6490万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6490万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6490万円の住宅ローン｜期間・年数別
6490万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥128,229 |
¥76,937,407 |
¥12,037,407 |
| 50 |
0.80% |
¥131,274 |
¥78,764,379 |
¥13,864,379 |
| 50 |
0.90% |
¥134,363 |
¥80,617,937 |
¥15,717,937 |
| 50 |
1.00% |
¥137,497 |
¥82,497,965 |
¥17,597,965 |
| 50 |
1.10% |
¥140,674 |
¥84,404,335 |
¥19,504,335 |
| 50 |
1.20% |
¥143,895 |
¥86,336,906 |
¥21,436,906 |
| 50 |
1.30% |
¥147,159 |
¥88,295,527 |
¥23,395,527 |
| 50 |
1.40% |
¥150,467 |
¥90,280,034 |
¥25,380,034 |
| 50 |
1.50% |
¥153,817 |
¥92,290,250 |
¥27,390,250 |
| 50 |
1.60% |
¥157,210 |
¥94,325,990 |
¥29,425,990 |
| 50 |
1.70% |
¥160,645 |
¥96,387,055 |
¥31,487,055 |
| 50 |
1.80% |
¥164,122 |
¥98,473,237 |
¥33,573,237 |
| 50 |
1.90% |
¥167,641 |
¥100,584,319 |
¥35,684,319 |
| 50 |
2.00% |
¥171,200 |
¥102,720,071 |
¥37,820,071 |
| 50 |
2.10% |
¥174,800 |
¥104,880,257 |
¥39,980,257 |
| 50 |
2.20% |
¥178,441 |
¥107,064,629 |
¥42,164,629 |
| 50 |
2.30% |
¥182,122 |
¥109,272,933 |
¥44,372,933 |
| 50 |
2.40% |
¥185,842 |
¥111,504,904 |
¥46,604,904 |
| 50 |
2.50% |
¥189,600 |
¥113,760,271 |
¥48,860,271 |
| 50 |
2.60% |
¥193,398 |
¥116,038,754 |
¥51,138,754 |
| 50 |
2.70% |
¥197,233 |
¥118,340,069 |
¥53,440,069 |
| 50 |
2.80% |
¥201,107 |
¥120,663,921 |
¥55,763,921 |
| 50 |
2.90% |
¥205,017 |
¥123,010,012 |
¥58,110,012 |
| 50 |
3.00% |
¥208,963 |
¥125,378,038 |
¥60,478,038 |
6490万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥140,141 |
¥75,676,278 |
¥10,776,278 |
| 45 |
0.80% |
¥143,153 |
¥77,302,810 |
¥12,402,810 |
| 45 |
0.90% |
¥146,205 |
¥78,950,941 |
¥14,050,941 |
| 45 |
1.00% |
¥149,297 |
¥80,620,595 |
¥15,720,595 |
| 45 |
1.10% |
¥152,429 |
¥82,311,688 |
¥17,411,688 |
| 45 |
1.20% |
¥155,600 |
¥84,024,126 |
¥19,124,126 |
| 45 |
1.30% |
¥158,811 |
¥85,757,808 |
¥20,857,808 |
| 45 |
1.40% |
¥162,060 |
¥87,512,625 |
¥22,612,625 |
| 45 |
1.50% |
¥165,349 |
¥89,288,460 |
¥24,388,460 |
| 45 |
1.60% |
¥168,676 |
¥91,085,188 |
¥26,185,188 |
| 45 |
1.70% |
¥172,042 |
¥92,902,678 |
¥28,002,678 |
| 45 |
1.80% |
¥175,446 |
¥94,740,791 |
¥29,840,791 |
| 45 |
1.90% |
¥178,888 |
¥96,599,380 |
¥31,699,380 |
| 45 |
2.00% |
¥182,367 |
¥98,478,293 |
¥33,578,293 |
| 45 |
2.10% |
¥185,884 |
¥100,377,368 |
¥35,477,368 |
| 45 |
2.20% |
¥189,438 |
¥102,296,442 |
¥37,396,442 |
| 45 |
2.30% |
¥193,028 |
¥104,235,340 |
¥39,335,340 |
| 45 |
2.40% |
¥196,655 |
¥106,193,886 |
¥41,293,886 |
| 45 |
2.50% |
¥200,318 |
¥108,171,893 |
¥43,271,893 |
| 45 |
2.60% |
¥204,017 |
¥110,169,174 |
¥45,269,174 |
| 45 |
2.70% |
¥207,751 |
¥112,185,532 |
¥47,285,532 |
| 45 |
2.80% |
¥211,520 |
¥114,220,769 |
¥49,320,769 |
| 45 |
2.90% |
¥215,323 |
¥116,274,678 |
¥51,374,678 |
| 45 |
3.00% |
¥219,161 |
¥118,347,051 |
¥53,447,051 |
6490万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥155,059 |
¥74,428,265 |
¥9,528,265 |
| 40 |
0.80% |
¥158,038 |
¥75,858,318 |
¥10,958,318 |
| 40 |
0.90% |
¥161,053 |
¥77,305,484 |
¥12,405,484 |
| 40 |
1.00% |
¥164,104 |
¥78,769,715 |
¥13,869,715 |
| 40 |
1.10% |
¥167,189 |
¥80,250,957 |
¥15,350,957 |
| 40 |
1.20% |
¥170,311 |
¥81,749,150 |
¥16,849,150 |
| 40 |
1.30% |
¥173,467 |
¥83,264,232 |
¥18,364,232 |
| 40 |
1.40% |
¥176,659 |
¥84,796,132 |
¥19,896,132 |
| 40 |
1.50% |
¥179,885 |
¥86,344,777 |
¥21,444,777 |
| 40 |
1.60% |
¥183,146 |
¥87,910,088 |
¥23,010,088 |
| 40 |
1.70% |
¥186,442 |
¥89,491,981 |
¥24,591,981 |
| 40 |
1.80% |
¥189,772 |
¥91,090,367 |
¥26,190,367 |
| 40 |
1.90% |
¥193,136 |
¥92,705,154 |
¥27,805,154 |
| 40 |
2.00% |
¥196,534 |
¥94,336,243 |
¥29,436,243 |
| 40 |
2.10% |
¥199,966 |
¥95,983,533 |
¥31,083,533 |
| 40 |
2.20% |
¥203,431 |
¥97,646,918 |
¥32,746,918 |
| 40 |
2.30% |
¥206,930 |
¥99,326,287 |
¥34,426,287 |
| 40 |
2.40% |
¥210,462 |
¥101,021,525 |
¥36,121,525 |
| 40 |
2.50% |
¥214,026 |
¥102,732,513 |
¥37,832,513 |
| 40 |
2.60% |
¥217,623 |
¥104,459,130 |
¥39,559,130 |
| 40 |
2.70% |
¥221,253 |
¥106,201,250 |
¥41,301,250 |
| 40 |
2.80% |
¥224,914 |
¥107,958,742 |
¥43,058,742 |
| 40 |
2.90% |
¥228,607 |
¥109,731,473 |
¥44,831,473 |
| 40 |
3.00% |
¥232,332 |
¥111,519,307 |
¥46,619,307 |
6490万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥174,270 |
¥73,193,394 |
¥8,293,394 |
| 35 |
0.80% |
¥177,217 |
¥74,430,951 |
¥9,530,951 |
| 35 |
0.90% |
¥180,194 |
¥75,681,641 |
¥10,781,641 |
| 35 |
1.00% |
¥183,203 |
¥76,945,436 |
¥12,045,436 |
| 35 |
1.10% |
¥186,244 |
¥78,222,304 |
¥13,322,304 |
| 35 |
1.20% |
¥189,315 |
¥79,512,209 |
¥14,612,209 |
| 35 |
1.30% |
¥192,417 |
¥80,815,114 |
¥15,915,114 |
| 35 |
1.40% |
¥195,550 |
¥82,130,977 |
¥17,230,977 |
| 35 |
1.50% |
¥198,714 |
¥83,459,755 |
¥18,559,755 |
| 35 |
1.60% |
¥201,908 |
¥84,801,399 |
¥19,901,399 |
| 35 |
1.70% |
¥205,133 |
¥86,155,861 |
¥21,255,861 |
| 35 |
1.80% |
¥208,388 |
¥87,523,087 |
¥22,623,087 |
| 35 |
1.90% |
¥211,674 |
¥88,903,021 |
¥24,003,021 |
| 35 |
2.00% |
¥214,990 |
¥90,295,606 |
¥25,395,606 |
| 35 |
2.10% |
¥218,335 |
¥91,700,779 |
¥26,800,779 |
| 35 |
2.20% |
¥221,711 |
¥93,118,478 |
¥28,218,478 |
| 35 |
2.30% |
¥225,116 |
¥94,548,635 |
¥29,648,635 |
| 35 |
2.40% |
¥228,550 |
¥95,991,181 |
¥31,091,181 |
| 35 |
2.50% |
¥232,014 |
¥97,446,046 |
¥32,546,046 |
| 35 |
2.60% |
¥235,508 |
¥98,913,154 |
¥34,013,154 |
| 35 |
2.70% |
¥239,030 |
¥100,392,430 |
¥35,492,430 |
| 35 |
2.80% |
¥242,580 |
¥101,883,795 |
¥36,983,795 |
| 35 |
2.90% |
¥246,160 |
¥103,387,168 |
¥38,487,168 |
| 35 |
3.00% |
¥249,768 |
¥104,902,465 |
¥40,002,465 |
6490万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥199,921 |
¥71,971,690 |
¥7,071,690 |
| 30 |
0.80% |
¥202,835 |
¥73,020,749 |
¥8,120,749 |
| 30 |
0.90% |
¥205,776 |
¥74,079,477 |
¥9,179,477 |
| 30 |
1.00% |
¥208,744 |
¥75,147,858 |
¥10,247,858 |
| 30 |
1.10% |
¥211,739 |
¥76,225,874 |
¥11,325,874 |
| 30 |
1.20% |
¥214,760 |
¥77,313,507 |
¥12,413,507 |
| 30 |
1.30% |
¥217,808 |
¥78,410,736 |
¥13,510,736 |
| 30 |
1.40% |
¥220,882 |
¥79,517,537 |
¥14,617,537 |
| 30 |
1.50% |
¥223,983 |
¥80,633,886 |
¥15,733,886 |
| 30 |
1.60% |
¥227,110 |
¥81,759,758 |
¥16,859,758 |
| 30 |
1.70% |
¥230,264 |
¥82,895,124 |
¥17,995,124 |
| 30 |
1.80% |
¥233,444 |
¥84,039,957 |
¥19,139,957 |
| 30 |
1.90% |
¥236,651 |
¥85,194,224 |
¥20,294,224 |
| 30 |
2.00% |
¥239,883 |
¥86,357,894 |
¥21,457,894 |
| 30 |
2.10% |
¥243,141 |
¥87,530,932 |
¥22,630,932 |
| 30 |
2.20% |
¥246,426 |
¥88,713,305 |
¥23,813,305 |
| 30 |
2.30% |
¥249,736 |
¥89,904,974 |
¥25,004,974 |
| 30 |
2.40% |
¥253,072 |
¥91,105,901 |
¥26,205,901 |
| 30 |
2.50% |
¥256,433 |
¥92,316,047 |
¥27,416,047 |
| 30 |
2.60% |
¥259,820 |
¥93,535,370 |
¥28,635,370 |
| 30 |
2.70% |
¥263,233 |
¥94,763,828 |
¥29,863,828 |
| 30 |
2.80% |
¥266,670 |
¥96,001,378 |
¥31,101,378 |
| 30 |
2.90% |
¥270,133 |
¥97,247,973 |
¥32,347,973 |
| 30 |
3.00% |
¥273,621 |
¥98,503,566 |
¥33,603,566 |
6490万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥235,877 |
¥70,763,175 |
¥5,863,175 |
| 25 |
0.80% |
¥238,759 |
¥71,627,748 |
¥6,727,748 |
| 25 |
0.90% |
¥241,663 |
¥72,499,048 |
¥7,599,048 |
| 25 |
1.00% |
¥244,590 |
¥73,377,067 |
¥8,477,067 |
| 25 |
1.10% |
¥247,539 |
¥74,261,795 |
¥9,361,795 |
| 25 |
1.20% |
¥250,511 |
¥75,153,224 |
¥10,253,224 |
| 25 |
1.30% |
¥253,504 |
¥76,051,342 |
¥11,151,342 |
| 25 |
1.40% |
¥256,520 |
¥76,956,139 |
¥12,056,139 |
| 25 |
1.50% |
¥259,559 |
¥77,867,603 |
¥12,967,603 |
| 25 |
1.60% |
¥262,619 |
¥78,785,720 |
¥13,885,720 |
| 25 |
1.70% |
¥265,702 |
¥79,710,477 |
¥14,810,477 |
| 25 |
1.80% |
¥268,806 |
¥80,641,859 |
¥15,741,859 |
| 25 |
1.90% |
¥271,933 |
¥81,579,852 |
¥16,679,852 |
| 25 |
2.00% |
¥275,081 |
¥82,524,440 |
¥17,624,440 |
| 25 |
2.10% |
¥278,252 |
¥83,475,605 |
¥18,575,605 |
| 25 |
2.20% |
¥281,444 |
¥84,433,330 |
¥19,533,330 |
| 25 |
2.30% |
¥284,659 |
¥85,397,596 |
¥20,497,596 |
| 25 |
2.40% |
¥287,895 |
¥86,368,386 |
¥21,468,386 |
| 25 |
2.50% |
¥291,152 |
¥87,345,678 |
¥22,445,678 |
| 25 |
2.60% |
¥294,432 |
¥88,329,453 |
¥23,429,453 |
| 25 |
2.70% |
¥297,732 |
¥89,319,689 |
¥24,419,689 |
| 25 |
2.80% |
¥301,055 |
¥90,316,365 |
¥25,416,365 |
| 25 |
2.90% |
¥304,398 |
¥91,319,457 |
¥26,419,457 |
| 25 |
3.00% |
¥307,763 |
¥92,328,943 |
¥27,428,943 |
6490万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥289,866 |
¥69,567,865 |
¥4,667,865 |
| 20 |
0.80% |
¥292,717 |
¥70,251,979 |
¥5,351,979 |
| 20 |
0.90% |
¥295,585 |
¥70,940,404 |
¥6,040,404 |
| 20 |
1.00% |
¥298,471 |
¥71,633,137 |
¥6,733,137 |
| 20 |
1.10% |
¥301,376 |
¥72,330,174 |
¥7,430,174 |
| 20 |
1.20% |
¥304,298 |
¥73,031,511 |
¥8,131,511 |
| 20 |
1.30% |
¥307,238 |
¥73,737,143 |
¥8,837,143 |
| 20 |
1.40% |
¥310,196 |
¥74,447,065 |
¥9,547,065 |
| 20 |
1.50% |
¥313,172 |
¥75,161,273 |
¥10,261,273 |
| 20 |
1.60% |
¥316,166 |
¥75,879,761 |
¥10,979,761 |
| 20 |
1.70% |
¥319,177 |
¥76,602,522 |
¥11,702,522 |
| 20 |
1.80% |
¥322,206 |
¥77,329,552 |
¥12,429,552 |
| 20 |
1.90% |
¥325,254 |
¥78,060,843 |
¥13,160,843 |
| 20 |
2.00% |
¥328,318 |
¥78,796,388 |
¥13,896,388 |
| 20 |
2.10% |
¥331,401 |
¥79,536,181 |
¥14,636,181 |
| 20 |
2.20% |
¥334,501 |
¥80,280,214 |
¥15,380,214 |
| 20 |
2.30% |
¥337,619 |
¥81,028,480 |
¥16,128,480 |
| 20 |
2.40% |
¥340,754 |
¥81,780,969 |
¥16,880,969 |
| 20 |
2.50% |
¥343,907 |
¥82,537,675 |
¥17,637,675 |
| 20 |
2.60% |
¥347,077 |
¥83,298,587 |
¥18,398,587 |
| 20 |
2.70% |
¥350,265 |
¥84,063,697 |
¥19,163,697 |
| 20 |
2.80% |
¥353,471 |
¥84,832,996 |
¥19,932,996 |
| 20 |
2.90% |
¥356,694 |
¥85,606,475 |
¥20,706,475 |
| 20 |
3.00% |
¥359,934 |
¥86,384,122 |
¥21,484,122 |
6490万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥379,921 |
¥68,385,776 |
¥3,485,776 |
| 15 |
0.80% |
¥382,741 |
¥68,893,466 |
¥3,993,466 |
| 15 |
0.90% |
¥385,575 |
¥69,403,584 |
¥4,503,584 |
| 15 |
1.00% |
¥388,423 |
¥69,916,129 |
¥5,016,129 |
| 15 |
1.10% |
¥391,284 |
¥70,431,099 |
¥5,531,099 |
| 15 |
1.20% |
¥394,158 |
¥70,948,493 |
¥6,048,493 |
| 15 |
1.30% |
¥397,046 |
¥71,468,308 |
¥6,568,308 |
| 15 |
1.40% |
¥399,947 |
¥71,990,545 |
¥7,090,545 |
| 15 |
1.50% |
¥402,862 |
¥72,515,200 |
¥7,615,200 |
| 15 |
1.60% |
¥405,790 |
¥73,042,272 |
¥8,142,272 |
| 15 |
1.70% |
¥408,732 |
¥73,571,758 |
¥8,671,758 |
| 15 |
1.80% |
¥411,687 |
¥74,103,658 |
¥9,203,658 |
| 15 |
1.90% |
¥414,655 |
¥74,637,968 |
¥9,737,968 |
| 15 |
2.00% |
¥417,637 |
¥75,174,686 |
¥10,274,686 |
| 15 |
2.10% |
¥420,632 |
¥75,713,811 |
¥10,813,811 |
| 15 |
2.20% |
¥423,641 |
¥76,255,338 |
¥11,355,338 |
| 15 |
2.30% |
¥426,663 |
¥76,799,267 |
¥11,899,267 |
| 15 |
2.40% |
¥429,698 |
¥77,345,594 |
¥12,445,594 |
| 15 |
2.50% |
¥432,746 |
¥77,894,315 |
¥12,994,315 |
| 15 |
2.60% |
¥435,808 |
¥78,445,430 |
¥13,545,430 |
| 15 |
2.70% |
¥438,883 |
¥78,998,933 |
¥14,098,933 |
| 15 |
2.80% |
¥441,971 |
¥79,554,823 |
¥14,654,823 |
| 15 |
2.90% |
¥445,073 |
¥80,113,095 |
¥15,213,095 |
| 15 |
3.00% |
¥448,187 |
¥80,673,747 |
¥15,773,747 |
6490万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥560,141 |
¥67,216,918 |
¥2,316,918 |
| 10 |
0.80% |
¥562,935 |
¥67,552,229 |
¥2,652,229 |
| 10 |
0.90% |
¥565,738 |
¥67,888,620 |
¥2,988,620 |
| 10 |
1.00% |
¥568,551 |
¥68,226,090 |
¥3,326,090 |
| 10 |
1.10% |
¥571,372 |
¥68,564,639 |
¥3,664,639 |
| 10 |
1.20% |
¥574,202 |
¥68,904,267 |
¥4,004,267 |
| 10 |
1.30% |
¥577,041 |
¥69,244,973 |
¥4,344,973 |
| 10 |
1.40% |
¥579,890 |
¥69,586,758 |
¥4,686,758 |
| 10 |
1.50% |
¥582,747 |
¥69,929,620 |
¥5,029,620 |
| 10 |
1.60% |
¥585,613 |
¥70,273,559 |
¥5,373,559 |
| 10 |
1.70% |
¥588,488 |
¥70,618,575 |
¥5,718,575 |
| 10 |
1.80% |
¥591,372 |
¥70,964,667 |
¥6,064,667 |
| 10 |
1.90% |
¥594,265 |
¥71,311,835 |
¥6,411,835 |
| 10 |
2.00% |
¥597,167 |
¥71,660,078 |
¥6,760,078 |
| 10 |
2.10% |
¥600,078 |
¥72,009,395 |
¥7,109,395 |
| 10 |
2.20% |
¥602,998 |
¥72,359,787 |
¥7,459,787 |
| 10 |
2.30% |
¥605,927 |
¥72,711,252 |
¥7,811,252 |
| 10 |
2.40% |
¥608,865 |
¥73,063,790 |
¥8,163,790 |
| 10 |
2.50% |
¥611,812 |
¥73,417,399 |
¥8,517,399 |
| 10 |
2.60% |
¥614,767 |
¥73,772,081 |
¥8,872,081 |
| 10 |
2.70% |
¥617,732 |
¥74,127,833 |
¥9,227,833 |
| 10 |
2.80% |
¥620,705 |
¥74,484,656 |
¥9,584,656 |
| 10 |
2.90% |
¥623,688 |
¥74,842,547 |
¥9,942,547 |
| 10 |
3.00% |
¥626,679 |
¥75,201,508 |
¥10,301,508 |
