357,251 |
| 25 |
2.70% |
¥296,815 |
¥89,044,436 |
¥24,344,436 |
| 25 |
2.80% |
¥300,127 |
¥90,038,040 |
¥25,338,040 |
| 25 |
2.90% |
¥303,460 |
¥91,038,041 |
¥26,338,041 |
| 25 |
3.00% |
¥306,815 |
¥92,044,416 |
¥27,344,416 |
6470万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥288,973 |
¥69,353,480 |
¥4,653,480 |
| 20 |
0.80% |
¥291,815 |
¥70,035,486 |
¥5,335,486 |
| 20 |
0.90% |
¥294,674 |
¥70,721,790 |
¥6,021,790 |
| 20 |
1.00% |
¥297,552 |
¥71,412,388 |
¥6,712,388 |
| 20 |
1.10% |
¥300,447 |
¥72,107,277 |
¥7,407,277 |
| 20 |
1.20% |
¥303,360 |
¥72,806,452 |
¥8,106,452 |
| 20 |
1.30% |
¥306,291 |
¥73,509,910 |
¥8,809,910 |
| 20 |
1.40% |
¥309,240 |
¥74,217,644 |
¥9,517,644 |
| 20 |
1.50% |
¥312,207 |
¥74,929,651 |
¥10,229,651 |
| 20 |
1.60% |
¥315,191 |
¥75,645,925 |
¥10,945,925 |
| 20 |
1.70% |
¥318,194 |
¥76,366,459 |
¥11,666,459 |
| 20 |
1.80% |
¥321,214 |
¥77,091,248 |
¥12,391,248 |
| 20 |
1.90% |
¥324,251 |
¥77,820,285 |
¥13,120,285 |
| 20 |
2.00% |
¥327,307 |
¥78,553,564 |
¥13,853,564 |
| 20 |
2.10% |
¥330,379 |
¥79,291,078 |
¥14,591,078 |
| 20 |
2.20% |
¥333,470 |
¥80,032,818 |
¥15,332,818 |
| 20 |
2.30% |
¥336,578 |
¥80,778,777 |
¥16,078,777 |
| 20 |
2.40% |
¥339,704 |
¥81,528,948 |
¥16,828,948 |
| 20 |
2.50% |
¥342,847 |
¥82,283,321 |
¥17,583,321 |
| 20 |
2.60% |
¥346,008 |
¥83,041,889 |
¥18,341,889 |
| 20 |
2.70% |
¥349,186 |
¥83,804,641 |
¥19,104,641 |
| 20 |
2.80% |
¥352,382 |
¥84,571,570 |
¥19,871,570 |
| 20 |
2.90% |
¥355,594 |
¥85,342,664 |
¥20,642,664 |
| 20 |
3.00% |
¥358,825 |
¥86,117,915 |
¥21,417,915 |
6470万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥378,750 |
¥68,175,034 |
¥3,475,034 |
| 15 |
0.80% |
¥381,562 |
¥68,681,160 |
¥3,981,160 |
| 15 |
0.90% |
¥384,387 |
¥69,189,706 |
¥4,489,706 |
| 15 |
1.00% |
¥387,226 |
¥69,700,671 |
¥5,000,671 |
| 15 |
1.10% |
¥390,078 |
¥70,214,054 |
¥5,514,054 |
| 15 |
1.20% |
¥392,944 |
¥70,729,853 |
¥6,029,853 |
| 15 |
1.30% |
¥395,823 |
¥71,248,067 |
¥6,548,067 |
| 15 |
1.40% |
¥398,715 |
¥71,768,694 |
¥7,068,694 |
| 15 |
1.50% |
¥401,621 |
¥72,291,732 |
¥7,591,732 |
| 15 |
1.60% |
¥404,540 |
¥72,817,180 |
¥8,117,180 |
| 15 |
1.70% |
¥407,472 |
¥73,345,035 |
¥8,645,035 |
| 15 |
1.80% |
¥410,418 |
¥73,875,295 |
¥9,175,295 |
| 15 |
1.90% |
¥413,378 |
¥74,407,959 |
¥9,707,959 |
| 15 |
2.00% |
¥416,350 |
¥74,943,023 |
¥10,243,023 |
| 15 |
2.10% |
¥419,336 |
¥75,480,486 |
¥10,780,486 |
| 15 |
2.20% |
¥422,335 |
¥76,020,345 |
¥11,320,345 |
| 15 |
2.30% |
¥425,348 |
¥76,562,597 |
¥11,862,597 |
| 15 |
2.40% |
¥428,374 |
¥77,107,240 |
¥12,407,240 |
| 15 |
2.50% |
¥431,413 |
¥77,654,271 |
¥12,954,271 |
| 15 |
2.60% |
¥434,465 |
¥78,203,687 |
¥13,503,687 |
| 15 |
2.70% |
¥437,530 |
¥78,755,485 |
¥14,055,485 |
| 15 |
2.80% |
¥440,609 |
¥79,309,661 |
¥14,609,661 |
| 15 |
2.90% |
¥443,701 |
¥79,866,213 |
¥15,166,213 |
| 15 |
3.00% |
¥446,806 |
¥80,425,138 |
¥15,725,138 |
6470万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥558,415 |
¥67,009,778 |
¥2,309,778 |
| 10 |
0.80% |
¥561,200 |
¥67,344,056 |
¥2,644,056 |
| 10 |
0.90% |
¥563,995 |
¥67,679,410 |
¥2,979,410 |
| 10 |
1.00% |
¥566,799 |
¥68,015,840 |
¥3,315,840 |
| 10 |
1.10% |
¥569,611 |
¥68,353,346 |
¥3,653,346 |
| 10 |
1.20% |
¥572,433 |
¥68,691,927 |
¥3,991,927 |
| 10 |
1.30% |
¥575,263 |
¥69,031,584 |
¥4,331,584 |
| 10 |
1.40% |
¥578,103 |
¥69,372,315 |
¥4,672,315 |
| 10 |
1.50% |
¥580,951 |
¥69,714,120 |
¥5,014,120 |
| 10 |
1.60% |
¥583,808 |
¥70,057,000 |
¥5,357,000 |
| 10 |
1.70% |
¥586,675 |
¥70,400,952 |
¥5,700,952 |
| 10 |
1.80% |
¥589,550 |
¥70,745,978 |
¥6,045,978 |
| 10 |
1.90% |
¥592,434 |
¥71,092,076 |
¥6,392,076 |
| 10 |
2.00% |
¥595,327 |
¥71,439,246 |
¥6,739,246 |
| 10 |
2.10% |
¥598,229 |
¥71,787,487 |
¥7,087,487 |
| 10 |
2.20% |
¥601,140 |
¥72,136,798 |
¥7,436,798 |
| 10 |
2.30% |
¥604,060 |
¥72,487,180 |
¥7,787,180 |
| 10 |
2.40% |
¥606,989 |
¥72,838,631 |
¥8,138,631 |
| 10 |
2.50% |
¥609,926 |
¥73,191,152 |
¥8,491,152 |
| 10 |
2.60% |
¥612,873 |
¥73,544,740 |
¥8,844,740 |
| 10 |
2.70% |
¥615,828 |
¥73,899,396 |
¥9,199,396 |
| 10 |
2.80% |
¥618,793 |
¥74,255,119 |
¥9,555,119 |
| 10 |
2.90% |
¥621,766 |
¥74,611,908 |
¥9,911,908 |
| 10 |
3.00% |
¥624,748 |
¥74,969,762 |
¥10,269,762 |