6490万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6490万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6490万円の住宅ローン｜期間・年数別
6490万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥128,229 | ¥76,937,407 | ¥12,037,407 |
| 50 | 0.80% | ¥131,274 | ¥78,764,379 | ¥13,864,379 |
| 50 | 0.90% | ¥134,363 | ¥80,617,937 | ¥15,717,937 |
| 50 | 1.00% | ¥137,497 | ¥82,497,965 | ¥17,597,965 |
| 50 | 1.10% | ¥140,674 | ¥84,404,335 | ¥19,504,335 |
| 50 | 1.20% | ¥143,895 | ¥86,336,906 | ¥21,436,906 |
| 50 | 1.30% | ¥147,159 | ¥88,295,527 | ¥23,395,527 |
| 50 | 1.40% | ¥150,467 | ¥90,280,034 | ¥25,380,034 |
| 50 | 1.50% | ¥153,817 | ¥92,290,250 | ¥27,390,250 |
| 50 | 1.60% | ¥157,210 | ¥94,325,990 | ¥29,425,990 |
| 50 | 1.70% | ¥160,645 | ¥96,387,055 | ¥31,487,055 |
| 50 | 1.80% | ¥164,122 | ¥98,473,237 | ¥33,573,237 |
| 50 | 1.90% | ¥167,641 | ¥100,584,319 | ¥35,684,319 |
| 50 | 2.00% | ¥171,200 | ¥102,720,071 | ¥37,820,071 |
| 50 | 2.10% | ¥174,800 | ¥104,880,257 | ¥39,980,257 |
| 50 | 2.20% | ¥178,441 | ¥107,064,629 | ¥42,164,629 |
| 50 | 2.30% | ¥182,122 | ¥109,272,933 | ¥44,372,933 |
| 50 | 2.40% | ¥185,842 | ¥111,504,904 | ¥46,604,904 |
| 50 | 2.50% | ¥189,600 | ¥113,760,271 | ¥48,860,271 |
| 50 | 2.60% | ¥193,398 | ¥116,038,754 | ¥51,138,754 |
| 50 | 2.70% | ¥197,233 | ¥118,340,069 | ¥53,440,069 |
| 50 | 2.80% | ¥201,107 | ¥120,663,921 | ¥55,763,921 |
| 50 | 2.90% | ¥205,017 | ¥123,010,012 | ¥58,110,012 |
| 50 | 3.00% | ¥208,963 | ¥125,378,038 | ¥60,478,038 |
6490万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥140,141 | ¥75,676,278 | ¥10,776,278 |
| 45 | 0.80% | ¥143,153 | ¥77,302,810 | ¥12,402,810 |
| 45 | 0.90% | ¥146,205 | ¥78,950,941 | ¥14,050,941 |
| 45 | 1.00% | ¥149,297 | ¥80,620,595 | ¥15,720,595 |
| 45 | 1.10% | ¥152,429 | ¥82,311,688 | ¥17,411,688 |
| 45 | 1.20% | ¥155,600 | ¥84,024,126 | ¥19,124,126 |
| 45 | 1.30% | ¥158,811 | ¥85,757,808 | ¥20,857,808 |
| 45 | 1.40% | ¥162,060 | ¥87,512,625 | ¥22,612,625 |
| 45 | 1.50% | ¥165,349 | ¥89,288,460 | ¥24,388,460 |
| 45 | 1.60% | ¥168,676 | ¥91,085,188 | ¥26,185,188 |
| 45 | 1.70% | ¥172,042 | ¥92,902,678 | ¥28,002,678 |
| 45 | 1.80% | ¥175,446 | ¥94,740,791 | ¥29,840,791 |
| 45 | 1.90% | ¥178,888 | ¥96,599,380 | ¥31,699,380 |
| 45 | 2.00% | ¥182,367 | ¥98,478,293 | ¥33,578,293 |
| 45 | 2.10% | ¥185,884 | ¥100,377,368 | ¥35,477,368 |
| 45 | 2.20% | ¥189,438 | ¥102,296,442 | ¥37,396,442 |
| 45 | 2.30% | ¥193,028 | ¥104,235,340 | ¥39,335,340 |
| 45 | 2.40% | ¥196,655 | ¥106,193,886 | ¥41,293,886 |
| 45 | 2.50% | ¥200,318 | ¥108,171,893 | ¥43,271,893 |
| 45 | 2.60% | ¥204,017 | ¥110,169,174 | ¥45,269,174 |
| 45 | 2.70% | ¥207,751 | ¥112,185,532 | ¥47,285,532 |
| 45 | 2.80% | ¥211,520 | ¥114,220,769 | ¥49,320,769 |
| 45 | 2.90% | ¥215,323 | ¥116,274,678 | ¥51,374,678 |
| 45 | 3.00% | ¥219,161 | ¥118,347,051 | ¥53,447,051 |
6490万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥155,059 | ¥74,428,265 | ¥9,528,265 |
| 40 | 0.80% | ¥158,038 | ¥75,858,318 | ¥10,958,318 |
| 40 | 0.90% | ¥161,053 | ¥77,305,484 | ¥12,405,484 |
| 40 | 1.00% | ¥164,104 | ¥78,769,715 | ¥13,869,715 |
| 40 | 1.10% | ¥167,189 | ¥80,250,957 | ¥15,350,957 |
| 40 | 1.20% | ¥170,311 | ¥81,749,150 | ¥16,849,150 |
| 40 | 1.30% | ¥173,467 | ¥83,264,232 | ¥18,364,232 |
| 40 | 1.40% | ¥176,659 | ¥84,796,132 | ¥19,896,132 |
| 40 | 1.50% | ¥179,885 | ¥86,344,777 | ¥21,444,777 |
| 40 | 1.60% | ¥183,146 | ¥87,910,088 | ¥23,010,088 |
| 40 | 1.70% | ¥186,442 | ¥89,491,981 | ¥24,591,981 |
| 40 | 1.80% | ¥189,772 | ¥91,090,367 | ¥26,190,367 |
| 40 | 1.90% | ¥193,136 | ¥92,705,154 | ¥27,805,154 |
| 40 | 2.00% | ¥196,534 | ¥94,336,243 | ¥29,436,243 |
| 40 | 2.10% | ¥199,966 | ¥95,983,533 | ¥31,083,533 |
| 40 | 2.20% | ¥203,431 | ¥97,646,918 | ¥32,746,918 |
| 40 | 2.30% | ¥206,930 | ¥99,326,287 | ¥34,426,287 |
| 40 | 2.40% | ¥210,462 | ¥101,021,525 | ¥36,121,525 |
| 40 | 2.50% | ¥214,026 | ¥102,732,513 | ¥37,832,513 |
| 40 | 2.60% | ¥217,623 | ¥104,459,130 | ¥39,559,130 |
| 40 | 2.70% | ¥221,253 | ¥106,201,250 | ¥41,301,250 |
| 40 | 2.80% | ¥224,914 | ¥107,958,742 | ¥43,058,742 |
| 40 | 2.90% | ¥228,607 | ¥109,731,473 | ¥44,831,473 |
| 40 | 3.00% | ¥232,332 | ¥111,519,307 | ¥46,619,307 |
6490万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥174,270 | ¥73,193,394 | ¥8,293,394 |
| 35 | 0.80% | ¥177,217 | ¥74,430,951 | ¥9,530,951 |
| 35 | 0.90% | ¥180,194 | ¥75,681,641 | ¥10,781,641 |
| 35 | 1.00% | ¥183,203 | ¥76,945,436 | ¥12,045,436 |
| 35 | 1.10% | ¥186,244 | ¥78,222,304 | ¥13,322,304 |
| 35 | 1.20% | ¥189,315 | ¥79,512,209 | ¥14,612,209 |
| 35 | 1.30% | ¥192,417 | ¥80,815,114 | ¥15,915,114 |
| 35 | 1.40% | ¥195,550 | ¥82,130,977 | ¥17,230,977 |
| 35 | 1.50% | ¥198,714 | ¥83,459,755 | ¥18,559,755 |
| 35 | 1.60% | ¥201,908 | ¥84,801,399 | ¥19,901,399 |
| 35 | 1.70% | ¥205,133 | ¥86,155,861 | ¥21,255,861 |
| 35 | 1.80% | ¥208,388 | ¥87,523,087 | ¥22,623,087 |
| 35 | 1.90% | ¥211,674 | ¥88,903,021 | ¥24,003,021 |
| 35 | 2.00% | ¥214,990 | ¥90,295,606 | ¥25,395,606 |
| 35 | 2.10% | ¥218,335 | ¥91,700,779 | ¥26,800,779 |
| 35 | 2.20% | ¥221,711 | ¥93,118,478 | ¥28,218,478 |
| 35 | 2.30% | ¥225,116 | ¥94,548,635 | ¥29,648,635 |
| 35 | 2.40% | ¥228,550 | ¥95,991,181 | ¥31,091,181 |
| 35 | 2.50% | ¥232,014 | ¥97,446,046 | ¥32,546,046 |
| 35 | 2.60% | ¥235,508 | ¥98,913,154 | ¥34,013,154 |
| 35 | 2.70% | ¥239,030 | ¥100,392,430 | ¥35,492,430 |
| 35 | 2.80% | ¥242,580 | ¥101,883,795 | ¥36,983,795 |
| 35 | 2.90% | ¥246,160 | ¥103,387,168 | ¥38,487,168 |
| 35 | 3.00% | ¥249,768 | ¥104,902,465 | ¥40,002,465 |
6490万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥199,921 | ¥71,971,690 | ¥7,071,690 |
| 30 | 0.80% | ¥202,835 | ¥73,020,749 | ¥8,120,749 |
| 30 | 0.90% | ¥205,776 | ¥74,079,477 | ¥9,179,477 |
| 30 | 1.00% | ¥208,744 | ¥75,147,858 | ¥10,247,858 |
| 30 | 1.10% | ¥211,739 | ¥76,225,874 | ¥11,325,874 |
| 30 | 1.20% | ¥214,760 | ¥77,313,507 | ¥12,413,507 |
| 30 | 1.30% | ¥217,808 | ¥78,410,736 | ¥13,510,736 |
| 30 | 1.40% | ¥220,882 | ¥79,517,537 | ¥14,617,537 |
| 30 | 1.50% | ¥223,983 | ¥80,633,886 | ¥15,733,886 |
| 30 | 1.60% | ¥227,110 | ¥81,759,758 | ¥16,859,758 |
| 30 | 1.70% | ¥230,264 | ¥82,895,124 | ¥17,995,124 |
| 30 | 1.80% | ¥233,444 | ¥84,039,957 | ¥19,139,957 |
| 30 | 1.90% | ¥236,651 | ¥85,194,224 | ¥20,294,224 |
| 30 | 2.00% | ¥239,883 | ¥86,357,894 | ¥21,457,894 |
| 30 | 2.10% | ¥243,141 | ¥87,530,932 | ¥22,630,932 |
| 30 | 2.20% | ¥246,426 | ¥88,713,305 | ¥23,813,305 |
| 30 | 2.30% | ¥249,736 | ¥89,904,974 | ¥25,004,974 |
| 30 | 2.40% | ¥253,072 | ¥91,105,901 | ¥26,205,901 |
| 30 | 2.50% | ¥256,433 | ¥92,316,047 | ¥27,416,047 |
| 30 | 2.60% | ¥259,820 | ¥93,535,370 | ¥28,635,370 |
| 30 | 2.70% | ¥263,233 | ¥94,763,828 | ¥29,863,828 |
| 30 | 2.80% | ¥266,670 | ¥96,001,378 | ¥31,101,378 |
| 30 | 2.90% | ¥270,133 | ¥97,247,973 | ¥32,347,973 |
| 30 | 3.00% | ¥273,621 | ¥98,503,566 | ¥33,603,566 |
6490万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥235,877 | ¥70,763,175 | ¥5,863,175 |
| 25 | 0.80% | ¥238,759 | ¥71,627,748 | ¥6,727,748 |
| 25 | 0.90% | ¥241,663 | ¥72,499,048 | ¥7,599,048 |
| 25 | 1.00% | ¥244,590 | ¥73,377,067 | ¥8,477,067 |
| 25 | 1.10% | ¥247,539 | ¥74,261,795 | ¥9,361,795 |
| 25 | 1.20% | ¥250,511 | ¥75,153,224 | ¥10,253,224 |
| 25 | 1.30% | ¥253,504 | ¥76,051,342 | ¥11,151,342 |
| 25 | 1.40% | ¥256,520 | ¥76,956,139 | ¥12,056,139 |
| 25 | 1.50% | ¥259,559 | ¥77,867,603 | ¥12,967,603 |
| 25 | 1.60% | ¥262,619 | ¥78,785,720 | ¥13,885,720 |
| 25 | 1.70% | ¥265,702 | ¥79,710,477 | ¥14,810,477 |
| 25 | 1.80% | ¥268,806 | ¥80,641,859 | ¥15,741,859 |
| 25 | 1.90% | ¥271,933 | ¥81,579,852 | ¥16,679,852 |
| 25 | 2.00% | ¥275,081 | ¥82,524,440 | ¥17,624,440 |
| 25 | 2.10% | ¥278,252 | ¥83,475,605 | ¥18,575,605 |
| 25 | 2.20% | ¥281,444 | ¥84,433,330 | ¥19,533,330 |
| 25 | 2.30% | ¥284,659 | ¥85,397,596 | ¥20,497,596 |
| 25 | 2.40% | ¥287,895 | ¥86,368,386 | ¥21,468,386 |
| 25 | 2.50% | ¥291,152 | ¥87,345,678 | ¥22,445,678 |
| 25 | 2.60% | ¥294,432 | ¥88,329,453 | ¥23,429,453 |
| 25 | 2.70% | ¥297,732 | ¥89,319,689 | ¥24,419,689 |
| 25 | 2.80% | ¥301,055 | ¥90,316,365 | ¥25,416,365 |
| 25 | 2.90% | ¥304,398 | ¥91,319,457 | ¥26,419,457 |
| 25 | 3.00% | ¥307,763 | ¥92,328,943 | ¥27,428,943 |
6490万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥289,866 | ¥69,567,865 | ¥4,667,865 |
| 20 | 0.80% | ¥292,717 | ¥70,251,979 | ¥5,351,979 |
| 20 | 0.90% | ¥295,585 | ¥70,940,404 | ¥6,040,404 |
| 20 | 1.00% | ¥298,471 | ¥71,633,137 | ¥6,733,137 |
| 20 | 1.10% | ¥301,376 | ¥72,330,174 | ¥7,430,174 |
| 20 | 1.20% | ¥304,298 | ¥73,031,511 | ¥8,131,511 |
| 20 | 1.30% | ¥307,238 | ¥73,737,143 | ¥8,837,143 |
| 20 | 1.40% | ¥310,196 | ¥74,447,065 | ¥9,547,065 |
| 20 | 1.50% | ¥313,172 | ¥75,161,273 | ¥10,261,273 |
| 20 | 1.60% | ¥316,166 | ¥75,879,761 | ¥10,979,761 |
| 20 | 1.70% | ¥319,177 | ¥76,602,522 | ¥11,702,522 |
| 20 | 1.80% | ¥322,206 | ¥77,329,552 | ¥12,429,552 |
| 20 | 1.90% | ¥325,254 | ¥78,060,843 | ¥13,160,843 |
| 20 | 2.00% | ¥328,318 | ¥78,796,388 | ¥13,896,388 |
| 20 | 2.10% | ¥331,401 | ¥79,536,181 | ¥14,636,181 |
| 20 | 2.20% | ¥334,501 | ¥80,280,214 | ¥15,380,214 |
| 20 | 2.30% | ¥337,619 | ¥81,028,480 | ¥16,128,480 |
| 20 | 2.40% | ¥340,754 | ¥81,780,969 | ¥16,880,969 |
| 20 | 2.50% | ¥343,907 | ¥82,537,675 | ¥17,637,675 |
| 20 | 2.60% | ¥347,077 | ¥83,298,587 | ¥18,398,587 |
| 20 | 2.70% | ¥350,265 | ¥84,063,697 | ¥19,163,697 |
| 20 | 2.80% | ¥353,471 | ¥84,832,996 | ¥19,932,996 |
| 20 | 2.90% | ¥356,694 | ¥85,606,475 | ¥20,706,475 |
| 20 | 3.00% | ¥359,934 | ¥86,384,122 | ¥21,484,122 |
6490万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥379,921 | ¥68,385,776 | ¥3,485,776 |
| 15 | 0.80% | ¥382,741 | ¥68,893,466 | ¥3,993,466 |
| 15 | 0.90% | ¥385,575 | ¥69,403,584 | ¥4,503,584 |
| 15 | 1.00% | ¥388,423 | ¥69,916,129 | ¥5,016,129 |
| 15 | 1.10% | ¥391,284 | ¥70,431,099 | ¥5,531,099 |
| 15 | 1.20% | ¥394,158 | ¥70,948,493 | ¥6,048,493 |
| 15 | 1.30% | ¥397,046 | ¥71,468,308 | ¥6,568,308 |
| 15 | 1.40% | ¥399,947 | ¥71,990,545 | ¥7,090,545 |
| 15 | 1.50% | ¥402,862 | ¥72,515,200 | ¥7,615,200 |
| 15 | 1.60% | ¥405,790 | ¥73,042,272 | ¥8,142,272 |
| 15 | 1.70% | ¥408,732 | ¥73,571,758 | ¥8,671,758 |
| 15 | 1.80% | ¥411,687 | ¥74,103,658 | ¥9,203,658 |
| 15 | 1.90% | ¥414,655 | ¥74,637,968 | ¥9,737,968 |
| 15 | 2.00% | ¥417,637 | ¥75,174,686 | ¥10,274,686 |
| 15 | 2.10% | ¥420,632 | ¥75,713,811 | ¥10,813,811 |
| 15 | 2.20% | ¥423,641 | ¥76,255,338 | ¥11,355,338 |
| 15 | 2.30% | ¥426,663 | ¥76,799,267 | ¥11,899,267 |
| 15 | 2.40% | ¥429,698 | ¥77,345,594 | ¥12,445,594 |
| 15 | 2.50% | ¥432,746 | ¥77,894,315 | ¥12,994,315 |
| 15 | 2.60% | ¥435,808 | ¥78,445,430 | ¥13,545,430 |
| 15 | 2.70% | ¥438,883 | ¥78,998,933 | ¥14,098,933 |
| 15 | 2.80% | ¥441,971 | ¥79,554,823 | ¥14,654,823 |
| 15 | 2.90% | ¥445,073 | ¥80,113,095 | ¥15,213,095 |
| 15 | 3.00% | ¥448,187 | ¥80,673,747 | ¥15,773,747 |
6490万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥560,141 | ¥67,216,918 | ¥2,316,918 |
| 10 | 0.80% | ¥562,935 | ¥67,552,229 | ¥2,652,229 |
| 10 | 0.90% | ¥565,738 | ¥67,888,620 | ¥2,988,620 |
| 10 | 1.00% | ¥568,551 | ¥68,226,090 | ¥3,326,090 |
| 10 | 1.10% | ¥571,372 | ¥68,564,639 | ¥3,664,639 |
| 10 | 1.20% | ¥574,202 | ¥68,904,267 | ¥4,004,267 |
| 10 | 1.30% | ¥577,041 | ¥69,244,973 | ¥4,344,973 |
| 10 | 1.40% | ¥579,890 | ¥69,586,758 | ¥4,686,758 |
| 10 | 1.50% | ¥582,747 | ¥69,929,620 | ¥5,029,620 |
| 10 | 1.60% | ¥585,613 | ¥70,273,559 | ¥5,373,559 |
| 10 | 1.70% | ¥588,488 | ¥70,618,575 | ¥5,718,575 |
| 10 | 1.80% | ¥591,372 | ¥70,964,667 | ¥6,064,667 |
| 10 | 1.90% | ¥594,265 | ¥71,311,835 | ¥6,411,835 |
| 10 | 2.00% | ¥597,167 | ¥71,660,078 | ¥6,760,078 |
| 10 | 2.10% | ¥600,078 | ¥72,009,395 | ¥7,109,395 |
| 10 | 2.20% | ¥602,998 | ¥72,359,787 | ¥7,459,787 |
| 10 | 2.30% | ¥605,927 | ¥72,711,252 | ¥7,811,252 |
| 10 | 2.40% | ¥608,865 | ¥73,063,790 | ¥8,163,790 |
| 10 | 2.50% | ¥611,812 | ¥73,417,399 | ¥8,517,399 |
| 10 | 2.60% | ¥614,767 | ¥73,772,081 | ¥8,872,081 |
| 10 | 2.70% | ¥617,732 | ¥74,127,833 | ¥9,227,833 |
| 10 | 2.80% | ¥620,705 | ¥74,484,656 | ¥9,584,656 |
| 10 | 2.90% | ¥623,688 | ¥74,842,547 | ¥9,942,547 |
| 10 | 3.00% | ¥626,679 | ¥75,201,508 | ¥10,301,508 |
